What's the main reason to use a personal budget?
O A. To keep costs below benefits
O B. To stay out of debt
C. To appropriate discretionary funds
O D. To maximize investment returns

Answers

Answer 1

Answer: B, stay out of debt

Explanation: A budget reveals areas where you're spending too much money so you can refocus on your most important goals. A budget can keep you out of debt or help you get out of debt. A budget actually creates extra money for you to do use on things that matter to you.

Answer 2
B because the whole point of having a budget is to make sure you don’t over spend and to make sure your spending enough money on everything you need

Related Questions

Identify what type of unemployment each of the individuals faces. James is an architect who has been laid off owing to a slump in the demand for property. He feels he will have to wait until the economy picks up before he can get a new job. James is facing structural unemployment. Eric is an experienced project manager who lost his job at a tech start-up because the company's product failed to become popular. He is confident he can get a new job and has already rejected a number of offers. Eric is facing cyclical unemployment. Craig lost his job several months ago. He is having a hard time finding a job that pays him more than unemployment insurance does.

Answers

Answer:

James is facing cyclical unemployment

Eric is facing frictional unemployment

Craig is facing structural unemployment

Explanation:

Cyclical unemployment is unemployment that occurs as a result of fluctuations in the economy. When there is a down turn in the economy, unemployment increases and when there is a boom, unemployment decreases

Frictional unemployment is the time a person is unemployed between the time he leaves his job and the time he gets another one.

Structural unemployment is a type of unemployment that occurs when there is a mismatch between the skills a worker has and the jobs that are available

Preston wants to be an accountant. When he decides on a college education, which would be the best choice for this career?
community college with an earned associate’s degree
state college with an earned bachelor’s degree
graduate school with an earned master’s degree
graduate school with an earned doctorate degree

Answers

Answer:

Your answer is A. community college with an earned associate’s degree.

Explanation:

Bookkeeping, Accounting, and Auditing Clerks require less education.  They often have a high school degree and sometimes an associate degree or vocational education or experience.

Preston wants to be an accountant. When he decides on a college education, community college with an earned associate’s degree would be the best choice for this career. Thus, option (a) is correct.

What is career?

The term career is related to the experience and knowledge gain in person life. The career are set is beneficial for person in future life. Career are built with the help of different courses. The career built with the help of good education, developed skills, and more experience of work life. A person career are create good personality.

According to the case, the Preston was the interested to the accountant. Preston was the decided the on a college education was the best choice of the career is the community college with an earned associate’s degree or occupation education or occurrence. The accounting was the related to the entry of the bookkeeping.

As a result, the significance of the career are the aforementioned. Therefore, option (b) is correct.

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PLEASE HELP QUICKLY: (FIRST ANSWER GETS BRAINLIEST)

What is TRUE about government regulations in the United States when it comes to financial institutions?


A. There are no government regulations for international banking.


B. Electronic fund transfers (EFT) are only regulated if they are made in commercial banks.


C. The government regulates which types of financial accounts are eligible for FDIC insurance.

Answers

The answer to this question is C.

The reason for this is: Federally regulated entities include all banks in Canada, and all federally incorporated or registered trust and loan companies, insurance companies, cooperative credit associations, fraternal benefit societies and private pension plans. OSFI’s scope of regulation does not include consumer or consumer-related issues or the securities sector, which are the responsibility of other agencies, both federal and provincial.

Electronic fund transfers (EFT) are only regulated if they are made in commercial banks. This is true about government regulations in the United States when it comes to financial institutions. Hence, Option B is correct.

What are electronic fund transfers?

From one bank to another bank, the movement of money is done digitally without the help of a bank employee. This is called electronic fund transfers.

With the increase of business and transactions related to it, more and more usage of smart phones and other factors have also increased electronic fund transfers.

Therefore, Option B: Electronic fund transfers (EFT) are only regulated if they are made in commercial banks is correct.

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Fees
Annual Fee $30
Transaction Fees Balance tranfers—$10 or 3% of the transaction (whichever is greater)
Cash advance—$10 or 3% of the transaction (whichever is greater)
Penalty Fees Late fee: $35
Over-the-credit-limit: $35
Returned payment: $25

Based on the Schumer Box, what is the transaction fee on a cash advance of $300?
$35
$30
$25
$10

Answers

Answer:

$10

Explanation:

The cash advance fee is quoted as $10 or 3% of the transaction fee, whichever is greater.

The cash advance, in this case, is $300.

the transaction fee will be 3% of 300

= 3/100 x $300

=0.03 x $300

=$9

$10 is greater than $9; therefore, the transaction fee will be $10

Answer:

D

Explanation:

took the test

I Need Help ASAP!!!

1)Purchasing an insurance policy is an example of what approach to risk mitigation?
•Tolerate
•Transfer
•Terminate
•Treat

2)Working through your lunch break is a good way to get more done.
•True
•False

3)The Rhode Island System employed workers as young as age
•seven.
•nine.
•twelve.
•fourteen.

4) A lack of resources may lead a company to take which approach to risk mitigation?
•Tolerate
•Transfer
•Terminate
•Treat

5) What type of manufacturing employee is usually in charge of creating work schedules?
•Operator
•Operations manager
•Assembly line worker
•Quality manager

6)The Equal Opportunity Employment laws ensure that all workers
•get regular breaks.
•receive a raise once a year.
•are treated fairly.
•have union rights.

7) A punctual employee has a sense of
•integrity.
•self-discipline.
•pride.
•personal responsibility.

8) Emotions can impede active listening.
•True
•False

9) Data collected as a result of a process is referred to as
•information processing.
•material processing.
•feedback.
•output.

10) The term laissez-faire
comes from the French word meaning
•let do.
•make do.
•make happy.
•be happy.

Answers

Answer:

8.treat people fairly

Taking money to allow someone to get what they want is a(n) ___ choice
ethical
unethical
neither

Answers

Answer:

its b, unethical

Explanation:

fix your grammer

Answer:

Unethical

Explanation:

Imagine yourself later on down the line knowing that you did something that you can't undo. Think before you react!!! People are challenged every day, but it's up to you to make that right decision.

Which of the following is the most common traits of entrepreneurs? A. Passionate B. Risk-taker C. Independence D. Self-assured

Answers

Answer:

A. Passionate

Explanation:

Hope this helps

Answer: independence

Explanation:

Sheridan Company produces flash drives for computers, which it sells for $20 each. The variable cost to make each flash drive is $13. During April, 650 drives were sold. Fixed costs were $1400 for the month. How much is the monthly break-even level of sales in dollars for Sheridan? $4000 $200 $3250 $13000

Answers

Answer:

$4,000

Explanation:

The computation of break-even is shown below:-

Contribution margin ratio = (SP per unit - VC per unit) ÷ SP per unit

= ($20 - $13) ÷ $20

= 35%

Break-even sales dollars = Total Fixed Costs ÷ Contribution margin ratio

Break-even sales dollars = $1,400 ÷ 35%

= $4,000

Therefore we applied the above formula.

Hence, the break even sales in dollars is $4,000

Which of the following is NOT apart of the international business environment.

A. Geography
B. Economics
C. Debt Owed
D. Culture

Answers

Is it d the culture

Which of the following is most likely to be a primary data source:
a. A sales invoice
b. A customer record
c. An expense report
d. A customer survey

Answers

Answer:

d. A customer survey

Explanation:

Data collected by researchers for the first time for a specific study is primary data.  A customer survey is a method of collecting primary data. A customer survey gathers information on the research topic directly from respondents.

Primary data like surveys are costly and consume time to collect, unlike secondary data. Other methods of collecting primary data include administering questionnaires, direct or indirect personal interviews, field observations, and experiments.

PLSSSSSS I NEED THIS ASAP
which of these is an unacceptable hiring criterion according to the equal employment opportunity commission?

a. females only

b. two years of experienced preferred

c. must speak Spanish

d. Bachelor's degree required

Answers

C because everybody don’t speak Spanish so that wouldn’t be fair to others

Among all the given statements, the one that is an unacceptable hiring criterion according to the equal employment opportunity commission is that they must speak Spanish. Hence, Option C is correct.

What is the meaning of employment opportunity?

Opportunities for Employment include hiring, transferring, promoting, training, and non-disciplinary retention, as well as any reorganisation or layoffs.

Employment opportunities do not imply the formation of a job or the development of specialised training that is not already available to other employees.

An employee is compensated by their employer when they are working. As a result, they have money to spend on things like entertainment, food, clothing, and other other things. Demand rises in direct proportion to consumer spending.

Therefore, Option C is correct.

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Please help me don’t write if you don’t know how to solve it

Answers

Answer:

see below

Explanation:

1. Business Revenue

Revenue is the income generated from normal business operations. In this case, normal business operations are selling T-shirts.

The shop sold 25 t-shirts at 70 Dhs each.

Revenue is quantity sold multiplied by sales price

i.e., Revenue = quantity sold x selling price per unit

=70 x 25 Dhs

=1,750 Dhs

2. Business total cost

Costs are the expenses incurred in producing goods intended for sale.

The cost of producing one t-shirt is 15 Dhs.

The cost of producing 70 t-shirts will be.

Total cost = total quantity produced x unit cost

= 70 x 15 Dhs

=1,050 Dhs

3. Business profit

Profit is the income earned from business operation after deducting the cost from the revenues.

I.e., profits = revenue - cost

For this shop

profits = 1,750 Dhs - 1,050 Dhs

Profits = 700 Dhs

Parent's Signature:------------
Sep
1
Balances brought forward: Cash $ 1620, Bank $9800
Trade Payables: Blue $ 800; Red $1200; White $2000
Trade Receivables: G Graham $500; A Ahmed $180; R Brown $640
b/a
70
2
6
8
9
>
The following paid their accounts by cheque, in each case deducting 5% cash discounts:
G Graham $500; A Ahmed $180; R Brown $640
Sold goods on credit Alan $900
Paid rent by cheque $350
H Mohamed lent us $6700 by cheque
We paid the following accounts by cheque in each case deducting 2 %% cash discount:
Blue $ 800; Red $1200; White $2000
Alan paid us the amount owed by him after allowing the discount of 10%
Paid motor expenses in cash $120
P Jack pays his account of $210, by cash $200, deducting $10 cash discount
Cash withdrawn from the bank for business use, $650
Paid wages in cash in cash $ 140
Cash withdrawn from the bank for personal use, $300
Received commission by cheque $260
Purchased furniture for $2200 and paid half of it by cheque
Cash deposited to bank account $600
Three Column Cash Book
12
15
18.
22
26
27
30
Date
Details
DA (S)
Date
Details
DR(S) Cash(s)
Cash($) Bank ($)
1620 9800 1
Bank($)
A Sep Balance b/a
Blue​

Answers

Answer:

its good

Explanation:

it's great vsvhebejehsdhdbehhebehdbeh

How do supply and demand help determine the price of a product?

Answers

Answer:

if supply is low but demand is high the price will go up due to limited supply however if demand is low and supply is high the price will be lower because there is a surplus of supplies and not very many people buying it  

Explanation:

Answer:

By creating a balance between buyers who want low prices and sellers who want high prices

Explanation:

what are some type of jobs for 14 or 15 years old

Answers

-Dish washer
- Ice cream scopper

Drag the steps for making a decision to order them from first to last.
select the best option
evaluate the decision
fallow through
identify a decision
list the concesquences
list all possible options

Answers

Answer:

list options, identify a decison , list concequences, evaluate the decison, follow through

Explanation:

Steps of making a decision:

identify a decision, list the concesquences, list all possible options, evaluate the decision and then fallow through.

Making wise decisions entails what?

A wise decision-maker selects options that will benefit both themselves and other people. They don't allow their personal biases to influence their decision-making and approach it with an open mind. After carefully weighing their options and considering the repercussions, they make sensible decisions.

Why is decision-making crucial?

People are affected by our decisions. Almost every choice we make has an impact on several individuals in one way or another. Understanding the "human cost" of our actions and the impact they will have on others is crucial. Our ideals are manifested in the choices we make.

Decision-making is influenced by what?

Decision-making is impacted by a number of significant elements. Past experiences, a range of cognitive biases, an increase in commitment and sunk costs, individual characteristics, such as age and socioeconomic status, and a sense of personal relevance are all important considerations.

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Ben created a site that allows potential customers to fill in their information if they want a free consultation. What did Ben create an example of? Choose the answer.

Answers

Answer: the correct answer is call-to-action.

Explanation:

Are savings account and deposit account the same thing?

Answers

U can use the same account but deposit is for giving money and saving is for saving so like yeah

Why could the invention of new technology lead to new business ideas?

Answers

Answer:

Why could the invention of new technology lead to new business ideas?

Explanation:

What is the most difficult part of being a leader?

Answers

Answer:

Guiding everyone else to success

Explanation:

The hardest part about being leader is to lead people with different personalities to work together for the achievement of the objective.

What are the difficulties of being a leader?

A good leader is only good as long as he can unite people and motivate them to work together for one purpose.

The hardest things to manage as a leader is to handle the conflict among the employees by avoiding biasness or favoritism.

One of the toughest aspects of leadership is delegating authority as people are very complicated.

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As would-be Entrepreneur, you are tasked to identify your dreamed business,
one that involves your interests. Indicate who are your potential market, target
market, available market and/or penetrated market. Write your answer in the space
provided.

Answers

Answer:

My dream business is organic poultry farming.

Explanation:

It is my hobby to have different types of hen breeds. So I would like to invest in my hobby. I would like to have breeds of organic hens that will lay more eggs. I will also invest in fancy chickens which are widely used as pet in backyards.

It has great potential for growth, as people are nowadays moving towards organic foods. The organic poultry market has grown from $7.5 billions to $7.7 billions from 2019 to 2020. The growth recorded is almost 2% despite the breakout of virus. People would like to buy fancy chickens as pets because they lay eggs and look cute in the backyards.

The return on fancy chicken breed is much higher than an ordinary chicken breed that only lays egg. I will start from 1500 baby chickens and will around 50 chicken tractors in a large 8 kanal area. This chicken tractors will help me to keep the death rate of the chickens low and are helpful in lowering the spread of diseases. Furthermore, it is moveable which means my chickens will have fresh grass to eat.

I will buy a small van that will be helpful in managing the delivery of food requirement and egg supply to my customers. To lower the cost of organic feed I will grow many types of plants, herbs, grass, etc in the 8 kanal area that will meet the protien requirements of the chickens. I will also water the land daily so that the waste of the chickens are accessed very quickly to plants.

Their many other tactics that could be used like leasing the land for 2 years because it will lower the investment required, plantation of plants that will grow its value over time, use of thick sheets that will protect chickens from and use of thin sheet that will protect them from mosquitos, etc.

Note: I wasn't able to access complete questions so I think the above explanation of business idea will be very helpful for you to construct a business plan.

If you find the answer very helpful then don't forget to rate it. Thanks

A business model is a document that describes all the phases necessary for the effective operation of a business and the achievement of objectives, such as the business line, value proposition, potential market, etc.

Assuming that your dream business is creating a cafeteria near a college, we can identify the components of the venture:

Potential market:

Part of the market you hope to attract in the future.

Young people and adults aged 15 to 35 years old from neighboring cities.

Target market:

The segment of individuals most likely to become your consumer.

Young students at XX College, aged between 17 and 27 years old.

Available market:

It is the metric used to define the number of people able to buy your products.

Penetration market:

Evaluates the use of its products and services by its customers in relation to the products and services of its competitor

Therefore, when starting a business, you must analyze the viability of the business through a business model and plan that seeks to offer value to your potential market.

It is necessary to segment your market according to the consumer profile to develop a marketing plan that attracts, retains and delivers value to the consumer, in order to become well positioned and competitive in the market.

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Which of the following would most likely cause a decrease in the quantity supplied?
An increase in competition
An increase in price
A decrease in price
A decrease in competition.

Answers

An increase of price would be the only reasonable answer.

what is the difference between a traditional savings account and an online savings account

Answers

In traditional savings account, you can withdraw money whenever you need it without a financial penalty. In online savings account, link to traditional or online checking accounts and you enter your banks routing number and account number on the application. You can also transfer money between linked accounts with online savings. (hope this helps:)

write the use of hydraulic press

Answers

Answer:

Hydraulic presses are used for ;

ForgingClinchingMouldingBlankingPunchingDeep drawing Metal forming operations. Creating more intricate shapes Can be economical with materials.

Explanation:

rship
If two or more people own a business equally, it is called a
O corporation
O sole proprietorship
O partnership
O limited liability company

Answers

Answer:

Partnership

Explanation:

A partnership is a formal arrangement by two or more parties to manage and operate a business and share its profits.

Partnetship it’s when two or more people own a business

From each paycheck of your afterschool job, you’re able to save $45 toward the coat. You get paid twice a month. How many months will it take you to save enough money to buy your North Face jacket.

Answers

Answer:4

Explanation:The total in 4 months would equal 360

4 months will it take you to save enough money to buy your North Face jacket.

Saving per month based problem;

What information do we have?

Amount save per paycheck = $45

Amount of jacket = 350 (Missing data)

Amount save per month = 2 × Amount save per paycheck

Amount save per month = 2 × 45

Amount save per month = $90

Number of months need = 350 / 90

Number of months need = 3.88

Number of months need = 4 months

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Fifty (50) years ago, scientists used computers that filled up an entire room.
O True
O False​

Answers

Answer:

true

Explanation:

The correct answer is true

Which of the following is a goal of the FBLA-PBL?
A. Requiring all members to maintain straight A's
B. Facilitating the transition from school to work
C. Serving the needs of businesses above students
D. Discouraging school loyalty and scholarship

Answers

Answer:

b

Explanation:

Answer:

it's B facilitating the transition from school to work

Explanation:

just took the quiz

It may seem surprising that the CEO selected to replace Steve Jobs was hired from within the firm. When considering who to appoint as CEO, the board had to consider many factors. What condition existed at Apple that would have suggested a preference to hire from outside? a. Apple's need to reverse recent poor performance b. Appreciation of Apple's culture and core values c. Apple's need to continually innovate d. The need for the CEO to know the firm's core competencies as well as be able to develop new ones

Answers

Answer:

C Apple's need to continually innovate

Explanation:

Organisation personnel can be hired through internal recruitment - from within the organisation, or through external recruitment - from outside the organisation.

Internal Recruitment has advantage of fresh, new talented people with creative, innovative ideas. External Recruitment has advantage of no need to introduce & orient existing people with organisation culture, rules etc.

Apple condition existed, suggesting to hire from outside : Apple's need to continually innovate

Apple condition existed, favouring replacing CEO from within the firm : The need for the CEO to know the firm's core competencies as well as be able to develop new ones

It is standard procedure to reject a job offer during the interview so you do not waste the time of the interviewer.
Please select the best answer from the choices provided
T
F

Answers

Answer:

False.

Explanation:

In an interview for a job, there is no specific rule to be followed that an interviewee must follow. An interview is a perfect time to get to know more about the company's needs and also to advertise yourself.

But in case the job is no something that you like, then you must call the interviewer back and thank them for their time and also tell them the reason for the job rejection. Moreover, it is unethical to abruptly decline any job offer. Also, rejecting a job during the interview is not a standard procedure, for it will only make you seem more unethical and disrespectful.

Therefore, it is not true that rejecting a job on the spot during an interview is a standard procedure.

the answer would be false !! :'D

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What led to the demise of the classic Mayans? List the four theories.PLZ HELP When planning to defend ideas objectively to others who may not understand or agree, what should you do before the presentation?A. Practice and get preparedB. Thank criticsC. Avoids criticsD. Control your body language is this a function or not? is a very important gas that our bodyuse to survive. organisms seem to be able to adapt to changes in their environment, but there are limits. Give one example of when or why that wouldnt be possible. Be complete.okay, so this means in simpler terms: Animals/plants have overcome adaption but takes over generations, and I need of an example of how it has failed/when it failed and why it has failed. please help me! What are the problems with getting electricity in the arctic? What happens to particles in a solid when heat is applied? (3 points) aThey move around more. bThey get closer together. cThey reduce in size. dThey stop moving. 1. Primero, vamos a visitar el museo. Vamos a visitar _____. 2. Vemos el arte. vemos _____. 3. Entonces, comemos unos sandwiches. Entonces _____, comemos. 4. Luego, compramos regalos. Luego_____, compramos. 5. Despus, hay que leer los correos electrnicos. Despus, hay que leer _____. 6. Por fin, regresamos al hotel para ver la televisin. Por fin, regresamos al hotel para ver _____. How does changing the number of neutrons affect an atom? Description of a place I have visited A dock is constructed using a regular polygon with 60 sides. The polygon rotates each minute, making one full revolution each hour. How much has the polygon rotated after 7 minutes? O 14 O 21 O 35 O 42 Write in slope-intercept form with the given information. Show all work. Passes through (-8,3) with a slope of -2 The length of a rectangle is given by 6t + 5 and its height is t, where t is time in seconds and the dimensions are in centimeters. Find the rate of change of the area with respect to time.A'(t) =??? can someone help me out :P Mr. Cooper is baking chocolate chip cookies using his grandma's recipe. The number of cups of chocolate chips needed to the number of dozens of cookies made can be represented by the ratio 4 : 5. Using the same recipe, what is the amount of chocolate chips needed for 1 dozen? How did New Amsterdam's geography influence settlement? Solve for b : 1/2b+G=D What is 125 x 64 in expanded form True or False? fat is necessary to proper body function Arron can join a gym for $19.99 per month plus an annual fee of $12.80 or he can pay $21.59 per month. He thinks the second option is better because he plans to use the gym for 10 months. Is Aaron correct ? Set up an equation (with variables on both sides) to describe the situation.