The formula for deriving the combined ratio is {(Sum of the loss ratio + General expenses + broker's commissions) / Total premiums written].
In insurance, the combined ratio is used to measure the profitability of an insurance company in terms of its daily underwriting business.
The formula for deriving the combined ratio is {(Sum of the loss ratio + General expenses + broker's commissions) / Total premiums written]In conclusion, the combined ratio helps to evaluate the insurance company's profitability and financial health through measurement of its day-to-day performance.
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A jeans maker is designing a new line of jeans. These jeans will sell for $410 per unit and cost $328 per unit in variable costs to make. Fixed costs total $120,000. The contribution margin ratio is:
Based on the fixed costs and the variable costs, the contribution margin ratio is 20%.
The Contribution margin is calculated as:
= Selling price - Variable costs
= 410 - 328
= $82
The Contribution margin ratio is:
= Contribution margin / Selling price
= 82 / 410 x 100%
= 20%
In conclusion, the contribution margin ratio is 20%.
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One of the major methods of problem solving used by economists is:
a. intuition
b. custom
c. holistic approach
d. the marginal approach
In a simple answer, look at the study of economics, supply/demand, efficient pricing, lowering costs, etc. Now, take those into real world situations and APPLY the to solve the problems that every business has. The problem anyone dealing with economics, government, businesses, institutions have. Apply the economic theories, you will find that life in an office and the classroom can have different problems. Companies tend to be good at the very big stuff; raw materials, manufacturing, sales. Even there they can make improvements. But they spend a lot on transportation, communications, human resources. These things can be improved upon. Apply what you learned to real life problems and solve them.
Assuming that Brandt entered into a forward contract to sell 10 million South Korean won on December 1, 2020, as a fair value hedge of a foreign currency receivable, what is the net impact on its net income in 2020 resulting from a fluctuation in the value of the won
The net impact on its net income in 2020 resulting from a fluctuation in the value of the won is : $250 decrease in net income.
First step is to calculate the Discount on forward contract
Discount on forward contract=[($0.0035 − $0.0034) × 10 million
Discount on forward contract=$0.0001 × 10 million
Discount on forward contract= $1,000
Second step is to amortized the Discount on forward contract
Amortization of discount on forward contract=$1,000 / 4 months
Amortization of discount on forward contract=$250 per month
Based on the above calculation foreign exchange loss of the amount of $250 will be recognized on December 31, 2020.
Therefore the net impact on its net income in 2020 resulting from a fluctuation in the value of the won is a decrease of $250.
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Jessica purchased a home on January 1, 2021, for $500,000 by making a down payment of $200,000 and financing the remaining $300,000 with a loan, secured by the residence, at 6 percent. During 2021 and 2022, Jessica made interest-only payments on this loan of $18,000 (each year). On July 1, 2021, when her home was worth $500,000, Jessica borrowed an additional $125,000 secured by the home at an interest rate of 8 percent. During 2021, she made interest-only payments on the second loan in the amount of $5,000. During 2022, she made interest-only payments on the second loan in the amount of $10,000. What is the maximum amount of the $28,000 interest expense Jessica paid during 2022 that she may deduct as an itemized deduction if she used the proceeds of the second loan to finish the basement in her home and landscape her yard
Since Jessica used the proceeds of the second loan to improve her acquired home, the two debts are counted as acquisition indebtedness, and she can deduct $28,000 as an itemized deduction for mortgage interest expense.
Data and Calculations:
Home Purchase on January 1, 2021 = $500,000
Down payment made $200,000
Mortgage financing obtained = $300,000
Mortgage interest rate = 6%
Interest-only payments in 2021 and 2022 = $18,000 ($300,000 x 6%) each
Additional mortgage on July 1, 2021 = $125,000
Interest rate for the second mortgage = 8%
Interest-only payment in 2021 = $5,000 ($125,000 x 8% x 6/12)
Interest-only payment in 2022 = $10,000 ($125,000 x 8%)
Total interest-only payment in 2022 = $28,000 ($18,000 +$10,000)
Question Options:
a. $0
b. $10,000
c. $26,353
d. $26,000
e. $28,000
Thus, the maximum amount that Jessica may deduct as an itemized deduction is $28,000.
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QUESTION 10 of 10: You have been promoted to buyer for a mall-based fashion retailer. With your promotion, you will earn an additional
$4,000 per year. If you previously earned $58,000, what is the percentage increase in your salary?
6.9% or 14.5%
Explanation:
I did the math
I belive 6.9% is the correct answer tho
Explain the concept of conflict of interest?
Answer:
conflict of interest occurs when an individual's personal interests – family, friendships, financial, or social factors – could compromise his or her judgment, decisions, or actions in the workplace. Government agencies take conflicts of interest so seriously that they are regulated.
What might Sony and the U.S. government done differently to discourage future such attacks on other U.S. organizations
There are different things Sony and the U.S. government might do differently to discourage future attacks on other U.S. organizations. Some of the things to do include "carrying out situational awareness of the networks."
Other things they might need to do includes the following:
Training and educating their personnel.Sony and U.S. government need to cooperate on cyber security.Identify and share cyber information relating to threats and attacks among companies and international organizations.There should be legislation to safeguard the stakeholders involved in protecting cyberspace from violating privacy and civil liberties when conducting their work.Hence, in this case, it is concluded that there are various credible means Sony and the U.S. government might discourage future attacks.
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Najah, a management researcher, conducted an experiment with the goal of confirming or contradicting the behavioral leadership approach. Najah spent many days following managers around while they worked. Like the Ohio State University and University of Michigan studies, Najah’s data showed that most managers focus on
a. tasks and relationships.
b. consideration and inspiration.
c. initiating structure and production.
d. transactions and empowerment.
Considering the research studies, Najah’s data showed that most managers focus on "consideration and inspiration."
This is because the research findings of the Ohio State University and University of Michigan studies on managers' behavioral leadership revealed that managers focus on consideration and inspiration.
Notably, the Ohio State University ts that managers tend to be either high or low sides of initiating structure and consideration regarding leadership behavior.
Hence, in this case, it is concluded that the correct answer is option B. "consideration and inspiration."
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All of the following are costs (fees) associated with checking accounts except
A.) Monthly Service Charges
B.) Overdraft fees
C.) ATM Card transactions fees
D.) Direct Deposit
can someone solve this case?
TIA
Answer:
a
Explanation:
how can we manage tour from Heathrow Airport to London?
Answer:
Heathrow Airport, originally called London Airport until 1966 and now known as London Heathrow, is a major international airport in London, England. With Gatwick, City, Luton, Stansted and Southend, it is one of six international airports serving the London region.
Explanation:
hope it's help
Contingent liabilities are only recognized if they arise from past events. Group startsTrue or False
The question which asks if contingent liabilities are only recognized if they arise from past events is:
FalseAccording to the given question, we are asked to see that we need to find out if contingent liabilities are only recognized if they arise from past events or whether there are other factors involved.
As a result of this, we can see that contingent liabilities has to do with a liability which can occur later in the future and which the finance can be adequately estimated or calculated, such as a potential lawsuit which could lead to an out of court settlement.
Therefore, the correct answer is False
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have no control over the price they charge for their product.
O Price takers
O Price searchers
O Price makers
O Price manipulators
Answer:
○ price makers.
Explanation:
they are the ones who make the price so they have no control over the price
hi yabbo daboo gama juice
Answer:
don't even know what u really saying
Sarjit and Rhonda have both recently completed graduate level training in liberal arts programs. Although they studied in different fields, they are similar to each other in human capital value in the labor market. According to ________, this similarity defines Sarjit and Rhonda as belonging to the same economic class.
Economic classes refer to the position of people on the earning ladder. For Sarjit and Rhonda, the theory that classifies them into the same economic class is that of;
Karl MarxAccording to Karl Marx, there are two economic classes, namely, the bourgeoisie and the proletariat. The bourgeoisie are the rich and working-class members of society while the proletariats are the workers.
Given this classification, Sarjit and Rhonda belong to the same economic class of workers.
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why are there so many creapy online kids make your own answer to the question
Answer:
Because they are objective-less
Explanation:
They just try to be creepy for no reason other than a passtime. Well it's their thing, I really don't understand their negative attitude.
Answer:
I feel like these people on brainly are just the cyberbullier's who just be super rude to hurt someone's emotions.
Explanation:
I also know those bots on brainly. You must know them, they literally just past a bitly link in there, and wow, like what the heck, who won't know that that is a total VIRUS! So yeah, good thing there is someone called "Katie" on brainly who clears those answers. But the problem is that, other people can't answer that question anymore.
Thanks, hope this helped you.
How does Lexie’s current interview technique limit her effectiveness as an interviewer
Interviews often takes different forms. Lexie's current interview technique limits her effectiveness as an interviewer as the wide latitude of these nondirective interviews can result in low reliability and often poor validity.
Interviewing is simply the process whereby individuals do exchange information. The individuals is often interested with a job opening, a promotion, a special assignment etc.
Interviewing in some of business setting do takes place in an atmosphere that is filled with a sense of urgency as the time allocated to the interview is little.
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Solo wants to store her tax returns, her will, and her budget in a location where she can quickly retrieve these records for review and revision.
What is the MOST logical thing for Solo to do with these records?
ОА
Place them in a paid storage facility.
ОВ.
Don't store them; they should be shredded.
Ос.
Save them to a computer file.
OD
Store them in a safe deposit box.
Answer:
Save them to a computer file.
Explanation:
Just took the test, and this is the answer.
Lorraine is a professional food critic. After each visit, she evaluates a restaurant on their service, food quality, and atmosphere. What type of quality assessment is this
The type of quality assessment that food critic Lorraine will make on each visit, assessment of the service, food quality and ambience of a restaurant will be based on their experience.
Quality assessment is carried out by collecting data to identify compliance with pre-established standards, such as those defined by Lorraine, regarding service, food and environment.
Therefore, through her on-site experience, she will be able to assess the quality according to her criteria and then share it with the public or in media such as newspapers, magazines and blogs.
The experience of the food critic will influence the public to decide if they want to go to the place and also to the restaurant to improve the quality of their service and products.
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Why Does a Taxi To Gatwick Airport Make So Much Sense?
Answer:
Because se seen is very beautiful no te jode
Explanation:
If you go by car blalalal is more goood
Consequences of business policy
1. Management Should formulate business that are favorable to the interest of the society. By doing this its also promoting its own business interest. Cleary a business organization cannot operate within the a sick society.
2. •Products are adulterated. •Political bribery •Illegal gifts • and other illegal incentives.
3. Consumers are generally weak to fight such as negative business activities, particularly among the poor countries. Consumers in the rich countries are more vigilance against business abuses.
4. Management must consider the impact of every business action upon society. It has to consider whether the action is likely to promote the public good, to advance the basic beliefs of our society, to contribute to its stability, strength and harmony
5. •Should you have a partner? •What type of business organization is the best for you? •Laws that may affect you? •How can your professional help you?
6. The profit factor is a vital element of business. The first responsibility of management is to operate at a profit.
7. Consumers tend to purchase more goods at lower price. And will they get more profit because more goods are bought.
- BRAINLIEST answerer
I’m the speech “I have a dream” by Martin luther king jr. did he Use of verbal signposts to create coherence?
Answer:
yes
Explanation:
he did to attract customers
Identify THREE factors you would take into account when scheduling an appointment for an executive who is travelling to Madrid next month.
1. The budget
2. The traveler's flight preferences
3. If the executive's passport is valid and will not be expiring in the near future.
4. Will Juan Carlos meet his $4,000 goal for every year in college with this plan? Explain your .
With this plan, Juan Carlos will not meet his goal because with this plan he can save only $2400.
Based on the information about the plan, let's calculate how much will Juan Carlos save.
Important information:
Money Juan Carlos saves per hour: $10 Number of hours per week: 20 hoursTotal of money every week: $200We also know he will work during the summer that is 12 weeks.
$200 x 12 weeks = $2400
This means the total of money he can save is $2400 and therefore he can't save $4000 by using that plan.
Note: This question is incomplete because information about the plan is missing, here is the missing information.
Juan Carlos words 20 hours/week during the summer, 0 hours/week during the school year, but saves 100% of his income.There are 40 weeks in a school year and 12 weeks of summer. Assum Juan Carlos makes $10/hrLearn more in: https://brainly.com/question/25192498
How can a bank help Millennial and Gen Z consumers plan to start a family?
A bank can help Millennial and Gen Z consumers to plan to start a family by:
Giving out mortgage loans to themAccording to the given question, we are asked to show the role a bank can play in helping Millennials and Gen Z generations to start their own family.
As a result of this, we can see that Millennials are people who are considered to be within the age bracket of 25-40, while Gen Z are people who are considered to have been born during the social media and internet age and are usually between the ages of 24 and below.
With this in mind, Millennials have likely started up their own family and the Gen Z are likely just coming out of college. Hence, a bank can help both generations to start up their family by giving them mortgage loans and other financial benefits.
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When a manager speaks to an employee, the employee pays the most attention to: Nonverbal communication Verbal communication
In American business culture, when a manager is speaking to an employee, the employee should pay more attention to Nonverbal communication.
When an employee is talking to a manager:
The manager will not give complete instructions The manager will expect the employee to take some sort of leadThe only way the employee will be able to know these things is by paying attention to the nonverbal communication cues of the manager.
In conclusion, employees pay more attention to nonverbal communication.
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Please pick one of your favorite or least favorite brands and go to its website. Please evaluate the website according to 7 C's: context, content, community, customization, communication, connection, and commerce. Please summarize whether you consider the website effective/ineffective and what recommendations you would make to the brand in improving the website.
"Alicia"! shouted David to the company's HR specialist. I've got a problem,and you've got to solve it. I can't get people in this factory to work as a team. As if i don't have enough trouble with the company competitor's, the current Corvid pandemic and our past due accounts. Now i have to put up with running a zoo here at the company. You're responsible for seeing that the staffs gets along. I want a training proposal on my desk by Monday next week.
QUESTIONS:
Assume you are Alicia
(i). Discuss if lack of training is the cause to the above problem?
(ii). Explain how you would conduct a needs assessment in the above situation.
The cause of the above problem is not due to lack of training, but to a weakened organizational culture that does not allow integration and cooperation in the work environment.
It is therefore necessary to conduct a needs assessment in the situation above, which helps managers to better understand the problem of the difficulty of teamwork.
An organizational needs assessment could be done according to these steps:
1. Assessment of needs and definition of objectives.
2. Identification of organizational resources and capabilities.
3. Identification of target audience and data sources.
4. Strategic planning and implementation.
5. Getting feedback.
Therefore, a needs assessment will help the company to understand the cause of team integration problems, in addition to improving the quality of processes, communication, feedback, cooperation and employee motivation.
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How does the Army Corps of Engineers affect agriculture?
A.
They oversee safety standards.
B.
They develop new pesticides.
C.
They develop new machinery.
D.
They oversee some waterways.
Answer:
D. They oversee some waterways.
Describe marketing tactics that the credit industry uses to trick people into getting into debt.
Considering the credit industry analysis, the marketing tactics that the credit industry uses to trick people into getting into debt include offering lower introductory APR rates.
Other marketing tactics that the credit industry uses to trick people into getting into debt include the following:
Appealing to people's social conscience Incentives and rewardsEncouraging youth cultureUsing celebrity personality as ambassadorCreating points that don’t provide strong merchandise choicePromoting the desire to spend money on your family.Hence, in this case, it is concluded that there are various ways in which the credit industry tricks people into debts.
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