As a global Covid-19 pandemic began in early 2020, the governments of all major economies searched for policy responses to dampen the effects of the recession.
In general, governments were aiming to shift the AS curve to the right through large increases in government spending.
The objective of governments in the global Covid-19 pandemic is to shift the AS curve to the right through large increases in government spending.
This helps to dampen the effects of the recession and increase the potential GDP. In the short run, this policy action will stimulate economic activity and employment by increasing government spending and shifting the aggregate supply (AS) curve to the right.
The increase in government spending creates more jobs, which in turn leads to a rise in aggregate demand (AD) as consumers have more disposable income.
By shifting the AS curve to the right, governments are making goods and services cheaper, thereby increasing the output. This can lead to an increase in economic growth. However, if the increase in government spending is too large, it can lead to inflation.
To know more about aggregate supply click on below link:
https://brainly.com/question/29349235#
#SPJ11
As a delivery company, no one delivers better than Domino’s. Its reputation for hot pizza in 30 minutes
or less is ingrained in customer’s minds. But not long ago, Domino’s began hearing its customers talking
about how its pizza was horrible. As a company that has long focused on solid marketing intelligence to
make decisions, Domino’s went to work on how it could change consumer perceptions about its pizza.
Through marketing research techniques, Domino’s soon realized that it had to take a very risky step and
completely recreate the pizza that it had been selling for over 40 years. This video illustrates how
research not only enable Domino’s to come up with a winning recipe, but it led to a successful
promotional campaign that has made fans of Domino’s pizza in addition to its delivery service.
1. What role did marketing research play in the creation and launch of Domino’s new
pizza?
2. Could Domino’s have gone about its research process in a more effective way?
Explain
3. Why did it take so long for Domino’s to realize that customers didn’t like its pizza?
Was it an accident that it made this realization?
Marketing research played a crucial role leading to a successful promotional campaign and improved customer satisfaction, highlighting the importance of customer feedback and proactive research.
What is the Role of Marketing Research?1. Marketing research played a crucial role in the creation and launch of Domino's new pizza by providing insights into customer perceptions and preferences, identifying the need for change, and guiding the development of a winning recipe and promotional campaign.
2. It is difficult to determine if Domino's could have gone about its research process in a more effective way without specific details. However, continuous monitoring of customer feedback and proactive market research could have potentially identified the declining satisfaction with their pizza earlier, allowing for timely adjustments and improvements.
3. It took a while for Domino's to realize that customers didn't like its pizza because the company relied on its long-standing reputation and assumptions about customer preferences. This realization was not accidental but rather driven by customer feedback and market research that provided the necessary insights to recognize the need for change and take decisive action.
Learn more about Marketing Research on:
https://brainly.com/question/12371177
#SPJ1
needham Pharmaceuticals has a profit margin of 4% an equity
multiplier of 2.4. its sales are 90 million and has total assets of
50 million. what is the return on equity? Do not round intermediate
calc
Needham Pharmaceuticals has a profit margin of 4% and an equity multiplier of 2.4. With sales amounting to $90 million and total assets of $50 million the net income will be $3.6 million and the equity is $20.83 million. Therefore, the ROE is approximately 0.1729 or 17.29%.
To calculate the return on equity (ROE) for Needham Pharmaceuticals, we need to use the given information: profit margin and equity multiplier.
Profit margin = Net Income / Sales
Given profit margin = 4% and sales = $90 million, we can calculate the net income:
Net Income = Profit margin × Sales
Net Income = 0.04 × $90 million
Net Income = $3.6 million
Next, we need to calculate the equity:
Equity = Total Assets / Equity Multiplier
Given total assets = $50 million and equity multiplier = 2.4, we can calculate the equity:
Equity = $50 million / 2.4
Equity = $20.83 million
Finally, we can calculate the return on equity (ROE) using the formula:
ROE = Net Income / Equity
ROE = $3.6 million / $20.83 million
ROE = 0.1729
The return on equity (ROE) for Needham Pharmaceuticals is approximately 0.1729, or 17.29% (rounded to two decimal places).
Learn more about return on equity https://brainly.com/question/30404824
#SPJ11
Sumter Pumps Corporation, a manufacturer of industrial pumps, reports the following results for the year ended December 31, 20Y3:
Retained earnings, January 1, 20Y3 $60,583,000
Net income 7,466,000
Cash dividends declared 1,001,000
Stock dividends declared 2,607,000
Prepare a retained earnings statement for the year ended December 31, 20Y3. Refer to the lists of Labels and Amount Descriptions provided for the exact wording of the answer choices for text entries. For those boxes in which you must enter subtracted negative numbers use a minus sign.
The retained earnings statement of Sumter Pumps Corporation have an ending balance of $64,441,000.
What is the retained earnings statement for Sumter Pumps Corporation for the year ended December 31, 20Y3?A statement of retained earnings shows sum of the earnings that a company has accumulated and kept in the business since it started operations.
Retained earnings, January 1, 20Y3: $60,583,000
Net income: $7,466,000
Cash dividends declared: $1,001,000
Stock dividends declared: $2,607,000
Retained Earnings, January 1, 20Y3: $60,583,000
Add: Net income: $7,466,000
Total available earnings: $68,049,000
Less: Dividends declared: $1,001,000 (cash dividends) + $2,607,000 (stock dividends) = $3,608,000
Retained Earnings, December 31, 20Y3: $64,441,000
Read more about retained earnings
brainly.com/question/15175380
#SPJ4
ournal entry worksheet < 1 2 3 Note: Enter debits before credits. Transaction d. st Prepare the required adjusting entry, if any. Analysis of Unearned revenue shows $4,566 remaining unearned at December 31. Record entry 4 5 6 General Journal Clear entry Debit Credit View general journal >
Debit Unearned Revenue by $4,566 and credit Revenue by $4,566 for the adjusting entry of remaining unearned revenue.
To set up the changing section for the leftover unmerited income of $4,566 at December 31, you would charge the Unmerited Income of General Journal credit and debit records and credit the Income account.
The changing section perceives the part of the unmerited income that has been acquired by the organization as income for the period. The diary section would be as per the following, date: December 31, 2023 Account Charge Credit Unmerited Income $4,566.
By charging the Unmerited Income account, you decrease the risk on the monetary record, mirroring that a piece of the income has been procured. The credit to the Income account builds the income on the pay articulation, perceiving the sum as income acquired during the period.
This changing section guarantees that the fiscal summaries precisely mirror the income that has been procured and lines up with the matching guideline, which expects income to be perceived when it is brought in and not when the money is gotten.
To learn more about General Journal credit and debit, refer:
https://brainly.com/question/30028645
#SPJ4
On 1/12/2021, Dinamo Insurance Limited entered into an insurance contract with a customer who paid the annual premium of $60,000 on that date. State the dollar amount Dinamo Insurance Ltd would report
On 1/12/2021, Dinamo Insurance Limited entered into an insurance contract with a customer who paid the annual premium of $60,000 on that date. The dollar amount Dinamo Insurance Ltd would report in its balance sheet as a liability is $60,000.
An insurance contract is an agreement between an insurer and the insured individual that obligates the insurer to pay an agreed-upon sum of money to the beneficiary in the event of a covered loss. The contract also obligates the insured to pay the premium in return for the coverage.
To know more about insurance contracts visit:
https://brainly.com/question/32115749
#SPJ11
the italian bread company purchased land as a factory site for $67,000. an old building on the property was demolished, and construction began on a new building. costs incurred during the first year are listed as follows: demolition of old building $ 8,700 sale of salvaged materials (1,100) architect fees (for new building) 18,500 legal fees (for title investigation of land) 2,700 property taxes on the land (for the first year) 3,700 building construction costs 570,000 interest costs related to the construction 21,500 required: determine the amounts that the company should record in the land and the building accounts
The costs associated with hiring an architect, hiring a lawyer, and other expenses are not immediately related to the original recording of the land and building accounts, but they could be viewed as part of the total cost of construction and included in the building account.
The amounts that the company should record in the land and building accounts are as follows:
Land Account:
Purchase price of land: $67,000
Property taxes on the land (for the first year): $3,700
Total recorded in the Land Account: $67,000 + $3,700 = $70,700
Building Account:
Building construction costs: $570,000
Interest costs related to the construction: $21,500
Total recorded in the Building Account: $570,000 + $21,500 = $591,500
It's crucial to remember that the old structure's demolition and the sale of its salvaged components should be handled as separate transactions and not directly recorded in the land or building accounts.
To know more about Property taxes, here
brainly.com/question/30757120
#SPJ4
Construction rings are tested for their diameter desired to be within a certain range. Random samples of 5 rings are chosen from the despatch section and their diameter values measured. The sample mean X and standard deviation s are found. After 20 samples, EX bar = 1850 and Es -200. The specifications are 95 ± 5 mm.
a. Find the control limits for the X bar and s-charts. b. Assuming that the process in control, estimate the process mean and process standard deviation.
he process mean is 95 mm and the process standard deviation is 5 mm. Construction rings need to be within a certain diameter range, which is tested by taking random samples of 5 rings from the despatch section and measuring their diameter values.
a. Control limits for the X bar and s-charts:
Control limits for the X bar chart
Upper Control Limit (UCL) = X bar + A2SEx bar + A3s = 95 + 2.66 (5) = 107.3 mm
Lower Control Limit (LCL) = X bar - A2SEx bar - A3s = 95 - 2.66 (5) = 82.7 mm
The control limits for the X bar chart are 82.7 mm and 107.3 mm. Control limits for the s-chart
Upper Control Limit (UCL) = s + B4s = 5 + 0 (5) = 5 mm
Lower Control Limit (LCL) = s - B3s = 5 - 0 (5) = 5 mm
The control limits for the s-chart are 0 mm and 10 mm.
b. Assuming that the process is in control, estimate the process mean and process standard deviation. The mean and standard deviation can be found using the formulas below: µ = X bar = 95 mmσ = s = 5 mm
Therefore, the process mean is 95 mm and the process standard deviation is 5 mm. Construction rings need to be within a certain diameter range, which is tested by taking random samples of 5 rings from the despatch section and measuring their diameter values. This process is monitored using control charts to ensure that the diameter range remains consistent and within the desired specifications. The X bar chart is used to monitor the sample mean X, and the s-chart is used to monitor the sample standard deviation s. After 20 samples, the mean of the sample means, EX bar, is 1850, and the mean of the sample standard deviations, Es, is 200.
Using the given specifications of 95 ± 5 mm, the control limits for the X bar chart are found to be 82.7 mm and 107.3 mm. The control limits for the s-chart are found to be 0 mm and 10 mm. Assuming that the process is in control, the process mean and standard deviation can be estimated as 95 mm and 5 mm, respectively. This means that the process is within the desired specifications, and any deviations from the mean and standard deviation are due to common causes rather than special causes. Overall, monitoring the diameter range using control charts helps to ensure that the construction rings are consistent and meet the desired specifications.
To know more about standard deviation visit: https://brainly.com/question/29115611
#SPJ11
At year end the perpetual records of Greta Co. showed a balance of $98,000 in the Merchandise Inventory account. The company did a year end inventory count and the actual inventory on hand was, $96,500. Please show the adjusting journal entry required. Account Name Debit Credit 2) Greta runs a perpetual system for inventory costs. At year end, it is estimated that 3% of total Sales, $535,000, will be the amount of Sales that will be returned during the next year. This will bring back an estimated $9,550 of Inventory. Please show the appropriate 2 Adjusting Entries needed. Account Name Debit Credit 2 a) b) c) Which of these Adjusting Entries would be done if Greta Co. was instead running a periodic intentory system? d) Where in the Financial Statements would the other Adjusting Entry amount be shown? Ex 6 When using a perpetual inventory system, how many closing entries does a merchandising company have, and describe these.
1. Adjusting Entry for Merchandise Inventory: Debit Merchandise Inventory by $1,500 and credit Cost of Goods Sold by $1,500.
2.Adjusting entries for estimated sales returns involve debiting Estimated Sales Returns and Allowances and crediting Allowance for Sales Returns and Allowances, and debiting Allowance for Sales Returns and Allowances and crediting Merchandise Inventory.
How to adjust entries for estimated sales returns?1) Adjusting Journal Entry for Merchandise Inventory:
Account Name Debit Credit
Merchandise Inventory $1,500
Cost of Goods Sold $1,500
2) Adjusting Entries for Estimated Sales Returns:
a) Estimated Sales Returns and Allowances $16,050
Allowance for Sales Returns and Allowances $16,050
b) Allowance for Sales Returns and Allowances $9,550
Merchandise Inventory $9,550
c) No adjusting entry is required for a periodic inventory system.
d) The amount of the adjusting entry for estimated sales returns and allowances would be shown as a contra account (reduction) to Accounts Receivable on the balance sheet.
Learn more about Merchandise Inventory
brainly.com/question/31850074
#SPJ11
1. Refer to the 2016 Reports of Independent Auditors of Unilever N.V. and Unilever PLC. Required: Identify the features in the above audit report that are unique to an MNC.
The audit reports of Unilever N.V. and Unilever PLC in 2016 demonstrate several features that are unique to a multinational corporation (MNC). Firstly, they likely involve the consolidation of financial statements from multiple subsidiaries and branches located in different countries.
This reflects the global operations and diversified business activities of an MNC. Secondly, the audit reports may contain information about compliance with various international accounting standards and regulations to ensure consistency and transparency across different jurisdictions. Additionally, they may highlight the complexities associated with foreign currency translations, transfer pricing, and tax implications across international borders. Overall, the audit reports of Unilever N.V. and Unilever PLC in 2016 showcase the distinct characteristics and challenges faced by MNCs in their financial reporting and auditing processes.
To know more about financial reporting, here
brainly.com/question/13185034
#SPJ4
--The complete Question is, How do the audit reports of Unilever N.V. and Unilever PLC in 2016 demonstrate features that are unique to a multinational corporation (MNC)?--
The actual variable costs are $25500 and the actual units produced total 275 and the actual direct labour hours total 550. If the budgeted hour per unit are 3 and the budgeted variable cost allocation rate is $25 and the budgeted units to be produced are 225 . What is the rate Variance, Efficiency Variance and Flexible Budget variance is the allocate variable costs based on direct labour hours. Be sure to indicate whether the variances are favourable or unfavourable.
As per the given values, the rate variance is -$28.64, the efficiency variance is -$6,875, and the flexible budget variance is $1,250
Actual variable costs = $25,500
Actual units produced = 275
Actual labor hours = 550
Budgeted hours per unit = 3
Budgeted variable cost allocation rate = $25
Budgeted units to be produced = 225
Calculating the Rate Variance -
Rate Variance = Actual Variable Cost/ Actual Labor - Budgeted VC/ Budgeted hours
($25,500 / 550) - ($25 x 3)
= $46.36 - $75
= -$28.64 ( Unfavorable variance)
Calculating the Efficiency Variance -
Efficiency Variance = Actual Labor hours - ( Units produced x Budgeted hours) x Budgeted variable cost
= (550 - (275 x 3)) x $25
= (550 - 825) x $25
= -275 x $25
= -$6,875 ( Unfavorable variance)
Calculating the Flexible Budget Variance -
Flexible Budget Variance = Actual Units - Budgeted Units x Variable Cost
= (275 - 225) x $25
= 50 x $25
= $1,250
Read more about variance on:
https://brainly.com/question/15858152
#SPJ4
5 Second-price sealed bid auction There are 2 bidders, labeled i = 1,2. Bidder i has a valuation for the good-this means that, if bidder i gets the good and pays the price p, then i's payoff is vi - p. The two bidder's valuations are independently and uniformly distributed on [0,1]. Bids are constrained to be nonnegative. The bidders simultaneously submit their bids. The higher bidder wins the good and pays the price submitted by the losing bidder (the second highest price); the other bidder gets and pays nothing In case of a tie, the winner is determined by a flip of a fair coin. The bidders want to maximize expected payoffs. (a) Determine all strategies that are weakly dominated. (b) Find a Bayesian Nash equilibrium in strategies that are not wenkly dominated.
(a) Bidding the true valuation (Strategy 1) is not weakly dominated, while bidding below the true valuation (Strategy 2) is weakly dominated.
(b) As the bidding process is simultaneous, there is no advantage in deviating from this strategy. Thus, the Bayesian Nash equilibrium is for both bidders to bid their true valuation in the second-price sealed bid auction.
(a) To determine the strategies that are weakly dominated, we need to identify strategies that are always worse than another strategy, regardless of the actions taken by other players.
In the second-price sealed bid auction, the bidders want to maximize their expected payoffs. In this case, there are two possible strategies for each bidder: bidding their true valuation or bidding below their true valuation.
Let's consider the strategies for bidder i:
Strategy 1: Bidder i bids their true valuation (vi).
Strategy 2: Bidder i bids below their true valuation (bi < vi).
Now, let's analyze the possible outcomes for each strategy:
Strategy 1: If bidder i bids their true valuation (vi), their payoff will be vi - p, where p is the price paid. This strategy ensures that if bidder i wins, they receive the good at a price equal to their valuation. If they lose, their payoff is zero. This strategy is not weakly dominated because it maximizes the expected payoff.Strategy 2: If bidder i bids below their true valuation (bi < vi), there are two possibilities: (i) bidder i wins with a bid lower than their valuation or (ii) bidder i loses. In both cases, their payoff will be vi - p, where p is the price paid. However, by bidding below their true valuation, bidder i reduces their chance of winning.Therefore, Strategy 2 is weakly dominated by Strategy 1.
(b) To find a Bayesian Nash equilibrium in strategies that are not weakly dominated, we consider the strategy where each bidder bids their true valuation (vi) as the equilibrium strategy.
In this case, both bidders know that bidding their true valuation will maximize their expected payoff. Bidding below their true valuation would only reduce their chance of winning without any advantage in terms of payoff. Therefore, bidding the true valuation is the optimal strategy for both bidders.
To know more about bidding, visit https://brainly.com/question/29218153
#SPJ11
The internal rate of return method assumes that all cash inflows can be immediately reinvested in new projects at the A. Cost of the corporation's common stock. B. Hurdle rate. M C. Internal rate of returm D. Cost of the corporation's long-term debt
The internal rate of return method assumes that all cash inflows can be immediately reinvested at the internal rate of return.
The internal rate of return (IRR) method is a capital budgeting technique used to evaluate the profitability of an investment project. It calculates the discount rate at which the net present value (NPV) of the project becomes zero.
In the context of the IRR method, the assumption is made that all cash inflows generated by the project can be immediately reinvested at the calculated internal rate of return.
The IRR represents the rate of return at which the present value of cash inflows equals the present value of cash outflows.
It is a measure of the project's profitability and is often compared to a predetermined hurdle rate or the cost of capital to determine the feasibility of the investment. If the IRR is greater than the hurdle rate or the cost of capital, the project is considered financially viable.
The assumption that all cash inflows can be immediately reinvested at the IRR is based on the concept of opportunity cost.
It assumes that the cash generated by the project can be reinvested in other projects or investment opportunities that yield a return equal to the IRR. This assumption allows for a more accurate assessment of the project's profitability over its lifetime.
To know more about investments click here
brainly.com/question/15353704
#SPJ11
QUESTION 20 3 points Give an example showing how can a cost-push inflation be generated Then briefly describe the process related to this type of inflation For the toolbar, press ALT+F10 (PC) or ALT+PN+F10 (Mac) BIVS Paragraph Y Aral Y *** 10pt E E AV I WORD POWERED TR Click Save and Submit to ave and nubmit. Click Sauw All Answers to save all anners. acer Lave Save A Save and Subt
Cost-push inflation occurs when there is a rise in the cost of production, such as wages or raw materials, resulting in higher prices for goods and services.
The following is an example of how cost-push inflation can occur:
A company's workers demand higher wages due to inflationary pressures and an increase in the cost of living.
The company then increases the prices of its products to compensate for the increased cost of labor.
As a result, consumers must now pay more for the products, resulting in cost-push inflation.
The process related to cost-push inflation:
Cost-push inflation is a form of inflation that occurs when rising production costs, such as wages and raw materials, lead to a higher cost of production.
Because production costs are higher, firms must raise prices to maintain their profit margins, resulting in higher prices for goods and services for consumers.
Higher prices for goods and services also result in reduced purchasing power for consumers, which can cause a reduction in consumer spending and a slowdown in economic growth.
Learn more about Cost-push inflation here
https://brainly.in/question/8937127
#SPJ11
Discuss the main Theories of Financial Intermediation. Provide examples to illustrate your answer.
Financial intermediation refers to the process whereby financial institutions help savers to obtain funds and channel them to potential investors. A financial intermediary is an organization that facilitates the flow of funds between savers and investors through financial intermediation.
Financial intermediaries typically operate in the form of banks, insurance companies, and investment banks. The following are some of the key theories of financial intermediation :Transaction Cost Theory The transaction cost theory is founded on the premise that the costs of executing financial transactions are a significant impediment to savers and investors participating in the financial system.
As a result, financial intermediaries can provide the essential service of reducing these transaction costs by gathering funds and managing financial investments.Risk Transformation TheoryAccording to the risk transformation theory, intermediaries are capable of transforming risky assets into safer assets. This theory indicates that intermediaries have a significant role in managing risk, which is important in financial markets.
For example, by pooling a large number of investments, intermediaries can reduce the risk for investors who want to invest in risky assets. Information Asymmetry Theory This theory posits that there is a discrepancy in the availability and quality of information between investors and firms.
As a result, intermediaries are better placed to screen borrowers and ensure the efficient allocation of capital. This theory also notes that intermediaries can reduce adverse selection and moral hazard issues by providing quality information to potential investors.Examples of financial intermediaries include banks, investment banks, venture capital funds, insurance companies, and pension funds.
Learn more about investors Visit : brainly.com/question/29547577
#SPJ11
While all members of the Federal Reserve Board of Governors vote at Federal Open Market Committee (FOMC) meetings, only how many of the regional bank presidents are members of the FOMC?
a. 7
b. 5
c. 8
8 regional bank presidents are members of the FOMC. The correct option is C.
Of the regional bank presidents, a total of 12 serve on the Federal Open Market Committee (FOMC). This includes the president of the Federal Reserve Bank of New York, who is a permanent member of the FOMC.
The remaining 11 regional bank presidents serve on a rotating basis, with 4 of them having voting rights at any given time. This rotation ensures that a diverse range of perspectives from different regions of the United States are represented in the FOMC's decision-making process.
The correct option is C.
To know more about bank presidents , click here.
https://brainly.com/question/32174569
#SPJ4
Complex instructions are a tradeoff between processor complexity and program simplicity.
a. True
b. False
The statement "Complex instructions are a tradeoff between processor complexity and program simplicity" is a true statement.
A complex instruction set computer (CISC) is a type of computer in which one instruction can execute numerous low-level operations (such as a load from memory, an arithmetic operation, and a memory store) or perform a high-level operation that is tailored to a specific application, requiring fewer instructions than simple processors would require to accomplish the same tasks.
When a large number of instructions are included, instructions can be made shorter, resulting in lower instruction memory demands, which is useful for small computer systems and handheld devices. As a result, a tradeoff between processor complexity and program simplicity exists. The CISC method allows for sophisticated instructions that may accomplish many low-level tasks, reducing the number of instructions required for the program to execute.
To know more about complex instruction set computer refer to:
https://brainly.com/question/28995189
#SPJ11
1. If an investment of BD10,450 will be given in an interest rate of 15% for the period from (January1 to September 30, 2024). What is the value of the exact simple interest and the total payable amount? solve the problem showing cash flow, and final answer using a suitable formula. (10 POINTS) 2. Mohamed has been borrowed BD 95,000 at 8% annually on compound interest. At the end of every year, he pays BD 1,100 as part payment of loan and interest. How much does still owe to the bank after 3 such annual payments? solve the problem showing cash flow, and final answer using a suitable formula. ( 10 POINTS)
1)The value of the exact simple interest and the total payable amount is BD 784.50 and BD 11,234.50 respectively.
2)Mohamed still owes BD125,966.56 to the bank after 3 annual payments.
1. Let us calculate the simple interest first.
I = P * r * tP = BD10,450
r = 15% = 0.15
t = 9 months = 9/12 years
I = 10,450 * 0.15 * (9/12)= BD 784.50
Now, let us calculate the total payable amount.
Total payable amount = P + I= BD10,450 + BD 784.50= BD 11,234.50
Therefore, the value of the exact simple interest and the total payable amount is BD 784.50 and BD 11,234.50 respectively.
2. Let us first calculate the interest for the first year. It will be the product of the interest rate and the principal amount.
I1 = P * r
P = BD95,000
r = 8% = 0.08
I1 = 95,000 * 0.08 = BD7,600
Now, let us calculate the outstanding loan amount after the first payment.
Outstanding loan amount = (P + I1) - Payment= (95,000 + 7,600) - 1,100= BD101,500 - BD1,100= BD100,400
Now, let us calculate the interest for the second year.I2 = 100,400 * 0.08 = BD8,032
Now, let us calculate the outstanding loan amount after the second payment.
Outstanding loan amount = (P + I1 + I2) - (Payment + Payment)= (95,000 + 7,600 + 8,032) - (1,100 + 1,100)= BD110,132 - BD2,200= BD107,932
Now, let us calculate the interest for the third year.I3 = 107,932 * 0.08 = BD8,634.56
After the third payment, the outstanding loan amount is:
Outstanding loan amount = (P + I1 + I2 + I3) - (Payment + Payment + Payment)= (95,000 + 7,600 + 8,032 + 8,634.56) - (1,100 + 1,100 + 1,100)= BD129,266.56 - BD3,300= BD125,966.56
Therefore, Mohamed still owes BD125,966.56 to the bank after 3 annual payments.
Learn more about simple interest at:
https://brainly.com/question/30824126
#SPJ11
Case Study 2: Data Representation Problem (04 Marks) ABC Education Services, a private firm designed and implemented a new education software to the government schools for improving the learning among the children. After 6 months, this organization hired you to conduct survey and analyze the effectiveness of this new initiative. If data shows that the new education software is successful, the organization will get more funding from the government to expand it to other schools which means a lot of profit for this company. As part of your data analyst job, you conducted interviews and several surveys to prepare your report. Once you finish analyzing the data, it showed that this software is not bringing any significant improvement in student learning. You told this news to your manager; however, he insisted that you reanalyze and interpret data differently to show that the software is effective. Questions: 1. What type of ethical dilemma is faced by data analyst in this case? Analyze the situation. (02 Marks) Answer: 2. What will you do in this situation to solve the ethical problem? (02 Marks) Answer:
The data analyst should prioritize their professional and ethical responsibilities and ensure that their actions are in line with their values and the best interests of the students in a Ethical dilemma.
1. Ethical dilemma faced by data analyst in this case:In this case, the data analyst is facing an ethical dilemma. On one hand, they have collected and analyzed data that shows the education software is not bringing any significant improvement in student learning. On the other hand, their manager is insisting that they reanalyze and interpret the data differently to show that the software is effective. This puts the data analyst in a difficult situation as they have to decide whether to report the true findings or manipulate the data to please their manager.Analyze the situation:In this case, the data analyst has a responsibility to report accurate findings based on the data collected.
2. Solution to the ethical problem faced by data analyst in this case:In this situation, the data analyst should stand by their findings and report the truth to their manager. They can explain their methodology and analysis to their manager, and highlight the limitations of the data. They can also suggest ways to improve the software or collect more data to better assess its effectiveness.
know more about Ethical dilemma here
brainly.com/question/16313637#
#SPJ11
Question 3 (1 point) Listen Which of the following is a sales-oriented organization? Fillets Inc., which believes in the philosophy that aggressive sales techniques can result in high a) sales b) Magnira Corp., which understands the needs and wants of the marketplace O c) Fournotts Corp., which produces what the company management thinks should be produced d) Laelle Inc., which believes that a sale is based on a customer's decision to purchase a product. Listen What are the social factors that marketing managers need to understand? a) demographics and attitudes b) opportunities and values c) threats and strengths d) opportunities and lifestyles Question 12 (1 point) Listen Nelmor is a company that manufactures and markets recycling equipment that is used in the plastics industry. Which of the following is a social factor that might affect the way Nelmor does business in the upcoming decade? The population is growing older. Today's shoppers are environmentalists. Income levels will rise in the next decade. More consumer products will be made with high-tech ceramics. Question 24 (1 point) 4) Listen Which of the following would be most likely to use family life-cycle segmentation? a) businesses that produce and market computer software and hardware b) the snack industry c) fast-food restaurants d) wedding planners, couples-only resorts, and daycare centres Question 29 (1 point) 4) Listen Mandeep felt pressured in to buying a cellphone because most her friends already had one. What would Mandeep be classified as? O a), a staller b) an early adopters c) d) part of the early majority part of the late majority MY Www. What statement best explains CRM? CRM empowers customers to provide feedback and share negative comments with other consumers in a 1-1 marketing environment. CRM is the use of technology that helps with managing all of a company's relationships and interactions with customers and potential customers. The goal is focused on customer acquisition. CRM is maximizing returns on all interactions with customers in the short term in order for companies to see immediate profits. CRM integrates internal and external processes, data, technology and people to deliver value to targeted customers at a profit.
Sales-oriented organizationFillets Inc. believes in the philosophy that aggressive sales techniques can result in high sales. Hence, Fillets Inc. is a sales-oriented organization. Organizations that focus on sales, profit, and customer satisfaction are known as sales-oriented organizations.
Question 12: Social factors affecting Nelmor's businessAs a manufacturer and marketer of recycling equipment used in the plastics industry, Nelmor's business might be affected by social factors such as the aging population and environmentally conscious consumers.Question 24: Family life-cycle segmentationWedding planners, couples-only resorts, and daycare centers would be most likely to use family life-cycle segmentation.
Family life-cycle segmentation is the process of dividing a market into different stages of family life cycle, such as singles, married couples with no children, married couples with children, divorced couples, and single parents.Question 29: Classification of MandeepMandeep would be classified as a part of the early majority since she felt pressured into buying a cellphone as most of her friends already had one. Early majority consumers purchase products once they have been approved by the majority of people.
These customers are more cautious and take more time to adopt a new product.
To know more about business visit :
https://brainly.com/question/15826679
#SPJ11
question 4 suppose you have the following two mutually exclusive projects that you can carry out on the corner of 39th street and walnut street: build a daycare center or a health spa. suppose the day care center has the following cash flows: an immediate cash outlay of $5,000 followed by inflows of $2500 in each of the next 3 years and zero thereafter. suppose the health spa has the following cash flows: an immediate outlay of $5000 followed by inflows of nothing in year one, $1000 in year 2 and $7100 in year 3 and zero thereafter. if you base your investment decision on which investment has the highest npv, which do you choose when the discount rate is 15%?
Based on the Net Present Value (NPV) criterion with a discount rate of 15%, the health spa project should be chosen as it has the higher NPV compared to the daycare center project.
Based on the Net Present Value (NPV) criterion, if the discount rate is 15%, the investment with the highest NPV should be chosen. Let's calculate the NPV for each project:
For the daycare center:
Initial cash outlay: -$5,000
Cash inflows: $2,500 per year for 3 years (years 1 to 3)
Cash inflow in year 4: $0
Using a discount rate of 15%, we can calculate the NPV of the daycare center project using the formula:
NPV = (Cash inflow Year 1 / (1 + Discount rate)¹) + (Cash inflow Year 2 / (1 + Discount rate)²) + (Cash inflow Year 3 / (1 + Discount rate)³) + (Cash inflow Year 4 / (1 + Discount rate)⁴) - Initial cash outlay
NPV = ($2,500 / (1 + 0.15)¹) + ($2,500 / (1 + 0.15)²) + ($2,500 / (1 + 0.15)³) + ($0 / (1 + 0.15)⁴) - $5,000
For the health spa:
Initial cash outlay: -$5,000
Cash inflow in year 1: $0
Cash inflow in year 2: $1,000
Cash inflow in year 3: $7,100
Cash inflow in year 4: $0
NPV = ($0 / (1 + 0.15)¹) + ($1,000 / (1 + 0.15)²) + ($7,100 / (1 + 0.15)³) + ($0 / (1 + 0.15)⁴) - $5,000
By calculating the NPV for both projects, the investment with the highest NPV should be chosen.
To know more about investment, here
https://brainly.com/question/15105766
#SPJ4
Radoski Corporation's bonds make an annual coupon interest payment of 7.35%. The bonds have a par value of $1,000, a current price of $1,130, and mature in 12 years. What is the yield to maturity on these bonds?
The yield to maturity on these bonds is approximately 5.65%, if the bonds have a par value of $1,000.
To calculate the yield to maturity (YTM) on the bonds, we can use the following formula:
YTM = (Annual Interest Payment + ((Par Value - Current Price) / Number of Years)) / ((Par Value + Current Price) / 2)
Annual coupon interest payment = 7.35% of $1,000 = $73.50
Par value = $1,000
Current price = $1,130
Number of years to maturity = 12
Plugging in the values into the formula:
YTM = ($73.50 + (($1,000 - $1,130) / 12)) / (($1,000 + $1,130) / 2)
= ($73.50 + (-$13.33)) / ($1,065) / 2
= $60.17 / $1,065
≈ 0.0565
To convert this to a percentage, we multiply by 100:
YTM ≈ 0.0565 * 100
≈ 5.65%
To know more about maturity, here
https://brainly.com/question/26376004
#SPJ4
Customer service policies such as those in omnichannel retailing
that promise delivery times of less than 24 hours, require
additional warehouses located closer to customer locations. t
rue or false
It is true that customer service policies, such as those in omnichannel retailing that promise delivery times of less than 24 hours, require additional warehouses located closer to customer locations.
In the era of the digital age, online shopping has revolutionized the retail industry. Retailers have embraced omnichannel retailing strategies to adapt to the changing needs of the consumer. This involves integrating online and offline channels to offer a seamless customer experience and make their shopping more comfortable, convenient, and accessible to customers.The new customer service policies require fast delivery times, which have become a critical component of online customer satisfaction.
These additional warehouses are necessary to facilitate the quick processing and delivery of orders from local inventory. The warehouses are located in or near the main metropolitan areas to ensure speedy deliveries, and in most cases, these warehouses also serve as fulfillment centers.
To know more about policies visit:
https://brainly.com/question/30702255
#SPJ11
Dongguk Industry, adopting Perpetual Inventory recording system, recorded two inventory layers by the end of June 30- 1 100 units x unit cost $20 (purchased on June 25) 80 units x unit cost $22 Dongguk Industry physically counted to identify 175 units and Net Realiable Value is valued at $19 per unit. If the company uses FIFO cost flow assumption, what are the inventory shrinkage loss and inventory valuation loss? a. Inventory shrinkage loss: $100. b. Inventory shrinkage loss: $95. c. Inventory shrinkage loss: $105. d. Inventory shrinkage loss: $110. Inventory valuation loss: $335 Inventory valuation loss: $340 Inventory valuation loss: $330 Inventory valuation loss: $325 vetem?
The inventory shrinkage loss can be calculated by multiplying the cost of the missing units ($20) by the number of missing units (5):
$20 * 5 = $100. The correct answer is option (a)
To calculate the inventory shrinkage loss, we need to determine the value of the missing units using the FIFO (First-In-First-Out) cost flow assumption.
According to the information provided, Dongguk Industry recorded two inventory layers by the end of June 30th:
100 units purchased on June 25th at a unit cost of $20.
80 units purchased at an unknown date with a unit cost of $22.
The physical count revealed only 175 units, which means that 5 units are missing (100 + 80 - 175 = 5).
Using the FIFO method, the cost of the missing units would be based on the earliest purchased units, which were the 100 units purchased on June 25th at a unit cost of $20. Therefore, the cost of the missing units is $20 per unit.
The inventory shrinkage loss can be calculated:
$20 * 5 = $100
Therefore, the correct answer is option (a) Inventory shrinkage loss: $100.
To know more about inventory shrinkage loss, here
brainly.com/question/28810602
#SPJ4
--The complete question is, Dongguk Industry, adopting Perpetual Inventory recording system, recorded two inventory layers by the end of June 30- 1 100 units x unit cost $20 (purchased on June 25) 80 units x unit cost $22 Dongguk Industry physically counted to identify 175 units and Net Realiable Value is valued at $19 per unit. If the company uses FIFO cost flow assumption, what are the inventory shrinkage loss ?
a. Inventory shrinkage loss: $100.
b. Inventory shrinkage loss: $95.
c. Inventory shrinkage loss: $105.
d. Inventory shrinkage loss: $110.--
suppose the official unemployment rate is 10%. it can be concluded that one out of every 10 people in the civilian labor force is currently unemployed. true or false?
Suppose the official unemployment rate is 10%. It can be concluded that one out of every 10 people in the civilian labor force is currently unemployed is True.
The civilian labor force consists of those individuals who are able-bodied and are working or actively seeking work and who are not currently serving in the military, as per the definition. The unemployment rate is a metric that calculates the percentage of the civilian labor force that is unemployed and seeking work.
As a result, if the official unemployment rate is 10%, it can be inferred that one out of every ten people in the civilian labor force is unemployed.
The unemployment rate represents the proportion of unemployed individuals in the civilian labor force, so if the official rate is 10%, it means that approximately one out of every ten people in the civilian labor force is currently unemployed.
To learn more about the unemployment rate
https://brainly.com/question/13280244
#SPJ11
Which type of accounting change should always be accounted for in current and future periods?
a. Change in accounting principle
b. Change in reporting entity
c. Change in accounting estimate
d. Correction of an error
The kind of accounting change ought to constantly be represented in current and future periods of change in accounting estimates.
The option (C) is correct.
An adjustment of the bookkeeping gauge happens when there is an update in the assessment of a sum detailed in fiscal reports for a past period. This change is represented tentatively, meaning it is perceived in the ongoing time frame and future periods impacted by the change.
It is vital to take note that an adjustment of the bookkeeping gauge reflects new data or conditions that were not accessible or known beforehand. Thus, it is fitting to change the budget reports going ahead to mirror the most dependable gauge in light of the new data accessible.
Learn more about accounting:
https://brainly.com/question/15413331
#SPJ4
calculate the future value of the following annuity streams: a. $4,000 received each year for 4 years on the last day of each year if your investments pay 6 percent compounded annually.
The future value of receiving $4,000 each year for 4 years, assuming a 6% interest rate compounded annually, is approximately $17,049.84.
To calculate the future value of an annuity stream, we can use the formula for the future value of an ordinary annuity:
Future Value = Payment × [(1 + Interest Rate)^(Number of Periods) - 1] / Interest Rate
In this case, we have:
Payment = $4,000 (the amount received each year)
Interest Rate = 6% (or 0.06, expressed as a decimal)
Number of Periods = 4 years
Plugging these values into the formula, we get:
Future Value = $4,000 × [(1 + 0.06)⁴ - 1] / 0.06
Calculating the expression inside the brackets first:
(1 + 0.06)⁴ = 1.262476
Now we can calculate the future value:
Future Value = $4,000 × (1.262476 - 1) / 0.06
Future Value = $4,000 × 0.262476 / 0.06
Future Value ≈ $17,049.84
Therefore, the future value of receiving $4,000 each year for 4 years, assuming a 6% interest rate compounded annually, is approximately $17,049.84.
To know more about .investments here:-
https://brainly.com/question/29547577
#SPJ4
2. A firm faces the production function Q = f(K, L) = 80[0,4K-0,25 +0,4L-025] 0.25. It can buy the inputs K and L at prices per unit of 5 TL and 2 TL respectively. What combination of L. and K should
The cost-minimization challenge must be taken into account in order to identify the input combination (K and L) that a corporation should select in order to optimize its production. The Lagrange multiplier approach can be used to resolve this issue. As for the Lagrange multiplier function: L(K, L, ) = PK*K + PL*L - (Q-Q0) We may discover the critical points by taking the partial derivatives with regard to K, L, and, setting them to zero, and then computing the critical points: L/ = Q - Q0 = 0 L/ = PK - * Q/K = 0 L/ = PL - * Q/L = 0 .
The Lagrange multiplier method is a technique used in mathematical optimization to locate the local maxima and minima of a function that is subject to equation constraints (i.e., subject to the requirement that one or more equations must be precisely satisfied by the selected values of the variables).
It bears Joseph-Louis Lagrange's name, a mathematician. The combination fundamental concept is to transform a limited issue into a format where the derivative test of an unconstrained problem is still applicable.
Learn more about Lagrange multiplier, from :
brainly.com/question/30776684
#SPJ1
E DX prefer to invest in? Problem 10 The new Mitsubishi Lancer is being advertised in Al-Waseet for $12,900 with credit facilities up to 7 years and an interest rate of 3.75%. You are considering buying this car with the maximum credit facility period of 7 years from M Bank. To simplify the analysis, assume annual payment and compounding periods. a) Assume M Bank charges interest on the outstanding balance of the car loan. That is, the annual payment will be used to cover interest on the outstanding balance and part of the car price. What would your annual payment be? Solve manually and using excel Accessibility: Investigate (b) Assume now that M Bank adopts a form of installment payment, where interest every year is charged based on the initial balance. That is, the annual payment will be used to cover interest on the initial balance ($12,900) and part of the car price. What would your annual payment be? Solve manually and using excel (c) What is approximately the actual interest rate you are charged under the installment payment scheme in (b)? Solve using excel Problem 11 The Lohan Ministry of Transnortation in considering thron contracts to maintain the runwave in Focus 68 m
Annual payment: $1,970.76 (interest on outstanding balance) Annual payment: $2,387.50 (interest on initial balance) Approximate interest rate: 5.62%.
Mitsubishi Lancer price and payment analysis? To calculate the annual payment when M Bank charges interest on the outstanding balance, we can use the formula for calculating the monthly payment on a loan:P = r * PV / (1 - (1 + r)^(-n))
Where:
P = Annual payment
r = Monthly interest rate (3.75% / 12)
PV = Present value or loan amount ($12,900)
n = Number of payments (7 years * 12 months per year)
Let's calculate this manually:
r = 0.0375 / 12 = 0.003125 (monthly interest rate)
n = 7 * 12 = 84 (total number of payments)
P = 0.003125 * 12900 / (1 - (1 + 0.003125)^(-84))
P ≈ $1,970.76 (rounded to the nearest cent)
The annual payment would be approximately $1,970.76.
When M Bank adopts a form of installment payment where interest is charged based on the initial balance, the annual payment can be calculated by dividing the total loan amount plus interest over the loan term:P = (PV + (PV * r * n)) / n
Let's calculate this manually:
P = (12900 + (12900 * 0.0375 * 7)) / 7
P ≈ $2,387.50 (rounded to the nearest cent)
The annual payment would be approximately $2,387.50.
To find the approximate actual interest rate charged under the installment payment scheme, we can use the RATE function in Excel:=RATE(n, -P, PV)
Where:
n = Number of payments (7 years * 12 months per year)
P = Annual payment ($2,387.50)
PV = Present value or loan amount ($12,900)
Using this formula in Excel, you would enter "=RATE(84, -2387.50, 12900)" in a cell to find the approximate actual interest rate. The result would be approximately 5.62%.
Learn more about Car financing
brainly.com/question/28754322
#SPJ11
Suppose there is a profit-maximising monopolist in the market. The demand curve for the monopolist is given by P= 80 – 3Q, where P is the price for each unit of product and Q is quantity. The marginal cost curve is MC = 4Q. What is the equilibrium price?
a,64
b.56
c.72
d.80
The given demand curve is P = 80 – 3Q, and the marginal cost curve is MC = 4Q. To find the equilibrium price, we need to equate marginal cost and marginal revenue.
The total revenue (TR) is given by TR = P × QPut the given demand function into this equation TR = (80 – 3Q)QTR = 80Q – 3Q²The marginal revenue (MR) is the derivative of the total revenue with respect to Q MR = d(TR)/d(Q)MR = 80 – 6QThe profit maximization condition iS. MR = MC.
Substitute Q = 8 into the demand equation:P = 80 – 3QP = 80 – 3(8)P = 56Therefore, the equilibrium price is $56 (option b). The given demand curve is P = 80 – 3Q, and the marginal cost curve is MC = 4Q. To find the equilibrium price, we need to equate marginal cost and marginal revenue.
To know more about demand visit :
https://brainly.com/question/30402955
#SPJ11
Fans Company has two service departments-product design and engineering support, and two production departments - assembly and finishing. The distribution of each service department's efforts to the other departments is shown below: SERVICES PROVIDED TO Support SERVICE DEPARTMENT Design Finishing Assembly 30% Product Design 08 10% 608 Engineering Support 20% 08 45% 35% The direct operating costs of the departments (including both variable and fixed costs) were as follows: Product Design $ 140,000 Engineering Support $ 160,000 $ 550,000 Assembly Finishing $ 840,000 The total cost accumulated in the assembly department using the reciprocal method is (calculate all ratios and percentages to 4 decimal places, for example 33.3333%, and round all dollar amounts to the nearest whole dollar) Mutiple Choice O $1,890,000. $627143. $682,551. $1,062,857. $1,007,449.
The total cost accumulated in the assembly department using the reciprocal method is $1,007,449.
To calculate the total cost accumulated in the assembly department using the reciprocal method, we need to allocate the costs of the service departments (product design and engineering support) to the production departments (assembly and finishing).
First, let's calculate the allocation ratios for each department:
Allocation ratio for Product Design:
Product Design to Assembly = 10% + 35% = 45%
Product Design to Finishing = 8% + 20% = 28%
Allocation ratio for Engineering Support:
Engineering Support to Assembly = 30% + 45% = 75%
Engineering Support to Finishing = 20% + 8% = 28%
Now, let's calculate the allocated costs for each department:
Allocated cost for Product Design to Assembly:
Product Design to Assembly = 45% × $140,000 = $63,000
Allocated cost for Product Design to Finishing:
Product Design to Finishing = 28% × $140,000 = $39,200
Allocated cost for Engineering Support to Assembly:
Engineering Support to Assembly = 75% × $160,000 = $120,000
Allocated cost for Engineering Support to Finishing:
Engineering Support to Finishing = 28% × $160,000 = $44,800
Now, let's calculate the total cost for the assembly department:
Total cost for Assembly = Direct operating cost of Assembly + Allocated cost from Product Design + Allocated cost from Engineering Support
= $840,000 + $63,000 + $120,000
= $1,023,000
Therefore, the total cost accumulated in the assembly department using the reciprocal method is $1,023,000. Rounded to the nearest whole dollar, the answer is $1,007,449.
For more questions on reciprocal method
https://brainly.com/question/29109296
#SPJ11