The fee you pay to borrow money or the fee you charge to lend money is called interest. Interest is $3523.83
Find the amount of interest ?
The basic interest formula is as follows:Interest is equal to P, R, and T.P is the principal sum (the beginning balance).Interest rate, R (usually per year, expressed as a decimal).T = Number of intervals of time (generally one-year time periods).
loan of principles p= $9,300,
at rate R= 12 1 /8 % interest
Rate R = 12.125%
for duration year T = 37.5 months
T= 37.5/12 = 3.125 years
Interest I=PRT/100
Interest I =( 9300*12.125*3.125)/100
Interest I = (352382.8125)/100
Interest I = 3523.83
Interest I= $3523.83
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the department approving a sales transaction should be the billing department.
a. true
b. false
The department approving a sales transaction should be the billing department. This statement is True.
A economic transaction is an agreement, or communication, among a buyer and seller to exchange goods, services, or belongings for fee. Any transaction includes a exchange in the status of the price range of or extra organizations or individuals.
Based on the trade of coins, there are 3 forms of accounting transactions, specifically cash transactions, non-cash transactions, and credit score transactions.
A transaction is a completed settlement between a consumer and a vendor to alternate items, services, or financial assets in go back for cash.
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under a managed float exchange rate system, the fed may attempt to stimulate the u.s. economy by the dollar. such an adjustment in the dollar's value should u.s. economic growth. (lo 5.1, 5.3) group of answer choices weakening; increase weakening; decrease strengthening; increase strengthening; decrease
Under a managed float exchange rate system, the Fed may attempt to stimulate the US economy by weakening the dollar. Such an adjustment in the dollar's value should decrease the US economic growth. Thus, the correct answer is B 'weakening; decrease'.
A managed floating exchange rate refers to an exchange rate system that allows a country's central bank to intervene regularly in foreign exchange markets in order to change the direction of the currency's float or/and reduce the amount of currency volatility. The managed floating exchange rate system is also known as a 'dirty float'. In simple words, under the managed floating exchange rate system, central banks are responsible for managing currency by issuing new currency, managing foreign currency reserves, and setting interest rates.
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unforeseen economic factors caused a central american nation to suffer from a catastrophic and permanent shift in the demand for the furniture it manufactured and the fruit it produced. the country is experiencing high unemployment as a result. per the imf's articles of agreement, this nation suffered from a
The country is experiencing high unemployment as a result. per the IMF's articles of agreement, this nation suffered from a DIseconomies of scale.
What do you mean by unemployment?
Unemployment can be defined as a situation where a person actively searches for employment but is unable to find work.
It leads to not only physical issues but also mental, psychological tensions. It leads to sharp reduction in the GDP of any Country.
Five reasons for unemployment are :
Occupational immobilitiesGeographical immobilitiesTechnological changeStructural change in the economyStructural unemploymentTo know more about Unemployment from the given link
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consider the relative liquidity of the following assets:1. your house 2. the funds in a money market account 3. a $5 bill 4. a share in a publicly traded company
the following assets' relative liquidity should be taken into account.
Option 4 - a share in a publicly traded company
A share is a unit of equity ownership in the capital stock of a corporation used in the financial markets. It can also refer to a unit of a mutual fund, a limited partnership, or a real estate investment trust. A company's entire stock is referred to as its share capital. A shareholder (sometimes known as a stockholder) is a person who owns shares in a corporation. A share is an undivided portion of capital that represents the ownership stake a shareholder has in a corporation. A share's face value, which may not correspond to its markets value, is its denominated value, and the sum of the face values of all issued shares constitutes a company's capital. A dividend is a source of income that comes from owning shares.
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n which of the following scenarios would the firm in question not be able to price-discriminate? a movie multiplex cannot fill its theaters during the early afternoon at higher nighttime prices. a clothing store is typically unable to sell all of its summer inventory by the time the season ends. a pizza place near a university campus doesn't attract enough students when it charges regular prices. a fast-food chain cannot distinguish between consumers who really like its food from those who think it is merely fine.
Pricing clients differently for the same commodity or service according to what the vendor thinks they can convince the customer to accept is a sales strategy known as price discrimination. When a business practices pure price discrimination, they impose the highest price that each customer will accept.
What is price discrimination:
Each customer pays a different price for the identical good or service when a vendor discriminates on pricing.By charging the greatest price achievable for each consumed unit, the company commits first-degree discrimination.Discounts for bulk purchases of products or services are considered second-degree discrimination, whereas different prices for different consumer groups are considered third-degree discrimination.The seller's opinion that certain consumer groups can be asked to pay more or less depending on their demographics or how much they appreciate the goods or service in question serves as the foundation for price discrimination.
When the profit from separating the marketplaces exceeds the profit from preserving the combined markets, price discrimination is most advantageous. If price discrimination is effective and how long different groups are ready to pay different prices for the same commodity depends on the relative elasticities of demand in the submarkets. Customers in a more inelastic submarket pay more, whereas those in a relatively elastic submarket pay less.
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As described in the ten axioms for success, what issue is considered as being vital to promote trust as project managers from the perspective of know your team?.
Competitors. Project success does not just depend on the performance of the project team. Success or failure often depends on the contributions of top management, functional managers, customers, suppliers, contractors, and others.
A overall performance is an act of staging or imparting a play, concert, or other shape of amusement. It's also described as the movement or technique of sporting out or carrying out an motion, challenge, or feature. Within the work region, process performance is the hypothesized idea or requirements of a role. There are two sorts of job performances: contextual and challenge. Venture overall performance is depending on cognitive capability, at the same time as contextual performance is depending on persona.[2] task performance pertains to behavioral roles which can be diagnosed in job descriptions and remuneration systems.
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the margin of error is the product of the standard error and the
The margin of error is the product of the standard error and the critical value.
The acceptable margin of error commonly falls between 4% and 8% on the 95% confidence level.
Whilst getting a slim margin of error is pretty crucial, the real trick of the trade is getting that perfect consultant pattern.
A margin of error is a statistical size that accounts for the distinction between real and projected effects in a random survey sample. In less complicated phrases, the margin of mistakes allows you to gauge the extent of unpredictability in data and studies' consequences.
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product labels on appliances include information on operating to assist you in selecting the most energy-efficient models.
Product labels on appliances include information on operating to cost assist you in selecting the most energy-efficient models
A product is any item or service you sell to serve a client's want or want. They may be bodily or digital. bodily merchandise encompass long lasting items (like vehicles, fixtures, and computers) and nondurable goods (like meals and drinks).
Excellent products need to have a stable value proposition and solve a actual trouble, be understandable by using users, perform their mission as easily and successfully as possible, and become better and harder to component with the extra they may be used.
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the electric power company in a city increased its prices by 15% this year. since the demand for electricity is a(n) demand in the short run, the firm's revenues will .
The electric power company in a city increased its prices by 15% this year. Since the demand for electricity is a(n) inelastic demand in the short run, the equilibrium price will greatly increase.
What is Short-run?
The short run is a concept that states that at least one input is fixed while others are variable in the future. It expresses the idea in economics that an economy behaves differently depending on how long it has to react to certain stimuli. The term "short run" does not refer to a specific period of time, but rather to the firm, industry, or economic variable under consideration.
A key principle guiding the short run and long run concepts is that in the short run, firms face both variable and fixed costs, implying that output, wages, and prices do not have complete freedom to reach a new equilibrium. The term "equilibrium" refers to a state in which opposing forces are balanced.
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Why should the interest rate be of concern to you if you are going to purchase a car or
house in the future? (explain in 4 sentences)
Borrowing money is more expensive when interest rates rise and cheaper when interest rates are so low. Make sure you fully comprehend how the rate of interest will impact the total sum you owe before accepting a loan.
The financial decisions you make are impacted by interest rates. Some of these are simple to understand; for instance, consider the amount of money you would deposit into your bank account if it offered 15% interest as opposed to 0.5%.
What is interest rate?
The yearly cost of a debt to a borrower is referred to as the interest rate and is indicated as a percentage. APR represents the total yearly cost of a debt to the borrower, including all fees. The APR is stated as a percentage, just like an interest rate.
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which of the following is an intended beneficiary to a contract? a person whose residential property value goes up as the result of a city's agreement with a commercial land developer
A bank loans greg’s ice cream $250,000 to remodel a building near campus to use as a new store. On their respective balance sheets, this loan is.
a liability for Greg's Ice Cream and an asset for the bank.The advance expands the cash supply.
How do banks extend the cash supply?
The total reserves of a bank rise when a dollar is deposited into an account.The bank will keep some of it close by as required holds, yet it will advance the overabundance saves out.The amount of money available increases as a result of that loan.This is how banks "create" money and raise the amount of money in circulation.
Which increases the amount of money available?
Monetary policy Implementation If the Federal Reserve, for instance, purchases or borrows Treasury bills from commercial banks, it will add cash to the accounts known as reserves that banks are required to maintain.That makes more money available.
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in the long run, each firm in a perfectly competitive industry will:
In the long run, each firm in a perfectly competitive industry will earn only enough to cover the opportunity costs of the resources used in production.
The manufacturing cost in economics the theory of value states that the total cost of the resources used to create an item or circumstance determines its price. Any factor of production, such as labor, capital, or land, as well as taxes, might be included in the cost.
Under the suppositions of continuous returns to scale and the existence of a single non-produced factor of production, the theory makes the most sense. The minimal price theorem, a dual application of Paul Samuelson's so-called non-substitution theorem, is true under certain conditions. According to these hypotheses, the total cost of a commodity's inputs, including interest costs, determines its long-term price.
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The basic cause of deadweight losses from the existence of common resources and externalities is.
Deadweight losses are generally caused by an inefficient distribution of resources, which is brought about by a variety of interventions, including price floors, ceilings, monopolies, and levies.
What is minimal deadweight loss?The cost of market inefficiency, which happens when supply and demand are out of balance, is known as a deadweight loss.Deadweight loss, a term primarily used in economics, refers to any deficit brought on by an ineffective resource allocation.Deadweight losses may result from price floors, such as minimum wage and living wage laws, price ceilings like price controls and rent controls, and taxation.The distribution of resources within a society may become ineffective with less trade.When supply and demand are out of equilibrium, a deadweight loss arises, which impairs the efficiency of the market. When items on the market are either overvalued or undervalued, market inefficiency results.Hence ,deadweight losses are generally caused by an inefficient distribution of resources, which is brought about by a variety of interventions, including price floors, ceilings, monopolies, and levies.
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tammy was hired to improve morale at a large manufacturing company. which change is likely to have the most positive effect on morale? please choose the correct answer from the following choices, and then select the submit answer button. answer choices allowing workers to stop the conveyor belt when they see a problem providing clear-cut procedures for workers to follow eliminating cashing in vacation time and mandating paid time off scheduling random drawings for prizes
Letting employees stop the conveyor belt when they see a problem.
What is the belt conveyor's basic operation?
Two motorized pulleys loop over a long stretch of thick, durable material on a conveyor belt.The belt moves between the pulley motors when they operate at the same speed and spin in the same direction.
What should conveyors not be used for?
Avoid sitting, standing, or walking on conveyors. Among the many features of conveyors are pinch points that have the potential to snag people's clothing or cause serious injuries.A limb that becomes stuck in a pinch point can suffer severe damage or even be severed.You should never ride on industrial conveyors because they weren't made for people.
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you want to have $1 million to use for retirement in 35 years. if you can earn 1% per month, how much do you need to deposit on a monthly basis if the first payment is made in one month?
You need to deposit on a monthly basis if the first payment is made in one month is 153.96.
What is payment ?Payment Instruments are banknotes and coins (cash), as well as deposits and balances in accounts of financial institutions or similar entities that can be operated using Payment Instruments. A payment is an exchange of money, goods or services for goods and services at an amount accepted and pre-agreed by both parties. You can pay with cash, check, wire transfer, credit card, debit card, or cryptocurrency. Payment means cash, check, debit card, prepaid card, or other means by which Customer pays for goods or services, and includes certain brands and types of debit cards or other means of payment. The cash system is probably the best option for households with constant credit card debt or living paycheck to paycheck and finally ready to make financial changes for the better. Not only does using cash save you money, it actually prevents you from overspending.Explanation :
35 x 12 = 420 N
1,000,000 = FV
1 = I/Y
CPT PMT = 155.50
1,000,000 = C [(1.01^420 -1)/.01] = 155.50
Annuity Due
Set calculator: 2nd PMT 2nd Set = BGN
35 x 12 = 420 N
1,000,000 = FV
1 = I/Y
CPT PMT = 153.96
1,000,000 = C [(1.01^420 -1)/.01] (1.01) = 153.96
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What project scheduling term is used to describe the completion of significant portions of the project or a transition from one phase to another?.
Milestone term is used to describe the completion of significant portions of the project or a transition from one phase to another.
A project is any mission, carried out individually or collaboratively and probable involving studies or layout, this is carefully deliberate to attain a selected aim.
A task is a transient mission to provide a brand new and specific deliverable. A deliverable will be a tangible product, a carrier or fulfillment of a required outcome. stakeholdermap.com. one of the pleasant methods to differentiate a project from say operations or business as normal is to look for a clean start and end.
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Which of the following is more likely to provide evidence of a causal relationship between two variables?
a. An experiment
b. Descriptive research
c. Exploratory research
d. Non experimental research
An experiment is more likely to provide evidence of a casual relationship between two variables.
Experiments enable researchers to determine causal relationships between variables in controlled settings (laboratories). Researchers generally manipulate the independent variable
in order to determine the impact on a dependent variable.Causal relationships in real-world settings are complex, and statistical interactions of variables are assumed to be pervasive. This means that the strength of a causal relationship is assumed to vary with the population, setting, or time represented within any given study, and with the researcher's choices about treatments and measurement of outcomes. Without a sensitive assessment of such interactions, true effects can be obscured or causal claims can be over generalized to a wider range of people, settings, times, treatments, or outcome constructs than is warranted.
Thus, option (c) an experiment is correct.
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suppose you own a tour bus and you book groups of 20 to 70 people for a day tour. the cost per person is $30 minus $0.25 for every ticket sold. if gas and other miscellaneous costs are $200, how many tickets should you sell to maximize your profit? treat the number of tickets as a nonnegative real number.
Using the profit formula, we know that we will be selling 60 tickets to maximize our profits.
What is profit?The money a business keeps after deducting all costs is known as profit. The main objective of every business, whether it be a little lemonade stand or a publicly traded multinational corporation, is to make money. As a result, a business's success is measured by its profitability in all of its forms.Total Revenue - Total Expenses = Profit is the formula used to determine profit. Direct and indirect costs are subtracted from all realized sales to arrive at the profit.So, the tickets we will be selling to maximize the profit will be:
Revenue R(q) = q(30 − 0.25q)
= −0.25q² + 30q
Cost C(q) = fixed cost
= 200
Profit P(q) = R(q) − C(q)
= −0.25q² + 30q − 200
Maximize P(q): P'(q) = 0.
P'(q) = −0.5q + 30 = 0 ⇒ 30 = 0.5q
q = 300/5 = 60
Therefore, using the profit formula, we know that we will be selling 60 tickets to maximize our profits.
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if you were willing to bet that the overall stock market was heading up on a sustained basis, it would be more profitable to invest in:
if you were willing to bet that the overall stock market was heading up on a sustained basis, it would be more profitable to invest in high beta stocks.
The group of people who buy and sell stocks, also known as shares, which stand for ownership holdings in corporations, is referred to as a stock market, sometimes known as an equity market or share market. These securities, such as shares of private companies that are made available to investors through equity crowdfunding platforms, may be listed on a public stock exchange or solely traded privately. When making an investment, a strategy is normally in place.
On a stock exchange, also referred to as a bourse, stockbrokers and traders can buy and sell shares (equity stock), bonds, and other assets. A stock exchange is where shares of many large corporations are traded. As a result, the stock has more liquidity, which makes it more appealing to many investors.
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which of the following is not a cost associated with cost of quality ?
a. Prevention Cost
b. Appraisal cost
c. Failure cost
d. Build cost
Correlation Cost is not a cost associated with the cost of quality.
Quality costs are the difference between a product or service's actual cost and the cost that would be avoided if there were no potential for poor service, defective products, or production issues.
The Prevention - Appraisal - Failure (PAF) model is the most often used structure for classifying quality expenses. This model's categories include Appraisal Cost, Internal Failure Cost, External Failure Cost, and Prevention Cost. The expense of correlation is not seen as a quality cost.
Quality costs are the difference between a product or service's actual cost and the cost that would be avoided if there were no potential for poor service, defective products, or production issues.
The Prevention - Appraisal - Failure (PAF) model is the most often used structure for classifying quality expenses. This model's categories include Appraisal Cost, Internal Failure Cost, External Failure Cost, and Prevention Cost. The expense of correlation is not seen as a quality cost.
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why did pennsylvania farmers protest the whiskey tax? they used whiskey as a substitute for money on the frontier. they wanted to challenge the use of tariffs. they distrusted the national bank. they already paid high taxes on their property.
The Pennsylvania farmers protested the whiskey tax because they already paid high taxes on their property.
Why did Pennsylvania protest the whiskey tax?Farmers in western Pennsylvania challenged the alcohol tax in the Whiskey Rebellion of 1794. This "excessive" tax was an internal tax that was passed a few years earlier to earn more money for the federal government. They were furious about this because they typically went there to brew whiskey from grain.
In response to what they believed to be excessive taxes, farmers in Western Pennsylvania revolted in 1794, sparking a crisis that put George Washington and the young nation at risk. In 1791, Congress passed a new federal tax on alcoholic beverages and the stills that made them. Farmers in the West said the tax was a misuse of government power that unfairly targeted a group that depended on crops like corn, rye, and grain to earn a profit.
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the economy is growing far too quickly, as high aggregate demand is causing inflation. a. what fiscal policy should be pursued in this instance? (click to select) fiscal policy. b. what will be the effect of the appropriate policy on aggregate demand? aggregate demand will shift to the (click to select) .
Contractionary fiscal policy should be used because the economy is expanding far too quickly and because the inflationary effects of high aggregate demand are being felt.
What is Contractionary fiscal policy?Fiscal policy in contraction: In a fiscal policy in contraction, the government raises more money than it spends through tax rate increases, spending cuts, or a combination of the two. When the economy is doing well is the best time to implement this type of fiscal policy. Contractionary fiscal policy is the opposite of expansionary fiscal policy.The government's decision to cut spending could be a contractionary fiscal policy example. Meaning that less money will be allocated to government programs like the military, healthcare, and the forest service.Contractionary fiscal policy should be used since the economy is expanding far too quickly and inflation is being brought on by strong aggregate demand.Given that the economy is expanding much too quickly and that the inflationary effects of high aggregate demand should be addressed, contractionary fiscal policy should be adopted.
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Correct question:
The economy is growing far too quickly, as high aggregate demand is causing inflation. a. what fiscal policy should be pursued in this instance?
The tax multiplier equals the change in ________ divided by the change in ________.
The tax multiplier equals the change in equilibrium real GDP divided by the change in taxes.
What is a Tax Multiplier?The eventual rise in real GDP that will follow from a change in taxes is revealed by the tax multiplier. It's interesting to note that the tax multiplier is always exactly one less than the expenditure multiplier. Since lower taxes boost consumption, total spending, and income, while higher taxes decrease these factors, the tax multiplier has a negative sign. The phrase in brackets, in the case of a proportional tax, is a new multiplier. The marginal inclination to consume divided by one minus the marginal propensity to consume yields the simple tax multiplier. The simple expenditures multiplier, which gauges the change in aggregate production brought on by adjustments to an autonomous expenditure, is a related multiplier.
Hence, The tax multiplier equals the change in equilibrium real GDP divided by the change in taxes.
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Deciding to no longer laugh at a coworker’s inappropriate jokes, to encourage him to stop telling those types of jokes, is an example of?.
extinction. - The above-me
Explanation
If you think the joke is inappropriate, ask the person telling it to clarify it to you. Sometimes someone will deliver a joke without thinking about how hurtful it can be to others. According to Andrew Tarvin, a consultant, humorist, and author of "Humor That Works," asking people to deconstruct and explain the joke can help them recognize it is inappropriate for a workplace. If the person takes the time to explain the joke to you and you still don't understand, tell them that you think the joke is inappropriate. Tell the person the joke is inappropriate for work while maintaining your composure.
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The right to receive a proportionate share of any assets remaining after the corporation goes out of business, sells its assets, and pays off its liabilities is the right of.
Liquidation is the right to receive a proportionate share of any assets remaining after the corporation goes out of business, sells its assets, and pays off its liabilities as, it ensure that all the company's affairs have been dealt with and all its assets realised.
Liquidation generally refers to the process of selling a company's holdings, usually at a significant discount, to generate cash. In most cases, a liquidation sale portends a business closure. Once all assets have been sold, the business will be closed. When a company goes bankrupt and therefore closes down and sells all its products, it is an example of a liquidation. Selling an investment to free up cash is an example of an investment liquidation.
The bankruptcy trustee's fees must be borne by the bankrupt company. If there is no money or assets in this company, the directors themselves are to blame. Liquidation fees are known as fees and these fees must be approved by the creditors.
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you purchase 100 shares of the corporation stock at the price of $30 per share. one year later, the shares are selling for $42 each. in addition, a dividend of $2.40 per share was paid to you during the year. what is the percentage return on the investment
48% is the percentage return on the investment .
What does investing mean?
An investment is when money is used now with the goal of increasing its value later. An investment is putting resources—such as time, money, effort, etc.—to work in the expectation of receiving a return that is greater than the initial investment.What is an investment, for instance?
An asset that is purchased with the hope of earning money, making a profit, or seeing a price increase is called an investment. A return is the benefit received after an investment. Returns and risk are inversely correlated, meaning that the greater the risk, the greater the return.Rate of return earned = ( sale price - purchase price+ dividend amount )/ Purchase price
= ($42-30+2.4)/30
= ($14.4)/30
= 48%
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based on the information about the four brands, which of the following brands would be least affected if their ads were broadcast during a dark and violent television series? group of answer choices brilette and fansheen hair and neck herb essentials and fansheen hair
c)Herb essentials would be least affected if their ads were broadcast during a dark and violent television series.
Teenagers and young adults are the target market for the shampoo Herb Essentials. In the past, this brand's advertisements used attractive music and vibrant images to draw in their target audience.
Dark and violent television series usually attract teenagers and young adults and the target audience for Herb essentials has been young adults. Doing advertisements in the darks series Herb Essentials can attract more young audiences and this will result in an increase in brand awareness.
So Herb Essentials will be least affected if their ads were broadcast during a dark and violent television series. So option c is the correct answer.
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martinez freight wants to issue 5.4 percent preferred stock with a stated liquidating value of $100 per share. the company has determined that stocks with similar characteristics provide a return of 8.2 percent. what should the offer price be?
The individual who sells the goods and services determines the offer price. The stock exchange or market forces are what determine the price of a specific stock or share.
An offering price is the price per share at which the investment bank sponsoring the issue makes publicly traded shares available for purchase.
The price on offer is $65.85.
Offer price =
Preferred stock × Liquidating value/Return
0.054 x $100/ 0.082
5.4 / 0.082
$65.85
A corporation must list shares in exchange when it seeks to become public. When the public purchases the shares, it is feasible. As a result, listing is a very difficult process that calls for multiple licences. Underwriters hold the authority to list a company.
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a creditor who obtains an interest in the property of a debtor without the debtor's express agreement may obtain:
A creditor who obtains an interest in the property of a debtor without the debtor's express agreement may obtain the right to take the debtor’s property of that particular price.
A creditor is a person or business that extends credit to another party so they can borrow money, frequently via a loan agreement or contract. Personal and real categories of creditors are regularly used. Personal creditors may include people who lend money to friends, family members, or a firm that provides rapid goods or services to a person or business but allows a payment delay. Real creditors are financial institutions or banks having loan agreements and legal rights to seize any of the debtor tangible assets or collateral if the loan is not repaid.
KEY TAKEAWAYS
• Debtors who owe unsecured debts can be sued in court by creditors like banks who can confiscate assets like homes and cars on secured loans.
• Creditors—individuals or organizations—offer credit to a third party so they can borrow money, frequently through a loan agreement or contract.
• Borrowers with good credit ratings are seen as low-risk by creditors, and thus usually receive low interest rates.
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