Last year, Joan purchased a $1,000 face value corporate bond with an 11% annual coupon rate and a 25-year maturity. At the time of the purchase, it had an expected yield to maturity of 11.96%. If Joan sold
the bond today for $1,154.91, what rate of return would she have earned for the past year? Round your answer to two decimal places.

Answers

Answer 1

Joan's bond receivable has earned a 15.49% rate of return for the past year.

Data and Calculations:

Face value of the corporate bond = $1,000

Annual coupon rate = 11%

Maturity period = 25 years

Expected yield too maturity (YTM) = 11.96%

Current bond's price = $1,154.91

The rate of return earned since last year = 15.49% {($1,154.91 - $1,000)/$1,000}.

Thus, Joan's bond receivable has earned a 15.49% rate of return for the past year.

Learn more about yield to maturity and rate of return on corporate bonds here: https://brainly.com/question/15851749


Related Questions

Help help buddies pelsss I’ll give points I need straightforward answer ASAP

Answers

Answer:

1

Explanation:

1 divided by 1 is 1

100% in number form is 1

The answer is::::

C. 1

The subsequent price and quantity of Rift pen is 19 and 20 respectively, while its initial price and quantity demanded is 20 and 16 respectively. A.Calculate the Price Elasticity(Ep) of Demand B. Is it Elastic or inelastic?why?

Answers

From the information given, the price elasticity of demand is -5% and it can be sent that it's elastic.

The percentage change in the quantity demanded will be:

= (20 - 16) / 16 × 100

= 25%

The percentage change in price will be:

= (19 - 20) / 20 × 100

= -5%

Price elasticity of demand = 25/-5 = -5

Sincere it's greater than 1, it's elastic.

Learn more about demand on:

https://brainly.com/question/1245771

Suppose the cross-price elasticity of travelling by bus and travelling by train is 0.7. If the price of traveling by bus increases by 40%, how much would the quantity of traveling by train change

Answers

The quantity of traveling by train would change by 28%.

Cross-price elasticity measures how the quantity demanded of a good is affected by changes in the price of another good.

Cross price elasticity = percentage change in the quantity demanded of good A / percentage change in the price of good B.

0.7 = percentage change in the quantity of traveling by train / 40%

Percentage change in the quantity of traveling by train = 40 x 0.7 = 28%

To learn more about cross price elasticity, please check: https://brainly.com/question/26035503

How much interest would be paid on a credit card at the end of the second 30-day month on a one-year $1,000 loan at a 12.99% annual rate? Assume you pay nothing at the end of the first 30-day month.
a. $109.10
b. $10.92
c. $108.10
d. $10.91
e. $10.80

Answers

The amount of interest that would be paid on a credit card at the end of the second 30-day month is equal to: E. $10.80.

Given the following data:

Principal = $1,000Interest rate = 12.99%Time = 30 days

Conversion:

365 days = 1 year

30 days = X year

Cross-multiplying, we have:

[tex]365X = 30\\\\X=\frac{30}{365}[/tex]

X = 0.08219 year

To determine the amount of interest that would be paid on a credit card at the end of the second 30-day month:

First of all, we would calculate the simple interest for the first 30-day month:

Mathematically, simple interest is given by the formula:

[tex]S.I = \frac{PRT}{100}[/tex]

Where:

S.I is the simple interest.P is the principal amount.R is the interest rate.T is the time measured in years.

Substituting the given parameters into the formula, we have;

[tex]S.I = \frac{1000 \times 12.99 \times 0.08219}{100}\\\\S.I = \frac{1067.648}{100}[/tex]

Simple interest = $10.6765

[tex]S.I = 1000 + 10.6765[/tex]

S.I = $1010.6765.

Now, we can determine the amount of interest that would be paid on a credit card at the end of the second 30-day month:

[tex]S.I_2 = \frac{1010.6765 \times 12.99 \times 0.08219}{100}\\\\S.I_2 = \frac{1079.05}{100}[/tex]

Interest = 10.79$10.80.

Read more: https://brainly.com/question/16992474

Howarth Manufacturing Company purchased equipment on June 30, 2017, at a cost of $800,000. The residual value of the equipment was estimated to be $50,000 at the end of a five year life. The equipment was sold on March 31, 2021, for $170,000. Howarth uses the straight- line depreciation method for all of its plant and equipment. Partial-year depreciation is calculated based on the number of months the asset is in service
Required:
1. Prepare the journal entry to record the sale.
2. Assuming that Howarth had instead used the double-declining balance method, prepare the journal entry to record the sale.

Answers

The journal entry that can be used to record the sale will be:

March 31, 2021.

Debit Cash $170000

Debit Accumulated Depreciation $562500

Debit Less on sales $67500

Credit Equipment $800000

When Howarth used the double-declining balance method, the journal entry to record the sale will be:

Debit Cash $170000

Debit Accumulated Depreciation $675584

Credit Gain on sales $45584

Credit Equipment $800000

Learn more about journals on:

https://brainly.com/question/7019628

Help buissness help help help

Answers

answer is Mucus Fleming as he is a sports player. (:

Answer:

milton fredman

Explanation:

In 2012, XYZ Inc., a medical equipment distributor, sold 10,000 units of its hospital beds at an average price of $500 per unit. The company reported estimated returns and allowances of $200,000. The company purchased 11,000 units of its product from its manufacturer in 2012 at an average cost of $350 per unit. XYZ began 2012 with 1,000 units of its product in inventory (carried at an average cost of $300 per unit). Operating expenses (excluding depreciation) in 2012 were $400,000, and the depreciation expense was $100,000. XYZ had $2,000,000 in debt outstanding throughout all of 2012, which carried an average interest rate of 10%. The company’s tax rate is 40%. Its fiscal year runs from January 1 through December 31. Given this information, prepare the following documents: a. XYZ’s 2012 income statement b. XYZ’s 2012 ending inventory balance (both in unit and in dollar terms)

Answers

a. The preparation of XYZ's Income Statement  for the year ended December 31, 2012 is as follows:

Net sales revenue                             $4,800,000

Cost of goods sold                             3,450,000

Gross profit                                       $1,350,000

Operating expenses      400,000

Depreciation expense    100,000        500,000

Operating income                            $850,000

Interest Expense                                  200,000

Income before taxes                         $650,000

Taxes (40% x $650,000)                   260,000

Net income                                       $390,000

b. The ending inventory balance of XYZ's 2012 is as follows:

Units = (Beginning inventory + Purchases - Sales)

= 2,000 beds (1,000 + 11,000 - 10,000)

Dollars = $700,000 (2,000 x $350).

Data and Calculations:

Units of beds sold = 10,000

Average price per unit = $500

Sales revenue = $5,000,000

Estimated returns and allowances = $200,000

The Net sales revenue is $4,800,000 ($5,000,000 - $200,000).

The Cost of goods sold is $3,450,000 (9,000 x $350 + 1,000 x $300).

The Ending inventory is $700,000 (2,000 units x $350).

Operating expenses = $400,000

Depreciation expense = $100,000

Interest expense = $200,000 ($2,000,000 x 10%)

Tax rate = 40%

Thus, the ending inventory balance of XYZ's 2012 is 2,000 beds, worth $700,000.

Learn more about preparing income statement here: https://brainly.com/question/24470417

What of the following would not be relevant in a make-or-buy decision? What of the following would not be relevant in a make-or-buy decision?
Select one:
a. Avoidable fixed cost
b. Incremental fixed costs
c. Unavoidable variable costs
d. Opportunity costs

Answers

Tje correct answer is c. Unavoidable variable costs. Options that would not be relevant in a make-or-buy decision are unavoidable variable costs.

What are unavoidable variable costs?

Corresponds to a type of expense that cannot be avoided, that is, it is an expense associated with other costs, such as interest rates, depreciation and taxes, being costs that do not depend only on the purchase decision, but costs arising from a commitment to use such expense.

In the make-or-buy decision process, it is necessary for organizations to carry out a structured and organized budget, to better allocate their resources between goals, income and expenses, in order to have greater control of their costs and a more strategic decision-making.

Therefore, the purchase decision process must be based on strategic planning to meet objectives and goals aligned with your needs and best opportunities.

Find out more about Unavoidable variable costs here:

https://brainly.com/question/14597388

#SPJ1

Market equilibrium is the _____ between businesses and consumers.

Answers

Answer:

A.compromise

Explanation:

:) hope its help

What is the balance between supply and demand called ?

Answers

Answer:

I think it is Market equilibrium

The balance between supply and demand is known as the market equilibrium.

The supply and demand are determined through the price mechanism in a free market. Such as if the goods or services are bought more frequently then their prices will go up and vice versa.

This means that the price mechanism helps to determine what goods are to be produced. In the case where the demand for good increase will result in price go up and will ultimately result in producers supplying more of those goods.

This system of price helps to scale the point where competing demands may be weighed by the consumer or producer requirements.

However, the movement towards the price equilibrium and the resulting balance between the supply and demand is known as the market equilibrium.

Learn more on supply and demand here: https://brainly.com/question/4804206

What do you think the curves would look like in the next 100 years?

Answers

Answer:The last 100 years have seen a massive fourfold increase in the population, due to medical advances, lower mortality rates, and an increase in agricultural productivity made possible by the Green Revolution.

suppose you want to change your school and join another one which is very expensive.make a list of the possible risks while joining another school.​

Answers

Answer:

getting bullied being lonely no friends not fitting in

Explanation:

Prezario's has 25,000 shares of stock outstanding with a par value of $1 per share. The current market value of the firm is $847,000. Currently, the retained earnings account balance is $428,000 and the capital in excess of par value account balance is $187,000. The company just announced a 3-for-1 stock split. What is the common stock account balance after the stock split?

Answers

Based on the information given the common stock account balance after the stock split is $25,000.

Using this formula

Common stock account balance=Shares of stock outstanding× Par value

Where:

Shares of stock outstanding=25,000

Par value=$1

Let plug in the formula

Common stock account balance=25,000×$1

Common stock account balance=$25,000

Inconclusion the common stock account balance after the stock split is $25,000.

Learn more about common stock here:https://brainly.com/question/9970004

how price reaches equilibrium? give an example

Answers

Answer:

Coming back to our example: at the price p = 6 per pencil, the quantity that sellers want to sell is equal to 10, while the quantity demanded is equal to 5 and there is an excess supply of 10 - 5 = 5 units. ... Sellers will continue to lower their price until the market price reaches 4, the equilibrium price.

Explanation:

correct me if I'm wrong thank you

mark me brainliest thanks

#CARRYONLEARNING

Prices reach equilibrium when the quantity demanded is equal to the quantity supplied.

At equilibrium price, the quantity demanded is equal to the quantity supplied.

For example, if the following data for quantity demanded and supplied are provided, the equilibrium price is $5 because it is at this price that quantity demanded and supplied are equal.

Price        Quantity demanded     Quantity supplied

$1                10                                        5

$5                 8                                        8

$9                  5                                       10

To learn more about equilibrium price, please check: https://brainly.com/question/1352499

Ann got a 30 year Fully Amortizing FRM for $1,000,000 at an annual interest rate of 7% compounded monthly, with monthly payments. After 5 years of payments, Ann can refinance the balance into a 25 year Fully Amortizing FRM at an annual interest rate of 6% compounded monthly, with monthly payments. Refinancing will cost Ann 1 point and $1, 500 in closing costs.If Ann refinances into this loan and makes payments for 25 years, what will be her annualized IRR from refinancing?

Answers

Based on the information given what will be her annualized IRR from refinancing is 64.799%.

First step is to calculate the PMT

PMT=PV× rate/[1-(1+rate)^time

PMT=$1,000,000×0.07/12÷[1-(1+0.07/12)^30×12

PMT=$1,000,000×0.07/12÷[1-(1+0.07/12)^360

PMT=$1,000,000×0.005833333÷[1-(1+0.005833333)^360

PMT=$5,833.333÷[1-(1.005833333)^360

PMT=$6,653.02

Second step is to calculate the present value (PV) after 5 years

PV=PMT×[1-(1+rate)^time/rate

PV=$6,653.02×1-(1+0.07/12)^25×12÷0.07/12

PV=$6,653.02×1-(1+0.07/12)^300÷0.07/12

PV=$6,653.02×1-(1+0.005833333)^300÷0.005833333

PV=$6,653.02×1-(1.005833333)^300÷0.005833333

PV=$941,315.20

Third step is to compute PMT for refinancing  when rate is 6%

PMT=PV× rate/[1-(+rate)^time

PMT=$941,315.20×0.06/12÷[1-(1+0.06/12)^360

PMT=$941,315.20×0.005÷[1-(1+0.005)^360

PMT=$4,706.576÷[1-(1.005)^360

PMT=$6,063.72

Third step is to calculate the monthly savings

Monthly savings=$6,653.02-$6,063.72

Monthly savings=$589.30

Fourth step is to calculate the Cost of refinancing

Cost of refinancing=1%×$941,315.20+$1,500

Cost of refinancing=$9,413.152+$1,500

Cost of refinancing=$10,913.152

Fifth step is to calculate the IRR

PMT savings=Cost of refinancing ×IRR÷[1-(1+IRR)^time

$589.30=$10,913.152×IRR÷[1(1+IRR)^300

Monthly IRR=5.3999%

Annualized IRR=5.3999%×12 months

Annualized IRR=64.799%

Inconclusion what will be her annualized IRR from refinancing is 64.799%.

Learn more about annualized IRR here:https://brainly.com/question/24129329

In which 3 cases would you use the "Add funds to this deposit" grid in a Bank deposit in qbo

Answers

Based on accounting operation analysis, the 3 cases where one can use the "Add funds to this deposit" grid in a Bank deposit in QBO include "When a company doesn't need to record sales details."

The other cases where one can use the "Add funds to this deposit" grid in a Bank deposit in QBO include the following:

When an employee reimburses the companyWhen you receive a tax refund from the IRS

What is QBO?

QBO is the acronym for QuickBooks Online Accounting Software. Business firms use it to monitor expenses, coordinate cash flow & establish invoices.

Hence, in this case, it is concluded that QuickBooks Online is a vital tool to possess by any business firm.

Learn more about QuickBooks Online here: https://brainly.com/question/25795288


Stuart McGregor’s goal was to be a chef, and he received a highly prestigious apprenticeship just before turning 17. Soon after starting his apprenticeship, he
Experienced verbal abuse at work, and colleagues began making innuendos about his sexuality. He was once given a large bag of peas by the kitchen managers and asked to count them.
McGregor was told by his colleagues that he was going to receive an award. Excitedly, he called his family and could not wait to receive the award later in the day. Unknown to him, however, his peers had broken into his car and stolen the knob of his gear stick. They then wrapped it up and gave it to him as his “award” in front of the entire staff.
McGregor was regularly asked to perform tasks he did not know how to do and then was ridiculed when he did them incorrectly. Shortly before the conclusion of the apprenticeship period, he was invited to go on a camping trip with his workmates. Sadly, the kitchen managers threatened him with bodily harm if he went. McGregor was afraid for his safety and made excuses to avoid the trip.
Another employee ultimately complained about being bullied, and investigators questioned McGregor about his experience. He denied being bullied, probably out of fear for his safety, fear of losing his job, or because he thought he could handle the situation.
Consider how you might have resolved the situation faced by Stuart McGregor. Applying the 3-Step Problem-Solving Approach
1. Define the problem in this case.
2. Identify what OB concepts or theories help explain McGregor’s situation and reaction.
3. Recommend what you would do if you were McGregor and also if you were the manager of the
restaurant.
Prepare a 15-minute PowerPoint presentation on your approach indicating the problem, the theories you will use to explain the problem and the recommendations you will suggest.

Answers

1. The problem in this case is the bullying that McGregor suffers in the workplace and his difficulty in seeking help to solve the problem for fear of losing his job or because he thought he would know how to deal with the situation.

2. The concepts or theories of Organizational Behavior (OB) help to explain McGregor's situation and reaction towards identifying the motivation of an individual's actions in the workplace.

McGregor's behavior was influenced by the bullying he suffered, and the behavior of his co-workers may have been influenced by the fact that McGregor is only 17 years old and has already achieved a prestigious apprenticeship to help him achieve his goal of becoming a chef.

3. Looking at the case, what McGregor should have done was to immediately report to his manager the abuses he was experiencing in the workplace.

And the manager should seek to identify the problem based on the analysis of the integration of employees, coordinating the team and motivating ethical behavior in the company.

Therefore, from the 3-step problem solving approach is to identify the problem, create strategies for change and implement the solution.

Learn more about Organizational Behavior here:

https://brainly.com/question/6274014

Bren Company sold a car for $17,100. The cost of the car was $37,000 and the depreciation expense was recorded at 10% for five and a half years. What was the gain or loss on disposal?

Answers

The loss on the disposal of the car is $-16,200.

The first step is to determine the total depreciation on the car.

Depreciation expense = percentage depreciation x cost of the asset

$37,000 x 0.1 = $3700

The second step is to determine the book value of the car = cost of the car - depreciation

$37,000 - $3700 = $33,300.

The book value is greater than the selling price of the car, so there was a loss on the sale. The third step is to determine the gain on the sale.

Loss = $17,100 - $33,300  = $-16,200

A similar question was answered here: https://brainly.com/question/24357323

At the end of last year, Cynthia, a 20 percent partner in the five-person CYG partnership, has an outside basis of $28,500, including her $14,000 share of CYG debt. On January 1 of the current year, Cynthia sells her partnership interest to Roger for a cash payment of $21,500 and the assumption of her share of CYG's debt CYG has no hot assets. What is the amount and character of Cynthia's recognized gain or loss on the sale?
A. $7,000 capital loss.
B. $2,000 ordinary loss.
C. $7,000 capital gain.
D. $7,500 ordinary income.

Answers

C. $7,000 capital gain

First, we need to find Net value of Cynthia's share

Net value of Cynthia's share = Value of share - Liabilities

Net value of Cynthia's share = $28,500 - $14,000

Net value of Cynthia's share = $14,500

The next step is to compute Cynthia's net value of her shares sold to Roger.

Then,

Cynthia's gain = Selling value - Net value of share

Cynthia's gain = $21,500 - $14,500

Cynthia's gain  = $7,000

Therefore,  the amount and character of Cynthia's recognized gain or loss on the sale is $7,000 capital gain.

Learn more about capital gain in this link : https://brainly.com/question/5135555

When a company enters the market with a high price for their new innovation, which pricing strategy have they used

Answers

Answer:

iprob info

Explanation:

Each of the following is a reason to export data except ___

To gave the same data in a database

To use data from your database

To create a pie graph

To send some data from a database to a client.

Answers

Explanation:

D

most data exports are for backing up purposes, creating presentation and ability to access old files

Help hep help help help

Answers

i believe the answer is B

Help help help help help help

Answers

C………………………………………………………..

Overseas Shipping Corporation and Port Storage Company transfer their assets to Quality Operations, Inc., which manages the assets and distributes the profits to the beneficiaries. This form of business organization is

Answers

Based on the information given, it can be illustrated that the form of business organization that's depicted is a business trust.

A business trust is also known as common law trusts. They are legal instruments that provide a trustee the authority and power to be able to manage the interest of a beneficiary in a business.

Since Overseas Shipping Corporation and Port Storage Company transfer their assets to Quality Operations, Inc., which manages the assets and distributes the profits to the beneficiaries. This is known as a business trust.

Learn more about businesses on:

https://brainly.com/question/24388522

Help help help help help help straightforward answer

Answers

Answer is:

C. interest

who is an enterprenuaship

Answers

A person who undertakes the risk of starting a new business venture is called an entrepreneur. An entrepreneur creates a firm to realize their idea, known as entrepreneurship, which aggregates capital and labor in order to produce goods or services for profit.

Sapphire Aerospace operates 52 weeks per year, and its cost of goods sold last year was $6,500,000. The firm carries eight items in inventory: four raw materials, two work-in-process items, and two finished goods. Table 12.3 shows last year’s average inventory levels for these items, along with their unit values. a. What is the average aggregate inventory value? b. How many weeks of supply does the firm have? c. What was the inventory turnover last year?

Answers

a. The average aggregate inventory value is $336,000.

b. The number of weeks of supply that the firm has is 3 weeks, approximately (2.69 ($336,000/$6,500,000 x 52).

c. The inventory turnover of Sapphire Aerospace for last year was 19.3x.

Question Completion:

Category        Part Number        Average           Value        Total      Category

                                              Inventory Units    per Unit      Value        Totals

Raw Materials      RM-1                20,000               $1        $20,000

Materials             RM-2                 5,000                 5          25,000

                            RM-3                 3,000                 6           18,000

                            RM-4                  1,000                 8            8,000      $71,000

Work-in-process WIP-1                 6,000                10         60,000

                            WIP-2               8,000                 12         96,000   $156,000

Finished goods   FG-1                  1,000                65         65,000

                            FG-2                   500                88         44,000   $109,000

Total value of inventory                                               $336,000  $336,000

Inventory turnover = Cost of goods sold/Average inventory

= 19.3x ($6,500,000/$336,000)

Thus, the average inventory value is $336,000, while the inventory turnover was 19.3x.

Learn more about inventory turnover here: https://brainly.com/question/5701250

Our emotional reactions to marketing cues are so powerful that some high-tech companies study mood in small doses (in 1/30 of a second increments) as they analyze people's facial reac-
tions when they see ads or new products. They
measure happiness as they look for differences
between, for example, a true smile (which includes
a relaxation of the upper eyelid) and a social smile
(which occurs only around the mouth). Whirlpool
used this technique to test consumers' emotional
reactions to a yet-to-be-launched generation of its
Duet washers and dryers. The company's goal: To
design an appliance that will actually make people
happy. Researchers discovered that even though
test subjects said they weren't thrilled with some
out-of-the-box design options, such as unusual
color combinations, their facial expressions said
otherwise.91 Does the ability to study our emotional
reactions at such a specific level give marketers an
unfair advantage?

Answers

The question which asks whether the ability to study our emotional  reactions at such a specific level give marketers an  unfair advantage is:

No, I do not think it does.

Based on the given question, we can see that the marketers are trying their best to find out the things which makes the possible customers happy at the sight of a new product.

I believe that this is a part of marketing just like taking a market survey to find out how receptive the consumers are of a particular product. I believe it is fair game as it does not violate any ethical rules or legal laws.

Read more about marketing here:

https://brainly.com/question/25754149

Help pls


Bob is a funeral director. What might be one task that Bob performs as part of his job?


Question 9 options:


arranging for daily care for an elderly person



running a local food bank that delivers meals



placing an obituary in the local newspaper



organizing a community roadside clean up

Answers

Answer:

c

Explanation:

placing obituary in the local newspaper

Answer:

In my opinion i think that the answer would be...

A.arranging for daily care for an elderly person

Explanation: Trust me! Hope this help you! Let me know if its correct good luck! :)

what is the most technical challenge for mr?

Answers

Answer:

       The most technical challenge for true AR/MR is maintaining accurate spatial registration of real and virtual elements such that the deviation is within the perceptual limits of the human sensory system.

                            ...............................................

Other Questions
John solves the equation 5(x-3)+4=18. which 2 choices could be his next step in solving the equation?5x-15+4=185(x-3)=225(x-3)=145x-13+4=18 Two factors that caused rapid economic growth during the Gilded Age were 1 a decrease in steel production and a decrease in the value of goods.2 an increase in prices and a decrease in the value of goods.3 an increase in steel production and an increase in the value of goods.4 an increase in prices and a decrease in steel production. Write 15.5 as a fraction in the simplest form and as a decimal A 5. 0 kg object suspended on a spring oscillates such that its position x as a function of time t is given by the equation x (t ) = a cos(t ), where a = 0. 80 m and = 2. 0 s-1. What is the magnitude of the maximum net force on the object during the motion?. i bragged about the 1759 conspiracy and caused it to be revealed. Who am I? Select all words that make up the prepositional phrase in the sentence.The town officials have to survey the area around the park. In general, people of __ heritage will be the last to getwhite hair. Which technological advancement originated during the Gupta period or "Golden Age" of India? IIHomework: Secti...Question 2, 7.1.5>Find the critical value Za/2 that corresponds to the given confidence level.95%.....za/2(Round to two decimal places as needed.)( Sophia was measuring the height of her Christmas tree. Thefirst part she measured was 36 inches tall. The second partwas 2 feet tall. How tall was her Christmas tree? A plant food company recommends mixing a teaspoon of food with every gallon of water and only adding ateaspoon when the water level goes above the next whole gallonWhich graph models the number of teaspoons of food depending on the amount of water? Write an algebraic expression for the given scenario and define the variables. given the formula p=mv what are the units of p in sequence from highest to lowest temperature: A) Lithosphere; B) Mantle; C) Core Please answer fast, and this is for brainy I need this ASAP. Question: Why is the pollution of the Great Lakes a problem for Canadians? helllppp pleaseeeeee Jane wrote all natural numbers from 5 to 12. including 5 and 12.how many numbers did Jane write?PLS ANSWER FAST You guys are awesome with these questions I'm really struggling with this one p[lease help me out. The initial balance of a savings account was $275 Adter which transactions will the balance of the savings account be the same as the initial balance?A. a withdrawal or $232 followed by a deposit of $132B. a deposit of $278 followed by a withdrawal of $278C. a withdrawal of $115 followed by a deposit of $312D. a deposit of $205 followed by a withdrawal of $317 Consider a favorite product or service of yours. What is it you value, andwhat matters most? Can you develop clear requirements from this? AndCategorize your requirements revealed through the value you perceive intoBasic Quality, Spoken Performance, and Excitement Quality features,2-2) And Taking your example from questions 1 put yourself in the place ofthe supplier; how might you access customer requirements such as theones you noted?