The correct statement is that the charging of higher interest to a person missing a payment is known as risk-based lending and is not a secured form of a loan.
hazard-based lending happens whilst creditors provide clients distinctive hobby costs or other mortgage terms, primarily based on the expected chance that the consumers will fail to pay returned their loans. usually, banks and credit score unions decide loan hobby fees for the use of greater than just your credit score.
danger-primarily based lending is a method with the aid of which a credit score union may be able to extra effectively meet the credit score wishes of all its participants. It entails putting a tiered pricing structure that assigns loan quotes primarily based on a person's credit score chance. The hazard-primarily based Pricing Rule calls for you to inform purchasers if they're getting worse phrases due to data from their credit file.
risk-based lending is complex and calls for nicely-honed credit-granting skills. it can be an excessive-risk hobby that requires extra due diligence to correctly identify, degree, reveal and manipulate risk. chance-primarily based lenders can also find out that they underestimated the default risks and related collection expenses. credit score unions have to bear in mind the extra dangers inherent in risk-based totally lending and determine if those risks are desirable and controllable given the credit union’s personnel, financial situation, size, and stage of capital aid.
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Drag each tile to the correct box.
What are the steps involved in accepting all the changes in a document?
Click Edit.
Click Accept or Reject.
Click Changes.
Click Accept All.
This is how the procedures for accepting all revisions to a document are laid out.
Click Edit
Click Changes
Click Accept or Reject
Click Accept All
steps involved in approving all document changes?
When making changes to a document, the first thing you do is click Edit. Once the modification has been made, you should approve the document.
The second action you perform after selecting "edit" is "click changes," which is utilized to apply the modifications that have already been decided to be made to the document. To confirm that the modifications are correct and don't need further review, click Accept or Reject. While selecting Accept All signifies that you have ultimately agreed to all of the document's changes.
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In what pricing strategy are prices lowered in a series of steps with the demand by those who really desire the product being satisfied at the highest prices?.
The price is lowered in a series of steps with the demand by those who really desire the product being satisfied at the highest prices is called a skimming price strategy.
Why a skimming price strategy can be justified?A skimming price strategy can be justified because it allows the company to satisfy the demand of those who are willing to pay the highest prices first, while also generating revenue. This strategy can also be justified by explaining that it allows the company to lower prices for those who are less willing to pay, making the product more affordable and accessible.
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in this example of the classical adjustment process, a recession seems ready to begin with business borrowing declining by billion dollars because of pessimism regarding profit opportunities in the short run.
Consumer spending by households is an example of the traditional adjustment process. A recession appears to be on the horizon since company borrowing has decreased by billions of dollars due to doubts about near-term profit potential.
Consumer spending is the total amount of money spent by people and families in an economy on finished goods and services for their own use and enjoyment. All private purchases of durable, nondurable, and service products are included in modern measurements of consumer spending. Consumer spending can be seen as an economic component that supports individual saving, investment spending, and output.
Consumption of final goods (i.e., not capital goods or investment assets) is the result of and ultimate motivation for economic activity. This is because all goods that are consumed must first be produced. Consumer spending is a major component of the demand side of "supply and demand"; the production of consumer goods is likewise an important piece of the supply side. Consumers decide whether to spend their income now or in the future. Consumer spending typically only refers to spending on consumption in the present. Income retained for future spending is called saving, which also funds investment in the production of future consumer goods.
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navarro, incorporated, plans to issue new zero coupon bonds with a par value of $1,000 to fund a new project. the bonds will have a ytm of 6.27 percent and mature in 30 years. if we assume semiannual compounding, at what price will the bonds sell?
The price will the bonds sell is $156.90.
Current price=Par value/(1+YTM/2)^(2*time period)
=1000/(1+0.0627/2)^(2*30)
=1000/(1+0.03135)^(60)
=1000/(1.03135)^(60)
=1000*0.156904581
=$156.90(Approx)
What do you mean by bond?A bond is an interesting instrument that represents a loan from an investor to a borrower. Simply put, a bond acts as a contract between an investor and a borrower. Bonds are mostly issued by companies and governments, and investors buy them as a savings and safety option. These bonds have a maturity, and after maturity, the issuer must repay the investor the amount plus a portion of the profit.
Bonds can be classified into four varieties:
corporate bonds local government bondsgovernment bonds agency bondsTo learn more about bond, refer;
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suppose ronny decides to withdraw all the cash out of his checking account and open a savings account at the same bank. as a result of this transaction:
Let's say Ronny decides to open a one-time deposit account at the same bank and take all the money out of his checking account. Following this transaction: M1 declines but M2 does not.
Economists provide more comprehensive definitions of money based on liquidity as opposed to a single unit of measurement. How soon a financial asset can be used to purchase a good or service is referred to as liquidity. Cash is one example of a liquid asset.
Money has two definitions: the M1 money supply and the M2 money supply. Money that is extremely liquid, such as cash, checkable (demand) deposits, and traveler's checks, is included in the M1 money supply. The M1 money supply adds savings and time deposits, certificates of deposits, and money market funds to make up the M2 money supply, which is less liquid.
M2 is a more expansive definition of money that includes more deposit types in addition to everything in M1. Bank savings accounts, for example, allow you to deposit money but not make checks on them directly. However, you may easily withdraw money Savings deposits are included in M2. Money market funds, which pool the deposits of numerous individual investors and invest them in safe assets like short-term government bonds, are another option offered by many banks and other financial institutions.
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a stock you are evaluating for a client is expect to pay an annual dividend of $2.50 next year. dividends have grown at a constant rate of 2 percent over the last 15 years and you expect this to continue. if the required rate of return on the stock is 12.6 percent, what is its fair present value?
A dividend is the distribution of a company's income to its shareholders and is decided with the aid of using the company's board of directors. Dividends are frequently disbursed quarterly and can be paid out as coins or withinside the shape of reinvestment in extra inventory.
The dividend yield is the dividend in keeping with percentage and is expressed as dividend/fee as a percent of a company's percentage fee, inclusive of 2.5%.
Common shareholders of dividend-paying businesses are eligible to get hold of a distribution so long as they very own the inventory earlier than the ex-dividend date.
Mentioned that:-
Last Dividend: 2.50
Growth rate = 2%
Expected Dividend = 2.50+ 2% = 2.55
Required rate of return = 12.6%
Stock price today = Expected dividend / (Required rate -Growth rate)
2.55 / (12.6-2)% = $ 24.06 pere share
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in most companies, an employee must work for a number of years before qualifying for pension benefits. this process is referred to as
In most companies, an employee must work for a number of years before qualifying for pension benefits. This process is referred to as vesting.
When a person acquires the legal ownership rights and interests in a piece of property, this is known as vesting in law. A right of immediate deployment, whether for the now or the future, is created through vesting. Even if one does not yet hold the asset, one has a vested right to it that cannot be taken away by any third party.
A vested interest exists when the right, interest, or title to the present or future ownership of a legal estate can be transferred to any other party. The two most frequent areas in which the notion is used are inheritance law and retirement plan law. To vest in real estate is to establish a right to a benefit or a right.
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Declan’s company manufactures specialized parts for automated machinery. Although it started out as a small company, with the advent of robotics and other technological innovations, the company now ships out such large quantities of product that its unit cost is less than half of its competitors. This scenario exemplifies the concept of.
This scenario of Declan's company exemplifies concept of economies of scale.
What are economies of scale?In microeconomics, economies of scale refer to the cost advantages that businesses experience as a result of their size of operation. These cost advantages are often quantified by the amount of output generated in a given amount of time. An expansion in scale is made possible by a drop in the cost per unit of output. The degree of market control may be influenced by technical, statistical, organizational, or related variables, which form the basis of economies of scale. This only provides a brief overview of the idea. Economies of scale apply to a number of organisational and business settings and at different levels, such as a production, facility, or an entire enterprise. Economies of scale happen when average costs start to decrease as output rises.
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nonexcludability cannot exist at the same time as market efficiency in quantity. nonexcludability cannot exist at the same time as market efficiency in quantity. false true
The statement is True. A public sensible has 2 key characteristics: it's nonexcludable and nonrivalrous. These characteristics build it troublesome for market producers to sell the nice to individual shoppers.
Public products, like streetlights or national defense, exhibit nonexcludable and nonrivalrous characteristics. Marginal profit should equal monetary value. The utmost disposition to pay should equal the minimum acceptable value. Combined shopper and producer surplus should be at the most.
Non-rivalry means consumption of a decent by one person doesn't cut back the number out there for others. Non-rivalry is one of the key characteristics of a pure public sensible.
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mallory told her manager that having employees fill out three surveys about their skill levels was too time consuming and seemed unfair to those who only required one skill for their job. what criterion for performance management is mallory concerned with?
Mallory is focused with the performance management criterion of acceptability. An attribute of something that makes it subject to approval for a purpose is its acceptability.
What is acceptability ?
An attribute of something that makes it subject to approval for a purpose is its acceptability. Even though something is much less useful for this purpose than the ideal example, it is still acceptable if it is adequate to fulfil the goal for which it is intended.A object may be acceptable to one judge but unacceptable to another, or it may be unacceptable for one purpose but acceptable for another. Acceptability is a nebulous term that is both extremely subjective and situational. Furthermore, determining acceptability isn't always a logical or consistent process. Even though a thing might be adequate for one purpose, it might not be acceptable in the decision-maker's eyes for another.The idea of acceptability, according to philosopher Alex Michalos, "is as ambiguous and bothersome as probability, confirmation, belief, justice, etc.," and he gives the word two different definitions in relation to the potential acceptability of hypotheses. A basic idea in several disciplines, such as economics, health, linguistics, and biometrics, is acceptability.To learn more about acceptability refer :
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the best way to anticipate possible competitive responses is to identify all current or potential competitors and conduct an internal corporate analysis for each of these competitors.
True - The best way to anticipate possible competitive responses is to identify all current or potential competitors and conduct an internal corporate analysis for each of these competitors.
Opposition is a rivalry in which or greater events try for a not unusual goal which cannot be shared: wherein one's benefit is the opposite's loss (an instance of which is a 0-sum recreation).[1] competition can stand up between entities inclusive of organisms, people, financial and social businesses, and so forth. The contention may be over attainment of any unique purpose, including recognition: opposition occurs in nature, between living organisms which co-exist within the identical environment. Animals compete over water materials, meals, associates, and different biological sources. People usually compete for food and associates, even though when these wishes are met deep rivalries often arise over the pursuit of wealth, electricity, prestige, and repute while in a static, repetitive, or unchanging environment.
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when a market basket uses specific goods and services in fixed quantities, multiple choice question. changes to the cost of the basket are the result of changes in both price and quantity. any change in the cost of the basket is the result of changes in quantity. any change to the cost of the basket is the result of changes in price.
When a market basket uses the specific goods and services in fixed quantities then any change in cost of the basket is result of changes in the quantity.
What is a market basket?Two distinct supermarket chains in Southern California both went by the name of Market Basket. Pasadena was the birthplace of the first chain, which ran from 1930 to 1982. In business from 1989 to 1994 was the second chain. In Pasadena, Colorado Boulevard and Meredith were the first locations of the first store to open. In the Pasadena region by 1934, the chain had 14 locations. Santa Ana and San Bernardino were among the 42 locations the chain had in 1959. Market Basket had annual sales of $121 million when Kroger acquired the chain in 1963. By selling a large portion of its 65-store Market Basket chain to Ralphs, Boys, Hughes, and Vons while closing the remaining stores, Kroger decided to leave the competitive Southern California supermarket industry in 1982.
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mee has discovered a production problem that will cause this month's shipments to be a few days late. because her brazilian customers will need to know about this problem right away, aimee should . a. arrange for a face-to-face visit b. send a memo c. send an e-mail message d. write a letter
Instant messaging lets in people to share information proper now and make picks quickly.
What are two privacy troubles that you need to be mindful of when the utilization of immediately messaging?Don't count on that your IM conversations are personal or secure. Most IM purposes are not encrypted; therefore, any man or woman listening on the community can take a look at some factor said in your IM conversation. Avoid file-sharing. File-sharing will extend the threat that events ought to gain get admission to to the computer
What are the two types of right away messaging offerings give example?there are two sorts of on the spot messaging software program software – software program based totally and Web based. Application based instantaneous messaging software program software is downloaded on user's computer. Some of the popular right now messaging software program are: Talk •
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https://brainly.com/question/26271202#SPJ4current yield is the bond’s annual coupon divided by its yield to maturity.
a. true
b. false
The current yield is the bond’s annual coupon divided by its yield to maturity. This statement is false.
Maturity isn't a matter of age, but instead, of how you decide to retort and react to varied life situations. it's essentially a level of mental development or knowledge that incorporates pertaining to all areas of somebody's life, right from their conduct to their relationship with others. The mature cultivate and implement plans while no anyone ever holding their hand or telling them what to try to do. Likewise, the mature can resist doing things others pressure them to do wherever it does not feel right or be to them.
Physical. after I say physical maturity, I'm not concerning the normal aging method of our body.
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badger airways is considering adding a new flight connecting milwaukee and minneapolis. revenue from the flight is expected to be $12,000. the total cost of the flight is $15,500, and the variable cost is $8,000. should the airline add this flight?
Yes, the airline ought to upload this flight due to the fact earnings will increase by $4,000.
The required details for Profit in given paragraph
Profit is the cash you've got got left after procuring enterprise expenses. There are 3 primary varieties of earnings: gross earnings, working and internet earnings. Gross earnings is biggest. Profit describes the monetary advantage found out when revenue generated from a enterprise pastime exceeds the expenses, costs, and taxes concerned in maintaining the pastime in question.
Any income earned funnel returned to enterprise owners, who pick out to both pocket the cash, distribute it to shareholders as dividends, or reinvest it returned into the enterprise.
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jake lives in new york city and runs a business that sells boats. in an average year, he receives $851,000 from selling boats. of this sales revenue, he must pay the manufacturer a wholesale cost of $476,000; he also pays wages and utility bills totaling $281,000. he owns his showroom; if he chooses to rent it out, he will receive $71,000 in rent per year. assume that the value of this showroom does not depreciate over the year. also, if jake does not operate this boat business, he can work as an accountant, receive an annual salary of $34,000 with no additional monetary costs, and rent out his showroom at the $71,000 per year rate. no other costs are incurred in running this boat business.
With cost-benefit analysis we can calculate that Jake will be better of working as an accountant and collecting rent from his showroom as oppose to keep his business running.
The reason that Jake is better off working as an accountant and earning $34,000 while collecting passive income from his showroom for $71,000 is that if he were to do so, calculated using cost-benefit analysis, he would earn:
$34,000+$71,000=$105,000
We can then with cost-benefit analysis in mind, calculate that if Jake chooses to keep running his boat business he may receive $851,000 from boat sales but then he needs to deduct the $476,000 wholesale cost of the boat along with wages and utilities of $281,000, he will pocket a net profit of $94,000
$851,000-$476,000-$281,000=$94,000
The reason why cost-benefit analysis is important is that by having done the calculation, we can tell for sure that Jake will be better off working as an accountant and collect passive income from his showroom rather than maintaining his boat business, since he will earn an extra $11,000 by working as an accountant and letting go of his business.
$105,000-$94,000=$11,000
You didn't complete the question, but I suppose the question is will Jake earn more money by running his boat business as oppose to working as an accountant and and renting out his showroom?
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stacey and her husband david have a joint savings account that earns 3.68% interest payable continuously and has a current balance of $58458. each year, david wishes to withdraw $4000 payable continuously at a level rate.
If the account will last for thirty year, the least X that it will work is $839.87. It can be calculated by involving present value, interest rate, and also number of investing.
An investment can be described as an asset or goods accrued with the aim of generating income or recognition.
The present value of withdrawals is an annuity with payment is $4,000
Interest rate is 3.68% and the amount of years are 30.
The number to be drawn after 30 years are:
4000 x (1-e[tex]^{0.0368(30)/0.0368)}[/tex]) = 74292.82867
Then,
0.038 = In(1 + i)
i = 0.0386197088
Hence,
74292.82867 - $58458 = X(1-(1.0386197088)[tex]^{-30}[/tex]/0.343945837
X = $839.87
The questions is not complete, the complete question is
Stacey and her husband david have a joint savings account that earns 3.68% interest payable continuously and has a current balance of $58458. each year, david wishes to withdraw $4000 payable continuously at a level rate. Stacey wishes to deposit X at the beginning of each year (for thirty years) so that the account will last for thirty years. What is the least X that will work?
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on october 6, 2021, ronan corp. sold land to bane co., its wholly owned subsidiary. the land cost $72,400 and was sold to bane for $96,000. for consolidated financial statement reporting purposes, when must the gain on the sale of the land be recognized?
When Bane Co. sells its land to a third party is the prerequisite for the gain just on sale of the land to be recognized in consolidated financial statement financial reporting.
Define the term consolidated financial statement?The financial statements for the entire group are consolidated financial statements.
They stand for the entire parent firm as well as every subsidiary that the parent company controls. They comprise the income statement, statement of cash flow and balance sheet—the three essential financial statements.A parent company's financial statement and the financial statements of its branches are combined to form a consolidated financial statement. Reviewing the financial standing of the collection of enterprises held by one company requires consideration of this statement.Thus, the prerequisite for the gain mostly on sale of the land to be recognized for consolidated company's financial reporting purposes is that whenever Bane Co. sells its land to the a third party.
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jacob is concerned that his out-of-pocket health care expenses will be quite high, so he is considering adding contributions to a tax-free account that he can use with his high-deductible policy to cover catastrophic expenses. what kind of plan does he have?
As long as you utilize your HSA for qualified medical expenses, such as deductibles, copayments, coinsurance, and more, you can save money and withdraw it tax-free.
How does a HSA health savings account work?As long as you utilize your HSA for qualified medical expenses, such as deductibles, copayments, coinsurance, and more, you can save money and withdraw it tax-free.If you are covered by some high deductible health plans, you are qualified to make contributions to an HSA (HDHPs). The biggest drawback of an HSA is that it can only be obtained with a high-deductible health insurance plan.Your annual out-of-pocket expense before insurance benefits kick in is known as your health insurance deductible. Because they can significantly lower the monthly premium you and your employer pay when combined with high-deductible health plans (HDHPs), HSAs have been more and more popular over the past few years.Lower premiums result from a higher deductible, which could result in significant savings for both you and your employer.Any money left over may be applied to future, permissible medical costs.Additionally, subject to annual IRS limits, you may use your HSA to pay COBRA, some Medicare premiums, qualified long-term care premiums, and other expenses.To learn more about HSA refer
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for many companies the culmination of the marketing process ends with group of answer choices a. final approval of the marketing program b. the closing of the sale c. with the end of the year d. a and b are correct e. b and c are correct
The pinnacle of the marketing process for many businesses occurs when the transaction is closed at the end of the year.B and C are thus correct.
Businesses make an effort to make sure that whenever customers encounter with their product, customer service, sales personnel, or marketing materials, they will be satisfied with the experience.
However, this compartmentalized attention to specific touchpoints ignores the bigger—and more significant—picture, which is the customer's whole experience.
You can only start to grasp how to significantly increase performance by considering the customer's experience through his or her own eyes throughout the complete trip taken.
Customer journeys cover a wide range of activities that take place before to, during, and following an interaction with a good or service.
Journeys can be protracted, spanning numerous touchpoints and channels, and frequently lasting days or weeks.An illustration that comes to mind is adding a new client.
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a state university annual report showed that its retention rate was at 24% and university administrators would like to increase this rate. after implementing several new programs during the last two years, the university reevaluated its retention rate. identify a type i error in the context of this hypothesis test.
A state university annual report showed that its retention rate was at 24% and university administrators, in order to increase this rate, implemented several new programs during the last two years and reevaluated its retention rate. A type I error in the context of this hypothesis test is that the university concludes that the retention rate is increasing, but in fact it has not. (Option D).
In hypothesis testing, a type I error or false-positive happens if a researcher rejects a null hypothesis that is actually true in the population. Type I errors usually result due to random chance or inappropriate research techniques. There are other types of errors in hypothesis testing. A type II error or false negative occurs if the researchers fail to reject a null hypothesis that is actually false in the population. A type III error occurs when the null hypothesis is correctly rejected but for the wrong reason.
Note: The question is missing options which are a) The university does not conclude that retention is on the rise since the retention rate can only decrease. b) The university does not conclude that retention rate is increasing, but in fact the retention rate has increased from 24%. c) The university concludes that retention is on the rise since the retention rate can only increase. d) The university concludes that the retention rate is increasing, but in fact it has not.
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Good storytelling in advertising contains four classic elements. Which of the following elements is NOT one of them? A. Characters B. Conflict C. Media D. Plot E. Message
Good storytelling in advertising contains four classic elements. Media is NOT one of them .
What exactly do you mean by Advertising?
In order to advertise a good, service, or cause, advertising involves buying space. Ads, as they are commonly known, are the real advertising messaging. Reaching those who are most likely to be willing to buy a company's goods or services—and persuading them to do so—is the purpose of advertising.What are the 4 types of Advertising?
Display Advertising. Video Advertising. Mobile Advertising. Native Advertising.Learn more about advertising
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Walmart is requiring more trade sales promotion from bolthouse farms, a juice and smoothie company, to keep extensively promoting its products and displaying them on their shelves. Why will bolthouse farms most likely comply with walmart’s request?.
Walmart is requiring more trade sales promotion from Bolthouse farms, a juice and smoothie company, to keep extensively promoting its products and displaying them on its shelves. Bolthouse farms most likely comply with Walmart’s request because retailers like Walmart have gained considerable power in the supply chain.
In trade, a supply chain is a community of facilities that procure uncooked materials and transform them into intermediate items after which the very last merchandise is to customers thru a distribution gadget. It refers to the network of organizations, human beings, activities, information, and resources involved in turning in a product or service to a patron. supply chain sports involve the transformation of herbal resources, uncooked substances, and components into a finished product and delivering the same to the end client.
In state-of-the-art supply chain systems, used products may re-enter the supply chain at any factor where the residual fee is recyclable. deliver chains link cost chains. suppliers in a supply chain are regularly ranked by using "tier", with first-tier suppliers providing without delay to the consumer, second-tier suppliers presenting to the first tier, and so on.
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phillips group, a marketing company, has implemented a few incentive plans to motivate its employees. the organization encourages employees to learn new skills and cooperate with others. which condition will contribute to employees' feeling that the organization's incentive pay plans are fair and something to pursue? group of answer choices the company should not inform the employees about incentive plan changes. employees must be the key decision makers when creating incentive pay plans. equal incentives should be offered to all the employees of the organization. employees must be able to understand the requirements of the incentive pay plan. employees should make decisions that are only in favor of their interests.
Employees will feel that the organization's incentive pay plans are fair and something to pursue when equal incentives are offered to all the employees of the organization
What are Incentives?In general, incentives are any methods that influence someone's behaviour. The fundamental rule of economics and the rules of behaviour, which suggest that larger incentives result in greater levels of effort and, as a result, higher levels of performance, emphasize the importance of incentives. A reward or motivation offered in monetary terms can be referred to as an economic incentive. It modifies the parties' innate behaviour to elicit the desired response. Subsidies, tax credits, discounts, and cashbacks are a few examples of incentives.
Hence, Employees will feel that the organization's incentive pay plans are fair and something to pursue when equal incentives are offered to all the employees of the organization
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in a competitive labor market, the profit-maximizing number of workers that a firm will hire occurs where the ____________.
In a competitive labor market, the profit-maximizing number of workers that a firm will hire occurs when the value of the marginal product of labor is equal to the market wage.
Marginal product measures the boom in total product whilst an additional unit of one of the efficient factors is brought. This idea is crucial for producers and managers when you consider that it will permit them to realize to what extent it is handy to increase the effective elements in this kind of manner that it generates income.
Inside the "law" of diminishing marginal returns, the marginal product first of all will increase while extra of an enter (say labor) is employed, retaining the alternative input (say capital) steady. Here, hard work is the variable enter and capital is the constant enter (in a hypothetical -inputs model).
While the marginal product is 0, then the overall output produced is at the highest level. Consequently, the overall product is likewise at the highest feasible level.
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Understand the difference between exclusive provider organization and point of service providers.
Flexibility is typically the most significant distinction between PPO and POS plans. At a higher cost, a PPO, or Preferred Provider Organization, gives you a lot of flexibility to see the doctors you want. Plans for Point of Service (POS) have lower prices but fewer options.
With limited coverage or reimbursement for out-of-network providers, a PPO offers greater flexibility. An EPO has fewer restrictions and provides less coverage or reimbursement for providers outside of the network. An EPO typically costs less than a PPO for members who are careful with their money.
How do EPO and HMO differ from one another?
The primary difference between an HMO and an EPO is that an HMO requires you to choose a primary care physician (PCP) to plan your medical care and refer you to specialists.If you have an EPO, you can talk to experts without getting a referral.
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the evolution of customer orientation started with businesses having a strong sales orientation, followed by a production orientation, and finally a customer orientation.
a. true
b. false
The evolution of customer orientation started with businesses having a strong sales orientation, followed by a production orientation, and finally a customer orientation. This statement is True.
An enterprise is defined as an enterprising organization or entity engaged in commercial, industrial or professional activities.
A business can be a for-profit or a non-profit organization. Business types range from limited liability companies to sole proprietorships, corporations, and partnerships. A business involves a natural person or organization that conducts business or trade with the aim of making a profit. Activity or commerce can be commercial, industrial, professional or other. A business usually involves providing goods or services to the public while making a profit.Learn more about business here: https://brainly.com/question/24448358
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Why is it important to pay attention to the amount of taxes withheld from each paycheck?.
It is important to pay attention to the amount of taxes withheld from each paycheck.
When we withhold too much money from our paychecks, we end up making an interest-free loan (and getting a tax refund). And Having too little withheld from our paychecks could result in an unexpected tax bill or even a penalty for underpayment.
Most full-time workers in the United States are familiar with the tax withholding system, in which a portion of a pay period's gross income is deducted for tax purposes.
The tax withholding system was set up to help the government raise funds for various military conflicts and to make it easier for the government to raise taxes without citizens protesting.
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medlane abdf biologicals sells boxes of single use alchol prep pads for sterilization of surfaces. the demand for their product is 1500units annually. the holding costs are 45 cents per box per year, plus 8 percent of the unit price. (here, a unit is a box.) suppose they purchase each box from their supplier for 25 dollars each. suppose it costs 30 dollars to place an order, and the company operates their business 270 days per year. suppose lead time is 6 working days. how many units should be ordered with each order? units. about how many orders will be placed each year? (give answer to one decimal.) orders. suppose medlane was previously placing only 4 orders per year, ordering one quarter of their annual demand with each order. what is the % annual savings enjoyed by medlane as a result of switching to the optimal order quantity? (give answer to the nearset percent.) %. at the economic order quantity, what is the total amount of money spent in holding costs annually? (give answer to the nearest dollar) dollars. state the reorder point, assuming no safetly stock is to be held. (give answer to the nearest unit.) units.
The number of units of optimal order quantity should be ordered for annual demand is 1500 units.
What is optimal order quantity?The most economical amount of inventory a company should hold at any one time is the optimal order quantity. Simply put, this formula shows your ideal order size to satisfy demand without requiring too much working capital for extra stock. In order for enterprises to maintain low inventory costs, this computation, also known as the economic order quantity (EOQ), is essential. You may reduce the cost of inventory connected to ordering, receiving, and storing your products with the aid of the optimal order quantity formula. For retailers who sell directly to consumers (DTC), determining the optimal order quantity is crucial. For starters, optimum amount aids organizations in placing prompt orders and averting expensive stockout situations. The revenue, however, might also be significantly increased.
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consider two companies that are identical except for the way they value inventory. one company uses fifo (company f), while the other uses lifo (company l). assume prices are rising in the markets in which these companies buy materials. indicate for each ratio below which company (company f, company l, or neither) will have the larger ratio value. ratio company with larger ratio value a. current answer b. working capital to total assets answer c. inventory turnover answer d. total liabilities-to-equity answer e. total liabilities-to-total assets answer f. book value per share answer g. return on total assets answer h. earnings per share
(A) Current Ratio having Formula = Current Assets / Current Liabilities and company having High Ratio is Company F
(B) Working Capital to Total Assets having Formula = (Current Assets - Current Liabilities) / Total Assets and company having High Ratio is Company F
(C) Inventory Turnover Ratio having Formula = Cost of Goods Sold / Average Inventory and company having High Ratio is Company L
(D) Total Liabilities to Equity having Formula = Total Liabilities / Equity and company having High Ratio is neither.
(E) Total Liabilities to Total Assets having Formula = Total Liabilities / Total Assets and company having High Ratio is Company L.
(F) Book Value per Share having Formula = Equity Shareholders Funds/Number of Shares and company having High Ratio is Company F
(G) Return on total Assets having Formula = EBIT / Total Assets and company having High Ratio is Company L
(H) Earnings per share having Formula = Profits After Tax / Number of Shares and company having High Ratio is Company F
When prices are rising, you prefer LIFO because it gives you the highest cost of goods sold and the lowest taxable income. First-in, first-out, or FIFO, applies the earliest costs first. In rising markets, FIFO yields the lowest cost of goods sold and the highest taxable income.
Here Company - L uses LIFO for inventory valuation. Therefore it will be having low closing inventory value followed by low working capital and total assets.
Company - F uses FIFO. Therefore it will be having high closing inventory value followed by high working capital and Total assets
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