The IRB shall only consider economic risks and benefits when assessing hazards and benefits that might result from the research.
What conditions would make IRB clearance of the proposed study necessary before any data is gathered?IRB evaluation and approval are required for initiatives that: Comply with the standards for research. additionally employ people. encompass any exchange of information or action involving individuals that may be identified using their own private information.What three decisions does the IRB make for each proposal for research?All projects that meet the criteria for research and use human subjects must be examined by the IRB before any data is gathered in order to determine the appropriate level of scrutiny and, if necessary, to obtain approval. The three major types are Exempt, Expedited, and Full reviews.For more information on institutional review board kindly visit to
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in the market for reserves, when the federal funds rate is above the interest rate paid on excess reserves, the demand curve for reserves is
In the market for reserves, when the federal funds rate is above the interest rate paid on excess reserves, the demand curve for reserves is negatively sloped.
The Fed anticipates that as expectations of net deposit outflows rise or fall, the demand curve for reserves will shift right or left as a result of the influence of bank liquidity management activities. The demand curve for reserves becomes perfectly elastic at the interest rate paid by the Fed on banks' reserve balances.
Why is there a downward slope in the demand curve for reserves?The interest bend inclines down to catch the possibility that as the expense of acquiring diminishes, banks will get more assets to expand their property of stores. Because only the Fed can supply reserves, the supply curve is vertical.
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Full Question = In the market for reserves, when the federal funds rate is above the interest rate paid on excess reserves, the demand curve for reserves is _____.
a) vertical.
b) horizontal.
c) positively sloped.
d) negatively sloped.
1. Core competencies are derived from the combination of 1. export barriers, trade barriers, and credit barriers faced recently by the company. (A) 2. knowledge brought in by new graduates and the mentoring they receive from existing employees.(B) 3. key strategic resources and a firm’s capabilities. (C) 4. tax policy changes driven by federal programs and R&D grants at the state level. (D)
The combination of "key strategic resources and a firm’s capabilities" resulted in core competencies. Hence, the correct answer is C.
Core competencies are derived from the combination of key strategic resources and a firm's capabilities. Key strategic resources include the physical, financial, human, and intangible resources that an organization has at its disposal. These resources can include things like technology, intellectual property, production facilities, and financial capital.
A firm's capabilities refer to the collective knowledge, skills, and abilities of the organization's employees, as well as the internal business processes that the organization relies on to produce goods and services. By combining these key strategic resources and capabilities, an organization can develop unique strengths and capabilities that allow it to differentiate itself from its competitors and provide value to its customers. These unique strengths and capabilities are known as "core competencies".
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What are 3 important factors to consider when trying to choose between two different savings account options?
The three important factors to consider when trying to choose between two different savings account options are interest rate, fees, and accessibility.
Interest rate is important because it determines how much you can earn on your savings. The higher the interest rate, the more you’ll earn on your savings.
Fees vary from account to account, so it's important to look for one with the lowest possible fees.
Finally, accessibility is important because you want to make sure you have easy access to your savings when you need it. From online banking to ATM access, some accounts may offer more options than others.
By taking these three factors into account, you can make an informed decision to choose the best savings account for you.
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What are the 3 major sustainability issues?
The list of environmental problems is endless, but there are three main ones that have the most impact on all of them: loss of biodiversity, water pollution, and ocean acidification.
It is challenging to come to consensus on specific definitions of sustainability, which have changed over time and in the literature. Three dimensions (or pillars) are frequently used to characterize sustainability: environmental, economic, and social.
According to a number of publications, the environmental dimension, and, in common parlance, "sustainability," are frequently centered on addressing pressing environmental issues like climate change, biodiversity loss, ecosystem services loss, land degradation, and air and water pollution.
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A tariff differs from a quota in that a tariff is?
A tariff differs from a quota in that a tariff is a tax imposed on imports, whereas a quota is an absolute limit to the number of units of a good that can be imported.
What are Trade restrictions?Generally, a trade restriction meas the various barriers that make the flow of goods and services between countries immobile, but If the barriers come from government policies, we call it trade protection.
A trade restrictions affect the demand for and supply of goods and services on international markets but a trade protection prevents market forces from operating freely to determine the equilibrium quantity and price. In conclusion, a trade protection results in an inefficient allocation of resources on a global scale.
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comp-u-learn inc. prides itself on a competitive advantage based on their proprietary educational software technology. what two entry modes should the company avoid in order to minimize the risk of losing this technology?
Joint venture and wholly owned subsidiary are the two entry modes that should the company should avoid in order to minimize the risk of losing this technology.
What is the difference between Joint venture and wholly owned subsidiary?The ownership arrangements of a joint venture (JV) and a wholly-owned subsidiary differ from one another. A joint venture (JV) is a business or partnership that is founded and run by two different companies. On the other hand, a corporation that is held entirely by one entity is known as a wholly-owned subsidiary.
What three criteria aid a business in selecting the best entry mode?Three categories were used by Agarwal and Ramaswami (1992) to illustrate the aspects that influence the decision of which foreign market entry strategy to use: ownership advantage of a firm, market location advantage, and internalization advantage of integrating transactions.
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is a minor. as a minor, he group of answer choices all of the choices. is not usually legally bound by a contract. has the right to avoid liability under a valid contract. has the capacity to enter into a valid contract.
As a minor, an individual is not usually legally bound by a contract. Minors are generally considered to lack the capacity to enter into a valid contract, meaning that they are not held to the same legal standards as adults with regard to contracts.
What is a contract with a minor?A contract with a minor is a legally binding agreement between a minor (a person under the age of 18 in most states) and another party. Minors are generally considered to lack the legal capacity to enter into a contract, meaning that they are not held to the same legal standards as adults with regard to contracts.
Are contracts with minors enforceable?In general, contracts with minors are not enforceable, meaning that they are not legally binding. This is because minors are generally considered to lack the legal capacity to enter into a contract. However, there are some exceptions to this rule, such as when a minor is considered to be "emancipated," or when a contract involves necessities of life, such as food, shelter, or medical care.
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Who is responsible for global trade?
In 1995, the World Trade Organization was established. The WTO, one of the more recent international organizations, replaced the General Agreement on Tariffs and Trade (GATT)
What does "global trade" mean?
Global trade, which consists of the total imports and exports of each participating country, is the exchange of products or services between nations. It is subject to supply and demand law (with sporadic government intervention) and depends on that law to establish the selling price of each good or service.
Why is global commerce so crucial?
The greatest economy in the world as well as the biggest exporter and importer of goods and services is the United States. America's prosperity depends on trade, which drives economic growth and promotes good governance.
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Are incentives a benefit?
Although there are many non-monetary rewards or prizes, financial rewards are most often the foundation of an incentive.
What do incentives do to employees?Both employees and employers gain from rewards and incentives in the workplace. Employee motivation to support organizations in attaining their goals might increase when they receive incentives.
Employers and staff alike can benefit from a healthy work environment and can go a long way in increasing productivity through workplace incentives and prizes for employees.
Offering prizes to your workers can drive them to work hard and advance, but more significantly, it can make them feel valued and acknowledged for the wonderful work they do. Incentives are one method to do this.
A devoted crew that receives occasional incentives might assist your business with committed workers Interested employees lower costs associated with employee churn.
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What is artificial intelligence explain your answer with examples of any AI application?
Artificial intelligence is the practice of simulation of human intelligence processes by machines, especially computer systems. Speech recognition systems and face recognition systems are some examples of AI applications.
Artificial Intelligence can be regarded as one of the growing improvements in the technology over the last few years. It is considered to grow in its scope with changing times.
The world has seen the potential of artificial intelligence, and it even keeps the power to replace humans completely for many activities. It has become necessary for present world. As a result, the significance regarding the artificial intelligence has been mentioned above.
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which statement is true? multiple choice the cost of preferred stock is unaffected by the issuer's tax rate. the cost of preferred stock remains constant from year to year. an increase in the market value of preferred stock will increase a firm's weighted average cost of capital. preferred stock is generally the cheapest source of capital for a firm. preferred stock is valued using the capital asset pricing model.
Preferred stock dividends are not tax deductible to the company who issues them. Preferred stock dividends are paid out of after-tax cash flows so there is no tax adjustment for the issuing company.
Is a tax adjustment made to the cost of preferred stock?The cost of equity and preferred stocks is not affected by corporate tax levels. Only the cost of debt is affected by corporate tax rate since paying interests results in a tax shield. Instead, preferred stocks and any dividends received by common stockholders are calculated after taxes.The value of preferred shares is the rate of return expected by the preferred stockholders of a corporation. It is computed by dividing the regular preferred dividend payment by the current market price of the preferred shares.The statement that describes an advantage for the issuer of preferred stock is a. Choosing to not pay a preferred dividend payment will not lead the firm to bankruptcy.It is upon the company to understand to invest money in which stocks and which not.A company will not lead to bankruptcy if it decides to not pay a preferred dividend.In the field of business, dividend can be described as a sum of money paid regularly (typically annually) by a company to its shareholders out of its profits (or reserves).To learn more about stock refer to:
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Management can make an immediate impact on the quality of operations through: __________
A: A Good Relationship With Guests
B: Retaining Employees
C: Staff Recognition
Management can make an immediate impact on the quality of operations through: C. Staff Recognition.
What is Staff Recognition?Staff Recognition can be defined as the way in which a staff of a company is been recognized for been productive or for the positive impact of the staff.
When a staff is recognized at a workplace it can tend to motivate the staff to continue putting in all their best when given a tasks and it can as well help to increase the job performance of the staff.
Therefore the correct option is C.
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Which resource management involves the administrative tasks that address the hiring and compensation of a company's employees?
Human Resource Management involves the administrative tasks that address the hiring and compensation of a company's employees.
Human resource management involves creating personal policies and procedures that support business objectives and strategic plans. Central to this mission is fostering a culture that reflects core values and empowers employees to be as productive as possible. HR functions can vary depending on the industry, business size, and the type of workers employed. In most cases, the primary objectives are to acquire and cultivate talent and improve communication and cooperation among workforce members.
HR professionals generally are tasked with creating programs that improve workplace efficiency and employer-employee relationships.
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steve's shelving and storage has a high inventory turnover ratio because steve frequently sells and replaces his inventory over the course of a year. what might this scenario indicate?
A higher inventory turnover ratio indicates low levels of productivity or higher efficiency.
Give a brief account on Inventory turnover.The inventory of a company is among its most crucial components. The time it takes to turn inventory into cash has an impact on performance, thus businesses must be able to monitor this process. Inventory turnover is a metric that businesses use to gauge their performance over time and in comparison to other businesses in the same sector. Changes can be made to increase productivity and profitability if they understand how their industry stacks up against others and how long things take to sell. How quickly a company sells its goods over a given period of time is known as inventory turnover. Inventory turnover most frequently refers to an annual rate of turnover, though it is possible to quantify how quickly this occurs in a day, week, or month.
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What type of data analytics is used to get the answer of what will happen in the future?
The goal of predictive analytics is to foretell likely future events. Data analysts can create predictive models that calculate the possibility of a future event or outcome based on prior patterns and trends.
Where can predictive analytics be found?In practically every organization and industry, including banking, retail, utilities, public sector, healthcare, and manufacturing, predictive analytics can be utilized to improve operations, increase revenue, and reduce risk. When using large data machine learning, augmented analytics is occasionally used.
What are some applications of predictive analytics?To ascertain consumer behavior or purchasing decisions and to encourage cross-selling opportunities, predictive analytics is used. Predictive models assist firms in luring in, holding on to, and expanding their most lucrative clients. operation improvement. Predictive models are frequently employed by businesses to forecast inventory and manage resources.
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A Moving to another question will save this response. Question 2 XYZ Corp. has to change their online ordering system to compete with ABC Corp. They are changing their business process with a
O A. change in technology
O B. change in product line
O C. change in business fundamentals
O D. company reorganization
O E. request to improve process quality A Moving to another question will save this response.
As the XYZ Corp. is changing their online ordering system, they are changing this business process with a A. change in technology.
In the field of business, a technological change can be described as a change in any of the technology that was previously being used by a company and replacing it with a better one to keep up to date with modern trends or to create more reliability for the customers.
In the scenario mentioned in the question, the technology of the online ordering system is being changed due to another competing company using a better technology for the online ordering system. Hence, in the above case, a change in technology is being observed.
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How do you respond to a delayed customer?
Greetings, [Client Name] We deeply regret the delay in delivery. As a result of what happened, [explain why delivery took so long. This will be taken care of in the following manner — [Explain how you'll prevent further delivery delays].
What kind of example of a late delivery would you provide a customer?We apologize sincerely for any inconvenience our late delivery of the items you ordered caused. Errors in the production department are to blame for this annoyance. A significant increase in unforeseen orders this month has also added to the delay.
How may you express your sincere regret for the delay in responding?Here are 5 phrases you might use to apologize for your delayed response in your next letter.
I'm sorry it took me so long to respond.I'm sorry for taking so long to reply.I apologise for the delayed reply.I regret not getting back to you sooner.For making you wait, I apologize.Learn more about delay in delivery: https://brainly.com/question/29555753
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What normally happens after a recession?
According to the NBER, the other phase of the business cycle is an economic expansion, which is the time of economic growth from the low point to the high point. It starts when the recession is over and business activity picks up.
When there is a broad fall in economic activity, there is a recession, which is a contraction of the business cycle in economics. Recessions often start when expenditure falls dramatically across the board (an adverse demand shock). Several things might cause this, including a financial crisis, a shock to international commerce, a bad supply shock, the deflation of an economic bubble, or a significant manmade or natural disaster (e.g. a pandemic).
Recessions are described as "a considerable fall in economic activity distributed across the market, lasting more than a few months, generally apparent in real GDP, real income, employment, industrial output, and wholesale-retail sales" in the United States.
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Denise's current approach to employee compensation is to
O Pay all employees above-average wages
O Rank jobs in a pay hierarchy
O Pay employees based on individual performance
O Have little variation among employees' pay
Option C, Pay employees based on individual performance. With job-based pay, an employee's compensation is determined by the position that someone occupies.
The pay rate or pay range for a particular job may depend on the level of expertise and knowledge necessary to complete the job, its significance to the business, and other factors. Instead of supporting continuing employee learning that enables businesses to adapt, this compensation structure frequently goes hand in hand with centralized decision-making. Performance-based pay is based on an employee's most recent contributions to the company, whereas skill-based pay is determined by an individual's potential to make contributions regardless of the position they are now holding. Merit-based pay is a subset of performance-based pay in which management determines whether to raise an employee's basic compensation in light of past performance over the course of a year, for example.
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Are protectionist tariffs good?
A government can impose protectionist policies through a variety of measures, including tariffs, import quotas, product standards, and subsidies.
Do protective tariffs work well?In the past, protective tariffs have been used to boost economies in nations suffering from depression or recession. Emerging sectors in underdeveloped countries may benefit from protectionism. It can also be used to encourage defense industry self-sufficiency.
Why are protectionist measures beneficial?A protectionist trade policy enables a country's government to promote domestic producers and thereby boost domestic production of goods and services by adopting tariffs or other trade restrictions.
We argue that, despite potentially lowering territorial pollutant emissions, protectionism reduces environmental efficiency, which is counterproductive to the sustainable growth of emerging nations.
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What are the five kinds of taxes?
All taxes may be broken down into three categories: taxes on your purchases, taxes on your income, and taxes on your assets. When purchasing the majority of products and services, consumers must pay sales taxes.
How do taxes work?Taxes are compulsory contributions that a government agency, whether local, regional, or federal, imposes on people or businesses. Public goods and services like roads and schools, as well as government programs like Social Security and Medicare, are funded by taxes.
What are taxes used for?The primary means through which nations earn public revenues, which enable them to finance investments in infrastructure, human capital, and the delivery of services for residents and enterprises, is through the collection of taxes and levies.
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What is relationship in data processing?
Relationships between tables were associations which are made utilizing join expressions to retrieve data.
When both relational database tables have a foreign key that refers to the unique identifier of the other table, this is referred to represent a relationship within the context of databases.
Database systems can divide as well as store data in several tables using relationships, which link dissimilar data objects.
Relational databases were built on relationships. Users can execute database queries to obtain results that aggregate information from various tables into a separate table. For instance, if you run a record shop, the database might include tables for artists, song names, and albums.
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What are the 5 values of agile?
The four basic values of Agile software development as expressed by the Agile Manifesto are:
people and collaborations over cycles and apparatuses;working programming over thorough documentation;client coordinated effort over agreement discussion; and.answering change over sticking to the script.Proponents of Agile methodologies say the four qualities framed in the Agile Manifesto advance a product improvement process that spotlights on quality by making items that address shoppers' issues and assumptions.
The 12 standards are expected to establish and uphold a workplace that is centered around the client, that adjusts to business targets and that can answer and turn rapidly as need might arise and market influences change.
The four basic values of Agile software development as expressed by the Agile Manifesto are:
people and collaborations over cycles and apparatuses;working programming over thorough documentation;client coordinated effort over agreement discussion; and.answering change over sticking to the script.Know more about the values of agile - https://brainly.com/question/29782063
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Correct Question - What are the 4 values of agile?
congratulations! you were the 10th caller on the kmth morning show and you just won $7,000. after you calm down, you decide to put the money into a bank account so that you will have even more money for a trip to europe. snurling bank tells you that they will pay 4% per year compounded monthly. how much money will you have for your trip in 7 years.
You will have $9257.60 for your trip in 7 years .
What is future value?A financial concept known as future value (FV) assigns a value to an asset based on anticipated factors like future interest rates or cashflows.
We will be using the future value formula, to calculate the future value of the principal amount $7,000. The interest given by bank is 4%, i.e., 0.04 which is compounded monthly.
As the interest is compounded monthly, we divide the interest rate by 12 and multiply the number of years by 12.
We get,
n=7x12=84
i=0.04/12
The formula of Future value is
[tex]FV=P(1+i)^{n} \\FV= 7000(1+\frac{0.04}{12})^{84} \\FV=$9257.60[/tex]
Therefore, the future value at the end of 7 years there will $9,257.60 for the trip to Europe.
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Aaron realizes he has a budget deficit of roughly $175 at the end of two months in a row. Which of these options makes the most financial sense for him to fix his problem?
Cancel his cable TV subscription and go out to dinner three fewer times each month with friends
Start paying just the minimum monthly payment on his student loan and credit card debt, instead of the extra he's been contributing
Contribute $100 less to savings each month and $75 less to his retirement fund
Sell his current car and get a less expensive vehicle
Aaron needs to stop watching cable TV and cut back on his monthly dinner outings with pals in order to close the budget deficit .
How would you define "budget deficit"?
A budget deficit occurs when spending are higher than revenues, often over the course of one fiscal year. Although individuals, corporations, and organizations can all have budget deficits, the term is most frequently used to describe governments. Every year, the deficit causes the national debt to increase. As a result, the total amount of the national debt is significantly higher.
When there is slow economic growth or an economic downturn, the government suffers losses. When employees quit their jobs, the government receives less money in taxes. When low tax rates are present, excessive or reckless government spending may also lead to a budget deficit.
When the government's revenue exceeds its expenditures, a budget surplus results (the reverse of a budget).
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By using time and motion studies, it is possible to determine how long it takes to perform an activity. this information is often used to formulate: ________
By using time and motion studies, it is possible to determine how long it takes to perform an activity. this information is often used to formulate standard allowances for labor hours.
A time and motion study is used to assess work efficiency by observing and timing tasks. It can assist you in determining where your day could be more efficient, saving you time and energy, both of which everyone could benefit from.
You can perform one on yourself or on someone else. You must first decide which method to use, from real-time observation to a sampling approach, before observing and timing the task.
After you've finished the research, you can use the information to create a more efficient work process.
By this you can formulate standard allowances for labor hours
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if prices and wages are flexible, a decrease in aggregate demand will in the long run cause only a(n) multiple choice decrease in the price level. increase in the price level. increase in the unemployment rate. decrease in real output.
In the long run, a decline in aggregate demand will only result in a fall in price levels if prices and wages are flexible. As a result, choice (A) is the right reaction.
What is aggregate demand?In an economy, the total quantity of demand for all finished products and services is measured as aggregate demand. A measure of aggregate demand is the total amount of money spent on certain goods and services at a particular price level and period.
At a particular price point and period, aggregate demand is defined as the entire amount of cash spent on those services and goods.
Exports, imports, government spending, capital equipment (factories and equipment), and all consumer items together make up aggregate demand.
Hence, option (A) is accurate.
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prime costs include ____
Prime costs are the expenses incurred by a company that are directly linked to the labor and materials utilized in manufacturing.
It speaks about the expenses associated with producing a good, which are calculated to provide the highest possible profit margin for the producer. A good's direct production costs for labor and raw materials are calculated using the prime cost. Indirect expenses like marketing and administrative charges are not included in direct costs.
Direct raw materials plus direct labor equal the prime cost.
To make sure they are making a profit, businesses need to figure out the prime cost of every product they manufacture.
Businesses can better understand their profit margin or the least expensive pricing to offer a product by figuring out prime cost.
The whole costs of production are not displayed in prime costs.
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Select the 3 ways in which a customer can respond to direct marketing. 0 Select all that apply, then click Submit below O Requesting to be contacted by a salesperson O Receiving a discount O Making a purchase O Registering for further information O Providing feedback
The three responses are receiving a discount making a purchase registering for further information, and providing feedback.
What is direct marketing?An offer is communicated through direct marketing, in which businesses speak with a target customer directly and provide a way for them to respond.
Direct response marketing is another name for it among practitioners. Contrarily, advertising is a form of mass communication.
Examples of direct marketing are emails, online advertisements, flyers, database marketing, sales letters, newspapers, outdoor advertising, text messaging on phones, magazine advertisements, coupons, calls, postcards, websites, and catalog distribution.
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Squealer's Sunday-morning revelation of the increased production figures is a good example of what?
Squealer's Sunday morning disclosure of the higher output numbers The attempt to mislead the animals about how prosperous the farm is can be seen in this instance.
In order to boost their morale, he informs them of the output rates. They are lies, but the animals feel better about their task when they believe them. They also serve to perplex the animals, who are perplexed as to why they are starving when they are generating more food than they were under Jones.
Every Sunday, Squealer would read them statistics showing that the output of every category of foodstuff had increased by 200, 300, or 500%. He did this while holding a long strip of paper with one trotter.
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