High-contact encounters between customers and service organizations differ sharply from low-contact encounters is true.
What is high-contact encounters?
High-contact service is providing your clients with a lot of direct assistance, whereas low-contact service entails providing them with the resources to solve their own problems. The actual question is which strategy will work best for you and your clients as they are both viable possibilities.
High-touch means providing individualized care and attention. The phrase is frequently used in corporate contexts when it is important for customers and employed person(s) to feel trusted.
However, high-contact customer service investigates issues raised by clients to find solutions. If you own a software business, you might, for instance, evaluate client issues to come up with simple fixes for the next time the same thing happens to a customer.
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when designing roads, bridges, and buildings, it is possible to save large amounts of money on initial construction costs by considering only smaller floods, but in the long run, it is commonly cheaper to build with large floods in mind.
The statement 'when designing roads, bridges, and buildings, it is possible to save large amounts of money on initial construction costs by considering only smaller floods, but in the long run, it is commonly cheaper to build with large floods in mind' is true.
When construction is made such as that of a road, bridge, or building, the government or the organization has to plan the construction process according to the budget.
Making of roads, bridges or buildings that are designed keeping in mind smaller floods will be cheap for the time being. But in case a larger flood situation arises, then the construction will be destroyed and revenue would have to be generated again to build up the road, bridge, or building again.
Hence, in the longer run, it is cheaper to design buildings or rods once keeping in mind the heavy flood situations.
Although a part of your question is missing, you might be referring to this question:
When designing roads, bridges, and buildings, it is possible to save large amounts of money on initial construction costs by considering only smaller floods, but in the long run, it is commonly cheaper to build with large floods in mind. TRUE OR FALSE.
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chris has a job as a sales representative for a pharmaceutical company. the company offers both quarterly and annual bonuses based on performance. the company also has a profit-sharing plan for its employees. this demonstrates fayol's principle of
This organization follows Fayol's principle of remuneration of Personnel
What Fayol's principle?Henry Fayol's 14 management principles take a top-down approach to organizations in order to enable managers to get the most out of staff members and govern the company with ease. Some are discussed belowGrouping of Tasks
According to the first Henry fayol management concept, if an employee is assigned a specific task to complete, they will become more proficient and effective at it. This contrasts with a multitasking culture, where a worker is assigned numerous tasks at once. Consider each employee's present skill set and give them a task they can master in order to effectively implement this approach. Long-term, this will assist them develop their productivity, expertise, and efficiency.Authority
According to this management philosophy developed by Henry Fayol, a manager must possess the requisite power to ensure that his directives are followed by the workforce. Managers wouldn't be able to complete any work if they lacked any authority. However, this power should be accompanied by accountability. Henri Fayol asserts that there need to be a harmony between power and accountability.Discipline
According to this principle, discipline is necessary for any organisation to function well. Managers must create a climate of respect for one another if they want disciplined workers. Every employee should adhere to a set of company policies, ideas, and structures.Remuneration
According to the Henry Fayol principle of management, workers ought to get fair compensation for the labour they perform. Underpaying employees makes it difficult for businesses to retain high-caliber staff members and keep them motivated. This compensation should comprise both monetary and non-monetary incentives. A system for rewarding good performance should also be in place to inspire personnel.To learn more about Fayol's principle, refer to
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in order to increase the responsiveness of a forecast made using the moving average technique, the number of data points in the average should be: multiple choice increased. decreased. eliminated if the mad is greater than the mse. multiplied by a smaller alpha. multiplied by a larger alpha.
The moving typical technique for estimating can be custom-made to one's requirements, expanding or diminishing the responsiveness. However, keep in mind that not all of these adjustments can be made until sufficient data is available.
To make a forecast using the moving-average method more responsive,
What can you learn from a moving average?
A stock indicator known as a moving average (MA) is a common tool in technical analysis. It creates a constantly changing average price to help smooth out price data. A security's uptrend is indicated by a rising moving average, while a downtrend is indicated by a declining moving average.
How is the moving average calculated?
Investors and traders use a technical indicator known as a moving average to determine the direction of a security's trend. It is determined by dividing the sum by the number of time periods and adding all of the data points that occurred during a particular period.
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sosa company has $39 per unit in variable costs and $1,900,000 per year in fixed costs. demand is estimated to be 138,000 units annually. what is the price if a markup of 35% on total cost is used to determine the price? round to two decimal places.
Managerial accounting is used to give relevant information to people within a company, mostly management, to aid them in making more informed business decisions. Financial accounting is used to generate financial statements that benefit external users.
Annual fixed cost is $1,900,000.
Producing 138,000 units annually
Fixed cost per unit is $13.77 divided by 1,900,000 units.
$39 is the variable cost per unit.
Fixed cost per unit plus variable cost per unit equals total cost per unit ($13.77 + $39 = $52.77 per unit).
Markup equals Total Cost * 35% (52.77 * 35% = $18.47),
Sale price equals total costs plus a markup of 52.77 plus 18.47, or $71.24.
Any expenses that vary according to how much a business produces and sells are considered variable costs. Contrarily, fixed costs are those outlays that don't change regardless of how much a business produces.
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an approach to firm internationalization in which headquarters delegates considerable autonomy to each country manager, allowing him or her to operate independently and pursue local responsiveness is called .
An approach to firm internationalization in which headquarters delegates considerable autonomy to each country manager, allowing him or her to operate independently and pursue local responsiveness is called multi local strategy.
What is multi local strategy?
By tailoring both their product offering and marketing approach to fit diverse national conditions, businesses that use a multi-domestic strategy attempt to maximize local responsiveness. In any significant national market where commerce is conducted, production, marketing, and R&D operations are often formed.
An alternative use of the phrase refers to how multinational corporations are structured. Through the sharing of overhead, international or multinational businesses may sell comparable goods in many different nations. Multi-domestic businesses have separate headquarters in many nations, achieving more localized management at a greater cost by forgoing the benefits of scale from cost sharing and centralization.
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an approach to firm internationalization in which headquarters delegates considerable autonomy to each country manager, allowing him or her to operate independently and pursue local responsiveness is called .
a company uses the allowance method to account for bad debts. the current year was the first year of operations for the company, so it had a $0 opening balance in its allowance for uncollectible accounts. during the current year, the company provided a total of $250,000 of services on account. during the current year, the company wrote off uncollectible accounts of $10,000. by the end of the current year, cash collections on accounts receivable totaled $210,000. the company estimates that 20% of the accounts receivable balance at 12/31 of the current year will prove uncollectible. required: what journal entry did the company record to write off uncollectible accounts during the current year? what journal entry should the company record to recognize bad debt expense for the current year?
Journal entry did the company record to write off uncollectible accounts during the current year = 8040.
What are investments?A purchase made with the intention of creating income or capital growth is known as an investment.An asset's value increasing over time is referred to as appreciation. When a person invests in a good, they do not intend to utilize it as a source of immediate consumption, but rather as a tool for future wealth creation.An investment always involves the expenditure of some resource today—time, effort, money, or an asset—in the anticipation of a future return greater than the initial investment.For instance, an investor might buy a financial asset right away with the hope that it would provide income later on or that it can be sold for a profit at a higher price.According to our question-
Credit sales = 156,000
Less: collection of account= 132,300
Less: written off = 6,300
= 17,400
The bad debt expense was calculated as:
= (17,400 × 10%) + 6300
= (17400 × 0.1) + 6300
= 1740 + 6300
= 8040
Hence, Journal entry did the company record to write off uncollectible accounts during the current year = 8040.
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elias is creating an agenda for his team's upcoming sales meeting. what should he include in the agenda?
Elias is creating an agenda for his team's upcoming sales meeting, expected outcomes include in the agenda
The process of leading to the sale of goods or services is referred to as sales. Businesses have segmented sales organizations made up of various teams. Additionally, these sales teams are frequently chosen based on the market they are targeting, the good or service they are selling, and the target client. A meeting's agenda is a list of the topics that will be discussed, starting with the call to order and ending with the adjournment. It typically contains one or more specific items of business that need to be handled. Specific times for one or more activities may be included, but they are not required to be. Agendas typically include: Informational items: updating the group on relevant information.
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why is an output level at which mr intersects mc from below never the profit-maximizing level of output?
The cost would have a negative slope meaning the additional costs would fall as more is produced from below never the profit-maximizing level of output.
When two variables have a negative slope, they are negatively correlated, meaning that when x increases, y decreases, and when x decreases, y increases. A line on a line graph with a negative slope falls as it moves from left to right, according to the visual representation. Lung cancer incidence declines (y) as the number of smokers who give up smoking (x) increases. The slope of the relationship's graph is negative. A profit is an income that is given to the owner in an efficient market production process in accounting. The owner's primary interest in the income-formation process of market production is profit, which is a measure of profitability. Different profit metrics are frequently employed.
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Why is the first floor usually framed before the foundation is backfilled?
The first floor is usually framed before the foundation is backfilled to help the foundation withstand pressure. a series of parallel, horizontal framing members that make up the body of the floor frame. They transfer the building load to the sill plates and girders.
A foundation is the foundation of something. We hear a lot about building foundations, but good ideas are also the foundation of a successful company. In the simplest sense, foundations support something else.
Your foundation does more than just maintain your home. A good foundation will ward off dampness, resist movement, and keep out the cold. In areas with high soil moisture, such as the Pacific Northwest, a concrete foundation is a must.Learn more about the foundation here: https://brainly.com/question/21700808
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The method of depreciation that charges a varying amount to depreciation expense for each period depending on its usage is called the _________ method.
The method of depreciation that charges a varying amount to depreciation expense for each period depending on its usage is called the “Straight line” method.
One of the most widely used depreciation methods is depreciation in a straight line. This is partly due to its simplicity and ease of usage, as it simply calls for a straightforward arithmetic operation. A straight line depreciation implies continuous depreciation, a periodic rate of unaltered depreciation depending on the asset's useful life. This depreciation approach bases its calculations on the premise that an item experiences constant wear and tear over time, which is not always accurate because some assets experience increasing wear as they are used. The value of an asset is equally decreased over each period with the straight line depreciation method until it reaches its salvage value. The most popular and simple depreciation method for dividing up the cost of a capital asset is straight line depreciation. It is determined by merely dividing the asset's cost, less its salvage value, by its usable life.
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benito is a charismatic leader. his employees all find him inspirational and admire him. they feel benito considers and treats them as individuals who each play a valuable role in the success of the company. benito is a(n) blank leader.
Benito is a transformational leader as he considers and treats the employees as individuals who each play a valuable role in the success of the company.
What defines a transformational leader?Transformational leadership is a leadership that can inspire followers to make changes in their own lives. A leadership approach known as "transformational leadership" modifies both societal institutions and human behavior. The four pillars of transformative leadership are the "four I's": idealistic influence, inspiring drive, intellectual stimulation, and personalized consideration.
Transformational leaders adopts a leadership style that concentrate on "transforming" others in order to benefit one another and the entire organization. Trust, devotion, loyalty, and respect are the responses from followers of a transformative leader, as well as a stronger desire to exert more effort than was previously anticipated.
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avantika works in the finance department for her company and is preparing a budget for the next 12 months. she has been doing research to determine prices for equipment the company will need in the next year to stay competitive in their market. which step in financial planning is avantika involved in?
The step in financial planning that is Avantika involved in is Forecasting short-term financial needs.
What is Research?
Research refers to deep investigations of the data and information available to provide credentials with facts and figures to provide results that will utilize for the new research.
In this case, it is explained that a girl named Avantika works in the finance department doing research to determine prices For the equipment required by the company in the next year to remain competitive.
She is involved in Forecasting short-term financial in financial planning as she is determined the prices for 1 year which is a short duration. The first step in the budgeting process is to make a list of all potential sources of income and expenditures.
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the combination of customer relationship management (crm) and supply chain management (scm) systems is referred to as .
Decision support systems are systems that integrate customer relationship management with supply chain management.
Explain about the Decision support systems?An organization or business employs a decision support system (DSS), which is computer software, to support decisions, judgments, and courses of action. Massive amounts of data are sorted and examined by a DSS, which builds up in-depth knowledge that may be used for problem-solving and decision-making.
Better judgments can be made, problems can be solved quicker, and operations, planning, and even management are handled more successfully with the usage of decision support systems.
Decision support systems (DSS) are interactive software-based tools that provide managers with access to vast amounts of data produced by numerous connected information systems used in organizational business processes, including transaction processing systems, office automation systems, and other systems.
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Managerial staff at the Dairy Queen make decisions about how to reinvest profits, how to improve profit margins, and how to manage tax liabilities, all of which are _____ resources.
Managerial staff at the Dairy Queen make decisions about how to reinvest profits, how to improve profit margins, and how to manage tax liabilities, all of which are information resources.
What is a managerial staff?
Managerial staff means persons who perform executive, management or senior administrative functions and includes deans, associate deans, heads of administrative units, administrative assistants, and other persons performing similar functions who are designated as managerial staff by the board.
What are information resources?
Information resources are defined as the data and information used by an organization.
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when an owner of real estate sells property to someone else, he is exercising which of these legal rights?when an owner of real estate sells property to someone else, he is exercising which of these legal rights?
when an owner of real estate sells property to someone else, he is exercising Disposition legal rights.
Real estate is any of this type of immovable property, which includes land, structures, and any on-site natural resources like water, crops, minerals, or minerals. Any interest in the aforementioned property, structures, or housing in general is also included. Real and estate are terms used in the law to describe a person's "interest" in a piece of land-related property. Personal property is different from land property.
Personal property, which is not permanently fixed to the land and includes items like cars, boats, jewelry, furniture, tools, and farm equipment, is different from real estate.
In the US, fiduciaries, individuals, for-profit corporations, and business corporations can all transfer, own, or acquire real estate.
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manufacturing overhead was estimated to be $591,600 for the year along with an estimated 20,400 direct labor hours. actual manufacturing overhead was $551,820, and actual labor hours were 21,800. the predetermined manufacturing overhead rate per direct labor hour would be:
The predetermined manufacturing overhead rate per direct labor hour would be $29
The overhead rate is what?An expense related to the creation of a good or service is the overhead rate. Overhead expenses include things like the price of the corporate headquarters that aren't directly related to productivity. In order to distribute or allocate the overhead costs based on specific metrics, an overhead rate is applied to the direct production-related costs.
For instance, based on the number of machine hours or labor hours needed to produce the product, overhead costs may be applied at a predetermined rate. In order to more precisely determine the profitability of each product, an additional cost called an overhead rate is added to the direct costs of production.
Calculation:
$591,600 is the estimated manufacturing overhead.
20,400 hours of direct labor are projected.
$551,820 is the actual manufacturing overhead.
21,800 actual direct work hours
Calculating the manufacturing overhead rate in advance:
Calculated manufacturing overhead rate = Calculated direct labor hours / Calculated manufacturing overhead
manufacturing overhead rate that is fixed = $591,600 / 20,400
manufacturing overhead rate that is fixed = $29
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When posting from the sales journal to the accounts receivable subsidiary ledger, write the letter "S" plus the page number on which the transaction was recorded in the Posting Reference column of the subsidiary ledger account.
A. true
B. false
When posting from the sales journal to the accounts receivable subsidiary ledger, write the letter "S" plus the page number on which the transaction was recorded in the Posting Reference column of the subsidiary ledger account.
B. false
An accounting ledger that displays each customer's transaction and payment history to whom the company lends credit is known as an accounts receivable subsidiary ledger.
To maintain accuracy, the balance in each client account is frequently compared to the general ledger's accounts receivable balance.
It can be divided into three types: fixed asset sub-ledger, accounts receivable sub-ledger, and accounts payable sub-ledger. Subledger reduces the likelihood of fraud and errors.
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Directive leaders are often needed in organizations with workers who lack and needed to do the job.
Leaders who use a directive leadership style provide specific goals and guidelines for their staff members to follow.
The directed leadership style is highly centralized and undivided, putting all power in the hands of the leader. Because they are unwilling to accept any suggestions from those beneath them, its adherents prefer giving orders and directives.
Directive leadership is one of the four leadership behaviours, which is characterized by explicitly defining your expectations and directives for your team members and ensuring that they are understood. Directive leadership, as described by the path-goal theory of leadership, may be advised when subordinates are inexperienced or unskilled at a difficult task. However, it might backfire if it's imposed on highly qualified and seasoned workers who are more than capable of completing the task.
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n which situations would a firm be most likely to use persuasive advertising? (choose every correct answer.) multiple select question. a brand that the firm wishes to reposition a product category in the growth or early maturity stage of the product life cycle a product category where competition is intense
The situations in which a firm will most likely want to use persuasive advertising includes:
A. A product category where competition is intenseB. A brand that the firm wishes to repositionD. A product category in the growth or early maturity stage of the product life cycleWhat is a persuasive advertising?In marketing, a persuasive advertising refers to the method of advertising that attempts to convince a consumer to purchase a product or service by appealing to their needs and desires. This advertising method mainly works by attempting to frame products in a positive light and convince consumers about its benefit.
Missing options "A product category where competition is intense A brand that the firm wishes to reposition A product category where competition is not yet established A product category in the growth or early maturity stage of the product life cycle"
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Answer: A product category in the growth or early maturity stage of the product life cycle
A product category where competition is intense
A brand that the firm wishes to reposition
your firm has preferred stock outstanding that pays a current dividend of $3.00 per year and has a current price of $39.50. you anticipate that the economy will grow steadily at a rate of 2.00% per year for the foreseeable future. what is the market required rate of return on your firm's preferred stock?
The market required rate of return on your firm's preferred stock is 7.59%.
What is rate of return?
The net profit or loss of the an investment over a given time period, expressed in terms of the investment's initial cost, is known as a rate of return (RoR). You determine the percent change from the start of the period to the end when calculating this same rate of return. Any type of investment vehicle, including real estate, bonds, stocks, as well as fine art, can be subject to a rate of return (RoR). Any asset can be used with the RoR as long as it is purchased once and generates cash flow at some time in the future. The attractiveness of various investments can be determined, in part, by comparing their historical rates of return to those of comparable assets.
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krepps corporation produces a single product. last year, krepps manufactured 34,080 units and sold 28,200 units. production costs for the year were as follows: direct materials $ 259,008 direct labor $ 153,360 variable manufacturing overhead $ 269,232 fixed manufacturing overhead $ 443,040 sales totaled $1,494,600 for the year, variable selling and administrative expenses totaled $163,560, and fixed selling and administrative expenses totaled $224,928. there was no beginning inventory. assume that direct labor is a variable cost. under variable costing, the company's net operating income for the year would be: multiple choice $31,752 higher than under absorption costing. $76,440 higher than under absorption costing. $76,440 lower than under absorption costing. $31,752 lower than under absorption costing.
The correct answer is $95,400 lower than the absorption costing.
What is absorption costing?The full cost of producing a good or rendering a service is taken into account by the absorption costing accounting method. Whether "fixed" or "variable," all manufacturing overheads are included in TAC in addition to the costs of materials and labor. Both direct and indirect costs can be associated with each cost center. Using specific cost centers, the direct cost can be located with ease. Contrarily, it is difficult to associate the cost center with indirect costs. Assocation is the term used to describe how overhead is divided among the departments. Primary apportionment, also known as distribution, is a method that allows for the loading of overheads for both production and service departments.
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the balanced scorecard perspective that assesses whether or not the organization encourages employees to make suggestions and question the status quo is known as the perspective.
The balanced scorecard perspective that assesses whether or not the organization encourages employees to make suggestions and question the status quo is known as Innovation and Learning.
What Organization means?
An organization is a group of people who work together to achieve specific goals. It can be thought of as a social system that includes all formal human relationships. The organization includes employee work division and task alignment toward the company's ultimate goal.
It is also known as the second most important managerial function because it coordinates employee work, acquires resources, and combines the two in order to achieve the company's goals.
Organization is a process that aims to achieve goals through proper planning and coordination of activities. It is based on the principle of work division and establishes an authority-responsibility relationship among the members of the organization.
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which of the following is not a key assumption of cost-volume-profit
a. Costs may be fixed, variable, mixed or step.
b. Changes in total cost are strictly due to changes in activity.
c. Total costs and revenues can be depicted with a straight line.
d. Production and sales are equal.
Costs may be fixed, variable, mixed or step is not a key assumption of cost-volume-profit. So, the correct answer is option a.
What is Cost-volume-profit?
Finding out how changes in variable and fixed expenses impact a company's profit can be done using a cost-volume-profit (CVP) analysis.Companies can utilise CVP to determine the number of units they must sell to achieve break-even (cover all costs) or a specific minimum profit margin.The sales price, fixed expenses, and variable costs per unit are just a few of the numerous presumptions made by CVP analysis. The cost-volume-profit analysis, also referred to as the breakeven analysis, aims to identify the breakeven point for various sales volumes and cost structures. This information can be helpful for managers making immediate business decisions. The sales price, fixed costs, and variable costs per unit are among the numerous presumptions made by CVP analysis. Several equations for price, cost, and profit are used to run a CVP analysis.To know more about Cost-volume-profit visit:
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suppose megan gets a sales bonus at her place of work that gives her an extra $400 of disposable income. she chooses to spend $300 and save the remaining $100. from this, you can tell that megan's marginal propensity to consume (mpc) is , and her marginal propensity to save (mps) is . mathematically, it must always be true that: disposable income
From this, you can tell Megan's marginal propensity to consume is 0.75, and marginal propensity to save is 0.25.
What is marginal propensity to consume?The marginal propensity to consume (MPC), a statistic that quantifies the idea that an increase in disposable income leads to an increase in personal consumer expenditure (consumption), is known as induced consumption. The portion of someone's disposable income that they are likely to spend on consumption is called their propensity to consume. The MPC is the percentage of additional income that a person spends on consumption. If the marginal propensity to consume is 0.65, for instance, a household will spend 65 cents of a dollar of additional disposable income and save 35 cents. The family can only afford to spend the extra dollar. For poorer people compared to wealthy people, the MPC is higher.
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A business ________ includes the network of activities, repositories, roles, resources, and flows required to accomplish a business function.
A network of activities, repositories, roles, resources, and data flows that collaborate to carry out a business function is referred to as a process.
What is basic business function?An group's operations are referred to as business functions, and these can be further broken down into support and core functions. The production of finished goods or services destined for the market or for other parties is one of an enterprise's core business functions.
How do business functions work together?To make a company successful, business departments must interact. They are unable to work alone. To accomplish organizational goals, they must work together effectively and communicate frequently.
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Name two language features the author uses in order to achieve the purpose of the text
It is recommended that an adult has a minimum of 75 minutes of vigorous aerobic activity a week and, on at least two days a week , perform muscle-strengthening exercises. At Jim's Gym, we recognise the importance of keeping fit and we want to make the experience as comfortable and enjoyable as possible for you. We have a range of state-of-the-art equipment for cardio-vascular workout and muscle building. We also have a 20m pool and a spa. Every week, we run 10 classes ranging from relaxing yoga and pilates to high -energy body pump. If you're looking for a personal training programme, we have a team of six excellent personal trainers with a combined 50 years experience between them. After using our facilities , you can complete your experience with a meal or a drink in our members -only café. We have a choice of membership schemes to suit all: from basic membership to platinum membership entitling you to sign in guests and access all our weekly exercise classes. (See our website for more information.) Why not drop in to arrange your free session and guided walk through all our facilities ? We hope to see you soon.
Two language features the author uses in order to achieve the purpose of the text are the use of statistics/facts and personalization is used in this.
Who is the author?"Author can be defined as a person who writes about something and gives the readers or viewers. And other can write a book common novel a play or even and article. It can be above any kind of stuff like information not fictional etc."
the author is using statistics and part to relieves the data of how and what they are doing. Also if the three at the first in personalization you are various information or being given to the customer and after the hours whatever question they have.
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In a marketing plan, the ________ state what the marketing function must accomplish to achieve overall business objectives.
'In a marketing plan, the Opportunities and threats state what the marketing function must accomplish to achieve overall business objectives.
A marketing plan can be part of your overall business plan. A solid marketing strategy is the foundation of a well-crafted marketing plan that helps you reach your goals. Marketing plans contain a list of actions, but they are of little use to businesses without a solid strategic foundation.
A marketing plan is a promotional strategy that a company implements to sell its products and services. A marketing plan helps determine who your target markets are, how best to reach them, the price at which your product or service will be sold, and how your company will measure its efforts.
A marketing plan outlines marketing/promotional activities for a specific period of time (usually the next 12 months). It explains how to reach, engage, and persuade customers to buy your product or service with clear goals, actions, and responsibilities.
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How Long Does It Take to Get a Home Equity Loan?
Your equity—the gap between your loan total and your home's current value—grows as you pay down your mortgage. If you have enough equity, you can take out a home equity loan as collateral to borrow money (or a home equity loan of credit, also known as a HELOC).
What Is a Home Equity Loan?You can take out a loan utilizing the equity in your home (also known as a second mortgage). Your lender makes a one-time lump sum payment to you, which you must repay with interest over a certain period of time, typically between five and twenty years. Your salary, credit history, the current value of your house, and the amount of equity you have built all play a part in determining how much you can borrow. Several lenders recommend that you borrow no more than 80% of the equity in your house, according to the Federal Trade Commission (FTC).Home equity loans are frequently used by homeowners to pay for costly needs like repairs and college tuition. However, since you can use the money from a home equity loan to pay for anything, it's also conceivable to use it to pay off a mortgage. If you can lock in a lower interest rate and a lower monthly payment, this technique can be financially advantageous. Before making any choices, though, think about the closing expenses of the home equity loan and any prepayment penalties on your current loan.To learn more about home equity loan, refer to
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Human resource management (hrm) is the process of planning for, attracting, developing, and retaining an effective workforce.
a. True
b. False
This statement is True. Human resource management (HRM) is the process of planning for, attracting, developing, and retaining an effective workforce.
To effectively and efficiently manage people in a company or organization and give it a competitive advantage, is known as human resource management (HRM or HR). In support of a company's strategic goals, it is made to maximize staff performance.
The primary focus of human resource management, which also emphasizes systems and policies, is the management of individuals inside businesses.
The management of pay and benefit systems, as well as employee recruiting, training, and development, falls within the purview of HR departments, which are also in charge of regulating these areas.
Organizational transformation and labor relations, or the balancing of organizational practices with requirements emerging from collective bargaining and governmental regulations, are other issues that HR is concerned with.
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is defined as the identification, description and interpretation of subject matter in art. this involves elements that have their own unique meaning, and, when combined with other similar elements, add to and enhance the overall meaning of a work.
Iconography is defined as the identification, description, and interpretation of subject matter in art. this involves elements that have their own unique meaning, and, when combined with other similar elements, add to and enhance the overall meaning of a work.
Iconography, as a branch of art history, studies the identification, description, and interpretation of image content. The subjects depicted, the particular compositions and details used in them, and other elements that differ from the artistic style.
secondary meaning (based on non-standard translations of the Greek and Russian equivalents) is the creation or study of religious images called "icons" in the Byzantine and Orthodox Christian traditions (see icon). This usage is mainly found in works translated from languages such as Greek and Russian, and the correct term is "icon painting".
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