James took out a fixed-interest-rate loan when the CPI was 200. He expected the CPI to increase to 206 but it actually increased to 204. The real interest rate he paid is higher than he had expected, and the real value of the loan is lower than he had expected. Option (b) is correct.
What do you mean by Value?Values are the benchmarks or ideals by which we judge the acts, traits, possessions, or circumstances of others. Values that are embraced by many include those of beauty, honesty, justice, peace, and charity.
The amount of interest due each period expressed as a percentage of the amount lent, deposited, or borrowed is known as an interest rate (called the principal sum). The total interest on a loaned or borrowed sum is determined by the principal amount, the interest rate, the frequency of compounding, and the period of time the loan, deposit, or borrowing took place.
The interest rate over a year is known as the annual interest rate. Other interest rates are applicable over shorter time frames, such a day or a month, but they are typically annualized.
Therefore, Option (b) is correct. Higher than he had expected, and the real value of the loan is lower than he had expected.
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In pricing models, elasticity of demand is an input with specifies the: a. range of demand b. sensitivity of demand to changes in price c. level of demand d. sensitivity of price to changes in demand
In pricing models, elasticity of demand is an input with specifies the sensitivity of price to changes in demand. Thus, option D is correct.
What is elasticity of demand?The degree to which demand reacts to a change in an economic component is known as elasticity of demand. The most prevalent economic component considered when calculating elasticity is price. Income level and the accessibility of substitutes are further considerations.
Elasticity gauges how demand changes in response to shifting economic conditions. Demand is said to be inelastic when it is unaffected by price changes. "The responsiveness of the quantity required of a good to changes in one of the variables on which demand depends is known as elasticity of demand. In other words, it is the ratio of the percentage change in the quantity demanded to the percentage change in one of the factors that affect demand.
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Gina Morales had taxable income of $35,950 in 2020. She will file a return using the single filing status. Her income consisted of ordinary and qualified dividend income of $2,000, reported to her on Form 1099-DIV. The rest of her income was from wages. What tax rate will apply to Gina's qualified dividends
The applicable tax rate to Gina's qualified dividends is 0%.
Gina's qualified dividends of $2,000 are below the threshold for long-term capital rates of 15% and 20%. Based on Gina's single filing status with a taxable income of $35,950, which falls under the 12% taxable income bracket, she will not be paying any tax on her qualified dividends. But she must still disclose the qualified dividend income on her tax form.
Thus, the tax rate that applies to Gina's qualified dividends is 0%.
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help pls What is one course of action available in every decision making process?
a.
Respond in a way which will have only positive consequences
b.
Respond in a way which will have no negative consequences
c.
Choose to do nothing about the issue
d.
None of the above
Answer:
answer is c
Explanation:
Which statement is a reason for using our unconventional reserves if they were more difficult to obtain
Unconventional resources are the resources that make use of specialized extraction to obtain fuel from the deposit.
Your information is incomplete. Therefore, an overview of an unconventional reserve will be given. An unconventional reserve makes use of specialized extraction to obtain fuel from the deposit.
The resources that can be extracted from conventional petroleum reserves are natural gas, crude oil, and condensate. It should be noted that the products that can be refined are petrol, diesel, asphalt base, kerosene, etc.
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Professional organizations and producer groups have an incentive to a. encourage advertising in order to enhance competition on the basis of price. b. restrict advertising in order to enhance competition on the basis of price. c. restrict advertising in order to reduce competition on the basis of price. d. encourage advertising in order to reduce competition on the basis of price.
Professional organizations and producer groups have the incentive to restrict advertising in order to reduce competition on the basis of price.
Advertising has the power to influence the tastes of the consumers of a product. Effective restrictions on advertising also helps to raise the profit that a business makes.
It does this by the reduction of price sensitivity and also leading to a fall in the number of competitive firms.
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A ____________ contract is an agreement that is not a contract at all because it lacks one or more of the legal elements required to form a contract.
Answer:
void
Explanation:
To be protected under the Copyright Act, a work must be a. a concept, principle, or discovery. b. none of the choices. c. an inseparable idea and expression. d. original and fixed in a durable medium.
In order to be protected under the copyright act, a work has to be original and fixed in a durable medium.
The answer to this question is option d. The copyright act can be described as the type of ownership that is protected by the law. The protection is offered based on the fact that the ideas are original.
It offers a genuine protection for the original author. The basic idea behind this is to create a balance between the interest of the public users and the rights of the person that authored the work.
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Answer:
The answer is option D.
Explanation:
I answered this question on a test.
True or False: The purchases of items from foreigners will be greater than the sales of items to foreigners. True False
Answer:
The correct answer is false.
Explanation:
From the perspective of the United States, the demand for foreign currencies in exchange for dollars reflects purchases by Americans of goods, services, and assets from foreigners. The supply of foreign currencies in exchange for dollars reflects sales by Americans of goods, services, and assets to foreigners. The equilibrium exchange rate will bring the quantity of foreign exchange demanded by Americans into balance with the quantity supplied by foreigners. Thus, it will also bring purchases by Americans from foreigners into balance with sales by Americans to foreigners. See section: Determinants of the exchange rate.
Is democracy a prerequisite for economic growth?
Answer:
The problematic debate of economic growth in the developing societies in 50s and 60s has been replaced by the aspiration of the new wave of democratization. Despite the dominant beliefs in the past decades, neither the achievement of political independence nor the practice of the market economy in these countries has resolved the problem of underdevelopment. Yet, many argue that democracy is a prerequisite of economic growth in these countries. Recent economic growths in a few authoritarian societies on one side, and the experiences of sustained democracy with below the average economic growth in other underdeveloped countries demonstrate that democracy alone is not the magic key to the long persisted underdevelopment. Democratization of society, however, through industrialization, economic growth, education, expansion of the middle class (not necessarily through a market economy) wo holds a demand for political participation, is a fundamental step toward a stable and authentic democracy. This can be achieved by the recognition of the new status of the developing societies as the potential competitors of the industrial world in the global market, and with the technical assistance and cooperation of the West.
An investor buys a share of stock for $40 at time t = 0, buys another share of the same stock for $50 at t = 1, and sells both shares for $60 each at t = 2. The stock paid a dividend of $1 per share at t = 1 and at t = 2. The periodic money-weighted rate of return on the investment is closest to:
The investor's weighted rate of return on the two investments is closest to 31.75%.
Data and Calculations:
Cost of stock = $40
Time (t) = 0
Cost of stock = $50
Stock dividend per share = $1
Dividend at t1 = $2
Dividend at t2 = $2
Profits from sale of stock = $20 and $10 each
Weighted Rate of Return:
For stock 1 = 28.75% ($21/$40 x 100 1/2 + $1/$40 x 2/2)
For stock 2 = 3% ($1/$50 x 100 + $1/$50 x 100 x 1/2)
Weighted rate of return = 31.75% (28.75 + 3%)
Thus, the weighted rate of return on the investment is closest to 31.75%.
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2. How do you plan to fit freelancing with Rev in with your current schedule?
Based on time management analysis, to fit freelancing with Rev in with your current schedule, you should start by "creating a routine."
The other things you need to include in your plan to fit freelancing with Rev in with your current schedule include the following:
Set a priority list.Avoid procrastinationUtilize an electronic calendar to follow your scheduleComplete an end-of-the-day work.Follow a healthy work-life balance.Hence, in this case, it is concluded that there are many ways in which you can fit freelancing with Rev in with your current schedule.
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why it is so difficult to compare unemployment rates in the United States with unemployment rates in poorer countries?
Answer:
The unemployment rate isn't an accurate measure of joblessness simply because it doesn't consider everyone who doesn't have a job
In order to compare and evaluate choices, there must be a set of
a. Resources
b. Decisions
C. Consequences
d. None of the above
Please select the best answer from the choices provided
How does changes in the market for new cars impact the market for second-hand cars? (9 marks)
Help me answer this
The global used cars market was valued at $828.24 billion in 2019, and is projected to reach $1,355.15 billion by 2027, registering a CAGR of 8.3% from 2020 to 2027. By vehicle type, the SUV segment was the highest revenue contributor in 2019, accounting for $338.61 billion, and is estimated to reach $533.39 billion by 2027, registering a CAGR of 7.80% during the forecast period
Mention five (5) reasons why some business plan fail
Answer:
any five reasons why business fail are :
due to low investment or budget
due to lack of demand of customers
due to lack of knowledge of that business
A Virginia county is considering whether to pay $50,000 per year to lease a prisoner transfer facility in a prime location near Washington, D.C. They estimate it will cost $50 per prisoner to process the paperwork at this new location. The county is paid a $75 commission for each new prisoner they process. What would be the county's annual profit if they were to process 4,000 prisoners per year at this new location
Based on the information given the county's annual profit if they were to process 4,000 prisoners per year at this new location is $50,000.
Annual profit=Total revenue-Total cost
Where:
Total revenue=(4,000×$75)=$300,000
Total cost=[(4,000×$50)+$50,000]=$250,000
Let plug in the formula
Annual profit=(4,000×$75)-[(4,000×$50)+$50,000]
Annual profit=$300,000-($200,000+$50,000)
Annual profit=$300,000-$250,000
Annual profit=$50,000
Inconclusion the county's annual profit if they were to process 4,000 prisoners per year at this new location is $50,000.
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The business case for why companies should act in a socially responsible manner includes such reasons as
Your dad mentioned that he had $100,000 in his retirement account 20 years ago. If the account has grown by the market rate of 10% per year by how much would the account have grown.
Answer:
ow much would the account have grown
Why Is Tiklacars South Southend Airport Transfer Service Better?
Answer:
Yes,
Tiklacars South Southend Airport Transfer Service is Better.
I HOPE ITS HELP YOU
Which of the following statements is true about taxes?
A)Taxes pay for schools first responders and roads.
B)Taxes pay toll road fees and office buildings.
C)Taxes are only collected by the federal government.
D)Taxes are only collected by state governments.
The statement that is true about taxes is that A. Taxes pay for schools first responders and roads.
Taxes simply means the compulsory levies that are paid by individuals and firms to the government. The revenue gotten from taxes is vital for the development of an economy.
Tax revenues can be used in providing infrastructural facilities and pay for schools first responders and roads. First responders include police, firefighters, paramedics, etc.
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Answer:
Your answer is: A)Taxes pay for schools first responders and roads.
Explanation:
Bonds with credit rating of below BBB by S&P are called:
Bonds with credit rating of below BBB by S&P are called high yield bonds.
What are bonds?
A bond is a debt instrument used by businesses to raise capital needed for business operations. Bondholders earn interest on the amount invested and at the maturity of the bond, they are paid back the amount invested.
Bonds rated BBB and above are bonds of the highest quality. They have the least rate of default. Bonds rated BBB and below are bonds of lower quality. They are called high yield bonds. They have a higher rate of default and bondholders demand a higher rate of return for holding this bond.
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If a product has an inelastic demand, then
a. demand shifts to the right for an inferior product.
b. the quantity demanded at any price will decrease.
c. the demand for substitute products will decrease.
d. consumers will move toward a new equilibrium in the quantities of products purchased.
e. the marginal utility of normal products will increase.
What could an article in a financial publication tell you about a company that
a prospectus can't?
A. How much profit the company has produced for shareholders
B. What major losses the company has suffered
C. What improvements have been made to improve employee morale
D. What the company's assets and liabilities are
The thing that an article in a financial publication can tell one about a company that the prospectus won't is C. What improvements have been made to improve employee morale.
A prospectus simply means a formal legal document that is designed to provide information about an investment of a company to the public.
The prospectus can contain information such as the profit the company has produced for shareholders, the major losses the company has suffered, and the company's assets and liabilities.
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Answer:C
Explanation:just got it right
How has Starbucks adapted to Chinese culture?
Answer:
Starbucks bridged the gap between the tea drinking culture and the coffee drinking culture by introducing beverages in China that was based on local tea-based ingredients. Starbucks also introduced a highly localized menu of beverages and snacks that are particularly customized to suit Chinese taste buds.
Explanation:
Protectionism helps countries raise their standard of living.
true
false
Answer:
true
Explanation:
MAKE ME BRAINLIEST THAT'S THE CORRECT ANSWER I’M SMART:)
what is Economics in simple terms
Answer:
The New York Stock Exchange in New York City, USA. Economics is the social science which studies economic activity: how people make choices to get what they want. It has been defined as "the study of scarcity and choice" and is basically about the choices people make.
Explanation:
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A company failed to record unrealized gains of $37 million on its available for sale debt security investments. Its tax rate is 25%. As a result of this error, comprehensive income would be:
Answer:
Question #1
A company failed to record unrealized gains of $32 million on its available for sale security investments. Its tax rate is 35%. As a result of this error, comprehensive income would be:
a) Understated by $20.80 million
b) Overstated by $11.20million
c) Understated by $32.00 million
d) Unaffected
Question #2
A company failed to record unrealized gains of $21 million on its trading security investments. Its tax rate is 40%. As a result of this error, total shareholders' equity would be:
a) Understated by $12.60 million
b) Understated by $21.00 million
c) Understated by $8.40 million
d) Unaffected
PLEASE show me your entire work for full credit. Thanks!!
In the shooting of a movie, if something does not go according to script, which member of the team is least likely to notice?
A. Cinematographer
B. director
C. Actor
D. person in charge of continuity
Answer:
A. Cinematographer
Explanation:
They film the movie not read the script.
What is important team leaders training
Answer:
Team Leadership is a skills-based, practical training program that can be delivered face-to-face, virtually, or online. It's designed to give your team leaders the process, tools, and leadership skills they need to empower team members, improve productivity, and increase the success of your team initiatives.
Which statement is true about a homeowner's exemption? It must be filed every year . Certain homeowners may qualify for a $10,000 exemption . Once filed, it remains until terminated . None of the above .
Answer:
Certain homeowners may qualify for a $10,000 exemption
In a homeowner's exemption, certain homeowners may qualify for a $10,000 exemption. The correct option is b.
What is California's homeowner's exemption?The California Revenue and Taxation Code provide homeowners with a $7,000 reduction in the taxable value of a qualifying owner-occupied residence for purposes of computing the annual property tax assessment. With an approximate 1% property tax rate, the exemption provides roughly $70 in annual property tax savings.
The home must have been the principal residence of the owner as of January 1 of that tax year to qualify for the homeowners’ exemption. The new owner will automatically receive an exemption claim form in the mail and there is no cost to file. To receive 100% of the exemption ($7,000), an owner must file by February 15. If the form is filed after February 15 but before December 10, an owner will receive 80% of the exemption ($5,600) for that year. Once granted, the homeowners’ exemption remains in effect until the title to the property changes.
Or if the owner no longer occupies the house as their principal place of residence.
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