Answer:
overspending
Explanation:
Credit purchases encourage one to spend more than they can afford. The fact that the sellers do not demand cash when goods change hands entices people to buy more. In credit purchases, cash is not required, only a commitment to pay later, which leads to overspending.
Overspending increases the probability of defaulting on credit payments. When the debt to income level rises too much, the borrower may be forced to miss some installment payments and cater to basic needs.
Answer:
overspending
Explanation:
yaba daba doo hubba da old navy
3/7 x (-1/2) • MARKING BRAINLIEST TO THE ANSWER WITH AN EXPLANATION ON HOW U GOT THE ANSWER!
Answer : The answer of the given expression is [tex]\frac{-3}{14}[/tex]
Explanation :
The given expression is: [tex]\frac{3}{7}\times \frac{-1}{2}[/tex]
As we know that,
When we are multiplying a fraction by a fraction then multiply numerators and multiply denominators like this:
[tex]\frac{X}{Y}\times \frac{A}{B}=\frac{X\times A}{Y\times B}[/tex]
So, the answer of the given expression will be:
[tex]\frac{3}{7}\times \frac{-1}{2}[/tex]
By multiplying numerators and multiply denominators, we get:
[tex]\Rightarrow \frac{3\times (-1)}{7\times 2}[/tex]
[tex]\Rightarrow \frac{-3}{14}[/tex]
Therefore, the answer of the given expression is [tex]\frac{-3}{14}[/tex]
you are considering a project with the cash flows given below. calculate the present value of the future cash flows of the project. discount rate 25%
Answer:
the present value of the future cash flows is $846.57
Explanation:
The computation of the present value of the future cash flows is shown below:
The Present value of inflows is
= Cash inflows × Present value of discounting factor (rate%,time period)
= $100 ÷ 1.25 + $200 ÷ 1.25^2 + $300 ÷ 1.25^3 + $400 ÷ 1.25^4 + $500 ÷ 1.25^5 + $600 ÷ 1.25^6
= $846.5664
Hence, the present value of the future cash flows is $846.57
5 million in total liabilities 4 million dollars in the balance sheet net worth Calculate the debt to worth ratio
Answer:
1.25
Explanation:
The net worth ratio uses data from the balance sheet to compare the level of a company's debt against its total net worth.
The formula for calculating the debt to net worth ratio is as below.
Debt to networth ratio = Total debts/ Total net worth.
Liabilities are the debts of a business.
in this case, = 5,000,000 / 4,000,000
Debt to net worth ration= 5/4
=1.25
A person’s _______________ shape how he or she views the world.
a.
visions
b.
beliefs
c.
customs
d.
manners
Answer:
B
Explanation:
Todd Johnson had the following items of income and losses during the tax year:
Wages $40,000
Non-business bad debt $1,000
Gann on commodities held 16 months $2,000
Loss on stock held 2 years $(800)
Flood damage on personal residence owned 5 years $4500
Gain on stock held 13 months $5,000
The Flood damage occurred due to a federally declared disaster. What is Todd's taxable capital gain for the tax year?
a. $500
b. $700
c. $5,200
d. $6,200
Answer:
b. $700
Explanation:
Todd's capital gains = -$1,000 (bad debt) - $2,000 (gain on commodities held for 2 years) - $800 (loss on stock held for 2 years) - $4,500 (flood damage) + $5,000 (gain on stocks held for 13 months) = $700
Capital losses due to federally declared natural disasters can offset capital gains.
Answer:
Todd Johnson
Todd's taxable capital gain for the tax year is:
d. $6,200
Explanation:
a) Data and Calculations:
Gain on commodities held 16 months $2,000
Loss on stock held 2 years $(800)
Gain on stock held 13 months $5,000
Net Capital Gains (Long-term) $6,200
b) A capital gain or loss exists on property such as a home, car, and investment property, like stocks and bonds when is sold. Short-term capital gain or loss is differentiated from long-term capital gain or loss. Usually, long-term capital gain or loss is calculated for assets held more than a year before disposal, while short-term gain or loss is calculated separately for assets sold within a year of being held.
each unit requires 1.8 yd of fabric to be produced. at the end of each quarter, 20% of the next quarter's production needs for material should be at hand. budgeted purchases of material for the second quarter would be g
Answer:
1.8 yards
Explanation:
Production requirement 1.8 yards
Ending inventory = 20% of 1.8 yards= 20/100 * 1.8= 0.36 yards
Materials Required= 1.8-0.36= 1.44 yards
If the material on hand is 0.36 yards i.e 20 % of the production requirement.Budgeted purchases for the second quarter would 1.8 yards because when 0.36 yards is available as the ending inventory. But materials on hand must have a balance of 0.36 yards for the next quarter so it would not effect the purchases.
To maintain the balance of materials on hand the amount of purchases made is 1.8 yards as 0.36 yards will be kept for the third quarter and 0.36 is already present for the second quarter
1.44 yards for production + 0.36 yards for the ending inventory= 1.8 yards
at the end of 2018, river plate builders had two jobs still in process with a total balance of $132,200. what overhead rate is river plate using
Answer: d. 80% of direct material cost
Explanation:
Overhead cost = Total costs - Direct material - Direct labor
= 132,200 - 25,000 - 32,000 - 12,500 - 17,100
= $45,600
Direct materials cost = 32,000 + 25,000
= $57,000
Percentage of Direct materials = Overhead/ Direct materials
= 45,600/57,000
= 80%
A proposed new project has projected sales of $123,000, costs of $57,000, and depreciation of $12,600. The tax rate is 35 percent. Calculate operating cash flow using the four different approaches. (Do not round intermediate calculations.)
EBIT = Sales - Costs - Depreciation
= 123,000 - 57,000 - 12,600
= $53,400
EBIT = EBT as no interest in question.
Tax = EBIT * Tax rate
= 53,400 * 35%
= $18,690
Operating cashflow = 53,400 + 12,600 - 18,690
= $47,310
Approach 2 ⇒ Top-down Approach= Sales - cost - tax
= 123,000 - 57,000 - 18,690
= $47,310
Approach 3 ⇒ Tax-Shield
= (Sales - Cost) * (1 - Tax rate) + (Depreciation * Tax rate)
= (123,000 - 57,000) * (1 - 35%) + (12,600 * 35%)
= $47,310
Approach 4 ⇒ Bottom-up= (Sales – Cost – Depreciation) * (1 - Tax rate) + Depreciation
= (123,000 - 57,000 - 12,600) * ( 1 - 35%) + 12,600
= $47,310
What did this embargo cost the U.S taxpayers?
Answer:
explanation below
Explanation:
The Cuban embargo, known as el bloqueo (the blockade), was one that happened due to Cuba’s expropriation of “some $1.8 billion worth of U.S.-owned property. The US put policies in place to restrict the way other countries engage in businesses with Cuba.
As the embargo continued to affect the people of Cuba, it also cost the US far more than expected. Certain reports has it that the US has lost nearly all its international support for the embargo. The cost of the embargo on the economy of the US was around $130 billion over nearly six decades.
Divisional income statements do not have to follow generally accepted accounting principles (GAAP) because they are internal reports. True False
Answer:
TRUE
Explanation:
A divisional income statement as the name implies it talks about a summary of the revenue generated in a particular unit within a business enterprise after removing the divisional costs in the same particular unit. Divisional income statements are internal reports so they do not have to follow generally accepted accounting principles (GAAP) as the statements generated are done within an organization. The Generally Accepted Accounting Principles are rules, codes of conduct set by a financial regulating body to make business enterprise, corporate accounting do the right thing whenever they are publishing their financial reports and statements.
QUESTION 4 of 10: In this market research step, data related to the problem are collected and studied:
a) Choose the best solution
b) Analyze data
c) Obtain data
d) Identify the problem
o
Answer:
b/ because its acurat
Explanation:
Answer:
c … obtain data
Explanation:
thanks me later
Which process is used to produce very high volume products where little product variety is required? A. job shop B. batch production C. project D. mass assembly
Answer:
D. mass assembly
Explanation:
Mass assembly is a process used to produce very high volume products where little product variety is required.
This ultimately implies that, mass assembly is a manufacturing technique used by various industries or companies to produce standardized products (goods) in large quantities through the use of automated machineries or assembly lines from start to finish.
Hence, mass assembly avails business owners the ability or opportunity to manufacture their products in large quantities so as to enable them meet the needs or requirements of their customers for a long period of time.
Kim is trying to decide whether she can afford a loan she needs in order to go to chiropractic school. Right now Kim is living at home and works in a shoe store, earning a gross income of $1,070 per month. Her employer deduct $210 for taxes from her monthly pay. Kim also pays $128 on several credit card debts each month. The loan she needs for chiropractic school will cost an additional $85 per month. Help Kim make her decision by calculating her debt payments-to-income ratio with and without the college loan. (Remember the 20 percent rule.)
Answer:
Even with the student loan, Kim's debt to income ratio is lower than 20%, so she should get the loan and attend chiropractic school.
Explanation:
debt to income ratio = total debt payments / total gross income
debt to income ratio without student loan = $128 / $1,070 = 11.96%
debt to income ratio with student loan = ($128 + $85) / $1,070 = 19.91%
Your brother announces at Thanksgiving Dinner that he is thinking of becoming a day trader. What questions might you ask him to help him assess the wisdom of that choice?
1) Has he diversified his portfolio within the 11 sectors?
2) Does he go for capital appreciation stocks or dividend stocks?
3) How much time does he spend studying a company's financials (10K form) and charts?
4) Who is his favorite investor? Warren Buffet for picking great stocks and holding for many many years or someone like Bill Ackman who is a bit deceptive on his trading tactics (over the summer he said 'Hell is coming' a signal thought by many as "panic sell" whilst he was buying heavily)
5) What is the number he is seeking to retire? There's usually a number ranging from $1M and $200M.
6) Maybe ask him if he is seeking to get licensed as a CMT (reading chart patterns)?
Hope this helps, either way best of luck to him!
United Airlines and Continental Airlines decided to merge, in part because the companies had little overlap in their domestic routes and hubs. This is an example of
Answer: Synergy
Explanation:
Synergy simply refers to an interaction or a cooperation that exists between two or more organizations, in order to have a greater combined effort which is vital for the achievement of organization goals.
When there is a combined effort of the organizations, the achievement of success would be possible. Therefore, United Airlines and Continental Airlines merging because the companies had little overlap in their domestic routes and hubs is an example of synergy.
aron Company has a process costing system. All materials are introduced when conversion costs reach 50 percent. The following information is available for physical units during March
Work in process, March 1 (60% complete as to conversion costs) 150,000Units started in March 600,000Units transferred to Finishing Department in March 630,000Work in process, March 31 (40% complete as to conversion costs) 120,000Compute the equivalent units for materials costs and for conversion costs using FIFO method
Answer:
Equivalent units of production for materials
Opening work in process was complete with respect to materials so not EUP there.
Closing work in process was complete as well.
EUP for materials is:
= Units transferred to Finishing Department - opening WIP
= 630,000 - 150,000
= 480,000 units
Equivalent units of production for conversion
= EUP opening work in process + units transferred to finishing department + EUP closing work in process
= (40% * 150,000) + 480,000 + (40% * 120,000)
= 60,000 + 480,000 + 48,000
= 588,000 units
EUP opening work in process already had 60% of conversion cost incurred in previous period so only 40% will be incurred in present period.
what type of leadership focuses on alternative methods of conducting organizational change processes.
Answer: Organizational change leader
Explanation:
The organizational change leader is the big hand for controlling the changes in the organization and management. This involves the change centric leadership. The leader should not look upon the upward organizational hierarchy to seek help instead must take actions and must implement them on others. Empowering the stakeholders. Managing the team discussions and working ethics and credibility.
If you hope to be a college instructor in a subject, you need to plan to complete what level of education?
A.
Graduate school.
B.
Bachelor’s degree.
C.
Associate’s degree.
D.
Vocational school.
How does the project fit within the global microeconomic environment? Support your response with evidence.
Explanation
Microeconomics is one of the significant center regions inside the scholarly field of financial aspects. While the degree and techniques for microeconomics can be intricate, its general center is moderately direct. Microeconomics inspects the regular activities of the commercial center, zeroing in on the choices made by people – individuals and organizations – as they purchase, sell, contribute and settle on other monetary choices. You don't have to officially consider microeconomics to apply a portion of its standards to your private company.
Suppose it is decided that rent control in New York City will be abolished and that market rents will now prevail. Assume that all rental units are identical and so are offered at the same rent. To address the plight of residents who may be unable to pay the market rent, an income supplement will be paid to all low income households equal to the difference between the old controlled rent and the new market rent. What effect will the elimination of the rent control have on the quantity and quality of rental housing supplied
Answer:
The effect of the elimination of the rent control on the quantity and quality of rental housing supplied in New York City is:
increased quantity and quality of supplied rental housing.
Explanation:
In line with the laws of demand and supply, the quantity and quality supplied of the rental housing will increase drastically in New York City once rent control is abolished. The only limiting factors will be the availability of resources, like land, labor, and capital for housing development. If these resources are abundantly available, coupled with the presence of entrepreneurs, the number of rental housing will skyrocket in a few years to the extent that the housing market in the city will overrun demand.
In a personal budget, which of the following is considered to be a fixed expense? A. Dinner at a restaurant B. A movie Ticket C. A personal trainer D. Apartment rent
Answer: Personal Trainer
Explanation: It's a personal budget.
when corruption is evident in governments the result is that
Answer: Industries have more difficulty opening since they will have to resort to bribes from government people.
Explanation: When corruption is very marked in a country, many people know that the way to obtain benefits is through certain bribes. In the case of industries, in order for them to open they have to resort to bribes made by government personnel to have the opportunity for their construction to take place.
Why have nonalcoholic drinks increased in popularity, and what difficulties do bar managers face when serving alcohol
Answer:
People consumes less of alcohol and more of non alcoholic drinks.
Explanation:
Now-a days people consumes less of alcoholic drinks as non alcoholic beverages or drinks are becoming non popular day by day. People have become more health conscience and wants to remain fit. Now wonder alcohol causes a lot harm to the human health. People now are aware of the side effects of consuming alcohol.
In the recent years the life style of the people have change a lot and they they have become health conscious than before. The consumption of other non alcoholic drinks have become familiar and famous including green tea, fruit juices, goji juice and many more.
The bar managers also face difficulty in serving alcohol to people as people refuse to drink them. They are more health conscience and is aware of the fatal incidents about drunk driving. They prefer other non beverages in the bar. As a result the sale of alcohol has decreased a lot. There are also various awareness programs running against consumption of alcohol.Thus people do not drink alcohol any more and so it is difficult for the bar managers to offer alcohol to their customers.
Adaptability is the ability and willingness to adapt to changing situations. This activity is important because people who are more adaptable are much better at dealing with organizational changes than people who are less adaptable.
a. True
b. False
Answer:
a. True
Explanation:
This statement is true, because adaptability is a necessary characteristic of the organizational environment, because in the current context, there is an extremely competitive business environment and whose information flow is intense and changeable, therefore it is a condition for survival that companies adapt to situations internal and external factors inherent to the market in which they operate, such as a country's economy, technological changes, changes in consumer trends, etc.
Paper Clip Company sells office supplies. The following information summarizes the company's operating activities for the year:What are total operating expenses
Answer:
The answer is "$38000"
Explanation:
Please find the complete question in the attachment file.
Clip of the paper
Statement of income
Income Revenues 164000
Less: goods sale cost 93000
Significant Benefit 71000
Expenditure for operation:
Committee for sales 10000
Shop rental 13500
Shop utilities 9500
Operating costs Gross 33000
Operating revenue 38000
Costs of products sold calculation:
Investment (January 1) 27000
Goods Bought 89000
Total sub 116000
Reference: Inventory ( December 31 ) 23000
Goods sold at discount 93000
What is bootstrapping technique 1 buying as much as u can 2 leasing as much as u can
Answer:
2. Lease as much as you can.
Explanation:
The term 'bootstrapping' can be defined as a process used by entrepreneurs to bringing in use their own assets as the capital resource. These resources can include personal savings, personal property area, etc. An enterprenuer can use these resources to ensure positive cash flow.
The most common way of bootstrapping is to lease your resources. One can lease his/her resources as much as one can under bootstrapping technique.
Therefore, option 2 is correct.
After analyzing his business venture, Jim chalked out a business plan, which included maintaining a high liquidity to cover any cash crunch
ata future date. He also insured his inventory to cover allosses that could arise due to theft and damage as his goods are transported
and stored in warehouses all over the country. How would you classify his plan?
Jim's business policy could be classified as a
plan.
Answer:
Descriptions Terms a. Begins with net income and then lists adjustments to net income in order to arrive at operating cash flows. b. Item included in net income, but excluded from net operating cash flows. c. Net cash flows from operating activities divided by average total assets. d. Cash transactions involving lenders and investors. e. Cash transactions involving net income. f. Cash transactions for the purchase and sale of long-term assets. g. Purchase of long-term assets by issuing stock to seller. h. Shows the cash inflows and outflows from operations such as cash received from customers and cash paid for inventory, salaries, rent, interest, and taxes.
Lydia receives a $2,000 gift and wants to open a savings account. Which bank interest would be the best for her if the current inflation rate is
3.5%?
O4% interest
O3% interest
O3.9% interest
O4.1% interest
Answer:
O4.1% interest
Explanation:
Inflation erodes the strength of a currency. If the interest rate on offer is below the inflation rate, saving money in a bank will result in a loss.
To gains from a savings account, the real rate of interest must be positive. The real rate will the nominal interest rate( the quoted rate) - the inflation rate. The higher the nominal rate, the better for the customer.
In this case, 4.1 % will be best for the customer. If the inflation rate is 3.5%, an interest rate of 4.1% will give a real interest rate of 0.6%.
The Transportation and Logistics career cluster serves
government and national security.
the military and the secret service.
airplane passengers and grocery stores.
lawmakers and electricity providers.
Edit: I think the answer's A
Answer:
airplane passengers and grocery stores.
Explanation:
The Transportation, Distribution, and Logistics cluster is made up of drivers and other workers who work behind the scenes to ensure efficient transportation at all times. The other workers include pilots, locomotive drivers, mechanics, transport planners, parking lot attendants, civil engineers, and many others.
Workers in the transport and logistics cluster serve passengers using the air, rail, water, and road transport network. They provide courier services to retail stores, homes, and offices. Work in this cluster revolves around providing transport services.
The Transportation and Logistics career cluster serves a wide range of industries and sectors, including airplane passengers and grocery stores. This includes airport operations, airline management, baggage handling etc. Hence, option C is the correct answer.
The transportation and logistics industry serves the needs of airplane passengers by facilitating air travel like Passenger transportation services.
Additionally, the industry supports grocery stores and other retail businesses by transporting goods and products from manufacturers to distribution centers and ultimately to retail locations.
Hence, option C is the correct answer.
Learn more about airport operations here:
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why does a venue require an F&B minimum