Answer:
is not connected to collateral and, therefore, a higher risk for lenders
Explanation:
Unsecured loans are the loans issued without any securities attached to them. The lender relies on the borrower's creditworthiness as the basis for granting the loan. Unsecured loans are mostly available to salaried workers whose pay is processed by the lending institutions.
Unsecured loans pose a higher risk to the lender because they are not backed by any collateral. For this reason, they attract a higher interest rate than secured loans.
Answer:
D
Explanation:
took the test
what are the positive impacts of Title VII of the Civil Rights Act of 1964 on US companies. How did this historic change in US law benefit companies?
Answer:
The Civil Rights Act of 1964 hastened the end of legal Jim Crow. It secured African Americans equal access to restaurants, transportation, and other public facilities. It enabled blacks, women, and other minorities to break down barriers in the workplace.
Explanation:
Approximately how many new small businesses does the Small Business Administration estimate close during their first year of operation?
Select one:
a. slightly more than three-fourths
b. slightly less than one-fourth
c. slightly more than one-half
d. slightly less than one-third
Answer:
answer B
Explanation:
the US Bureau of Labor Statistic estimates that roughly 20% of all small businesses will fail/close during thir first year, meaning B is the only correct option
hope this helps!!
Answer:
c
Explanation:
slightly more than one half
Suppose 10-year t-bonds have a yield of 5.30% and 10-year corporate bonds yield 6.75%. Also corporate bonds have a 0.25% liquidity premium versus 0 liquidity premium for T-bonds and the maturity risk premium on both treasury and corporate 10-year bonds is 1.15%. What is the default risk premium on corporate bonds?
Answer:
1.20%
Explanation:
Calculation for What is the default risk premium on corporate bonds
Using this formula
Default risk premium=Corporate yield-T-bond yield-LP, corporate bond only
Let plug in the formula
Default risk premium=6.75%-5.30%-0.25%
Default risk premium=1.20%
Therefore the default risk premium on corporate bonds is 1.20%
A
Question Blank
type your answer...
student loan is where the Department of Educations diverts/ pays the interest while you are in school at least part-time.
Answer:
Direct subsidized loans
Explanation:
Direct subsidized loans are offered by the government to undergraduate students with financial need. The loan is available as long as the students can demonstrate they should be considered. The amount is determined by what the schools charge. A direct subsided loan can not exceed a student's financial need.
The U.S. Department of Education meets the interest on a direct subsidized loan
The student is at school for at least half-time,For the grace period of the first six months after leaving schoolWhen the student postpones loan re-payments.What statement best describes good interview preparation?
1) An applicant should arrive at least an hour before the interview starts.
2) An applicant should discuss personal hobbies as much as possible in an interview.
3) An applicant should be well-dressed for an interview.
4) An applicant should make personal job demands known in an interview.
Answer:
I think it is the 3rd one.
Explanation:
Sorry if this wrong. I'm only in 5th grade
Answer: the answer is c
Explanation:
Insurance rates are lower for those with poor credit true or false
Answer:
The answer to this question is true.
Answer:
it is trueee
Explanation:
How are logical operators used?
To identify and correct errors
O To make decisions
O To determine a problem
O To create a plan
Answer:
To identify and correct errors
Explanation:
difference between Planned and unplanned urbanization
Answer:
Planned urbanization helps create value, sustainable growth, productivity, and contributes to economies of scale to create prosperity for all urban dwellers. With around 3 billion more people expected to live in urban areas by 2050, it is more critical than ever that we plan and manage our cities well
Explanation:
Unplanned urbanization means to develop town or area without planning infrastructure which is unhygienic and unhealthy for the settlement.
Oliver's company is planning the launch of their hybrid cars. The company has included "never-before-seen" product benefits in the hybrid cars. Which type of advertising should Oliver's company use for the new cars?
Answer:
Guerrilla marketing
Explanation:
Guerrilla marketing is one of the marketing and advertising methods. In this method, the conventional means are not adopted for the promotion of the product. The seller adopt methods to grab the attention of the buyers and the customers. In this method, surprises, catchy lines and promotional techniques are used lure the customers. Here imagination and creativity is given priority for the promotion.
In the given excerpt, Oliver's company used a tag "never-before-seen" to attract the customers.
Which type of bankruptcy allows a judge to adjust debts through elimination and reduction based on a person's income? (I took the test and ill put the answer in parenthesis, freebie points i suppose)
Chapter 7
Chapter 9
Chapter 11
(Chapter 13)
Reorganization bankruptcy under Chapter 13 is intended for borrowers with a steady income who have enough left over each month to at least partially pay off their debts.
What is bankruptcy?Through the legal process of bankruptcy, individuals or other entities who are unable to pay their creditors back can seek partial or complete relief from their obligations. Bankruptcy is often enforced by a court order that is frequently requested by the debtor. By selling assets to pay debts or by coming up with a repayment plan, bankruptcy enables those who are unable to pay their bills to start again. Businesses in financial distress are also protected by bankruptcy rules.
The legislation and bankruptcy procedure are explained in this section. You might be able to seek debt relief through bankruptcy, but you should be aware that this will have a negative, long-term impact on your credit. Your ability to acquire credit lines will be hampered for 7–10 years after bankruptcy.
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Ilene rents her second home for the entire year. During the year, Ilene reported a net loss of $10,700 from the rental. If Ilene is an active participant in the rental and her AGI is $142,500, how much of the loss can she deduct against ordinary income in the year?
Answer:
$3,750
Explanation:
(142,500-100000)*50% = 21,250
25,000-21,250 = $3,750
Ilene can claim a deduction up to a maximum limit of $3,750 against her ordinary income for that financial year, in case of meeting with the above conditions.
What is deduction?Deduction refers to as the amount which a person can claim as being exempt from tax during the year in which a person is liable to pay taxes as such. There is a capacity of standard deduction of $100,000 for a year.
Deduction in the above case will be half of the amount left after considering a standard deduction from the AGI will be $21,250. Now, maximum allowed deduction will be deducted from an amount of $25,000.
This can be calculated as,
[tex]\rm Deduction= Maximum\ Allowed\ Limit- Actual\ Liability\\\\\rm Deduction= 25000 - 21250\\\\\rm Deduction=\$3750[/tex]
Hence, the significance of deduction is aforementioned.
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A(n) _____ does not give an exclusive right of possession, but a right of permanent, intermittent use
A. remainder
B. license
C. easement
D. reversion
What does not give an exclusive right of possession but gives the right of permanent and intermittent use is License.
Basically, a license does authorize the use or performance of a task, activity etc.
License are issued to a qualified person to perform certain task, work or activities which are deemed legal.
For instance, when a medical license is issued to a medical practitioner, it does not give exclusive right but its allows the him/her to perform medical duties legally for some period of time.
In conclusion, the Option B is correct because License does not give an exclusive right of possession but gives the right of permanent and intermittent use is License.
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Hannah is acting as a (Choose between: manager, leader) when she establishes her department’s work schedule for the next month.2) As a manager seeks to develop her leadership skills, she should be aware that:A) Leadership is primarily about personal efficiencyB) Leadership is first and foremost about establishing a personal bond with employeesC) Many different styles of leadership can be effectiveD) There is one best leadership style to which all managers should aspire3) In a Harvard Business Review article, consultant Ben Dattner emphasizes the importance of giving credit to others for their good ideas and successes, both in private and in public. A leader with (humility, egotism, will, discipline) would generally behave in this way.
Answer:
leader
Explanation:
She has leadership or whatever it says abt leader ship. She doesn't sound like she would want to be a manager
Hannah is acting as a leader when she establishes her department’s work schedule for the next month.
As a manager seeks to develop her leadership skills, she should be aware that Many different styles of leadership can be effective. Thus the correct option is C.
In a Harvard Business Review article, consultant Ben Dattner emphasizes the importance of giving credit to others for their good ideas and successes, both in private and in public. A leader with will would generally behave in this way.
What is a leader?A leader refers to an individual who carries as the art of directing and influencing pople or groups of people in an organization with pleasing efforts to gain their support and help them to grow by providing better direction.
A manager is a person who oversees a project and is accountable for allocating resources, monitoring the project's development, and ensuring that it is completed on schedule in order to fulfill the organization's mission and goals.
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Jack wanted a new pair of Nike sneakers that were in sale for 45% off of the original price of $65.
What was the new sale price of the shoes after the discount?
Select all that apply
Items listed in the interests/activities section of a résumé are used to:
exemplify you are active
exemplify you are well rounded
exemplify you are intelligent
exemplify you are committed
Answer: exemplify you are well rounded
Explanation:
Items listed in the interests/activities section of a résumé are used to exemplify you are well rounded.
The essence of listing your interests or hobbies is to show the recruiting officer that one is well rounded and fits the particular position.
This part of the resume also makes one stand out or unique from others and can be used to complement ones academic qualifications.
Which is NOT an effective way to build relationships with your co-workers?
'Find one or two co-workers you can complain to' is not an effective way to build relationships with your co-workers. The right answer is b.
Workplace relationships are personal bonds formed between coworkers. It is advantageous for the organisation as a whole and for the morale and wellbeing of the staff to have employees that get along well with one another. When working on a project together, coworkers who get along well with each other are more likely to produce quality work.
Respected coworkers can inspire you to work at the top of your game, and open lines of communication can make all of your tasks run more smoothly. Employees' total productivity is frequently correlated with their psychological well-being. The ability to think creatively can be sparked by having positive interactions with your coworkers.
The correct answer is option b.
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The question seems incomplete. The complete question is:
Which is NOT an effective way to build relationships with your co-workers?
Ask your co-workers about their role, skills, and goals.
Find one or two co-workers that you can complain to.
Find reasons to praise or compliment your co-workers for good work.
Be curious about your co-workers' lives and passions.
What does a good credit history do for consumers?
A. It helps them reduce their housing costs.
B. It allows them to get debit cards,
C. It makes it easier for them to get loans.
D. It keeps prices low.
SUBMIT
Answer:
C. It makes it easier for them to get loans.
Explanation:
Credit history shows how reliable a borrower is in repaying loans. A good credit history indicates that a person pays their debts on time. A customer with a good credit history manages their income and debts properly and is considered a low-risk borrower.
Lenders are always willing to offer credit facilities to customers with a good credit history. They view them as less likely to default on their debts.
Question 9 (1 point)
Owning a nursery is a good example of a career in the agriculture, food, and natural
resources career cluster
True
False
Answer:
True
Explanation:
Nursery refers to a section of a farm where plants are grown up to the desired age before transplanting to bigger fields. They provide a convenient way of taking care of seedlings. Nurseries offer favorable growth conditions for germinating and growing food and non-food plant seedlings.
The agriculture, food, and natural resources cluster comprise all careers related to the creation of agricultural products. Someone who owns a nursery that grows food plants is under this cluster.
Answer:
True
Explanation:
Named company after founder , not very common today
a) Why size up your market?
b) What are Founder Brands?
c) What is Customer segmentation and what purpose does it serve?
d) What are Invented Brand?
Answer: im guessing B bc it has founders in it
Explanation:
sorry if it wrong
Why would someone choose to start a franchise business?
Answer:
The franchise organization model offers the franchisee the ability to grow under a common brand and share in the benefits of a larger group of business owners. ... Training from successful business operators. A lower risk of failure and/or loss of investments than if you were to start your own business from scratch.
Get them before they all sell out!!!!
Answer: ooo hehe boi thx for the points
Explanation: the answer is my happyness
There are two types of revenue streams, what are they?
Transaction revenues
Operational revenues
Recurring Revenues
Expense Revenues
Answer:
There are essentially two types of revenue: one-time revenue and recurring revenue streams.
Answer:
There are essentially two types of revenue: one-time revenue and recurring revenue streams.
Explanation:
You have data showing demand for plumbing services rising for each of the last five years. This would best be displayed on a:
a) Line graph
b) Scatter plot
c) Pie chart
Answer:
Line gray
Explanation:
Each of the last five years has shown an increase in demand for plumbing services, according to the data. A line graph would be the best way to show this.
Option A is the best option that displays the best about the rising plumbing demands.
Why do line graphs display the best?Line graphs are used to track changes across time, both short and long. When there are fewer changes, line graphs are preferable over bar graphs. Line graphs can also be used to compare changes for multiple groups over the same time period.For more information about line graphs, refer below
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Type the correct answer in the box. Which Financial Assets can be traded on the stock market?
_____ are tradable financial assets that are sold and bought on the stock market.
Your answer is Treasury Bill!
Hopefully, this helps! :D
Please give branliest!
Use the drop-down menu to select the education or qualification best demonstrated in each example.
Annabelle is a Biomedical Engineer who thinks of an idea for a new product.
Nathan is a Clinical Research Coordinator with a four-year college degree.
Drew is a Clinical Data Manager who analyzes and interprets the data from experiments.
Qiana is a Medical Scientist who works alone for long periods of time and stays focused on laboratory work.
Answer:
Creativity, bachelors degree, Critical thinking skills, independence
Explanation:
Just did it and got it right
The education or qualification demonstrated are as follows A- Engineering and Creativity, B- Bachelors Degree, C- Critical Thinking Skills, D- Independent Researcher.
Education and QualificationThe following question is asking us to select the education or qualification demonstrated in these examples, since the question does not give us much options, hence we will go by conventional wisdom.
Annabelle is a Biomedical Engineer who thinks of an idea for a new product - This is related to interest in engineering with creativity and persistence.
Nathan is a Clinical Research Coordinator with a four-year college degree - Since they mentioned 4-year college hence it is related to Bachelors.
Drew is a Clinical Data Manager who analyzes and interprets the data from experiments - Since it is related to analyzing data it needs the qualification of Critical Thinking skills.
Qiana is a Medical Scientist who works alone for long periods of time and stays focused on laboratory work - This is related to Independent Research.
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if i were own a liquor store. how would supply and demand effect the way i run the store.
Answer:
Wait, why did my answer get deleted? I put a fair amount of detail into it, didnt I?
Lee Ray bought 250 shares of a mutual fund with a NAV of $13.85. This fund also has a load charge of 7%.
a. What is the offer price? (Round your intermediate and final answer to the nearest cent.)
b. What did Lee pay for his investment? (Round your intermediate and final answer to the nearest cent.)
Answer: a. $14.9
b. $3725
Explanation:
a. What is the offer price?
This will be calculated as:
= NAV / (1 - load charge %)
= 13.85 / (1 - 7%)
= 13.85 / (1 - 0.07)
= 13.85 / (0.93)
= $14.9
B. What did Lee pay for his investment?
This will be:
= Number of shares bought × Offer price
= 250 × $14.9
= $3725
Lets you identify any early adopters of your product, test it, tailor it for other users, and helps in design thinking.
a) What are the three things a good demo must have?
b) What are the Pros and Cons of Top-Down
c) What are the 4 benefits of empathy mapping?
d) Why is it important to understand your customer segments?
Answer:
what are the 4 benefits of empathy mapping
Jessica is currently a freshman in college who wants to work for the Health, Safety, and Environmental Management
career pathway. Which best describes the path she should take to give her the typical education for her goal?
Answer:
The answer is A.
Explanation:
I did it on the unit test on Egde 2020.
Answer:
Jessica should get her bachelor's degree and try to intern with a brownfield redevelopment specialist.
Explanation:
or C for short.
Kaylin works in the Manufacturing career cluster. The daily tasks of her career involve looking at ways that her company is at risk for causing problems to the health of its workers. She also analyzes those problems and comes up with solutions to implement.
What job does Kaylin most likely have?
Occupational Health and Safety Specialist
Environmental Science and Protection Technician
Quality Control Analyst
Product Safety Engineer
Answer:
A-Occupational Health and Safety Specialist
Explanation:
Occupational Health and Safety Specialist. Hence, option A is appropriate.
What is the meaning of Health?A state of complete physical, mental, and social well-being is referred to as health. A balanced diet and consistent exercise are necessary for a healthy life cycle. Additionally, one needs to maintain appropriate hygienic practices, live in a decent shelter, and get adequate sleep.
Your lifestyle should include a commitment to good health. A healthy lifestyle can aid in the prevention of chronic diseases and debilitating conditions. Your self-esteem as well as self-image depend on how you feel about yourself and how well you take care of your physical and mental well-being. Living a healthy lifestyle means taking care of your body.
Personal health is divided into five categories: physical, emotional, social, spiritual, and intellectual.
The WHO Constitution defines "health" as "a condition of complete physical, mental, and social well-being and not only the absence of disease or disability." Balanced health is based on five pillars: activity, diet, sleep, stress reduction, and social interaction. While we can borrow from or swap out part of the balance in one area for another, when we take too much of too many of these fundamentals, our general health begins to deteriorate.
Hence, option A is correct.
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