Since Bobby will not incur any interest charges, he should select the card without the annual fee, Since Bobby will incur interest charges, he should most likely select the card with the lower interest rate.
A yearly charge made to customers by banks and other financial institutions for the use of their credit cards is known as an annual fee. The annual fee is added to the client's statement by the credit card company. Your annual fee will appear as one large charge on your credit card statement every year. Usually, you'll be charged the month you sign up for the card and then once every 12 months after that. An amount over and above the repayment of the principal sum is known as interest and is paid by a borrower or deposit-taking financial institution to a lender or depositor at a set rate. Interest is the cost of borrowing money or the fee you charge to lend it.
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Natural monopolies: O are common. O are rare. do not exist in the real world. b. Natural monopolies are most often: O in markets with low barriers to entry. O regulated by government. unregulated.
Natural monopolies are rare.
Natural monopolies are most often regulated by government.
It's a monopoly that exists in an industry in which high infrastructural costs and other barriers to entry relative to the size of the market give the largest supplier in a market, an overwhelming advantage over potential competitors.
Why natural monopolies are rare?
It's because the industry needs a high infrastructural cost and also it is not easy to enter the market.
Why natural monopolies are most often regulated by government?
Because if not, then the industry will be able to set the price as high as it wants. Also, monopoly industry will be in very high demand so the government needs to control the industry.
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_______ are moral principles and values that govern the behavior of people, firms, and governments regarding right and wrong.
Ethics are moral principles and values that govern the behavior of people, firms and governments regarding right and wrong.
The study of what is ethically good and bad, as well as right and wrong, is termed ethics. It is sometimes also known as moral philosophy. Any theory or system of moral ideals or principles can also be included under this umbrella phrase. Axiology is a subfield of philosophy that consists of the fields of ethics and aesthetics. These fields are concerned with values. Through the definition of terms like good and evil, right and wrong, virtue and vice, justice and crime, ethics aims to answer concerns about human morality.
The following are the top three recognized areas of research in ethics today:
Meta-ethics: the study of the theoretical significance and framework of moral claims and the evaluation of their veracity.Normative ethics: the study of the methods used in daily life to choose a moral path of conduct.Applied ethics: regarding what a person is required to do in a certain circumstance or field.To learn about morals see:
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strategy, size, technology, and the degree of uncertainty in the environment together make up what are called .
Strategy, size, technology, and the degree of uncertainty in the environment together make up what is called a contingency variable.
Contingency variables are the individual factors that could affect the outcome or relationship between two variables. For instance, setting up a company for high production depends on the team of employees managing the company. Therefore, the team of employees is a contingency variable.
Strategy, size, technology, and uncertainty in the environment are the four contingency variables that directly affect the management control system of the company. It affects the type and amount of the production of the company.
Before, setting up a company, these are important contingency variables that determine the possibility of setting up and functioning the business.
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if sales in 2003 were $300,000 and they grew to $500,000 by 2007 (a four-year period), the actual annual compound growth rate was:
The actual annual compound growth rate is ( $1.67)[tex]1/{4}[/tex] - 1 .The mean annual growth rate of an investment over a defined time period longer than one year is known as the compound annual growth rate, or CAGR.
What is CAGR?The mean annual growth rate of an investment over a defined time period longer than one year is known as the compound annual growth rate, or CAGR. It stands for one of the most precise techniques to figure out returns for specific assets, investment portfolios, and anything else whose value can change over time.
Text CAGR is calculated as left(frac)V text finalV text beginRight.
^{1/t} - 1 \s\
CAGR stands for compound annual growth rate.
V text begin = initial value = $300,000
V text = the final value = $500,000
T equals time in years = 4 years
Then ( $500,000/300,000)[tex]1/{4}[/tex] - 1
=( $1.67)[tex]1/{4}[/tex] - 1 .
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angela purchased a corporate bond currently selling for $925 in the secondary market. the bond has a coupon rate of 7.75% and matures in 12 years. which of the following is the yield to maturity on this bond? a) 8.49% b) 4.39% c) 8.77% d) 15.50%
The yield to maturity on this bond is 8.77% at 12 years maturity of 7.75% coupon rate and corporate bond of $925.
The yield to maturity on this bond formula is:
Corporate bond, PV = 925
Semiannual coupon payment; PMT = 38.75 (7.75% × 1,000 ÷ 2)
= 1501.56
FV = 1,000
N = 24 (12 × 2)
Solve for I/YR = 4.387 × 2
= 8.77%
the yield to maturity on this Corporate bond is 8.77%.
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very small tools are less productive because they remove material slower due to their reduced size and strength. how should engineers design cost effective part features with regard to the tool size(s) required to produce them?
Engineers should use a step in the design of any physical object is selecting the material. In the context of product design, the main purpose of material selection is to reduce costs while attaining product performance goals.
What is Material Selection?Choosing a material is a phase in the design of any physical object. The major objective of material selection in the context of product design is to minimize costs while achieving product performance goals. The qualities and costs of potential materials serve as the starting point for a methodical selection of the optimum material for a certain application. Using a material index or performance index related to the desired material qualities can frequently help with material selection. For instance, a thermal blanket's thermal conductivity needs to be low in order to reduce the heat transfer for a specific temperature difference.Therefore, engineers should use a step in the design of any physical object is selecting the material. In the context of product design, the main purpose of material selection is to reduce costs while attaining product performance goals.
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would it be useful to learn more about the company's practices, traditions, and customs that align with the mottos the assistant is sharing with you?
No. Most companies have a motto. You want the CEO there now because he is the one with the knowledge about the company. You tell the assistant that the CEO really should be here right now.
Motto- A motto is a short phrase that describes an organization's guiding principle. Mottos allow businesses to express what is important to them and how they want to conduct business.
A motto is a slogan or favorite saying, such as "When life gives you lemons, make lemonade." It is something you might see on a t-shirt or bumper sticker — a short sentence or phrase that means something to that person.
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after a buyer expresses a price objection, it is inappropriate for the salesperson to ask the buyer probing questions. a.true b.false
After a buyer expresses a price objection, it is inappropriate for the salesperson to ask the buyer probing questions it's true because the reason consumers return goods is generally because they don't fit the size, or don't match expectations.
A buyer is someone who buys certain goods or uses certain services. A seller is someone who sells certain goods or uses certain services.
With the enactment of a return policy system for consumers mandated by the consumer protection law. With this return policy, we can return every item that we have purchased to the store that sold it as long as it is within the specified time. When returning the item, we are not required to provide a reason for returning it, and the money worth the price of the item will be returned in full.
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In a service business with a highly variable demand, the general approach to aggregate scheduling does not involve.
In a service business with a highly variable demand, the general approach to aggregate scheduling does not involve - Changing demand or running out of stock while business is slow.
Aggregate panning involves –
Aggregate planning is the process of developing, assessing, and maintaining a general scheduling for all of an organization's operations. Customer backlogs, production levels, inventory levels, and forecasted goal sales are frequently included in the overall plan. This schedule seeks to satisfy demand for the least amount of money. When done well, aggregate planning should lessen the drawbacks of day-to-day scheduling, which entails placing small orders for material one week, laying off workers the next, and then placing larger orders and rehiring workers the week after. This longer-term perspective on resource use can lessen the need for unforeseen fluctuations in demand, which can save money. Simply speaking, aggregate planning is an effort to balance capacity and demand while minimizing expenses. This level of planning considers all assets "in the aggregate," such as a product line or family. the term "aggregate" was created. Aggregate resources include things like the total number of workers, machine hours, or raw material tonnage.
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The best example of a floating exchange rate system is (was) the:
a. Bretton Woods system
b. post Bretton Woods system era
c. gold standard
d. League of Nations
The gold standard is the best example of a floating exchange rate system.
In finance, an trade charge is a charge at which one foreign money could be exchanged for every other currency. Currencies are maximum typically countrywide currencies however can be sub-country wide as in the case of Hong Kong or supra-country wide as in the case of the euro.
An exchange charge system, additionally called a forex system, establishes the manner wherein the alternate price is determined, i.e., the fee of the domestic forex with appreciation to different currencies. choosing the currency gadget is a pivotal element of the monetary policy followed by means of a country's authorities.
exchange prices of a currency can be both constant or floating. the constant exchange rate is determined through the important financial institution of the u. s. while the floating fee is determined via the dynamics of market demand and supply.
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lbc corporation makes and sells a product called product wz. each unit of product wz requires 4.3 hours of direct labor at the rate of $22.00 per direct labor-hour. management would like you to prepare a direct labor budget for june. the company plans to sell 26,000 units of product wz in june. the finished goods inventories on june 1 and june 30 are budgeted to be 480 and 60 units, respectively. budgeted direct labor costs for june would be:
What a company pays its employees to produce one unit of output is known as the unit labor cost (ULC).
How do you calculate unit labor cost?Unit labor costs are frequently used as a general indicator of price competitiveness on the global market. They are described as the typical cost of labor for each produced unit of output. The ratio of total labor compensation to output per hour worked can be used to express them.The following chart illustrates how the budgeted direct labor cost per unit was calculated:Budgeted direct labor cost per unit = Required direct labor hours × rate per direct labor hour.
= 4.3 hours × $22
= $94.60
We can determine the budgeted direct labor cost per unit by multiplying the required direct labor hours by the rate per direct labor hour.
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judy's boutique just paid an annual dividend of $3.43 on its common stock. the firm increases its dividend by 3.65 percent annually. what is the company's cost of equity if the current stock price is $42.76 per share? multiple choice 11.35% 11.02% 11.67% 11.96% 12.38%
The company's cost of equity if the current stock price is $42.76 per share is 11.96%.
It represents the compensation that the market demands in exchange for owning the asset and bearing the risk of ownership.
How to calculate cost of equity?
Cost of equity = (dividends per share / current market value of stock) + growth rate of dividends
Now, let's calculate using the formula to get the answer
= ((3.43*(1+0.0365)/42.76) + 0.0365
= (3.55195 / 42.76) + 0.0365
= 0.11964301
= 11.96% (rounded)
So judy's boutique cost of equity is 11.96%
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which type of feedback has the most impact on an employee and leads to a feeling of trust between the employee and manager?
Positive and negative feedback type of feedback has the most impact on an employee and leads to a feeling of trust between the employee and manager.
What is positive feedback?Positive feedback is a process in a feedback loop that amplifies the effect of a small disturbance. In other words, the effect of a disturbance on the system involves an increase in the magnitude of the disturbance.
Positive feedback enhances or reinforces change, it tends to throw the system out of balance and make it more unstable. Negative feedback tends to dampen or buffer change. it tends to keep the system in a sort of balance, making it more stable.
A positive feedback mechanism, or positive feedback homeostasis, is a pathway that, in response to a variation in output, causes the output to vary even more towards the original deviation.
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while using social networks as part of the hiring process, employers can: a. legally violate federal laws b. post messages on behalf of a candidate c. look at the profiles of potential candidates d. screen applicants based on race or ethnicity
While using social networks as part of the hiring process, employers can (C) look at the profiles of potential candidates.
What do we mean by social networks?A social networking service, sometimes known as an SNS, is an online platform that users use to create social networks or social connections with others who have similar interests, backgrounds, hobbies, or real-world connections. Social networking services come in a variety of formats and feature sets. Young individuals can use social networking platforms to explore their interests and connect with others who have similar ones. They can increase understanding of already-held interests while introducing young people to new concepts and ideas.People who participate in social networking activities may do so for personal or professional reasons.Employers can view candidate profiles while using social networks as part of the hiring process.Therefore, while using social networks as part of the hiring process, employers can (C) look at the profiles of potential candidates.
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energon inc., a beer manufacturer, distributes free water bottles in areas where there is water scarcity. moreover, the company sponsors several local events such as concerts, theatre productions, and sporting events. in this scenario, energon inc. is engaging in .
Energon inc., a beer manufacturer, distributes free water bottles in areas where there is water scarcity. moreover, the company sponsors several local events such as concerts, theatre productions, and sporting events. in this scenario, Energon inc. is engaging in community involvement.
Production is the technique of mixing various material inputs and immaterial inputs (plans, expertise) a good way to make something for intake (output). It is the act of creating an output, a great or carrier which has fee and contributes to the application of people.[1] The place of economics that makes a specialty of production is called production theory, which is intertwined with the intake (or patron) theory of economics. Four elements of production. The production system and output without delay end result from productively making use of the original inputs (or factors of manufacturing). Called primary producer items or offerings, land, labour, and capital are deemed the 3 essential manufacturing elements.
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a parcel of land is offered for sale at $600,000, is assessed for tax purposes at $500,000, is recognized by its purchasers as easily being worth $575,000, and is sold for $570,000. at what amount should the land be recorded in the purchaser's books?
A parcel of land is offered for sale at $600,000. Hence, Amount at which the land should be recorded in purchaser's book = $ 570,000
What is the historical cost principle?The historical cost principle is the basic accounting principle under US GAAP. Under the historical cost principle, most assets must be accounted for at cost, even if they have increased significantly in value over time. Not all assets are held at cost.
Why is the historical cost principle important?The historical cost principle is important. This is because companies can track the value of their assets over time, even if the value of the assets changes. This principle helps companies avoid inflating their financial statements by taking advantage of changes in market values.
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A fruit stand has to decide what to charge for their produce. They need \$5$5dollar sign, 5 for 111 apple and 111 orange. They also need \$15$15dollar sign, 15 for 333 apples and 333 oranges. Put this information into a system of linear equations. Can we find a unique price for an apple and an orange?.
Then this system of the two-variable linear equations will have an infinite solution.
What is a linear equation?When there is only one variable, there is only one feasible solution. This particular case, in which the variable is accurately referred to as the "unknown," is one to which the term "linear equation" sometimes relates implicitly. The Cartesian coordinates of a point on the Euclidean plane can be used to understand each solution in the scenario with two variables. A linear equation's solutions form a line in the Euclidean plane, and each line can be considered to be the collection of all solutions to a linear equation with two variables. This is how this category of equations came to be known as "linear." In a broader sense, a hyperplane is defined by the solutions to a linear equation in n variables in Euclidean space of dimension n.
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last week, all of the employees at the nice night hotel group marched in front of their respective places of employment. they carried signs that said they wanted better wages and better working conditions. which type of labor dispute does this represent?
Picketing type of labor dispute. Picketing is a technique used to boost support for industrial action.
What does picketing mean in the workplace?Picketing is a technique used to boost support for industrial action.It occurs when workers taking part in industrial action gather at their place of employment to raise awareness of their cause.They might accomplish this by informing others or influencing them to refuse to carry out all or part of their job obligations.Employees might put more pressure on their employer to settle the collective bargaining disagreement by picketing.Only when the union is really on strike or the company has legitimately locked out the workers are they permitted to picket.Employees are limited to picketing in the location of the legal job action.To learn more about Picketing refer,
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this type of deed simply conveys the grantor's rights or interest in real estate, without any agreement or covenant as to the nature or extent of that interest, or any other covenants...?
Full Covenant and Warranty Deed. This type of deed simply conveys the grantor's rights or interest in real estate, without any agreement or covenant as to the nature or extent of that interest, or any other covenants.
What is Warranty Deed?A bond proves that the grantee has clear ownership of the property and has the right to sell it to the grantee, as opposed to a receipt that does not guarantee that the seller owns the title. It is a kind of certificate that guarantees of properties. A general Warranty Deed protects the beneficiary against legal defects that may arise at any time and are traced back to the origin of the property. The Special Warranty Deed only protects the grantee against legal defects resulting from acts or omissions of the grantor.Warranty Deed may contain six traditional forms of covenants of title, sometimes referred to as English covenants of title. These six traditional forms of alliance can be divided into her two categories : Current and future alliances.To learn more about Warranty Deed from the given link :
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money's function as a unit of account means that money _________________ .
Answer:
bank
Explanation:
little toy company makes and sells miniature doll houses. little produces two kinds of houses: standard and deluxe. the demand for doll houses is highest in november and december. expecting this trend to continue, little is interested in how to best utilize available capacity. given the following information, how many standard and deluxe doll houses should little produce? standard deluxe demand 8,000 3,000 unit price $60 $80 unit variable cost $25 $35 unit contribution margin $35 $45 production hours per unit 0.5 1 available production hours 5,000 hrs total fixed costs $40,000 a. 5,000 standard; 3,000 deluxe. b. 3,636 standard; 7,364 deluxe. c. 8,000 standard; 1,000 deluxe. d. 3,636 standard; 1,363 deluxe.
The answer is c. 8,000 standard; 1,000 deluxe
Since we have production hours as a limiting factor, therefore we should manufacture that product which gives maximum contribution per hour.
Calculation of contribution per hour
Particulars standard deluxe
Sale price 60 80
(-) variable cost (25) (35)
Contribution per unit 35 45
Units per hour 2 1
Contribution per hour 70 45
Ranking I II
Since the contribution per hour of the standard is more therefore first we should employ resources to manufacture the standard and then remaining to manufacture deluxe.
Calculation of units to be manufactured
Product type Hour per unit Total hours Units
Standard 0.5 4000 (8000x0.5) 8000
Delux 1 1000 1000
Total 5000 hours
Therefore we should manufacture 8000 units of standard and 1000 units of deluxe.
c. 8,000 standards; 1,000 deluxe
Examples of manufacturing include automotive agencies, bakeries, shoemakers, and tailors, as all of them create products, in preference to supplying services. But, for instance, logging or mining are not productions, as they no longer trade items into new merchandise.
System production is a production approach that creates goods by means of combining components, elements, or raw substances using a formula or recipe. It is often used in industries that produce bulk portions of products, together with meals, liquids, delicate oil, gasoline, prescription drugs, chemicals, and plastics.
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_____demand describes the overall, or total demand for all final goods and services produced in an economy
Aggregate demand describes the overall, or total demand for all final goods and services produced in an economy.
The total quantity of demand including all completed goods and services generated inside an economy is defined as aggregate demand. The entire amount of money spent on those services and products at a given price level and time is characterized as aggregate demand.
Technically, aggregate demand only resembles GDP over the long run if the price level has already been taken into account. This is because of the fact that short-run aggregate demand assesses all production at a fixed nominal price level, wherein nominal is not inflation-adjusted. Based on the method employed as well as the different components, more variations in the calculations may take place.
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a schedule of cost of goods manufactured includes all of the following costs: multiple select question. finished goods inventory factory overhead applied actual factory overhead direct materials used work in process inventory direct labor used
A schedule of cost of goods sold include actual factory overhead, direct materials, work-in-process inventory and direct labor used.
The direct costs of producing the items that a business offers are referred to as its cost of goods sold (COGS). The cost of the labor and materials directly employed to make the good are also factored into this sum. It does not incorporate indirect expenditures like those connected with the sales staff and delivery. As a company's gross profit is calculated by deducting COGS from its earnings, cost of goods sold is a crucial financial statement statistic. The gross profit is a measure of profitability that assesses how efficiently an organization utilizes its workers and resources during the manufacturing operation. Cost of goods sold consist of direct materials, direct labor, manufacturing overhead and work-in-process.
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According to the pm essential skills video case, project managment is all about what?.
According to the Project Management Essential skills video case, project management is all about Managing Complex Inter-Linear Relationships.
What is Project Management?Project management is the process of managing a team's effort to fulfill all project goals within the limits set.
This data is often specified in project documentation, which is prepared at the start of the development process. Scope, time, and budget are the key restrictions.
In other words, the objective of project management is to plan and manage a project so that its stated goals and deliverables are met.
It entails detecting and controlling risks, as well as cautious resource management, prudent budgeting, and good communication across numerous teams and stakeholders.
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a call option on the stock of bedrock boulders has a market price of $9. the stock sells for $30 a share, and the option has a strike price of $26 a share. round your answers to the nearest dollar. what is the exercise value of the call option?
The exercise value of the share is $4
A call option is related to the privilege provided to the buyer so that he can acquire the financial instruments (such as stock, and bonds). The purchaser collects the economic benefit when the value of the underlying asset increases.
The price at which an underlying security may be bought or sold when trading a call or put option is known as the exercise price. It is known as the strike price and is established at the time the trade is opened.
Computing the exercise value of the call option:
Current stock price $30
Deduct: Strike price $(26)
Exercise Value $4
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what is the usual result to the shareholders of a distribution in complete liquidation of a corporation?
A capital gain or loss is the usual result to the shareholders of a distribution in complete liquidation of a corporation.
A corporation is a legal entity whose owners are its shareholders, who also choose a board of directors to manage the organization's operations. The corporation, not the shareholders, is responsible for the business's operations and financial condition. A person or legal entity that is officially recognized by a corporation as the owner of shares of the share capital of a public or private corporation is referred to as a shareholder. A corporation's members may be referred to as shareholders. An organization that is authorized by the state to act as a single entity and is recognized as such in law for specific purposes is known as a corporation. This organization is typically a company or group of people.
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you want to create a portfolio equally as risky as the market, and you have $500,000 to invest. information about the possible investments is given below: asset investment beta stock a $ 145,000 .90 stock b $ 135,000 1.35 stock c 1.50 risk-free asset
Investment in stock C will be $1,221,788.08.
An investment can be described as an asset or goods accrued with the aim of generating income or recognition.
To determine the amount of investment we can use this formula
Portfolio beta = wA x Beta A + wB x Beta B + ... + wN * Beta N
where w is expressed a weight every stock in the portfolio.
Assume investment in stock c be x
Then, it will be:
1 = 146000/500000(0.91) + 134000/500000(1.36) + x/500000 (1.51)
1 = 0.26572 + 0.36448 + 1.51x/500000
1 = 0.6302 + 1.51x/500000
1 - 0.6302 = 1.51x / 500000
0.3698(500000) = 1.51x
1844900 / 1.51 = x
x = 1,221,788.079
If we round the result to two decimal it will be 1,221,788.08
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vince never carries a balance on his credit card. if vince charges $200 on his credit card and he pays his balance in full within the grace period, how much will he pay to clear the charge from his credit card? his credit card has an apr of 18%.
Vince is required to pay $200
A credit card is a revolving account that allows the card owner to expense up to the given limit. Most card issuers will not require full payment at the end of each cycle, instead, a card owner can pay the minimum amount. Note that, there is an interest charge on the open balance.
The grace period is the period between the ending date of a credit card cycle and the due date for the minimum payment. If full payment is processed within the grace period, there is no interest charge. Hence, the required payment will be only $200.
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which of the following is an example of a decrease in government purchases?a. The government cancels an order for new military equipment. b. The Federal Reserve sells government bonds. c. The government increases personal income taxes. d. The government decreases unemployment insurance benefit payments.
Answer:
D. The government decreases unemployment insurance benefits payment.
The government cancels an order for new military equipment is an example of a decrease in government purchases. The products and services that the government directly acquires are known as government purchases.
What Are government purchases?Federal, state, and municipal governments spend money on products and services through government purchases. One of the most important factors in calculating a country's gross domestic product is the sum of all of this spending, minus transfer payments and interest on the debt (GDP).
Direct purchases of products and services are made by governments. For instance, the federal government pays soldiers and purchases weapons, ammunition, armor, and other necessary items for the national defense. The welfare system, Social Security, Medicare, Medicaid, and unemployment insurance are examples of "transfer payments" made by governments. The aggregate level of expenditure will rise even more if government spending results in employment growth for the unemployed.
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katrine, a sales manager, is keeping the latest sales numbers of her division from her regional director in fear that the poor performance will make the director angry. this is an example of which communication barrier?
Katrine, a sales manager, is keeping the latest sales numbers of her division. This is an example of Filtering communication barrier.
Communication Barriers:
Communication barriers are commodity that prevents us from rightly getting and accepting the dispatches others use to communicate their information, studies and ideas. Some of the exemplifications of communication barriers are information load, choosy comprehensions, plant gossipers, semantics, gender differences,etc.
Why is communication barrier important?By recognising what may be a barrier to communication, we make mindfulness of what might be passing when we communicate with others These and numerous other walls can beget disposition between people and beget misconstructions
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