The statement which is true regarding how private and federal loans use your credit score (borrowing history) when they are approving applications is that, only private loans tend to look at your credit score.
There are most federal loans which do not require a credit score, but there are the private loans which tend to typically require a credit inquiry, and so if one is applying for loan, then having good credit can help them land a competitive interest rate.
However, if you are considering a private student loan in order to pay for the school, you then need to know about qualifying. So, the private loans are nonfederal loans, which are made by a lender such as a bank. Whereas, a private loan can also be from one private individual or entity to another.
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Why is the opinion of the Supreme Court so important?
The opinion of the Supreme Court so important because they are disseminated to the public electronically and in print.
The Supreme Court's opinions and also its related materials are considered to be disseminated to public electronically and also in print. So, here the main purposes of a legal opinion are- to inform the addressee of the legal effect of a matter or transaction.
However, prior to the issuance of the bound volumes which is of the U.S. Reports, the Court's official decisions tend to appear in the 3 temporary forms: (1) slip opinions; (2) bench opinions; and (3) preliminary prints. Hence, there are a few other different types of the Supreme Court opinions.
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Steps toward limiting tort damages in a number of states include all of the following except:
a. limiting the amount of punitive damages.
b. limiting the amount of noneconomic general damages like pain and suffering.
c. increasing the burden of proof in negligence cases.
d. banning punitive damages.
In a number of states, steps toward limiting tort damages include all of the following, with the exception of increasing the burden of proof in negligence cases. Option c is the correct response.
Except in cases of "serious injury," limited tort limits your right to sue for pain and suffering. This "limited-tort" option entitles you to a premium reduction. Full Tort: Does not restrict your ability to sue. If you chose the "full-tort" option, you are not eligible for a lower premium. Drivers are barred from pursuing additional claims under limited tort (lawsuits for pain and suffering, for instance). Unless the accident resulted in death or serious injury, recouping money for damages using limited tort coverage is difficult. Limited tort is usually less expensive than full tort.Negligence law allows you to sue someone for causing you harm by accident or recklessness. Negligence occurs when an individual's actions or inaction falls below a reasonable standard of care.
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How does religion affect a person’s fear of crime?
Answer:
Religion can affect a person's fear of crime in various ways, depending on their individual beliefs and values, as well as the teachings and practices of their faith.
For some people, religion may provide a sense of comfort and security that can help to alleviate their fear of crime. For example, someone who has a strong belief in a higher power or in the protection of their faith may feel more confident and reassured that they are being watched over and kept safe.
On the other hand, religion may also increase a person's fear of crime if it teaches that certain actions or behaviors are sinful or immoral, or if it promotes fear and mistrust of outsiders or those who are perceived as different. For example, someone who is taught to fear or avoid certain types of people or places may be more likely to feel anxious or threatened in situations where they encounter those things.
Overall, religion can have both positive and negative effects on a person's fear of crime, depending on the specific beliefs and practices of their faith, as well as their personal experiences and perspective.
Answer:
If everyone in the world was religious crime would be very rare.
It would affect their fear because in most religious book's crime is unacceptable.
Explanation:
Gangs exist to provoke fear! Is this a true statement, why or why not?
Gangs are groups of three or more people who come together to form a collective identity and spread fear or intimidation.
What is intimidation?Making someone feel afraid or timid is considered intimidation. This includes actions that are done on purpose to make someone else feel uncomfortable in general, such as humiliation, embarrassment, inferiority, a lack of freedom, etc. The victim may be chosen based on a variety of criteria, including gender, race, class, skin color, competence, knowledge, wealth, temperament, etc. Intimidation is used to coerce cooperation, destabilize/undermine the other person, make them submit (also known as cowing), mask insecurities, elevate oneself in society, and other purposes. The unwelcome behaviors or tools of intimidation, including but not limited to condescending, unpleasant, sarcastic, insulting, patronizing, humiliating, disparaging, etc., would legitimately cause apprehension in the victims and make them fearful of damage or injury, among other things.
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an individual who has been the subject of a crime can prosecute the alleged criminal
True, a person who has been the victim of a crime can prosecute the alleged criminal.
Alleged: stated to be true but not yet proven to be true; the crime may be referred to as the "alleged crime" until the trial is completed.To allege is to assert or claim something as true; to make an allegation. [Last updated by the Wex Definitions Team in June 2021] criminal justice. Prosecute means to initiate criminal proceedings against someone in criminal law. The prosecuting attorney, for example, a local District Attorney, state Attorney General, or federal United States Attorney, initiates such actions. Alleged can also be used as the past tense of the verb allege, which means to claim before or without proof.
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Alison, a data analyst and software engineer, worked for Dellis, Inc. When she joined Dellis, she signed an employment contract. In that employment contract, among other provisions, was an arbitration clause, which read:
"any disputes arising out of this contract of employment are subject to arbitration in accordance with the rules of the American Arbitration Association."
During her work for Dellis, Alison created a software program that would better track Dellis’ clients. Alison attempted to register for a patent to the program, claiming personal ownership in the rights to the software. Dellis learns Alison is applying for patent protection and claims the program was created as a result of Alison's work for the company and therefore it belongs to the company.
Alison files a lawsuit in Court. She is requesting that the Court enter a Declaratory Judgment--essentially an order that she is the rightful owner of the patent associated with the program.
Dellis immediately files a motion to dismiss Alison’s lawsuit. Should the court hear Alison’s lawsuit. Why or why not?
Any disputes arising out of this contract of employment are subject to arbitration in accordance with the rules of the American Arbitration Association. Was an arbitration clause.
What is employment?In most cases, employment refers to the status of having a paid job—of being employed. Employing someone is paying them to work. Employees are employed by an employer. Employment can also refer to the act of hiring individuals, as in We're trying to hire more women.
The term employment contract may include an employment arbitration clause, which means you agreed not to pursue any legal action against your employer in court. Instead, any disputes that you have with your employer must be settled through a process known as arbitration
Therefore, Thus option (A) is correct.
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What is Mendel 2nd law?
Mendel's second law is the law of segregation. The law states that each pair of parental alleles or genes is shared and a single gene is passed from each parent to its offspring.
Basic concept of segregation method:
- There are multiple alleles for one gene.
- Each organism inherits a pair of alleles for each gene. When gametes are produced by meiosis during gametogenesis, pairs of alleles separate, leaving only one allele in each gamete.
- A gene has two alternative forms known as alleles. . One allele is dominant while the alternative is recessive.
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What was Mendel's explanation for his observation?
Mendel derived his first concept, the principle of uniformity, from this straightforward observation. According to this theory, every offspring from a cross like this—where the parents differ by only one trait—will look the same.
Mendel also conducted tests to determine the results of cross-breeding plants with two or more pure-bred features. He discovered that each attribute has its own 3:1 ratio and was inherited independently of the others. This is the independent assortment guiding concept.
Mendel came to the conclusion that the traits might be split into expressed and latent features after gathering his findings for tens of thousands of plants. He referred to these qualities as being dominant and recessive, respectively.
Mendel noticed that all of the F1 plants were the same. Like one of the two parents, each of them possessed spherical yellow seeds. However, the F2 generation of plants produced by the self-pollinated F1 generation displayed every feasible combination of the two traits.
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Describe the importance of social responsibility in the context of being on a jury and the problems that result from putting individual needs ahead of obligations to society?
The importance of the jury is to take right decisions as per to society. Putting personal problems ahead would lead to unfair decisions.
What is a jury?An impartial decision (a finding of fact on a subject that has been formally presented to them by a court) can be made by a jury, which is a group of persons (jurors) who have been sworn to secrecy. They may also decide to impose a fine or judgment. In England, juries emerged throughout the Middle Ages and are a distinctive feature of the common law system. The United Kingdom, the United States, Canada, Ireland, Australia, and other nations whose legal systems were influenced by the British Empire as a result employ them. However, most other nations follow either of European civil law or Islamic sharia law, both of which rarely employ juries. Petit juries, which often include twelve members, make up the majority of trial juries. In the past, a grand jury—a bigger jury—was employed to look into possible crimes and issue charges against suspects. All nations under common law, with the exception of the US and Liberia, have gradually phased them away. The medieval jurors in England gave rise to the jury system used in criminal courts today. Members were expected to get familiar with crimes and their specifics. Their role consequently resembled that of a grand jury more so than a jury in a court case.
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Joint education can be broadly parsed into three categories: Joint Professional Military Education (JPME), Enlisted Joint Professional Military Education (EJPME), other Joint Education.
True, Joint education can be broadly parsed into three categories: Joint Professional Military Education (JPME), Enlisted Joint Professional Military Education (EJPME), and other Joint Education.
Joint education must be grounded in shared doctrine and reflect the purposeful, iterative, and ongoing nature of joint force development.
Joint Doctrine comprises the basic rules by which the U.S. military is guided in conducting coordinated actions against common goals.
Including tactics, techniques, methods and terms when included in joint publications. It has supreme authority, but it requires rationality to apply.
Joint Professional Military Education (JPME) is a form of Professional Military Education (PME) in the United States and emphasizes a multi-service approach.
Joint Professional Military Education was formed after a growing awareness of the need for effective cooperation between branches of the United States Armed Forces during World War II.
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What role does the executive branch play in interpreting the law?
The executive branch plays no role in interpreting the law.
The interpretation of law is the distinct function of the judiciary.
The role of the executive is the administration and governance of the state. The legislature is tasked with the function of creating the law and amending it as it deems fit.
This type of distribution of powers amongst the executive, the legislature and the judiciary rests on the doctrine of separation of powers.
The Federal Courts are the sole custodians of the Rule of law. They decide whether a law passes the test of constitutionality and also interpret laws in the right light.
They adhere to strict principles of natural justice and apply law to the case in hand keeping in mind the contours of judicial restraint.
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Based on the Upfront article and the excerpts from McDonald’s statement, why do you think the movement to lower the voting age had bipartisan support? *
From the McDonald’s statement we learn about a blind child in the story "A View From the Bridge." He approaches a man on a bridge and requests his assistance in capturing a fish. The youngster is blind, but the dad does not instantly understand this.
The title "A View from the Bridge" was most likely chosen to suggest that the guy serves as a link between the youngster and the outside world. The man is first reluctant to talk since it is not immediately clear what is going on. The father starts to view the world, nonetheless, from the viewpoint of a kid once it becomes clear. This brings attention to the essay's main idea. the "bridge's vista"
The unique perspective the man gains after experiencing the world through the eyes of a youngster is known as the "view from the bridge."
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When HUD receives a complaint, how many days may pass to determine if there is reasonable cause to charge discrimination?
1. 30
2 60
3. 75
4. 100
When HUD receives a complaint, 100 days may pass to determine if there is reasonable cause to charge discrimination. Hence, option 4 is correct.
One of the executive departments of the U.S. federal government is the Department of Housing and Urban Development. Federal housing and urban development legislation are administered by it.
The federal department in charge of developing and enforcing fair housing legislation, as well as national policies and programs that address the housing needs of the country, is the Department of Housing and Urban Development.
In 1965, the FHA joined the Office of Housing inside the Department of Housing and Urban Development (HUD).
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What is Mendel's 1st and 2nd law?
Mendel's first law explains that two copies of alleles of a particular gene segregate into gametes while second law states during gamete formation, the alleles of each gene segregate from each other.
Law of dominance
According to the law of dominance, hybrid offspring inherit only phenotypic dominant traits. Suppressed alleles are called recessive traits, and alleles that determine traits are called dominant traits.
Law of segregation
The law of segregation states that during the production of gametes, her two copies of each genetic element are separated, so that offspring receive one her factor from each parent.
In other words, pairs of alleles (alternate forms of genes) segregate during gametogenesis and combine randomly during fertilization.
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Can the Supreme Court remove a justice?
The Justices can only be removed through impeachment, and the Constitution stipulates that they serve for as long as they see fit.
Yes, through the same process that was used to remove a U.S. president from office: impeachment. After the House decided to impeach, the Senate would hold a trial and decide whether to remove the justice. In Article II, section 4 of the U.S. Constitution, the grounds for impeachment and conviction are listed as treason, bribery, or other serious offences. Only Samuel Chase, a judge of the Supreme Court, has ever been impeached. In 1804, the associate justice was charged with "arbitrary and repressive administration of cases" and it was said that political bias was a factor in his judgments.
He was ruled not guilty in 1805 after going through with his Senate trial.
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What was Mendel first conclusion?
Mendel's first conclusion was: that hereditary determinants are of a particulate nature. These determinants are called genes.
Although Gregor Mendel's rules serve as the theoretical foundation for our knowledge of the genetics of heredity, genetic analysis precedes Mendel.
Mendel contributed two new ideas to the field of genetics:
created clean lines
kept statistics notes and counted his findings
Mendel's Findings
1. The hereditary determinants are of a particulate nature. These determinants are called genes.
2. For each investigated characteristic, a gene pair from each parent is present in each cell. One allele for the dominant phenotype and one for the recessive phenotype are present in the F1 from a cross of two pure lines. The gene pair is made up of these two alleles.
3. Since just one of the gene pair's members segregates into each gamete, each gamete carries only that one gene.
4. Gametes mate randomly, regardless of the other gene pairs that are involved.
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What was Mendel's initial question?
What are state laws called?
Answer:
State laws are called state statuses
What is an important factor for high-intensity jobs such as firefighters that can be controlled by the individual
through choices?
O quick memory for procedures
O humor and mental health
O healthy lifestyle
O always handling high stress situations
It is important for firefighters to have a healthy life style since their jobs are highly intense.
How did fire fighters become essential part of the country?A town could be completely destroyed by fire. Runaway fire came dangerously close to destroying Jamestown, Virginia. Chimneys developed into fire risks. Therefore, it was crucial to create effective firefighting techniques in colonial America.
Firefighters were either funded by the insurance companies or were volunteers by the middle of the 19th century.
To help with spatial awareness, tool handling, seeing in low light, and operating the engine, firefighters need good vision.
Regular duties for firefighters include extinguishing flames with hoses, pumps, and other equipment, discover the occupants of burning buildings and save them.
Since the jobs of fire fighters is very intense, they would have to maintain their health individually.
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What are the three types of deterrence? Apply ideas on deterrence from noteworthy cases that have happened in the last 5 years. Or you can use examples as displayed in American cinema (3).
By terrifying a particular defendant with punishment, specific deterrence reduces crime. By terrifying the public with the punishment of a specific defendant, general deterrence reduces crime. By removing a defendant from society, incapacitation reduces crime.
What three elements make up deterrence theory?These three essential elements, known as the "3 Cs" (Severity, Certainty, and Celerity) of punishment, make up traditional deterrence theory.
Which of the three deterrence factors do you think is most crucial?One of the three deterrence components. Certainty is the probability that a person will be apprehended and punished for a crime they have committed. The most crucial of the three components is certainty.
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name at least 2 prison gangs
In our history, some of the most popular prison gangs includes:
Aryan BrotherhoodBlack Guerilla FamilyMexican Mafia (EME)La Nuestra FamiliaNeta Gang etc.What should we know about these Prison gangs?Prison gangs are criminal organizations that form in the penal system and operate within the United States' prison facilities. Each gang has its own set of symbols and ways for members to identify themselves as members of that gang. These prison gangs formed in various prisons over the course of several decades, and they are still active in the prison systems today.
Other facts about prison gang are as follows:
A prison gang is made up of 230,000 people who are incarcerated.In the prison system, there are approximately 52 active gangs, including six nationally recognized gangs.Prison gangs exist in all 50 states.The states with the most people involved in prison gangs are California and Texas.Prison gang violence increased 400% in 1996.Read more about prison gang
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What type of government Thoreau prefers at the beginning of civil disobedience?
Thoreau prefers a laissez faire type of government that is a capitalist form.
The phrase “that government is best which governs least” is most often attributed to Henry David Thoreau. He sued this in his 1849 “Civil Disobedience”
According to him, the less the government held matters of governance in its hand, the better it would be for the citizens of that country.
He often criticized the government's lack of consideration towards the welfare of the citizens.
He also used the term machine to describe the political apparatus of the government where it sued the 'mass of man' for its own benefits.
A laissez faire form of government would mean relatively lesser power in the hands of the government and more autonomy in the hands of individuals even if restricted to areas of economic interest alone.
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A typical example of a passive activity is an interest in a: Limited partnership in which the partner does NOT materially participate in the business activities. Limited partnership in which the partner materially participates in the business activities. Limited partnership in which the general partner participates in the business activities over 500 hours. Limited partnership which has no general partner.
A typical example of a passive activity is an interest in a: Limited partnership in which the partner does NOT materially participate in the business activities. Option A
What is a limited partnership?A limited partnership is a type of partnership identical to a general partnership, with the exception that a limited partnership needs at least one general partner (GP) and at least one limited partner rather to the minimum two required for a general partnership.
The general partners are in charge of running the company and making choices that will help it accomplish its stated objectives. The limited partners, sometimes known as silent partners, are solely accountable for making investments in the company; they are not in charge of managing it.
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The 5% policy applies to:
I. commissions charged when executing customer agency (broker) transactions.
II. riskless and simultaneous transactions.
III. markups on stock sold from inventory.
IV. markdowns on stocks bought for inventory.
The 5% policy applies to the commissions which are charged when executing customer agency (broker) transactions, riskless and simultaneous transactions, and also the markups on stock sold from inventory.
The 5% policy tends to apply to both the commission charges on the agency transactions and also to the markups and the markdowns and also on the principal transactions. This thus includes the riskless principal trades.
However, in 1943, the Association's Board is said to have adopted what has become known as the "5% Policy" which is said to to be applied to the transactions which are thus executed for customers. Thus, the markups on stock is sold from the inventory.
Hence, options I, II, III, and IV are correct.
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What happen after the bill i introduced by the Senate ecretary general aembly clerk
The bill is then sent to a conference committee made up of members from each house. The house secretary certifies the final version. Once the bill is drafted in the Senate, the Senate Chief approves the final version.
When a bill is submitted, it is assigned to a technical committee to discuss its contents. If the bill passes the committee, it will be sent to the Senate for a hearing.
If it gets the necessary votes and is approved by the Senate, it will be sent to the House of Representatives and the same process will be followed.
After being passed by both houses, it is sent to the Secretariat for the President's approval and signature, turning it into law.
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The Plain Writing Act
SEC. 2. PURPOSE.
The purpose of this Act is to improve the effectiveness and accountability of Federal agencies to the public by promoting clear Government communication that the public can understand and use.
SEC. 3. DEFINITIONS.
In this Act:
AGENCY.—The term “agency” means an Executive agency, as defined under section 105 of title 5, United States Code.
COVERED DOCUMENT.—The term “covered document”
means any document that
is necessary for obtaining any Federal Government benefit or service or filing taxes;
provides information about any Federal Government benefit or service; or
explains to the public how to comply with a requirement the Federal Government administers or enforces;
includes (whether in paper or electronic form) a letter, publication, form, notice, or instruction; and
does not include a regulation.
PLAIN WRITING.—The term “plain writing” means writing that is clear, concise and well-organized, and that follows other best practices appropriate to the subject or field and intended audience.
SEC. 4. RESPONSIBILITIES OF FEDERAL AGENCIES.
PREPARATION FOR IMPLEMENTATION OF PLAIN WRITING REQUIREMENTS.—
IN GENERAL.—Not later than 9 months after the date of enactment of this Act, the head of each agency shall—
designate one or more senior officials within the agency to oversee the agency implementation of this Act;
communicate the requirements of this Act to the employees of the agency;
train employees of the agency in plain writing;
establish a process for overseeing the ongoing compliance of the agency with the requirements of this Act;
create and maintain a plain-writing section of the agency’s website as required under paragraph (2) that is accessible from the home page of the agency’s website; and
designate 1 or more agency points of contact to receive and respond to public input on implementation and reports required under section 5.
WEBSITE.—The plain-writing section described under paragraph (1)(E) shall—
inform the public of agency compliance with the requirements of this Act; and
provide a mechanism for the agency to receive and respond to public input on implementation and reports required under section 5.
REQUIREMENT TO USE PLAIN WRITING IN NEW DOCUMENTS.—Beginning not later than 1 year after the date of enactment of this Act, each agency shall use plain writing in every covered document of the agency that the agency issues or substantially revises.
GUIDANCE.—
IN GENERAL.—Not later than 6 months after the date of enactment of this Act, the Director of the Office of Management and Budget shall develop and issue guidance on implementing the requirements of this section. The Director may designate a lead agency and may use interagency working groups to assist in developing and issuing the guidance.
INTERIM GUIDANCE.—Before the issuance of guidance under paragraph (1), agencies may follow the guidance of the writing guidelines developed by the Plain Language Action and Information Network or guidance provided by the head of the agency that is consistent with those guidelines.
Question
For website pages on tax shelters, the Plain Writing Act requires that which of the following be considered?
What are some reasons underlying the requirements that before a person can be convicted of a crime, every member of a jury voted for conviction?
There are several reasons why the requirement that every member of a jury must vote for conviction before a person can be found guilty of a crime is in place:
The requirement for a unanimous verdict helps to ensure that the defendant is not convicted unless there is a high level of agreement among the jurors that they are guilty beyond a reasonable doubt. This helps to prevent wrongful convictions and protect the rights of the accused.A unanimous verdict helps to ensure that all jurors have thoroughly considered the evidence and arguments presented during the trial. It requires them to engage in deliberation and come to a consensus about the guilt of the defendant, rather than simply relying on the opinions of a few jurors.A unanimous verdict is more likely to be viewed as fair and legitimate by the general public, as it demonstrates that all jurors were in agreement about the verdict. This can help to maintain public trust in the justice system.The requirement for a unanimous verdict can also help to prevent deadlocks and mistrials, as it ensures that all jurors are in agreement about the verdict before it can be returned.To conclude, the requirement for a unanimous verdict helps to ensure that defendants are not convicted unless there is a high level of agreement among the jurors that they are guilty beyond a reasonable doubt, and helps to protect the rights of the accused and maintain public trust in the justice system.
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What law states that two alleles for a heritable character separate during gamete formation and end up in different gametes?
Mendel’s second law states that two alleles for a heritable character separate during gamete formation and end up in different gametes.
By the law of segregation, parents with two copies of each gene can inherit any allele. Both alleles are equally likely to end up in a fertilized egg.
By the law of segregation, each allele is its own entity, always equally likely to be passed on to the next generation.
This means that alleles are inherited in the same way and with the same frequency regardless of whether they are dominant or recessive in relation to other alleles.
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Which of the following is not a fiduciary duty an agent owes to his or her principal?
A. Loyalty
B. Confidentiality
C. Accountability
D. Blind obedience
Option d: Blind Obedience is not a fiduciary duty an agent owes to his or her principal.
Fiduciary duty is the responsibility entrusted to a fiduciary in dealings with other parties, especially in relation to financial matters.
In most cases, this means that fiduciary responsibilities include overseeing the client's assets and acting on behalf of the client and in the client's best interests.
The duty of loyalty is he one of the highest and most respected duties. Trustees are paid for their work.
However, there is also work that will be the eyes and ears of the client, working to ensure the client's desired outcome without the promise of additional compensation in return.
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What can the Supreme Court Cannot do?
The Supreme Court lacks the authority to carry out its rulings. It is unable to mobilize the military or order Congress or the president to comply.
To implement its decisions, the Court looks to the executive and legislative departments. The Supreme Court has occasionally had trouble enforcing its decisions.
For instance, some public schools continued to hold class prayers long after the Court had outlawed official religious events.
The only branch of the federal judiciary that the Constitution expressly mandates, the United States Supreme Court is the highest court in the land.
The Constitution does not specify the number of Supreme Court justices; Congress sets that number.
The Supreme Court often does not undertake trials, despite the fact that it may hear an appeal on any legal issue as long as it has jurisdiction.
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