True, the various online calculators and worksheets can help one to find answers to financial planning and investing question.
Today, the computer application which are programmed to provided the solutions to different level of financial planning and investing question can not be assessed online.
For instance, the MS Excel which was one of the earliest wroksheet can not be used online in form of G.oogle Spreadsheet etc
Therefore, it is true that various online calculators and worksheets can help one to find answers to financial planning and investing question.
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Since they filed bankruptcy in the past, a couple ends up paying a 12% fixed rate for a 30 year mortgage. With a better credit rating, they could have gotten the loan at a rate of 8%. If their loan amount is $140,000, how much more per month will the couple be paying for their mortgage as a result of their bankruptcy? a. $137,532. 67 b. $412. 79 c. $1,440. 06 d. $260. 37 Please select the best answer from the choices provided A B C D.
Based on the scenario given , we can see that because the couple have already filed for bankruptcy, there is a 12% fixed rate for a 30 year mortgage, therefore, if they got 8% loan rate and the loan amount is $140, 000, then the amount which they would be paying more would be $412.79.
As a result of this, we can see that their extra amount which they would pay is to first calculate the total loan tenure which is 30 x 12 = 360 months.
Next would be to find the new monthly payments from the better credit rating and it would be $1,027.27
Next, we would factor in the bankruptcy factor which would be 0.01.
Next, we would calculate the monthly payments would be $1,440.06
Finally, we would find the difference between the excess payment which would be $1,440.06 - $1,027.27
Therefore, the correct answer is $412.79
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Answer:
✅ B. $412.79i got it right⬇️
__________ is the specialized area of management that converts or transforms resources into goods and services.
Answer:
operations management
Explanation:
Trust me
fractional reserve lending"" what does this mean.
Answer:
It means that they lend a loan with a reserve that is less than the amount they lend.
the ________ step in the selling process is often stressful for salespeople, since one of the possible outcomes is that the salesperson goes away empty-handed.
Based on marketing strategy, the Closing the sale step in the selling process is often stressful for salespeople, since one of the possible outcomes is that the salesperson goes away empty-handed.
Closing the sale step is one of the steps in the sales process that salespeople use to market their products.
Closing the sale step includes various steps such as the following:
Carrying out pre-sale research. Meeting and greet. Ask for the sale.Follow-up.Hence, in this case, it is concluded that the correct answer is "Closing the sale."
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A townhouse is purchased for $475,000. If the transfer tax is $2.00 on the first $1,000. and $0.10 for each additional $100., how much are the transfer taxes?
Based on the information given the amount of the transfer taxes is $476.
Using this formula
Total transfer tax=[(Purchased price+ First transfer tax)×(Additional tax)]+Transfer tax
Let plug in the formula
Total transfer tax=[($475,000-$1,000)×($0.10/$100)]+$2
Total transfer tax = ([$474,000 x .001] + $2)
Total transfer tax=$474+$2
Total transfer tax=$476
Inconclusion the amount of the transfer taxes is $476.
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Keith works as a construction foreman, and he is viewed as a reliable, competent employee. During the 2007-2009 recession, Keith's employer reduced its workforce and Keith was let go without the expectation of being called back. Which one of the following would most likely provide Keith with benefits?
A) Group life insurance.B) Unemployment insurance.C) Workers' compensation insurance.D) Supplemental unemployment benefits.
Unemployment insurance is the provision that is most likely to provide Keith with benefits.
The unemployment insurance refers to a federal program which provides cash benefits to eligible workers.
Benefit in this aspect refers to compensation to be given to insured because of the loss he suffered as a result of unemployment.In conclusion, the Option B is correct because Unemployment insurance is the provision that is most likely to provide Keith with benefits.
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An investor buys a call at a price of $4.50 with an exercise price of $40. At what stock price will the investor break even on the purchase of the call
Answer:
44.50
Explanation:
I think your just suppose to add the numbers together.
An investor buys a call at a price of $4.50 with an exercise price of $40. At 44.50, the stock price will the investor break even on the purchase of the call.
What is stock?The term stock refers to the product are the ready to the sale for the bulk in the production. The stock is always in the bulk in items. The stock is the measured according to the quantity. The stock was ready to be delivered to the wholesaler.
According to the 44.50, the stock price will the investor break even on the purchase of the call.
The given amount was the based on the price of $4.50.
The exercise price of $40.
Determine was the stock:
Break even price: $44.50
40 +4.5 = 44.50
As a result, the 44.50 stock price will the investor break even on the purchase of the call.
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The existence of a ________ means that the interest rate on a two-year bond will exceed the average interest rate on two successive one-year bonds.
Why is it important to have leadership skills in a business?:
Answer:
It is important to have leadership skills in a business because you know what you are suppose to be doing and how you suppose to be doing by others in a business. Moreover, because it take leadership to keep everything in order like it should be in a business.
Explanation:
Total revenue minus the total _____ and total _____ costs of production is economic profit. Multiple choice question. explicit; accounting explicit; modified implicit; explicit implicit; modified
Total revenue minus the total explicit and total implicit costs of production is economic profit.
Economic profit is accounting profit less implicit or opportunity costs. It is also total revenue less explicit and implicit cost.
Explicit cost is the amount used in running a business. Examples are rent and wages.
Implicit cost is the cost of the next best option that is let gone off when one option is chosen over other options. For example, a baker leaves his job to start his own business. His implicit cost is the wages he earned as a baker.
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When the federal reserve announces that it is increasing the federal funds rate, it is actually going to ___________.
The federal funds rate is commonly described as the target interest rate that has been fixed by the Federal Open Market Committee (FOMC). When the federal reserve announces that it is increasing the federal funds rate, it is actually going to sell bonds on the open market until the federal funds rate rises the new target.
The target interest rate is often the rate at which commercial banks do borrow and lend their excess reserves to one other.The FOMC often meets eight times a year so as to set the standard federal funds rate.
The Federal government announces a new federal funds rate. It takes place through buying or selling bonds to influence interest rates. fed do sells bonds, and as a result the bond prices fall and interest rates rise.
Full question below
When the federal reserve announces that it is increasing the federal funds rate, it is actually going to ___________.
A. Require that banks pay higher interest rates to each other
B. Change the law on the federal funds rate
C. Buy bonds on the open market until the federal funds rate rises to the new target
D. Sell bonds on the open market until the federal funds rate rises the new target
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why is it necessary to keep account or financial records while doing vegetable farming
Answer:
record keeping is a necessary element of good livestock business management.. if farmers have farm record they can tell how well they are managing their farm in comparison to other farmers. they can also see the strength and weakness in their farm operation...
Gloria has an option to purchase the cottage she leases from her landlord. She can exercise the option within the next two years. To gain that right, Gloria paid the landlord $5,000. This is called ______.
The option that Gloria has to purchase the cottage that she leases from her landlord is called An option fee.
Gloria has an option to purchase this property here. Under this option, she and the landlord would have a mutually agreed percentage on the purchase price.
Gloria paid her landlord the $5000 in order for her to have the right that would enable her to buy this property at a later date in the future.
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cosy corner plc case study
Answer: https://www.igcsebusiness.co.uk/uploads/2/6/7/8/26787454/organisation_notes_final.pdf
Explanation:
Event Credit Payment Interest Principal Balance
$500.00 $0.00 $0.00 $500.00
Payment 1 $100.00 $7.40 $92.60 $407.40
Payment 2 $100.00 $6.23 $93.77 $313.63
Payment 3 $100.00 $4.79 $95.21 $218.42
Payment 4 $100.00 $3.02 $96.98 $121.44
Payment 5 $100.00 $1.86 $98.14 $23.30
Payment 6 $23.64 $0.34 $23.30 $0.00
Grand Total $500 $523.64 $23.64 $500.00 $0.00
Study this payment schedule and answer the following questions.
Part A
How long will it take to pay off this credit card?
Part B
How much will the interest be?
Answer: 6 months
Explanation:
plato
Answer:
It will take six months to pay off the credit card and the interest will be $23.64
Explanation:
The ______ period rate of return is simply the rate of return over some arbitrary investment period.
Answer: holding
Explanation:
When a company has both common and preferred stock, its ROE must be adjusted by ______. (Select all that apply.) Multiple select question. adding the preferred stock balance to total stockholders' equity subtracting preferred stock dividends from net income subtracting the preferred stock balance from total stockholders' equity adding the preferred stock dividends to net income
With both common and preferred stocks, the company's ROE must be adjusted by B. subtracting preferred stock dividends from net income and C. subtracting the preferred stock balance from total stockholders' equity.
ROE means Return on Equity. It refers to the financial measure that determines the profitability of Common Stockholders' investments versus the profits due to them.
Thus, to arrive at the ROE, the preferred stock dividends must be deducted from the net income, and the resulting figure is divided by the balance of the total stockholder's equity after subtracting the preferred stock.
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The era in marketing history characterized by the notion that the consumer is king is known as the ________ era.
Answer:
The Selling Era
Kotler refers to this as businesses "selling what they make, rather than making what the market wants to buy." ... Selling-era tactics can be risky for companies, as the hard sell can turn off consumers, perhaps even push them into the arms of a competitor.
Explanation:
Marginal revenue for a monopolist is computed asa.average revenue times quantity divided by price.b.total revenue divided by quantity sold.c.change in total revenue per one unit increase in quantity sold.d.average revenue divided by quantity sold.
Statement that explains Marginal revenue and it can be computed for a monopolist is C:sold.c.change in total revenue per one unit increase in quantity sold.
Marginal revenue can be regarded as central concept in microeconomics which focus on additional total revenue that us been gotten by increasing product sales by 1 unit.In monopolist,it can be computed by change in total revenue with respect to a unit increase that is been sold.Therefore, option C is correct.
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Marvin places his telephone number on the national do-not-call list. After six months, Marvin is still receiving telemarketing calls. Particularly annoying to Marvin are the robocalls - those autodialed, prerecorded commercial telemarketing messages! Marvin hates telemarketing calls anyway, and if a live person cannot take the time to actually place the call, Marvin sure has no use for them. Marvin files a complaint with the Federal Trade Commission (FTC) about the robocalls. Marvin could also sue the companies that placed the calls. If Marvin chooses to sue the companies that placed the calls:
If Marvin chooses to sue the companies that placed the calls, it is very likely that he could get between $500 to $1,500 as damages on every Text Message or Call that he got after he had placed his telephone number on the national do-not-call list.
This is so because the range of award in damages stipulated by the Telephone Consumer Protection Act (TCPA) falls right between that range. If it is established that the company intentionally continuously sent recorded calls or messages to its customers, against their wishes, then the maximum amount of $1,500 may be awarded.
The TCPA is a federal law. The Federal Communications Commission (FCC), help to enforce the TCPA.
Prohibited forms of Calls
There are several other types of communication that is prohibited by the TCPA. Marvin's case falls into the category of the National Do-Not-Call Registry. Any form of communication to numbers entered into such registry is deemed illegal.
Other categories are:
Making calls to mobile or residential phone lines using pre-recorded or artificially generated calls. This includes calls that enter in the voice mailbox of the recipient;Unsolicited adverts, which were sent to phones or faxes of the recipients.It is important to note that not all the calls in the categories highlighted above are illegal. There are a few exceptions to the rule. They are, call from:
Public safety officialsSchools and CollegesNot-for-profit entitiesFinancial InstitutionsUtility Servicing companiesGovernment establishments etc.To learn more about the TCPA click on the link below:
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_____ is designed to serve the needs of a specific department, such as sales, marketing, or finance.
You want to make sure your account reflects the spending you’ve actually done, so you pull receipts out of your clothes pockets from the last two weeks and find two for Cool Snacks, one for Club Cafe, one from a sale at Clothing Rack, and an ATM slip for a withdrawal of $30.
Based on the information given, the items that can be reflected in the account activity but that the person cannot account for include bank charges and transactions involving the use of ATMs.
From the complete information, it should be noted that there are bank charges that are charged by the banks. In this case, the account may not reflect the spending that has actually been done.
Also, there are taxes that are charged on the goods that the person bought. Therefore, this will be reflected on the account activity and will give rise to a higher value than the amount that the person actually spends.
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Economists normally assume that the goal of a firm is to Group of answer choices maximize its total revenue. minimize its explicit costs. minimize its total cost. maximize its profit.
Economists normally assume that the goal of a business firm is to: D. maximize its profit.
Profit can be defined as an amount of money that is generated by an individual or a business firm when the manufacturing cost is deducted (subtracted) from total revenue.
Generally, economists usually consider the maximization of profit as the goal of a business firm.
In this context, economists usually assume that the goal of a business firm is to earn:
Profits as large as possible, even if it has to reduce its level of production.Profits as large as possible, even if it has to incur a higher total manufacturing cost.Read more: https://brainly.com/question/25087943
The key characteristics of a monopolistically competitive market structure include:
Many small (relative to the total market) sellers acting independently.
A monopolistically competitive market is a market structure where there are many producers of similar products but each firm can differentiate their own products.
In a monopolistically competitive market, entry into the markets are low. This means that there are no barriers to entering and exiting the market for sales purposes.
Thus, the monopolistically competitive market is characterized by having many firms, differentiated products and free entry/exit.
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Fraudulent charities frequently collect donations in the following ways:
Group of answer choices
commercials, phone, door-to-door
fundraiser events, email, phone
email, phone, door-to-door
email, phone, commercials
Answer:
email, phone, door-to-door
Explanation:
Commercials and fundraiser events are too public for frauds
The accountant recorded the adjusting entry for the depreciation of its long-lived assets with a debit to Depreciation Expense and a credit to Accumulated Depreciation. As a result of this entry, assets and stockholders' equity will be ______. Multiple choice question. unaffected by the entry understated decreased overstated
As a result of the entry that was made by the accountant, assets and stockholders' equity will be decreased.
From the information given, it should be noted that an accountant recorded the adjusting entry for the depreciation of its long-lived assets with a debit to depreciation expense and a credit to accumulated depreciation.
Since there's a credit to the accumulated depreciation, it should be noted that there will be a reduction in the assets and the stockholders equity.
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when a bank says their savings account earns 1% APY interest, that typically means you will earn 1% interest over what period of time
A. monthly
B.Daily
C. Annually
D. Quarterly
Answer:
A.number monthly. i think
Dillards buys finished products and sells them for a profit to its customers. Dillards is a part of which type of market
The market consisting of wholesalers and retailers who buy products for resale purposes.
Dillards is a part the Reseller market.
What type of business is a reseller?A reseller business allows you to resell products bought from manufacturers to customers. The reseller dropship business model is affordable, making it a great option for new entrepreneurs. As a reseller, you're essentially the middleman between the manufacturer and customers.
What are resellers examples?Most resellers are retail organizations. These include grocery stores, department stores and specialty stores, such as home improvement or pet supply stores. There are many different types of retailers, from Wal-Mart to Macy's to the boutique on Main Street.
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Which bank does not charge at all for using the ATM?
Bank A
Bank B
Bank C
Bank D
ANSWER : Bank A
Answer:
Bank A
Hope my answer helps
Major investments in either tangible long-term assets such as land, or intangible assets such as patents are considered to be ______ expenditures. Multiple choice question. master
Major investments in either tangible long-term assets such as land, or intangible assets such as patents are considered to be capital expenditures.
Capital expenditures is the amount spent on the purchases, repair or maintenance of fixed assets. capital expenditures are capitalised and recorded in the balance sheet.
Fixed assets are long term assets used in the production of goods and services. They can be tangible or intangible.
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