Answer:
(a) The mortgage amount she will borrow is $180,400
(b) Yes she can
(c) Her monthly payment will be approximately $914.06
(d) Her total repayment is approximately $329,061.6
(e) The amount of interest is approximately $148,661.6
Step-by-step explanation:
The details of the transactions are;
The gross annual income Victoria earns = $124,482
The cost price of the home she is buying, C = $225,500
The amount she is making as down payment = 20%
The duration the loan she id financing the rest with, t = 30-years
The interest rate on the loan, r = 4.5%
(a) The mortgage amount she will borrow, 'P', is the cost of the home less the down payment
The down payment = 20% of the cost of the home
∴ The down payment = (20/100) × $225,500 = $45,100
∴ P = $225,500 - $45,100 = $180,400
The mortgage amount she will borrow, P = $180,400
(b) Using the 2× to 2.5× gross income rule, we have;
2 × her annual income = 2 × 124,482 = 248,964
∴ 2 × her annual income > The mortgage = 180,400
She can afford the mortgage
(c) The monthly fixed payment for the mortgage is given as follows;
[tex]M = P \times \dfrac{r}{n} \times \dfrac{\left(1+ \dfrac{r}{n} \right)^{n \cdot t}}{\left[\left(1 + \dfrac{r}{n} \right)^{n\cdot t} - 1\right]}[/tex]
Where;
n = The number of periods per year = 12 monthly periods per year
180,400*0.045*(1 + 0.045)^(30)/((1 + 0.045)^(30) - 1)
[tex]M = 180,400 \times \dfrac{0.045 }{12} \times \dfrac{\left(1+\dfrac{0.045 }{12}\right)^{30 \times 12}}{\left[\left(1 + \dfrac{0.045 }{12}\right)^{30 \times 12} - 1\right]} \approx 914.060298926[/tex]
Her monthly payment will be M ≈ $914.06
(d) The total repayment is given as follows;
n × t × M
∴ 12 × 30 × 914.06 = 329061.6
The total payment for the house = $329,061.6
(e) The amount of interest = The total payment - The principal loan amount
∴ The amount of interest = $329061.6 - $180,400 = $148,661.6
A bank charges a fee of 0.5% per month for having a checking account. Stephani’s account has $325 in it. Which function models the balance of Stephani’s account, B(t), in dollars, as a function of time, t, in months?
a: B(t) = 325(0.0995)t
b: B(t) = 325(0.005)t
c: B(t) = 0.05(325)t
d: B(t) = 325 + 12(0.005)t
The required, function that models the balance of Stephani's account is
[tex]B(t) = 325(0.005)^t[/tex]. Option B is correct.
The function that models the balance of Stephani's account, B(t), in dollars, as a function of time, t, in months, can be determined using the given information.
Given:
Bank charges a fee of 0.5% per month for having a checking account.
Stephani's account has $325 in it.
The function that models the balance of Stephani's account, B(t), in dollars, as a function of time, t, in months, is:
b: [tex]B(t) = 325(0.005)^t[/tex]
In this function, the initial balance is $325, and the bank charges a fee of 0.5% per month, which is equivalent to 0.005 as a decimal. The exponent "t" represents the number of months, and with each passing month, the balance is reduced by 0.5%.
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Select all the true sentences!!!
Answer:
only the 1st is true
Step-by-step explanation:
the rest are wronf
Solve the inequality.
2x-5<9
The solution is:
Answer:
x < 7
Step-by-step explanation:
Given
2x - 5 < 9 ( add 5 to both sides )
2x < 14 ( divide both sides by 2 )
x < 7
Write in terms of i
Simplify your answer as much as possible.
square root of -48
Identify a1 and r for the geometric sequence
a1 =
r =
Answer:
a₁ = - 256 , r = - [tex]\frac{1}{4}[/tex]
Step-by-step explanation:
The nth term of a geometric sequence is
[tex]a_{n}[/tex] = a₁ [tex](r)^{n-1}[/tex]
Given
[tex]a_{n}[/tex] = - 256 [tex](-\frac{1}{4}) ^{n-1}[/tex] , then by comparison
a₁ = - 256 and r = - [tex]\frac{1}{4}[/tex]
Given Galois field GF(2^4) with modulus IP= x^4+x^3+1: (4) How
many generators do the multiplicative group have? (5) List all the
generators of the multiplicative group.
In Galois field GF(2^4) with modulus IP = x^4 + x^3 + 1, there are eight generators in the multiplicative group, namely {x, x^3, x^5, x^6, x^7, x^9, x^11, x^12}, which have multiplicative orders equal to the order of the group (15) and generate all non-zero elements in the field.
To determine the generators of the multiplicative group in Galois field GF(2^4) with modulus IP = x^4 + x^3 + 1, we need to find elements that have multiplicative orders equal to the order of the group, which is 15.
The multiplicative group in a Galois field consists of all the non-zero elements. In this case, the elements of the field are polynomials of degree 3 or less with coefficients in GF(2) (the field with two elements, 0 and 1).
To find the generators, we can start by selecting an element from the field and compute its powers until we find an element whose power equals 1. The smallest power that gives 1 is the order of the element.
We can start with x, which represents the polynomial x^1. We compute its powers modulo the modulus IP:
x^2 = x * x = x^1 * x^1 = x^1
x^3 = x * x^2 = x^1 * x^1 = x^1
x^4 = x * x^3 = x^1 * x^1 = x^1
Since x^4 = x^1, the order of x is 4, which is not equal to the order of the multiplicative group (15). Therefore, x is not a generator.
We continue this process with other elements until we find generators. Let's try x^2:
(x^2)^2 = x^4 = x^1
(x^2)^3 = x^6 = x^2
(x^2)^4 = x^8 = x^4 = x^1
Since (x^2)^4 = x^1, the order of x^2 is 4, which is not equal to 15. Therefore, x^2 is not a generator.
We repeat this process with other elements until we find an element whose order is 15. Let's try x^3:
(x^3)^2 = x^6 = x^2
(x^3)^3 = x^9 = x^3
(x^3)^4 = x^12 = x^8 = x^4 = x^1
Since (x^3)^4 = x^1, the order of x^3 is 4, which is not equal to 15. Therefore, x^3 is not a generator.
We continue this process with x^4, x^5, and so on until we find a generator. After checking all possible elements, we find the following generators of the multiplicative group in GF(2^4) with modulus IP: {x, x^3, x^5, x^6, x^7, x^9, x^11, x^12}.
These eight elements have multiplicative orders equal to 15 and generate all the non-zero elements in the field under multiplication.
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$120 is shared among 3 friends Ava, Ben, and Carlos. If Ava receives $20 less than
Ben, and Ben receives 3 times as much money as Carlos, how much money does
Carlos receive?
Answer:$20
Step-by-step explanation:
If Carlos had $20
Ben would have $60
And Ava would have $40
What is the measure of this angle?
Answer:
25
Step-by-step explanation:
Answer:
? = 25°
Step-by-step explanation:
all triangle interior angles added together = 180°, so:
? = 180° - 119° - 36°
? = 25°
Priya has 5 pencils, each x inches in length. When she lines up the pencils end to end, they measure 34.5 inches. Select ALL the equations that represent this situation. *
Answer:
Equation b and c represent the situation.
please prove that empty sets and singletons are always connected ?
Both the empty set (∅) and singleton sets are considered connected. The empty set is connected by definition, and a singleton set is connected because it cannot be divided into two non-empty open sets.
The statement that empty sets and singletons are always connected is true. Let's prove it for both cases:
1. Empty Set (∅):
The empty set (∅) is considered connected by definition. A set is said to be connected if there are no two non-empty open sets whose union is the set and whose intersection is empty. Since the empty set does not contain any elements, there are no open sets to consider, and thus it satisfies the definition of connectedness. In other words, there are no non-empty sets to separate the empty set, making it connected.
2. Singleton Set ({x}):
A singleton set, which contains only one element, is also connected. To prove this, let's assume the singleton set {x} is not connected. This means there exist two non-empty open sets A and B such that {x} is the union of A and B, and A and B have an empty intersection.
Since A and B are non-empty and their union is {x}, it means that each of them contains at least one point from the singleton set {x}. However, since the intersection of A and B is empty, it implies that A and B cannot contain any additional points other than x. This contradicts the assumption that A and B are open sets since they do not contain any points other than x.
Therefore, the assumption that {x} is not connected leads to a contradiction. Hence, {x} must be connected.
In conclusion, both the empty set and singleton sets are always connected.
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What is the standard deviation for a portfolio that has $3,500 invested in a risk-free asset with 5 percent rate of return, and $6,500 invested in a risky asset with a 15 percent rate of return and a 22 percent standard deviation?
The standard deviation for the portfolio is 7.65%. This value is calculated by considering the weights and standard deviations of the assets in the portfolio.
To calculate the standard deviation of a portfolio, we need to consider the weights and the standard deviation of each asset in the portfolio. In this case, we have $3,500 invested in a risk-free asset and $6,500 invested in a risky asset.
First, let's calculate the standard deviation of the risky asset:
Standard Deviation = 22%
Next, we need to calculate the weighted average of the standard deviations of the assets in the portfolio:
Weighted Standard Deviation = (Weight of Risky Asset * Standard Deviation of Risky Asset)
Weighted Standard Deviation = (0.65 * 22%)
Now, we can calculate the standard deviation of the portfolio using the weighted standard deviation:
Portfolio Standard Deviation = [tex]\sqrt{(Weighted Standard Deviation^2)}[/tex]
= [tex]\sqrt{(0.65 * 22\%)^2}[/tex] = [tex]\sqrt{(0.65^2 * (22\%)^2}[/tex] = [tex]\sqrt{(0.4225 * 0.484)}[/tex] = [tex]\sqrt{0.204}[/tex]
Portfolio Standard Deviation = 0.452 = 7.65%
Therefore, the standard deviation for the portfolio is approximately 7.65%.
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Consider the equation: −34=x^2−14x+10 1) Rewrite the equation by completing the square. 2) What are the solutions to the equation?
Answer:
1) x^2 - 14x + 44 = 0
(x^2 - 14x + 49) - 5 = 0
(x-7)^2 - 5 = 0
2)Assuming no complex number x...
(x-7)^2 = 5
x-7 = 5
x-7 = -5
x= 12, x=2
==============
Please give brainliest, I really want to rank up, thank you!
The answers to both the subparts of the equations are shown:
(A) Re-written equation by completing the square: (x-7)² - 5 = 0(B) Solutions of the equation: x = 12, x = 2What are equations?Algebraically speaking, an equation is a statement that shows the equality of two mathematical expressions. For instance, the two equations 3x + 5 and 14, which are separated by the 'equal' sign, make up the equation 3x + 5 = 14.So, the equation is:
−34 = x² −14x+10(A) Rewrite the equation by completing the square:
−34 = x² −14x+10x² - 14x + 44 = 0(x² - 14x + 49) - 5 = 0(x-7)² - 5 = 0(B) The solutions of the equation:
(x-7)² = 5x-7 = 5x-7 = -5x= 12, x=2Therefore, the answers to both the subparts of the equations are shown:
(A) Re-written equation by completing the square: (x-7)² - 5 = 0(B) Solutions of the equation: x = 12, x = 2Know more about equations here:
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No período: \"Quando analisaram o desempenho da economia brasileira, os empresários afirmaram sua satisfação\". As orações presentes são, respectivamente
a) principal, coordenada.
b) subordinada, subordinada.
c) subordinada, principal.
d) subordinada, coordenada.
Answer:
a
Step-by-step explanation:
jack has a square flower bed in his garden with perimeter 120 m, he wants to deconstruct this flower bed and turn it into a triangular flower bed with maximum area. if he wants the triangular flower bed to have the same perimeter as the square flower bed, then what would be the area of such a triangular flower bed(rounded off to the nearest integer)?
To find the maximum area for the triangular flower bed with the same perimeter as the square flower bed, we can use the concept of an equilateral triangle.
Let's denote the side length of the square flower bed as 's'. Since the perimeter of the square is 120 m, each side of the square will be s = 120 m / 4 = 30 m.
Now, for the triangular flower bed to have the same perimeter as the square flower bed, it should also have a perimeter of 120 m. In an equilateral triangle, all three sides are equal in length.
Let's denote the side length of the equilateral triangle as 't'. Since the perimeter of the equilateral triangle is 120 m, each side of the triangle will be t = 120 m / 3 = 40 m.
The formula for the area of an equilateral triangle is given by:
Area = (sqrt(3) / 4) * t^2
Substituting the value of t, we get:
Area = (sqrt(3) / 4) * (40 m)^2
Area ≈ 346.41 m^2
Rounded off to the nearest integer, the area of the triangular flower bed would be 346 m^2.
find cos B in the triangle
Who can describe and correct the error in finding volume of the cone
My brothers hw is 3x +(-6 + 3y)
Answer:
3x + 3y - 6
Step-by-step explanation:
3x - 6 + 3y =
3x + 3y - 6
Evaluate the following expression will give branliest
256 to the power of 5/8
Answer:
32
Step-by-step explanation:
The formula needed to solve this question by hand is:
[tex]x^{\frac{m}{n}} =\sqrt[n]{x^{m}}[/tex]
256^(5/8) = 8th root of 256^5
256^(5/8) = 8th root of 1280
256^(5/8) = 32
If you add Natalie's age and Fred's age, the result is 39 If you add Fred's age to 3 times Natalie's age, the result is 69 Write and solve a system of equations to find how old Fred and Natalie are
Answer:
Natalie is 15
Fred is 24
Step-by-step explanation:
You would first create equations to represent the problem. You would then solve for a variable (I chose to solve for y). I subtracted each equation from each other which helped me isolate y, which equaled 15. I then substituted y for 15 which allowed me to isolate x, which gave me 24.
(the equations)
x + y = 39
x + 3y = 69
(solving for y)
x + 3y = 69 - x + y = 39
x-x +3y -y = 69 - 39
2y = 30
y = 15
(solving for x)
x + 15 = 39
x +15 -15 = 39 -15
x = 24
PLEASE HELP!!!!!
Find the volume and surface area of the composite figure. Give your answer in terms of π.
Answer Options
V ≈ 661.3π cm3; S = 264π cm2
V = 328π cm3; S ≈ 1045.3π cm2
V ≈ 1045.3π cm3; S = 328π cm2
V = 400π cm3; S ≈ 661.3π cm2
Answer:
V ≈ 661.3π cm3; S = 264π cm2
Step-by-step explanation:
What is the range of the function f(x) = -4|x + 1| − 5?
A. (-∞, -5]
B. [-5, ∞)
C. [-4, ∞)
D. (-∞, -4]
Answer:
answer is A
Step-by-step explanation:
hope that helps
The range of the function f(x) = -4|x + 1| − 5 is (-∞, -5). The correct option is A.
What are a domain and range?The domain of a function is the set of values that can be plugged into it. This set contains the x values in a function like f. (x). A function's range is the set of values that the function can take. This is the set of values that the function returns after we enter an x value.
The given function is f(x) = -4|x + 1| − 5. Plot the function on the graph and it is observed that the range of the function varies from -∞ tp 5.
The graph of the function is attached with the answer below. The absolute function has the vertex at (-1,-5).
Therefore, the range of the function f(x) = -4|x + 1| − 5 is (-∞, -5). The correct option is A.
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Find the measure of each number angle:
Answer:
12. 6= 68°
15. 4= 52°
Step-by-step explanation:
12.
since 5= 22°
5+6= 90° since it Is a right angle
6= 90-22
therefore 6 is 68°
15.
since 3 is 38°
and 3+4= 90° since it is a right angle
4= 90-38
therefore 4 is 52°
HELP! Ill vote brainliest and 60 pts is on the line!
The Quadratic Formula, x equals negative b plus or minus the square root of b squared minus 4 times a times c, all over 2 times a, was used to solve the equation. 2x2 − 8x + 7 = 0. Fill in the missing denominator of the solution.
4 plus or minus the square root of 2, all over blank
−16
2
4
14
Answer:
2
Step-by-step explanation:
[tex]2x^2-8x+7=0\\\\[/tex]
a=2
b=-8
c=7
[tex]\frac{8+ \sqrt{16-4(2)(7)} }{4}[/tex]
4±[tex]\sqrt{2}[/tex] /2
Answer:
The answer is 2 hope this helps :3
Step-by-step explanation:
Help me please I give points thank you
NO FAKE ANSWER PLS
Answer:it is #4
7:4
so 7 suv and 4 trucks
The answer would be the Third option
Identify the zero(s) of this function (Desmos)
Answer:
x=2, -6
Step-by-step explanation:
[tex]3x^{2} +12x-36=0[/tex]
[tex]x^{2} +4x-12=0[/tex] (Divided by 3)
[tex](x-2)(x+6)=0\\x_{1} =2, x_{2} =-6[/tex]
I need help with (G)
Answer:
[tex]2^{5}[/tex]
Step-by-step explanation:
The figures are similar. Find X
Answer:
hi
Step-by-step explanation:
i think so
hope it helps
have a nice day
Question 1 of 5 The Ridgeport school district collected data about class size in the district. The table shows the class sizes for five randomly selected kindergarten and seventh-grade classes. Number of students in randomly selected class Mean Mean absolute deviation Kindergarten 18, 20, 21, 19, 22 20 1.2 27, 32, 33, 33, 35 32 2 Seventh grade Based on these data, which statement is true?
sorry I couldn't fit the answer in it
Answer:
C is the correct answer
Step-by-step explanation:
Based on the data provided, the correct statement is:
A. The average size of a seventh-grade class is larger and varies more than that of a kindergarten class.
Here's the explanation:
1. Average class size:
The mean (average) class size for kindergarten is given as 20, while for the seventh grade, it is given as 32. Since 32 is greater than 20, we can conclude that the average size of a seventh-grade class is larger than that of a kindergarten class.
2. Variation in class sizes:
The mean absolute deviation (MAD) is provided as 1.2 for kindergarten and 2 for the seventh grade. The MAD measures the average amount by which each data point differs from the mean. A higher MAD indicates greater variability. In this case, the MAD for the seventh grade (2) is higher than that for kindergarten (1.2), indicating that the class sizes in the seventh grade vary more than those in kindergarten.
Therefore, the average size of a seventh-grade class is larger and varies more than that of a kindergarten class.
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An article in the ASCE Journal of Energy Engineering (1999, Vol. 125, pp. 59–75) describes a study of the thermal inertia properties of autoclaved aerated concrete used as a building material. Five samples of the material were tested in a structure, and the average interior temperatures (°C) reported were as follows: 23.01, 22.22, 22.04, 22.62, and 22.59.
(a) Test the hypotheses H0: u= 22.5 versus H1: u does not = 22.5, using alpha= 0.05. Find the P-value.
(b) Check the assumption that interior temperature is normally distributed.
(a) To test the hypotheses H0: μ = 22.5 versus H1: μ ≠ 22.5, a t-test can be used with a significance level of α = 0.05. The sample mean of the interior temperatures is calculated as 22.496, and the sample standard deviation is computed as 0.402.
Using these values, we can calculate the t-statistic, which is given by (sample mean - hypothesized mean) / (sample standard deviation / sqrt(sample size)). Plugging in the values, we have (22.496 - 22.5) / (0.402 / sqrt(5)), resulting in a t-statistic of -0.020.
Next, we determine the degrees of freedom, which is the sample size minus 1, giving us 4.
Using the t-distribution table or a t-distribution calculator, we find the critical t-value for a two-tailed test with α = 0.05 and 4 degrees of freedom to be approximately ±2.776.
Since the absolute value of the calculated t-statistic (0.020) is less than the critical t-value (2.776), we fail to reject the null hypothesis.
(b) To check the assumption of normal distribution for the interior temperatures, a graphical method such as a histogram or a Q-Q plot can be used. Additionally, statistical tests such as the Shapiro-Wilk test can be employed to formally assess normality.
Know more about (a) To test the hypotheses H0: μ = 22.5 versus H1: μ ≠ 22.5, a t-test can be used with a significance level of α = 0.05. The sample mean of the interior temperatures is calculated as 22.496, and the sample standard deviation is computed as 0.402.
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Please answer I will make brainlest:)
Answer:
(3,-4)
Step-by-step explanation: