A key difference between an IRA and a Keogh plan is you may contribute more to a Keogh account than to an IRA.
What is a Keogh account?An account, the facility of which is granted to self-employed professionals who are involved in sole proprietorship and partnership businesses for the purpose of retirement plans and benefits is known as a Keogh Account.
An IRA, on the other hand, is a facility provided to employed individuals or professionals for the better management of their retirement plans and benefits.
Hence, option B holds true regarding a Keogh Account.
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Debra notes that Theo Chocolate has started holding its own operations to the same IMO standards of fair trade to which it holds its suppliers. This type of behavior encourages more ethical decision-making byestablishing a specific code of ethics sends a powerful message to employees and customers.
This type of behavior encourages more ethical decision-making by establishing a specific code of ethics sends a powerful message to employees.
What is code of ethics?These are guidelines and principles, which governs every actions or decisions taken by an organization. They are rules that must be conform with wherever ethics is established.
Hence, this type of behavior encourages more ethical decision-making by establishing a specific code of ethics sends a powerful message to employees.
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The following examples are defined as what kind of property: canals, ponds, machinery, and buildings
Answer:
And the question is? ...............
The United States has laws meant to stop any one company from dominating
an entire industry. If a company gets to be too large and powerful, it is
possible for the government to force it to break into several smaller
companies.
This situation is an example of which characteristic of the U.S. economy?
A. Limiting the role of government
B. Motivating businesses to maximize profits
C. Promoting competition
D. Prioritizing individual freedom
Answer:
D. Prioritizing individual freedom is the answer.
Explanation:
What is State Farm's Promise of Customer Satisfaction on recycled sheet metal?
For as long as you own your vehicle.
O One year
O For at least as long as the OEM would have warranted its new replacement part.
O For at least one year or the duration of the existing manufacturer's warranty.
O Limited lifetime warranty.
The State Farm's Promise of Customer Satisfaction on recycled sheet metal is for at least as long as the OEM would have warranted its new replacement part. Thus 2nd option is correct.
What is Customer satisfaction?Customer Satisfaction refers to the fulfillment of the needs and the desire of the customer by making the product as per there requirement. It is the measurement of the how much the customer is satisfied with the product.
In the above case, the State Farm provides the services to the customer by selling the metal sheets. They had promised the customer for providing the original equipment manufactured to be replaced with the new till the life span of the metal sheets.
Thus the correct option is 2nd.
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You are considering a 3/5 ARM. What does the 5 represent?
O A. The total number of years in the loan
• B. The number of years between adjustments in the interest rate
• C. The interest rate of the initial fixed-rate loan period
•
D. The number of years that a fixed interest rate will be
loan
applied to the
SURMI
The 5 represent: B. The number of years between adjustments in the interest rate.
What 5 represent in 3/5 ARM?5 represent the number of years before mortgage interest rate will be adjusted.
A 3/5 ARM means that the loan will have interest rate that is fixed after that the loan will be adjusted.
Therefore the correct option is B.
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A Notary Signing Agent with nearly 10 years experience has reviewed and is completely familiar with all the documents in a loan package. When meeting with the borrower, the Notary Signing Agent may now:
Ask the name and purpose of the Loan documents as A Notary Signing Agent with nearly 10 years experience has reviewed and is completely familiar with all the documents in a loan package.
What is a loan package?Loan package is the documentation and the business plan that provides loan or money on installation to the lender to review to analyze whether the loan has been approved or not. It takes a lot of rime in approving a loan as bank has to see the backgrounds and other information.
Thus, Ask the name and purpose of the Loan documents
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Which promotional technique can help an organization achleve its short-term sales objectives
Answer:
Flash sales is one technique.
Explanation:
Flash sales are fast, short-term sales that encourage people to buy a promoted item.
A company has beginning inventory of $20,000, purchases of $15,000, and ending inventory of $2,500. The cost of goods available for sale is ___.
The cost of goods sold formula is Starting inventory plus purchases minus ending inventory which is equal to the cost of goods sold. In this case, the cost of goods sold is equal to $32,500.
What is Cold of good sold?The cost of goods sold (COGS) is actually the price of manufacturing the products an agency then sells. In the case of physical goods, it usually consists of the cost of current stock plus any associated substances and direct labor prices incurred over the year.
The cost of goods sold formula is:
Starting inventory + purchases − ending inventory = cost of goods sold.
As per the given information,
beginning inventory - $20,000
purchases - $15,000
ending inventory - $2,500
[tex]\rm\,Cost \,of\, goods \,sold = \$20,000 + \$15,000 - \$2,500\\\\\rm\,Cost \,of\, goods \,sold = \$32,500[/tex]
hence, the cost of goods sold is equal to $32,500.
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a company sold a machine for 15,000$ in cash. The machine originally cost $38,000 and accumulated depreciation was 20,000
Based on the original cost of the machine and the accumulated depreciation, the gain on the machine is -$3,000.
What is the gain on the machine?First find the netbook value of the machine:
= Cost of machine - accumulated depreciation
= 38,000 - 20,000
= $18,000
The gain or loss is:
= Selling price - Net book value
= 15,000 - 18,000
= -$3,000
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Calculate the 2 year annuity factor if the required rate of return is 10%.
If the required rate of return is 10%, then the 2-year annuity factor can be calculated as 1.7355.
What is the 2-year annuity factor?The 2-year present value annuity factor can be found by using the formula for the present value of an annuity.
This is:
= Amount x ( 1 - (1 + rate) ^ - number of periods ) / rate
Replace the amount with 1 when calculating for factor:
= 1 x ( 1 - (1 + 10%)⁻²) / 10%
= 1 x 0.173553719 / 10%
= 1.7355
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Your 75-year-old grandmother expects to live for another 15 years. She currently has $1,000,000 of savings, which is invested to earn a guaranteed 5% rate of return. If inflation averages 2% per year, how much can she withdraw (to the nearest dollar) at the beginning of each year and keep the withdrawals constant in real terms, i.e., growing at the same rate as inflation and thus enabling her to maintain a constant standard of living?
Based on your grandmother's savings, her rate of return, and inflation, the amount she can withdraw at the beginning of each year is $81,027.
What is annuity?An annuity is a financial product that pays out a fixed stream of payments to an individual, primarily used as an income stream for retirees.
The grandmother can withdraw at the beginning of each year
First, find the inflation adjusted return,
1 + Adjusted return = (1 + nominal return) / (1 + inflation rate)
1 + Adjusted return = 1.05 / 1.023
Adjusted return = 2.94%
Using the PMT function on the spreadsheet, the amount to be withdrawn can be found:
Rate = 2.9%
Nper = 15 years
PV = - 1,000,000
Type = 1 (Withdrawal at year beginning)
Amount will be found as $81,027.
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Choose the letter of the item that best completes
the statement or answers the question.
1. The main idea of this chapter is that (a) cities are not as nice to live
in as suburbs (b) the problems of cities cannot be solved
(c) cities face difficult problems (d) life in the suburbs is boring.
2.
Three out of every four Americans live in (a) rural areas
(b) metropolitan areas (c) cities (d) suburbs.
3.
The Atlanta Metropolitan Area consists of suburbs and a (a) mega-
lopolis (b) central city (c) region (d) state.
4. The Northeast Corridor is an example of (a) a megalopolis (b) a
central city (c) an interstate highway (d) a suburb.
5. Which statement is true of suburban areas today? (a) Suburban
residents depend upon the city for jobs, entertainment, and essen-
tial services. (b) Median family income is lower in the suburbs than
in cities. (c) More people are employed in manufacturing in the
suburbs than in the cities. (d) Minorities and the elderly tend to be
concentrated in the suburbs.
6. Which one of the following is an attempt to solve the problems of
the cities? (a) urban renewal (b) flight of businesses and the mid-
dle class to the suburbs (c) deterioration of city streets and public
buildings (d) increase in homelessness.
7. The decline of manufacturing industries and the increase in service
jobs in the cities have resulted in (a) fewer traffic problems in the
city (b) higher incomes for city workers (c) greater opportunities
for high school dropouts (d) a widening of the gap between rich and
poor in the cities.
8. Which one of the following is an argument in favor of urban re-
newal projects? (a) Rentals in renewal areas are very high. (b) Poor
people will be displaced and crowded into slums. (c) Businesses will
stay and the middle class will be brought back into the city.
(d) More city services will be required in renewed areas.
9. Which one of the following is an argument in favor of increased fed-
eral aid to cities? (a) Federal spending has not reduced the number
of high school dropouts. (b) The same urban problems often occur
in many areas of the nation. (c) The people in city and state govern-
ments have better understanding of problems than the people in
the federal government. (d) The federal government is already too
deeply in debt.
10. Which one of the following supports the view that local problems
do not begin or end in the local area? (a) Unemployment in the
cities increases when the national economy is doing poorly. (b) Federal aid to cities is not a new idea. (c) The federal government has the money, but the cities do not. (d) Urban renewal projects have always been successful.
The answers are:
Option COption bOption bOption AOption AOption AOption DOption COption bOption AAtlanta Metropolitan AreaThis is known to be the Region that are found in Georgia. It is known as Metro Atlanta, that was created by the United States Office of Management and Budget.
Note that Three out of every four Americans live in metropolitan areas and The Atlanta Metropolitan Area consists of suburbs and a megalopolis.
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Stockholders, employees and environmentalists are examples of stakeholders whose interests
Stockholders, employees and environmentalists are examples of stakeholders whose interests and needs often conflict.
Who is a stakeholder?A stakeholder can be defined as an independent individual, organization or social group that has an interest in a particular business organization (company), and as such they can either affect or be affected by the decisions taken in the business.
This ultimately implies that, stockholders, employees, investors, and environmentalists are examples of stakeholders whose interests and needs often conflict.
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G
Which of these roles is the highest ranking person in a company?
A. President
B. CFO
C. COO
D. CEO
Please select the best answer from the choices provided
Answer:
D. CEO
Explanation:
...........................................
Healthcare Operations Management: Executing Strategies & Setting Goals
Select a quality or performance problem in your organization or from your past experience – identify the project team members and their roles in your organization – why did you include them? Select a problem-solving tool and map it out – use PDCA, process mapping, root cause analysis, 5 Whys, or the Cause and Effect tool. How could you make improvements in the situation?
A quality or performance issue may be related to organizational communication. Management tools that can help overcome these problems, such as the PDCA cycle.
What is the PDCA cycle?It is a management tool that consists of solving problems related to organizational processes, instituting four phases to focus on each situation, helping to resolve bottlenecks and continuous improvement of processes. The acronym stands for:
PlanDoCheck ActTherefore, through the PDCA cycle, communication problems could be solved by planning and implementing the optimization of communication channels and strengthening the relationship through feedback and meetings, for example.
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Briefly define or give an example of the Measurement or Cost Principle
WHAT TYPES OF CAREERS WORK WITH B2B MARKETINGSTRATEGIES?
Essays question
Indicate what you found useful and what you disagreed with and had questions about soft skills and body language in two paragraphs each.
Provide two paragraphs each of a situation you personally experienced in which you:
a) found someone's communication to be particularly effective and powerful and b) found someone's communication to be particularly poor, counter-productive, and ineffective.
Provide the context of the situation and what happened as a result of the communication. This could be your own communication or it could be that of someone you personally witnessed
I personally found someone's communication to be particularly effective and powerful as they made me understand the missing piece or idea for my business.
What is the communication about?I personally found someone's communication to be particularly poor, counter-productive, and ineffective when I encountered a person who is in support of domestic violence and see no fault in it as he was not willing to even listen to others opinion.
Communication is known to be a 2 way process where there is a sender and a receiver and it is not complete until both understand it.
Therefore, I have personally found someone's communication to be particularly effective and powerful as they made me understand the missing piece or idea for my business.
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If the effective annual yield on a bond is equal to the bondʹs coupon rate, the bond will have a market value that is
Select one:
a. below the principal value of the bond.
b. equal to the principal value of the bond.
c. Either A or B may be true.
d. above the principal value of the bond.
If the effective annual yield on a bond is equal to the bondʹs coupon rate, the bond will have a market value that is equal to the principal value of the bond. Option B. This is further explained below.
What is a bond?Generally, a Bond is simply defined as fixed-income investments such as bonds that reflect a loan from an investor to a borrower, often a corporation or the government.
In conclusion, In this case, the bond's market value will be equal to the principal value of the bond. if the bond's effective yearly yield is equal to the bond's coupon rate
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Is outsurance non compulsory or compulsory
The outsurance is a non-compulsory act that is not guided by any kind of law.
What is compulsory insurance?Compulsory insurance is that which is guided by law and has to be taken by the businesses in order to claim indemnification at the time of loss or damages.
Outsurance is a business created to fulfill the specific insurance needs of various businesses. It is non-compulsory insurance as it doesn't implement by any law and can be taken by businesses on a voluntary basis.
Therefore, non-compulsory insurance can be the outsurance policy.
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Do you know the Travis Bruns sales rep for Crown Lift Services case study
Answer:
what's the question I can help you if u give me the question
CAAT Traders acquired machinery on 1 July 20.18 for an amount of R175 300. This machinery was only available for use from 1 September 20.18 due to massive tests that needed to be performed first. CAAT Traders’ current financial period ends on 31 May 20.19. According to CAAT Traders’ accounting policy, depreciation on machinery is provided using the unit of production method over it’s the useful life of 5 years according to the following production schedule:
The amount for depreciation expenses to be shown in the statement of profit or loss and other comprehensive income for the year ended 31 May 20.19 will be … (round off your final answer to the nearest Rand)
The depreciation expenses to be shown in the statement of profit or loss and other comprehensive income for the year ended (31-05-2019) is R26,295.
What is depreciation?Depreciation can be defined as a process in which the monetary (financial) value of an asset decreases or falls over time, especially due to wear and tear.
How to determine the depreciation expenses?First of all, we would calculate the expected number of units produced by CAAT as follows:
Expected number of units produced = 15,000 + 13,000 + 11,000 + 10,500 + 10,500
Expected number of units produced = 60,000.
Mathematically, the depreciation expenses is given by:
Depreciation expenses = Actual units produced/expected units produced × cost price
Substituting the given parameters into the formula, we have;
Depreciation expenses = 9,000/60,000 × 175,300
Depreciation expenses = R26,295.
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Jim, a convenience store manager is putting together his weekly shift schedule for his employees. He has never asked each employee there shift preference. Each employee can only take one shift and each shift needs only one employee. Below are the shift preferences each employee submitted. Jim has initially assigned Shift A to Julie and Shift C to Oliver. All employees receive a shift of their preference.
Julie- a,b,c,d,f
Larry- b, e, g
Bob- b, d, e, g
Rachel- a, c, g
Oliver- c, e, f
Nate- b, g
Steve- a, c, d, f, g
Who would you assign to shift b?
If Julie is assigned shift b and Steve is assigned shift f, who will be assigned shift c?
1. Since Jim has initially assigned Shift A to Julie and Shift C to Oliver, Shift B can be assigned to either Larry, Bob, or Nate.
2. If Julie is assigned Shift B and Steve is assigned Shift F, Shift C can be assigned to either Rachel or Oliver.
What is a shift assignment model?A shift assignment model is a model that schedules tasks based on the availability of personnel at specific times.
A shift assignment model ensures that workers are available to perform certain tasks within each time slot.
Thus, a shift assignment model divides the working day into work shifts for convenience and availability and sometimes takes into account, workers' preferences.
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1.1 W (5 marks) Calculate the economic order quantity (EOQ) per annum. Economic order quantity Startrek Secondary School purchases 700 math's sets per annum. The cost of each math set is R80. Each set is sold for R100. The cost of placing a single order is R45. The holding cost is 11% of the unit purchase price.
Based on the math sets purchased by Startrek Secondary School as well as its various costs, the Economic Order Quantity is 84.61 sets.
What is the Economic Order Quantity?This can be found as:
= √(2 x Annual math sets needed x Ordering cost per unit/ Carrying cost
Carrying cost is:
= 80 x 11%
= R8.80
The EOQ is therefore:
= √(2 x 700 x 48 / 8.8
= 84.61 math sets
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Johnny used his grandmother's credit card to buy a new set of headphones
without her permission. What act has he committed?
O A. Commerce
O B. Fraud
O C. Sales liability
O D. Liability
Answer:
fraud
Explanation:
fraud - because fraud is when something is purchased or used in an illicit manner without the consent of the cardholder (in this case) therefore resulting in a fraud/financial crime.
commerce - when one is buying /selling something usually of great worth. this is a very legal term.
sales liability - is when a retailer takes taxes from someone (sales tax) and has yet to give such to the state/county.
liability - is when someone owes (usually a large deal of money) such as some form of debt. (mortgage, bank, etc)
therefore the only one to fit this scenario is fraud.
hope this helps:)
Answer:
Eliminate commerce, A, because commerce is the act of buying things.
Eliminate C and D, because they have nothing to do with taking something without permission.
So this leaves only option B, fraud.
What is fraud?
Fraud is the act of one individual scamming or stealing from another individual under their name or using fake identities to commit theft and gain benefit from this action. Fraud is a crime.
Hope it helps, have a great day!
4) The saving habits of Ben and Arthur best illustrate which principle of saving?
A) The length of time money is invested matters.
B) The amount of the initial investment is the key.
C) Rate of return matters.
D) Both A and C
Answer:
D). Both A and C
why should firms manage thier environment
Answer:
Environmental management can make firms more effective in many ways
Explanation:
2. A Canadian confectionary company has Indian distributors for a specific small cake product. The distributor has put in a request for the confection to be available with red decorations. This specific cake has become very popular for consumption during several significant holidays. The manufacturer has the food colouring available and has used it on other products it carries. Sales figures for this product are in the growth phase of its life cycle. Should the manufacturer agree to make this change? Describe two considerations with regards to this change.
Based on the above scenario, Since it is in its growth phase, I believe that the manufacturer should agree to make this changes.
Why agree to the changes?Note that there are regulations on how to use of the existing food coloring and as such it is vital for the company to see or consider this change.
Note that since it is in its growth phase, the product is widely accepted and there are lot of holiday sales.
Therefore, Based on the above scenario, Since it is in its growth phase, I believe that the manufacturer should agree to make this changes.
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HELP ME WITH MY ASSIGNMENT GUYS
THE QUESTION IS:
Assume that Proton plans to expand its market by setting up a new production facility in Saudi Arabia in the year 2022. Evaluate the possible effects of political and economic environment in Saudi Arabia on Proton’s operations and products. Further, using Michael E. Porter’s ‘Diamond’ Theory to analyse Proton’s competitive advantage.
The effects of political in Saudi Arabia on Proton’s operations and products is that there can be escalation of regional geopolitical tensions that can stop Proton’s operations and products and its trade.
What political risks exist within Saudi Arabia?Political risk in Saudi Arabia is known to be one that is often low or moderate in nature.
Note that The effects of political in Saudi Arabia on Proton’s operations and products is that there can be escalation of regional geopolitical tensions that can stop Proton’s operations and products and its trade.
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it takes 1 hour to travel from new york to Washington dc by air and 4 hours by train The airfare is 200 and the train fare is 85
If a traveler wishes to minimize the total cost of making this trip, which mode of transportation should be selected if the traveler’s opportunity cost of time spent in transit is $15 per hour?
If a traveler wishes to minimize the total cost of making this trip is $85 train travel that will at minimum cost.
What is opportunity cost?
The potential profit lost from a missed chance is referred to as the “opportunity cost” and is the result of selecting one option over another.
Additional hours = 4 – 1 = 3 hours
Additional cost = 3×10 = $30
Total cost = 85+30 = $115
Cost of air travel = $200
Savings due to train travel = 200 – 115
= $85
Therefore, $85 is the correct answer.
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