Using the following information about the family’s assets and liabilities, calculate the debt ratio: Checking account: $3,000 Savings account: $13,000 Credit card balance: $5,500 Utility bill: $500 Home: $320,000 Mortgage (30 years): $210,000 Car: $25,000 Car loan (60 months): $18,000 Student loan (7 years): $25,000 Household items: $15,000 Retirement account: $64,000 Other assets: $39,000

Answers

Answer 1

Based on the various assets and liabilities that the family has, the debt ratio can be calculated to be 54.1%.

How is the debt ratio calculated?

The debt ratio can be calculated as:

= Total debt / Total assets

Total debts

= Credit card balance + Utility bill(Car loan (60 months) + Student loan (7 years)

Total assets

= Checking account + Savings account + Home + Car + Household items + Retirement account + Other assets

= (5,500 + 210,000 + 180,000+ 25,000) / (3,000 + 13,000 + 320,000 + 25,000 + 15,000 + 64,000 + 39,000)

= 258,500 / 479,000

= 54.1%

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Related Questions

In 1999, the population of a country was 273,401,000. Of these, 16 million suffered from diabetes (and hence could not consume regular ice cream) and 30 million were lactose intolerant (and hence could not eat ice-cream). On average, consumption per person is 46.6 pints per year. The average price per pint in 1999 was $3.19. What is the market potential in (a) units and (b) dollars? ($ is used as a general unit of currency)

Answers

The market potential in units was approx 10.59 billion. The market potential in dollars was approx 33.8 billion.

What is the market potential?

The assessment of a market's sales revenue across all of its supply channels is known as its market potential. The population that is engaged in the good or service that a company produces or makes available is known as the market potential. In other terms, a company's market potential is its potential to make money if all of its advantages are capitalized and everything goes according to plan. Typically, it is expressed in terms of sales volume, sales units, or potential income. It is a portion of the whole population, with market potential being the entire number of people who could potentially use the good or service.

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A marketing plan

describes the economic structure of a specific country
focuses on customers' needs and target market
identifies the methods a company will use to produce goods
provides an analysis of a business's strengths and weaknesses

Answers

A marketing strategy concentrates on the target market and clients' needs. As a result, choice (B) is appropriate.

What Is a Marketing Plan?

An operational document known as a marketing plan describes the advertising approach that will be used by a firm to create leads and connect with its target market. A marketing strategy outlines the public relations (PR) and outreach initiatives that will be carried out over time, along with how the business will evaluate their success.

A business plan, which outlines all of the key components of a company, including its objectives, core principles, mission statement, budget, and tactics, includes a marketing strategy.

Hence, option (B) is accurate.

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A 10-K financial report includes which
of the following financial statements?
A. Record Sheet
B. Balance Sheet
C. Employee Sheet

Answers

10-K financial report includes which of the following financial statements: Balance Sheet, Income Statement (also known as Profit and Loss or P&L statement), Cash Flow Statement, Footnotes to the financial statements.

What does a 10-K financial report include?

The balance sheet, sometimes referred to as the statement of financial position, gives an overview of the assets, liabilities, and equity of a corporation at a certain point in time.

The income statement, commonly referred to as the profit and loss statement, details the revenues and expenses incurred by a business during a specific time period and displays the business's net income or loss.

The cash flow statement gives details on a company's cash inflows and outflows and gives a general picture of how a company generates and uses cash over a given time period.

The part called Footnotes to the Financial Statements contains extra information on the Financial Statements that the reader might find useful.

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Why do intetest, dividends to preferred, and the dividends to common are the exemptions to the general rule of the percent of the sales method?

Answers

They are regarded as nonoperating income or costs, interest, dividends to preferred stock, and dividends to common stock are exceptions to the general rule of the percent of sales approach.

What is the sales method?

Generally, Interest, dividends to preferred stock, and dividends to common stock are exemptions to the general rule of the percent of sales method because they are considered as nonoperating income or expenses.

These items are not directly related to the operation of a business, and therefore, are not included in the calculation of the percent of sales method.

This method is used to determine the expected amount of income or expenses based on a company's sales revenue, and nonoperating items such as interest and dividends are not considered to be part of a company's core operations.

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standards for all managers ethical responsibillities are covered in a companys

Answers

Standards for all managers' ethical responsibilities are covered in a company's code of ethics.

The ethical responsibilities of managers are typically outlined in a company's code of conduct, which outlines the standards of behavior expected of all employees. This code of conduct may include topics such as respect for others, honesty, integrity, and compliance with laws and regulations. Additionally, many companies have specific policies and procedures related to ethical decision-making and the reporting of unethical behavior.

Different textbooks were grouped in various ways but in general the six main external environments are economy citing culture politics and law competition technology and natural environment yes or no

Answers

It is true that in general, the six main external environments are economy culture, politics and law, competition, technology and natural environment.

What are the factors in external environment?

An external environment is made up of all the outside factors or influences that have an impact on how a business operates. To maintain the flow of operations, the company must act or react.

The external environment is divided into two types: microenvironment and macroenvironment in which the micro environment consists of the factors that directly impact the operation of a company while the macro environment consists of general factors that a business typically has no control over.

Businesses should consider the following external environment factors which are political, economic, social and cultural, legal, technological, and environmental/natural.

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8. We asked our writer to write a short essay on "The benefits of eating fats"
This is what the writer wrote:
With all the different dietary advice flying around these days, how can you even begin to
know what food choices to make? Take fat for example. For years it has been painted
as an evil monster and the root cause of high cholesterol, heart disease and obesity.
Fat gets a bad rap even though it is a nutrient that we need in our diet, just not too
much.
There are different types of fats, with some fats being healthier than others. To help
make sure you stay healthy, it is important to eat unsaturated fats in small amounts as
part of a balanced diet. When buying products check the labels and choose the varieties
that are lower in saturated and trans fats and higher in poly and monounsaturated fats.
A diet that is low in saturated fats and trans fats, but that also includes moderate
amounts of unsaturated fats will help you stay healthy.
When comparing the advantages and disadvantages of eating fat, consider your weight,
caloric intake and health goals and concerns. Eating the recommended amount of fat
from a variety of healthy sources will meet your body's need for the essential nutrient.
Consuming too much of the wrong type of fat can lead to weight gain or heart disease.
Learn all about dietary fats and how getting too much or too little affects our health.
On a scale of 1 to 5, 1 being very bad and 5 being very good, what rating would
you give? Why?
Answer:
What are the strengths of this writer? What are the weaknesses?

Answers

Answer: I would like to rate it 4 because the writer has explained very nicely the right amount pf consumption of fat in the daily diet of a person

His strengths are that he is very clear with his points and has explained briefly and clearly the disadvantages of consuming too much fat.

One weakness that came to my consideration is that he has not mentioned the data in the form of figures like how much percentage and quantity is recommended and how excess fats can cause fluctuation in our blood pressure and heart activity because I believe figures are very important while writing about such issues.

Explanation:

Which of the following provides the best answer to the interview question, "What motivates you?"

"I'm most motivated when I get along well with my co-workers and enjoy a positive, engaging, and entertaining work environment."
"I'm most motivated when I know that the position I hold is secure and the salary and benefits package offered to me are fair for the job."
"I'm most motivated when I'm in a challenging and positive work environment, no matter the task. I like to be part of something bigger than myself."
"I'm most motivated when working under pressure. As a matter of fact, the more stress I'm under the more likely I am to rise to the occasion."

Answers

"I'm most motivated when I get along well with my co-workers and enjoy a positive, engaging, and entertaining work environment." the following provides the best answer to the interview question

What is the environment?

The environment can be defined as a sum absolute of all the realistic and non-living atmospheric condition and their effects that influence human life. While all living or biotic elements are animals, plants, forests, fisheries, and birds, non-living or abiotic weather conditions include water, land, sunshine, rocks, and air.

An interview is an organized dialogue in which one person asks questions and the other responds. The term “interview” is commonly used to refer to a one-on-one talk between an interviewer and an interviewee. Individual and group interviews are the two forms of interviews. Interviews with individuals:

Therefore, Thus option (A) is correct.

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Suppose you have a credit card bill of $1,275 for the month of October. If you pay the full balance before your bill is due, how much will you pay in interest?

Answers

Note that according to the above prompt, no interest will be paid on the credit card bill.

What is the rationale for the above response?

You will not be charged interest if you pay the entire balance before the payment is due.

Because interest is usually imposed on outstanding balances, if the entire debt is paid before the due date, there will be no unpaid balance and hence no interest to pay. Pay the balance before the due date to prevent interest charges and late penalties. If the balance is not paid in full, interest will be levied on the unpaid balance, which may rapidly pile up and make the credit card debt more expensive.

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In a 10-K financial report, the bottom
line of a company's finances would be
found in which document?
A. Income Statement
B. Balance Sheet
C. Statement of Cash Flows
Batter

Answers

Option a is the correct answer. In a financial report, the bottom line of a company's finances would be found in the income statement.

What is an income statement?An income statement or profit and loss account and also known as a profit and loss statement (P&L), statement of profit or loss, revenue statement, statement of financial performance, earnings statement, statement of earnings, operating statement or statement of operations is one of a company's financial statements that displays the revenues and expenses incurred by the company over a specific time period. It explains how the revenues, or "top line," are converted into net income or net profit (the result after all revenues and expenses have been accounted for). The income statement's goal is to demonstrate to managers and investors whether the business gained money (profit) or lost money (loss) during the reporting period.

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Which of the following generally includes a Tally column? a. bar graph, b. pie chart, c. frequency distribution, d. range

Answers

Answer:

C. frequency distribution is the answer.

Explanation:

Which entities offer certifications and qualifications in accounting that will help increase your future earning potential, deepen your knowledge, and enhance your credibility in the field?

Answers

Answer:

Entities that offer certifications and qualifications in accounting that will help increase your future earning potential, deepen your knowledge, and enhance your credibility in the field include:

Explanation:

Certified Public Accountant (CPA), Certified Financial Analyst (CFA), Certified Fraud Examiner (CFE), and Certified Internal Auditor (CIA). Additionally, organizations such as the American Institute of Certified Public Accountants, the Institute of Management Accountants, and the International Ethics Standards Board for Accountants (IESBA) offer certifications and qualifications that are beneficial for those in the accounting field.

Thomas planned to set up a business that build custom house for high net-worth customers in Upstate NY on January 1st, 2018. He would borrow $1,500,000 from a bank to invest in the business as star-up capital and receive a minimum salary of $5,000/month.

Here is the list of some related items or products that he would need to start the
business:
- Lumber
- Roof
- Concrete
- Insulation
- Ducting
- Paint
- Corporate office building

He needs to hire you as an accountant to help his financial and accounting work, and one supervisor who is in charge of the supervision of building custom houses. His business’ cost drivers are provided in Table 1.

Question 1.1 - Cost Classification (10 points)


Required: Thomas needs your help in classifying the various costs. In order to manage these costs, he wants them identified using the information below. He asked that you use Table 2 (page 3) for your answers.

a) Behavior: fixed or variable cost
b) Traceability: direct or indirect
c) Financial reporting: product or period
d) If product cost, identify which items are direct materials, direct labor or
manufacturing overhead.

Question 1.2 - Costing Systems (10 points)
Thomas discussed the business plan with you. He was told that there are three different types of costing systems that exist in organizations – job order, process costing and activity based costing.

Required: Which type of costing system is his business most likely to use? Discuss?

I have it completed just need to check my work... would appreciate the help as soon as possible.

Answers

Answer 1.1:

a) The behavior of the costs listed in the question can be classified as follows:

Lumber: Variable cost

Roof: Variable cost

Concrete: Variable cost

Insulation: Variable cost

Ducting: Variable cost

Paint: Variable cost

Corporate office building: Fixed cost

b) The traceability of the costs can be classified as follows:

c) The financial reporting of the costs can be classified as follows:

d) Lumber, roof, concrete, insulation, ducting, paint: Direct materials

Which type of costing system is his business most likely to use Discuss?

Based on the information provided, it seems that Thomas' business is most likely to use a Job Order Costing System. This is because the business is building custom houses for high net-worth customers, which means that each house is unique and customized to the customer's specifications. This type of work is best suited for job order costing system, where the costs are accumulated for each specific job, and the cost of each custom house can be calculated separately. In contrast, Process Costing is used when the same products are being produced in large quantities, and Activity Based Costing is used to assign indirect costs to products or services based on the activities that go into producing them.

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Communication which occurs via small
group discussion would fall under which
category?
A. synchronous
C. horizontal
B. a synchronous
D. vertical

Answers

Answer: A. synchronous

Explanation: Communication that occurs via small group discussion would fall under the category of synchronous communication. Synchronous communication refers to a type of communication that occurs in real-time, such as a conversation or a meeting. It involves people interacting with each other at the same time, rather than asynchronously, where people communicate at different times.

Choose one of the topics below. Compare and contrast the way in which you would use technology in 2 different scenarios: 1) discussing this topic with a friend and 2) writing an academic paper about this topic.

work-life balance

appropriate screen time for kids

local traffic congestion

a family vacation destination

one of your hobbies

Answers

Answer:

If I were discussing the topic of work-life balance with a friend, I might use technology such as messaging apps or social media to communicate and exchange ideas. I might also use online resources, such as articles or blog posts, to share information and examples to illustrate my points.

Explanation:

If I were writing an academic paper about the topic of work-life balance, I would use technology in a more formal and structured way. I might use a word processor to write and organize my paper, and use online databases or research tools to find and cite credible sources to support my arguments. I might also use software to help me format my paper according to academic standards and create any necessary citations or references. Overall, the use of technology in writing an academic paper would be more focused on research and organization, while the use of technology in discussing the topic with a friend might be more casual and focused on exchange of ideas and information.

Select the correct answer.
Which verb form best completes the sentence?

¿A qué hora _____ usted a mi casa?

A.
vendrás

B.
vendrá

C.
vendrán

D.
vendré

Reset Next

Answers

Answer:

B

Explanation:

How Goods Market will be in Equilibrium according to saving and investment approach

Answers

This method states that the equilibrium annual income is established at a level where planned saving (S) equals planned investment (I). If there is a difference in revenue from the market equilibrium, i.e., if it was planned.

What is a Market?

A market is made up of various buildings, institutions, institutions, and processes that allow people to exchange goods and services.

The targeted savings graphs meet at the interest income in a satisfactory competitive equilibrium, or the wanted values of saves and investments are similar to both the absolute measurements of savings and investments as reported in the national income as well as product records and also the desired values.

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Companies often require non-disclosure agreements from their employees because a non-disclosure agreement

allows the employer to release private information about employees if necessary
identifies all the different ways an employee could violate company policies
maintains employee trust, which is needed for productivity and therefore profitability
provides for a documented exchange of information between employees and employers

Answers

A non-disclosure agreement (NDA) is a legally binding contract that establishes a confidential connection. The signatory(s) declare that they will not share any private information they may gather with outside parties. As a result, choice (B) is acceptable.

What is non-disclosure agreement (NDA)?

Companies regularly utilize non-disclosure agreements while engaging in discussions with other businesses. They provide the parties the ability to communicate privately without being concerned that their competitors will learn about it. In this case, it might be referred to as a mutual non-disclosure agreement.

It is common for the NDA to be signed before any discussions between companies about potential joint ventures.

NDAs are commonly requested of employees in order to protect a company's confidential business information.

Hence, option (B) is accurate.

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Completing market research and determining a target market is part of this section of the marketing plan.
O market analysis
O competitive analysis
O marketing strategies
Ostatement of objectives

Answers

Option A is correct regarding marketing plan.

What is market analysis?

An in-depth analysis of the target market and competitive environment for your company within a given sector is known as a "market." The success you can anticipate when you launch your brand and its products to customers in the market can be projected using this study. Market analysis takes into account both qualitative and quantitative information, such as consumer values, wishes, and purchasing motivations. Quantitative information includes the size of the market you want to target as well as the pricing and revenue estimates that consumers are ready to pay.

What is market research?

In order to effectively advertise products to a specific market, market research is the process of acquiring knowledge about that market, including its customers' wants and behaviors.

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Are equipment and supplies expenses that would be included on an income statement, I’m lost trying to create a balance sheet, income statement and owners equity with these figures!

Answers

Yes. Equipment and supplies expenses would be included on a company's income statement. This is because they are considered expenses since the company is purchasing them with the intent to use the items for a finite period of time and the costs will be recognized over time. Assets, on the other hand, would refer to items that the company has purchased with the intent on using or selling the items for an indefinite period of time.

1. What is the major objective of the article?
2. What are the theories discussed in the paper and how do they compare?
3. If the author argues supporting/ rejecting a theory, what are his reasons and
how valid are the reasons?
4. How are the conclusions of the articles aligned with the findings of the study?
5. What exactly does the work contribute and relate to the overall topic of your
course?
6. In your opinion, what were the strengths and weakness of the paper?

Answers

Answer:

to define more about noun

Accounting and subsequently violates the covenant not to complete, what equitable remedy is available to big three accounting inc

Answers

Injunction equitable remedy is available to Big Three Accounting, Inc. Thus option D is correct.

What is Accounting?

Accounting is the act of documenting a business's monetary operations. All transactions are compiled, examined, and reported to factor in making, regulatory bodies, and tax collection organizations as part of the accounting cycle.

A lawsuit for an injunction is brought to court when someone infringes any contract clause relating to not competing. An equitable relief is where a court directs a party to carry out a certain act or desist from doing so. Therefore, option D is the correct option.

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After passing his CPA exam, Mohammad is hired by Big Three Accounting, Inc. Part of his contract includes a covenant not to compete. If, after working for three years, Mohammad retires from Big Three Accounting and subsequently violates the covenant not to compete, what equitable remedy is available to Big Three Accounting, Inc.?

a. Rescission O b. Specific Performance O c. Reformation O d. Injunction

Unsecured loans are based on ____________.

Answers

UNSECURED LOANS

Unsecured loans are based on the borrower's creditworthiness and financial stability.

Unsecured loans are loans that are not backed by collateral, such as a house or car. Because the lender does not have any collateral to seize if the borrower defaults on the loan, they must rely on the borrower's creditworthiness and financial stability to determine whether to approve the loan and what terms to offer.

To assess a borrower's creditworthiness and financial stability, the lender may consider factors such as the borrower's credit score, income, employment history, and debts. They may also review the borrower's credit report, which provides detailed information about their credit history and financial behavior. Based on this information, the lender will decide whether to approve the loan and, if so, what terms to offer. This may include the interest rate, loan amount, and repayment period.

Hope This Helps You!

Credit report explanation : to see if borrower is worthy by paying off past debts also to see the borrowers income to debt ratio (if they can afford the debt)

What is the aTeri West operates her own catering service. Summary financial data for July are presented in equation form as follows. Each line designated by a number indicates the effect of a transaction on the equation. Each increase and decrease in owner's equity, except transaction (5), affects net income.

Assets = Liabilities + Owner's Equity
Cash + Supplies + Land = Accounts Payable + Teri West, Capital - Teri West, Drawing + Fees Earned - Expenses
Bal. 40,000 3,000 82,000 7,500 117,500
1. +71,800 +71,800
2. -15,000 +15,000
3. -47,500 -47,500
4. +1,100 +1,100
5. -5,000 -5,000
6. -4,000 -4,000
7. -1,500 -1,500
Bal. 40,300 2,600 97,000 4,600 117,500 -5,000 71,800 -49,000
mount of the net income for the month?
What is the amount of the net increase in cash during the month?
$fill in the blank 8
300
c. What is the amount of the net increase in owner's equity during the month?
$fill in the blank 9
17,800
d. What is the amount of the net income for the month?
$fill in the blank 10
e. How much of the net income for the month was retained in the business?
$fill in the blank 11

Answers

a. The amount of the net income for the month is -49,000.

b. The amount of the net increase in cash during the month is 300.

c. The amount of the net increase in owner's equity during the month is 17,800.

d. The amount of the net income for the month is -49,000.

e. The amount of net income retained in the business is -5,000.

What is net income?

Net income is a company's total revenue minus all expenses, including taxes and interest. It is also known as net profit or the bottom line. It is the amount of money a company has left over after all expenses have been paid, and it is considered an important indicator of a company's financial health.

Therefore, the correct answers are as given above

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What entrepreneurial skills do you think would be necessary to start a DJ business?

Answers

Answer:What Skills Do You Need To Make Money As A DJ Entrepreneur? · Ambition · Drive · Discipline · Leadership · Creative Thinking · Strategic Thinking.

Explanation:

Explain the effect on firms and labor market

Answers

Labor market institutions influence economic dynamism by their impact on the supply of a key factor, skilled workers to new and expanding firms, and the shedding of workers from declining and failing firms.
The effect of a change in the labor market on firms and workers can depend on a variety of factors, including the type of change that is occurring, the size of the firm, and the specific industry in which the firm operates.

For example, if there is an increase in the supply of labor, this can lead to lower wages for workers as firms have a larger pool of candidates to choose from and may not need to offer as high of a wage to attract workers. This can be beneficial for firms as it may lower their labor costs, but it can be detrimental for workers who may see their wages decline.

On the other hand, if there is an increase in the demand for labor, this can lead to higher wages for workers as firms compete for a limited pool of candidates and may need to offer higher wages to attract and retain workers. This can be beneficial for workers, but it can be detrimental for firms as it may increase their labor costs.

Overall, changes in the labor market can have complex and varied effects on both firms and workers, and it is important to consider the specific circumstances and context in which these changes are occurring.

Because of inflation, the $1 you will have in the future will be worth _________. a. less than $1 you have today, b. more than $1 you have today, c. the same as $1 you have today, d. it is impossible to know the answer to the question And the answer b. more than $1 you have today is the wrong answer. I just took the test

Answers

Answer:less than it is toda

Explanation:

less than it is today. Inflation is an increase in the overall price level of goods and services in an economy over a period of time. As prices rise, the purchasing power of a dollar decreases, so a dollar in the future will be worth less than a dollar today. This is why it is important to consider inflation when planning for the future, especially when it comes to saving and investing.

3.Let us assume that President Joe Biden of USA has decided to decrease tax to improve investment in US. Discuss the impact of this policy on the real exchange rate and net export of Ethiopian economy and use the appropriate graphical analysis.

Answers

Answer:

Explanation:

The impact of President Joe Biden's decision to decrease taxes in order to improve investment in the United States on the real exchange rate and net export of the Ethiopian economy would depend on a number of factors, including the specific details of the tax policy and the current state of the Ethiopian economy.

In general, a decrease in taxes in the United States could lead to an increase in investment in the country, which could lead to an increase in the demand for goods and services and a corresponding increase in economic growth. This could lead to an appreciation of the U.S. dollar relative to other currencies, including the Ethiopian birr. This means the relative price of US goods and services will be cheaper than the Ethiopian goods and services.

An appreciation of the U.S. dollar can lead to a decrease in the competitiveness of Ethiopian exports in the global market, leading to a decrease in the net export of the Ethiopian economy. Graphically this can be represented by a shift of the net export curve to the left, meaning that the net export of the Ethiopian economy will decrease.

On the other hand, this policy could also lead to an increase in the inflow of foreign capital into Ethiopia as well, which could lead to an appreciation of the Ethiopian birr relative to other currencies. This means the relative price of Ethiopian goods and services will be cheaper than the US goods and services. This could increase the competitiveness of Ethiopian exports and lead to an increase in net exports for the Ethiopian economy. However, this increase could be more limited than the decrease in net exports as a result of the appreciation of the US dollar.

It's important to note that these are general impacts and there can be a number of other factors that would come into play that would determine the ultimate impact on the Ethiopian economy, such as the effectiveness of the Ethiopian government's monetary policy, the inflation rate, and the external trade policies.

According to O*NET, what are common skills needed by Psychiatrists? Check all that apply.

social perceptiveness
operation monitoring
speaking
active listening
troubleshooting
equipment selection

Answers

According to O*NET, the  common skills that is needed by Psychiatrists are:

a. Social perceptiveness

c. Speaking

d. Active listening

Who is a Psychiatrists?

A Psychiatrists can be defined as the person whose job is to treat people with mental disorder and to always create awareness about the preventive measure people should make use of so as to prevent mental disorder as by doing this will help to reduce the rate of people with mental disorder.

A Psychiatrists  should tend to possess social perceptiveness skills as this will enables him/her to know the reaction of people including the reason why people react or act  they way they does.

A Psychiatrists   should as well possess speaking skills as well as active listening  as  this can help to lead to effective communication between the Psychiatrists   and the patient. This will enables the  patients to pay full attention to what Psychiatrists   is communicating to them.

Therefore the correct option are  A, C, D.

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Answer:

Explanation:

acd

How does New York's on-time payment record compare to the national rate?

Answers

New York State has a relatively high credit score or on time payment compared to the national average.

What is on time payment?

Paying suppliers on the contractually stipulated due date, also referred to as the invoice maturity date, is what is meant by "on-time payment,". It also hast d with credit scores. Although the idea of on-time payment is fairly straightforward, it has been found to be one of the trickiest aspects of corporate payments.

It's important to keep in mind that credit scores can vary greatly depending on the individual, and a state's average credit score is just one factor that contributes to its overall financial health.

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QuestionYou are International Business Manager at a UK based company. Your company has identified USA and Europe as potential markets and wish to expand asap and plans a full-scale expansion. You are requested to analyse both projects and advise. In considering such large project, you must work out the risk of each project, cost of capital and NPV. Allocate discount rate for each project according to current international business climate and justify why you allocated the discount rate for each region. Discuss how you aim to manage international risks.Projected cash flows in respective currencies:Year Net Cash Flow USA USD Net Cash Flow - Europe EUR0 -20 million -20 million 1 2 million 2 million2 4 million 3 million3 5 million 4 million4 6 million 8 million5 8 million 8 millionInstructions:a. Briefly discuss viability of both projects in todays global business context. Based on your discussion allocate and justify discount rate for both projects. (30 Marks)b. How much investment (GBP) is needed for each project and what is the NPV of each project? Use spot and forward exchange rates to discuss. (30 Marks)c. Considering current world economic climate, the future exchange rates are uncertain. How would you analyse/anticipate the change in exchange rates? Write a brief proposal to mitigate impact of possible exchange rate fluctuations (30 Marks)d. Discuss your calculations and advise which project should be selected. (10 Marks) (Total up to 1000 words + calculations = 1500 Words) The tone of a piece of writing is the author's attitude toward the subject. True False Clara is a clerk at a retail outlet. She earns $35,000 a year. She is allowed to work her schedule around her daughter's school athletic events, and because she has seniority over the other clerks, rarely has to work holidays. Jeff is a new designer for an engineering firm. He earns $75,000 a year. He must be at the office Monday through Friday from 8:00 to 5:00. His wife attends all their children's school events. His job is stressful, and if a project is due, he often works weekends and sometimes holidays, although from home. How would you compare Clara and Jeff's levels of job satisfaction Can I say my mom is my hero? Ive been stuck on this for about a week, I know it might seem easy but Im very bad at fractions and my teacher wont help me 4x-5(2x+1)=6x+1. how many solution will this have? is this right true or false Two genes that are separated by 10 map units show a recombination percentage of 10%. What fuel did Old Boone use to cook his buffalo? writing connection science Alfred Wegener never convinced the scientific community that continents move on earths surface. Imagine you could send a message to the past. Explain to Wegener in a letter the evidence that he was missing and the theory of plate tectonics. Write an expression to represent: 2 times the difference of x and 3 How do you find angles with AAA? What were Stalin's 2 choices? A newsletter publisher believes that less than 68% of their readers own a Rolls Royce. Is there sufficient evidence at the 0.02 level to substantiate the publisher'sclaim?State the null and alternative hypotheses for the above scenario. Jill and beth are sisters. Jill is 1/3 of beth's age. Let b represent beth's age.Write an algebraic expression to show jill's age. Frank is going to plant n vegetable seeds in one garden and 2n +9 vegetable seeds in another. How many seeds is Frank going to plant? The diagonals of a quadrilateral ABCD intersects each other at the point O such that AO/BO=CO/DO.Prove that ABCD is a trapezium. HELP LIMITED TIME!!!!!!!!!!!!!The average temperature of Earth has increased approximately0.8C in the last one hundred years. Which of the following doresearchers most attribute to this temperature increase?Select one:1, the lower amounts of carbon dioxide2, increased use of fossil fuels3, increased population in third-world countries4, the solar flares reaching Earth what type of bond is found in chlorine molecules HELP ME PLEASE RIGHT NOW ASAP Are all antigens foreign substances?