Based on loan and credit analysis, the fundamental problem with the option ARM loan, as most commonly used, was that it created a rapid increase in monthly payments.
This situation is often described as payment shock risk.
In this option ARM loan, the monthly payments increase based on many reasons like unscheduled recast when a negative amortization limit is attained.
Hence, in this case, it is concluded that the correct answer is "monthly payments."
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a central bank that wants to increase the quantity of money in the economy will
If a central bank wanted to increase the amount of money in an economy, it would D. buy bonds in open market operations.
When the central bank buys bonds:
It increases money supply in the economy It does this by paying for the bonds such that money flows from the central bank into the economyBuying bonds is one of the strategies that a central bank can use when it embarks on an expansionary monetary policy to increase the amount of money in the economy and spur growth.
In conclusion, the central bank can buy bonds to increase money supply.
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Penalties for late payments, liens, foreclosures, and garnished wages are
steps a lender can take when you:
A. leave a loan unsecured.
B. fail to pay back a loan.
C. fail to secure your loan.
D. leave a lien on a loan.
Answer:
I believe the answer would be option B.
Explanation:
Penalties for late payments, liens, foreclosures, and garnished wages are steps a lender can take when you fail to pay back a loan.
Answer:
B
Explanation:
Penalties for late payments, liens, foreclosures, and garnished wages are steps a lender can take when you fail to pay back a loan.
increased visibility, tracking, traceability and higher quality are all attributes of what type of benefits for tracking items using rfid tags?
The operational benefit is benefit offered by the rfid tags because of its attributes of increasing visibility, tracking etc
Operational benefit refers to something that reduces use of manpower, improves work accuracy, reduces operational costs etc
The rfid tags are used in inventory tracking and works by using electromagnetic fields to identify and track tags attached to the products.
Therefore, the rfid tags offered the benefit known as Operational benefit because of its attribute including increased visibility, tracking, traceability, higher quality etc.
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A consumer or producer who does not pay for use of a nonexclusive good but expects others to pay is known as a: Group of answer choices free rider. price setter. fringe element. None of these
The consumer or producer who enjoys the use of a nonexclusive good but expects others to pay is called A. a free-rider.
A free-rider usually expects others to bear the responsibility for their enjoyment or use of a public good. When many people become free-riders, market failure occurs, which is known as the free-rider syndrome.
This syndrome makes it impossible for public goods to be provided. To minimize this free-rider problem, the government or the entity providing the free service or goods should ensure that users pay.
Thus, the consumer or producer who uses a nonexclusive good but expects others to pay is a free-rider.
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A _____ resource contains one or more identical units, each of which can be requested and used by a process on a non-shared basis.
Question 4 of 4
What method of accessing a scaffold is unsafe and should never be used?
Using a ladder
Climbing a stair tower
Using a ramp
Climbing on cross braces
Mute
Forward
> CareerSafe
A method of accessing a scaffold that is unsafe and should never be used is Climbing on cross braces.
Climbing the structural braces of a scaffold has been ruled as unsafe and therefore it is highly forbidden. OSHA regulatory standards doess not permit this.
But it gives the permission to gain direct access through a different scaffold or a different structure.
Portable ladders, hook-on ladders, attachable ladders and ramps may also be used if non of these are available.
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In a small economy, gross investment is $1,500, consumption spending is $6,000, net investment is $200, government purchases are $1,500, exports are $2,000 and imports are $1,000. What is GDP for this economy
Sell-side marketplaces are similar to the _________ model; _________ auctions are the key mechanism.
Answer:
B2C; forward
Explanation:
Sell-side marketplaces are similar to the B2C model; forward auctions are the key mechanism.
What is B2C model?The term "business-to-consumer" (B2C) refers to a model of commerce between a company and a single customer. Although B2C is a term that can refer to any form of direct-to-consumer selling, it is currently often used in relation to operating an online store, sometimes referred to as ecommerce.
Business to Consumer (B2C) enterprises are different from Business to Business (B2B) organizations in that they concentrate on selling their goods or services directly to consumers rather than other businesses. .
Shopify is one prominent B2C startup that has created a platform to let small sellers sell their goods online and reach a larger audience.
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Ace Electronics bought a new cash register for $2,500. Ace originally planned to use the cash register for 4 years and then sell it for $200. After 4 years, Ace had recorded $2,300 of depreciation. If Ace continues to use the cash register, still planning to sell it eventually for $200, then Ace should record ______.\
If he continues to use the cash register and plans to sell it eventually for $200, then Ace should record nothing because their is no additional depreciation
Here, the formula to derive total value to be depreciated is Cost - Scrap Value.
Total Value to be depreciated = $2500 - $200
Total Value to be depreciated = $2,300
Therefore, the amount of $2,300 is fully depreciated.
So, the remaining $200 is the scrap value which will be realized from the sale
Hence, there will be no need to charge any further depreciation.
Therefore, If he continues to use the cash register and plans to sell it eventually for $200, then Ace should record nothing because their is no additional depreciation.
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Good Grains Bread Corp. plans to increase profits by providing custom bread baking mixes to the various countries where it sells. The company wants to match the tastes and preferences of the consumer in each of these markets. What type of strategy is Good Grains Bread Corp. using
The strategy Good Grains Bread Corp is using is localization.
Marketing localization is a marketing term that refers to the strategy in which a company focuses on a specific area and markets its product in that area (different from its origin)
One of the main characteristics of marketing localization is that companies offer products according to the tastes and preferences of buyers in those places (product customization). Likewise, companies adapt the image of their product to the language and culture of the destination.
According to the foregoing, it can be inferred that Good Grains Bread Corp is implementing localization to offer personalized products according to the preferences of its buyers in the different places where it sells its products.
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A corporation has 40,000 shares of $25 par value stock outstanding. If the corporation issues a 4-for-1 stock split, the number of shares outstanding after the split will be:
Based on the information given the number of shares outstanding after the split will be: 160,000 shares.
Using this formula
Outstanding shares=Current shares outstanding × Number of the split
Where:
Current shares outstanding =40,000 shares
Number of the split =4
Let plug in the formula
Outstanding shares=40,000 shares×4
Outstanding shares=160,000 shares
Inconclusion the number of shares outstanding after the split will be: 160,000 shares.
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fit living has just opened a new fitness club uptown. the company wants to encourage people to try out the club for a week before signing up for membership. since the club is new in the area, the most effective way to promote the free trial is through
The most effective way to promote the free trial is through an Informative advertising.
An Informative advertising refers to an advert that is done to inform the people of the goods or services strengths rather than trying to convince customers to buy them.
The company should use the Informative advertising to encourage people to try out the club for a week because it is more factual and detailed
Therefore, the most effective way to promote the free trial is through an Informative advertising.
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Which result is most likely if candy, cola, and other concentrated sweets are permitted in large quantities during the growing years
Answer:
obesity
Explanation:
Ahrens Industries purchased a new machine on October 31, 2020. A $2,400 down payment was made and three monthly installments of $7,200 each are to be made beginning on November 30, 2020. The cash price would have been $23,200. Ahrens paid no installation charges under the monthly payment plan but a $400 installation charge would have been incurred with a cash purchase. What is the amount to be capitalized as the cost of the machine on October 31, 2020
Based on the information given the amount to be capitalized as the cost of the machine on October 31, 2020 is $23,600.
Using this formula
Capitalized amount=Cash price + Installment charges
Where:
Cash price=$23,200
Installment charges=$400
Let plug in the formula
Capitalized amount=$23,200+$400
Capitalized amount=$23,600
Inconclusion the amount to be capitalized as the cost of the machine on October 31, 2020 is $23,600.
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________ distribution exists when a manufacturer gives an intermediary the sole right to sell a product in a defined geographic territory.
The kind of distribution whereby manufacturer permit an intermediary with right to sell a product within a geographic territory is Exclusive distribution.
Exclusive distribution can be regarded as kind of distribution which involves a manufacturer or supplier chooses just one distributor to carry out within a definite region. In this type of distribution, a distributor becomes the sole authorized seller.Therefore, Exclusive distribution is the correct term.
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why is it useful to have your bank account and routing numbers when using tax preparation software?
It is useful to have one's bank routing number and account number because it may or may not be required when filing tax return or preparing tax payment.
The tax preparation software are software which allows the preparation of tax payment and to e-file tax returns.
The bank account and routing numbers are part of the compOnent of the Tax forms during preparation and filing for tax return.
Therefore, it is useful to have one's bank routing number and account number because it may or may not be required when filing tax return or preparing tax payment.
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When a company sets the date that the final payment is due to the bondholder, they are setting the ________ date.
The company is setting the maturity date when the final payment is due to the bondholder.
The bondholder is the owner of the debt securities which are issued by companies or governments.
The bondholders are the parties who are lending their money to the bond issuers.
So, the bondholders are entitled to periodic repayment of the bond from the bond issuers.
So, when the Final payment is due to the bondholder, the date is addressed as maturity date because that is when the bond contract lapses unless the repayment is not complete.
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The deadweight loss from a tax per unit of good will be smallest in a market with a. inelastic supply and elastic demand. b. inelastic supply and inelastic demand. c. elastic supply and elastic demand. d. elastic supply and inelastic demand.
The deadweight loss from a tax per unit of good will be smallest in a market with inelastic supply and inelastic demand.
The Deadweight loss refers to loss that occurs when supply and demand are not in equilibrium and thus, result in market inefficiency.
Usually, the value of the deadweight loss varies with the demand elasticity and supply elasticity.
So, when the demand or supply is inelastic, the deadweight loss of the taxation will be smaller because the quantity bought or sold varies less with price.
Therefore, the answer is B. because the deadweight loss from a tax per unit of good will be smallest in a market with inelastic supply and inelastic demand.
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what is the key difference between primary productivity and net primary productivity?
Answer:
What is the key difference between primary productivity and net primary productivity? Net primary productivity represents just the energy used to build biomass. Net primary productivity is a small fraction (often ~10%) of primary productivity.
Explanation:
Answer:
What is the key difference between primary productivity and net primary productivity? Net primary productivity represents just the energy used to build biomass. Net primary productivity is a small fraction (often ~10%) of primary productivity.
Explanation:
because of automation, which component of product cost is declining?
The National Park Service's efforts to attract, maintain, and enhance relationships with customers and visitors to the park is an example of
The example that the National Park Service shows by attracting, maintaining, and enhancing relationships with customers and visitors is D. relationship marketing.
Relationship marketing offers goods and services to customers through sales and advertising that achieve long-term customer value. The relationship is built and maintained with existing customers to attract new customers.
Thus, the NPS's efforts enable it to build lifetime customer loyalty that ensures long-term value creation.
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the development of team roles arises from the ______ of the team, the organization, and the team members themselves.
Answer:Expectations
Explanation:
what climate and growing conditions do sugar beets and sugar cane require
Answer:
it requires a tropical or subtropical climate with a minimum of 600mm of annual
a person who evaluates people primarily on the basis of their membership in a particular group is
Prejudiced is a person who evaluates people primarily on the basis of their membership in a particular group.
People form or develop an opinion about other persons due to them being in a group. People who engages in this act does so without tangible reason.
An example of a prejudiced person is having dislike against a particular store, not necessarily because of what they offer but personal dislike for stores.
Therefore a prejudiced is a person who evaluate people based on their membership of a particular group.
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Statistics derived from national income accounting
A. form the basis for business accounting systems.
B. are useful to assess the health of an economy and formulate policies to maintain and improve that health.
C. are valuable for assessing economic health at a point in time but are less useful for comparisons over time.
D. change frequently and therefore are limited in their usefulness.
Answer:
B - are useful to assess the health of an economy and formulate policies to maintain and improve that health.
Explanation:
easy
Because entrepreneurs need to buy products to keep their businesses running, other
businesses are needed to meet these needs. This is an example of
O new business
O taxes
O self-confidence
O demand for products
O new technology
Answer:
Demand for products
Explanation:
This is dealing with the aspects of consuming rate... Where buyer is requested for a goods more than the production rate on ground... So entrepreneurs need more products to keep the consumption rate in check so goods will be available
Answer:
Your answer would be "Demand For Products"
Explanation:
Hope i was able to help :)
Legal Application
13. Juan was vacationing at a Mexican resort when he lost a valuable necklace. He put a notice in
the local newspaper that promised a $500 reward for finding and returning the necklace.
Because Juan had to leave the resort two days later, he included his home address and phone
number. Two months later, Mia found his necklace and contacted him. Juan told her he would
give her only $300 for returning
the necklace since he had to wait so long for it. Can Juan
revoke his $500 offer for this reason? Explain your answer.
need help with this one
Juan cannot revoke his offer of $ 500 for this reason because in his ad he did not establish a time limit on finding and returning the necklace.
Juan established an offer for whoever finds his necklace with specific conditions and a retribution value of $ 500. Once a person reads the ad and looks for the necklace and finds it, it can be inferred that he accepted the agreement, so Juan cannot change his offer from $ 500 to $ 300.
If Juan had the intention of lowering the amount of compensation money for whoever found his necklace after a while, he must have expressed this in the advertisement that he published. Therefore, Juan must pay $ 500 for his necklace.
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Explain traditional, local and surplus production
roberto really enjoys mingling at work functions, both to network for new contacts and simply to share stories with other interesting people. roberto probably scores high in:
Answer:
he made the first microscope in biology
_____ refers to raw materials, work-in-process, or finished goods that are maintained to support production or satisfy customer demand.
Answer:
inventory
Explanation:
inventory refers to raw materials, work-in-process, or finished goods that are maintained to support production or satisfy customer demand.