Personal finance depends on your behavior because you are the manager of your financial resources, so it is necessary to carry out personal planning of your finances.
Personal financial behavior can be measured by six dimensions, which are:
Emergency fundsIndebtedness levelSavings ratesAsset diversificationRetirement PreparationWealth distributionPersonal finances are directly impacted by our behaviors and decisions. Some of these behaviors are subconscious and difficult to identify, but they should be analyzed in case they negatively influence your finances.
Therefore, financial planning is essential to use your financial resources consciously and in accordance with your goals.
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Common stock's par value ______. (Check all that apply.) Multiple select question. has become less meaningful because states use other means to prevent stockholders from removing capital from financially distressed companies equals the amount of cash contributed by shareholders was introduced to prevent bankrupt companies from unfairly distributing company resources affects how common stock is recorded
Considering the available options, Common stock's par value "has become less meaningful because states use other means to prevent stockholders from removing capital from financially distressed companies."
Also, Common Stock's par value "was introduced to prevent bankrupt companies from unfairly distributing company resources."
Again, Common Stock's par value "affects how common stock is recorded."
Generally, Common stock's par value is the amount or price of stock shown on the bond certificate. It is usually between $0.10 to $0.01.
Hence, in this case, it is concluded that the correct answer is options A, C, and D.
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You are considering an investment in a municipal bond that has a yield of 5 percent. Your tax rate is 25 percent. What is your taxable equivalent yield
The taxable equivalent yield is 6.67%.
Given Information
Municipal bond has yield of 5%
Tax rate = 25 percent
Taxable equivalent yield = ?
The formula for use to derive the taxable equivalent yield is {Current yield on municipal bond / (1-tax rate).Taxable equivalent yield = 5% / (1 - 25%)
Taxable equivalent yield = 0.05 / 0.75
Taxable equivalent yield = 0.06666666666
Taxable equivalent yield = 6.67%
Therefore, the taxable equivalent yield is 6.67%.
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Earnings per share (EPS) equals ______ divided by the average shares of common stock outstanding. (Assume no preferred stock has been issued.) Multiple choice question. Revenue Operating Income Retained Earnings Net Income
With the issuance of preferred stock, Earnings per share (EPS) equal D. Net Income divided by the average shares of common stock outstanding.
If the company issues preferred stock, the preferred dividend is deducted from the net income before the computation of the EPS. In such a situation, the Earnings per share becomes the Net Income after the deduction of preferred dividend divided by the average common shares outstanding.
Thus, the Earnings per share without preferred dividend equals D.
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Do you think it is fair for dealers to charge you more for a car they pay the manufacturer
Answer:
I dont think they should charge more
Explanation:
Answer:
In my opinion, No,
But this occurs only when demand is so high that dealers aren't struggling to make a sale, and it generally indicates that an MSRP is too low. In the rare case that dealers can't restock a particular vehicle fast enough, it's perfectly legal (and a savvy business decision) to charge more than the MSRP.
I hope this helps.
A stock dividend causes a stockholder's percentage ownership in a company to ______. Multiple choice question. remain the same decrease increase
The stock dividend causes the stockholder's percentage ownership in a company to remain the same.
Basically, the stock dividend refers to the amount paid as part of profit distribution to the shareholders of a corporation.
Stock dividend are paid to stockholders who hold a unit of share with the corporation.The stock dividend does not affect the percentage of ownership in the firm because it is paid directly to the stockholdersTherefore, the Option B is correct.
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A partner's self-employment earnings (loss) may be affected by her share of ordinary business income (loss) and any guaranteed payments she receives. The impact of these amounts typically depends on the status of the partner. Which of the following statements correctly describes the effect these items have on the partner's self-employment earnings (loss)?A) General partner - only guaranteed payments affect self-employment earnings (loss).B) General partner - ordinary business income (loss) and guaranteed payments affect self-employment earnings (loss).C) Limited partner - only guaranteed payments affect self-employment earnings (loss).D) Limited partner - only ordinary business income (loss) affects self-employment income (loss).E) Both General partner - ordinary business income (loss) and guaranteed payments affect self-employment earnings (loss) and Limited partner - only guaranteed payments affect self-employment earnings (loss).
There are different form of partnership. The statements that correctly describes the effect these items have on the partner's self-employment earnings (loss) is given below;
Both General partner - ordinary business income (loss) and guaranteed payments affect self-employment earnings (loss) and Limited partner - only guaranteed payments affect self-employment earnings (loss).A general partner is known to be a type of owner of a partnership and they are said to either be a managing partner or active in the daily operations of the firm.
General partners are mandated to include any guaranteed payments they get and their share of ordinary business income (loss) in their self-employment earnings (loss).
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Click this link to view O*NET’s Skills section for Secondary School Special Education Teachers. Note that common skills are listed toward the top, and less common skills are listed toward the bottom. According to O*NET, what are common skills needed by Secondary School Special Education Teachers? Check all that apply. instructing installation learning strategies repairing active listening technology design
Answer:
instructing
learning strategies
active listening
Explanation:
Answer:
Explanation:
instructing
learning strategies
active listening
are some of the factors that influence employee benefits strategies cyclical
Answer:
hoobaa hooba hooba
Explanation:
hooo
Managers can limit conflicts brought about by ______ by treating employees equally, being open about why some employees are rewarded, and offering mentoring programs.
Based on workplace or organizational management, Managers can limit conflicts brought about by co-workers by treating employees equally, being open about why some employees are rewarded, and offering mentoring programs.
To promote good working relationships, managers need to solve any conflicts among co-workers amicably by being open to everyone involved.
This will show impartiality from the managers and will help solve the issue permanently.
Co-workers tend to have dynamic relationships in the same organization, and to prevent long-term conflict; managers should settle the issue without looking biased.
Hence, in this case, it is concluded that the correct answer is "Co-workers."
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KRJ Enterprises reported this year sales of $404 million, earnings before income taxes of $102.4 million, and tax expense of $18.2 million. If sales are projected to increase by 3.8% next year, what would be the projected tax expense for next year
The KRJ Enterprises' projected tax expense for the next year is $18.87 million.
Data and Calculations:
Reported year's sales = $404 million
Earnings before income taxes =$102.4 million (25% of sales)
Tax expense =$18.2 million
The tax expense = 4.5% of Sales ($18.2.$404 x 100)
Projected sales for next year = $419.35 million ($404 x 1.038)
Projected tax expense = $18.87 million ($419.35 x 4.5%)
Thus, the projected tax expense for the next year is $18.87 million.
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The expenditure incurred for changing the oil in the company's fleet of trucks is debited to ______.
Cost are often incurred in any business transaction. The expenditure incurred for changing the oil in the company's fleet of trucks is debited to repairs and maintenance expense
Repairs and maintenance expense is simply known as the costs incurred to bring an asset back to its formal good condition or to keep the asset operating at its present condition.
An example, When a company's truck is damaged, the cost to repair the damage is often debited to repairs and maintenance expense.
Routine maintenance is often made to engine tune-ups, oil changes, radiator flushing, etc. and they are also debited to repairs and maintenance expense.
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Performance measurement can focus on managing the objective, measurable results of a job or work group. Which result would best meet this criterion
Performance measurement is the quantifiable expression of information regarding the products and services that's essential to an organization.
You didn't provide the options, therefore, an overview of performance measurement will be given. Performance measurement simply means the process of collecting, analyzing, and reporting information regarding the performance of an organization.
Performance measurement can focus on managing the objective, measurable results of a job or work group. Examples of performance measurement include profit margin, productivity, cost, etc.
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corporations contribute about what share of all giving in the united states?
There are different firms that do give funds for use to the government. Corporations contribute about what share of all giving in the United States is only about five percent.
Corporate foundations are often described as company-sponsored foundations. They are known as philanthropic organizations that are made and financially aided by a corporation. It is made as a separate legal entity from the corporation.
Corporate donation are known to be any financial contribution made by a corporation to any organization that helps to boast the contributor's own objectives.
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In order to overcome the ________ problem, interest groups often provide ________ to their members. free-rider; collective goods free-rider; selective benefits principal-agent; collective goods principal-agent; selective benefits
The selective benefits are regarded as benefits given only to group members. In order to overcome the free-rider problem, many interest groups offer selective benefits.
The free-rider problem is often known as a type of market failure. It takes place when individuals who benefit from resources, public goods or services of a benefit to all nature do not pay for them or they under pay.
They are problem because they do not pay for the goods but still continue to access or use it.
This problem in social science deals with how to limit free riding and its negative effects in the society.
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The advantages of using in-house marketing and advertising staff include all of the following except: Question 27 options: A) greater control. B) global accounts. C) lower cost. D) brand knowledge. E) superior product.
All of the mentioned factors are advantages of having an in-house marketing staff except E. Superior product
Using an in-house marketing department instead of an external agency means that the company will not benefit from the experience of the agency which they gained from:
Specializing in marketing Attracting top talentsIn the end therefore, the marketing product produced by the in-house department will be inferior to that, that would have been produced by the agency.
In conclusion, the in-house department will not produce a superior product.
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Which application’s primary business benefits include sales forecasts, sales strategies, and marketing campaigns?.
There are different reasons people set up business. ERP system application’s primary business benefits include sales forecasts, sales strategies, and marketing campaigns.
ERP system is known to have the primary benefits such as Forecasting, planning, purchasing, material management, warehousing, inventory, and distribution.ERP is simply known as Enterprise Resource Planning. It is simply a type of software or system used by a business organizations to plan and manage daily activities.
They daily activities includes supply chain, manufacturing, services, financials and other processes. ERPs links all aspect of an firm.
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The confirmation of customers' accounts receivable rarely provides reliable evidence about the completeness assertion because:_______.
a. recipients usually respond only if they disagree with the information on the request.
b. auditors typically select many accounts with low recorded balances to be confirmed.
c. many customers merely sign and return the confirmation without verifying its details.
d. customers may not be inclined to report understatement errors in their accounts.
Answer:d
Explanation:maybe
woman caught on video throwing soup in face of restaurant manager after argument
Is that even a question
if identical firms remain in competitive market over long run make zero economi profit why choose to remain
which new deal program still in existence today provides an income for retired people?
Answer:
The Social Security Act of 1935 was designed to combat widespread poverty among senior citizens and to aid the disabled. The government program, one of the few parts of the New Deal still in existence, provides income to retired wage earners and the disabled who have paid into the program throughout their working lives via a payroll deduction.
Explanation:
If someone pretends to be your banking institution in order to convince you to tell them your password information, this is called
Spoofing occurs if someone pretends to be a bank to obtain passwords or any other important piece of information.
Spoofing describes a type of scam or cyber attack that involves:
A person or group of people pretending they are a trusted organization.Scammers obtaining important information such as passwords, bank account numbers, etc.Nowadays, spoofing is rather common and it can be done through phone calls, e-mails, websites, and even texts.
Based on this, an example of spoofing is if someone pretends to be your bank just to access private information for malicious purposes.
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how much does party city charge to inflate balloons?
Answer:
Ballons bought from other stores:
Foil balloons: $1.99 to $15.99, depending on size.
Latex balloons: $0.99 to $1.29
Explanation:
Ballons bought from part city:
Foil balloons: Free!
Latex balloons: $0.99 to $1.29
If you don't meet a deadline at work, you could: *
Answer:
Failing to meet a deadline in the workplace may result in disappointing your co-workers, receiving a negative reaction from your boss, or even hurting your company as a whole. If you cultivate time management skills early, you will have a better chance of success in your future career.
A business is having trouble keeping up with the competition. They cannot
respond to their customers like the competition. Which type of system will
likely be able to help them solve this issue?
O A. Management communication system
B. Management information system
O C. Transaction processing system
D. Decision support system
Answer:a
Explanation:
Manage communication system
Select the correct answer.
Mark works as an operations manager in a manufacturing firm. Mark is very particular about the new employees that the company plans to hire, especially because the business needs skilled workers to use new machinery. Which management function is Mark carrying out to maximize his company’s operations in the future?
A. staffing
B. controlling
C. planning
D. organizing
Answer:
Explanation:
I'd say controlling
It could be staffing tho i don't know
Answer:
A) Staffing
Explanation:
Took test
A(n) to is any policy that is designed to reduce the competitiveness of foreign producers that wish to sell their goods or services in the domestic market.
A protectionism policy is any policy that is designed to reduce the competitiveness of foreign producers in the domestic market.
The protectionism policy helps to protect the domestic industries against the foreign competition through various means methods including
Imposition of tariffsSubsidiesImport quotasTrade restrictions.The policy of protectionism are determined by the Federal government of the country to help reduce the importation or competitiveness of foreign company in the country's market.
In conclusion, the policy is known as a protectionism policy.
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Answer:
Barrier to Trade
Explanation
why should we emphasize Black Friday?
Answer:
i dont know
Explanation:
it only happens once a year
óscar’s firm operates in a rapidly changing industry. he often must apply his excellent ________ to assess problems and develop solutions very quickly.
According to management theory, óscar’s firm operates in a rapidly changing industry. He often must apply his excellent "problem-solving skills" to assess problems and develop solutions very quickly.
This is based on the idea that problem-solving skills are essential in assisting individuals in determining the cause of a problem and why it is occurring, including how to decipher the issue.
There are various Problem-Solving Skills include:
Active listening.Analysis.Research.Creativity.Communication.Dependability.Decision making.Team-building, etc.Hence, in this case, it is concluded that the correct answer is "Problem Solving Skills."
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Other things the same, if the price level falls, people a. decrease foreign bond purchases, so the supply of dollars in the market for foreign-currency exchange decreases. b. decrease foreign bond purchases, so the supply of dollars in market for foreign-currency exchange increases. c. increase foreign bond purchases, so the supply of dollars in the market for foreign-currency exchange decreases. d. increase foreign bond purchases, so the supply of dollars in the market for foreign-currency exchange increases.
Other things the same, if the price level falls, people D: increase foreign bond purchases, so the supply of dollars in the market for foreign-currency exchange increases.
Holding other factors, whenever there is a fall in the price level, there would be rise in foreign bond purchase.This usually result in increase in supply of dollars in the market and this aids foreign-currency exchange.Therefore, option D is correct.
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A firm using paid, non-personal communication by identified sponsors through various media has chosen to use _ to promote its products.
Answer: Advertising
Explanation:
Organization do have different ways they promote their products. A firm that is using paid, non-personal communication by identified sponsors through various media has chosen to use advertising to promote its products.
Advertising ia commonly described as any paid, nonpersonal communication via the used of different media by organizations and individuals who are in some way known in the message.
A good and successfully operated campaign needs all activities to be well-coordinated so as to build on one another to increase the overall impact.Advertising uses a lot of related, well-timed, carefully placed television ads along with print advertising in some magazines and newspaper.
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