Answer:
a. moral/morale hazard
Explanation:
A moral hazard is a term used in insurance to describe the attitude of an individual towards his property.
In the question above, Donna leaves her home open which is not ideal despite insuring it.
But as a result of her ability to forget her keys at home, she leaves the door open.
Cheers.
mental ability tests produceDespite being easy to use and one of the most valid selection methods for all jobs, mental ability tests produce that are three to five times larger than other methods, such as structured interviews, that are also valid predictors of job performance
Answer:
Despite being easy to use and one of the most valid selection methods for all jobs, mental ability tests produce racial differences three to five times larger than other methods, such as structured interviews, that are also valid predictors of job performance.
Explanation:
The way out of the racial differences produced by mental ability tests is for HR personnel to combine the use of mental ability tests with other assessment methods in order to lessen the racial bias results. By so doing, the job applicants will still be subjected to some form of cognitive or mental ability tests, which is then ameliorated with structured interviews, whose results will be used to compare one candidate's performance against other candidates' performances.
What is a market economy regulated by?
Answer:
The market economy is regulated by the price signals created by the forces of supply and demand.
Explanation:
Answer:
that up there is pretty darn good^^^
"A customer buys 5 ABC Jan 30 Straddles for a total premium of $3,500. Just prior to expiration ABC stock closes at $21, and the customer closes the options positions at intrinsic value. The customer will have a:"
Answer:
$1,000 gain
Explanation:
At the time when the customer purchased straddle, the call and put option is purchased for a similar stock with similar price and expiration date
As it is to be shown that the customer purchased 5 ABC Jan 30 calls and 30 puts
Also the worth of each contract is
= $3,500 ÷ 5
= $700
Now if the price is less than $30, so the call option should not be considered and the put option should be considered as the value is $21
So, here the profit is
= ($30 - $21) × $100
= $900
So here profit per option is
= $900 - $700
= $200
So, the total profit is
= $200 × 5 options
= $1,000
A change in the quantity demanded comes about when there is a change in the price of the good (other things held constant). Such a change in quantity demanded involves a _____ a given demand curve.
Answer:
Movement along
Explanation:
As we know that
There is an opposite relationship lies between the price and the demanded i.e. quantity as per the law of demand that means if the price increased than the quantity demanded decreased and vice versa
But when some changes are there in quantity demanded by having change in price keeping other things remain constant so the change in quantity demanded would be movement along with the demand curve and the same is to be considered
hello, if you were to start a business what would you name it? The business contains fashion clothes, some are sporty clothes and it will also have a photography business.
Firms use ________ systems to integrate business processes in manufacturing and production, finance and accounting, sales and marketing, and human resources into a single software system.
Answer:
Enterprise
Explanation:
An enterprise system is an information system that provides all the units of a company with coordination and integration of the key business processes. It also helps in resource planning
Suppose Garnett and Kennedy own a downtown apartment in tenancy by the entirety. If Garnett dies, what type of ownership does Kennedy now have?
Answer:
Sole ownership
Explanation:
Sole Ownership is a term that describes a form of property ownership whereby the ownership or interest in a property is completely owned by a single person. Also, the sole ownership of property can be acquired in some other ways, such as transfer of ownership or statutes of intestate succession.
Hence, in this case, If Garnett dies, the type of ownership Kennedy now have is called SOLE OWNERSHIP
Karin Company's loan is due on July 1, 2018. What conditions must Karin meet (at a minimum) so that the note can be classified as a long-term liability on the company's balance sheet at December 31, 2017
Answer: D. A & C
Explanation:
A long term liability is one that is due to be paid in a period longer than a year. The loan is due in less than a year so the only way to classify it as a long term liability is to make it a loan that will extend past a year. This can be done through refinancing which is to replace the current loan with another loan.
Karin's company therefore would need to demonstrate that the obligation can be refinanced on a long-term basis by them and they must also have the intention to do so as well.
Entrepreneurs weigh the differences between the benefits of starting a business and those things that they are likely to forego because they choose to work for themselves. Such things they are likely to pass up on are
Answer:
Employers offered such compensation including paid holidays as well as insurance coverage.
Explanation:
Entrepreneurs already don't obtain compensation offered to the employment contract that somehow a big company may provide, which include things like paid holidays but rather medical benefits. They consider giving up certain advantages to encourage them to operate but instead retain the money that certain companies know.Customer Name: Joey JonesAge: 30Marital Status: SingleDependents: NoneOccupation: VP - Marketing - ACCO Corp.Household Income: $250,000Net Worth: $60,000 (excluding residence)Own Home: No - RentsInvestment Objectives: Aggressive Growth / Early Retirement at age 50Investment Time Horizon: 20 yearsInvestment Experience: 0 yearsCurrent Portfolio Composition: 401k: $30,000Cash in Bank: $30,000When reviewing this customer's profile sheet, the most immediate question that should be considered is:_______.A. "Does the customer intend to buy a home?"B. "Does the customer intend to get married?"C. "Since the customer earns $250,000 per year, how come he only has $60,000 in his portfolio?"D. "Since this customer is age 30, why does he want to retire by age 50?"The best answer is C.This customer, age 30, is a high earner, yet he only has $60,000 put away in his 401k and in cash. It sure looks like he is a big spender! Beginning a systematic plan of putting away money for retirement is critical when formulating an investment plan for a customer - especially one that wants to retire in 20 years. The customer must be made aware of the fact that, probably, his current spending pattern needs to be curtailed. This customer needs to start socking away money now to meet his early
Answer:
C. This customer, age 30, is a high earner, yet he only has $60,000 put away in his 401k and in cash.
Explanation:
The customer Mr.Joey Jones is 30 years old and has high earning through his job. He plan to retire at age of 50 so he has 20 years from now for the investment. Mr Joey earns $250,000 yet he has saving of only $60,000 in the bank. This suggests that he is high spender and does not saves much money. If he has plan to retire at age of 50 then he must save money and cut down his expenses to meet portfolio investments.
Suppose initially the demand for towels is given by qd = 100− 5p, and the supply of towels is given by qs = 10p. now suppose that at every price, 20 fewer towels are offered for sale. what is the new equilibrium price in the market?
Digitoll is a digital content company with offices in four cities across the world. Recently, Digitoll began using Sammer, an enterprise service, that allows employees to connect with each other. The use of this service has enabled a sense of community within Digitoll by facilitating communication, collaboration, and knowledge sharing. Identify the management approach used by Digitoll.a. Relational dialecticsb. Cultivation analysisc. Systems thinkingd. Social business
Answer:
d. Social business
Explanation:
Social business can be defined as a strategic tool whose objective is to engage the stakeholders of an organization. That is, it is the internal and external online integration communities that combined will generate value for an organization, in addition to helping to achieve several advantages, such as creating value, integrating with work, innovation, exchange of knowledge, increased motivation , building stronger relationships, etc., which are significant advantages for positioning the company in the competitive environment and expanding its communication and positive perception of stakeholders.
A unique, nonroutine, important decision requiring conscious thinking, information gathering, and careful consideration of alternatives is a(n)
Answer:
Non-programmed decision.
Explanation:
A unique, nonroutine, important decision requiring conscious thinking, information gathering, and careful consideration of alternatives is a non-programmed decision.
Generally, when an individual (decision maker) makes a non-programmed decision it is typically considered to be an unstructured decision, original and new to him or her, as such these type of decisions are mainly complex or complicated in nature. An example of a non-programmed decision is the decision made by an individual whether to acquire a business firm from his close associates.
Rosita's Restaurante has sales of $4,500, total debt of $1,300, total equity of $2,400, and a profit margin of 5 percent. What is the return on assets?
Answer:
6.08%
Explanation:
Rosita's restaurant has a sales of $4,500
The total debt is $1,300
The total equity is $2,400
The profit margin is 5%
=5/100
= 0.05
Therefore the return on assets can be calculated as follows
= profit margin×sales/total debt +total equity
= 0.05×$4,500/($1,300+$4,200)
= 225/3,700
= 0.0608×100
= 6.08%
Hence the return on assets is 6.08%
Which clause states that the policy owner must pay something of value for the insurer's promise to pay benefits?
Answer:
The consideration clause.
Explanation:
The consideration clause is a clause which states that the policy owner must pay something of value for the insurer's promise to pay benefits. This clause is very important and essential for the insured and the insurer who are both benefiting from the contract agreement.
Concept of identifying customer needs: understanding and influencing customer behavior through ongoing communication strategies in an effort to acquire, retain, and satisfy the customer. The ultimate goal is customer loyalty.
Answer:
Customer relationship management (CRM)
Explanation:
All of the described actions and goals are part of Customer relationship management (CRM). This term refers to the various different practices, strategies and technologies that an organization may use in order to efficiently manage and analyze all of their customers choices, behaviors, and overall data throughout their time as a customer of the company. All of this is done in order to be able to improve customer service relationships
Which of these people is most likely to be a commissioned employee? A. Waiter B.math teacher C.fast-food worker D.car salesperson
Answer:
D
Explanation:
Answer:
car sales person.
Explanation:
they make commission on every sale they make
What are three of the most reliable ways a company can distinguish itself in the marketplace, build customer loyalty, and achieve a competitive advantage
Answer:
1) low-cost provider strategy
2) low-cost strategy
3) broad differentiation strategy
Explanation:
A company applies a low-cost provider strategy when it's able to sell its products at the lowest price among competitors while still making a profit. Also, by using a broad differentiation strategy a company could offer a unique variety of products that would distinguish itself in the marketplace.
A good example of a company that uses the above strategy is Microsoft.
Current trade data indicates that China exports more to other nations than it imports. This suggests that China is experiencing a(n) unfavorable balance of payments. trade deficit. trade excess. trade surplus.
Answer:
The answer is D. trade surplus
Explanation:
A country experiences trade surplus when its exports is greater than its imports. And a country also experiences trade deficit when its exports is lesser than its imports(i.e imports greater than exports)...
All other options are incorrect. Unfavorable balance of payment relates to currency and this happens when more currency is flowing out more than the currency flowing in.
Tonya lives in Texas. On a trip to Kansas her car broke down in Oklahoma. She used a gas station bathroom but did not buy gas. When she got to Kansas she refueled her vehicle and attended her conference where she ate food and purchased a trinket. She paid a sales tax on the trinket. On her way back she detoured to Colorado and marveled at the beauty of the bighorn sheep and the North American river otter. In which states was Tonya a free rider?
Answer:
Oklahoma (used a gas station bathroom but didn't by gas)
Explanation:
A free rider is someone that benefits from using a service or a product but that doesn't pay for it. E.g. a person that lives in city A and travels to city B and uses public parks. The parks are financed through taxes paid by residents of city B, since you pay your taxes in city A, you are a free rider in city B.
Her trip to Colorado wouldn't be considered a free ride since the bighorn sheep and the river are things that occur naturally and no one paid to make them.
The nurse instructs a pregnant client regarding fetal growth and development. Which statement indicates that the client requires further teaching?
The nurse instructs a pregnant client regarding fetal growth and development. Which statement indicates that the client requires further teaching?
Correct/Complete Question:
The nurse instructs a pregnant client regarding fetal growth and development which statement indicates the client needs further teaching?
A. The fetus keeps growing throughout pregnancy
B. The fetus may be underweight if it's exposed to smoke
C. The fetus gets nutrients from Amniotic fluid
D. Fetus it's oxygen from blood in the placenta
Answer:
C, the fetus gets nutrients fro the amniotic fluid
Explanation:
Amnionic fluid provides protection for the fetus as it is what surrounds the fetus. Nutrients and oxygen are gotten by the fetus through the umbilical cord vessels and placenta as against the amniotic fluid stated in the answer.
Cheers.
Which of the following is not something the HR specialist will discuss with a new employee?
Answer:
idk
Explanation:
idk
"A new issue corporate bond with dated date of June 1st is bought from the underwriter with settlement occurring on Monday, June 28th. How many days of accrued interest is owed to the underwriter?"
Answer:
27 days
Explanation:
The accrued interest is calculated by beginning the count of days from the dated date of the corporate bond up until the settlement, without including the settlement date.
From 1st June to 27th June, a day before settlement date makes 27 days, as a result, the number of days in respect of which interest is owed to the underwriter is 27 days
A flexible budget for 15,000 hours revealed variable manufacturing overhead of $90,000 and fixed manufacturing overhead of $120,000. The budget for 25,000 hours would reveal total overhead costs of:_________.
A. $210,000.
B. $270,000.
C. $290,000.
D. $350,000.
E. some other amount.
Answer:
B. $270,000.
Explanation:
The computation of the total overhead cost is shown below:
But before that first we have to find out the variable overhead per hour which is
= $90,000 ÷ 15,000
= $6 per hour
Now
Variable overhead for 25,000 hours is
= $6 per hour × 25,000
= $150,000
So,
Total overhead cost is
= Variable overhead for 25,000 hours + Fixed overhead cost
= $150,000 + $120,000
= $270,000
hence, the correct option is B. $270,000
In the systems approach to organizations, what mediates the feedback to the process of transforming inputs into outputs
Answer:
The Environment
Explanation:
Systems approach to organisations concludes that if there is a change in one part of the business operations all other parts of business operations will show the change automatically.
Accordingly, Its the environment which shows the changes of input into output.
The organisation focuses on entering the inputs into the production process, and that the environment will automatically see the implemented changes in the input to convert into output.
A 58-year-old investor owns a single premium deferred variable annuity with a current value of $500,000. The original investment was $150,000 and the contract has a death benefit provision. If this investor wished to exchange this policy for one offered by a competing company:________.
A) the investor would be liable for ordinary income taxes on $350,000.
B) the tax-free exchange privilege applies only when the exchange is within the same insurance company.
C) the investor would be liable for ordinary income taxes plus the 10% penalty on $350,000.
D) using a 1035 exchange would avoid any current taxation.
Answer:
D) using a 1035 exchange would avoid any current taxation.
Explanation:
A 1035 exchange gives permission for someone who owns a life insurance or annuity to exchange products even though this transaction would not be regarded as a sale.
This kind of sale exchange can be done from an insurance policy to an annuity. But it cannot be done the other way, that is from an annuity to an insurance policy.
The purpose of a(n) ________ is to evaluate an organization's progress toward implementing programs that are socially responsible and responsive.
Answer:
social audit
Explanation:
The purpose of a social audit
is to evaluate an organization's progress toward implementing programs that are socially responsible and responsive.
Social audit in an organization helps to bring improvement to the organization, it should be noted noted that through social audit, we can measure the behavior of the organization and we can know the necessary steps to carried out for better quality and efficiency.
How can companies use advertising as a public relations tool?
Answer:
Advertorials allow you to associate your advertising with the credibility of the newspaper. Many businesses employ advertising or marketing professionals to help them develop TV advertorials — which are commonly used as a form of advertising and product placement
A customer redeems 1,000 shares of XYZ Fund. The computed Net Asset Value per share is $14.75 and the Public Offering Price is $16.03. The fund has a 1/4% redemption fee. The customer will receive:_____.
A. $12,905.
B. $12,915.
C. $12,925.
D. $12,935.
Answer:
$14,713
Explanation:
Calculation for what the customer will receive
First step is to know the amount of shares by multiply Shares redeems by the Net Asset Value per share
Hence,
Amount of shares=1,000 shares ×$14.75 per share
Amount of shares=$14,750 shares
Now let find the amount received using this formula
Amount to received= Amount of shares -(Amount of shares× Percentage for redemption fee)
Let plug in the formula
Amount to received=$14,750-($14,750×1/4%)
Amount to received=$14,750-$37
Amount to received=$14,713
Therefore the customer will receive the amount of $14,713
Which of these scenarios would lead to an industry requiring more productive workers?
A. Supply of goods increases, and demand for goods decreases
B. Supply of good decreases, and demand for goods increases
C. Supply of goods increases, and demand for goods remains the same
D. Supply of goods decreases,and demand for goods remains the same
Answer:
B- Supply of goods decreases, and demand for goods increases.
Explanation:
I took the quiz
Answer:
Supply of goods decreases, and demand for goods increases.