The phenomenon of selecting an insurer that charges lower rates for a specific risk exposure is known as:

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Answer 1
Adverse selection. The phenomenon of selecting an insurer that chargers lower rates for a specific risk exposure is known as: The number of similar exposure units is small. All risks are not insurable.

Related Questions

what is the primary driver of the left hand of the yield curve

Answers

Answer:

Central bank interest rates.

Explanation:

Assume that skilled labor costs twice as much as unskilled labor, a profit-maximizing firm will a. always hire more skilled labor because it is more productive. b. always hire more unskilled labor because it is cheaper. c. hire until it equalizes the two marginal products. d. hire until the marginal product of unskilled labor is one-half that of skilled labor.

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If the relationship described above between skilled labor and unskilled labor is true, then the company will c. hire until it equalizes the two marginal products.

Marginal product:

Is extra amount of production gained when an additional unit is added Reduces after a certain amount of the resource is added

Because the marginal product of skilled and unskilled labor will eventually decrease, the company would hire such that both their marginal products are equal because at this point, they both contribute the same to the company.

In conclusion, option c is correct.

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what are the answers to number 3 4 5​

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3C 4D and 5A thats thw answer for them

A response strategy requires suppliers be selected based primarily on A. being willing to share information. B. capacity, speed, and flexibility. C. cost. D. product development skills.

Answers

Answer:

D

Explanation:

Hope this helps

For long-lived assets that have been in use for more than one accounting period, Depreciation Expense on the ______ Accumulated Depreciation on the ______. Multiple choice question.

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Answer:income statement will be less than; balance sheet

Explanation:

 For long-lived assets that have been in use for more than one accounting period, Depreciation Expense on the debit. Accumulated Depreciation on the credit.

Therefore, the entry that was made by the accountant, assets and stockholders' equity will be decreased.

Depreciation simple defined as the allocation of the cost of a long-lived, tangible asset over its useful life making an expense on the income statement that is matched against the revenue gotten by the use the asset.

The effect of recording depreciation expense on the accounting equation is that Total assets decrease and Total stockholders' equity decreases

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Starting in the late 1600s, as economies started to grow,: Multiple choice question. the mobility of the people within them stagnated. governments became socialist. the standards of living of the people within them grew also. populations began to age quickly.

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Answer: it is the standards of living of the people within them grew also.

Explanation:

Commission merchants are __________ who receive goods, primarily agricultural products, on consignment.

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Answer:

Dealers

Explanation:

Explain how the forms of demand supply will eliminate a market surplus

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Answer and Explanation: 1

Answer and Explanation: 1A market surplus is when the quantity supplied of a good is greater than the quantity demanded. We can also say there is excess supply. This happens at a certain price that is above the market equilibrium which causes more of a product to be supplied than consumers are willing to buy. It is the opposite of a shortage.

Answer and Explanation: 1A market surplus is when the quantity supplied of a good is greater than the quantity demanded. We can also say there is excess supply. This happens at a certain price that is above the market equilibrium which causes more of a product to be supplied than consumers are willing to buy. It is the opposite of a shortage.The market attempts to resolve the surplus by pushing the price down until it is at its equilibrium. A lower price will reduce the quantity supplied and increase the quantity demanded.

Transactions between a company and its stockholders affect the company's _____ accounts only. Multiple choice question. income statement asset liability balance sheet

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The balance sheet alone is affected by transactions between the company and its stockholders.

The balance sheet is a financial statement which reports the assets, liabilities, shareholder equity of a firm at end of an accounting period.

The reason the balance sheet is only affected is because its accounts for stockholders transactions alone. Account such as Income statement, Trial balance does not account for this transaction.

Therefore, the Option D is correct because the balance sheet alone is affected by transactions between the company and its stockholders.

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The process of turning over public lands to private entities through sale or lease agreements for cultivation and development is called what

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Answer:

Privatisation is the answer hope it helps you.

Need help ASAP!

Do you believe the law should allow an employer to terminate an employee without good reasons? Explain your thoughts. https://brainly.com/question/25510556

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Answer: no because its not fair and it is not emplo do so much for people.

Explanation:

That sould give u the right answer

Answer:

i don't think so

Explanation:

it is because the law governing a country should be a law that is comfortable for the citizens

Countries in which people live on less than $1,000 a year are generally concentrated in what region of the world

Answers

I think its Antartica

PLEASE HELP
1. What are the distribution/production channels of your business/product. In list or paragraph format discuss the channels in which your
product will be created/sold. This should be very well thought out and include plenty of details. Be sure to explain how your
product/service would get to customers. You can refer back to module 10 notes for a refresher of distribution channels.

2. Describe in detail in either list/paragraph form the key metrics of your business. This is an explanation of key activities that must be
measured by your business.
MY project is about a self propelled stroller

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Answer:

1.As consumers, we take for granted that when we go to a supermarket the shelves will be filled with the products we want; when we are thirsty there will be a Coke machine or bar around the corner, and we count on being able to get online and find any product available for purchase and quick delivery. Of course, if we give it some thought, we realize that this magic is not a given and that hundreds of thousands of people plan, organize, and labor long hours to make this convenience available. It has not always been this way, and it is still not this way in many other parts of the world.

Looking back over time, the channel structure in primitive culture was virtually nonexistent. The family or tribal group was almost entirely self-sufficient. The group was composed of individuals who were both communal producers and consumers of whatever goods and services could be made available. As economies evolved, people began to specialize in some aspect of economic activity. They engaged in farming, hunting, or fishing, or some other basic craft. Eventually this specialized skill produced excess products, which they exchanged or traded for needed goods that had been produced by others. This exchange process or barter marked the beginning of formal channels of distribution. These early channels involved a series of exchanges between two parties who were producers of one product and consumers of the other.

what career cluster do you get to design build and destroy thing

Answers

Answer:

Construction

Explanation:

Construction bc you can build and demolish everything (lol sounds like a fun job)

Why is account management important in the vegetable farming ? give reason . ​

Answers

Answer:

Money

Explanation:

The expected result of farming would be to make money, account management would help the most in making money. With account management, you can see how well your farm is producing money which in turn can tell you if you are growing quality crops or a crop that your clients want the most.

Answer:

It is important to appreciate the fact that modern business management principles can assist the farmer or farm manager, no matter how small his farm may be and however meager his capital. This is because of the two major tasks facing today’s farm managers.

Explanation:

Importance of agriculture in the Food supply Agriculture is the world’s leading source of food items. All the food substances that are essential viz. Agriculture produces vegetables, proteins, and oils. The carbohydrates provide all living beings with energy.

primary costs to the company, such as payments to artists and staff who maintain the threadless website, come out of which budget?

Answers

The operating budget make provision for primary costs such as payments to artists and staff who maintain the website,

The operating budget refers a detailed projection of expenses, expected future costs, and fore-casted income over a period of time

This budget helps to make plans for the income and expense departments expected in the business,

In conclusion, the operating budget is the budget that make the provision described in the question.

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When a product has gained a certain level of brand awareness, firms use _____ advertising to motivate consumers to take action.

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When a product has gained a certain level of brand awareness, firms use persuasive advertising to motivate consumers to take action.

Persuasive advertising is the advertising modality dedicated mainly to convincing the public for a certain product or service by specifically appealing to their sensory, subjective or emotional factors.

It is the strategy in which the characteristics of a product or service are taken into account, conspicuously highlighted and used to achieve more sales.

Persuasive advertising aims to convince the consumers to make the desired decision.

Therefore, we can conclude that persuasive advertising is a strategy that focuses on showing the most attractive benefits and characteristics to the consumer and uses them to get more sales of the product.

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consider the pharmaceutical company mylan that produces epinephrine injection devices called epipens. in the presence of other firms producing substitutes for this good, the price of epipens is $150.

Answers

From the information given, when the price is $150, it should be noted that the firm will earn a negative economic profit.

From the information, it was stated that in the presence of other firms producing substitutes for the good, the price of epipens is $150.

It should be noted that profit will be maximized when the marginal revenue and the marginal cost intersects. Therefore, when the price is $150, the average total cost will lie above the demand curve. Therefore, the firm earns a negative economic profit.

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After a strong hurricane lashed the Caribbean last year, many impacted countries were forced to borrow money for repairs. Which organization would most likely be responsible for lending the money in this example

Answers

Answer: World bank

Explanation:

The International Monetary Fund (IMF) is the organization that would most likely be responsible for lending the money in this case,

The International Monetary Fund is an international body that offers loans and other forms of assistance to facilitate establishment and maintenance of a country's economy.

In conclusion, the International Monetary Fund (IMF) is the organization that would most likely be responsible for lending the money in this case,

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in most states, only the member-managers will be entitled to vote. Group of answer choices True False

Answers

this is false hope that helps

What do you mean by the vocations based on capital ? Explain with examples​

Answers

Answer:

Capital asset -investment activity is vocation or business being an adventure or concern in nature of commerce. Income/ loss from such activity will fall under different heads of income.

Explanation:

this is the correct answer

Lanie tells her sales manager that she will be devoting more effort to ____ in the coming weeks, as her list of potential customers has dwindled below the level of 30 firms recommended by the selling plan.

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Lanie tells her sales manager that she will be devoting more effort to prospecting in the coming weeks, as her list of potential customers has dwindled below the level of 30 firms recommended by the selling plan.

Prospecting in sales is when a potential customer is being targeted before converting to an opportunity. It is the first step in sales process which entails creating sales opportunities.

Every businesses, firms, organizations usually have what is called selling plan, which is a tool in helping business succeed in sales. It helps to benchmark where an organization is and where they wish to be and then make adjustments to achieve their goals.

The selling plan is what will guide Lanie so that she would be able to achieve her sales prospect and then possibly convert them to opportunities inorder to meet her target.

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adding value to products and services sold to consumers in households for their personal or family use is known as

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Based on business and marketing relations, adding value to products and services sold to consumers in households for personal or family use is known as "Retailing."

This is because retailing is part of a business or marketing process that involves selling the products or commodities to final consumers.

Usually, retailing services involve the sales of products and services to add value to the final consumers.

For example, free delivery, making tomatoes and peppers into salsa, etc.

Hence, in this case, it is concluded that the correct answer is "Retailing."

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When lending money, a long-term lender is more interested in a company's ________ and indebtedness to other lenders.

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The long-term lender is much more interested in the company's profitability and indebtedness to other lenders than in the company's current liquidity.

 

Long-term lending involves a time-frame of five years or more. Therefore, the long-term lender will, generally, be more interested in lending to companies with profitable operations, unlike companies that enjoy good short-term liquidity profiles. The long-term lender also considers the debts already contracted by the borrowing company before offering additional financing.

 

Thus, the interest of a long-term lender is in the company's profitability than in its short-term liquidity.

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Question 4 of 10
Which of the following is not a characteristic of both experiments and
surveys?
A. The researcher exercises direct control over at least one variable.
B. The data collected might be studied for patterns.
C. Subjects should be randomly selected.
D. Data are collected about a population.
SUBMIT

Answers

Answer:

C, Subjects should be randomly selected.

If you want a good result, you shouldn't throw random subjects in your survey.

I hope this helped at all.

The answer is c hope that helps you

I sent a survey to severalpersonnel departments to determine how many companies use online job resources

Answers

How did it go?????????

Click this link to view O*NET's Work Activities section for Postsecondary Education Administrators.
Note that common activities are listed toward the top, and less common activities are listed toward the bottom.
According to O*NET, what are common work activities performed by Postsecondary Education Administrators?
Check all that apply.
making decisions and solving problems
operating vehicles
communicating with supervisors, peers, or subordinates
establishing and maintaining interpersonal relationships
repairing and maintaining electronic equipment
drafting, laying out, and specifying technical devices, parts, and equipment

Answers

Answer:

BDE

Explanation:

Answer:

A C D

Explanation:

according to maslow’s hierarchy of needs, joining a leadership development group is an example of the self-actualization need.

Answers

According to Maslow’s hierarchy of needs, when one joins a leadership development group, it is an example of the self-actualization need. Therefore, it's true.

Self-actualization need simply means the realization of the potential of a person. It's self-fulfillment, and the desire to accomplish a particular thing.

In this case, joining a leadership development group is an example of the self-actualization need. In such a situation, the personal goal or desire of the person is accomplished.

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If a firm produced a standard item with relatively stable demand, what alpha value would you expect them to use

Answers

I think 10% would be reasonable

What are the purposes of financial regulations? Choose three answers. To make business competitive to enforce government intervention to limit and prevent monopolies to allow businesses to collaborate to ensure only one business can operate to place regulations on prices.

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The purposes that financial regulations serves are:

to make business competitiveto limit and prevent monopoliesto place regulations on prices

Financial regulations can be regarded as the body that oversee the behavior of the those involve in the market.

The carry out different activities such regulations on prices so that consumers and producer can enjoy the market.

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Answer:

A,C,F

Explanation:

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Brian has half of his investments in stock paying a 5% dividend and the other half in a stock paying 9% interest. If his total annual interest is $420, how much does he have invested? Pls answer this and explain! In physics, the equation PV = nRT is called the ideal gas law. It is used to approximate the behavior of many gases under different conditions. P, V, and T represent pressure, volume, and temperature, n represents the number of moles of gas, and R is a constant for the ideal gas. Which equation is solved for T? A: PV/R = nT B: PV/nR = TC: T= PV - nR D: PVnR = T What is the force that counteracts the thrust force for flight? Ellie hikes 1/2 of a mile every 10 minutes. How far does she hike in 1 hour?Answer choices:3546 hcan some one help me How do I do this math ! what makes us think that the star system cygnus x-1 contains a black hole? kelsey bought a new jackat. the jackat costs $ 150.00 she will pay 7% in sales tax how much money will she pay in sales tax On Monday, Elsbeths bank account balance was -$16.75. On Tuesday, she deposited a check for $5.72. On Thursday, she deposited $16.75. What is her new balance?-16.75 + (5.72 + 16.75)Use the commutative property to get:-16.75 + (16.75 + 5.72)Use the associative property to get:(-16.75 + 16.75) + 5.72 x =1296 2/3help me out please you guys are awesome ^-^ what long-term impact did the great awakening have on the thirteen colonies? an economy that is based on one good what? is a fuel cell a primary or secondary cell how to turn 40/3 into mixed fraction please give correct abs for brainliest.. if you add 5 to me then divide 7, and add 12 then subtract 7 you get 10 what number am i Help meeeeeeeeeeeeeeeee An employee worked 36 hours last week. This week, she worked 48 hours. Find the percent increase. Round to the nearest percent. O 25% increase 0 33% increase O 12% increase O 75% increase Please hurry!!!! Will give brainliest!At a meeting, you are given a choice of working on a grant writing committee or a fundraising committee. You are interested in both; however, as a new manager you have been told your written communication skills are stronger than your public speaking skills. For which committee would your skills be best suited?A. fundraising and grant writingB. grant writingC. writing the logic model for bothD. fundraising The steps for deriving the Quadratic Formula are shown. Which is the BEST choice for the missing reason?A)simplifyB)divide by aC)complete the squareD)take the square root of both sides