Answer:
lower your debt
Explanation:
Credit cards can help to lower debt when paid off on time regularly.
What is Credit card?A credit card is a sort of credit facility offered by banks that allows clients to borrow monies up to a pre-determined credit limit. It allows customers to make purchases of products and services. When using a credit card, you must make at least the minimum payment each month by the balance's due date.
Paying it down on time might help to boost the credit. People who do not have much credit history may have difficulty obtaining a beginning card. A card with a lower credit score may be appropriate in some instances, but for many people, a secured card is a better alternative.
The lower credit usage, the smaller credit card balance. Paying your credit card debt on time and consistently might enhance your credit score.
As a result, if credit score improves, you may be able to qualify for lower interest rates and other loans, such as mortgages.
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What is a Discount Rate?
(read multiple choice answers below)
Answer:
I think it is D) Interest rate charged to banks on loans they receive from the Federal Reserve
11. What does a bank use to make loans? *
12. What is an action by the Fed that would promote an expansionary policy?
13. What is an action by the Fed that would promote a contractionary policy
Explanation:
11.
Banks use depositors' money to make loans
12.
A central bank, such as the Federal Reserve in the U.S., will use expansionary monetary to strengthen an economy.
13.
Contractionary policies are macroeconomic tools designed to combat economic distortions caused by an overheating economy.
Since the press was copied on Ms. Stiles’ letter, should the mall copy them on its reply
Answer:
Yes, For Public relations reason
Explanation:
Public relations are the efforts of a company to create a good reputation within society. It involves managing communications to ensure messages that enhance good relations get to the intended audience. Public relations use unpaid media messages to create a good reputation for the organization.
The mall should copy the press in its reply to Ms. Stiles. The letter could be damaging the mall's reputation. By replying and copying the press, the mall presents itself as responsible and sensitive to its customers. The mall should take that opportunity to repairs any damages and market itself further.
write the importance of a business operating plan
Explanation:
Whether you're starting a small business or exploring ways to expand an existing one, a business plan is an important tool to help guide your decisions.
Answer:
importance of a business operating plan
Explanation:
whether you're starting small business or exploring ways to expand an existing one, a business plan is an important tool to help guide your decisions.Think of it as a roadmap to success,providing greater clarity on all aspects of your business,from marketing and finance to operations and product/service details
sorry po kung mali
The expenditure on a fixed asset (such as a machine) or monetary asset (such as shares or bonds) that affects the net cash flow is called
Answer:
Capital expenditure is the answer.
A company produces three products; if one product is overcosted then:____.
a. one product is undercosted.
b. one or two products are undercosted.
c. two products are undercosted.
d. no products are undercosted.
Answer:
b one or two products are under costed.
Explanation:
If a company produces three products, & one product is over costed. Then, The company must have had one or two products, that are under costed.
As, if the company under costs a product. Then, it over costs the other products, for covering the lack of profit margins arising from under costing of former product.
what is nbetter fender gibson or danelectro guitars. (in your opinion). I ALREADY HAVE MINE DANELECTRO ALL THE WAY.
Answer:
Danelectro Guitars
Explanation:
They are just cool.
Open-ended credit is credit for which debtors are given a specified amount of credit to purchase specific consumer goods and intangible goods.
Answer: False
Explanation:
Open-ended credit does not work by specified borrowing amounts given to a debtor to purchase specific goods.
Rather it works by giving the debtor a limit on the amount they can borrow and they are allowed to borrow whatever amount they want within that limit.
The credit described in the question is a close-ended credit.
Earning a degree can be expensive but which example shows why it might be worth it?
(financing higher education)
Answer:
Earning a degree can be expensive but it can almost guarantee you great job opportunities and great job opportunities can provide great income, and other benefits.
Explanation:
Select all items that describe characteristics of a website theme.
applies to the overall website design
defined after a site has been built
harmonizes all parts of a website
can make it more difficult for a team to work together
conveys a feeling to the target audience
optimizes a site's usability
Answer:
1,3,4&5
Explanation:
Answer:
1, 3, 5, 6
Explanation:
Kaman Company purchased a building and land with a fair market value of $450,000 (building, $350,000 and land, $100,000) on January 1, 2024. Kaman signed a 20-year, 7% mortgage payable. Kaman will make monthly payments of $3,488.85. Round to two decimal places. Explanations are not required for journal entries.
Answer:
Journals :
Land $350,000 (debit)
Building $100,000 (debit)
Mortgage Payable $450,000 (credit)
Explanation:
The Land and Building is Initially measured at cost of acquisition not the fair market value. The cost of Acquisition in this case is the Present Value of the Mortgage Payable used to obtain the Property.
Step 1
Use the Time Value of Money Techniques to find the Present Value of the Mortgage.
Calculation of Present Value of the Mortgage
N = 20 × 12 = 240
P/YR = 12
PMT = - $3,488.85
I = 7 %
FV = $ 0
PV = ?
Using a Financial Calculator to Input the Values as above, the Present Value of the Mortgage will be $450,000.
Step 2
When Recording, apportion the Land and Building costs using their fair market value.
Land $350,000 (debit)
Building $100,000 (debit)
Mortgage Payable $450,000 (credit)
differentiate between consumer goods and capital goods and give example in each Case
Answer:
see below
Explanation:
Consumer goods are bought for consumption. They are used to satisfy the needs and wants of the final consumers. Consumer goods are not meant for future production activities. Examples include foodstuff bought for eating, motor vehicle, homes, and clothing.
Capital goods are products used in the making of goods and services. They are inputs used to make consumers goods. Capital goods are not for resale but to help a business generate more sales. They include plants and machinery.
Goods can either be consumer or capital depending on use. An apple bought for eating is a consumer good, but when used to make apple juice is a capital good.
Question 9 of 20
All of the following are benefits to earning a college degree except.
A. job protection.
B. earning more money.
C. better consumer decision making.
D. paying fewer taxes.
Answer:
D
Explanation:
Because you still have to pay the same amount of taxes.
pros and cons of franchises??
Tiffany graduated from college and needed to decide where she wanted to work. She had several options. Her aunt Martha owned and operated a small business that she started about twenty years ago. Martha, an individual owner of her business, informed Tiffany that she could work for her. On one hand, Tiffany thought it would be a great opportunity to be able to work for her aunt, learn the business, and then run the business when her aunt retires. On the other hand, she also felt that she wanted something a little more challenging; a job where she could really use her education. Her other option would be to work for a company that a friend and her husband had started and jointly owned. It was a rapidly growing company with plenty of opportunity for advancement. However, Tiffany had some reservations about this choice because she was not sure she wanted to work for friends. Her last option was to work for a large retail company, headquartered in Maryland, which had stores across the United States. After much consideration, Tiffany decided she didn't want an opportunity and a job because someone knew her. She wanted to prove how motivated and hardworking she was. Once she weighed all the advantages and disadvantages of her different options, she decided to work for the large retail company so that she could gain the most experience for herself. Refer to Tiffany's Dilemma.Based on the information provided,what type of business does Tiffany's aunt operate?A) Incorporation.B) Partnership.C) Franchise.D) Corporation.E) Sole proprietorship.
Answer:
Based on the information provided,what type of business does Tiffany's aunt operate?
E) Sole proprietorship.
Explanation:
A sole proprietorship is the simplest and most common type of business in the US. Generally sole proprietorships are small businesses, family owned and operated. A sole proprietorship is owned by a single person, in this case aunt Martha. This type of business is considered a pass through entity since it is not taxed directly, instead the owner is taxed. The main disadvantage of sole proprietorships is that the owner is personally liable for all the company's obligations.
Answer:
Partnership
Explanation:
A consumer recognizes a need. The next step in the complete decision-making process is for the consumer to _____.
A. make a choice
B. search for information
C. consider options
D. make a purchase
Business~
Answer:
B
Explanation:
In the 5 step process of consumer decision making, the most logical sequence of action are
1.a need or a want is recognized,
2.search process,
3.comparison,
4.product or service selection, and
5.evaluation of decision.
Therefore the second step in decision making is search for information
that is option B
Is there any way for someone to search for someone's user on here?
Answer:
No there is not
Explanation:
Sorry
PLS NEED HELP IM BEHIND BAD
Answer:
I swear to god you dont read these
Explanation:
A) Auto Mechanics
D) Cunstruction Workers
maybe b probs not tho
careers with adverse working conditions often demand higher wages. Adverse working conditions might include
irregular work schedule
decision making
uncomfortable environment
required experience
Answer:
uncomfortable environment
Explanation:
Adverse working conditions create challenges for employees as they execute their mandate. These conditions may result from extreme weather, either very hot such, extremely cold, floods, snow, or windy. Adverse conditions could also refer to security concerns in place of work.
Political unrest, high crime rate, and civil wars create adverse conditions. The nature of work can also make working a challenge. Miners working many feet underground or soldiers on a battlefield are examples of challenges due to work.
Answer:
C) uncomfortable environment
Explanation:
1: List three policy making groups of the Federal Reserve?
2: which banks are members of the fed?
3: the fed is owned by?
Answer:1- the board of governors, the federal reserve bank also know
as ( Reserve bank), And the federal open market committee
2- Approximately 38 percent of the 8,039 commercial banks in the United States are members of the Federal Reserve System.
3- The Federal Reserve System is not "owned" by anyone. The Federal Reserve was created in 1913 by the Federal Reserve Act to serve as the nation's central bank.
Explanation:
idk answer might Be wrong
Rose Martinez walked into her office and found a large, extravagant bouquet on her desk. Before she had time to read the card, her secretary said it was from Mr. Tanner at Zero Corporation. The secretary knew Mr. Tanner was trying to negotiate a sales deal with the company. Thus, she remarked that the beautiful flowers should help Ms. Martinez make her decision. Although Ms. Martinez did not know how to respond to Mr. Tanner's gift, she thought an answer might be in her company'sA) sales procedures.B) sales manual.C) employee handbook.D) code of ethics.E) sales training tapes.
Answer: D. code of ethics
Explanation:
Cofe of ethics are the principles that a company use in guiding its employees so that they can know what is either right or wrong according to the company. Code of ethics is typically used to guide workers and to protect them from doing anything that may portray the company in a bad image.
Since Ms. Martinez did not know how to respond to Mr. Tanner's gift, she thought an answer might be in her company's code of ethics. This will show her if collecting such gift is right or wrong.
To be eligible for Bright Futures, you must
submit a statement explaining how all money will be repaid
submit a plan of action for all courses throughout college
take at least three remedial credits in the first semester
take at least six non-remedial credits per semester
please only answer if you know what your talking about
and if your right i will give brainiest.
Answer:
B. Submit a plan of action for all courses throughout college.
Explanation:
I am also taking the FLVS course.
what is professional education!
Answer:
Professional education is a formal specialized training about a particular profession in which learners are taught the central concepts, principles, and techniques, and how these are applied in real practice, and the learners also acquire the necessary competencies needed for proper practice and behaviour.
Professional education is a formalized approach to specialized training in a professional school through which participants acquire content knowledge and learn to apply techniques. Although content is what the participant is expected to learn by attending professional school, such an education also helps the participant acquire the competencies needed for proper practice and behavior.
Esperanza is starting a business by herself as an
illustrator for magazines and children's books. She
isn't concerned with personal liability, but she wants
the business to be easy to set up.
Answer:
sole proprietorship
Explanation:
The sole proprietorship is the type of business owned and run by a single individual. The owner is a sole trader. In a sole proprietorship, the owner sources capital by themselves, keeps all the profits, and suffers the losses alone.
A sole proprietorship is the easiest form of business to set up. The only requires to obtain a registration certificate and a trading license from the local authorities. Esperanza should open a sole proprietorship business. Unlimited liability is the biggest shortcoming for a sole proprietorship, but that does not seem to bother Esperanza.
The end goal of budgeting is to plan and ____ organizational finances successfully?
A. justify
B. control
C.explain
D.increase
Answer:
B
Explanation:
Controlling is another organizational goal
Amara has taken out a fixed rate mortgage for $145,000 at 4.04% for 20 years or 240 months her payments are $882 what is the total cost of the loan
Answer:
Answer:
`175,200$
Explanation:
730x240= Answer
If Amara has taken out a fixed rate mortgage for $145,000 at 4.04% for 20 years or 240 months her payments are $882 what the total cost of the loan will be is $211,680
Using this formula
Total cost=Fixed rate mortgage years × Payments
Where:
Fixed rate mortgage years=20 years or 240 months
Payments=$882
Let plug in the formula
Fixed rate mortgage years=240 months×$882
Fixed rate mortgage years=$211,680
Inconclusion if Amara has taken out a fixed rate mortgage for $145,000 at 4.04% for 20 years or 240 months her payments are $882 what the total cost of the loan will be is $211,680
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Desiree works 28 hours per week. She has a monthly income of $120 from investments. Desiree also plays in a band one night a week making $200. She has a total annual income of $49,696. Desiree wants to ask her boss for a raise so that next year she can have a total income of $51,880. Assuming the other incomes remain the same, how much of an hourly raise will Desiree need?
Answer:
$1.50
Explanation:
Desiree makes $120 per months from investments. The annual income from investments = $120 x 12
=$1,440
She play in band earning $200 per week. Annual income from the band will be = $200 x 52 weeks
=$10,400
If her total annual income is $49,696, then her annual income from her salary =$49,696 -( $1440 + $10,400)
=$49,696 -$11,840
=$37,856
weekly earnings will be $37,856 /52= $728
Hourly earnings will be $728 /28
=$26
Desiree wants to make $51,880 per year. Her income from investments and the band will remain the same.
She needs to earn $51,880 -$11,840 from her salary
=$40,040 per year
Her new weekly earnings will be $40,040 /52 =$770
New hourly earning = $27.5
Desiree should ask for a raise of( $27.5 -$26)
=$1.50
Rembrandt Paint Company had the following income statement items for the year ended December 31, 2021 ($ in thousands):
Sales revenue 34,000 Cost of goods sold 18,500
Interest revenue 420 Selling and administrative expense 4,100
Interest expense 620 Restructuring costs 2,400
In addition, during the year the company completed the disposal of its plastics business and incurred a loss from operations of $3.2 million and a gain on disposal of the component’s assets of $5.2 million. 600,000 shares of common stock were outstanding throughout 2021. Income tax expense has not yet been recorded. The income tax rate is 25% on all items of income (loss).
Required:
Prepare a multiple-step income statement for 2021, including EPS disclosures. (Amounts to be deducted should be indicated with a minus sign. Enter your answers in thousands except earnings per share. Round EPS answers to 2 decimal places.)
Answer:
Rembrandt Paint Company Income Statement - December 31, 2021Sales revenues $34,000
- Cost of goods sold ($18,500)
Gross margin $15,500
Operating expenses:
- Selling and adm. expenses ($4,100)
- Restructuring costs ($2,400)
Total operating expenses ($6,500)
Income from operations $9,000
Other revenue and expenses:
Gain on sales of assets $5,200
Interest revenue $420
Loss from discontinued oper. ($3,200)
Interest expense ($620)
Total other revenue and expenses $1,800
Net income pre-tax $10,800
Income taxes (25%) ($2,700)
Net income after taxes $8,100
Shares outstanding 600,000
Earnings per share (EPS) $13.50
While planning a new product launch, Cassandra knew that the art department was ready to work on the promotional pieces right away. But they are not able to start until the strategy group established the price point and the purchasing group obtained the paper needed to make the promotional piece. Establishing price points would take about a week and was dependent on manufacturing getting the costs to the strategy group. This was expected a week from today. The purchasing group indicated the paper could be obtained locally the same day it was requested. Based on this information and assuming things go according to plan, when will the art department be able to begin work on the promotional pieces?
A. 1 weekB. 1 monthC. 1 dayD. 2 weeks
Answer:
A. 1 week
Explanation:
This is true due to the fact that, Cassandra knew it would take about 1 week to establish the price point in the new product which she is planning to launch.
For the extra week it would have taken to get the paper could not hold again due to the fact that, it was already established that, it would take same day to get same paper rather than waiting for the paper to get to the strategy group in one week.
Identify the financial statement where these decision makers can find the following information about Flurry, Inc. In some cases, more than one statement will report the needed data.
a. Ending cash balance Balance sheet and Statement of cash flows
b. Adjustments to reconcile net income to net cash provided by operations Balance sheet
c. Common stock Balance sheet
d. Total assets Balance sheet
e. Net income
f. Revenue Balance sheet Income statement Statement of cash flows Statement of retained earnings
g. Income tax payable
Answer:
a. Ending cash balance
You can find the ending cash balance in both the balance sheet and the statement of cash flows.
b. Adjustments to reconcile net income to net cash provided by operations
You can find this information in the statement of cash flows (under cash flows from operating activities).
c. Common stock
You can find this information in the balance sheet and the statement of stockholders' equity.
d. Total assets
You can find this information in the balance sheet
e. Net income
You can find this information in the income statement and the statement of cash flows (under cash flows from operating activities).
f. Revenue
You can find this information in the income statement.
g. Income tax payable
You can find this information in the balance sheet. Total income tax liability can be found int he income statement but it doesn't show us the unpaid amount. Also, the statement of cash flows shows us how this account changes from one year to the next.