With the HMO, a person would save $340 for his or her 12 physical therapy sessions.
HMO stands for Health Maintenance Organization and that is a type of health insurance plan that usually limits coverage to care from doctors who work for or contract with the HMO.
Now, let's try to calculate how much would a person save with the HMO.
Health insurance policy =
Coinsurance expenses = Total expenses - Deductible
= (12*125) - $500 = $1000
Insured's cost = Deductible + ((1 - Coinsurance percent) * Coinsurance expenses)
= $500 + ((1-0.80) * 1000) = $700
HMO :
Insured's cost = Number of visits * cost per visit
= 30 * $12 = $360
Insured's savings with HMO = Health insurance policy cost - HMO cost
= $700 - $360 = $340
Therefore, the person will save $340 with the HMO.
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every year, alice gets a raise of $3000 plus 5% of her previous year's salary. her starting salary is $50000. what is her salary in the third year?
If Alice gets a raise of $3000 plus 5% of her previous year's salary, then Alice salary in the third year would be 67338.
Explanation of the above answer
S (0) is her first salary which is $50,000
S (1) would be her next salary.
To find this, we take her previous salary ($50,000) and add 5% (.05*$50,000) + $3000
This is equivalent to S (1) =S (0) +.05(S(0))+3,000
S (1) = $50000 + 2500+3000 = $55500
similarly, S (2) = 61275
and S (3) = 67338
Hence, salary in the third year would be 67338
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A ______ is a fixed income investment that represents a loan from an investor to a borrower.
'A Bond is a fixed-income investment representing a loan from an investor to a borrower.
A bond refers to any type of investment in which the borrower or issuer is obliged to make fixed payments according to a set schedule. For example, a borrower may be required to pay interest once a year at a fixed rate and repay the principal when due.
Fixed Income is an investment approach focused on preserving capital and income. This typically includes investments such as government bonds, corporate bonds, CDs, and money market funds. Fixed-income securities can provide a steady income stream with less risk than stocks.
Fixed Income is an investment approach focused on preserving capital and income. This typically includes investments such as government bonds, corporate bonds, CDs, and money market funds. Fixed-income securities can provide a steady income stream with less risk than stocks.
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Which of the following choices is referred to as the degree of influence a manager has over costs, revenues, or related items for which he or she is responsible?
•Responsibility
•Variances
•Organizational structure
•Controllability
Controllability is referred to as the degree of influence a manager has over costs, revenues, or related items for which he or she is responsible.
What does revenue mean?
Revenue is the entire amount of money made through the sale of products or services related to a business's core operations. Because it appears at the top of the income statement, revenue, also known as gross sales, is frequently called the "top line."What are sales versus profit?
Profit is the net money left over after deducting costs from earnings, whereas revenue is the income created by business operations. Sales, income from fees, and income from property are just a few examples of the different ways that money might come in.Learn more about Revenue
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a firm produces 12 different services and has capacity to service 360,000 customers per year. a total of 24 service workers are employed. if 270,000 customers receive service during a particular year, what is the capacity cushion during that year? multiple choice
Option B is the right choice.
The capacity cushion for a given year is 25% if 270,000 consumers are served during that year.
The right response is option b. 25%
Utilization = capacity / actual output.
Utilization = 270, 000 / 360,000 * 100% = 75%
capacity cushion = 100 utilization = 100 - 75 = 25%.
The amount of reserve capacity built into your farm business to accommodate unexpected increases in demand or brief reductions in production capacity is known as the capacity cushion. A basic rule of thumb is that over the long term, the average usage rate shouldn't be too near 100%. This is the amount that a business keeps in reserve in case demand for its goods or services suddenly increases. This aids in the case of an unanticipated production halt.
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COMPLETE QUESTION:
a firm produces 12 different services and has the capacity to service 360,000 customers per year. a total of 24 service workers are employed. if 270,000 customers receive service during a particular year, what is the capacity cushion during that year?
a) 75%
b) 25%
c) There is not enough information to determine this answer
d) 50%
pepe's now has seven locations and is considered a connecticut staple. at what stage in the product life cycle is pepe's pizzeria?
The product life cycle is pepe's pizzeria is in Maturity Stage
What is Maturity Stage?When sales reach their maturity stage, they start to slow down after a period of strong expansion. At this stage, businesses start lowering their prices in an effort to remain competitive against the escalating competition.The introduction and growth stages are followed by the mature stage. The product life cycle's mature stage lasts the longest. At this time, the company has reached the peak of the demand cycle, sales growth is starting to slow down, and advertising tactics aren't doing anything to help.The longest phase of a company, sector, or product's life cycle is called the "maturity stage," during which timeTo learn more about Maturity Stage refer to:
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if alonso lopes continually checks up on his counter parts everyday to make sure that they are consistently present and working, then he would be using: group of answer choices strategic decision-making. programmed decision-making. nonprogrammed decision-making. preestablished decision-making.
If Alonso lopes continually checks up on his counter parts everyday to make sure that they are consistently present and working, then he would be using C) nonprogrammed decision-making.
What is Nonprogrammed decision?
A nonprogrammed decision is one that does not adhere to a predetermined process, and the criteria for such decisions are not clearly stated. An unprogrammed choice mostly consists of: Decisions are typically made with partial or unclear information.
Unprogrammed decision features include;
Unusual and poorly structured situations require non-programmed decisions.Unprogrammed decisions are final choices.handled by methods like creativity, intuition, and judgment.a methodical strategy for handling unusual, unforeseen, and distinct problems.To know more about Nonprogrammed decision, refer:
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If a mutual fund is already a form of diversification, why is it important to also diversify your investments into different mutual funds?.
The main reason to diversify is to reduce your risk. Keep in mind, though, that investing always involves some risk.
But by having many types of investments (aka diversification), you can still put your money to work without destroying your financial future if one of your investments goes under.
Funding is the dedication of cash to buy of an asset to attain an boom in cost over a time period. Investment requires a sacrifice of some gift asset, consisting of time, cash, or an attempt. In finance, the cause of making an investment is to generate a go back from the invested asset. The return may additionally encompass a benefit (income) or a loss found out from the sale of a assets or an funding, unrealized capital appreciation (or depreciation), or funding income together with dividends, hobby, or rental profits, or a aggregate of capital advantage and profits. The return can also encompass foreign money gains or losses because of modifications inside the overseas foreign exchange rates.
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suppose people expect inflation to be 3 percent during the next several years. when the real interest rate is 5 percent, the money, or nominal interest rate, will be
suppose people expect inflation to be [tex]3[/tex] percent during the next several years. when the real interest rate is [tex]5[/tex] percent, the money, or nominal interest rate, will be (real interest rate [tex]+[/tex] inflation rate[tex]=[/tex][tex]5+3=8[/tex]).
Inflation Rate:Inflation is defined as an increase in prices that results in a loss of buying power over time. The average price increase of a basket of selected goods and services over time might show the rate at which buying power declines. The increase in pricing, which is frequently stated as a percentage, signifies that a unit of money buys less than it did previously. Inflation is distinguished from deflation, which happens when prices fall but buying power rises. The rate at which prices for goods and services grow is referred to as inflation.
Real Interest Rate:The real interest rate is the rate of interest received (or expected to receive) by an investor, saver, or lender after adjusting for inflation. The Fisher equation, which indicates that the real interest rate equals approximately the nominal interest rate minus the inflation rate, may be used to define it more explicitly.
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the cost impact of a risk event occurring as a project proceeds through its life cycle tends to
The cost impact of a risk event occurring as a project proceeds through its product life cycle tends to slowly rise.
A product life cycle is the duration of time from a product first being introduced to purchasers till it's far removed from the marketplace. A product's existence cycle is generally damaged down into four tiers; introduction, growth, adulthood, and decline.
Product life-cycle control is the succession of techniques by way of business control as a product goes thru its existence-cycle. The situations in which a product is sold modifications over time and should be controlled because it movements through its succession of ranges.
The product life -cycle is an crucial tool for entrepreneurs, control and architects alike. It specifies 4 man or woman ranges of a product's existence and gives guidance for developing strategies to make the fine use of those ranges and promote the general fulfillment of the product inside the market.
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Sport management and marketing agencies perform functions for industry stakeholder groups defined as?.
Sport management and marketing agencies perform functions for industry stakeholder groups defined as talent, properties, corporate brands, media companies.
Management is the administration of an corporation, whether or not it's far a business, a non-earnings agency, or a government frame. it's far the art and science of dealing with sources of the enterprise.
The control definition is a single or institution of folks that challenges and oversees a person or collective group of humans in efforts to accomplish favored dreams and targets. moreover, the definition of control consists of the capacity to plot, arrange, reveal and direct individuals.
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What are two main advantages that a corporation has over a proprietorship and a partnership? what are two main disadvantages of a corporation? describe the authority structure of a corporation. Who holds ultimate power?.
Corporations are governed by a Board of Directors, elected by the shareholders. Advantages include limited liability, easier access to financing, and unlimited life for the corporation. Disadvantages include: the agency problem, double taxation, and incorporation expenses and regulations.
A legal entity is an organization (usually a group of individuals or a corporation) and an entity by state (a legal entity recognized by private and public law and recognized as "deriving from law, a legal entity under a legal context). Authorized and accepted to act as As such by law for specific purposes. Early incorporated entities were established by charter (that is, by special law granted by the monarch or by law passed by parliament or legislature). Most jurisdictions now permit the formation of new companies by registration.
There are different types of corporations, but they are usually divided by the law of the jurisdiction in which they are licensed based on two aspects: whether they can issue shares or whether they are incorporated to achieve a profit. You can Depending on the number of owners, a company can be classified as a joint venture (the subject of this article) or a sole proprietorship (a legal entity consisting of one natural person and his one registered office).
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One service banks offer is in the form of loans it makes available to its customers. When a bank makes a loan, where does most of that money come from?.
The simplest explanation is that banks accept money from savers and lend it to borrowers. This is not how the process works at all. Banks are not required to wait for a deposit from a customer before making a new loan to someone else.
Commercial banks' ability to create new money has numerous implications for economic prosperity and financial stability.
Although useful in other ways, capital adequacy requirements have not and do not limit money creation, and thus do not necessarily serve to limit the aggregate expansion of bank balance sheets. In other words, they are largely ineffective at preventing credit booms and the asset price bubbles that accompany them.
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Rather than carrying 15 brands of laundry detergent, ________ offer one or two brands and sizes, one of which is a store brand.
Limited-assortment supermarkets offer one or two brands and sizes, one of which is a store brand.
What are Limited-assortment supermarkets?Retailers who provide only one or two brands or sizes of most items (typically including a store brand) and strive for high efficiency in order to reduce expenses and prices. Supercenters are large businesses that combine full-line discount stores and groceries in one location. Warehouse Clubs: Large businesses with an erratic inventory, low service levels, and low pricing frequently require consumers to join. Convenience Stores: A type of shop that sells a limited number of things in a small store with quick checkout. Department Stores: A retailer that carries a wide range of merchandise (broad variety) and a large number of items within each category (deep assortment); provides some customer services, and is organized into separate departments to display its merchandise.
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wynk (an individual), blynk (an individual) and nod corp. are each partners in the wooden shoe partnership with ownership interests of 30%, 30% and 40%, respectively. as individuals, wynk and blynk have a calendar year-end, but nod corp has a march 31st year-end. what year-end must wooden shoe use?
The wooden shoe must use 31 December as a fiscal year-end.
What is a Fiscal year-end?The term "fiscal year-end" refers to the end of any one-year or 12-month accounting period other than a typical calendar year. The financial statements of an organization are usually calculated within a fiscal year. There may be a difference between a company's fiscal year and the calendar year, and its fiscal year may not close on December 31.
An organization that has the same fiscal year-end as its calendar year-end is considered to have a fiscal year-end of December 31. Depending on the needs of the company, companies can choose the best fiscal year-end for themselves.
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the fact that minnie spends most of her time measuring costs and checking to see if departments are staying within their budgets suggests that she is often involved in: multiple choice auditing. managerial accounting. bookkeeping. departmental certification.
Minnie appears to be frequently involved in managerial accounting based on the fact that she spends the most of her time assessing expenditures and determining if departments are adhering to their spending plans.
Which of the following accounting types generates data for use by the company and decision-making?In managerial accounting, financial data is presented for internal use so that management can use it to make important company decisions. In contrast to financial accounting, managerial accounting techniques are not constrained by accounting rules.
Who among the following is in charge of gathering the data needed to make financial decisions?The financial statements of an organization, such as the income statement (also known as the profit/loss statement), the statement of owner's equity, the balance sheet, and the statement of cash flows, which summarize and assess a company's past and present performance, are prepared by financial accounting.
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advocacy advertisements state the position of a company on an issue. it is a form of blank advertising. multiple choice question. product institutional organizational ethics
Advocacy advertisements depict the position of a company on an issue, it is a form of organizational advertising.
So, the correct option is C.
In order to increase sales, an advertising department's or manager's objective is to develop and disseminate messages and initiatives that explain the company's brand to both current and potential customers. The department responsible for advertising develops messages that highlight the advantages or differentiators that make the company special. With the intention of influencing public opinion, advocacy advertising is a type of marketing that is primarily used by nonprofit organizations and private groups.
The fact that it does not advertise a good or service sets it apart from commercial advertising. Customers sharing your brand's message on social media, frequently in their own authentic tones and voices, is known as customer advocacy marketing. The content you've published may be shared again, for example.
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The given question is incomplete. The complete question is :
Advocacy advertisements state the position of a company on an issue, it is a form of _________ advertising.
multiple choice question
A. product
B. institutional
C. organizational
D. ethics
although the five forces model is useful in understanding an industry's profit potential, it provides only a .
The five forces model helps businesses determine how much money they can make, the potential of various industries, and how to obtain and keep a competitive advantage.
A firm is a business that provides professional services. A corporation, limited liability company (LLC), or partnership may be used for this. Most companies only have one physical location. However, a business's competitive advantage consists of one or more real estate properties that are all held by the same individual and have the same employer identification number (EIN).
The term "firm" can be used to describe a wide variety of businesses, including, among others, financial, consulting, marketing, and graphic design firms. The term "firm" is frequently associated with businesses that have a competitive edge and provide specialized legal and accounting services.
The theory of the firm makes an effort to explain the existence of firms, how they operate and produce, and how they are set up in microeconomics. Businesses exist to maximize profits, according to the firm theory, but as the economic environment changes, so does this notion. According to contemporary theories of competitive advantage, businesses that strive for long-term sustainability as opposed to immediate, high profits would be able to tell one another apart.
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frontier corp. has fixed costs of $300,000 and profit of $150,000. if sales increase 20%, by how much will profits increase?
Fixed costs of $300,000 and profit of $150,000. if sales increase 20% The profits increase 60%.
How much will profits increase?$300,000 plus $150,000 equals $450,000 in contribution margin.
$300,000 + $150,000 = $450,000.
Operating leverage is calculated as follows:
$450,000/$150,000
= 3. 20% x 3 = 60%
The profits increase 60%.
Four important elements can contribute to profitability. Costs are coming down, turnover is going up, production is going up, and efficiency is going up. You can also develop new goods or services or grow into new market segments.By increasing revenues, such as through the sale of additional products or services or by raising pricing, businesses can raise their net margin. By cutting costs, businesses can raise their net margin.To learn more about profits increase refer to:
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An alternative means of structuring an international sale when conventional means of payment are difficult, costly, or nonexistent is a.
A countertrade is a different way to structure an international sale when using traditional payment methods is difficult, expensive, or not possible at all.
How does countertrade work?In a reciprocal kind of international trade known as countertrade, products or services are traded for other products or services rather than for hard currency. International trade of this kind is more prevalent in poorer nations with scarce credit or foreign exchange resources. Barter, counter purchase, and offset are the three basic classifications for countertrade.
Countertrade in whatever form gives countries with little access to liquid capital a way to exchange goods and services with other countries. Countertrade is a component of a comprehensive import and export strategy that makes sure a nation with few local resources has access to the goods and raw materials it needs.
Additionally, it gives the exporting country the chance to sell its goods and services in a bigger global market, fostering expansion in its industries.
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What's the best way to make the whole team feel like they are part of planning what success looks like for the group? question 17 options: ask all team members to help create the team's vision. focus on each team member's peripheral issues. present a team plan that only presents a win for one group. create an environment where compromise is not welcome.
The best way to make the whole team feel like they are part of planning what success looks like for the group is ask all team members to help create the team's vision.
What is a team in business?A team is described as a collection of individuals who collaborate to complete interdependent activities in support of a common goal or mission. Some teams have a finite lifespan, such as design teams working on new products or teams dedicated to continual process improvement.
Three characteristics are shared by all types of business teams: the location where they operate, the people they collaborate with, and the results of their work. These are referred to as place, purpose, and duty.
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for a more simpler awnser
it is A) ask all team members to help create the team's vision.
if the price elasticity of demand is found to be 6, then demand is: question 6 options: a) horizontal. b) price unit-elastic. c) price-elastic. d) price-inelastic.
Demand is elastic with regard to price if the demand price elasticity (c) is found to be -6.
The quantity sought for a good is measured according to its price elasticity of demand. Almost all goods see a decrease in quantity demanded when prices rise, however certain goods experience this decrease more than others.
Price elasticity in business and economics refers to how much people, consumers, or producers alter their demand or the quantity supplied in reaction to changes in price or income. It is primarily employed to determine how changing a product's price will affect consumer demand.
Therefore, the Demand is price elastic if the demand price elasticity is found to be -6.
Option C is correct.
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internal auditors should preferably report to the chief accounting officer of the company.
A. true
B. false
Internal auditors should preferably report to the chief accounting officer of the company.
This statement is False.
An internal auditor is an auditor appointed by our board of directors to perform the internal audit function. Although company employees usually act as internal auditors, some companies appoint outside experts as internal auditors.
An Internal Auditor (IA) is a trained professional who prepares an independent and objective evaluation of a company's financial and operational activities. They are used to ensure that businesses follow proper procedures and operate efficiently.
Internal audit helps organizations achieve their objectives by adopting a systematic and disciplined approach to assessing and improving the effectiveness of risk management, control, and governance processes. ”
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reverse innovation occurs when a company produces a drastically simplified version of a product due to lack of purchasing power or usage conditions. True or False
It is true that reverse innovation occurs when company produces a drastically simplified version of the product due to lack of its purchasing power or usage conditions.
What is reverse innovation?Focusing on the demands and needs for affordable products in nations like India is the first step in the reverse innovation process. When goods are created for these markets, they are then sold elsewhere—even in the West—at low prices, opening up new markets and applications for these innovations. A reverse innovation, also known as a trickle-up innovation, originates in the developing world and is first observed or used there before being adopted by the industrialized world. Professors Vijay Govindarajan, Chris Trimble, Jeffrey R. Immelt, all of Dartmouth, and General Electric all contributed to the term's widespread use. The book Reverse Innovation was later released by Vijay Govindarajan and Chris Trimble. Reverse innovation is the process by which goods are created as low-cost models to meet the needs of developing countries, such as battery-operated medical equipment in nations with limited infrastructure.
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duncan has land that he purchased 5 years ago and equipment that he purchased this month. he contributes both to the donut partnership in exchange for a partnership interest. what is donut's holding period for each asset?
The solution is both long-term now and long-term in 5 year. The previous holding term of the 1231 property provided is added to the holding period of the partnership interest.
A non-trading partnership is one that offers expert, non-commercial advice or recommendations in the areas of law, medicine, accounting, etc. Here, each partner actively participates in business management and is subject to limitless liability for any claims brought against the company.
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a bank failure is less likely to occur when group of answer choices a bank holds less u.s. government securities. a bank holds fewer excess reserves. a bank has more bank capital. a bank suffers large deposit outflows.
If the bank has fewer government securities, large deposit outflows, and holds fewer reserves, it will be more likely to occur with bank failure.
A deposit is the act of putting money with a specific entity, most frequently a financial institution like a bank. bank, a business that deals with money and its alternatives and offers other services involving money. A bank accepts deposits and disburses loans in its capacity as a financial intermediary.
You can put money into your bank account as a deposit. To start saving money and earn interest, you should deposit it in a bank. Money that you can withdraw at any time is deposited on demand. An investment for the long term is a time deposit. A deposit could also be the amount you pay as collateral when you take out a loan.
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When perfectly competitive firms are earning short-run economic profits, all of these happen, EXCEPT:
supply increases.
market prices fall.
the number of firms in the industry will fall.
firms are attracted to the industry by the profits.
All of these occur when perfectly competitive enterprises make short-term economic profits, EXCEPT:
Option c- the number of firms in the industry will fall.
Despite being another name for a for-profit firm or organization, the word "enterprises" is most frequently related to entrepreneurial endeavours. Those who are successful in business are frequently referred to as "enterprising." The most widespread legal businesses in the US are the following:
A firm controlled by a single person, often for its own advantage, is known as a sole proprietorship. This type of organization is subject to unlimited liability for any losses incurred as a result of its operations.
A partnership is a company that is controlled by two or more people or entities that have ownership interests in it, albeit they may not all have an equal share.
Corporation - A for-profit organization established to protect the owner(s) from responsibility should the business be the target of legal action. Depending on how many owners there are, there are several types of corporations.
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which of these is not a way that value is delivered on agile projects? a. corrective action b. make processes explicit c. inspection and testing d. continuous integration
The four main tenets of agile delivery are applied to bring about these advantages:Iterative development, value-based prioritizing, teamwork, and customer focus.
Software development teams construct software progressively at the start of a project rather than releasing it all at once after it is finished using the iterative approach known as agile delivery.
Agile development refers to using incremental, iterative, and lean methods to simplify and expedite project delivery.
Agile development methodologies place a strict emphasis on delivering business value as early as possible and continually, with running, tested software serving as the primary gauge.
The team must, therefore, concentrate on using product features as the primary planning, tracking, and delivery unit.
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direct disk drive company operates a computer disk manufacturing plant. direct materials are added at the end of the process. the following data were for august 20x5: work in process, beginning inventory 150,000 units transferred-in costs (100% complete) direct materials (0% complete) conversion costs (90% complete) transferred in during current period 450,000 units completed and transferred out 400,000 units work in process, ending inventory 200,000 units transferred-in costs (100% complete) direct materials (0% complete) conversion costs (65% complete) calculate equivalent units for conversion costs using the fifo method.
The Fifo method will result in equivalent units for conversion costs of 395,000 units.
In cost accounting, the term "conversion costs" refers to the sum of direct labor costs and manufacturing overhead costs. In other words, conversion costs are expenses incurred by a company for products or manufacturing that are not directly related to the cost of raw materials.
Simply summing up all direct labor costs and manufacturing overhead costs yields conversion costs. The labor costs that can be directly linked to a product are known as direct labor costs.
Process start-up equals (150,000 x 0.10) = 15,000 units.
Completion and transfer out: (450000 - 200000) = 250,000 units
Add: Ending work in progress equals (200,000 – 0.65), which equals 130,000 units.
395,000 units are the equivalent units for the conversion cost using the FIFO method.
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in the fixed-time period model it is necessary to determine the inventory currently on hand to calculate the size of the order to place with a vendor. True or False
It is true that in fixed-time period model it is necessary to determine inventory currently on hand to calculate the size of order to place with the vendor.
What is an inventory?Stock or inventory, depending on where you're from, refers to the products and supplies that a company keeps on hand with the intention of selling them, using them for production, or using them for other purposes. Inventory management places a lot of emphasis on defining the dimensions, location, and physical characteristics of the stockpiled goods. It is necessary at multiple locations inside a facility or at numerous sites of a supply network prior to the regular and scheduled course of production and stocking of materials. By simply interpreting it as "any work within the process of production - any work that is or has happened before the completion of manufacturing," work in process (or work in progress) has been stretched from manufacturing techniques to service businesses and projects.
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all figures in the table are in billions. if exports increased by $15 billion at each level of gdp, all other factors constant, then the equilibrium level of gdp would be group of answer choices $650 billion. $550 billion. $700 billion. $600 billion.
If exports increased by $15 billion at each level of gdp, all other factors constant, then the equilibrium level of gdp would be $ 650 Million.
Elaborating the problem:Equilibrium is established where output is equal to aggregate expenditure.
Y = C+I+Nx
When export rises by 15 million, the next export will be 20 Million.
At the GDP 650, output and expenditure are equal.
What's the level of GDP?Gross domestic product( GDP) is the standard means of the value added created through the product of goods and services in a country during a given period. As similar, it also measures the income earned from that product, or the entire quantum spent on final goods and services( less significances).
How does the level of GDP affect a business?When GDP goes up, the frugality is growing – people are spending further and businesses may be developing. For this reason, GDP growth – also called profitable growth or simply “ growth ” – is a crucial measure of the overall strength of the frugality
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