A code of conduct outlines the policies and procedures that employees and employers must follow in the workplace.
What is code of conducts?A code of ethics and code of conduct outlines the ethical principles that govern a company's or organization's decisions and behavior.A good code of conduct meets three criteria: it fits the company, it addresses its risks, and it is familiar to all employees.The five codes of conduct are as follows:
Integrity.Objectivity.Competence in one's field.Confidentiality.Professional conduct.A company's core values, including its mission, guide the development of these codes. These guidelines describe how employees should interact with one another at work.A well-written code of conduct clarifies an organization's mission, values, and principles, connecting them to professional conduct standards. The code articulates the values that the organization wishes to instill in its leaders and employees, as well as the desired outcomes.To learn more about codes of conduct refer to :
https://brainly.com/question/17486514
#SPJ4
Question 19 Accumulated Depreciation: appears in the asset section of a balance sheet. appears on the income statement. O is a liability on the balance sheet. is a contra-stockholders' equity item.
A balance sheet's asset section shows accumulated depreciation. Thus, the first option is the correct answer.
A contra-asset account on a company's balance sheet is the accumulated depreciation account. It stands for a credit balance. From the reported gross amount of fixed assets, it seems as a decline. The total amount of wear on an asset over its useful life is shown by accumulated depreciation.
As long as depreciation costs are documented, the total amount of accumulated depreciation for a given asset or group of assets will rise. The accumulated depreciation linked with an asset will be reversed when it is eventually sold or put out of service, erasing all references to the item from the company's balance sheet.
To learn more about Depreciation, visit the link below:
brainly.com/question/13934048
#SPJ4
to not violate title vii's prohibition of discrimination based on religion, an employer may have to make changes in the way her business is organized to meet religious requirements of employees. employers are required to incur:
Answer: no more than minimal expenses to accommodate an employee's religious requirements
Explanation: above
What would be the best action for Karina to take?
Karina should cross-reference her records with her bank statement as the best course of action.
An explanation of a bank statementA bank statement is a summary of all the financial transactions that have affected your account within a specific time period, including deposits, withdrawals, and transfers. The account's opening and closing balances, your account number, and other crucial account details could potentially be included in your bank statement.
Why are bank statements crucial?It enables account holders to monitor their finances and make future spending plans. In order to understand how much money is being spent on various categories, account users can use bank statements, which are also very helpful for budgeting.
To know more about bank statement visit:
https://brainly.com/question/22786262
#SPJ4
The complete question is-
Karina keeps excellent records and always knows precisely how much is in her bank account. However, when she receives her bank statement, she's surprised to see that she has been charged a $5.00 overdraft fee. After reviewing her well-kept records, she cannot find anything that is incorrect. Which would be the best action for Karina to take?
fernanda, a hiring manager for a paper company, does not expect juwon, a recent college graduate, to have much knowledge about how paper is made. thus, fernanda asks juwon only a few basic questions during his interview. as a result, fernanda leaves the interview believing that juwon does not know enough to be hired for the job. this is an example of
In a case whereby fernanda, a hiring manager for a paper company, does not expect juwon, a recent college graduate, to have much knowledge about how paper is made. thus, fernanda asks juwon only a few basic questions during his interview this is an example of the Pygmalion effect.
What is Pygmalion effect ?
The Pygmalion effect serves as the situations inj which high expectations bring about improved performance and low expectations lead to worsened performance.
It should be noted that the Pygmalion effect is been observed in the classroom, and the application has been seen in the fields of management, business, and sports psychology. however Pygmalion effect, serves as the psychological phenomenon in which high expectations lead to improved performance ,.
Learn more about manager at:
https://brainly.com/question/24553900
#SPJ1
this year the smith family has dined at nice restaurants almost four times a week. between raises received by mr. and mrs. smith, their family income rose 11 percent, while the cost of living rose by 4 percent and property taxes went up 5 percent in their community. as a result, the family eats outside the home more often now, compared to dining out only a few times a month a few years ago. this reflects a(n)
This, according to the question, is a response to an increase in discretionary income.
What exactly is an income?
The term "income" usually refers to the entire amount of cash, property, and other value transfers received over a specific time period in return for products or services.
What are the different types of income?
Earned, passive, and portfolio income are the three main types of income. Wages, salaries, tips, and commissions are all examples of earned income. Rental properties, royalties, and limited partnerships can all provide passive or unearned income. Portfolio income consists of interest, dividends, and investment income on investments.
To know more about Income visit:
https://brainly.com/question/14732695
#SPJ4
Match each definition with its related term by selecting the appropriate term in the dropdown provided. Definition Term | 1. Actual Accounting System 2. Direct Labor Efficiency Variance 3. Direct Labor Rate Variance 4. Direct Materials Price Variance 5. Direct Materials Spending Variance 6. Ideal Standard 7. Normal Cost System 8. Standard Cost System 9. Unfavorable Variance 10. Variance An accounting system that records all actual amounts after the expense has occurred. An accounting system that records all costs based on estimated amounts. An accounting system that records all direct materials and direct labor at actual amounts, while assigning manufacturing overhead costs using predetermined overhead rates. Difference between actual and planned results. Standards that are tight but are used to motivate individuals to work hard and achieve results. Standards that can be achieved only under perfect conditions. The difference between actual cost and the flexible budget for materials. The difference between actual labor hours and standard labor hours multiplied by the actual labor rate. The difference between actual labor hours and standard labor hours multiplied by the standard labor rate. The difference between actual price and standard price times the actual quantity of materials purchased. The difference between actual price and standard price times the actual quantity of materials used. The difference between the actual rate and the standard rate multiplied by the actual labor hours used. The difference between the actual rate and the standard rate multiplied by the standard labor hours allowed. When actual costs are greater than planned costs. பபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபபப The difference between actual price and standard price times the actual quantity of materials used. The difference between the actual rate and the standard rate multiplied by the actual labor hours used. The difference between the actual rate and the standard rate multiplied by the standard labor hours allowed. When actual costs are greater than planned costs. When actual sales are greater than planned sales.
The wages and salaries paid to workers who are directly involved with the production of a particular good or in rendering a service are referred to as direct labor. The job completed must be relevant to the particular task.
What is a normal costing system?When calculating the cost of creating things, normal costing takes into account overhead, labor, and raw materials.
Actual accounting system: An accounting system that records all actual amounts after the expense has occurred
Direct labor efficiency variance: The difference between actual labor hours and standard labor hours multiplied by the standard labor rate
Direct labor rate variance: The difference between actual rate and standard rate multiplied by the actual labor hours used
Direct materials price variance: The difference between actual price and standard price times the actual quantity of materials purchased.
Direct materials spending variance: The difference between actual cost and the flexible budget for materials.
Ideal standard: Standards that can be achieved only under perfect conditions.
Normal cost system: An accounting system that records all direct materials and direct labor at actual amounts, while assigning manufacturing overhead costs using predetermined overhead rates.
Standard cost system: An accounting system that records all costs based on estimated amounts.
Unfavorable variance: When actual costs are greater than planned costs.
Variance: Difference between actual and planned results.
To know more about Normal costing system:
https://brainly.com/question/14816909
#SPJ4
What are the top 5 trade partners of the US?
The value of American trade with other countries is $4.9 trillion annually. The top three trading partners for the US, which account for about $1.9 trillion in imports and exports, are China, Canada, and Mexico. But as President Trump pushes "America First" policies and restructures free trade agreements, this environment may change.
What exactly is global trade?The word for cross-border economic activity is "international trade." Some of the things that are frequently traded are raw resources, food, capital goods like machinery, consumer goods like televisions and clothing, and raw materials. Services are involved in other transactions, such as payments for international patents and travel services (see service industry). International trade transactions are promoted by international financial payments, in which the private banking industry and the central banks of the trading nations play important roles.
International In exchange for the numerous goods a nation generates, trade and the related financial transactions are often conducted; when combined with other economic policies, these transactions have the tendency to increase the standard of life in a particular nation.
To know more about international trade visit:-
https://brainly.com/question/28196760
#SPJ4
What do the terms floor and ceiling mean?
The floor function returns the largest integer less than or equal to the real number x as an output after accepting x as an input shown as ⌊x⌋ or floor(x). The ceiling function does the same thing, mapping x to the smallest integer larger than or equal to x marked by a "x" or a ceiling (x).
Returns a number that has been rounded up and is not equal to zero, to the nearest multiple of significance. When rounding prices up to the closest nickel, for instance, if your product is priced at $4.42 and you want to avoid using pennies in your prices, use the formula =CEILING(4.42,0.05). The smallest integer number larger than or equal to the given value is the ceiling function of a real number. The numbers bigger than 4.5 in this situation are 5, 6, 7, 8,..... Five is the smallest of all. 4.5 thus equals 5. A number is rounded up by the CEILING. MATH function to the nearest integer or to the nearest multiple of the specified significance. Depending on the mode, it also defines whether the value is rounded toward or away from 0.
Learn more about ceiling function here
https://brainly.com/question/20137038
#SPJ4
What are the 3 main principles of sustainability?
Accenture's sustainability targets are as follows:Sustainability will be the new digital for giving limited resources, according to the best and most appropriate reaction.
Accenture's major responsibility is to reduce carbon emissions from huge bog towers and redirect energy to autos for societal and commercial benefits. Accenture's primary goal is to eliminate pollution, reduce harmful carbon emissions, begin recycling, and create as little damage to water resources as possible. Drawbacks put pressure on both the production of products and the sustainability of our operations.
Consumers will not pay more for ecologically friendly things if the requirement to become sustainable is treated as a corporate ethical obligation.
Learn more about sustainability here brainly.com/question/28252337
#SPJ4
When receiving shell eggs you must reject if?
When receiving shell eggs you must reject if the process of packaging in the supply chain is not proper. If the receiving shell eggs must reject if they are cracked.
The supply chain is the process in which the the products or goods are produced from the raw materials, to production, to shipment and to delivered to the consumer or B2C marketing organization.
In the supply chain, if the main focus of all the business or organization is the increase of supplies and increase profit by selling the products and services.
If eggs continuously not packed correctly then the orders from consumers become less.
To know more about supply chain here,
https://brainly.com/question/29318233
#SPJ4
this question is based on the other sand key development company question! sand key development company estimates that it will generate an operating income of $7.25 million. which financing option should sand key use?
The borrowing option. A $20 million 10% debt and $30 million common equity capital structure makes up Sand Key Development Company.
What exactly do financing option mean?Financing is the process of funding commercial endeavors, making investments, or purchasing. Equity finance and debt financing are the two forms of financing. The fundamental benefit of equity financing is that there is no requirement to pay back the funds obtained via it.
Trading methods
shares of stock.Options on bonds and various interest rate options.Index options for the stock market, or just index options.contracts for futures, options.Bull/bear contract with call options.The borrowing option. A $20 million 10% debt and $30 million common equity capital structure makes up Sand Key Development Company.
To learn more about Financing refer to:
https://brainly.com/question/18805541
#SPJ4
the most likely price that would be paid by an informed buyer when property is widely exposed on the market is known as
the most likely price that would be paid by an informed buyer when property is widely exposed on the market is known as the market value
Market value is the word used to define how much an item or a firm is worth on the financial market, according to market participants. It is usually used to refer to a company's market capitalization, which is derived by multiplying the number of shares in circulation by the current market price. Market value is the price that a property would sell for on the open market, after deducting a reasonable amount for expenditures such as brokers' fees. The market price is the amount an individual is willing to pay for a property.
the most likely price that would be paid by an informed buyer when property is widely exposed on the market is known as?
Learn more about market value here :
https://brainly.com/question/15148120
#SPJ4
According to the findings of the GLOBE project, which country would be considered most assertive? D) Spain OB) Greece C) Germany O A) United States
ccording to the findings of the GLOBE project, Germany would be considered most assertive.
According to the findings of the globe project, Germany is regarded as the most assertive country because German managers use straightforward and direct language, and conflict and debate are accepted approaches in their work environment. the GLOBE project is an international research project that aims to develop, test, and validate theories about the relationship between culture and societal, organisational, and leadership effectiveness. Robert House established the GLOBE (Global Leadership and Organizational Behavior Effectiveness) research programme in 1991.
learn more about GLOBE project here:
https://brainly.com/question/26524733
#SPJ4
the confirmation of customers' accounts receivable rarely provides reliable evidence about the completeness assertion because:
The confirmation of customers' accounts receivable rarely provides reliable evidence about the completeness assertion because: customers may not be inclined to report understatement errors in their accounts.
An account is the official record of all funds spent and received by an individual or business.
A customer account is a type of account that represents an individual or organization that owns the service. It contains basic customer information such as name and address and allows you to receive both services and invoices.
A customer account is the highest level of the account hierarchy and can perform any customer, service, or billing function.
Accounts receivable confirmation is one of the audit procedures in accounts receivable accounting. This is a document sent to an external party (in this case, a customer of the company being audited) to confirm the balance.
The confirmation of customers' accounts receivable rarely provides reliable evidence about the completeness assertion because they may not be inclined to report understatement errors in their accounts.
To learn more about accounts, here:
https://brainly.com/question/13310721
#SPJ4
The three clusters we considered in this unit covered so many different pathways! Can you
make sense of it all? Create a chart that shows each career cluster and its pathways. For
every pathway, list an example of a job found under it. Then list a possible company or area in
which the person who has that job would work.
Government & Public Management clusters we considered in this unit covered so many different pathways.
What are the three clusters ?Planning, supervising, and delivering associated general purpose government services at the federal, state, and municipal levels are all part of the job duties of those in the government and public administration profession cluster.
There are seven different career trajectories in this cluster:
Governance
Governmental Security
Service abroad
People who work in the Foreign Service career line contribute to maintaining good ties between the United States and other nations. They also assist immigrants who want to reside or work in the United States. These people work mostly in Washington, D.C., diplomatic missions, consulates, and embassies.
Examples of jobs include:
Office of Foreign Service
Ambassadorial Officer
Officer Consular
Learn more about Job clusters here
https://brainly.com/question/25830186
#SPJ1
What reduces the amount of taxes on your income?
Contributing to a retirement account through an employer-sponsored plan or an individual retirement account is a useful approach to lower taxable income (IRA).
What Are the Best Ways to Lower Taxable Income?Among both individuals and business owners, how to reduce taxes is one of the most frequently discussed financial planning topics. For many, the Tax Cuts and Jobs Act (TCJAhigher )'s standard deductions resulted in tax savings (even though the TCJA did eliminate many other itemized deductions and the personal exemption).With a little planning, taxable income can be decreased even more.Contributing to a retirement account through an employer-sponsored plan or an individual retirement account is a useful approach to lower taxable income (IRA).Both flexible and health spending accounts contribute to a decline in taxable income during the year in which the contribution is made.For full- or part-time self-employed individuals, there are still a variety of deductions available to reduce taxable income.Your taxable income may be decreased by retirement savings.Please inquire with your workplace if they provide flexible spending programs.To Learn more About lower taxable income refer to:
https://brainly.com/question/18624843
#SPJ4
ANALYTICS EXERCISE: FORECASTING SUPPLY CHAIN DEMAND—STARBUCKS CORPORATION (LO3–2) As we discussed at the beginning of the chapter, Starbucks has a large, global supply chain that must efficiently supply over 17,000 stores. Although the stores might appear to be very similar, they are actually very different. Depending on the location of the store, its size, and the profile of the customers served, Starbucks management configures the store offerings to take maximum advantage of the space available and customer preferences. Starbucks' actual distribution system is much more complex, but for the purpose of our exercise let's focus on a single item that is currently distributed through five distribution centers in the United States. Our item is a logo-branded coffeemaker that is sold at some of the larger retail stores. The coffeemaker has been a steady seller over the years due to its reliability and rugged construction. Starbucks does not consider this a seasonal product, but there is some variability in demand. Demand for the product over the past 13 weeks is shown in the following table. The demand at the distribution centers (DCs) varies between about 40 units on average per week in Atlanta and 48 units in Dallas. The current quarter's data are pretty close to the demand shown in the table. Management would like you to experiment with some forecasting models to determine what should be used in a new system to be implemented. The new system is programmed to use one of two forecasting models: simple moving average or exponential smoothing. Page 90 WEEK 1 2 3 4 5 6 7 8 9 10 11 12 13 AVERAGE Atlanta 33 45 37 38 55 30 18 58 47 37 23 55 40 40 Boston 26 35 41 40 46 48 55 18 62 44 30 45 50 42 Chicago 44 34 22 55 48 72 62 28 27 95 35 45 47 47 Dallas 27 42 35 40 51 64 70 65 55 43 38 47 42 48 LA 32 43 54 40 46 74 40 35 45 38 48 56 50 46 Total 162 199 189 213 246 288 245 204 236 257 174 248 229 222 1. Consider using a simple moving average model. Experiment with models using five weeks' and three weeks' past data. The past data in each region are given below (week -1 is the week before week 1 in the table, -2 is two weeks before week 1, etc.). Evaluate the forecasts that would have been made over the 13 weeks using the overall (at the end of the 13 weeks) mean absolute deviation, mean absolute percent error, and tracking signal as criteria. WEEK -5 -4 -3 -2 -1 Atlanta 45 38 30 58 37 Boston 62 18 48 40 35 Chicago 62 22 72 44 48 Dallas 42 35 40 64 43 LA 43 40 54 46 35 Total 254 153 244 252 198 2. Next, consider using a simple exponential smoothing model. In your analysis, test two alpha values, 0.2 and 0.4. Use the same criteria for evaluating the model as in question 1. When using an alpha value of 0.2, assume that the forecast for week 1 is the past three-week average (the average demand for periods -3, -2, and -1). For the model using an alpha of 0.4, assume that the forecast for week 1 is the past five-week average. 3. Starbucks is considering simplifying the supply chain for their coffeemaker. Instead of stocking the coffeemaker in all five distribution centers, they are considering only supplying it from a single location. Evaluate this option by analyzing how accurate the forecast would be based on the demand aggregated across all regions. Use the model that you think is best from your analysis of questions 1 and 2. Evaluate your new forecast using mean absolute deviation, mean absolute percent error, and the tracking signal. 4. What are the advantages and disadvantages of aggregating demand from a forecasting view? Are there other things that should be considered when going from multiple DCs to a DC?
The benefits of aggregating demand from a forecasting perspective enable one to have a comprehensive view of the company and provide a general roadmap for long-term planning. The drawback, however, is that because demand is aggregated, it is impossible to determine the precise demand from a certain location.
What is aggregation in forecasting?This is a projection of sales for a certain set of goods or clients. For the purpose of sales and operations planning, it might be a prediction of all items within a family, all clients in a certain region, or a complete forecast for the year or budgeting period. The capacity of a company to schedule production, distribute resources, and change the workforce depends on aggregate planning. Businesses may cut expenses and maintain steady output with its help.
The incapability of demand forecasting to foresee every circumstance is one of its drawbacks. Data aggregation is frequently used to provide relevant summary data for business analysis and to give statistical analysis for groups of individuals. Through the use of software tools called data aggregators, aggregation is frequently carried out on a big scale.
Learn more about aggregation, here:
https://brainly.com/question/29349235
#SPJ4
Data analytics benefits retailers by
Multiple Choice
accurately predicting changes in the external environment.
allowing merchants to provide personalized, real-time messaging and promotions.
eliminating the need for wholesaling and the associated markups that raise prices.
shortening the retail life cycle.
improving sales per square foot or same-store sales growth by providing access to alternate channels.
Data analytics benefits retailers by allowing merchants to provide personalized, real-time messaging and promotions. The correct option is (B).
What do you mean by the Data Analytics?The goal of data analytics is to use specialized computer systems to derive meaning from unstructured data. These systems alter, arrange, and model the data in order to make judgements and spot patterns.
Various forms of data analytics are Predictive (forecasting) (forecasting) Descriptive (business intelligence and data mining) (business intelligence and data mining) Prescriptive (optimization and simulation) (optimization and simulation) analytics for diagnostics.
Data analytics is used to monitor consumer behavior when interacting with goods or services. It can help you figure out why sales are low, what people buy and why they buy it, how much they spend on it, how to promote your items more effectively, and many other things.
Therefore, Data analytics benefits retailers by allowing merchants to provide personalized, real-time messaging and promotions.
To know more about the Data Analytics, visit:
https://brainly.com/question/29109220
#SPJ4
all of the following are considered advantages associated with the secondary mortgage market except: ch19 a. it provides more sources of capital for the mortgage market b. it is a major source of financing for secondary schools c. it enables mortgage originators to replenish funds for more mortgages d. it facilitates geographic flow of mortgage funds
All of the following are considered advantages associated with the secondary mortgage market except it is a major source of financing for secondary schools. The correct option is (b).
What do you mean by the secondary mortgage market?Mortgages are bought and sold in the secondary mortgage market, a sizable real estate market, by financial institutions and investors.
The typical mortgage holder won't be aware of what's going on behind the scenes, but eventually their loan will land up on the secondary mortgage market.
Large investors in mortgages include foreign governments, pension funds, insurance firms, banks, GSEs, and hedge funds.
Based on varied levels of credit quality and interest rate risk, MBS, CMOs, ABSs, and CDOs provide investors with a wide range of potential yields.
The system promotes financial exchange, which makes it easier for borrowers to acquire the financing they require for a house purchase.
Mortgage interest rates are also kept down and more stable through the secondary mortgage market.
Therefore, all of the following are considered advantages associated with the secondary mortgage market except it is a major source of financing for secondary schools.
To know more about the secondary mortgage market, visit:
https://brainly.com/question/14340222
#SPJ1
the market value balance sheet for bobaflex manufacturing is shown here. the company has declared a 20 percent stock dividend. the stock goes ex dividend tomorrow (the chronology for a stock dividend is similar to that for a cash dividend). market value balance sheet cash $ 88,000 debt $ 147,000 fixed assets 720,000 equity 661,000 total $ 808,000 total $ 808,000 a. there are 23,000 shares of stock outstanding. what is the current share price? (do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.) b. what will the ex-dividend price be? (do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.)
The market value balance sheet for Bobaflex manufacturing is shown here. the company has declared a 20 percent stock dividend. the ex-dividend price will be $22.92 per share.
What is the current share price?Generally, To find the current share price, we need to divide the equity by the number of shares outstanding.
Equity = $661,000 Shares outstanding = 23,000
Therefore, the current share price is $28.65 per share.
To find the ex-dividend price, we need to multiply the current share price by the percentage of the dividend.
Current share price = $28.65 Dividend = 20%
Therefore, the ex-dividend price will be $28.65 * (1 - 20%) = $22.92 per share.
Read more about the current share price
https://brainly.com/question/28539863
#SPJ1
suppose that avery and stacey are going shopping at the local mall and that each decides independently whether to buy many items or few items. if both shoppers buy a few items, both will receive 70 utils; if both buy many items, both will receive 100 utils. if one buys many items, and the other buys few items, the one who buys many items will receive 150 utils, while the other will receive 40 utils. what is the nash equilibrium?
The Nash equilibrium is that both, Avery and Stacey will buy many items
What is the Nash equilibrium?The Nash equilibrium is a game theory decision-making theorem that asserts a player can attain the desired result by sticking to their initial strategy. In essence, any measurable benefits by one party must be matched by measurable losses by another party. Swaps, forwards, options, and other financial products are frequently referred to as "zero-sum" instruments, drawing their inspiration from a now-distant idea.
When applied to the real world, economists can forecast how businesses will react to price changes from rivals by using the Nash equilibrium. Customers will likely be squeezed more severely by two huge corporations using pricing techniques to compete against one another than by thousands of competitors.
To learn more about Nash equilibrium, visit:
https://brainly.com/question/27578385
#SPJ1
What are the 4 methods commonly used in economic analysis?
There are two prominent types of methods of economic study or analysis:
A) Deductive Method
B) Inductive Method.
Now, According to the question:
Let's know:
Economic Analysis:-
Economic analysis is the process of assessment or examination of any particular topic or issue to understand how they are affecting the organization or system. This process of analysis comprises administering and operationalizing a comprehensive and holistic study of various processes such as production, consumption, consumer behavior, national income, employment, and others. It studies and estimates the topic in detail with all the aspects associated with the industry concerned.
What are the three methods of economics?
The three most common methods are the value-added method, the income method, and the expenditure method. The value-added method focuses on the value added to a product at each stage of its production. Next, the income method focuses on the income received on the factors of production such as land and labor.
There are two prominent types of methods of economic study or analysis:
A) Deductive Method
B) Inductive Method.
Learn more about Economic Analysis at:
https://brainly.com/question/28304237
#SPJ4
Why is credit usage important?
A major component of borrowing risk is the credit usage rate. It's a good idea to keep your credit available as high as you can as credit utilization accounts for 30% of your credit score.
What is credit usage?The proportion of the quantity of available debt you are currently utilizing to the entire value of installment loans you have available is called the credit usage rate.
Experts advise reducing your credit use below 30% of your available credit, according to the Consumer Financial Protection Bureau. When CUR is 0%, it lets creditors and credit card companies know that you aren't using your card for any purchases.
The term "credit report" refers to a document that reveals information about a person's demand in the market and informs about credit score.
Learn more about credit usage, here:
https://brainly.com/question/25668115
#SPJ4
What are campaign funds called?
Campaign fund refers to the money raised to support politicians, political parties, or ballot initiatives and referendums. It is sometimes referred to as election finance or political donations.
What are the four primary sources of campaign funding?The majority of funding comes from private sources, including modest donors, affluent people, political action committees (PACs), short-term fundraising organizations, and the politicians themselves.
What differentiates a campaign from a fund?a planned fundraising campaign with a clear goal. Campaigns are targeted initiatives that receive funding from more general sources. a method of broadly classifying contributions and other financial contributions made to a donor database. Campaigns help make a general allocation of funds more targeted.
To learn more about Campaign Fund here:
https://brainly.com/question/17403268
#SPJ4
the expenditure incurred for changing the oil in the company's fleet of trucks is debited to . multiple choice question. repairs and maintenance expense equipment cash extraordinary costs repairs and maintenance revenue
Maintenance and Repairs is charged for the cost of replacing the fuel in the firm's fleet of trucks.
What does the term "maintenance" mean?1. the act of maintaining or even being maintained; maintenance, support, defense, etc.; particularly, the task of maintaining a structure, piece of equipment, etc. in excellent repair. 2. A source of support or nourishment; a means of support.
What do you mean by basic maintenance skills?Many houses and apartment complexes are maintained by workers. Workers in general repair and maintenance maintain and repair structures, mechanical equipment, and machines. They work on sewage, electrical, air conditioning, and heating systems as well as painting and flooring repair.
To know more about maintenance visit:
https://brainly.com/question/29764547
#SPJ4
How much do you tip a Shipt driver?
If you're thinking of tipping a Shipt driver, 15% to 20% is the recommended gratuity for a Shipt driver.
- 15% of the total cost is the minimum that should be left for Shipt and Instacart delivery staff, according to Diane Gottsman, a national etiquette expert, author of "Modern Etiquette for a Better Life," and founder of The Protocol School of Texas.
- According to the business, the base Shipt tip is set at $0. However, it's wise to consider 10% as the standard gratuity to give a customer. Although customers don't anticipate receiving a tip with every purchase, you should nonetheless think about doing so.
To know more about Shipt , kindly click on the link below :
https://brainly.com/question/29626724?referrer=searchResults
#SPJ4
Barbara has $70. 00 in her pocket and a $20 gift card. Which purchase will she be able to make without having to use her credit card?a portable radio for $65. 95 and speakers for $29. 99five books for $18. 95 eachheadphones for $25. 99 and eight cds for 8. 99 eachsix puzzles for $11. 99 each and a board game for $15. 89.
Without using her credit card six puzzles for $11.99 each and a board game for $15.89
A thin, shaped form of plastic or aluminum known as a credit card, which itself is issued by a bank or another financial organisation, enables its owner to lend cash to cover for products and services at places that accept credit cards.
Credit cards put the obligation on issuers to pay back the external financing in entire or over time, by the billing cycle or at a subsequent date, alongside any associated charge plus any other agreed-upon fees. A direct debit is a genuine, physical card that is suitable for cash withdrawals, bill payments, and financial transactions. The best way to think of a credit card is as a kind of payday loan.
To learn more about credit card refer here:
https://brainly.com/question/27350251
#SPJ4
two brothers wish to open an account at a broker-dealer. one brother will contribute $100,000 and the other brother will contribute $300,000. they have stated that if one should die, then that person's share will go to the remaining brother. what kind of account should be opened?
Since two brothers wish to open an account at a broker-dealer. one brother will contribute $100,000 and the other brother will contribute $300,000.The kind of account that they can opened is option B. joint account with rights of survivorship
What is the account about?This type of account is typically opened by two or more individuals who wish to share ownership of the assets in the account. In the event that one of the account holders passes away, the remaining account holder(s) would automatically become the sole owner of the assets in the account, without the need for probate or other legal proceedings.
To open a joint account with right of survivorship, the two brothers would need to provide their personal and financial information to the broker-dealer, as well as specify that they wish to open a joint account with right of survivorship.
Therefore, It is important to note that a joint account with right of survivorship is not the same as a joint account with tenants in common. In a joint account with tenants in common, each account holder owns a specific share of the assets in the account, and in the event of one account holder's death, their share would pass to their designated beneficiary, rather than automatically going to the remaining account holders.
Learn more about joint account from
https://brainly.com/question/23915245
#SPJ1
See full question below
Two brothers wish to open an account at a broker-dealer. One brother will contribute $100,000 and the other brother will contribute $300,000. They have stated that if one should die, then that person's share will go to the remaining brother. What kind of account should be opened?
A. partnership account
B. joint account with rights of survivorship
C. joint account with tenants in common
D. 2 separate individual accounts
Regulatory Capture is usually caused:
A) by Federal authorities who seize agencies that have been found to be corrupt and not pursuing the public interest.
B) by greedy government officials who see an opportunity to threaten business people with arbitrary regulations as punishment if they don't pay bribes.
C) by direct bribes from regulated industries to government officials who are in a position to help the firms they regulate.
D) as a natural byproduct of the fact that the personnel staffing government agencies often come from the industries that they regulate, and vice versa.
By greedy government officials who see an opportunity to threaten businessmen with arbitrary regulations as punishment if they don't pay bribes.
Regulatory capture is usually caused by federal authorities seizing agencies that have been found to be corrupt and not pursuing the public interest.When regulatory capture occurs, a special interest is prioritized over the general interest of the public,resulting in a net loss to society.As a state of affairs,a regulatory body is said to be captured when it is dominated by a particular company or industry its regulations reflect the interests of that company or industry,rather than,for example,the interests of consumers or the general public.
To learn more about consumers please click on below link.
https://brainly.com/question/13420317.
#SPJ4
What are the different types of account types?
The financial actions of a particular asset, liability, equity, revenue, or expense are tracked by an account, which is a record in an accounting system.
What is a simple definition of accounts?An accounting period's balance and a statement of transactions. dated: computation; reckoning; a justification for one's actions. She was asked to describe what she had done.
The financial actions of a particular asset, liability, equity, revenue, or expense are tracked by an account, which is a record in an accounting system.
A customer's financial assets are accepted by a financial institution under the terms of an account, which allows the consumer to manage the assets as they see fit.
Accounting Categories are:
Accounting for finances. The study of these financial figures is even included.Accounting for projectsAccounting for managers.Accountancy in government.Legal accounting.Calculating taxes.Calculating costs. Calculating costs.To learn more about account refer to:
https://brainly.com/question/26690519
#SPJ4