Data analysis tools is software & programs which collect and evaluate data about a company its clients or its competitors in order to reduce operations and help interpret patterns so decisions can be made using data.
What does data analysis entail?Data analysis is the method of examining, cleaning, modifying, and modeling data to find pertinent information, support conclusions, and assist decision-making.
What is a data analyst's role?A data analyst looks at data to uncover useful consumer insights and possible applications for the knowledge. They also tell the management of the business as well as other stakeholders of the this information.
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What are the three factors that affect the mortgage payment?
Scores on credit, Location of the home, the cost and size of the loan,
advance payment, period of the loan, and rate of interest.
What three components make up your mortgage payment?Principal, interest, taxes, and insurance, also known as PITI, make up the majority of mortgage payments.
What are the three Cs of a mortgage?An underwriter starts working once they have the aforementioned documents (and potentially a few additional) in hand. The Three C's—Capacity, Credit, and Collateral—are used to classify their findings as they assess credit and payment history, income, and assets that can be used as down payments.
What are the two most widely used terms in mortgages?Although 15 and 30 years are the most typical mortgage durations, some lenders now offer periods of just 8 years.
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a bank receives a demand deposit of $10,000. the bank loans out $5000 of this deposit and increases its excess reserves by $3000. what is the legal reserve requirement?
A bank receives a demand deposit of $10,000.
What is demand deposit?A demand deposit account (DDA) is a bank account that allows unannounced withdrawals of deposited funds at any time. DDA accounts have the option, but not the obligation, to pay interest on the deposited funds. Savings and checking accounts are typical DDA types. It would be very difficult to obtain cash or conduct routine business if depositors had to notify their banks in advance of any withdrawals. Demand deposit accounts are designed to offer readily available funds, the money that people require to make purchases or pay their bills. Money held in demand accounts at commercial banks is known as demand deposits or checkbook money. These account balances are typically regarded as money and make up the majority of a nation's strictly defined money supply.To learn more about demand deposit refer to:
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in comparison to primary data, secondary data group of answer choices availability guarantees the researcher will do a better job. are always valid even if they are not always reliable. are more time-consuming to gather. are more costly to gather. can be gathered from internal sources as well as external sources.
Some common advantages of primary data are its authenticity, specific nature, and up to date information while secondary data is very cheap and not time-consuming.
What is primary data?Primary data are those that are gathered directly from the data source without going through any pre-existing sources. It is typically gathered specifically for a study endeavor and may be made publicly available for use in other research.
Since it was gathered with the intention of solving a specific study issue, primary data is frequently trustworthy, real, and unbiased. It is interesting that because of the high implementation costs, primary data is not frequently gathered.
The information gathered by businesses during market research, product development, and competition analysis is a typical illustration of primary data. This information is gathered straight from the source, which is typically the current and potential clients.
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What are the four 4 main factors that need to be considered when making the financing assessment?
When deciding whether to issue a loan, lenders will consider four essential factors, known as the "four Cs": capacity, capital, collateral, and credit. Standards may vary from lender to lender.
What is collateral?Collateral is a valuable object that a borrower pledges as security for a loan in the financial sector. The house is always used as security for the loan when a home buyer obtains a mortgage. For auto loans, the vehicle serves as collateral. A corporation may utilise priceless assets or machinery as loan security when applying for bank financing. A loan that is secured by property carries an interest rate that is lower than an unsecured loan. The lender has the right to take possession of and sell the collateral in the event of a default in order to recoup its losses. Before granting you a loan, a lender needs to know that you have the ability to repay it.
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the proceeds are paid to the beneficiary on the basis of life expectancy, and payments stop upon the death of the beneficiary. the beneficiary is paid a life income with a minimum number of payments guaranteed. the beneficiary is paid an income for life with any remaining proceeds paid to a contingent beneficiary. the proceeds are left with the company, and interest is paid to the beneficiary. a) ii and iv b) i and iii c) i, iii, and iv d) i, ii, and iii previousnext check for review
The correct choice of options are b) i and iii i.e., the proceeds are paid to the beneficiary on the basis of life expectancy, and payments stop upon the death of the beneficiary and the beneficiary is paid an income for life with any remaining proceeds paid to a contingent beneficiary.
The insurer will pay the proceeds, both in a lump sum or below one of the different agreement alternatives. At the stop of the interest-paying period (or upon request through the beneficiary), the insurer will pay the proceeds both in a lump sum or below one of the different agreement alternatives. lifestyles profits agreement alternatives making sure that a positive minimal variety of bills could be made or a specific minimal quantity could be paid. The enterprise created lifestyles profits agreement alternatives making sure that a positive minimal variety of bills could be made or a specific minimal quantity could be paid, irrespective of how brief the payee's lifestyles is.
Thus, correct option is b.
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The allocation of the cost of a plant asset to expense over its useful life is called:
a. production
b. depreciation
c. amortization
d. depletion
The allocation of the cost of a plant asset to expense over its useful life is called depreciation.
Depreciation is a term used in accounting to describe two distinct aspects of the same concept: first, the actual decrease in the fair value of an asset, such as the value of plant equipment, which decreases each year as it is used and worn out; and second, the allocation on the accounting statement of the initial cost of the assets for the periods of use and depreciation, which follows the matching principle.
Depreciation is the process of reallocating, or "reducing," the cost of a tangible asset (such as equipment) over its useful life. The property's utility. Companies depreciate long-term investments for accounting and tax reasons.
Hence the correct option is B
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producing a one of a kind finished good is characteristic of:
The ability to create a unique completed good is a trait of: project-based manufacturing
Production that is centered on projects or jobs is unique production where only one kind of item is produced at once. For really large projects or for one-off customers, this sort of production is frequently used. It's crucial for the operations manager to keep lines of communication open and frequently with the consumer because their demands and preferences have such a significant impact on the final product. Workers engaged in this form of production are experts in their fields or highly skilled.
Project-based manufacturing examples include the following:
Hairstyles, yachts, and custom house construction.
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What is a command economy socialism?
A command economy would be the polar opposite of capitalism as a form of economic organization. A command economy might also exist in a socialist system, where the government controls important enterprises and closely plans the economic development of a nation's industries rather than allowing for private ownership and free markets as in capitalism.
On the range of economic systems, the command economy and capitalism are on different ends. Every aspect of life exhibits disparities, including who is in charge, the type and volume of production, market control, decision-making, etc. The types of political regimes in which these two economic systems are found also differ.
A communist society's command economy is a common economic structure. It should be able to produce enough to meet the market's requirements since it is intended to be self-sufficient. The government is in charge of managing every business, deciding what will be produced, how much will be produced, and who will make the decisions.
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The overhead cost variance is calculated as: Multiple Choice
O Standard applied overhead less budgeted overhead.
O Actual overhead incurred less standard overhead applied
O Budgeted overhead less standard overhead applied.
O Actual overhead incurred less mandard applied overhead
O Actas feed cost less budgeted overhead
The correct answer is Standard applied overhead less budgeted overhead.
By deducting the standard overhead imposed from the actual overhead spent over the time, it is possible to compute the variation in overhead costs. The distinction between applied overhead and real overhead is referred to as overhead variance. Only until you are aware of the period's real overhead expenses can you calculate the overhead variance. A fixed rate and a cost driver are used to apply overhead. The difference between actual and budgeted overhead is the overhead controllable variance. Indirect expenses incurred throughout the production process include indirect materials, indirect labor, and other indirect costs. Overapplied (absorbed) overhead is added to cost of goods sold when applied overhead exceeds true overhead cost.
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What are examples of price floors?
Examples of price floors are minimum wages and agricultural markets.
The lowest permitted price that can be paid in a market for goods, labor, or financial capital is known as a price floor. The minimum wage, which is founded on the normative idea that someone working a full-time job should be able to afford a basic standard of living, is an example of a price floor. The government establishes a minimum salary in some nations as a price floor for labor. This helps to safeguard against exploitation and guarantees that workers receive a set minimum wage for their labor.
Further, to safeguard farmers from low prices that could be brought on by overproduction or changes in the global market, governments may set price floors for specific agricultural commodities, such as wheat or maize. Increasing producers' revenues is the goal in this case.
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Debt securities are ( )to the issuers of those securities.
Debt securities Any debt that may be exchanged between buyers and sellers in the market before it matures is a debt security.
Its structure is akin to a loan from a lender (an investor) to an issuer (the government, an institution, or a business). Knowledge of Debt Securities
Debt securities are tradable financial products, which means that buyers and sellers can exchange them on the open market. They have a face value, maturity date, coupon rate, and issuance date that are all specified. Debt securities ensure principle repayment as well as monthly interest payments. The basic issue size for any public debt securities offering must be at least Rs 100 crores. An underwriter registered with SEBI and in good standing may provide underwriting for a public offering of debt securities.
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A portfolio manager without superior analytical skills should
Determine and quantify the risk preferences of a client.
Minimize transaction costs.
Maintain the specified risk level.
Ensure that the portfolio is completely diversified.
All of the above.
A portfolio manager without superior analytical skills should determine the risk, minimize the costs, maintain the risk, and ensure diversified portfolio. (The answer is all of the above).
Portfolio managers typically work long hours, are goal-oriented, and possess strong analytical abilities. Furthermore, successful portfolio managers must demonstrate initiative and leadership, as well as excellent communication skills, a strong desire to succeed, and the ability to work independently. Portfolio managers are financial professionals who work in the securities industry for wealth management firms, pension funds, foundations, insurance companies, banks, hedge funds, and other organizations. As a result, a portfolio manager must be able to determine and quantify a client's risk preferences, minimize transaction costs, maintain the specified risk level, and ensure that the portfolio is completely diversified.
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If a writer sells a magazine the first serial rights to a story she has written, the magazine has the right to?
If a writer sells a magazine the first serial rights to a story she has written, the magazine has the right to be the first to publish. The magazine has the right to be the first to publish the story in serial form, meaning that they can publish it in parts over a period of time.
The writers will also have exclusive rights to the story during the period of time that they have the serial rights. This means that the writer cannot sell the story to another magazine during this time, as they would be in breach of the agreement. The magazine may also have the right to make changes to the story to make it fit their publication better.
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What are the effects of increased industrialization?
Increased population, urbanization, and clear stress on the fundamental systems that support life are all results of industrialization, which also brings environmental consequences closer to the tolerance threshold.
Which demographic do you refer to?Any whole group that shares at least one trait is referred to be a population. People do not make up all populations. Populations can include, but are also not limited to, individuals, animals, organizations, structures, buildings, cars, farms, items, or occasions.
What are the many forms of population?A population is a recognized collection of items used for research and data collection. Examples include humans and animals. It consists of a group of inter breedable species that are all interrelated and inhabit the same region.
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Customers interacting with omnichannel retailers most desire a(n. ________ experience.
a. unique
b. speedy
c. seamless
d. inexpensive
e. distinctive
Customers interacting with omnichannel retailers most desire a seamless experience.
What is an omnichannel retailer?The practice of engaging customers through such a variety of digital and physical touchpoints is known as omnichannel retail. Information and applications are transferred with clients as they travel between channels. This produces a seamless, on-brand expertise from beginning to end.
A proven marketing strategy that aims to give customers a smooth customer experience whether they are making purchases through phone, computer, phone app, or a physical brick-and-mortar store.
The process is seamless because the stores are set up for customers' convenience. It is nearly identical to the other constructions, hence it lacks any special, quick, affordable, or distinguishing features.
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Enterprise application vendors are now including ________ features, such as tools for data visualization, flexible reporting, and ad-hoc analysis, as part of the application.
PRM
business intelligence
social media
SOA
ERM
Ikea asked for the help of its customers in designing new furniture. This is an example of:
behavioral targeting.
prediction markets.
crowdsourcing.
long-tail marketing.
social shopping.
Enterprise application vendors are now including business intelligence features, such as tools for data visualization. Ikea asked for the help of its customers in designing new furniture. This is an example of: crowdsourcing. Hence, option B and C are correct.
What is crowdsourcing?To discover solutions for specialized tasks like graphic design, proofreading, or software testing, many businesses and organizations use specialized crowdsourcing websites like 99designs or Fiverr. Businesses everywhere use social media sites to get inspiration for brand-new goods and services.
The technique of turning to a group of people to gather necessary information, products, or services is known as crowdsourcing. In his article "The Rise of Crowdsourcing" from Wired magazine in 2006, author Jeff Howe invented the phrase "crowdsourcing," which combines crowds and outsourcing.
Thus, option B and C are correct.
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What is an example of cognitive bias groupthink?
A type of groupthink is bandwagon prejudice. We have such a cognitive bias which leads us to believe something only because other people do. is a type of cognitive bias known as groupthink.
What exactly is cognitive bias?Cognitive bias is indeed a methodical way of thinking that results from the brain's propensity to simplify processing of information by applying a filter of firsthand opinion or preferences. The filtering procedure is a coping strategy that allows the brain to quickly sort through and process voluminous volumes of information.
What cognitive bias occurs the most frequently?The cognitive prejudice known as confirmation bias is one of the most prevalent. Confirmation bias is the tendency for someone to seek out and interpret information (such as news articles, statistical data, or other people's opinions) that supports an existing idea or assumption.
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option premiums deteriorate at an increasing rate as they approach expiration a. true b. false group of answer choices a b
Option premiums deteriorate at an increasing rate as they approach expiration - True
The time remaining for the underlying asset to change in a way that would affect the option's value reduces as an option approaches expiration. Time decay, which reduces the amount of time left before expiration, can lower the option's premium or its price
The price of the underlying asset, the strike price of the option, and the implied volatility of the option are some of the variables that might affect how quickly an option's premium depreciates as it gets closer to expiration. Given all other factors being equal, options with longer expiration dates often have higher premiums than options with shorter ones since they have more opportunities to potentially make a profit.
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Why data is important?
Organizations may create baselines, benchmarks, and targets with the use of good data in order to keep moving ahead. You can discover benchmarks, and set performance targets when data allows you measure.
Why data is important in future?Data is primarily the straightforward facts and figures gathered throughout a company' activities. They may be used to track and measure a variety of internal and external company operations. Even if the data itself may not be highly illuminating, it serves as the foundation for all reporting and is therefore essential to business.Understanding trends and patterns from the vast volumes of data being gathered requires the use of data analytics. It aids in cost savings, audience understanding, future outcomes forecasting, and company performance optimization.By using data, programmes, resources, and interventions may be evaluated more successfully in order to support student, school, and district success.Learn more about data refer to :
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How do you calculate marginal product produced?
Simply divide the change in the total product by the change in labour to determine the marginal product of labour.
Explain relationship between marginal product and total product?The total product formula must first be retained by pupils in order to infer the relationship. In addition, the relationship between these two is explained by the law of changing proportions. Minimum Product = total output This law explains why TP rises at a faster pace when MP rises. A convex Total Product Curve is provided by this pattern. The process then continues until MP hits the TP maximum point. TP rises at a decreasing rate whereas MP rises and remains positive. After reaching an inflection point, this pattern produces a Total Product curve that has the shape of a concave. It keeps going till the TP curve reaches its peak. TP decreases when MP is negative and deteriorating. If MP is 0, TP is at its highest level.
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Which 3 Management Reports Does your client have access to in their QuickBooks Online account?
The 3 Management Reports a client must have access to in their QuickBooks Online account is Cover page, Executive summary and financial notes.
Whether it's a company, a nonprofit, or a government agency, management is the administration of the institution. It is both the science and the art of managing a company's resources.
Setting an organization's strategy and directing employee efforts to achieve goals through the use of available resources, such as financial, natural, technological, and human resources, are included in management. The terms "run the business" and "change the business" are used in management to distinguish between continuing to deliver goods or services and tailoring those same goods or services to satisfy shifting client demands.
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you are contemplating developing a 200 unit apartment complex (average unit size 900 sq. ft.) and want to do a quick feasibility. you expect market rents to be about $2.25 p.s.f. (monthly). assuming a 5% (of pgi) vacancy factor and 35% (of egi) operating costs, what would be your expected noi for this project (rounded)? ch16
The expected NOI (Net Operating Income) for this project would be $3,301,000. NOI is a technique used by real estate professionals to determine the value and profitability of income-generating properties.
How is NOI calculated?Net operating income measures the profitability of a revenue-generating property before adding financing and tax expenses. To calculate NOI, subtract all operating expenses incurred at the property from all income earned at the property. Once you have calculated the NOI, you can use it to calculate the cap rate, which is the rate of return for income-generating properties. Cap rates of 4% to 10% or more are generally considered good.
What is the vacancy factor?Vacancy factor is amount of gross revenue lost due to vacancies. An allowance item on a pro forma income statement, usually calculated as a percentage of gross income.
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Financial Accounting myBusiness Course Business Course # Return to course Statement of Stockholders' Equity and Balance Sheet The following is balance sheet information for Tuttle Janitorial Service, Inc., at the end of 2019 and 2018: December 31, December 31, 2019 2018 Accounts Payable $6,000 $9,000 Cash 25,000 22,000 Accounts Receivable 39,000 31,000 Land 56,000 46,000 Building, net 250,000 260,000 Equipment, net 44,000 46,000 Mortgage Payable 93,000 88,000 Supplies 18,000 16,000 Common Stock 225,000 225,000 Dividends 12,000 Retained Earnings Q W E R T Y U Business Course Return to Course a. Prepare a balance sheet as of December 31 of each year, TUTTLE JANITORIAL SERVICE, INC. Balance Sheet December 31, December 31, 2019 2018 ASSETS Accounts Receivable Supplies Land Equipment, net Total Assets LIABILITIES Accounts Payable Total Liabilities STOCKHOLDERS' EQUITY Frlock - Q W E R T y Business Course A Return to course TOCNOLDEN QUI Total Stockholders' Equity Cotal Liabilities and Stockholders' Equity $ Prepare a statement fetoclhaldarlaust fan 2010 Uint. TL Financial Accounting myBusiness Course Business Course * Return to course My Subs b. Prepare a statement of stockholders' equity for 2019. (Hint: The increase in retained earnings is equal to net income less dividends.) TUTTLE JANITORIAL SERVICE, INC. Statement of Stockholders' Equity For Year Ended December 31, 2019 CommonStock RetainedEarnings Total Balance, December 31, 2018 Add: Net income for 2019 Less: Dividends for 2019(Enter as negative) Balance, December 31, 2019 Check Previous Save Answers
According to the financial data of company,
The balance sheet of total assets and liabilities & stockholders equity:
On 31 Dec, 2018 is $ 421,000 & on 31 Dec, 2019 is $ 432,000.
What do you mean by the Stockholders equity?Equity held by shareholders refers to the sum that a company's founders have contributed to the enterprise.
This covers the funds they have directly invested as well as the total amount of profits the business has generated and reinvested since its establishment.
For investors, shareholders' equity is a crucial indicator. It is a component of the ROE ratio, which demonstrates how well a company's management is utilizing the capital raised from investors to produce profit.
Therefore, according to the financial data of company,
The balance sheet of total assets and liabilities & stockholders equity:
On 31 Dec, 2018 is $ 421,000 & on 31 Dec, 2019 is $ 432,000.
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Why is it called Sprint in Scrum?
Scrum: The Art of Doing Twice the Work in Half the Time is a new book by Sutherland. And thus my crew went on what we dubbed "sprints". We named them such because the term invoked a sense of ferocity. We were going to work out for a little while and then see where we were.
You and your Scrum Team can pick the Sprint length that works best for your team as long as it is one month or less in length. Shorter sprints result in more learning cycles and a shorter risk window. Each Sprint may be thought of as a brief period of labor.
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fatou currently owns 2,500 shares of mariner, incorporated. she has just been offered the opportunity to purchase additional shares in the company, prior to the shares being offered to the general public. what is this type of an offer called?
According to the given condition, the type of an offer called Rights offer. The choice is then up to the shareholders.
What do you mean by the Rights offer?A rights offering is when shareholders receive a set of rights to buy additional stock shares in proportion to their existing ownership, more Abrogable Right.
An offer made by a corporation to its shareholders to buy additional shares of the company's stock, typically at a discount, is known as a renounceable right.
They can either use the rights they have available to acquire the extra shares, sell those rights to someone else, or do nothing at all.
A rights issue is when a corporation offers its current shareholders the chance to purchase additional shares directly from the business at a reduced price as opposed to doing so on the secondary market.
Therefore, the given condition, the type of an offer called Rights offer.
The choice is then up to the shareholders.
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in the context of using information technologies for a competitive advantage, a top-line strategy focuses on: a. increasing revenue by selling existing products to new customers. b. refining operations by using latest technologies. c. improving efficiency by reducing overall costs. d. helping different market segments achieve technological advancemen
a. A top-line strategy focuses on increasing revenue by selling existing products to new customers.
This can be done by identifying new customer segments and targeting them with existing products. Companies can also focus on increasing their market share in existing customer segments.
This involves using information technologies such as analytics, segmentation, and personalization to better understand customer needs and develop more effective marketing strategies.
Companies can also use information technologies to increase their efficiency in terms of order processing and delivery and to reduce the cost of customer service. This allows companies to increase their profits while still providing a great service to customers.
By focusing on increasing revenue through existing products, companies can use information technologies to gain a competitive advantage.
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What was the purpose of the Tennessee Valley Authority How did TVA promoters generate public support?
Answer:
Explanation:
The purpose of the Tennessee Valley Authority was to control flooding, conserve soil, and bring hydroelectric power to the mid-South. TVA promoters generated public support by circulating pictures of soil erosion in parts of the South that were not even in the Tennessee Valley.
What does agile stand for?
An agile company is one that is "fast-moving, adaptive, and strong corporation capable of rapid reactivity to unforeseen issues, events, and opportunities," according to the Business Dictionary.
Being ability to inspect and adapt broadly is the main focus of enterprise agile. It involves making little wagers when operating at the executive level. It involves being able to integrate the business's sales and marketing activities with your capacity to create useful products and then sustainably support those items. A company that is agile has a structure, set of procedures, and capabilities that enable employees to react quickly to changing conditions.
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What does the government not do in a command economy?
Government-owned businesses in a centrally planned economy lack the freedom to close their doors, so they have no incentive to create high-quality goods at reasonable prices.
What exactly is an incentive?something that motivates a person to act: [ C ] Sometimes tax incentives are successful in motivating people that would save money.
What does the word "incentive" signify in business?incentive is a thing, something of value, a desired action, or an occasion that motivates an employee to perform more of whatever the employer wanted them to by way of the incentive they were given.
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what are pension liabilities? group of answer choices unreasonable relationships between interest expense and recorded liabilities future liabilities resulting from pension commitments made by a corporation a fund that is established for the payment of retirement benefits by the insurance company liabilities that can be used to fraudulently misstate financial statements by underestimating the probability of occurrence
The pension liabilities are relationships between interest expense and recorded liabilities future liabilities
What is pension liabilities?The term "pension liability" describes the obligation of either a private business or the federal government to pay future pensions. The techniques utilised to create this accounting can differ greatly. A greater obligation than anticipated might either physically put a corporation out of business or render it bankrupt on paper.The whole sum that a corporation will have to pay in pension obligations in the future is not included in the term "pension liabilities." Instead, it describes the discrepancy between that sum and the sum of money set aside by the business to make those payments. Of course, there is always the possibility that the business will have a pension surplus—extra cash on hand.To learn more about pension liabilities refer to:
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