With both common and preferred stocks, the company's ROE must be adjusted by B. subtracting preferred stock dividends from net income and C. subtracting the preferred stock balance from total stockholders' equity.
ROE means Return on Equity. It refers to the financial measure that determines the profitability of Common Stockholders' investments versus the profits due to them.
Thus, to arrive at the ROE, the preferred stock dividends must be deducted from the net income, and the resulting figure is divided by the balance of the total stockholder's equity after subtracting the preferred stock.
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Trudy’s monthly expenses are outlined in the chart below. Trudy’s job pays her $36,000 annually. Determine Trudy’s DTI (debt-to-income) ratio. Trudy's Debt and Income Income: $36,000 (annually) Rent: $695 (monthly) Car Payment $265 (monthly) Student Loan $200 (monthly) Credit Cards $160 (monthly) a. 28% b. 35% c. 37% d. 44%.
Trudy's Debt-to-income ratio is 44%.
Debt-to-income ratio is an example of a debt ratio. It measures the ability of income to cover debt.
Debt-to-income ratio = debt / income
Total Debt = monthly debt x 12
Monthly debt = rent + car payment + student loan + credit cards
$695 + $265 + $200 + $160 = $1320
Total Debt = $1320 x 12 = $15,840
Debt-to-income ratio = $1320 / $36,000 = 0.44 = 44%
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people often become wealthy by using a painfully simple strategy.
Answer:
It's about the power
It's about the drive
Explanation:
Just listen to face off song
Alton ordered an official NFL jersey for his son's birthday and is hoping it will arrive on time. Luckily, the company sent him the FedEx tracking number of the package so Alton can track the package and know exactly when it will arrive. This form of customer communication is referred to as ________ communication.
The form of customer communication here is what is referred to as delivery status.
Given the FedEx tracking number that Alton has received, he would be able to get a customized and an in-depth tracking of the NFL jersey that he has ordered for his son.
The availability of a tracking number would also help to build his faith and confidence in the delivery service. This is because it is going to give him a timeline of his good that would help him to anticipate the delivery.
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Jensen is 25 years old, and he will be starting his career as a business analyst. According to Levinson, Jensen is in the _____ phase of adult development.
Based on the research studies and situation described, according to Levinson, Jensen is in the Novice phase of adult development.
Daniel Levinson was a famous researcher whose interest centered on different stages of life from childhood to old age.
Daniel Levinson concluded that early adulthood lies between the ages of 17 to 45.
This early adulthood is then categorized into two, the novice phase between 17 to 33 and the culminating phase, which is between 33 to 45.
Thus, given that Jensen is 25, it is concluded that according to Levinson, Jensen is in the Novice phase of adult development.
Hence, in this case, it is concluded that the correct answer is "Novice."
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Apple want to ensure their products continue to produce a positive cash flow. They are considering 2 options for their
iPod product range's product life cycle. Justify which option Apple should choose (9 Marks)
A-Use extension strategies to extend the product's lifecycle.
B-Decline
Answer:
The Product Life Cycle
Every product goes through the various life cycle phases of introduction, growth, maturity and decline.
Key Points
Depending on its current stage in the product life cycle, a product will have different marketing, financing, manufacturing, purchasing and human resource requirements.
In the market introduction stage (following product development ), the product is released on to the market.
Sales are low and costs are high in the market introduction stage, thus, no profits are made. There is little to no competition and demand must be created through heavy promotion.
Key Terms
decline stage: when a product is not predicted to continue to be successful or upgraded
product life cycle: The process wherein a product is introduced to a market, grows in popularity, and is then removed as demand drops gradually to zero.
maturity stage: when a product is no longer in the growth stage, but not yet in the decline stage
Product Life Cycle: Overview
The product life cycle (PLC) describes the life of a product in the market with respect to business/commercial costs and sales measures. It proceeds through multiple phases, involves many professional disciplines and requires a multitude of skills, tools and processes.
This is not to say that product lives cannot be extended – there are many good examples of this – but rather, each product has a ‘natural’ life through which it is expected to pass.
The stages of the product life cycle are:
Introduction
Growth
Maturity
Decline
PLC management makes these three assumptions:
Products have a limited life and, thus, every product has a life cycle.
Product sales pass through distinct stages, each of which poses different challenges, problems and opportunities to its parent company.
Products will have different marketing, financing, manufacturing, purchasing and human resource requirements at the various stages of its life cycle.
The product life cycle begins with the introduction stage (see ). Just because a product successfully completes the launch stage and starts its life cycle, the company cannot take its success for granted.
In the context of collaborative planning, forecasting, and replenishment (CPFR), handling unforeseen problems is called _____ management.
It should be noted that collaborative planning, forecasting, and replenishment, handling unforeseen problems are known as exception management.
Management by exception simply means a style of business management which focuses on the identification and handling of cases that deviate from the norm.
Management by exception dictates that unusual nature should be reported to senior managers. Therefore, collaborative planning, forecasting, and replenishment, depicts exception management.
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48. Although SellSmart brings together buyers and sellers and helps negotiate exchanges, it does not actually take title to any of the goods being traded
SellSmart would be classified as an agent or broker.
True or False
Since SellSmart brings together buyers and sellers and helps negotiate exchanges, it does not actually take title to any of the goods being traded, it's an agent or broker. Therefore, it's true.
It should be noted that an agent is an individual that's licensed to sell property while a broker is an individual that's licensed to own their own real estate firm.
An agent or broker brings the buyer and the seller together and helps in negotiating a sale but doesn't take title to goods. Since SellSmart performs this function, it's an agent or broker.
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If the reserve ratio is 20%, and the money supply increases by $100,000 because of open-market operations, then the Federal Reserve made a purchase of $_____ in Treasury bills.
Answer:
$20,000
Explanation:
Short paragraph about Junior Technical Assistant
Answer:
Ttechnical assistants are junior-level administrative employees who report directly to the company manager or team leader. Their role is to provide both administrative and technical support for business clients or the internal team. Technical assistants work in a variety of fields including healthcare, computer science, manufacturing, and bankingg.
Explanation:
In general, how would your best friend describe you as a risk taker?
A real gambler
Willing to take risks after completing adequate research
Cautious
A real risk avoider
Answer:
answer is B.............
In general my best friend would describe me as the one who is willing to take risks after completing adequate research. Thus, option B is correct.
What are benefits of taking risk in business?When initially considered, taking risk in business may seem somewhat perilous. Yet, how each entrepreneur perceives and approaches business matters. The initial one is malleable.
When one studies subject in depth or encounters a number of negative solutions while working in the field, perception can change. With time, the second is less likely to change. By taking risk, we can help our business expand by utilizing our perception and that of our team. We must establish the boundaries of risk-taking within various sections of the firm.
Therefore we can conclude that option B is correct.
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Maren received 10 NQOs (each option gives her the right to purchase 10 shares of stock for $8 per share) at the time she started working when the stock price was $6 per share. When the share price was $15 per share, she exercised all of her options. Eighteen months later, she sold all of the shares for $20 per share. What is the amount of Maren's bargain element
Based on the information given the amount of Maren's bargain element is $700.
Using this formula
Bargain element=(Options received× Shares of stock × (Market price at exercise-Exercise price)
Where:
Options received=10
Shares of stock=10
Market price at exercise=$15
Exercise price=$8
Let plug in the formula
Bargain element=10 options× 10 shares× ($15 - $8 )
Bargain element=10 options× 10 shares×$7
Bargain element=$700
Inconclusion the amount of Maren's bargain element is $700.
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Identify each scenario as an example of expansionary fiscal policy, contractionary fiscal policy, or not an example of fiscal policy.
According to macroeconomic theory and money supply in the economy, the scenario as an example of expansionary fiscal policy includes "A decrease in taxes."
Other scenarios as an example of expansionary fiscal policy include the following:
An increase in government spending;An increase in corporate bonds purchased;An increase in the money supply;Expansionary fiscal policy is a type of policy designed to increase the money supply in the economy.
On the other hand, examples of contractionary fiscal policy include the following:
A decrease in government spending;A decrease in transfer payments to dampen economic activity;An increase in taxes;A decrease in the money supply;Contractionary fiscal policy is a type of policy designed to decrease the money supply in the economy.
However, the scenarios which are considered as not examples of fiscal policy include the following:
A decrease in the unemployment rate;Hence, in this case, it is concluded that fiscal policy used by the government can either be expansionary or contractionary.
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What consumer protection agency is known by the acronym SEC? a. Safe Expansion Commission b. Society of Economical Consumers c. Stock Exchange Control d. Securities and Exchange Commission.
d. Securities and Exchange Commission.
The Securities and Exchange Commission (SEC) is a U.S. government agency that is responsible for the regulation of securities market whilst also protecting investing public.
The commission enforces federal laws to protect American public who are into securities market.
Other duties of the commission includes issuance of securities of public companies, provides data, regulates the market and facilitate capital formation, as well as merger and acquisition activities.
Thus, Securities and Exchange Commission is the consumer protection agency known by the acronym SEC
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While developing a new product, in the product development stage, the first versions of products are used in further consumer testing. These first versions of products are called
In the product development stage, the first versions of products that are used while developing a new product and in further consumer testing are called: prototypes.
A product life cycle can be defined as the stages (phases) that a particular product goes through, typically from the period it was introduced into the market to the period when it is eventually removed from the market.
Generally, there are four (4) main stages in the product-life cycle;
Introduction.Growth.Maturity.Decline.A prototype can be defined as the the first versions of products that are manufacture and used while developing a new product and in further consumer testing.
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Describe an example of your leadership experience in which you have positively influenced others, helped resolve disputes or contributed to group efforts over time.
Answer: Describe an example of your leadership experience in which you have positively influenced others, helped resolve disputes, or contributed to group efforts over time.
Explanation:
Due to my leadership style, the project gained pace, productivity increased, and the team successfully completed the delivery of the software solution on schedule and under budget.
These initiatives clearly had a good effect. The team started to function more cohesively, taking advantage of one another's skills, and working well together to solve problems. The team became more cohesive as conflicts were settled through open communication.
The leadership made clear the value of facilitation, active listening, and creating a welcoming team environment in order to favorably influence people and support collective success.
The team's morale was low due to conflicts about the project's direction and priorities while I was the project manager for a software development team, and I ran into this issue.
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the changes in the non-cash balance sheet accounts explain the differences between the ______.
for class, I have to invest in stock on the Investopedia stock simulator why in the simulator under holding are there OPTIONS & SHORTS?
what is an OPTION and are they something to invest in?
what are SHORTS and are they something to invest in?
Answer:
Depends on the time you have to invest
Explanation:
Options are when you bet on the stock to go up in a certain time period that you choose in the Option if the stock goes under before you exit you lose money if it goes up by the time you exit you earn money
Shorts are when you bet on the stock to go down using options
Options have alot of risk with them meaning if you study the company.
use nasdaq and other resources to see the rising stocks of the day/week and look into those if you are investing in a short period due to the fact those stocks are more likely to go up in a fast period of time but you should put a stop-loss on those due to the fact its likely the stock can crash at any time and you need to plan a proper exit.
Just do proper research and analyze the risk you are placing on this fictional money.
I am not a licensed Financial Advisor so use this information for discretionary purposes.
As digital platforms increasingly embrace a subscription model, __________ of Americans say they now pay for online news.
Answer:
About 15-16%
Explanation:
Report shows that about 15% - 16% of American says they now pay for online news as digital platforms increasingly embrace a subscription model,
What is a digital platforms?These are platform that uses a cloud technology for its software or programs for broadcast of news, movies etc
These digital platforms embraced a subscription model to cater for its operations.
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Getting customers into the stores by using newspapers, magazines, television, and social media refers to advertising in the ______, whereas displays and signs placed at the point of purchase or in aisles is advertising in the ______.
Considering the contextual situation described in the passage, getting customers into the stores by using newspapers, magazines, television, and social media refers to advertising in the Media.
Whereas displays and signs placed at the point of purchase or in aisles are advertising in the "Store."
This is because Media consists of the primary means of communicating to the public. And the agents of media in which advertisement may be done include the following:
NewspapersMagazinesTelevision,Social mediaOn the other hand, Store or shop outlet is often used to describe the point of purchase of commodities. Thus, any display and sign done at the point of purchase are known as advertising in the store.
Hence, in this case, it is concluded that the correct answer is Media and Store, respectively.
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Imagine you are running a bank and you are deciding how much of your funds to deposit with the Fed. Your alternative to depositing funds with the Fed is to lend them to businesses and individuals. What are you likely to do if the Federal Reserve increases the interest rate that it pays on your deposits with them
If the Federal Reserve increases the interest rate that it pays on your deposits with them increase reserves at the Fed and reduce loans.
If the Federal Reserve increases the interest rate that it pays on your deposits with them, this means that the amount I deposit with the Fed would earn a higher rate of interest.
The aim of businesses is to make profit. As a result, I would increase the amount I deposit with the Fed in order to earn a higher rate of interest on my deposit and I would reduce the amount of loans I make.
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why was slavery more successful than other labor systems in meeting the labor needs of the colonial america market economy
Answer:
Cheap & effective
Explanation:
this source of labor was easily abusable and by having people you don't need to pay and spend barely anything on feeding them it makes it easier to build the USA. I don't agree with the USA being founded on this but other countries were doing this so the USA did it also.
Surfaces on the same body are assumed to experience meteorite impacts with the same frequency. If this is true, what could account for the stark contrast in impact crater density on bordering regions of Ganymede in the photo?.
Craters are known to be cause by the collision of a meteorite with the Earth. It is true because the surface with fewer impact craters is said to be a new surface.
The factor that account for the stark contrast in impact crater density on bordering regions of Ganymede in the photo is because since it has not been impacted as many times as the older surfaces.
The impact craters are therefore too hard to recognize as a result of weathering and erosion of its surface.
The Moon is known to lacks water, atmosphere, and tectonic activity of which these factors or forces often erode Earth's surface and erase some new impacts.
The impact crater is often influenced by the appearance of impact craters and ejecta are said to be the size and velocity of the impactor.
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the sequence of work for a job is also known as its
Answer:
Routing
Explanation:
the complete list of items needed to prepare a statement of cash flows includes ______.
The list of items needed to prepare the cash flows statement includes:
comparative balance sheetsincome statement additional data on investing and financing activitiesIn accounting, statement of cash-flow is a statement that calculate the amount of cash and cash equivalents that comes and leaves the company.
The section of the statement of cash-flow are divided into the operating activities, investing activities and financing activities.
Hence, the list of items needed to prepare the cash flows statement includes the comparative balance sheets, income statement and the additional data on investing and financing activities.
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Tangible assets are first recorded at ______. Multiple choice question. current market value or resale value the amount of cash paid for them all costs to acquire them and prepare them for use cost minus residual (or salvage) value
Tangible assets are first recorded at costs to acquire them for use.
Tangible assets are fixed assets which is referred to as the physical assets which a company/Buisness owns to carry out its daily activities in order to create profit .They include investments, cash, inventory, vehicles, office equipment, buildings,machines, etc
Tangible assets are very important to businesses as they
Help in business operations to provide goods and servicesServe as collateral for loansIn case of emergency, they can generate cashTangible assets are first recorded in the balance sheet as costs to acquire them for use.
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what was the primary motivator for corporate giving, according to the national bureau of economic research?
Philanthropy is the primary reason for corporate giving, according to National Bureau of Economic Research.
Philanthropy shows that a corporation or business promotes the welfare of other people, by the establishment of regular charitable donations or creations of funds. Philanthropy can be demonstrated by a corporation that makes out employee time to undertake mentoring and community development activities.
Thus, the art of corporate giving is motivated by philanthropic reasoning than political or religious.
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the graph shows the curves facing a profit maximizing monopolistic competitor. label each curve with the appropriate term.
A monopoly is a market situation in which a good or service is offered by only one company. The existence of a monopoly presupposes that there are no other exchangeable products on the market for buyers.
The conditions that can cause the creation of a monopoly are many: state legislation that prohibits other companies from operating in a market, the overwhelming superiority of a company over its competitors, the neutralization of rivals with appropriate strategies by the monopoly company, and special market characteristics that allow profitably running just one business, between others.
The monopoly company has the ability to influence the quantity or price of a good, as it wants, since it can and does control the market.
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cash receipts and cash payments for transactions relating to revenue and expense activities are classified on the statement of cash flows as
The cash receipts and cash payments for transactions relating to revenue and expense activities are classified on the statement of cash flows as operating activities.
Operating activities has to the with transaction that are involved in the day to day running of a business.
Operating activities involve revenue and expense and it help to analyze a company revenue and expense.
Operating activities is vital during decision making as it enables the company to plan based on the amount of cash receipts from customers and cash payment for direct costs.
Inconclusion the cash receipts and cash payments are classified on the statement of cash flows as operating activities.
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What is a What? Its a trick question
How do I take over the world
A. Giant Robot army
B. Convince the Government XD
C. Ally with larger armies
D. All of the above
Answer:
D. All of the above lol
Explanation:
because I say so
Well, if you think logically, B is never the answer.
I believe you are somewhat young, "XD" is a giveaway (Though I shouldn't assume your age, it's rude, my apologies). They will never let you take over the world, even if you may be convincing.
A giant robot army would take a while to make, but plans take a while to make so you could consider it. It does depend on how many you would like to make. An army can consist of a few hundred, to a few hundred thousand, though in this case maybe a thousand may be useful.
Ally with larger armies would be useful, you would get plenty of firepower, possibly all over the world. You should probably ally with armies in many countries, allowing you to cover as much ground as possible. This would take a while, though maybe not as long as the robot army.
All of the above is most likely the best option, you can ally with larger armies and make that robotic army of yours, and you would have a few backup plans in case anything goes wrong.
So I would go with D, All of the above.