How do financial intermediaries impact the market efficiency?​

Answers

Answer 1

Answer:

help create efficient markets and lower the cost of doing business. Intermediaries can provide leasing or factoring

Explanation:

Answer 2

These intermediaries help create efficient markets and lower the cost of doing business . Intermediaries can provide leasing or factoring services , but do not accept deposits from the public . Financial intermediaries offer the benefit of pooling risk , reducing cost , and providing economies of scale , among others .

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Related Questions

Which are the four functions motor freight terminals usually serve?

Answers

Answer:

The main function of a terminal is to handle and transship freight or passengers since modes are physically separated. They have a nominal capacity which is related to the amount of land they occupy and their level of technological, labor and managerial intensity.

Explanation:

Modes are physically separated, a terminal's primary purpose is to handle and transship freight or passengers. They have a nominal capacity that depends on how much land they occupy and how intensely they employ technology, labor, and management.

What is terminals?

Having facilities for handling passengers and freight at either end of a carrier line. A freight or passenger station that is strategically located or acts as a junction with other lines at any point.

Since modes are physically separated, the main purpose of a terminal is to handle and transship freight or passengers.

Thus, Modes are physically separated, a terminal's primary purpose is to handle

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Loggers are much __________ likely to supply wood to the market if property rights are not enforced.

Classify the source of market failure in each case listed.

a. A house party plays music at a very high volume, disturbing other residents in the neighborhood.
b. A single public utilities company is responsible for supplying electricity for an entire state. As a result, the utilities company can set the price of electricity.

Answers

Answer:

Loggers are much more likely to supply wood to the market if property rights are not enforced.

When property rights are not well enforced, ownership of the resource is not well defined either. This will lead to more people taking advantage of the resource like the loggers above. They will supply more wood because the ownership of their resource source is not well defined.

Options for the 2 questions below are Market Failure or Externality.

a. A house party plays music at a very high volume, disturbing other residents in the neighborhood. EXTERNALITY.

This is a negative externality. Negative externalities are when third parties suffer negative consequences as a result of transactions that they are not a party to. The neighbors are not playing music but it is disturbing them.

b. A single public utilities company is responsible for supplying electricity for an entire state. As a result, the utilities company can set the price of electricity. MARKET POWER.

The Utility company is not facing competition in this state and so can set the price it wants. This can lead to market failure simply because the company would have too much market power.

Which of the following is not correct?
A. Natural monopolies are often subject to regulation.
B. Public ownership is the most common and effective public policy toward monopolies in the United States.
C. Sometimes the best public policy toward a monopoly is to do nothing.
D. Antitrust laws may prevent mergers that would actually raise social welfare.

Answers

Answer:

d

Explanation:

A monopoly is when there is only one firm operating in an industry. there are usually high barriers to entry of firms. the demand curve is downward sloping. it sets the price for its goods and services.

An example of a monopoly is a utility company

A natural monopoly occurs due to the high start-up costs or a large economies of scale.

Natural monopolies are usually the only company providing a service in a particular region  

Antitrust laws prevents mergers that would make the market less competitive. Thus, their aim is to increase social welfare

What is the mental and physical effort made by humans for the production of goods and services?

Labor

Capital

Land

Entrepreneurship

Answers

Answer:-
I think it’s LABOUR if I guessed it ryt

The CFO of the company believes that an appropriate annual interest rate on this investment is 4%. What is the present value of this uneven cash flow stream, rounded to the nearest whole dollar?
$1, 625,000
$1, 685, 335
$1, 975,000
$600,000
Identify whether the situations described in the following table are examples of uneven cash flows or annuity payments:
Description Uneven Cash Flows Annuity You recently moved to a new apartment and signed a contract to pay monthly rent to your landlord for a year.
SOE Corp. hires an average of 10 people every year and matches the contribution of each employee toward his or her retirement fund.
Franklinia Venture Capital (FVC) invested in a budding entrepreneur's restaurant. The restaurant owner promises to pay FVC 10% of the profit each month for the next 10 years.
You have committed to deposit $600 in a fixed interest-bearing account every quarter for four years.

Answers

Answer:

Present value of the cash flows = $1,625,000 /1.04 + $1,685,335/1.04  + $1,975,000/1.04 + $600,000/1.04 = $5,389,337.27

You recently moved to a new apartment and signed a contract to pay monthly rent to your landlord for a year.  ⇒ ANNUITY

SOE Corp. hires an average of 10 people every year and matches the contribution of each employee toward his or her retirement fund.  ⇒ UNEVEN CASH FLOW (EACH EMPLOYEE'S SALARY VARIES, SO THE TOTAL EXPENSE ALSO VARIES)

Franklinia Venture Capital (FVC) invested in a budding entrepreneur's restaurant. The restaurant owner promises to pay FVC 10% of the profit each month for the next 10 years.  ⇒ UNEVEN CASH FLOW (PROFITS ARE NOT IDENTICAL FORM ONE PERIOD TO ANOTHER)

You have committed to deposit $600 in a fixed interest-bearing account every quarter for four years. ⇒ ANNUITY

An economist will consider the sunk cost of a product line before recommending an improvement to the product. True or false

Answers

Answer:

false

Explanation:

A firm decides to increase output by opening another plant. In doing so their average total cost changed from $50 with one plant to an average total cost of $40 with two plants. This implies the firm is experiencing:_______

Answers

Answer:

Economies of scale

Explanation:

The firm is experiencing economies of scale. Economies of scale result in a decreased average cost of production. Production increases and therefore the fixed cost is distributed more and average fixed cost becomes lesser and lesser as output increases. This leads to a decline in average total cost( As average total cost is the sum of average variable cost and average fixed cost, therefore a decline in average fixed cost leads to a decline in average total cost). This can be seen by an assymptotic average fixed cost for the firm which experiences economies of scale.

Overheating of the economy means
output is occurring at an unsustainably high level, at which the unemployment rate is lower than the natural rate of unemployment.

Select one:
a. The business cycle curve is below the growth trend, the economy is experiencing a negative output gap.
b. The business cycle will reach a peak and enter a recession.
c. None of the above
d. The business cycle will reach a troughand enter a recovery

= The business cycle will reach a peak and enter a recession.​

Answers

Answer:

A is correct.

Explanation:

thank you.

Complete the steps you will use to create a document using a word processor.
Pick an existing template
Format the fonts of the text as required
Use Save As to save the document with
an appropriate name.
Open your word processing application.
Replace the placeholders with text and
images.

Answers

Answer:

open word app

pick template

format font

replace placeholders

save as

Explanation:

both font and changing placeholders can be interchangable. I prefer to have the font right at the start.

Overall what statement is most true of Judith

Answers

Wheres the answer choices.

Mark and Jillian are business partners that decide to go their separate ways. As they are selling the business assets, Mark intentionally destroys two of the display cabinets that Jillian was taking with her to her new business. Jillian would sue Mark for

Answers

Answer: compensatory damages

Explanation:

Based on the scenario in the question, Jillian would she Mark for compensatory damages. Compensatory damages are refered to as the money that is awarded to a plaintiff in order to compensate such person for the injury or damages, that have been incurred by such person.

Since Mark intentionally destroys two of the display cabinets that Jillian was taking with her to her new business, she'll be awarded compensatory damages.

Paragraphs in a business email should be 20 to 40 words long. True False

Answers

The answer would be false

$400 invested with compound interest at a rate of 3% per year for 2 years. Formula: M = P(1+ i)n

Answers

Answer:

$424.36

Explanation:

The applicable formula =M= P ( 1+ r)^2

Where M is the amount after two years

P = principal amount: $400

r = interest rate: 3% or 0.03

n =number of period :2

M= $400 x ( 1+ 0.03) ^ 2

M=$400 x 1.0609

M= $424.36

Research and select an organization that effectively implement the disaster recovery and business continuity plan. Identify the list of activities involved in the process and highlight the significance of this plan to the organization.

Answers

Answer:

Cyber net is an IT company which provide internet services to its customers and clients. The company has developed disaster recovery plan to avoid any cyber attack and if it happens than alternative business plan.

Explanation:

Disaster recovery plan is crucial for every business. The companies should develop disaster recovery plan in order to avoid any uncertain situation. The plan includes details of the business risks and possible attacks on the IT system of the business. The plan includes immediate resume of business in case of any uncertain event. It is important part of business continuity plan. The DRP process is complex and technical team is required to create DRP.

6
Marginal Cost of producing Pies
$1.60
$1.40
$1.20
$1.00
Marginal Cost
SO 80
$0.60
$0.40
$0.20
$0.00
O Pies
1 Pies
5 Pies
6 Pies
2 Pies 3 Pies 4 Pies
Quantity Supplied
According to the graph, the marginal cost begins to increase when the producer makes
0
two pies.
three pies
O four pies.
O five pies
Save and Exit
Next
Mark this and return
Submit

Answers

Answer: Four pies.

Explanation:

Marginal cost is the additional cost of producing one extra unit of a good or service.

From this graph we see the marginal cost rise when the first pie is produced and then it subsequently decreases as the second and third pie is produced which is where it reaches its lowest point.

From the fourth pie, the marginal cost begins to rise again which means the marginal cost begins to increase when the producer makes four pies.

How soon does a landlord have to return a security deposit in Florida?

Answers

Answer:

15days

Explanation:

There are hundreds of high school students in need of algebra tutoring services. Dozens of companies offer tutoring services, and they view the quality of the tutoring at the different companies to be largely the same.
Number of Firms (few, one, or many)
Types of product(differentiated, unique, anything, or standardized)
Entry (challenging, impossible, or easy)
Market model (perfect competition, monopoly, monopolistic competition, or oligopoly)

Answers

Answer:

Number of firms: many. There are dozens of companies offering tutoring services, so we can safely say that the number of firms in this market is many.

Types of product: standardized. Consumers of this market, who are the students, view the quality of all algebra tutoring companies as being essentially the same.

Entry: easy. The only requirement to enter this market is to be able to teach algebra, so as long as a person knows algebra, this person would in theory be able to enter the market.

Market model: perfect competition. The market of algebra tutoring services in this case is closest to perfect competition. Both buyers and sellers are plenty, so neither can excercise market power. The product offered is standardized, which means that each firm's tutoring service is a perfect substitute for the tutoring services of the other firms. Finally, barriers of entry and exit are almost non-existant.

Assume that neverland discovers new technology that will increase their daily production of milk only. Whih country has a comparative advantage in cookie production?

Answers

Answer:

Brazil

Explanation:

The country that would have the comparitive advantage would be the country that could best produce the largest amount of milk to make the cookies. Therefore, since cows are the main source of milk then the country with the most cows would have this advantage. As of 2020, Brazil is the leading owner of cows in the world. Following Brazil is India and China.

E2-7 (Assumptions, Principles, and Constraint) Presented below are a number of operational guidelines
and practices that have developed over time.
Instructions
Select the assumption, principle, or constraint that most appropriately justifies these procedures and practices.
(Do not use qualitative characteristics.)
(a) Fair value changes are not recognized in the accounting records.
(b) Financial information is presented so that investors will not be misled.
(c) Intangible assets are capitalized and amortized over periods benefited.
(d) Repair tools are expensed when purchased.
(e) Agricultural companies use fair value for purposes of valuing crops.
(f) Each enterprise is kept as a unit distinct from its owner or owners.
(g) All significant post-balance-sheet events are reported.
(h) Revenue is recorded at point of sale.
(i) All important aspects of bond indentures are presented in financial statements.
(j) Rationale for accrual accounting.
(k) The use of consolidated statements is justified.
(l) Reporting must be done at defined time intervals.
(m) An allowance for doubtful accounts is established.
(n) Goodwill is recorded only at time of purchase.
(o) A company charges its sales commission costs to expense.

Answers

Answer:

(a) Fair value changes are not recognized in the accounting records.

Category:  Principle

Name: Measurement principle

(b) Financial information is presented so that investors will not be misled.

Category:  Principle

Name: Full disclosure principle

(c) Intangible assets are capitalized and amortized over periods benefited.

Category:  Principle

Name: Expense recognition principle

(d) Repair tools are expensed when purchased.

Category:  Constraint

Name: Material constraint

(e) Agricultural companies use fair value for purposes of valuing crops.

Category:  Principle

Name: Measurement principle

(f) Each enterprise is kept as a unit distinct from its owner or owners.

Category:  Assumption

Name: Economic entity assumption

(g) All significant post-balance-sheet events are reported.

Category:  Principle

Name: Full disclosure principle

(h) Revenue is recorded at point of sale.

Category:  Principle

Name: Revenue recognition principle

(i) All important aspects of bond indentures are presented in financial statements.

Category:  Principle

Name: Full disclosure principle

(j) Rationale for accrual accounting.

Category:  Principle

Name: Expenses recognition principle and revenue

(k) The use of consolidated statements is justified.

Category:  Assumption

Name: Economic entity assumption

(l) Reporting must be done at defined time intervals.

Category:  Assumption

Name: Periodicity assumption

(m) An allowance for doubtful accounts is established.

Category:  Constraint

Name: Conservatism constraint

(n) Goodwill is recorded only at time of purchase.

Category:  Principle

Name: Measurement principle

(o) A company charges its sales commission costs to expense.

Category:  Principle

Name: Expenses recognition principle

Extreme efficiency comes at a cost of terrible inequality, while perfect equality comes at a cost of terrible inefficiency. However, there are cases where there is no efficiency cost to increased equality. Identify each scenario that is likely to increase equality with little or no efficiency cost.

a. Programs offering free or low-cost childcare in Los Angeles lead to increased labor force participation among women, particularly lower-income women.
b. An extension Of unemployment benefits leads to prospective workers taking more time Off between jobs.
c. Using money and influence, rich donors successfully lobby for tax cuts for the highest 1 % of earners.
d. Atlanta's investment in public transportation leads to higher worker productivity, as fewer employees miss days or show up late for work.
e. After-school programs in Chicago reduce crime rates among teenagers.

Answers

Answer:

Identification of cases where there is little or no efficiency cost to increased equality:

a. Programs offering free or low-cost childcare in Los Angeles lead to increased labor force participation among women, particularly lower-income women.

d. Atlanta's investment in public transportation leads to higher worker productivity, as fewer employees miss days or show up late for work.

e. After-school programs in Chicago reduce crime rates among teenagers.

Explanation:

This implies that options 'b' and 'c' result in more costs being incurred from the attempt to close equality gaps.  On the other hand, options 'a', 'd', and 'e' do not increase the costs of closing equality gaps.  Organizations and programs should aim to achieve cost efficiency by applying lesser resources (costs) to achieve greater outcomes.

Increase equality with no efficiency cost is Programs offering free cost childcare in LA, Atlanta's investment in public transportation, and After-school programs reducing crime rates among teenagers.

What is Efficiency cost?

The act of saving money by modifying a product or process to perform more efficiently is known as cost efficiency.

This is done to help the company's bottom line by lowering procurement costs and increasing overall efficiency.

Thus, the right options are A, D, and E.

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Ben invest $10,000 at a rate of interest of 5 percent for 40 years. Which of the following statements about the return on the investment is true?

Answers

Answer:

a. ​Ben will receive a significant amount at the end of the investment period, due to the feature of compounding.

Multiple choice options

a. ​Ben will receive a significant amount at the end of the investment period, due to the feature of compounding.

b. ​Ben will receive no interest on his investment at the end of the investment period.

c. ​Ben will receive an interest of $5,000 at the end of ten years.

d. ​Ben will receive more money at 3 percent rate of interest instead of the existing rate.

e. ​Ben will receive more money at the end of 30 years compared to the money received at the end of 40 years.

Explanation:

Ben will be earning 5% of his investment of $10,000 every year for 40 years.

At the end of every year, the 5% earned will be added to $10,000. It means the principal and interest will increase at the end of every year. After 40 years, Ben will receive a huge amount, as indicated below.

The formula is A= p x ( 1 x r)^n

A = $10,000 x ( 1+0.05)^40

A = $10,000 x (1.05)^40

A= $10,000 x 7.039988

A= 70,399.88

A=$70,400

Ben invest $10,000 but will receive $70,400 after 40 years

If the United States could produce five televisions per hour of labor and China could produce three televisions per hour of labor, would it necessarily follow that the United States should specialize in television production? Why or why not?

Answers

Answer:

US specialisation in TV can be stated on the basis of Absolute Advantage, not comparative advantage.

Explanation:

Absolute Advantage is when a country can produce more output per input of a commodity, than other country.

Comparative Advantage is when a country can produce a good at lower opportunity cost (in terms of other sacrifised)

China can produce more (ie 5 units television) per hour employed, compared to US able to produce lesser (3 units) in the same time. So, on the basis of Absolute Advantage, it can be stated that US should specialise in TV production.

However, since other good's details have not been given. So, we cannot attain the relative opportunity costs. Hence, specialisation on the basis of comparative advantage can't be stated.

Countries do have areas of specialization. If the United States could produce five televisions per hour of labor and China could produce three televisions per hour of labor, It would be necessarily that the United States should specialize in television production.

Based on the fact that United states can produce 5 televisions per hour of labor as compared to 3 televisions per hour of labor in China, The US has an absolute advantage and can therefore specialize in it.

Countries often produce more when they have an advantage. This advantage is known as the ability to a lower production cost of a good when compared to competitors but Comparative advantage is known to the lower opportunity cost of production of some specific goods when compared to competitors.

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Which out of the following is phenomenon that leads to
Demand-Pull Inflation?

Select one:
a.
It is a situation of persistent rise in inflation along with dip in growth and increase in unemployment
b.
It is a situation when aggregate demand in an economy
outpaces aggregate supply
c.
It is a situation caused by an increase in prices of inputs
like labour, raw material etc
d.
It is a situation when a nation experiences very high and
accelerating inflation.

= It is a situation when aggregate demand in an economy
outpaces aggregate supply​

Answers

Answer: It is a situation when aggregate demand in an economy

outpaces aggregate supply​.

Explanation:

Demand pull inflation occurs when the total demand of goods and services for a particular economy is more than the total supply.

This will lead to a rise in the prices of the goods as the sellers will increase prices due to the higher demand. When this occurs, a demand pull inflation has happened.

It is indeed a condition wherein the aggregate demand through an economy exceeds market equilibrium.

Whenever the overall prices for consumer spending together in a given or specific economy exceed the existing inventory, thus the demands pull inflation arises.As a consequence of the increased demands, vendors would raise their pricing, resulting in some kind of a spike in the cost of the items. Whenever this happens, such demand-pull inflation must have occurred.

Thus the above response i.e., "option b" is correct.

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A company's relevant range of production is 10,000 to 15,000 units. When it produces and sells 12,000 units, its unit costs are as follows: Amount per Unit Direct materials $ 10.00 Direct labor $ 6.00 Variable manufacturing overhead $ 1.50 Fixed manufacturing overhead $ 5.00 Fixed selling expense $ 3.50 Fixed administrative expense $ 2.00 Sales commissions $ 1.00 Variable administrative expense $ 0.50 What is the incremental cost incurred if the company increases production from 12,000 to 12,001 units

Answers

Answer:

14.002

Explanation:

How a society's culture affects the values found in the workplace is considerably important to an international business with operations in different countries.

Answers

The correct answer to this open question is the following.

How a society's culture affects the values found in the workplace is considerably important to an international business with operations in different countries.

Answer:

Society has a series of elements that identify it due to its culture, beliefs, and traditions. These elements are part of the workplace in that employees and employers have a way to relate to each other in different moments, according to the culture and philosophy of the company.

So when a multinational company starts operations in another country, it has to be very aware of the culture, belief systems, and traditions of the people in that new country.

This is of the utmost importance to avoid misunderstandings. There has to be a kind of fusion of cultures to create a new one that serves the goals of the company, understanding ad respecting the local culture.

Without this understanding, the company is prone to have a bad mood, opposition, and negative attitudes from employees.

If an audience doesn't trust you, they won't listen to you. To establish credibility, speakers must earn the audience's trust. What do you think a speaker can do to establish themselves as credibile and trustworthy? What are some things speakers may do that take away from their credibility?

Answers

Answer:

Lies.

Explanation:

If i say i'm a rich and talented speaker I better have the proof to back it up otherwise they'll know "I'm" just a phony and all talk. To make urself trustworthy u have to borrow and the day after return somebody's money, or just always do what u say ur going to.

A company issues $15700000, 5.8%, 20-year bonds to yield 6% on January 1, 2019. Interest is paid on June 30 and December 31. The proceeds from the bonds are $15337098. Using straight-line amortization, what is the carrying value of the bonds on December 31, 2021

Answers

Answer:

$15,391,533

Explanation:

Par value of the bond =  $15700000

Coupon rate = 5.8%

Time period = 20 Years

YTM = 6%

Discount amortised = ( $15,700,000 - $15,337,098) ÷ 20

=   $362,902 ÷ 20 = $18,145.1

Discount amortised for year 1 = $18,145.1

So, discount amortised for 3 years = $18,145.1 × 3 = $54,435.3

Hence, carrying value of the bonds on Dec. 31, 2021 = $15,337,098 + $54,435.3

= $15,391,533.3 or $15,391,533

What is my GPA if you have 5 A's and 1 F

Answers

Answer:

Honesly I don't really now but I could probobly find out

3.3 would be your gpa

Comment with your agreement or disagreement (and why) on the following quote; include in your answer a discussion of what the CEO’s role should be in setting ethical standards and in enforcing ethical behavior: ""Value statements serve as a cornerstone for culture building; a code of ethics serves as a cornerstone for developing a corporate conscience.""

Answers

Answer:

agreed

Explanation:

In simple words, the modern business environment is such that an unethical firm will not survive for long in the market. Thus, it is mandatory for firms to be ethical in every way. A CEO of a company represents the company and can considerations the face of the entity, thus, his or her authority obliges him or her to act and make others act in an ethical manner.

The value statements and code of ethics should be considered as must for the operative activities as it serves as a code of conduct for followers.

Consider a 10-year bond with a face value of $1,000 that has a coupon rate of 5.5%, with semiannual payments.
a. What is the coupon payment for this bond?

Answers

Explanation:

It all depends on the market conventions and the bond documentation.

1 In most countries, traditionally fixed coupon bonds don’t have their coupons day counted. So if the frequency is twice a year, and the annual coupon rate is 5.5%, then each semi-annual coupon is exactly 5.5/2=2.75%. However a lot of other instruments, e.g. fixed swap legs, loans, and bonds that are really “loan participation notes”, etc. usually have their fixed coupons day counted. So each coupon amount will vary a little depending on the number of days in the accrual period, weekends and holidays.

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By what percentage did David increase the amount of protein he eats?A:13%B:37.1C:27.1D:15.7Answer with the explanation and if you dont your getting reported.Make sure of your answer this is really important.Ill give brainliest to the person with best answer and explanation. pleas help fastYou should now be familiar with different perspectives on several issues! In this activity, you will choose an issue from the lesson and write about your perspective in more detail.StepsReview your CAP file. Make sure you have information on each issue from the lesson listed in the file.Choose one issue from the lesson to consider:increasing spending on programs for those in needbuilding new offshore drilling rigsreplacing a strip mall with a superstoreincreasing the minimum driving ageDiscuss the issue with a parent or trusted adult in your community.Use this template to write a paragraph that explains your perspective on the issue you chose. Be sure to include reasons for your perspective. There is no wrong answer, but you must use details from the debate on your chosen topic from the lesson.Write a second paragraph in your template to describe how else the issue could be addressed, such as the example you described in your CAP file. Include any new ideas from the discussion with a parent or trusted adult.Save your work to one file to turn in. Use the name "Response_your name" for your file to turn in. Check your spelling and grammar. someone please do this for me:( Find the density of a solid object whose mass is 315g, given that its length is 7cm,width is 3cm and height is 5cm. b) State the unit for measuring density. Thanks for helping who came to the meeting of mountain men ? You are considering three alternative banks in which to open a savings account. The first bank offers you an annual rate r1, and the interest is paid monthly. The second bank offers a rate r2, and the interest is paid daily. The third bank offers a rate r3, and it offers continuous compounding.Give all answers to four decimal places.1) Suppose you were to save $500.0000 in the first bank. The interest rate is r1=8.0000%. Three years from now, you should have $2) Suppose you were to save $500.0000 in the second bank. The interest rate is r2=5.0000%. Three years from now, you should have $3) Suppose you were to save $500.0000 in the third bank. The interest rate is r3=3.0000%. Three years from now, you should have $4) Let the interest rate in the first bank be r1=8.0000%, and you are considering saving your money for 3 years. The interest rate from the second bank that would make you indifferent between the first and second bank is r2= 5) Let the interest rate in the third bank be r3=3.0000%, and you are considering saving your money for 3 years. The interest rate from the first bank that would make you indifferent between the first and third bank is ????