The advantages of personal financial planning include:
a. Increased effectiveness in obtaining, using and protecting your financial resources
b. Increased control of your financial affairs by avoiding excessive debt and bankruptcy
c. Improved personal relationships resulting from better communicated financial decisions
d. All of these
e. None of these

Answers

Answer 1

Answer:

d. All of these

Explanation:

Personal financing is the process of organizing and managing an individual or household's income to achieve set financial goals. It involves managing personal finance activities such as income, expenditure, savings, and investments. The primary objective of personal finance is to assist individuals maximize their current incomes and make future plans. As a result, they can achieve both short term and long term goals.


Related Questions

Which economic system produces goods based on supply and demand and
encourages entrepreneurs through profit motive?
A. Traditional
B. Modified command
C. Command
D. Market

Answers

Answer:

D. Market

Explanation:

A market economy can be defined as an economic system that produces goods based on supply and demand and encourages entrepreneurs through profit motive.

In a perfect market economy, there are many buyers and sellers of homogeneous products, and there is free entry and exit in the market.

This simply means that, in a market economy, there are many buyers and sellers (price takers) of homogeneous products (standardized products with substitute) and the market is free (practically open) to all individuals or business entities that are willing to trade all their goods and services.

Hence, a market economy is characterized by the following features;

1. Perfect information.

2. No barriers, it is typically free.

3. Equilibrium price and quantity.

4. Many buyers and sellers.

5. Homogeneous products.

Hence, the price and quantity of goods that are to be supplied by the producers (manufacturers) to the consumers are mainly determined by the forces of demand and supply.

Answer: The answer is C. Market

Edge2020

Explanation:

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Have a great day.

A new business should be based on an entrepreneur's individual interests because the entrepreneur must...
A. have sufficient confidence to succeed.
B. be willing to take personal responsibility.
C. have enough determination to work alone.
D. dedicate as many hours as needed to the work.
Will mark brainliest!

Answers

Answer:

A.................

Explanation:

look at my pokemon

Answer:

D

Explanation: because i said so but it might not be right

what is judiciary and executive?

Answers

Judiciary is the judicial authorities of a country; judges collectively.
Executive is the person or branch of a government responsible for putting policies or laws into effect.

Mark Simpson earns $980 biweekly as a security guard for Albany Med. His group medical insurance costs $7,000 a year. The company pays 90% of the cost of medical insurance. How much is deducted from Marks biweekly paycheck for medical coverage

Answers

Answer:

$26.923

Explanation:

Biweekly payment means payments every 14 days or 2 weeks. One year has 52 weeks. Mark is paid 26 times per year

if the company pays 90% of $7000, then Mark pays 10% of $7000

Mark pays = 10/100 x $7000

=0.1 x $7000

=$700

The amount of $700 is spread over 26 weeks.

Each paycheck, Mark will be deducted

=$700/26

=$26.923 per check

For each obstacle, select the best solution.

not getting in to a class:

failing a class:

not being accepted to college:

not saving enough money to pay for college:

Answers

Answer:

3 3 1 2

Explanation:

Answer:

3 3 1 2

Explanation:

Select the examples that best represent Architecture and Construction customers. Check all that apply.

a supermarket company that wants to build a new store
a company that needs its vehicles to be maintained
a homeowner who wants the house cleaned for a party
a company that cleans up pollution in rivers
a homeowner who wants to remodel the home
a city that wants to repair its roads

Answers

Answer:

Explanation:

1 5 6

The best examples that represents a person that works in construction and architecture are:

a supermarket company that wants to build a new store.a homeowner who wants to remodel the homea city that wants to repair its roads

What is architecture?

This is a type of job that requires the modeling of houses. Architects are people that are involved in the building and the remodeling of houses and buildings.

A construction worker is a person that works on site. Such people are known to fix roads.

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Why is it usual for architects, carpenters, and building inspectors all to be investigative?
They all get their primary satisfaction from their relationships.
O They all value order and power.
They all value observation and organizing information and data.
O They all prefer to deal with mechanical rather than aesthetic issues.

Answers

Answer:

They all value observation and organizing information and data.

Explanation:

Architects, carpenters, and building inspectors tend to be perfectionists that strive to achieve perfection, by gathering information and data.

Which of these is a financial service offered to business owners?
A.) Core Competencies
B.) Dividend payments
C.) Insurance
D.) Operational efficiencies

Answers

Answer:

C.) Insurance

Explanation:

Financial services include the services offered by banks, insurance companies, investment houses, real estate brokers, lenders, and finance companies. These services have a commercial aspect of either saving (pooling of resources), borrowing, or investing.

In this list, insurance is a financial service. Insurance is the purchase of protection or cover against risks. Insurance companies undertake to provide financial compensation in the event of loss arising from the risk insured against in exchange for premiums. Insurance companies pool resources together to compensate a member who has suffered a financial loss.

describe the process of career planning​

Answers

Answer:

The career planning process involves taking the time to decide what your career goals are and how you'll get there. You might engage in this process on your own or with a guidance or career counselor. You can also start the career planning process at any point in your career.

Explanation:

Answer:

aalu jasto answer dinxa

What is value?
A. The revenue a company receives in one year
B. The profit a company produces in one year
C. The amount that a product or service is worth
D. The scarcity of a product

Answers

Answer:

c. the amount that a product or service is worth

mia borrows 66,000 for four years at an APR of 7.25% what is the monthly payment

Answers

Answer:

$10,229.76

Explanation:

The monthly payment to be made by Mia over such borrowings will be $1,588.

What is monthly payment?

The payments made every month to pay the loans or advances is known as a monthly payment. It is like EMI.

The total repayment of the borrowings will be $76,230 over a period of four years. Monthly payment for the same will be,

[tex]\rm Monthly\ Payment= \dfrac{Total\ Amount}{No\ of \ Payments}\\\\\rm Monthly\ Payment= \dfrac{76230}{48}\\\\\rm Monthly\ Payment= \$1588[/tex]

Hence, the monthly payment will be $1588.

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Select the correct answer.
Kruger Trading Inc. buys goods on credit. In which two accounts will the company post this transaction after entering it into the journal?

Answers

Answer:

с. Purchases and Creditors

Multiple choices

A. Goods and Cash

В.Goods and Creditors

с. Purchases and Creditors

D.Purchases and Cash

Explanation:

The purchase account is used to record purchased goods. Accountants and bookkeepers usually do not operate a goods account. When goods are purchased, they increase the purchases account.

Purchased goods are either paid in cash or on credit. Cash purchases reduce cash held in the business and are recorded in the cash account. Credit purchases increase liabilities and are recorded in the creditor's accounts.

which of the following is an internet job search "do"
a. post your resume without considering privacy
b. pay attention to all directions before responding to job postings
c. assume that email is informal, private , or temporary.
d. take a passive role during your online job search.​

Answers

I believe it's B.......

Answer:

B

Explanation:

A record store that sells $1,000 woth of CDs per day to 40 customers ( the average cost of goods sold per unit is $12.50) How much is the store COGS? ____________________

Answers

Answer:

$500

Explanation:

COGS or the cost of goods sold is the total cost of all goods sold in a period. It is the direct cost of productions and include direct labor costs, direct materials, and direct overhead costs.

In this case, The average cost of goods sold per unit is $12.50. The business sells to 40 customers. The totals cost of goods sold or the COGS will be

=$12.50 x 40

=$500

Write a three- to five-sentence paragraph that defines economics. Based on your definition, explain why it is difficult to consider economics an exact science. You may want to consider how economists approach economics to help you explain your answer.

Answers

Answer: See explanation

Explanation:

Economics is referred to as a social science that is concerned with how goods are produced, how they're distributed and how they're consumed. Economics is the social science that studies why human beings behave the way that they do.

It is difficult to consider Economics as a science because it lacks a hypotheses that's testable. Also, there is lack of consensus and the scientific method is not followed in Economics.

Under the Federal Insurance Contributions Act, where do the funds for Social
Security and Medicare come from?

Answers

Answer:

It is deducted from the workers

Explanation:

All employers are required to deduct social security and medicare taxes from their employees' paychecks. The deducted amounts are remitted to the government through the social security administration authority.

Therefore, the funds for Social  Security and Medicare come from the employees' paycheck. It is the workers who contribute these funds from their income.


What are the two factors used to calculate productivity?
A. Goods produced and number of customers
B. Resources invested and goods lost
C. Goods produced and employees hired
D. Goods produced and resources invested

Answers

Goods produced and resources invested re the two factors used to calculate productivity.

How productivity is measured?

Productivity is measured from different factors in the organization like the profit generate from the sales, number of customer increases, the amount of money invested in the company, the goods that are consumed of sell within span of time and others.

Thus, option D is correct.

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Answer:

Goods produced and resources invested

Explanation:

Compare these costs.
48 paper plates for $2.99
75 paper plates for $3.99

Answers

Answer:

the $3.99 one cost less per unit

Explanation:

the $2.99 = $0.06 per unit

the $3.99 = $0.05 per unit

he loves me, he gives me all his money, that gucci prada comfy, my suger daddy:)

Answers

Answer:

what did he sayyyyyyyyyy

dunn dunn dun dunn dun

what is another name for needs (select all that apply)
fixed expense, varible expense essentail expense, and discretionary expense

Answers

Answer:

essential expense

Explanation:

Needs are the items we must have to survive or accomplish somethings. A need is that thing one cannot afford not to have or things we cannot do without. Food, shelter, and clothing are considered basic needs because, without them, one's survival is threatened.

Needs are, therefore, essential for survival. Any expenditure on needs is an essential expense.

What inspired Selfridge to ensure that customers in his store could browse at their leisure?

Answers

Answer:

the strict policies at other stores that took away the pleasure of shopping inspired Selfridge to ensure that other customers at his store could browse at their leisure

Why do older kids think they know every thing?

Answers

Answer:

I have no clue tbh lol they think they are the boss of us

Because technically they do , when you turn a adult don’t you know stuff more when you were a kid ? For example a kid who is 6 is gonna know how to walk then a kid who is 1 :)

explain fixed capital​

Answers

Answer:

see below

Explanation:

Fixed capital refers to the durable assets required to start and maintain business operations. They are long-term investments such as equipment,  plants and machinery that are used repeatedly over a long time to produce goods and services. The term fixed implies that these assets are not consumed or get diminished in the production process.

Fixed capital comprises tangible assets that are not meant for sale in the current period. They have a useful life of several years, necessitating depreciation techniques to be applied.

what are some good jobs for an 15 or 16 year old ?

Answers

Answer:

dog walker,babysitting, fastfood restaurants

Answer:

Babysitter, Newspaper Delivery, Lawn Mowing, Lifeguard, Working Retail, Fast Food Server

Explanation:

Q1. This organizational structure violates the unity of
command principles because of dual reporting
relationship.

A. Functional organization
B. Line type organization
C. Matrix organization
D. Network organization

Q2. It is a collection of independent, mostly single
function enterprises that collaborate on a good
or service.

A. Divisional organization
B. Functional organization
C. Matrix organization
D. Network organization​

Answers

Question:

Q1. This organizational structure violates the unity of command principles because of dual reporting relationship.

Q2. It is a collection of independent, mostly single function enterprises that collaborate on a good or service.

Answer:C. Matrix Organization A. Divisional Organization Explanation:

That's my opinion and I hope it helps ^_^

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Promotional discounts are given to stores by manufacturers to place their products in preferred locations in the store and to display their products in a ski manufacturer sells a local ski shop 35 pairs of their new store window: skis for $7000, which is a discount of $2,625. What is the percentage of the discount given to the store? (Round your answer to the nearest whole percent.)

Answers

Answer:

27%

Explanation:

The ski was sold for $7,000 which has a discount of $2,625.

the price before discount is

= $7,000 + $2,625.

=$9,625

the discount as a percentage

=$2,625 / $9,625  x 100

=0.272727 x 100

=27.27%

=27%

Describe the difference between an idea and a business opportunity.

Answers

An idea isn’t really a proven concept, while a business opportunity is a proven concept you’ll likely make more money or whatever having a business opportunity.

Your classmate is telling you how they plan to become financially secure.

Which of the following factors can help him do so?


saving money

both saving and investing money

investing money

neither saving nor investing money

it is not just the answer "Saving money" i already took the test and that answer was wrong

Answers

Answer:

both saving and I vesting

Specialization can help a country's economy by:*
A) increasing its overall opportunity costs.
B)reducing the level of division in its labor force
C)increasing the cost of its voluntary exchanges
D)reducing its need to be self-sufficient,

Answers

Answer:

D)reducing its need to be self-sufficient,

Explanation:

Specialisation by a country's economy means that it produces only the specialised goods & even export it, import the other goods.

It decreases opportunity costs, decreases cost of voluntary exchanges. Higher level of specialisation implies there is increased labor force division.

However, it reduces need of country to be self sufficient. As, it can gainfully trade its specialised goods for other goods (in which other economy specialises).

Answer:D

Explanation:

Select the correct answer.
Why are borrowing and lending money important in the United States?
A.
They ensure that people and businesses can buy what they need.
B.
They ensure that money is distributed equally and fairly to all.
C.
They ensure that the government's financial regulations are followed.
D.
They ensure that the nation can avoid an economic recession.

Answers

Answer:

A.

They ensure that people and businesses can buy what they need.

Explanation:

Borrowing involves requesting and receiving a huge sum of money in a lump sum. Households and firms borrow from lenders to finance business expansion or domestic consumption.

In the economy, borrowing is significant as it facilitates the acquisition of start-up capital, capital goods, and household developments. Without borrowing and lending, these investments and consumption would not be possible as they require large sums of money to initialize. If firms and households depended on savings for capital and consumption expenditure, the rate of economic growth would be very slow. It would take many years to achieve the substantial amount needed for expansion and development projects.

Answer:

A. They ensure that people and businesses can buy what they need.

Hope this helps!

Explanation:

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