When the federal reserve sells securities, it depletes the money supply by removing funds from banks.
What is a security?An asset that can be traded is a security. However, depending on the jurisdiction, the term's legal definition can refer to any type of financial instrument. Even if the underlying legal and regulatory framework may not have such a broad definition, people frequently use the term "security" to refer to any type of financial instrument in some nations and languages. The term "financial instruments" in some jurisdictions expressly excludes financial products other than stocks and fixed-income securities. Certain products that are similar to equities and fixed income, such as equity warrants, are included in some countries. Securities may be represented by a certificate, but more frequently they will be "non-certificated," which means they will be in electronic (dematerialized) or "book entry only" form.
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Jordan is taking out a 2-week payday loan for $600. He will be charged $95 interest for the 2-week loan. What is the apr for this loan?.
The Annual percentage rate is $412.7 for this loan. APR is a method to calculate a loan’s total cost over a time period of one year.
How to calculate APR ?The term annual percentage rate of charge refers to the interest rate for an entire year rather than just a monthly fee or rate as applied on a loan, home loan, credit card, etc. It can also be referred to as a nominal APR or an effective APR. It is an annual rate of a finance charge.
The amount of loan taking by Jordan (principal) = $600
Interest he has to pay = $95
Number of days (n) = 14 days
We have to find APR.
Used formula: APR = ((( interest/principal)/n)×365)×100
Where, n is number of days in loan terms.
Hence, putting the values in the APR formula,
APR = ((( 95/600)/14)×365)×100
= 0.01130 x 36500
= 412.7
Thus, The required APR = 412.7
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6. Hope's contribution to her RETIREMENT plan...
Based on Hope's check, her contribution to her RETIREMENT is pre-tax and therefore not included in federal income taxes.
What does the check say?
The check notes that Hope's retirement contribution is not included in her federal taxable income.
This means that the contribution is paid pre-tax and will not be liable for federal income taxes. She will most probably pay taxes on the retirement fund when she withdraws from it.
Federal income taxes- There are seven federal tax brackets for the 2022 tax year: 10%, 12%, 22%, 24%, 32%, 35%, and 37%. Your filing status and taxable income determine your tax bracket.
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an age structure diagram plots the number or percentage of ________.
An age structure diagram plots the number or percentage of the economic status of reproductive males and females
Income can be measured in a number of ways, including family income, asset valuations, and subjective assessments of economic pressures. At the neighborhood and community level, federal poverty thresholds, supplemental poverty indicators, and poverty indicators are It can be assessed locally. level.
Social class is a marker of one's position within society in terms of socioeconomic status. Socioeconomic status is usually defined by a combination of economic income and educational and occupational level.
People with high SES have access to more health knowledge, better housing and nutrition, and better health care (Adler & Snibbe, 2003). Many people with low SES are exposed to greater environmental hazards through their homes. H. Leading or by their work, d. H. Poisonous gas (APA, 2007).
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suppose that hiring a third worker at the campus coffee shop increases output from $150 per hour to $210 per hour. what is the marginal product of labor per hour from adding that third worker?
The marginal product of labor per hour from adding that third worker would be $60 per hour.
The marginal product of labor (MPL) is a company's increase in total production when one additional unit of labor is added (in most cases, one additional employee) and all other factors of production remain constant.
How to calculate marginal product of labor?
Marginal of product formula =
Change in production output / change in input labor
Now let's use the formula to calculate campus coffee shop's marginal product of labor
change in production output = $210 - $150 = $60
Change in input labor = 3-2 = 1
= 60 / 1
= $60 per hour.
So, the marginal product of labor per hour by adding third worker would be $60 per hour.
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which of the following procedures would most likely be included in a review engagement of a nonissuer? group of answer choices preparing a bank transfer schedule. inquiring about related party transactions. performing tests of controls. performing cutoff tests on sales and purchases transactions.
Inquiring about related party transactions is most likely be included in a review engagement of a non-issuer.
What is review engagement?A review engagement offers a moderate level of assurance—expressed as negative assurance—that the information being reviewed is free of material misrepresentation. engagement. The stipulations would be written out in an engagement letter or another appropriate document, such a contract. A review engagement's goal is to examine the financial statements and offer an opinion on whether or not they are overall free of serious errors or fraud. Less than reasonable assurance is limited assurance. Reports on risk assessment. internal control analysis reports on system reliability. There are numerous types of value for money reviews.
Hence, Inquiring about related party transactions is most likely be included in a review engagement of a non-issuer.
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the correct journal entry for the collection of a note receivable includes a . assume the collection of interest is recorded separately. (select all that apply.) multiple select question. debit to notes receivable debit to cash credit to notes payable credit to notes receivable debit to notes payable credit to cash
The correct journal entry for the collection of a note receivable includes a debit to notes receivable, a debit to cash, and a credit to notes payable.
The journal entry:Assuming the collection of interest is recorded separately, the correct journal entry for the collection of a note receivable would include a debit to notes receivable, a debit to cash, and a credit to notes payable.
This entry would be made when the note receivable, which is essentially a promissory note, is collected in full by the borrower. The journal entry would be made to reflect the fact that the note has been paid in full and that the borrower no longer owes any money on the note.
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amir is a team leader. his team needs to problem solve a complicated business transition. what course of action should he recommend?
The team should meet daily without a preset agenda.
What is agenda ?Agendas typically consist of:Informational items: providing the group with updates on a certain subject.A manager might give an update on the year-end planning procedure, for instance.Items that you expect the group to want to review during the meeting are called action items.An agenda is a list of the items that will be discussed during a meeting, starting with the call to order and ending with adjournment.It typically involves one or more particular business items that need to be handled.It could include particular timings for one or more activities, although it's not necessary.
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select the investment strategy that is used to determine an appropriate allocation based on the long-term goals and risk tolerance of the client. a) tactical asset allocation b) strategic asset allocation c) efficient market allocation d) top-down fundamental analysis
B) Strategic asset allocation investment strategy that is used to determine an appropriate allocation based on the long-term goals and risk tolerance of the client.
Strategic asset allocation is a portfolio approach in which the investor establishes target proportions for different asset classes and rebalances the portfolio on a regular basis. The target allocations are determined by criteria such as the investor's risk tolerance, time horizon, and investment goals.
The strategic asset allocation technique is more of a buy-and-hold strategy that focuses on the portfolio's long-term performance. However, the tactical asset allocation strategy is more likely to shift funds to short-term investments that may yield a larger return.
Quality, reputation, managerial skills, brand recognition, patents, culture, technological capability, customer focus, and superior managerial skills are examples of strategic assets.
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sales on account (all are collectible) amounted to $560,000 during 2022. accounts receivable were $112,000 on january 1, 2022 and $98,000 on december 31, 2022. how much cash was collected from customers during the year ended december 31, 2022?
On January 1st, 2022, accounts receivable were $112,000, and on December 31st, 2022, they were $98,000. Customers provided $574,000 in cash during the fiscal year that concluded on December 31, 2022.
What is an account receivable?The balance of money owed to a business for goods or services delivered or utilized but not yet paid for by clients is known as accounts receivable (AR). On the balance sheet, accounts receivable are shown as a current asset. Any sum of money that clients owe for purchases they made using credit is known as AR.
The term "accounts receivable" describes the unpaid bills or cash that customers owe a business. The term describes accounts that a company is entitled to get since it has provided a good or service.
Receivables, also known as accounts receivable, are a company's line of credit that typically have terms that call for payments to be made within a reasonably short time frame. A few days to a fiscal or calendar year are usually included.
Calculation:
This formula should be used in order for us to calculate how much money was received in 2022:
Cash collected equals the sum of original sales on receivables plus account-ending receivables in the formula.
Money received for the year 2022 = $112,000 + $560,000 - $98,000 = $574,000
The total cost is therefore $574,000.
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most firms spend 70 to 80 percent of their information systems (is) budgets just to keep their systems running.
a. true
b. false
"Most firms spend 70 to 80 percent of their information systems (is) budgets just to keep their systems running."This statement is True.
Information is an important stimulus for the recipient in some contexts. When information is entered and stored on a computer, it is commonly referred to as data.
: After processing such as formatting and printing, the output can be recognized as information again. It is a data set that organizes useful information in the human decision-making process so that mankind can use it directly. Examples: time sheets, productivity lists, report cards, covers, printed documents, pay stubs, receipts, reports, etc.Learn more about the information here: https://brainly.com/question/24858866
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The process of __________ _________ is an application of environmental scanning in which the firm recognizes markets by using analysis of the environmental forces active in markets to eliminate the undesirable markets.
The process of market screening is an application of environmental scanning in which the firm recognizes markets by using analysis of the environmental forces active in markets to eliminate the undesirable markets.
What is market screening?
A method for evaluating markets based on how well they align with the company's core capabilities and strategic goals.
Why is market analysis crucial?
In order for businesses to start comparing and contrasting potential markets based on key criteria of interest, grouping techniques are frequently used during the screening stage. The overarching goal is to screen out or eliminate markets that do not satisfy a set of requirements set forth by the company.The market screening process has four steps-
Identification of basic appeal of a market.Assessment of the national business environment.Measure market or site potential.Select the market or site.Learn more about market screening
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Jim has created a nice property flyer for the James’ home. Jim should not use this flyer as what?
a. Handout at open houses
b. Substitute for advertising
c. Handout for other agents
d. Mailer for telephone inquiries
Jim has created a nice property flyer for the James' home. Jim should not use this flyer as they Substitute for advertising
The property flyer won't be used as a replacement for advertising; instead, factors like mailers and handouts can be used as property flyers. Advertisement that use platforms other than the usual media; examples of alternative advertising include signage on parking meters and grocery store shopping carts, as well as in-store video screens. There are four different sorts of advertising. Native advertising, mobile advertising, video advertising, display advertising, and more The Property Flyer is a one-page report that includes your preferred photo, key information about the property, a map, and your contact details. Choose the property value you want to show.
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are expenditures that make a plant asset more efficient or productive, but do not always increase an asset's useful life. multiple choice question. revenue expenditures extraordinary repairs betterments ordinary repairs
The betterments are expenditures that make a plant asset more efficient or productive.
Betterments or improvement expenditure often involve adding a component to an asset or replacing one of its old component with a better one and does not always increase an useful life.
The useful life of identical assets varies by user and that life depends on the asset's age, frequency of use, condition of the business environment and repair policy. The Costs incurred to increase the operating efficiency or useful life of a plant asset are referred to as capital expenditure.
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compare the after-tax returns for a corporation that invests in preferred stock with a 12% dividend yield versus a common stock with no dividend but a 16% capital gain. the corporation's tax rate is 21%. the: multiple choice common stock returns 2.32% less than the preferred. common stock returns 2.60% less than the preferred. preferred stock returns 1.90% less than the common. returns are equal on an after-tax basis.
The corporation's tax rate is 35%. The preferred stock returns 1.90% more than the common
A different kind of equity known as preferred stock gives investors ownership in a firm and the right to receive income from that company's operations. In comparison to common stockholders, preferred stockholders have a stronger entitlement to distributions (such as dividends). In terms of corporate governance, preferred stockholders typically have no or few voting rights.
Preferred stocks provide a company with an alternative source of funding, such as pension-led funding. In some circumstances, a company can delay dividend payments by falling behind on payments with little penalty or risk to its credit rating, but such a move may make it more difficult for the company to meet the terms of its financing agreement.
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answer the question based on the accompanying list of factors that are related to the aggregate demand curve. which of the factors best explain the downward slope of aggregate demand curve?
The accompanying list of factors that are related to the aggregate demand curve. Prices of Imported Products of the factors best explain the downward slope of the aggregate demand curve.
In economics, the call for is the amount of awesome that purchasers are inclined to and capable of buying at diverse fees all through a given time. The courting among fees and amounts called for is likewise known as the call for the curve. Demand truly means consumers' preference to shop for items and offerings with no hesitation and pay the fee for them. In easy words, the call for is the range of products that the clients are geared up and inclined to shop for at numerous fees all through a given time frame. demand refers to the consumer's preference and willingness to shop for services or products at a given duration or over time. Consumers ought to additionally have the cap potential to pay for something they need or want as decided with the aid of using their disposable earnings budget.
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synonyms for the simple rate of return are the blank rate of return and the blank rate of return. multiple choice question. cash flow, net accounting, cash flow accounting, unadjusted net, adjusted
The simple rate of return is also known as accounting and unadjusted rate of return.
What is Rate of Return?
The net gain or loss of an investment over a given time period, expressed as a percentage of the investment's starting cost, is known as a rate of return (RoR).
You determine the percentage change from the beginning of the period to the end when computing the rate of return.
Any type of investment instrument, including real estate, bonds, equities, and fine art, can be subject to a rate of return (RoR). Any asset can be used with the RoR as long as it is purchased once and generates cash flow at some point in the future.
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gibbs corporation makes indoor gas fireplaces. a standard fireplace includes unit-level materials, labor, and overhead costs. in addition, the company incurs product-level engineering and advertising costs. lastly, the company incurs facility-level costs related to renting the manufacturing building a sales representative has been in contact with a building developer who wants to buy 20 fireplaces only if he can buy them at amount lower than gibbs's selling price. which of the following costs would be relevant to this special order decision?
The required costs are:
Overhead expensesDirect labor costsDirect Material CostDirect Material CostWhat are the required costs?Generally, Overhead expenses: Indirect expenses involved in running a firm are referred to as overhead expenses. They have nothing to do with making things or providing services. Direct costs are not included in them.
Any expense that is directly connected to the production of a good or the provision of a service is referred to as a direct cost. Direct costs may be broken down into direct labor, direct material costs, and direct expenditures.
Direct Material Cost: The price paid for the raw materials used in the manufacture of a thing is known as the direct material cost. The closing stock of materials is subtracted, together with purchases, purchase costs, and opening stock of materials.
Direct labor costs: These expenses are incurred when paying employees who directly contribute to the creation of the products or services that consumers get. The salaries, payroll taxes, and other benefits provided by the manufacturer are all included in the cost of direct labor.
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If a corporation issues shares of par value common stock for , the journal entry would include a credit to.
A credit to would be included in the journal entry if a company issued shares of par value common stock for. Paid-in capital in excess of par.
What is journal entry?
A journal entry is the act of recording any transaction, whether one that is economic or not. An accounting journal that displays the debit and credit balances of a company lists transactions. Multiple recordings, that are each either a debit or a credit, may be included in the journal entry. The total of a debits and credits must be equal in order for the journal entry to be considered balanced. Depreciation or bond amortisation are examples of recurring items that can be recorded in journal entries. Accounts payable typically has its own subledger that indirectly affects the general ledger, and journal entries are typically entered using a different module in accounting software. Therefore, journal entries affect the general ledger's account balances directly.
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Delina loves gossiping about her colleagues during office hours, which causes her to receive a reprimand from her supervisor. A few days later, the supervisor fires collin, another subordinate, for a similar reason. The employees reporting to this manager are most likely to conclude he demonstrates a lack of __________ in dealing with employees who gossip at work.
For firing collin for the same reason why Delina received a reprimand, the employees are going to conclude that Alfonso lacks outcome fairness.
Outcome fairness can be described as the extent to which outcomes are shared or distributed among people.
Apart from punishment, it could also be in the form of benefits, promotions and scholarships. It is advised that all fairness has to be given to everyone.
Especially in the workplace to avoid people thinking that they are being discriminated on.
Outcome fairness is a type of judgment that determines whether or not the consequences imposed on employees are just. Alfonso fires Colt but does not fire Destiny for the same offense committed. This will undoubtedly cause the employee reporting to Alfonso to conclude that he lacks outcome fairness when dealing with employees who gossip at work.
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stuart is single and has an agi of $37,000 a year. he claims one exemption of $12,400 and a deduction $355. how much is his tax due? responses $2800 $2800 $2758 $2758 $2716 $2716 $2710
The amount of tax that Stuart has due, based on his AGI and exemption, is $2, 710
How to find the tax due?To find the tax due, one first needs to find the taxable income due to Stuart. This is found by the formula:
= AGI - exemption claimed - deduction
= 37, 000 - 12, 400 - 355
= $24, 245
This means that Stuart is in the "Over $10,275 but $41,775 " bracket. His tax due would be $1,027.50 plus 12% of the excess over $10,275.
Stuart's tax due is:
= 1, 027.50 + ( (24, 245 - 10, 275) x 12%)
= $2, 710
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How do you record adjusting entry for income tax?
For the adjusting entry, you debit the appropriate expense account for the amount you owe through the end of the accounting period so this expense appears on your income statement.
How do you record adjusting entry for income tax?To have this charge appear on your income statement, you debit the relevant expense account for the amount you owe up until the end of the accounting month.To show that you owe this money on your balance sheet, you credit the appropriate payables or liabilities account. You may know the gross amount or the taxable amount of an entry when you make a journal entry with tax.The system determines the taxable amount and the tax if you enter the gross amount.The system computes the gross amount and the tax if you enter the taxable amount. Five different categories of adjusting entries accrued income.An accumulated revenue adjustment must be made when revenue is generated in one accounting period but not recognized until a subsequent period.accumulated costs.Retained earnings.Paid in advance costs.expenditures for depreciation.To learn more about adjusting entry refer
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a florist is buying a number of motorcycles to expand its delivery service. these will cost $82,880 but are expected to increase profits by $3,664 per month over the next four years. what is the payback period in months? (round your answer to two decimal places)
The payback period will be of 22 months, that is, 1 year and 8 months.
Given that the motorcycles cost $82880in total and that using them will boost monthly profits by $3,664per month, the payback period will be calculated as follows:
Motorcycles will report an additional $3664 per year if their annual revenue is 3664 x 12 = 43,968.
To calculate the total time it will take for the investment to pay off, we must divide the total amount invested by the additional annual income:
82,880/ 43,968 =1.88
In order to calculate the number of months it will take for the investment to recover because 1.88 is calculated in decimals and years have 12 months, we must multiply the result by 12.
1.88 x 12 = 22.62
Hence The payback time is 22 months, which is one year and eight months.
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One of the most effective ways in which a leader establishes the organization’s ethical climate through their ______.
One of the most effective ways in which a leader establishes the organization’s ethical climate through their communication.
What is the ethics of a company?Ethics can be described as the rules as well as the principles that is been set up in the organization so that the workers as well as other members of the organization can follow it to achieve the goals of the organization.
It should be noted that to improve the ethical climate in the organization, then communication with the members of the organization is very essential.
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taken together, the phillips curve and okun’s law imply that there is a ______________ relationship between ______________ and unemployment.
Taken together, the phillips curve and okun’s law imply that there is a negative relationship between unemployment and unemployment.
The time period unemployment refers to a scenario where a person actively searches for employment but is not able to find work. Unemployment is considered to be a key degree of the health of the economy. The maximum frequently used measure of unemployment is the unemployment price.
TYhose include: economic increase; cyclical and structural elements; demographics; education and schooling; innovation; hard work unions; and industry consolidation further to macroeconomic and person firm-associated factors, there are character-associated elements that have an impact on the danger of unemployment.
Unemployed people no longer best lose earnings but additionally face demanding situations to their bodily and mental fitness. There are societal prices of high unemployment. Governmental costs pass past the charge of blessings to the lack of the manufacturing of people, which reduces the gross home product (GDP).
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Cnn projected __ competitive seats in the house and __ competitive seats in the senate.
CNN- Less than six weeks remain until Election Day, and campaigners are testing the viability of the 2022 election by flooding the airwaves in crucial areas with advertising about abortion, crime, and inflation.
President Joe Biden was initially the focus of the campaign, making him an obvious target for Republicans who needed to pick up only one additional seat to take control of the chamber's evenly divided chamber. Then, as Republicans battled to defend their support for an abortion verdict that the majority of the nation opposed, the US Supreme Court's decision in late June reversing Roe v. Wade allowed Democrats the chance to draw a contrast. The constant media attention given to former president Donald Trump provided Democrats with a new adversary.
However, the enthusiasm that some Democrats felt at the end of the summer, following Biden's legislative victories and the inspiring high court decision, has been slightly dampened by the much-anticipated tightening of some important races as political advertising ramps up on TV and voters tune in after Labor Day.
For all 435 House seats, CNN's Election Center uses pre-election race ratings from Inside Elections with Nathan L. Gonzales. All 435 members in the House are up for election every two years. Democrats held 220 of the 435 seats in the US House as of the election, while Republicans held 212 seats with three vacancies.
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suppose a cup of coffee is 1.5 euros in germany and $0.50 in the united states. if purchasing-power parity holds, what is the nominal exchange rate between euros and dollars? a. 3 euros per dollar b. 0.75 euro per dollar c. 1.5 euros per dollar d. 1/3 euro per dollar
The nominal exchange rate between euros and dollars is a. 3 euros per dollar
What is nominal exchange rate?
The nominal exchange rate is the relative price of two currencies from two different countries. The nominal exchange rate can be calculated by dividing the foreign currency with the main or domestic currency.
Nominal exchange rates are usually expressed to determine one unit of domestic currency will get how many units of foreign currency, and vice versa.
= 1.5 euros / 0.50 dollar
= 3 euros / dollar
Thus, The nominal exchange rate between euros and dollars is a. 3 euros per dollar
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A large corporation pension plan purchased an accumulation annuity contract where all of the participating employees received certificates of participation. What is this contract called?
a. 403(b) plan
b. group deferred annuity
c. group immediate annuity
d. joint and survivor group plan
The contract given here is called as option B: group deferred annuity.
If the tax payment for the investment can be made years after it is due, the investment is said to have a tax-deferred nature. This is preferred as a retirement strategy since it gives investors more money to employ during their prime earning years before retirement.
Deferred annuities are insurance contracts that guarantee the customer will receive a regular income or a lump sum payment at a later time. In contrast, immediate annuities immediately begin to pay. Deferred annuities can be classified as fixed, indexed, or variable, and these differences affect how their rates of return are calculated.
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about+80%+of+all+wholesalers+are+__________.+they+typically+are+independent+companies+that+take+title+to+goods+that+they+resell+to+retailers.
About 80% of all wholesalers are merchant wholesalers They typically are independent companies that take title to goods that they resell to retailer.
Commercial wholesalers buy and sell goods on their own accounts. In other words, you take ownership of the items you sell. They typically operate from a warehouse or office location and may ship from their own inventory or arrange for goods to be shipped directly from the supplier to the customer.
There are generally two types of wholesalers: full-service wholesalers and limited-service wholesalers.
Wholesale means buying goods in bulk from a manufacturer at a discount, selling them to a retailer at a higher price, who repackages them and resells them in small quantities to consumers at a higher price.
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a written or authenticated security agreement is a requirement when creating a secured transaction unless:
A written or authenticated security agreement is a requirement when creating a secured transaction unless the creditor had possession of the collateral.
It is a requirement that there be a written or documented security agreement with the debtor that identifies the collateral that is the subject of the security interest and is signed or authenticated unless the creditor already has ownership of the collateral. A genuine security interest requires a security agreement between the creditor and the debtor. The security agreement must include a description of the collateral, be signed (or otherwise validated) by both the debtor and the property owner, and clearly state the intention to create a security interest.
When a specific item or piece of property is pledged as collateral, a security agreement is a legal contract that grants the lender a security interest in that asset or piece of property. Covenants describing guidelines for the advancement of cash are frequently included in security agreements.
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mcdonalds, sonic, burger king, and kentucky fried chicken are examples of a(n) because the franchise operate under the franchisor's business name and act subject to the franchisor's standards and methods of business operation.
The complete statement is "McDonald, sonic, burger king, and Kentucky fried chicken are examples of a(n) chain-style business operations because the franchise operates under the franchisor's business name and acts subject to the franchisor's standards and methods of business operation."
What are chain-style business operations?Generally, is a kind of organizational structure that refers to the practice of dividing a single company into a number of subsidiary businesses that create a hierarchical chain (for instance, a clothes store chain). In this kind of organization, the franchisor is the sole one who owns the franchise and is responsible for opening and running all of the individual locations.
In conclusion, The full quote is "McDonald's, Sonic, Burger King, and Kentucky Fried Chicken are examples of a(n) chain-style business operations since the franchise acts according to the franchisor's standards and methods of business operation and operates under the franchisor's company brand."
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CQ
mcdonalds, sonic, burger king, and kentucky fried chicken are examples of a(n) ------------because the franchise operate under the franchisor's business name and act subject to the franchisor's standards and methods of business operation.