Why is term life insurance better than whole life insurance?

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Answer 1

Answer:  Term life is “pure” insurance, whereas whole life adds a cash value component that you can tap during your lifetime. Term coverage only protects you for a limited number of years, while whole life provides lifelong protection—if you can keep up with the premium payments.

Explanation:


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although hydroelectric dams generate electricity without producing greenhouse gases, they

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Despite that hydroelectric dams generate electricity without producing greenhouse gases, they eliminate farmland and wildlife habitats in the regions that are flooded.

Hydro-electricity is a source of electricity generated from force gotten from downfall of dam water.

Hydro-electricity are only generated from accumulation of large bank of rivers that may pose danger to farmlands and widelife habitat.

Hence, the Option C is correct because hydroelectric dams eliminate farmland and wildlife habitats in the regions that are flooded.

Missing option includes "a. are only able to contribute to about 5% of the electrical power throughout the world. b. are short-lived structures that have to be rebuilt about every 20 years. c. eliminate farmland and wildlife habitats in the regions that are flooded. d. alter water control in ways that make it more difficult to irrigate crops."

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3. Suppose we have an investment of $10,000 that is earning 2.1% interest compounded continuously. How long would it take to triple the initial investment

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It will take an approximate of 52 years to triple the initial investment.

The formula for Future value is A = Pe^(rt)

Given Information

Triple amount

Rate = 2.1%

[tex]3 = e^(.0.021t)\\ln(3) = 0.021t\\t = ln(3)/0.021\\t = 1.09861228867 / 0.021\\t = 52.314870889\\t = 52.31[/tex]

Therefore, it will take an approximate of 52 years to triple the initial investment.

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In which step of the selling process does a salesperson learn as much as possible about a prospective customer before making a sales call

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The step of the selling process that a salesperson learn as much as possible about a prospective customer before making a sales call is: Pre-approach.

Pre-approach selling process can be defined as the way in which a sales person learn more about a prospective customers before approaching the customers.

Pre-approach enables a salesperson to plan ahead by obtaining more facts or information about their target customers before making their presentation or before contacting their customers.

Most salesperson often make use of pre-approach as this will enable them to know more about their client as well help build their confident before approaching their client.

Pre-approach selling process can prevent a salesperson  from making mistakes when carrying out their sales presentation based on the already relevant information the salesperson has at hand.

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if the entire output of a market is produced by a single seller, the firm

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Answer:

that means the firm is very large

Acme, Inc. had net income of $120,000 in its 1st year and net income of $126,000 in its 2nd year. The percentage increase in net income was ______.

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Answer: 5% increase in net income.

Acme, Inc. had a net income of $120,000 in its 1st year and a net income of $126,000 in its 2nd year. The percentage increase in net income was 5%.

What is net income?

Net Income = Total Revenue — Total Expenses.

Net income, also known as total comprehensive income, net earnings, net profit, bottom line, sales profit, or credit sales, in the context of business and accounting refers to an entity's income less cost of goods sold, expenses, depreciation and amortization, interest, and taxes for a given accounting period. It has also been described as the net growth in shareholders' equity that arises from a company's activities.

It is calculated as the residual of all revenues and gains less all costs and losses for the period. Contrary to gross income, which merely deducts the cost of products sold from revenue, this is not the same thing. If you are paid a salary, the annual salary you get from your company equals your yearly gross revenue.

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Rahm finishes dressers and nightstands at a furniture manufacturing company. However, a chemical spill at the factory caused an accident that left him permanently disabled. Which program is specifically designed to help employees like Rahm

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The program that is specifically designed to help employees like Rahm is: Social security program.

Social security program is program that provide insurance coverage in order to protect and provide for people who are no longer earning due to old age or unforeseen circumstance.

Social security program are specifically for:

Old peoplePeople with disability etc.

This program help to provide or render financial assistance to old people, and to individual that are disabled due to workplace hazard by providing monthly financial assistance to them.

Based on the information given social security program is a program that is specifically designed to help employees like Rahm that has permanent disability due to workplace hazard.

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a marketing strategy consists of the selection and analysis of a target market and

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A marketing strategy  involves selection as well as analysis of a target market and examination of potential market regions.

A marketing strategy can be regarded as business's overall game plan that is set so that the prospective consumers can be reached and make them to become customers of the firm products or services.

It involves examination of potential market regions and the target market.

Therefore, the examination of potential market regions is correct.

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One advantage of using the ______ channel over the ______ channel is the much higher probability of having a deeper assortment of merchandise available.

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The internet is also used in marketing product and services. One advantage of using the Internet channel over the  retail channel is the much higher probability of having a deeper assortment of merchandise available.

Digital marketing is simply an alternative name for internet marketing that covers all types of online marketing. It comprises of video marketing, email marketing, content marketing, social media marketing etc.

Some common type of internet marketing are Social media marketing. Influencer marketing. Affiliate marketing. Email marketing. Content marketing.

The purpose of online marketing is mainly to increase website traffic to the product site. Online marketers often uses new and innovative ways to come up with strategies to promote their individual sites.

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identify the early developments in europe as having either contributed or not contributed to the rise of industrial wage labor.

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Some developments that contributed to the increase in salaried work in Europe were:

Factory growthDevaluation of agricultural and manual workDisplacement from rural to urban areas

Industrialization in Europe was a process that began in the 18th century with the industrial revolution. This event was promoted by some social, economic and cultural aspects that allowed the overcrowding of the industry such as:

Factory growth: Factory owners increased the supply of products and people increased the demand for which it was necessary to found new factories and hire more salaried labor.

Devaluation of agricultural and manual work: With the development of machines, products produced manually were devalued because it was more profitable to manufacture large quantities of a single product with the help of machines than in the traditional way. This caused many artisans to be employed in the factories.

Displacement: When agricultural work stopped being profitable for many families, they had to emigrate to the big cities and work in industrial factories to survive.

Note: This question is incomplete because the options are missing. However, I can answer it based on my prior knowledge and general knowledge.

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Can someone please read this and tell me if it sounds good so far, thanks!

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Answer:

I think It sounds great! just make sure to check for punctuation and any run-on sentences :)

Explanation:

Wayfair Co. Reported the following results from the sale of 5,500 tables in May: sales $300,000, variable costs $165,000, fixed costs $85,000, and net income $50,000. Assume that Wayfair increases the selling price of tables by 10% on June 1. How much is the new contribution margin ratio?.

Answers

Wayfair Co's new contribution margin ratio is 50%.

Data and Calculations:

Number of tables sold in May = 5,500

Sales revenue = $300,000

Selling price per table = $54.55 ($300,000/5,500)

Total variable costs  = $165,000

Variable cost per unit = $30.00 ($165,000/5,500)

New selling price per table in June = $60 ($54.55 x 1.1)

Contribution margin per table = $30 ($60 - $30)

Contribution margin ratio =50%  ($30/$60 x 100)

Thus, the new contribution margin ratio is 50%.

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(a) (b) (c)
AS(P100) AS(P125) AS(P75)
P Q P Q P Q
125 $560 125 $500 125 $620
100 500 100 440 100 560
75 440 75 380 75 500
Suppose the full employment level of real output (Q) for a hypothetical economy is $500, the price level (P) initially is 100, and prices and wages are flexible both upward and downward. Refer to the accompanying short-run aggregate supply schedules. In the long run, an increase in the price level from 100 to 125 will
a. increase real output from $500 to $560.
b. decrease real output from $500 to $440.
c. change the aggregate supply schedule from (a) to (c) and result in an equilibrium level of real output of $560.
d. change the aggregate supply schedule from (a) to (b) and result in an equilibrium level of real output of $500.

Answers

Answer:

XDXDXDXDXDXDXDXDXDXDXXDXD

Explanation:

supportive, value-based, and work facilitation are examples of the ________ element in house’s revised path-goal leadership model.

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Based on the components of the path-goal leadership model, supportive, value-based, and work facilitation are examples of Leadership behaviors elements in the House’s revised path-goal leadership model.

The other significant elements in House's revised path-goal leadership model include the following:

Follower's characteristics;Task Characteristics.

House R.J was 1971 started these elements in his work titled "A Path-Goal Theory of Leader Effectiveness."

These elements define a different aspect of effective leadership.

Hence, in this case, it is concluded that the correct answer is "Leadership behaviors."

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Television advertising offers many advantages to national advertisers, but it is a relatively ______ form of advertising

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Television advertising offers many advantages to national advertisers, but it is a relatively expensive form of advertising.

Advertisement is used by companies to promote their products and make people aware of such products. There are different forms of advertisement such as through television, radio, newspaper, etc.

Television advertising is typically desirable but costly to produce the advertisement. It's desirable but expensive to buy time. Despite its advantages, it's costly.

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on january 1, 2021, strato corporation borrowed $2 million from a local bank to construct a new building over the next three years. the loan will be paid back in three equal installments of $776,067 on december 31 of each year. the payments include interest at a rate of 8%.

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The journal entry for the receipt of the issue of note payable, based on the amount borrowed by Strato Corporation is:

Date                   Account title                               Debit               Credit

Jan. 1 2021         Cash                                     $2, 000, 000

                          Note payable                                               $2, 000, 000

How to record borrowed amounts?

When a company borrows an amount such as Strato Corporation did, the amount would first go to cash because the borrowed amount represents a cash infusion into the company. The cash account will therefore be debited by the amount that was borrowed because assets are debited when they come in. In this case, this amount is $2, 000, 000 so this will be debited to cash.

The loan represents a Notes Payable and so which is a liability. When liabilities are incurred, they are credited to the liability account. The loan amount would therefore be credited as a Notes payable with the amount $2, 000, 000.

The question is:

Record the receipt of cash from the issue of note payable.

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An exporter can shift exchange rate risk to their customers by:_________.
a. invoicing in their home currency.
b. splitting the difference, and invoicing half of sales in local currency and half of sales in home currency.
c. invoicing in their customer's local currency.
d. invoicing sales in a currency basket such as the SDR as the invoice currency.

Answers

The process of invoicing in their home currency can definitely shift an exporter exchange rate risk to their customers

An exchange rate risk refers to the risk related to fluctuations in local currency in comparison to the foreign currency.

An exporter who want to avoid the risk of exchange rate can invoice the trade in his local currency, thus, only the customer will suffer for fluctuation if any occurs.

Hence, the Option A is correct because the The process of invoicing in their home currency can definitely shift an exporter exchange rate risk to their customers

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funds are typically needed to manage day to day needs of a business as well as acquiring needed inventory.

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The type of funds that are required by every business in order to be able to manage their daily activities and getting needed inventory is the operating funds.

The operating funds is used for the expenses that are incurred in the daily operations of a business. Such expenses are expected to happen in the business.

Companies need operating funds in order to finance their purchasing program. Such funds are used for planning and buying assets that are needed for the business.

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Grant's income statement reveals a loss from the sale of land. In preparing the operating activities section of the statement of cash flows using the indirect format, the loss should be

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If income statement reveals a loss from the sale of land, the loss should be added to net income in the operating activities section.

When loss from the sales of land  or property is added to net income, in the statement of cash flows operating activities section, the loss amount will increase the net income.

Loss from the sales of land is a noncash assets as it does not involve cash because no money  was paid.

Based on this loss from sales of land does not means that cash was paid rather it means that the company missed the opportunity to gain the amount that was loss.

Inconclusion If income statement reveals a loss from the sale of land, the loss should be added to net income in the operating activities section.

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Precious gems are an important natural resource of ________. Paraguay Brazil Mexico the Dominican Republic

Answers

Answer:

Brazil

Explanation:

________ is a communication process in which sales associates help customers satisfy their needs through face-to-face exchanges of information.

Answers

Answer:

online marketing

Explanation:

Through there u can communicate face to face

Nicole is the Executive Director of a local food bank and is assessing the financial situation of her not-for-profit organization. Nicole uses a(n) ________ to determine whether revenues from contributions and other sources will cover operating costs.

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Nicole, who is assessing the financial situation of her not-for-profit organization an income statement to determine whether revenues from contributions and other sources will cover operating costs.

An income statement is a financial document that shows the income and expenditure of an organization over a period of time.

It helps the organization to know whether they are making a profit or incurring losses.

So, for Nicole to determine whether the revenue of the organization will cover operating costs, she needs to use the income statement.

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which skill is considered the cornerstone of effective communication?

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Based on communication strategy, the skill that is considered the cornerstone of effective communication is known as "Listening."

This is because effective listening forms the foundation of effective communication.

With effective listening, a recipient or responder would make the proper reply or response to the sender.

Without proper listening, arguments may arise in the communication process, or difficulty in understanding may occur among parties to a specific communication process.

Hence, in this case, it is concluded that the correct answer is "Listening."

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Which type of credit involves a set limit based on what a consumer pays up front? loans installment credit secured credit cards unsecured credit cards.

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ans: Secured credit cards.

explanation: Secured credit cards refer to credit cards that offer credit secured by a cash deposit from the cardholder. The deposit secures the card issuer from loss in case the cardholder is unable to cover the debt.

When Ms. McConnley is ready to check out, she informs Samra that she does not have any cash to pay her $25 copayment. How should Samra respond?.

Answers

Samra should react professionally and sympathetically in the event that a patient, like Ms. McConnley, is unable to pay the $25 copayment.

Samra might approach the matter in the following manner:

Remain Calm and Empathetic: Speak to Ms. McConnley patiently and with an understanding of her predicament.Offer Alternative Payment Options: Mention any accessible payment plans or assistance programs, as well as alternative payment options like credit/debit cards.Ask whether she may postpone the payment due to anticipated short-term financial problems. Discuss Delayed Payment.Communication with Supervisor: If necessary, seek guidance from a supervisor, especially if the circumstance calls for special treatment.Note the Interaction: Detail the talk, any agreements, and any subsequent actions in detail in the patient's chart.Respect patient privacy by handling sensitive information discreetly and securely when recording.Share contact information with the billing department or patient financial services to get more information about payment plans and financial aid.

Hence, maintaining empathy, looking for solutions, and professionally recording interactions when dealing with Ms. McConnley's condition all contribute to a patient-centered approach and accurate record-keeping for efficient healthcare administration.

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The given question is incomplete; below is the full question.

How should Samra handle the situation with Ms. McConnley? When Ms. McConnley is ready to check out, she informs Samra that she does not have any cash to pay her $25 copayment. How should Samra respond? When Ms. McConnley is ready to check out, she informs Samra that she does not have any cash to pay her $25 copayment. How should Samra respond? Is it necessary for Samra to make any notations in the patient’s chart?

Which among the 4 common errors that leads to unbalanced account is the EASIEST to resolve. Explain Why.

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The common errors that leads to unbalanced account and are the easiest to resolve includes the error of Omission, Commission. Original Entry and Duplication.

In accounting, there are different type of error that could result to the unbalanced account, that is, leaving the Trial balance or Balance sheet unbalanced.

Generally, the recognized type of errors in accounting includes:

Error of Original EntryError of DuplicationError of OmissionError of Entry ReversalError of Principle Error of CommissionTransposition ErrorsRounding Errors etc

In conclusion, the common errors that leads to unbalanced account and are the easiest to resolve includes the error of Omission, Commission. Original Entry and Duplication because they are easy to correct.

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what percent of cdc employees are vaccinated cassidy

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According to CDC Director Dr. Walensky, the percentage of CDC vaccinated employees is not known.

This is based on the interview conducted by Senator Cassidy on the situation of the coronavirus vaccine.

In the interview, Senator Cassidy asked Dr. Walensky a series of questions concerning the vaccines, including the number or percentage of CDC ( Centers for Disease Control and Prevention) employees that have been vaccinated.

Dr. Walensky responds that “I don’t have that for you today, " which implies that it is not known at that moment.

Hence, in this case, it is concluded that the correct answer is "It is not known."

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a Shannon has been a member of her school's newspaper club for 2 years and attends writing workshops in her free time. Which career choice should she explore? A. Museum Curator B. Web Content Developer C. Graphic Designer D. Business manager​

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She could look into both option B and D but I’m leaning more towards D as She could use her writing and English skills to compose formal documents and prepare motivational and persuasive speeches. And her initiative and independence would also be solid qualities to have for a business manager.

Bob owns 5 acres of land. Bob sells the land to a real estate developer who builds a subdivision with 10 houses. The land is an example of a good that is a. both rival in consumption and excludable. b. neither rival in consumption nor excludable. c. excludable, but not rival in consumption. d. rival in consumption, but not excludable.

Answers

Answer:

I think its A

Explanation:

Under the LIFO retail inventory method, the cost of a new layer added during the period is determined by multiplying the retail value of the layer by the:________.
a. cost-to-retail percentage based on the goods available for sale.
b. beginning-inventory cost-to-retail percentage.
c. current-period cost-to-retail percentage.

Answers

Answer:

C. current-period cost-to-retail percentage.

Explanation:

Paul Mason's firm sells medical equipment to heart surgeons. The company fields a direct sales force that travels the country demonstrating its equipment to heart surgeons and hospital administrators. Recently, Paul's company started producing equipment for eye surgeons, partly to maximize the value of his sales force, which can now call on both heart surgeons and eye surgeons when it makes hospital visits. Paul's firm is attempting to capture economies of ________ through this strategy.

Answers

Answer:

scope

Explanation:

Other Questions
The CEO of Tough Mudder believes that teams in his company are not working as effectively as they could, and he is asking you for advice. Provide the best answer to his question.Our teams in different countries have learned a great deal, so I am putting together an international team to study and share the best practices that have been developed. This team will have people from each continent where we operate. How should I plan to manage this team?a. To promote a sense of privacy, do not monitor online team communications. Keep information that may change frequently to yourself, as sharing it would be confusing.b. Speak about everyone on the team as though they are the same to help team members feel they are being treated equally. Do not single people out for special recognition.c. Encourage team members to socialize online by sharing photos and videos. Reach out to people from cultures where proactively sharing ideas is not valued.d. Understand that some people use online technology more than others and cannot be expected to participate as much. Accept that Internet culture often involves trolling, or disrespectful disagreement, and do not interfere if this happens. solve pls brainliest Comparing and ContrastingAfter each statement of fact, write the letter of the fact from the Fact Bank provided that makes a comparison or a contrast.6 Points1. Fact: In 1790 the South seemed to be an underdeveloped agricultural region with little prospect for future growth. Comparison or Contrast: ____________________2. Fact: In the colonial period, tobacco was the most profitable crop in Virginia; Georgia and South Carolina produced rice and indigo. Comparison or Contrast: _____________________3. Fact: In the late 1700s, a worker painstakingly separated the plants sticky seeds from the cotton fibers by hand, processing about one pound of cotton a day. Comparison or Contrast: _______________________4. Fact: By 1860 the Upper South still produced tobacco, hemp, wheat, and vegetables. Comparison or Contrast: _______________________5. Fact: In the industrial North, large numbers of people moved to the cities to be near factories and work. Comparison or Contrast: __________________________6. Fact: In the 1840s and 1850s, the North experienced a railroad boom that connected cities from the Northeast to the Midwest. Comparison or Contrast: __________________________Fact BankA. In the 1800s, with the use of a cotton gin, a worker could clean 50 pounds of cotton a day.B. The South remained overwhelmingly rural with only a small percentage of the nations industry.C. In the mid-1800s, cotton became the Souths leading cash crop.D. Southern rail lines were short, local, and did not connect all parts of the region in a network.E. At the same time, the Deep South was committed to cotton, and in some areas, rice and sugarcane.F. By 1850 the stagnant economy of the South had been transformed into a prosperous, Add fact bank to the blank line to. The flow of ground water is Please help this is due tomorrow and I have no idea what to do Home Schoologyd. 423. The museum has 35 molecule models. They needto be packaged 4 to a box. After 8 boxes arefilled, how many models will be left?a. 3b. 2c. 1d. 0Which one is the answer Write in peel paragraph on''what was the most important reasons soldiers didn't wanted to fight in the world war 1''peel stands forPoint, Evidence, Explain and Linkplease someone do it fast for me its urgent i need itsomeone write it down do not give me a link it does not work for me Kendra saw a calculator on sale for $68.25. The original price of the calculator was $89.99.What is the approximate discount on the calculator?20%25%30%35% Why are children and certain individuals given special protection in the recommendations of the Belmont Report?because they are too small in size to be safely given many medicationsbecause they cannot be ethically included in experimental studiesbecause they are not autonomous and cannot give informed consentbecause they do not produce results that can be applied to adults The ratios of boys to girls in a class is 6:9. If there are 39 girls in the class, how many boys would be in the class? Is there any specialized cells in a white rhino? . y- 2 = 2(x- 3) . y- 3 = 2(x- 2) C. y- 1 = 2(x- 9) D. y- 9 = 2(x-1) {3x5y=4 -2x+6y=18Please help solve for x and y What about the La Llorona from folklore of Latin American has Guadalupe Garcia McCall kept the same and what has she modernized in Summer of the Mariposas? What is the measure of angle xyz Eyewitness: WeatherNamePd1. The average temperature, winds, and rainfall that a place experiences over a period of yearsmake up its2. The weather is what happens on a particular3. In temperate regions, weather is (far more)4. Weather vanes have been around since.5. It is thethat drives our weather.6.keep the Earth warm after dark.7. Has Niagra Falls ever frozen solid?8. Virtually every society from the Japanese to the ancient Egyptians had some history ofworship.which9. The layer (of the atmosphere) nearest to us is theactually is.10. The troposphere is aboutmiles thick.in the11. Aristotle believed careful observation could reveal12. Aristotle invented T or F1. Plains are never found along coastlines Will give brainless to whoever gets this right Which expression has a positive product? 0 4.(-2).0.(-3) 2.(-5). ( 4)( 1) 6. (2).8.(3) 5- (6)-( 3). (3) How much work is done by a student holding a book with a force of 5N and walking forward 10 m?