The net profit, based on the total assets, the total liabilities and the net income is $1,320
How to find the net profit?The net profit is part of the equity that a company has which also includes the common stock and the total revenue.
The Accounting equation is:
Assets = Liabilities + Equity
The net profit is the same as the net income so if the net income is $1, 320 then the net profit is also $1, 320. To find the net profit, expenses are taken from the total revenue which is derived from sales.
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Pro-forma FY+1 EPS for Amazon Inc. is expected to be: Review Later $45.71 $36.77 $50.00 $130.33
Option B. The Pro-forma FY+1 EPS for Amazon Inc. is expected to be 36.77 based on the calculation.
How to solve for the Pro-forma FY+1 EPSThe normalized net earnings = $23688
normalized net earnings of snap = -581
proforma adjustment = - 3134
Total proforma earning = 19973
Next we have to solve for the cost of acquisition
shares of snap * price of snap * (1 + premium)
= 1734 * 44.29 (1 + 20%)
cost of acquisition = $92158.63
Next is the cost financed by equity
= $92158.63 * 80 percent
= 73726.91 dollars
Next is to solve for the new price of the equity issue
= 3099.4 * (1 - 50%)
= 2944.43 dollars
Next is the number of new shares 73726.91 dollars / 2944.43
= 25.04
Total share after acquisition
shares outstanding + new shares
= 518 + 25.04
= 543.04
The EPS would be the next to solve for
this is gotten by the formula
total proforma / number of shares
= 19973 / 543.04
= 36.78
Hence the Pro-forma FY+1 EPS is going to be: $36.77
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complete question: check attachment
Quantum computing can assist with data analytics by
a) offering more imaginative solutions to problems
b) solving problems that do not involve variables
Oc anticipating human behavior
O d)
solving problems on a large scale with multiple variables
Quantum computing can assist with data analytics by solving problems on a large scale with multiple variables. [OPTION D]
what is quantum computing?It is a field of computer science that uses the principles of quantum theory. Quantum theory describes the behavior of energy and matter at the atomic and subatomic levels. Quantum computing uses subatomic particles such as electrons and photons.A type of computation that can be used to manipulate quantum mechanical phenomena such as superposition, interference, and entanglement. A device that performs quantum computation is called a quantum computer.This research field focuses on the development of computational techniques centered on the principles of quantum theory. this theory describes the properties and behavior of energy and matter at the quantum level (atomic and subatomic).thus, solving problems on a large scale with multiple variables. [OPTION D] is the correct answer.
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Which of the following expenses is NOT deductible when a taxpayer uses the simplified method of calculating the home-office deduction?
The simplified method of computing home office expenses limits the number of home office expenses allowed to a fixed amount regardless of the amount of business income or the size of the home office.
How do you calculate home office deductions?A business owner can calculate the home office deduction in two ways: regular and simplified. The regular method would require you to use Form 8829 to calculate your deduction, which would include figures for the area of your home and the total hours it was used for business purposes, your business income, and other business expenses.
If you itemize deductions and use the simplified method for a taxable year, you can deduct home expenses that would otherwise be deductible as itemized deductions on Form 1040 or 1040-SR, Schedule A, without reducing these expenses by the amounts allocable to the simplified method.
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Answer: Depreciation
Explanation: If a taxpayer elects to use the simplified method of determining the home-office deduction, neither depreciation nor any actual expenses other than those not related to the use of the home, may be deducted. (Business expenses not related to the taxpayer’s use of the home continue to be deductible.)
TC= Q2 + 120 Q + 400. The level of output where average cost is minimized for Hilltop Corp. is
The level of output where average cost is minimized for Hilltop Corp. is 20
How to solve for the output levelAverage cost is the production cost calculated as the product of the total cost (TC) and the total output (Q), or, mathematically, AC = TC/Q.
We have the total cost function as
TC= Q² + 120 Q + 400.
Average cost AC = TC / Q
= [tex]\frac{Q^2 + 120 Q + 400}{Q}[/tex]
dAC/dQ = 1 + 0 - 400 / Q² = 0
we would have 400 = Q²
Take the square root of the two sides
√400 = Q
20 = Q
Hence the level of output for Hilltop corp is given as 20
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Need on this please
Answer:
Explanation:
America has an absolute advantage in selling everything, a comparative advantage in selling mobile phones, a comparative advantage in selling tablets in Brazil
so we choose D
You are 18 years old single, and still live at home.
What type of life insurance policy should you purchase?
Answer: none of the above
Explanation: i took the test
Responses
term life insurance
variable life insurance
universal life insurance
none of the above
none of the above
Answer:
i one person plan
Explanation:
Can someone help me with this question please and Thank you
Total Assets ($118,100) = Total Liabilities and Stock holders Equity ($118,100)
BALANCE SHEET
CURRENT ASSETS:
CASH 45,700
ACCOUNTS RECBLE 72,400
TOTAL CURRENT ASSETS 118,100
NON-CURRENT ASSETS:
TRUCK
ROTO TILLER
DISPLAY EQUIPMENT
CASH REGISTER
TOTAL NON-CURRENT ASSETS 0
A) TOTAL ASSETS 118,100
CURRENT LIABILITIES:
ACCOUNTS PAYABLE 94,600
ACCURED EXPENSES
TOTAL CURRENT LIABILITIES 94,600
NON-CURRENT LIABILITIES:
BANK LOAN
TRUCK LOAN
TOTAL NON-CURRENT LIABILITIES 0
STOCK HOLDERS EQUITY:
COMMON STOCK/ OWNER'S CAPITAL 23,500
RETAINED EARNINGS
TOTAL STOCK HOLDERS EQUITY 23,500
B) TOTAL LIABILITIES & STOCKHOLDERS EQUITY 118,100
A = B,
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why Nike is a competitor to Decathlon? and i need a website for this ìnormation
Based on the available information, Nike is a competitor to Decathlon because both brands are manufacturers of sports wears.
Similarities between Nike and DecathlonFrom the business activities of Nike and Decathlon, it has been revealed that both brands major in the production of Sportswear.
The sportswear produced by Nike and Decathlon includes but is not limited to the following:
BootsSnowboardsFootballBasketballWinter JacketsHelmets, etc.These two brands are considered competitors because they both have the same consumers to patronize their products.
Also, since both brands are in the same line of business, they are considered to be in the same industry.
Hence, in this case, it is concluded that the correct answer is that both brands are manufacturers of sports wears.
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Should the U.K., France, and the U.S. have concentrated their relief efforts along historical colonial lines during the Ebola outbreak? In general, do the U.S. and other imperialist nations have particular ethical responsibilities to aid their former colonies? Explain your reasoning.
Even though I believe that it was a great gesture for the ways that the nations of U.K., France, and the U.S. have concentrated their relief efforts along historical colonial lines, I do not believe that they should have.
Yes The US and other imperialist nations have particular ethical responsibilities to aid their former colonies.
What is imperialism?Imperialism is the state's strategy, practice, or advocacy for expanding power and domination, particularly through direct territorial conquest or by seizing control of neighboring regions' politics and economies, frequently through the use of both hard power and soft power.
For instance, when King George III stationed British troops in the colonies to uphold ever-stricter economic and political constraints imposed on the colonists during the 16th and 17th centuries, colonialism in America gave way to imperialism.
The Latin word imperium is where the word "imperialism" originates. Its meaning is "to order." Imperialism is the practice of expanding a nation's influence into foreign lands or dominating the politics or economy of another nation.
These countries typically provide specific assistance and efforts to the countries that they controlled.
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A responsibility center is best described as?
a. any part of an organization that has responsibility for optimizing customer service and satisfaction
b. any financial sub-unit within an organization that has the responsibility to account for the performance of other organizational sub units.
c. any part of an organization whose manager has control over and is accountable for cost profit or investments
d. any part of an organization that has responsibility for managing product and service quality
Answer: C. Any part an organization whose manager has control over and is accountable for cost profit or investments.
Explanation: A responsibility center is an operational unit or entity within an organization, that is responsible for all the activities and tasks structured for that unit. These centers have their own goal, staffs, objectives, policies and procedures, and financial reports. And are used to balance responsibilities related to expenses incurred, revenue generated, and funds invested to an individual.
In a multinational or large corporation, the organization tasks are divided into a subtask, and each task is given to various small division or groups. In this context, all groups in that organization are responsibility centers.
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27. In logistics, how long it takes to assemble a car is known as a. lead time b. cycle time c. order time d. delivery time
In logistics, how long it takes to assemble a car is known as a lead time.
A lead time in logistics tend to refer to the time which it takes from when a purchase order is created for a supplierwhich is until the goods are delivered from that supplier to the customer, so, this can be an individual or maybe a store.
Here, coping with this concept is pivotal in order to organize all the different processes throughout your supply chain. Thus, the material lead time is an amount of time between which a company tend to become aware of a need for raw materials and when the materials are said to be physically obtained.
Hence, option A is correct.
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store-level goals such as increasing store traffic, managing inventory, and managing employees are called _______.
Answer:
Tactical Goals
Explanation:
a high value for the times interest earned ratio means that a company is a lower risk borrower.
a. true
b. false
A corporation is a lesser risk borrower if the times interest earned ratio is high is False
Explain about the High risk borrower?when the applicant has a high likelihood of defaulting due to a low credit score, poor credit history, or both. A high-risk borrower is likely to have few, if any, other loan options, according to the lender.
Your payment processor has determined that your business has a higher risk of chargebacks or fraud and has assigned you a high-risk merchant account. High-risk merchant accounts incur higher processing fees to cover the risk the payment processor assumes.
You have a lower chance of being authorized the more risk you present to a lender. High-risk loan categories could include: Securing loans: These loans call for the holding of an asset as collateral, like your house or vehicle.
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Which of these is not part of the marketing concept?
Multiple Choice
Providing customer satisfaction
Matching competitors' offering
It relies on the integrated effort of numerous departments, not just marketing
That corporate goals can be achieved through customer satisfaction
From the following, the one which is not a part of the marketing concept is that, it relies on the integrated effort of numerous departments, not just marketing.
Marketing is considered to be the process of getting the right goods or services or ideas to the right people at the right place, time, and also the right price. This can be done using the right promotion techniques and utilizing the appropriate people to provide such customer service.
It is seen that the most successful organizations are said to have adopted the marketing concept. Thus, this marketing concept is based on the right principle. The marketing concept is oriented toward customers satisfaction by offering value, and does not rely on integrated effort of numerous departments.
Hence, option C is correct.
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EXERCISE: Conduct online research about entrepreneurs. What did you discover about these individuals?
Some links to get you started:
Entrepreneurs are those persons who start their own businesses with their own money or capital by taking all financial risks.
Who is an entrepreneur?entrepreneurs are those persons who initiate their own businesses from scratch.A person who organizes and operates one or more companies, thereby taking an above-average financial risk.The one who starts a new business takes most of the risks and enjoys the most rewards. The process of starting a business is known as entrepreneurship. Those are generally seen as innovators, sources of new ideas, products, services, and businesses/processes.qualities of entrepreneurs are as follows:
innovativepassionatedecision-makerrisk takerdisciplinedsharp memorydynamic vision foresightflexibilitysmartcommunication skills sharp mindto know more about entrepreneurs refer to:
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Over the past year, Ionia’s money supply increased by $5 billion, $6 billion in bonds were sold to the public, an unused military base was sold for $1 billion, and the government spent $20 billion.
1. determine the amount of Ionia’s budget deficit or surplus
2. determine the amount of Ionia’s tax revenue for the year
According to the available data, Ionia experienced a budget deficit The $9 billion budget surplus or deficit for Ionia. Ionia received $11 billion in tax income last year.
What was Lonia 's Budget ?1. According to the information provided, Ionia had a budget deficit since spending exceeded income.
2. The surplus or deficit in Ionia's budget
Budget surplus or deficit = $1 billion +$3 billion + $5 billion
$9 billion, whether in deficit or excess.
3. Tax collection
$20 billion in tax revenue - ($1 billion, $3 billion, and $5 billion)
Tax revenue = $20 billion- $9 billion,
$11 billion in tax revenue
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You need to revise your budget to meet your short-term
goal of buying a new computer. You will need to budget
$50 a month.
How will you revise your budget to meet this goal?
I could increase my discretionary spending to $365, which would allow me to spend $50 per month on my computer.
I could also reduce other expenses to compensate for the change. For example, I could replace my entertainment budget with a computer budget.
Make sure to include the following :
creating a new budget item of $50 for a computer
reducing one or more areas by $50 to account for the new budget item
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Answer:
Sample Response -
I could increase my discretionary spending to $365, which would allow me to spend $50 per month on my computer.
I could also reduce other expenses to compensate for the change. For example, I could replace my entertainment budget with a computer budget.
Explanation:
Edge 2023
You have observed that the average size of a particular goldfish is 1.5 inches long. The standard deviation of the size of the goldfish is 0.25 inches. What is the size of a goldfish such that 95 percent of the goldfish are smaller? Assume a normal distribution for the size of goldfish.
You have observed that the average size of a particular goldfish is 1.5 inches long. The size of a goldfish such that 95 percent of the goldfish are smaller is 1.25 inches
What is the size of a goldfish?Now let us say that the length of a certain goldfish is denoted by the letter X.
It is said that the mean size is 1.5 inches, and the standard variation of the size is 0.25 inches. Also stated is that the mean size is 1.5 inches.
Take it for granted that X follows a normal distribution.
Calculate the size of a goldfish in such a way that only 16% of goldfish are less than the calculated size by using the following formula:
P (X < x) = 0.16
⇒ P (Z < z) = 0.16
The z-value that corresponds to such a probability is as follows:
[tex]\begin{aligned}&z=\frac{x-\mu}{\sigma} \\&-0.99=\frac{x-1.5}{0.25} \\&x=1.5-(0.99 \times 0.25) \\&x=1.2525 \\&x \approx 1.25\end{aligned}[/tex]
Therefore, 16 percent of the goldfish measure less than 1.25 inches in length.
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Isaiah, who is single, received $52,000 of qualified business income from a partnership. Isaiah's taxable income prior to the calculation of the QBI deduction is $50,000. This amount includes: $5,000 in long-term capital gains. $450 in qualified dividends. How much is Isaiah's QBI deduction?
Isiah's QBI deduction, based on the qualified business income, the taxable income and the long - term capital gains, is $8, 910.
How to find the QBI deduction?The qualified business income deduction is 20% of the amount that a person has from their income before the QBI deduction is calculated, over their long term capital gains and qualified divided.
In other words, the qualified business income deduction for Isaiah can be found by the formula:
= (Income before QBI deduction - long term capital gain - qualified dividend) x 20%
= (50, 000 - 5, 000 - 450) x 20%
= $8, 910
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Which major promotion category uses catalogs, telephone marketing, kiosks, and the Internet?
A) sales promotion
B) direct marketing
C) horizontal diversification
D) public relations
Direct marketing helps businesses cut
costs. Media for direct marketing include
face-to-face sales, direct mail, catalogue
marketing, telemarketing, TV, and kiosks.
Delivering individualized and frequently
interactive promotional materials to specific consumers through channels like mail, catalogues, the Internet, e-mail, telephone, and direct-response advertising is known as direct marketing.
Direct marketing is a style of advertising that involves communicating with your target market directly to offer information about your business, product, or service.Some examples of direct marketing techniques include telephone marketing,emails, online ads, flyers,database marketing, promotional letters,newspapers,and outdoor advertising.
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A plan presenting financial forecasts for the business
A plan presenting financial forecasts for the business profit and loss statement, cash flow statement, balance sheet, cash flow forecast, and budget for expenses should all be included in the financial component of your business plan.
A financial forecast outlines the measures that must be taken in order to earn future income and pay for future expenses, whereas a financial forecast is an estimation or projection of expected future income or revenue and expenses. A financial plan can also be thought of as what a person or business intends to do with income or revenue acquired.
A financial plan is a road map created now that can be followed over time, whereas a financial forecast is a projection or estimate of future outcomes predicted today. Both processes aim financial activity toward the future.
For a corporation to succeed, financial forecasting is essential. A business must have a realistic estimate of the amount of revenue it expects to generate over a specific period of time in order to manage working capital and cash flow successfully.
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Which of the following is an example of time series data
The following is an example of time series data b.amount of labor employed yearly in a specific factory from 1990 through 2010.
The required details about time series data is mentioned in below paragraph.
A time series data is a group of observations of well-described statistics objects acquired via repeated measurements over time. For example, measuring the fee of retail income every month of the year might contain a time collection. time series data is statistics this is recorded over regular periods of time. Cross-sectional statistics includes numerous variables recorded on the identical time. Pooled statistics is a mixture of each time collection statistics and cross-sectional statistics.A time series data is a collection of observations on a unmarried entity over time — e.g. the every day ultimate fees over 12 months for a unmarried monetary security, or a unmarried affected person's coronary heart charge measured each minute over a one-hour procedure.
(COMPLETE QUESTION)
Which of the following is an example of a time-series data set?
a. amount of labor employed in each factory in the U.S. in 2010.
b. amount of labor employed yearly in a specific factory from 1990 through 2010.
c. average amount of labor employed at specific times of the day at a specific factory in 2010.
d. All of the above are time-series data
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On December 31, Year 1, the Loudoun Corporation estimated that 3% of its credit sales of $112,500 would be uncollectible. Loudoun uses the allowance method. On February 15, Year 2, one of Loudoun's customers failed to pay his $1,050 account and the account was written off. On April 4, Year 2, this customer paid Loudoun the $1,050. Which of the following correctly states the effect of the adjusting entry, dated December 31, Year 1, on the elements of the financial statements of the Loudoun Corporation? Balance Sheet Income Statement Statement of Cash Flows Asset = Liabilities + Stockholders’ Equity Revenue − Expenses = Net Income A. (3,375) 3,375 NA NA NA NA NA B. (3,375) NA (3,375) NA 3,375 (3,375) NA C. 3,375 NA 3,375 NA (3,375) 3,375 3,375 OA D. NA NA NA NA NA NA NA Multiple Choice Option A Option B Option C Option D
The effect of the adjusting entry, dated December 31, Year 1, on the elements of the financial statements of the Loudoun Corporation is B. (3,375) NA (3,375) NA 3,375 (3,375) NA.
How the adjusting entry for uncollectible allowance affects the financial statements:Balance Sheet Income Statement of
Statement Cash Flows
Asset = Liabilities + Equity Revenue − Expenses
= Net Income
B. (3,375 ) = NA + (3,375 ) NA − 3,375 = (3,375 ) NA
The reason for the above illustration of the effect of the adjusting entry for the uncollectible allowance is that its decreases assets by increasing the allowance for uncollectible (which is a negative asset account).
The uncollectible allowance will also decrease the net income and equity but does not affect the statement of cash flows, which deals with only cash inflows and outflows from operating, financing, and investing activities.
Credit Sales = $112,500
Estimated allowance for uncollectible = 3%
= $3,375 ($112,500 x 3%)
December 31, Year 1: Bad Debts Expense $3,375 Allowance for Uncollectible $3,375
February 15, Year 2: Allowance for Uncollectible $1,050 Accounts Receivable $1,050
April 4, Year 2: Cash $1,050 Accounts Receivable $1,050
Accounts Receivable $1,050 Allowance for Uncollectible $1,050
Thus, when the adjusting entry is recorded on December 31, Year 1, its effect is illustrated by Option B.
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Acuity Insurance's motivational programs primarily support which area of the Rocket Model?
Insurance can fulfil your desire for fulfilling employment and motivational participation by pursuing a career in insurance. Defense of fellow citizens was the inspiration behind the creation of the insurance industry.
For Insurance, insurance can pay for the costs of repairing a home after a fire, providing assistance for grieving family members, or helping motivational employees who have been wounded at work. Most agents quit because they can't generate enough revenue to sustain themselves and their families. The only way to fix that is to learn how to create more, better leads and follow up on them. People go on online fact-finding missions. I work hard because I want to succeed.
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Janeen looks at David, Shannon, and Consuela with a rueful smile.
"You know, this whole process hasn't been easy for me," she admits. "This business is my
baby, and it's been difficult to give up control. I started out by trying to do everything
myself, and when I saw that wasn't going to work out, I took my first baby steps."
David laughs. "Yeah, delegation hasn't been Janeen's strong suit, but we've come a long
way."
Consider the statements below and drag them to the appropriate level of delegation, from
the lowest level of delegation at the top, to the highest at the bottom. When you are done,
click Submit?
Here's what I need you to do. (The work which is assigned and clear instructions are also given about what is to be done. There is no freedom to act independently.)
- Look into this and give me your input. Then, I'll let you know what I decide. (Some inputs are taken but the final decision is taken by the superior.)
- Look into this and let me know what you think, and we'll figure it out together. (Decision making is shared here.)
- Look into this and let me know what you decide, but make sure that I give you the go-ahead before you proceed. (Decision can also be taken by the subordinate but the final approval will be still comes from the superior.)
- Look into this and handle it as you see fit. No need to check back with me. (Complete freedom is given to decide on the course of action with waiting for approval from the superior is also there.)
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Western Electric has 25,500 shares of common stock outstanding at a price per share of $66 and a rate of return of 13.65 percent. The firm has 6,650 shares of 6.50 percent preferred stock outstanding at a price of $88.50 per share. The preferred stock has a par value of $100. The outstanding debt has a total face value of $365,000 and currently sells for 104.5 percent of face. The yield to maturity on the debt is 7.69 percent. What is the firm's weighted average cost of capital if the tax rate is 21 percent?
Multiple Choice
10.15%
10.38%
11.39%
11.16%
The firm's weighted average cost of capital if the tax rate is 21 percent is: D. 11.16%
How to find Weighted average cost of capital (WACC)Common stock:
Common stock = 25,500 × $66
Common stock = $1,683,000
Preferred stock:
Preferred stock = 6,650 × $88.50
Preferred stock = $588,525
Debt:
Debt = 104.5% × $365,000
Debt = $381,425
Total market value = $1,683,000 + $588,525 + $381,425
Total market value = $2,652,950
WACC = ($1,683,000 /$2,652,950)(.1365) + ($588,525 /$2,652,950 )(6.5/88.50) + ( $381,425/$2,652,950 )(.0769)(1 -.21)
WACC = ($1,683,000 /$2,652,950)(.1365) + ($588,525 /$2,652,950 )(0.07344633) + ( $381,425/$2,652,950 )(.0769)(.79)
WACC =0.0865939803+0.0162931836 +0.0087344
WACC= 0.1116 ×100
WACC=11.16%
Therefore the correct option is D.
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Eugene Torres works in a shared role for Multiglass Computers. He works in both the programming and the research departments for the company and splits his time equally in both roles. Eugene is paid $12 per hour in the programming department and $16 per hour in the research department. When he works overtime in the research department, what is his pay rate? Multiple Choice $18.00 per hour $36.00 per hour $32.00 per hour $24.00 per hour
In the research section, hourly pay is $24. Thus, if he puts in more time at the research department.
How to calculate overtime pay =
Hourly rate of pay x 1.5
= $16 X 1.5 equals
= $24 per hour.
The amount of additional time owed to each employee during a pay period is what is known as overtime compensation.
The research division compiles and analyses consumer and target market data. The work of the creative department and account management is supported by this data. The selection and placement of advertisements in print and broadcast media is a specialty of media planners.
It is frequently both efficient and successful for a firm to seek the services of independent marketing facilitators because marketing functions need a great deal of experience. These are businesses and consultants whose sole or main duty is to handle marketing-related tasks.
All or a portion of these tasks are internal in many larger businesses. However, most businesses only need occasional or part-time assistance from marketing facilitators, thus this is neither required nor justifiable.
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a. What is the meaning of office procedure?
Answer:
Meaning of Office Procedure
Office procedure is a set of rules or policies guiding the operations of an office. Office procedures set the standard for how staff work together in the office.
Explanation:
Answer:
Office procedure is the set of rules regarding the operations in an office.
Do we really have a free market system???? Supply and Demand!!!! Should we be able to get whatever we want!!!!!
(One paragraph answer)
The US has a free market system, that is, there is less state control over the economy.
What is the free market system?It corresponds to an economic system that underlies capitalism, that is, economic exchanges are carried out between individuals and companies with the objective of obtaining profitability, through the private sector.
The free market system has as benefits the greater autonomy of citizens to carry out voluntary exchanges that directly influence the economic flow of the country.
In this system, economic agents are free, that is, the economic laws of supply and demand occur naturally, that is, they are directly influenced by the quantity of goods and services produced and the purchasing power of the population.
Therefore, the free market is an independent, decentralized system whose demand and supply are influenced by economic production and money transfer, without government control.
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Can you use a home equity loan for whatever you want?
A HELOC is a line of credit taken up using the equity in your home as collateral.
How is home equity calculated for a HELOC?You must have at least 20% equity in your house to be eligible for a Home Equity Line of Credit (HELOC). Subtract the amount owing on the home's mortgage loans from the home's current appraised value to determine the equity in the property.A crucial component of that is an appraisal. A lender will probably demand an appraisal to determine the value of your home because HELOCs and home equity loans are secured by your home. An appraisal ensures that you don't borrow more than your home is worth, protecting both the lender and the borrower.Start by multiplying the current market value of your home by 80% to get an idea of how much equity you have. Subtract your mortgage balance next. The balance is how much you can borrow from a HELOC, as long.To Learn more About HELOC refer to:
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