Consider a home mortgage of ​$125,000 at a fixed APR of 4.5​% for 15 years. a. Calculate the monthly payment. b. Determine the total amount paid over the term of the loan. c. Of the total amount​ paid, what percentage is paid toward the principal and what percentage is paid for interest.

Answers

Answer 1

Monthly payment would be $956.24
Loan APR is 4.892%


Related Questions

How much should be deposited in an account paying 4.5% interest, compounded semiannually, in order to have a balance of $ 5,000 after 19 years and 6 months?

Enter the answer in dollars and cents, and round to the nearest cent, if needed. Do not include the dollar sign. For example, if the answer is $0.61, only the number 0.61 should be entered.

Principal ≈ $ ________

Answers

The amount that should be deposited in the account to earn a balance of $5, 000 after 19 years and 6 months is $2, 099.43

How to find the amount?

First, find the periodic rate:

= 4.5% / 2 semi annual periods per year

= 2.25%

Find the number of periods:

= 19 years and 6 months = 19.5 years

= 19.5 years x 2 semi annual periods per year

= 39 periods

The amount to deposit in the account can be found by the future value formula:

Future value = Deposit x ( 1 + rate) ^ number of periods

5, 000 = Deposit x ( 1 + 2.25%)³⁹

Deposit = 5,000 / ( 1 + 2.25%)³⁹

= $2, 099.43

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Elena Says x is a number that makes Equation A true but does not make Equation B true.

Equation A : 13 - 5x = 48
Equation B : 5x = 35

Write a convincing explanation as to why this is true​

Answers

Answer:

See below

Step-by-step explanation:

13 - 5x = 48  Subtract 13 from both sides

-5x = 35

-5x = 35 is the not the same as 5x = 35

-5x = 35  Divide both sides by -5

x = -7

5x  = 35  Divide both sides by 5

x = 7

7 and -7 are not the same solution.  They are two different numbers.

The top of a 100 foot vertical tower is to be anchored by cables that make an angle of 60∘ with the ground. Please include units in your answers. All trig functions will be evaluated in degrees.

Answers

The horizontal distance which the cable is placed on is 57.74 feet

Trigonometric Function

Trigonometric functions are the periodic functions which denote the relationship between angle and sides of a right-angled triangle. The six trigonometric ratios are sine (sin), cosine (cos), tangent (tan), cotangent (cot), cosecant (cosec), and secant (sec).

Data;

Height = opposite = 100ftangle = 60 degreeshorizontal distance = adjacent = x

Using tangent ratio;

tanθ = opposite / adjacent

tan 60 = 100 / x

x = 100 / tan 60

x = 57.74 ft

The distance which the cable is anchored to the ground is 57.74ft.

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1. Jasmine buys 4 bottles of water for $1.30 each. She buys a large bag of popcorn for $3.75. How much more money did Jasmine spend on water than pop

Answers

Answer:

Jasmine spent 1.45$ more on water than popcorn.

Step-by-step explanation:

Jasmine buys 4 bottles of water and spends 1.30$ for each one individually. To find out how much all of these 4 costs, we multiply 4 by 1.30$ which is 5.20$

To find out how much more money Jasmine spent on the water than popcorn, we subtract 5.20$ - 3.75$ = 1.45$

Please help nobody wants to help me with this problem :,(

Answers

Answer:

x = 17

y = 2

Length of DF = 20

Step-by-step explanation:

Step 1: Solve x - 3

Since GH is the mid-segment it is equal to half of EFHalf of EF is 28/2 = 14x - 3 = 14x = 14 + 3x = 17

Step 2: Plug x = 17 into x - 7 and solve

x - 7(17) - 7 = 10Since DH and HF are equal then x - 7 = y + 8So, 10 = y + 8y = 2

Step 3: Find the length of DF

DF = y + 8 + x - 7DF = y + x + 1DF = 2 + 17 + 1 = 20

How do I solve this problem step-by -step? 57x 2(4)+2

Answers

Answer:

=57×2of4+2

=57×8+2

=456+2

=458.

hope it will help you

hope it will help youplease mark me as brainalist

12. Two functions are given below, one in equation form and the other in table form. Using these functions, give
the value of g (f (4)). Show how you arrived at your answer.
-2
f(x) -1
0
3
4
12
7
9
19
6
g(x)=3.25x+6

Answers

The composition of the fuctions g(x) and f(x) evaluated in x = 4 is equal to:

g( f(4)) = 45

How to find the value of the composition?

Here we have two functions f(x) and g(x), such that:

g(x) = 3.25*x + 6

And f(x) is defined by the table:

x            f(x)

-2            -1

0             3

 4            12

7              9

19             6

And we want to find the composition of g(x) and f(x) evaluated in x = 4.

g( f(4))

By using the table of f(x), we can see that f(4) = 12

Then:

g( f(4)) = g(12)

Evaluating g(x) in x = 12 we get:

g(12) = 3.25*12 + 6 = 45

Then we conclude that g( f(4)) = 45

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a pitcher of water is three-fourths full. six cups of water are served from the pitcher. then the pitcher is two-thirds full. how many cups of water can the pitcher hold?

Answers

The total cups of water the pitcher can hold is 72

What is a fraction?

A fraction is the ratio of two integers.

It is divided into two parts by a division line and the part above the line is called the numerator and the part below the line is called the denominator.

Fraction are of three types: proper, improper and mixed fractions.

Let the total number of cups to fill the pitcher be x.

The pitcher is 3-fourths full of water, that is 3/4 of x = [tex]\frac{3x}{4}[/tex]

when 6 cups were taken away from the Pitcher it became 2/3 of x = [tex]\frac{2x}{3}[/tex]

So that,

[tex]\frac{3x}{4}[/tex] -  [tex]\frac{2x}{3}[/tex] = 6

multiply  [tex]\frac{2x}{3}[/tex] by 4/4 and  [tex]\frac{3x}{4}[/tex] by 3/3

it becomes

[tex]\frac{9x}{12}[/tex] - [tex]\frac{8x}{12}[/tex] = 6

simplifying the numerator

x/12 = 6

cross multiplying

x = 12 x 6

x = 72

In conclusion, the total number of cups to fill the pitcher is 72

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Can you solve please

Answers

Answer:

Green x = 10

Purple x = 19

Step-by-step explanation:

Are we solve for x?

Green:

It is not staighted, but this looks like a straight angle.  That would total 180

3x + 5 + 6x -5 +90 = 180  A right angle is 90  Combine like terms

9x + 90 = 180  Subtract each side by 90

9x = 90  Divide both sides by 9

x = 10

Purple:

5x - 19 + 2x + 5 = 119  Combine like terms

7x -14 = 119  Add 14 to both sides

7x = 133  Divide both sides by 7

x = 19

What expression represents the verbal phrase?
one-half times a number m plus twenty-five

Answers

Answer: m/2 + 25 or (0.5)m + 25

Step-by-step explanation:

18. If Allan swims at an average speed of 2
metres per second, how long will it take
him to complete a 200 metre race?

Answers

Answer:

100 seconds

Step-by-step explanation:

200/2 = 100s

Line g passes through points (2, 4) and (10, 1). Line h is parallel to line g. What is the slope of line h?

Answers

keeping in mind that parallel lines have exactly the same slope, let's check for the slope of the line G

[tex](\stackrel{x_1}{2}~,~\stackrel{y_1}{4})\qquad (\stackrel{x_2}{10}~,~\stackrel{y_2}{1}) ~\hfill \stackrel{slope}{m}\implies \cfrac{\stackrel{rise} {\stackrel{y_2}{1}-\stackrel{y1}{4}}}{\underset{run} {\underset{x_2}{10}-\underset{x_1}{2}}} \implies \cfrac{ -3 }{ 8 } \implies {\Large \begin{array}{llll} - \cfrac{3 }{ 8 } \end{array}}[/tex]

Five hours and 20 minutes after a raft left a dock, a patrol boat left the dock and traveled in the same direction as the raft. The boat caught up to the raft 20 km away from their starting point. What was the speed of the raft if the speed of the patrol boat was 12 km/hr?

Answers

Answer:

20/7 km/hr

Step-by-step explanation:

To solve this problem, we use the formula of:

speed x time = distance

Both the raft and boat have their own speeds, times and distances, so we would write two equations based on the formula.

One for the raft: [tex](s_{r} )(t_{r} )=d_{r}[/tex]

And one for the boat: [tex](s_{b} )(t_{b} )=d_{b}[/tex]

Both vehicles travelled as total of 20 km, so both [tex]d_{r} =d_{b} =20[/tex]. We are also given that the boat goes 12 km/hr, so [tex]s_{b} = 12[/tex]. Lastly, the boat had been going for five hours and 20 minutes less than the raft. This is the same as 5 1/3 hrs. This can also be written as 16/3 hrs, so [tex]t_{r} = t_{b} +\frac{16}{3}[/tex]. We can now plug these in:

raft: [tex](s_{r} )(t_{b}+\frac{16}{3} )=20[/tex]

boat: [tex](12 )(t_{b} )=20[/tex]

We only have one variable in the boat equation, so we can solve for time:

[tex]t_{b} =\frac{20}{12} \\\\t_{b} = \frac{5}{3}[/tex]

Now, we can plug [tex]t_{b}[/tex] into the raft equation and solve for speed:

[tex](s_{r} )(t_{b}+\frac{16}{3} )=20\\\\(s_{r} )(\frac{5}{3} +\frac{16}{3} )=20\\\\(s_{r} )(\frac{21}{3} )=20\\\\(s_{r} )(7)=20\\\\s_{r}=\frac{20}{7}[/tex]

Therefore, the speed of the raft would be 20/7 km/hr

The speed of the raft if the speed of the patrol boat was 12 km/hr will be 20/7 km/hr.

What is velocity?

Velocity is the rate of distance covered per time. Velocity could be average or instantaneous.

For example, if a car drives 50 meters for 10 seconds and it is constant then 50/10 = 5 meters/second will be the velocity.

It is known that,

Speed = total distance / total time taken

The time is taken by petrol boat to reach the raft craft

Time = total distance/speed

Time = 20/12 = 5/3 hour.

The time taken the raft boat to reach 20 km = (5 hour + 20 minutes) + 5/3 hour

⇒ 5 + 1/3 + 5/3

⇒ 16/3 + 5/3 = 21/3 = 7

The speed of the raft will be as,

Speed of raft = 20/7 km/hr

Hence "The speed of the raft, if the speed of the patrol boat was 12 km/hr, will be 20/7 km/hr".

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The following angles are supplementary to each other.

m∠C = (2x + 18)° and m∠D = (3x − 18)°

Determine x.

Answers

Answer:

x = 36°

Step-by-step explanation:

Hello!

If angles are supplementary, that means that the sum of those angles is 180°.

Set up an equation and solve for x.

Solve for x2x + 18 + 3x - 18 = 1805x = 180x = 36

The measure of x is 36°.

James is having a birthday party. It costs $350 to rent the hall plus $35 per person for food. Write an equation to show the total cost of the party (y) based on the number of guests (x) he invites.

Answers

y=35x+350  is the equation to show the total cost of the party (y) based on the number of guests (x) he invites.

What is Equation?

Two or more expressions with an Equal sign is called as Equation.

Given,

James is having a birthday party.

It costs $350 to rent the hall plus $35 per person for food

We need to write an equation to show the total cost of the party (y) based on the number of guests (x) he invites.

y=35x+350

Where x represents the number of guests.

350 is a constant value because it is the cost of the hall.

As 35 is the cost per person, 35x

Hence y=35x+350  is the equation to show the total cost of the party (y) based on the number of guests (x) he invites.

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If point A is at (-2,-2) and point B is at (1,2), what is the distance between point A
and B?

Answers

The distance between point A and point B is 5 units.

According to the question,

We have the following information:

Point A = (-2,2)

Point B = (1,2)

Now, we know that the following formula is used to find the distance between two points:

Distance between two points = [tex]\sqrt{(y2-y1)^{2} +(x2-x1)^{2} )}[/tex]

In this case, we have the values of x1 = -2, y1 = -2, x2 = 1 and y2 = 2.

Distance between two points = [tex]\sqrt{(2+2)^{2} +(1+2)^{2} )}[/tex]

(The sign has been changed from negative to positive because the multiplication of two negative integers is positive.)

Distance = [tex]\sqrt{(4)^{2} +(3)^{2} )}[/tex]

Distance = [tex]\sqrt{16+9}[/tex]

Distance = [tex]\sqrt{25}[/tex]

Distance = 5 units

Hence, the distance between point A and point B is 5 units.

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The CDC initially reported that the effectiveness of the Moderna Vaccine in preventing Covid-19 (after a second shot and two months time) could be given by the 95% confidence interval (.893, .967). Answer the following relating to this confidence interval.

Answers

a) The sample proportion would be of: 0.93.

b) The margin of error would be of: 0.037.

c) The critical value would be of: z = 1.96.

d) The standard error would be of: 0.0189.

e) The critical value for the 90% confidence interval would be of: z = 1.645.

f) The 90% confidence interval would be narrower.

What is a confidence interval of proportions?

A confidence interval of proportions has the bounds given by the rule presented as follows:

[tex]\pi \pm z\sqrt{\frac{\pi(1-\pi)}{n}}[/tex]

In which the variables used to calculated these bounds are listed as follows:

[tex]\pi[/tex] is the sample proportion, which is also the estimate of the parameter.z is the critical value.n is the sample size.

From the equation, the confidence interval can be described as follows:

The sample proportion plus/minus the margin of error.

For this problem, the interval is given as follows:

(.893, .967).

From the description, the sample proportion is the mean of the two bounds, hence:

Sample proportion = (0.893 + 0.967)/2 = 0.93.

The margin of error is the absolute value of the difference of each bound and the sample proportion, hence:

Margin of error = |0.967 - 0.93| = |0.893 - 0.93| = 0.037.

The critical values are found using the z-table, as follows:

95% confidence level -> p-value of 0.975 -> z = 1.96.90% confidence level -> p-value of 0.95 -> z = 1.645.

The greater the critical value, the wider the interval, hence a 90% confidence interval would be narrower than the 95% confidence interval;

The standard error is the division of the margin of error by the critical value, hence:

Standard error = 0.037/1.96 = 0.0189 = 1.89%.

Missing Information

The complete problem is given by the image shown at the end of the answer.

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To find 50 x 20, I multiply
5 X 2 and then place the total number of
zeros in both factors at the end." Do you
agree? Explain.

Answers

Answer:

"i agree because.."

Step-by-step explanation:

50 x 20 = 1000

5 x 2 = 10

there are 2 zeros in both factors so placing the 2 zeros at the end of 10 (making 1000) would work since they are the same answer

please check the image

Answers

The trigonometric measures in the context of this problem are given as follows:

[tex]\sin{\left(\frac{x}{2}\right)} = \sqrt{\frac{3-\sqrt{3}}{6}}[/tex][tex]\cos{\left(\frac{x}{2}\right)} = \sqrt{\frac{3+\sqrt{3}}{6}}[/tex][tex]\tan{\left(\frac{x}{2}\right)} = \sqrt{\frac{3 - \sqrt{3}}{3 + \sqrt{3}}}[/tex]

How to obtain the trigonometric measures?

We are given the measure of the sine for the angle and we need to find the three measures, sine, cosine and tangent for half the angle.

To find the measure for half the angle, the cosine is needed to apply the identities, and the cosine is calculated by the following identity:

sin²(x) + cos²(x) = 1

[tex]\left(\frac{2}{3}\right)^2 + \cos^2{x} = 1[/tex]

[tex]\cos^2{x} = 1 - \frac{4}{9}[/tex]

[tex]\cos{x} = \pm \sqrt{\frac{5}{9}}[/tex]

The angle is in the first quadrant, in which the cosine is positive, hence:

[tex]\cos{x} = \sqrt{\frac{5}{9}}[/tex]

[tex]\cos{x} = \frac{\sqrt{3}}{3}[/tex]

Then, applying an identity, the sine for half the angle is given as follows:

[tex]\sin{\left(\frac{x}{2}\right)} = \sqrt{\frac{1 - \cos{x}}{2}}[/tex]

Considering the calculated value for the cosine:

[tex]\sin{\left(\frac{x}{2}\right)} = \sqrt{\frac{1 - \frac{\sqrt{3}}{3}}{2}}[/tex]

[tex]\sin{\left(\frac{x}{2}\right)} = \sqrt{\frac{3-\sqrt{3}}{6}}[/tex]

The identity for the cosine is:

[tex]\cos{\left(\frac{x}{2}\right)} = \sqrt{\frac{1 + \cos{x}}{2}}[/tex]

Hence:

[tex]\cos{\left(\frac{x}{2}\right)} = \sqrt{\frac{3+\sqrt{3}}{6}}[/tex]

The tangent is obtained by the division of the sine and the cosine. The entire division can be placed into a single square root, and the common denominators of six are simplified, hence:

[tex]\tan{\left(\frac{x}{2}\right)} = \sqrt{\frac{3 - \sqrt{3}}{3 + \sqrt{3}}}[/tex]

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The distance from -8 to 0 is the same as the distance from 8 to 0 on the number line true or false

Answers

False, the distance from -8 to 0 is 8 while the distance from 8 to 0 on the number line is -8.

1. A cyclist estimates that he will bike 80 miles this week. He actually bikes 90 miles. What is the percent error of the cyclists estimate rounded to the nearest percent?

A 8%

B 9%

C 10%

D 11%

2. Jack borrows $3,000 at a rate of 4% per year. How much total will he pay if it takes 3 months to repay the loan?

$10

$20

$30

$40

Answers

Answer:

D 11%

$30

Step-by-step explanation:

1. A cyclist estimates that he will bike 80 miles this week. He actually bikes 90 miles. What is the percent error of the cyclists estimate rounded to the nearest percent?

A 8%

B 9%

C 10%

D 11%

Actual distance: 90 miles

Estimated distance: 80 miles

percent error = (estimate - real)/real × 100%

percent error = (80 - 90)/90 × 100%

percent error = -11%

His error is 11%. The negative sign just means his estimate is 11% less than the real distance.

Answer: 11%

2. Jack borrows $3,000 at a rate of 4% per year. How much total will he pay if it takes 3 months to repay the loan?

$10

$20

$30

$40

interest = Prt

where P = principal (the amount borrowed or deposited)

r = annual rate of interest

t = time

We have P = $3,000

r = 4% = 0.04

t = 3 months = (3 months)/(12 months) = 0.25 year

interest = $3,000 × 0.04 × 0.25

interest = $30

He pays a total interest of $30.

Find the value of x (desperately need help with this please! Due today!)

Answers

Answer:

x=48

Step-by-step explanation:

the 2 given angles if added together we know it’ll be 180 degrees

3x-12+x=180

4x-12=180

   +12. +12

4x=192

x=48

Hopes this helps please mark brainliest

Find the slope determined by the following pair of points.
(4,5), (1,3

Answers

Answer:

2/3

Step-by-step explanation:

we use y2-y1/x2-x1 to find slope

5-3/4-1

2/3

The slope is 2/3

Hopes this helps please mark brainliest

please help please

show answer and question.

a crate is 24cm by 18cm by 15cm . it is to be packed with boxes that are 8cm by 6cm by 5cm . what is the largest number of boxes that can fit in the crate.

Answers

The largest number of boxes that can fit in the crate will be 27.

What is an expression?

Mathematical expression is defined as the collection of the numbers variables and functions by using operations like addition, subtraction, multiplication, and division.

Given that;

The dimension of the crate is 24cm by 18cm by 15cm.

And, it is to be packed with boxes that are 8cm by 6cm by 5cm.

Now,

By the given data;

Volume of the crate = 24 x 18 x 15

                               = 6480 cm³

And, The volume of the box = 8 x 6 x 5

                                            = 240 cm³

Thus, The largest number of boxes that can fit in the crate = 6480 / 240

                                                                                           = 27

Therefore, The largest number of boxes that can fit in the crate will be 27.

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Find the exact value of tan195

Answers

The exact value of tan195° is 0.2679.

The given trigonometric ratio is tan195°.

What are trigonometric angles?

Trigonometric angles are the angles in a right-angled triangle using which different trigonometric functions can be represented. Some standard angles used in trigonometry are 0º, 30º, 45º, 60º, 90º.

Now, the value of  trigonometric ratio is

tan195°=0.2679

Hence, the exact value of tan195° is 0.2679.

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Find the equation of the inverse of the following function: f (x) = 7x + 3. State the answer in slope-intercept form

Answers

The equation of the inverse function is f⁻¹(x) = x/7 - 3/7

How to determine the inverse functions?

The function f(x) is given as

f(x) = 7x + 3

As a general rule, we start by writing f(x) as a variable (say f(x) = y).

So, the equation of the function becomes

y = 7x + 3

The next step is to switch/swap the positions of x and y in the above equation y = x + 5

The equation becomes

x = 7y + 3

The next step is to make y the subject of the formula in the above equation

The equation becomes

y = x/7 - 3/7

Express as an inverse function

f⁻¹(x) = x/7 - 3/7

Hence, the inverse is f⁻¹(x) = x/7 - 3/7

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a triangle has a base of 1.5

Answers

Answer: bro You need To add more about the question

Step-by-step explanation:

You take out a home loan for $162359. The interest on this loan is fixed at 9.6% compounded
monthly for 30 years.
How much is your required monthly mortgage payment?
Round your final answer to the nearest cent (2 decimal places)
4

Answers

Answer:

  $1377.06

Step-by-step explanation:

You want the monthly payment on a 30 year loan of $162359 at 9.6% interest.

Amortization

The payment value can be computed by any spreadsheet and most graphing calculators using built-in financial functions. Numerous apps and web sites are available for the same purpose.

The monthly payment is $1377.06 according to the attached calculator output.

Formula

The formula used for the purpose is ...

  A = P(r/12)/(1 -(1 +r/12)^(-12·t))

where P is the loan value, r is the annual interest rate, and t is the number of years. For P=162359, r=0.096, and t=30, you have ...

  A = 162359(0.096/12)/(1 -(1 +0.096/12)^-360) ≈ 1377.06

__

Additional comment

The formula assumes the payment is made at the end of the month. Spreadsheet and calculator functions often need to be told that's when the payment is made.

Using Pythagoras' theorem, work out the
length of the hypotenuse of this right-angled
triangle.
Give your answer to the nearest centimetre.
7 cm
19 cm
Not drawn accurately

Answers

Answer: About 20.25 or [tex]\sqrt{410}[/tex]

Step-by-step explanation:

a²+b²=c²

c is the hypotenuse in this equation, so we can substitute the given side lengths for a and b.

7²+19²=c²

49+361=c²

410=c²

Then we take the square root to get

about 20.25 or [tex]\sqrt{410}[/tex] to be exact

Answer:

Step-by-step explanation:

a² + b². =. c²

7² + 19². =. c²

49 + 361 (400). =. c²

. c = √400= 20cm

What is the height of the cylinder? Round your answer to the nearest tenth, enter only the number, no label

Answers

To find the height, envision it as a third side to a right triangle. We have the first side, with a length of 7cm, and the hypotenuse, with a length of 15cm. When we have two sides of a right triangle with given lengths, we can employ the Pythagorean Theorem.

The Pythagorean Theorem states that the square of the hypotenuse, c, is equal to the sum of the squares of the other two sides, or:

[tex]a^2 + b^2 = c^2[/tex]

Well, we have a and c, so we can solve for b.

[tex]7^2 + b^2 = 15^2\\49+b^2 = 225\\49 - 49 + b^2 = 225 - 49\\b^2 = 176\\\sqrt{b^2}=\sqrt{176}\\b = 13.27[/tex]

b ≈ 13.27

Other Questions
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