mikael owes $9,000 in student loans. his loan has a 7% interest rate over 10 years. mikael will pay $6,300 on interest on the loan.
Simple interest is charged rather than compound interest on all federal student loans and the majority of private student loans. Simple interest doesn't accrue interest on your unpaid interest; instead, it only charges interest on the principal amount. As a result, you pay less interest overall for the duration of your loan.
For example, if you take out a five-year loan for $9,000 and the interest rate on the loan is 7 percent, the simple interest formula works as follows:
I= Prt
p= $9000
r= 0,07
t= 10
I = $9,000 x .07 x 10 = $6,300
Mikael has student loan debt totaling $9000. His 10-year loan carries a 7% interest rate. What details of this loan are true? Decide which of the following is true:
a. Mikael will repay the loan with interest totaling $6,300.
b. Mikael's ten-year loan will be $900.
c. Mikael will repay the loan with interest totaling $3,540.
d. Mikael will repay his 10-year loan in $1,000 installments.
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Answer:
$3,540
Explanation:
First, we must calculate Mikael's monthly payment.
d=9000(0.0712)
1−(1+0.0712)^−120=104.50
If the monthly payments are $104.50, then the yearly payback is 104.50⋅12=$1254.
And, he will pay that each year for 10 years. So, 1254⋅10=$12540.
Therefore, Mikael will pay 12540−9000=$3,540 in interest over the life of the loan.
we are evaluating a project that costs $848,000, has an eight-year life, and has no salvage value. assume that depreciation is straight-line to zero over the life of the project. sales are projected at 62,000 units per year. price per unit is $40, variable cost per unit is $24, and fixed costs are $636,000 per year. the tax rate is 24 percent, and we require a return of 20 percent on this project.
A project's susceptibility to undesirable fluctuations in the value of the underlying factors, such as the sales price, sales units, its indirect cost, and other variables, is assessed using sensitivity analysis.
Sensitivity analysis: What is it?According to a specific set of assumptions, sensitivity analysis evaluates how various values of an exogenous variables impact a specific dependent variable. In other words, analyses look at how different types of ambiguity in a mathematical formula affect the overall level of uncertainty in the model.
Briefing:Project has an eight-year lifespan, costs $848,000, and has no residual value. Over the course of the project's life, depreciation decreases linearly to zero.
Depreciation = $848,000 / 8 = $106,000
Contribution margin per unit = selling price - variable cost per unit
= 40 - 20 = $20 per unit
Accounting break-even point = (Fixed costs + Depreciation) / Contribution per unit
= (625,000 + 106,000) / 20
= 36,550 units
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if a perfectly competitive industry is in a long-run equilibrium and there is a permanent increase in demand, then immediately following the demand shift as the market moves to a short-run equilibrium and before it moves to a long-run equilibrium, there is:
If a perfectly competitive industry as the market moves to a short-run equilibrium and before it moves to a long-run equilibrium, there is: an increase in demand
In a perfectly competitive market at long-run equilibrium, an increase in demand produces economic gains in the short term and market entry in the long run. Declining demand will lead to economic losses (negative economic gains) in the short term and will force some companies to exit the industry in the long term.
What is a perfectly competitive market?
In economic theory, perfect competition means that all firms sell the same product, market share does not affect prices, firms can enter or exit without barriers, buyers have perfect or perfect information, firms Occurs when cannot determine the price.
Advantages of perfect competition are :
There are no barriers to entry, so incumbents cannot acquire monopoly power. Producers only cover opportunity costs, as only regular profits accrue. There is perfect knowledge and companies can sell anything they can produce, so they don't have to spend money on advertising.Learn more about perfect competition :
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As liv golf expands to 14 events in 2023, how much money will be available to competitors in the upcoming season?.
The LIV Golf League will include 48 players competing on 12 established team franchises for an unprecedented $405 million in prize money in the series' expansion to 14 tournaments in 2023, the circuit announced on Wednesday.
What compensation do LIV golfers receive?
The winning team will receive a total of $16 million, which will be divided among its four members. The second-place team will receive $10 million, while the third-place team will receive $8 million apiece. Even the last-place team will receive $1 million in prize money. In addition to the individual and team winnings from each event, let's take a look at how much each LIV Golf player has earned so far in 2022.Learn more about LIV golfers
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The task environment consists of elements that influence a given organization. Which of the following would be part of the task environment of a media company that makes videos? Check all that apply. a. Social values around family-friendly content b. Trade agreements governing export of videos c. Consumers of video content d. Suppliers of cameras and lights
As the task environment consists of elements that influence a given organization, the part of the task environment of a media company that makes videos includes:
C. Consumers of video contentD. Suppliers of cameras and lights.What is the task environment?Also known as an external environment, are the segment of an organization which affects its ability to reach business goals. Any firm with direct involvement with an organization may be part of the task environment. Some examples include, competitors, customers, suppliers and labour supply.
In a typical firm, the task environment are important because it Identifies sectors with a direct influence on organization
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What conflict management style brings freedom from entanglement in trivial issues and preserves the status quo?.
Conflict management that is accommodative in nature frees parties from becoming bogged down in unimportant matters and upholds the status quo.
What is conflict management?The way to manage conflict is to reduce its negative aspects while strengthening its positive ones. Conflict management aims to improve group outcomes for learning, such as performance in an organisational setting. A well-managed conflict may produce better outcomes for the organisation. One of three perspectives—win-lose, lose-win, or lose—can be used to approach a conflict. A disagreement that is lose-lose oriented typically results in a bad conclusion for all sides. One party is frequently favoured over the other, usually at their expense, in a win-lose mentality. The win-win method is one of the main tenets of conflict resolution.
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the production manager for the classic boat corporation must determine how many unitsof the classic 21 model to produce over the next four quarters. the company has a beginninginventory of 100 classic 21 boats, and demand for the four quarters is 2000 units inquarter 1, 4000 units in quarter 2, 3000 units in quarter 3, and 1500 units in quarter 4. thefirm has limited production capacity in each quarter. that is, up to 4000 units can be producedin quarter 1, 3000 units in quarter 2, 2000 units in quarter 3, and 4000 units in quarter4. each boat held in inventory in quarters 1 and 2 incurs an inventory holding cost of$250 per unit; the holding cost for quarters 3 and 4 is $300per unit. the production costsfor the first quarter are $10,000 per unit; these costs are expected to increase by 10% eachquarter because of increases in labor and material costs. management specified that theending inventory for quarter 4 must be at least 500 boats.
The company has a beginning inventory of 100 Classic 21 boats, and demand for the four quarters is 2000 units in quarter 1, 4000 units in quarter 2, 3000 units
What is demand?Demand is just a consumer's desire to buy products and services immediately and to pay the price associated with them. Demand can be defined as the number of things that consumers are prepared and willing to purchase at various prices within a specific time frame.
The average inventory level has been taken as (Beginning Inventory + Production + Ending Inventory) / 2. However, in some texts, one may find formulae like (Beginning Inventory + Ending Inventory) / 2. But the first formula becomes the production manager for the classic boat corporation must determine how many units of the classic 21 model to produce over the next four quarters
Therefore, The company has a beginning inventory of 100 Classic 21 boats, and the demand
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a company experienced an event that caused assets, liabilities and cash flow from financing activities to increase, but had no affect on net income. this could be due to .
An occurrence happened to a corporation that increased its assets, liabilities, and cash flow from financing activities but had no impact on its net income. this might be a result of borrowing funds with a two-year maturity period.
Financing activities relate to agreements made between a company and its owners and lenders to obtain or recoup resources. In other words, financial activities provide the business with funding and enable debt repayment, and profit for the owners. Financing activities include giving and receiving equity.
Investors and debt providers for the business must be informed in detail about financing activities. By considering these behaviors, one can assess the financial effectiveness of the company. It displays the group's ability to raise money and manage finances.
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the right to receive a share of the partnership net assets if the partnership is liquidated is called a(n)
A capital interest is a right to receive a share of the partnership's net assets if the partnership is liquidated.
The obligation or right to receive a portion of future profits or losses, also known as a "profits interest," and the right to receive a portion of the partnership's net assets in the event of its liquidation, both known as "capital interests." A financial stake in a company is known as a "capital interest." One who owns capital shares participates in the partnership's gains and losses.
A member's initial investment in the company's capital is a common factor in calculating capital interest. amount of all financial contributions made to the company. Guaranteed payments to partners are sums of money given as payment for labor or capital a partner has used. For partners or members of limited liability companies (LLCs), they essentially serve as the equivalent of a salary.
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after working for the company for three years, roberto now qualifies to receive an annual bonus if he achieves the performance goals he has been given. this bonus is an example of .
After working for the company for three years, Roberto now qualifies to receive an annual bonus if he achieves the performance goals he has been given. this bonus is an example of An incentive.
What is an incentive?Examples of these incentives include special leave, recognition, gifts, family benefits, and even work-related perks such as projects. Typically, such bonus increase employee job satisfaction because they feel more valued for their efforts.An incentive is an object, something of value, or a desired behavior or event that encourages an employee to do more of what the employer has encouraged through the selected incentive.She has two types of incentives: Financial and Non-Financial Incentives. Financial incentives are payments or bonus given in exchange for achieving certain goals or objectives. Non-monetary incentives are non-monetary rewards such as awards, privileges and recognition.Employee incentive programs enable companies to increase productivity, reduce employee retention, and reduce production costs. Encourage employee engagement to foster teamwork and boost morale and motivation. Both employees and employers benefited from the incentive program.To learn more about incentive from the given link :
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the standard materials cost to produce 1 unit of product r is 7 pounds of material at a standard price of $70 per pound. in manufacturing 6,200 units, 42,000 pounds of material were used at a cost of $72 per pound. what is the direct materials price variance?
42,000 pounds of material, at a cost of $72 per pound, were used to make 6,200 units. The difference in the cost of direct materials is $14,000.
How does direct material work?Direct materials are the resources and materials used in the production of a product that may be directly related to that product. A list of the items that have been designated as direct materials is typically included in a product's bill of materials.
The bill of materials, which may sometimes include an allocation for overhead, lists the unit amounts and typical costs of each item used in a product.
The term "direct material" refers to all waste and spoilage produced during the production process. Scrap is the surplus, pointless material that remains after a product is produced.
Calculation:
First, we arrive at the average cost of manufacturing.
The typical cost to produce 6,200 units is = 7 × $70 × 6,200
Standard cost = $30,38,000
and, now that we arrive at actual manufacturing costs
The real price of producing 6,200 units is = 42,000 × $72
Actual cost = $30,24,000
and here we are now Variance in direct material cost represented as
Standard cost minus Actual cost is the direct material cost variation.
Direct material cost variance = $30,38,000 - $30,24,000
Direct material cost variance = $14,000 favourable
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sam seller and bill buyer meet out in a field. neither sam nor bill has the commission approved contract form, so bill pulls out his handkerchief and writes down the address of the property, price, date of closing and collects $50 from bill. bill and sam sign the piece of paper. is this a valid contract?
In the given situation, the contract formed by Sam and Bill is not a valid contract.
What is a contract?A contract is an enforceable legal arrangement that establishes, details, and regulates the rights and duties of the parties. The transfer of commodities, services, money or a promise to transfer any of those at a later time are common components of contracts.The simplest definition of a contract is a commitment that is legally binding. The commitment could be to carry out or abstain from a certain action. A contract must be made by two or more parties who must agree to it, with one of them typically making an offer and the other accepting it.Construction Contracts: 4 Types
Lump-Sum Agreements.Cost-Plus-Fee Agreements.Contracts with a Guaranteed Maximum Price.Unit-Price Agreements.Therefore, in the given situation, the contract formed by Sam and Bill is not a valid contract.
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three years ago, witt gas controls purchased equipment for $80,000 that was expected to have a useful life of 5 years with a $9000 salvage value. increased demand necessitated an upgrade costing $30,000 one year ago. technology changes now require that the equipment be upgraded again for another $25,000 so that it can be used for 3 more years. its annual operating cost will be $48,000 and it will have a $19,000 salvage value after 3 years. alternatively, it can be replaced with new equipment that will cost $68,000 with operating costs of $35,000 per year and a salvage value of $21,000 after 3 years. if replaced now, the existing equipment will be sold for $12,000. (a) calculate the annual worth of the defender at an interest rate of 10% per year. (b) determine the aw of the challenger over 3 years and select it or the defender.
Finding Equivalent annual cost ( EAC)
We will decide based on the EAC of the machines
Discount rate 10%
initial cost of new machine =56000(68000-12000)
A
EAC =(130093.19/4.24)
(30,695.80)
EAC=(127262.2089/4.24)
(30,027.65)
B
New machine EAC is lesser than the Upgraded machine EAC, hence the company better replace the new machine with the old machine.
The same and equivalent are phrases that are used often in mathematics. The main distinction between same and equal is that the time period same refers to things that can be comparable in all components, while the time period equivalent refers to things that can be comparable in a specific factor.
The price of $one thousand nowadays, $1010 in 3 months, and $1040 in three hundred and sixty-five days are referred to as equivalent values as they represent the same investment with the identical hobby fee at one-of-a-kind times. That is critical because for you to compare alternatives, we have to make a rational choice on a particular date known as the focal date.
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what is the evpi? success moderate success failure probability 0.3 0.3 0.4 sell company 95 95 95 form joint venture 210 120 46 sell software on own 420 164 -100 submit answer format: number: round to: 1 decimal places. unanswered not submitted attempts remaining: 2
The expected value of perfect information (EVPI) is 78.
What is EVPI and how to calculate EVPI?
EVPI or expected value of perfect information is the value of a person's willingness to pay for access to perfect information.
EVPI can be calculated by choose the best or highest expected value in each situation and subtract that by expected value with perfect information.
EVPI = EV|PI - EMV
First, we calculate expected value in each situation
Expected value sell company = 95×0.3 + 95×0.3 + 95×0.4
= 95
Expected value form joint venture = 210×0.3 + 120×0.3 + 46×0.4
= 117.4
Expected value sell software on own = 420×0.3 + 164×0.3 - 100×0.4
= 135.2
So, the highest expected value or EMV is 135.2
Then, for EV|PI is to choose best state or best value
EV|PI = 420×0.3 + 164×0.3 + 95×0.4
= 213.2
EVPI = EV|PI - EMV
= 213.2 - 135.2
= 78
Thus, the expected value of perfect information (EVPI) is 78.
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founded in 1960, the organization of petroleum exporting countries (opec) is an intergovernmental organization of 14 nations that meets periodically in order to establish oil production quotas for each individual nation, resulting in greater profits overall. however, opec has a history of failing to enforce its own quota limits. consider a simplified example with just two countries: venezuela and kuwait. currently, both countries are producing 2.5 million barrels per day. if both countries agree to cooperate with each other, they will each restrict output to 2 million barrels per day, causing the price of oil to rise. if one of the countries defects from the agreement, it will produce 2.5 million barrels and total output will rise from 4 million barrels to 4.5 million barrels. as a result, the price will fall slightly. if both nations defect from the agreement, each nation will again produce 2.5 million barrels and the price will fall to the original level. the payoffs for each possible outcome are illustrated in the accompanying payoff table.
The given payoff matrix shows that the highest collective profit is $120 million. This is achieved when both Venezuela and Kuwait cooperate.
So, In terms of their collective profits, the best outcome for Kuwait and Venezuela is that both nations cooperate.
The net payoff is the income or loss from the sale of an object or carrier after the prices of promoting it, any extra fees associated with the asset or experienced over the existence of the asset, and associated accounting losses have all been subtracted. The quantity that remains is taken into consideration to be the internet payoff.
Payoff loans are meant for one unique purpose: debt consolidation. In case you're seeking to consolidate credit score card debt and want to simplify your bills, lock in a decreased interest rate, or decrease your monthly payments, Payoff might be very good in shape.
Payoffs and profits at Expiration The payoff at expiration is the dollar amount the investor receives at expiration from following the options approach. The profit at expiration is the payoff, minus the value of setting up the method.
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analyzing and interpreting footnote on operating and capital leases verizon communications inc. provides the following footnote relating to adoption of the new lease accounting standards (topic 842) in its 10-q report for the quarter ended march 31, 2019. the cumulative after-tax effect of the changes made to our condensed consolidated balance sheet for the adoption of topic 842 were as follows: adjustments ($ millions) at dec. 31, 2018 due to topic 842 at jan. 1, 2019 prepaid expenses and other $6,544 $(395) $6,149 operating lease right-of-use assets - 27,889 27,889 other assets 14,060 (2,458) 11,602 accounts payable and accrued liabilities 22,501 (3) 22,498 other current liabilities 8,239 (2) 8,237 current operating lease liabilities - 3,517 3,517 deferred income taxes 33,795 139 33,934 noncurrent operating lease liabilities - 23,044 23,044 other liabilities 13,922 (1,815) 12,107 retained earnings 52,250 492 52,742 noncontrolling interests 1,878 1 1,879 rent expense for operating leases is recognized on a straight-line basis over the term of the lease and is included in either cost of services of selling, general and administrative expense in our condensed consolidated statements of income, based on the use of the facility on which rent is being paid. what is the amount of the right-of-use asset the company added to its balance sheet upon adoption of the new standard?
The amount of right-of-use asset the company added to balance sheet upon adoption of the new standard is $22,498.
What is a balance sheet?One of the three basic financial statements and a critical component of accounting and financial modeling is the balance sheet. The balance sheet shows the total assets of the business as well as the method by which those assets are financed—debt or equity. As a statement of net worth or financial position, it has additional names. Thus, there are two sides to the balance sheet. A company's assets are listed in full on the balance sheet's left side. Liabilities of the business and shareholder equity are shown on the balance sheet's right side. Both the current and non-current (long-term) assets and liabilities are divided into these two groups.
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suppose regulators of a natural monopoly want to regulate prices such that the monopoly will earn normal profits. the regulator should set prices equal to .
The regulator should set prices equal to Average cost
The term "average cost" refers to the price per unit produced throughout a production run. It represents the typical amount of money used in the manufacture of a good. This sum may vary based on the number of units produced. The average cost normally goes down as production volume increases as the firm employs increasing efficiencies.
The remaining inventory items are counted at the conclusion of an accounting period using the average cost approach, which computes a basic average of all comparable goods in inventory regardless of when they were purchased.
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the best approach to promotion budgeting is blank , though it requires careful judgment. multiple choice question. competitive parity percentage of sales objective and task all you can afford
Although it necessitates careful judgment, the best approach to budgeting for promotions is task-oriented and objective.
What is budgeting?Budgeting involves creating a plan for how you will spend your money. Budget refers to this budgeted spending. You may determine in advance if you will have enough money to complete the chores you need to or want to be creating this spending plan.
If you don't have enough money to do everything you want to do, using this planning strategy may help you prioritize your spending and focus your resources on the things that are most important to you.
Because budgeting enables you to create a spending plan for your money, you can always have enough cash to cover your essential needs and wants.
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country a is a more developed country with a low birth rate, a low total fertility rate, a high life expectancy, and a high percentage of urban population. based on this information, which of the following outcomes is most likely to occur in country a?
The outcome that is most likely to occur in country a, which is a more developed country, is pressures on pension and social security programs are at critical levels as the number of elderly increases.
What is a developed country?A developed country is a sovereign state that has developed economy, a high quality of life, advanced technological infrastructure relative to other less industrialized nations. The criteria for evaluating the degree of economic development are, most commonly, gross domestic product (GDP), gross national product (GNP), level of industrialization, the per capita income, amount of widespread infrastructure and general standard of living.
The multiple choices of the question are probably these:
A) Guest workers coming from less developed countries are needed to fill the labor shortages in urban areas.B) Declining youth populations and falling birth rates result in an increase in school construction in urban areas.C) Social security programs and pressures on pension are at critical levels as the number of elderly increases.D) National and provincial politicians must tailor their political campaigns to appeal to rural voters.E) As elderly populations downsize and seek to be closer to urban amenities, suburban house construction declines.In that case, C would be the correct option.
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question content area where are selling and administrative expenses found on the multiple-step income statement? a.after sales and before gross profit b.after net income and before expenses c.after gross profit d.before gross profit
Selling and administrative expenses are found after gross profit.
What is Gross profit?
A company's gross profit is calculated by deducting its entire sales from its total cost of products sold. All products sold by the business are included in the overall sales. All of the variable costs related to sales are added together to form the overall cost of the products sold. The cost of products sold is subtracted from revenue to calculate gross profit, also known as gross income. In general, fixed costs are not taken into account when calculating gross profit; only variable costs are. On the surface, a gross profit margin ratio of between 50 and 70 percent would be seen as healthy, and it would be for many different kinds of enterprises, including restaurants, merchants, manufacturers, and other goods makers.
Hence, Selling and administrative expenses are found after gross profit.
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price ceilings tend to create shortages when used to bring down price to the level of marginal cost. create a price above equilibrium. reduce exploitative use of market power. bring down price in a competitive market.
Price Ceilings create shortages when used to bring down price in a competitive market.
A ceiling is an overhead interior surface that covers the higher limits of a room. It isn't always typically considered a structural element, but a completed floor concealing the bottom of the roof structure or the ground of a tale above. Ceilings can be embellished to flavor, and there are many first-rate examples of frescoes and artwork on ceilings in particular in spiritual buildings. A ceiling can also be the higher restriction of a tunnel. The maximum commonplace form of ceiling is the dropped ceiling, which is suspended from the structural factors above.
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cortez, inc., is expecting to pay out a dividend of $2.50 next year. after that it expects its dividend to grow at 7 percent for the next four years. what is the present value of dividends over the next five-year period if the required rate of return is 10 percent?
The method for estimating the present value of all future income is known as discounted cash flow.Using the investor's required rate of return or cost of capital, future income is discounted to the present value.
The time value of money is the foundation upon which future income can be discounted to its present value.According to the idea of time value of money, a dollar received today is worth more than the same amount received in the future because it can be reinvested to generate additional returns.
How is discounted cash flow calculated?
The formula for discounted cash flow (DCF) is the sum of each period's cash flow divided by one and the discount rate (WACC) multiplied by the period number.
Is discounted cash flow the same thing as NPV?
However, they are not alike.You can find out how much current projected cash flows are worth using the discounted cash flow analysis.After taking into account initial costs, the Net Present Value indicates the net return on your investment.
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advertising by mail has become much less effective, with fewer consumers responding. because consumers are increasingly overwhelmed by the sheer amount of junk mail they receive, most discard almost all offers without considering them. thus, an effective way for corporations to
Cooperation among senders is possible, and that this junk mail avoiding behavior would change.
Advertising by mail has become much less effective, with fewer consumers responding. Because consumers are increasingly overwhelmed by the sheer amount of junk mail they receive, most discard almost all others without considering them. Thus, an effective way tor corporations to improve response rates would be to more carefully target the individuals to whom they mail advertising, thereby cutting down on the amount oi junk mall each consumer receives.
(E) This option directly supports the likelihood of the recommendation working. It flat out says that response rates to well targeted mail are better, and on top of that, even better than most forms of advertising in general (including traditional junk mail since the prompt says people discard almost all offers without considering them).
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Complete question:Advertising by mail has become much less effective, with fewer consumers responding. Because consumers are increasingly overwhelmed by the sheer amount of junk mail they receive, most discard almost all otters without considering them. Thus. an effective way tor corporations to improve response rates would be to more carefully target the individuals to whom they mail advertising, thereby cutting down on the amount oi junk mall each consumer receives.
Which of the following, if true, would most support this recommendation?
(A) There are cost effective means by which corporations that currently advertise by mail could improve response rates.
(B) Many successful corporations are already carefully targeting the individuals to whom they mail advertising.
(C) Any consumer who, immediately alter receiving an advertisement by mail, merely glances at it is very likely to discard it.
(D) Improvements in the quality of the advertising materials used in mail that is carefully targeted to individuals can improve the response rate for such mail.
(E) Response rates to carefully targeted advertisements by mail are considerably higher, on average, than response rates to most other forms of advertising.
the relationship between tax rates and tax revenue can be shown through the marginal productivity curve.
a. true
b. false
Answer:
falseeeeeeee
Explanation:
f f f f f f f
The relationship between tax rates and tax revenue can be shown through the marginal productivity curve, is the false statement. Hence, option B is correct.
What is the relationship between tax rates and tax revenues?The Laffer Curve is based on a theory by supply-side economist Arthur Laffer. It was created in 1974 and graphically illustrates the relationship between tax rates and the overall amount of tax revenue that governments receive. The curve is widely used to support the idea that reducing tax rates can increase total tax revenue.
Total tax income is calculated by multiplying the tax base by the tax rate. The main bases for taxation under current tax systems are income, spending, and assets. The tax rate is the sum of taxes applied to each unit of the tax base.
Thus, option B is correct.
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a retail outlet is being designed in a strip mall in nebraska. for this outlet, the installed fiberglass insulation to protect against heat loss in the winter and heat gain in the summer will cost an estimated $100,000. the annual savings in energy due to the insulation will be $18,000 at eoy one in the 10-year life of the outlet, and these savings will increase by 12% each year thereafter. if the annual interest rate is 15%, what is the present value of the energy savings? pinoybix
The present equivalent of energy savings is $88,000 and since the amount is less than the cost of insulation, the cost of insulation is not justified.
What are equivalent energy savings?Energy Efficiency on a par Measure refers to decreases in the use of fossil fuels other than natural gas or the use of other energy sources not derived from fossil fuels that are equivalent to decreases in the consumption of natural gas or electricity.Energy conservation measures include turning off the lights when leaving a room, unplugging appliances when not in use, and choosing to walk rather than drive. Gaining more control over their energy bill and lowering the demand for the planet's natural resources are the two main motivations for energy conservation.According to our question -
the cost of installation is $90,000. the life of insulation is 7 years.
the interest rate, r is 0.18.
the cash flow series of energy savings is a geometric cash flow series. where the first cash flow , A is $16,000 and the geometric gradient is 0.15
The present equivalent of energy savings is given by:
P = A[(1+(1+g)^n(1+i)^-n)/(i-g)]
= (16000)[(1+(1+0.15)^7(1+0.18)^-7)/(0.18-0.15)]
= $88,000
Hence, The present equivalent of energy savings is $88,000 and since the amount is less than the cost of insulation, the cost of insulation is not justified.
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a broker-dealer sells bonds to one of its customers. if the broker-dealer is a member of the syndicate, the firm is entitled to the:
A syndicate member is entitled to the extra takedown, and the concession is referred to as the full takedown. Solely the syndicate manager is entitled to the management fee.
A dealer (B-D) could be a person or firm within the business of shopping for and commerce securities for its own account or on behalf of its customers. The term dealer is employed in U.S. securities regulation expressions to explain stock brokerages because most act as each agent and principal.
After shopping for securities, like stock and bonds, dealers sell those securities to alternative investors at a worth over the shopping for worth. The distinction between their shopping for worth (bid price) and their damage (ask price) is thought because the dealer unfolds.
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in what ways does a well-written job description help a firm? (check all that apply.) multiple select question. improving customer relationships determining training guidelines creating performance expectations narrowing down the list of job candidates
Deciding on training standards
Setting up performance criteria
Reducing the pool of applicants for the position
What advantages does a well-written job description offer a business?When it comes time for a performance review or evaluation, in particular, a well-written job description can help employers stay accountable to the needs and demands of a role from employees.
Which of the following describes a successful salesperson?They are self-assured.
They're constantly on.
They're not overt.
They are tough.
They are outgoing.
They pay attention well.
They are adept multitaskers.
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as the system administrator for a large financial institution, you have been assigned to upgrade the laptops for the sales representatives in your company. you have installed a 2-tb ssd drive in each of the laptops for quick access and storage of large multimedia files. you have also upgraded the memory to 16 gb and made sure that all the device drivers are updated. after delivering the upgraded laptops to the sales representatives, you begin to receive calls and emails saying that saving videos and other large files to the ssd drive is sluggish and sometimes impossible. which of the following is the best first-step solution for trying to resolve the issue?
As the Systems Administrator, the best first-step solution for trying to resolve the issue is to check the processing speed of the computers as well as the versions of windows installed viz a viz whether or not they are 32 or 64 bits. When a 32-bit driver is installed on a 64-bit system, it can lead to issues.
Who is a systems administrator?System administrators, often known as sysadmins, are information technology (IT) specialists that ensure that an organization's computer systems are operational and suit its demands. Sysadmins provide assistance, troubleshooting, and upkeep for computer systems and networks.
Based on their tasks and responsibilities, the four categories of system administrators are as follows:
Administrators of networks. Network administrators oversee an organization's overall network infrastructureDatabase AdministratorsServer/Web AdministratorsSecurity Systems Administrators.System administration may not always necessitate coding. It entails total control of the computing environment. However, sysadmins may be required to code at times in order to assist software engineers or developers. As a result, learning to code is advantageous.
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Find the missing values assuming continuously compounded interest. (Round your answers to two decimal places.)
Initial Investment: $600
Amount after 10 years: $1805
Interest Rate: ?
Amount of time it takes to double: ?
P = $1000
r = 2.1% = 0.021
Pert = 2P
=> 1000e0.021t = 2* 1000 = 2000
=> e0.021t = 2000 / 1000 = 2
=> ln e0.021t = ln 2
=> 0.021t = ln 2
=> t = 33.01 years
Amount after 10 years
= 1000e0.021(10)
= 1000e0.21
= $1233.68
The quantity is a property that can exist as a large number or magnitude, which illustrates discontinuity and continuity. Portions can be compared in phrases of "greater", "much less", or "equal", or through assigning a numerical price multiple of a unit of size. Mass, time, distance, warmth, and perspective are among the acquainted examples of quantitative properties. The amount is the various primary instructions of things along with quality, substance, exchange, and relation. A few portions are such by their internal nature (as a range), even as others function as states (properties, dimensions, attributes) of factors such as heavy and mild, long and short, broad and narrow, small and splendid, or a lot and little.
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transfer prices a.can be set as low as variable costs. b.are used to motivate managers. c.may be used for cost, profit, and investment centers. d.all of these choices are correct.
Transfer prices can be d. all of these choices are correct.
When commodities are transferred between divisions of the same business, transfer pricing accounting is used. When billing another division, or subsidiary, a transfer price is calculated based on market rates. By adding a margin to the cost, which is done by compiling the standard cost of a component and adding the usual profit margin, they can be set as low as variable costs.
When decentralized units are set up as cost, profit, or investment centres, transfer prices may also be used. Further, these prices are used by firms to reduce the parent firm's overall tax burden, which also helps to motivate the managers as the process comes in synchronization.
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Which of the following activities takes place most immediately once the mission has been developed?
A) The firm develops alternative or back-up missions in case the original mission fails.
B) The functional areas develop their functional area strategies.
C) The functional areas develop their supporting missions.
D) The ten OM decision areas are prioritized.
E) Operational tactics are developed.
The mission development activity occurs most quickly when the functional areas generate their supporting missions.
The supporting missions are developed by the functional areas. An international business and a multinational corporation differ in certain ways.
The next step for an organization after creating its mission statement is to create the precise goals targeted at fulfilling that aim.
A practical planning method called VMOSA (Vision, Mission, Objectives, Strategies, and Action Plans) is used to assist community groups in defining a vision and creating workable change-implementing strategies. VMOSA assists your company in setting and achieving short-term objectives while staying focused on your long-term objectives. Including this planning process in your group's activities can help you establish consensus, define your objective, and ground your aspirations. This section examines when and how to integrate VMOSA into the planning process at your organization.
goals for the process. These are the goals that speak to carrying out the actions required to accomplish other goals. The committee might decide to establish a detailed strategy for enhancing local housing, for instance.
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