Answer:
I think its #1 bro i don't know
stephen sets up an ira with an apr of 4% at age 26. at the end of each month, he deposits $36 in the account. how much will the ira contain when he reaches 65? compare that amount to the total amount of deposits made over the time period.
The total amount of deposits made over the time period is $16848.
Individual retirement accounts (IRAs) are long-term savings accounts that people with earned income can use to invest for the future and benefit from specific tax benefits. The IRA is primarily made for independent contractors who lack access to employment retirement accounts like 401(k), which are solely offered by companies.
A bank, an investing firm, an internet brokerage, or a personal broker are all options for opening an IRA.
Monthly deposit=$36
r=4%, 0.04
K=12
N=39
[tex]P_N & =\frac{d\left(\left(1+\frac{r}{k}\right)^{N k}-1\right)}{\left(\frac{\pi}{k}\right)} \\ P_{39} & =\frac{36\left(\left(1+\frac{0.04}{12}\right)^{39 \times 12}-1\right)}{\left(\frac{0.04}{12}\right)}[/tex]
[tex]& P_{39} =\frac{134.871}{0.00333333}[/tex]
=40501.81
Total deposits in 39 years is 39*12*36= $16848.
P39= 40501.81, therefore, it is$ 23653.81 more than total amount of deposits.
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Expansionary monetary policy refers to the ________ to increase real gdp.
Expansionary monetary policy refers to the Fed's increasing the money supply & increasing interest rates to increase real GDP.
A country's gross domestic product (GDP) is a financial measure of the market worth of all the completed goods the nation produces and sells over time. Due to its complexity and subjectivity, this measure must be repeatedly changed before it can be regarded as a trustworthy indication.
GDP per capita does not account for variations in the cost of living and inflation rates of various nations, even if nominal GDP is superior for comparing national economies on the global market. Therefore, it may be more appropriate to compare living standards between nations using a purchasing power parity (PPP) GDP per capita basis.
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How does an agile team obtain clarity on backlog items in upcoming iterations?
Every iteration, the team meets with the product owner to improve the backlog in order to decide which items to choose for subsequent iterations.
How does an agile team maintain requirements?The requirements are kept in a backlog by the agile teams. The items that are kept in it are known as product backlog items in the Scrum methodology (PBI). Enhancements, modification requests, problems, or functional or non-functional requirements can all be included in this list.
What are the five factors that can enhance team performance?Five characteristics that affect team efficiency are the following five elements are important in that order: psychological safety, dependability, structure and clarity, meaning and impact
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European aircraft maker Airbus is investing $600 million in Mobile, Alabama, to build jetliners. Which of the following statements best explains why it is employing this strategy?
A. To take advantage of the high labor costs in the southern United States
B. To take advantage of the high cost of living in the southern United States
C. To take advantage of the low impact of globalization in the United States
D. To take advantage of lower taxes in the southern United States
To take advantage of lower taxes in the southern United States European aircraft maker Airbus is employing this strategy .
Option D is correct .
Due to their manufacturing operations being located in the target markets' countries, multinational corporations are more effectively able to access those markets. They also have simple access to less expensive labor and raw materials.
Political risk and foreign exchange risk are the two main dangers that come with doing business internationally. For businesses, maintaining consistent and dependable revenue may occasionally be challenging due to these issues.
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a stock with a beta of 0.9 has an expected rate of return of 10%. if the market return this year turns out to be 8 percentage points below expectations, what is your best guess as to the rate of return on the stock? note: do not round intermediate calculations. enter your answer as a percent rounded to 1 decimal place.
6% rate of return on the investment if a markets return this year is 8 percentage points less than anticipated.
What do you means by stock?The term "stocks" refers towards the based on past of any corporation. Contrarily, a share alludes to the share certificate of a certain firm. You are regarded as a shareholder when you own shares in a certain company. Common and preferred stocks are the two kinds.
Briefing:A stock with a beta =0.9
The expected rate of return =10%
Market return turnout = 8%
Now,
Rf = risk free return
Rp = risk premium =Rm -Rf
β = 0.9
Thus
The expected return R = Rf +β *Rp
= Rf +β * (Rm -Rf)
R = Rf +0.9 (Rm -Rf)
=Rf + 9 times risk premium
So,
The market turns by 8%
R = Rf +0.9 (Rm -8%-Rf)
=Rf + 9 Rm-16%-2Rf
Then
The expected return is reduced by 16%
Hence,
16% -10% =6%
Therefore the expected rate of return on the stock is 6%.
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Who makes the decisions in a command economy?
Major areas of economic production are controlled and guided by the government (or another central authority) in a command economy.
In command economies, "government officials" are the ones who ultimately decide whether to build affordable automobiles for the working class or luxurious cars for the wealthy and powerful.
It has been observed that communist regimes are more likely to have command economy. I hope the response was helpful.
In a command economy, sometimes referred to as a planned economy, all economic operations are planned, coordinated, and under the direct supervision of the central government in order to maximize societal welfare.
As contrast to free-market economies, command economies do not let market forces like supply and demand control production or prices.
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What programs are written in C?
All projects can be written in C (once in a while with the assistance of constructing agent code, which you might really add into some .c document with the asm guidance).
Many programming dialects executions are finished in C or are producing C code.
Yet, writing computer programs is troublesome. There's no need to focus on coding in one programming language (even as broadly useful as C). It is about critical thinking with PCs. Peruse Show Yourself Programming in Decade first. Then read Basile Stankevich's solution to do coding professionally, what are the dialects I ought to learn and the things I ought to do?
By and by a programming language (it is a particular written in a report) is only a device for the software engineer. A software engineer knows a few on them, and will pick the right device for a task.
For some sort of issues, the software engineer will not pick C (whenever given the opportunity to pick the programming language for that assignment). However, that is an alternate inquiry, so inquire "when is C the most sufficient programming language" and, surprisingly, more definitively, give your desired issue to compose a program for.
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Under GAAP, companies can choose which inventory system? Periodic Perpetual O a. Yes No Periodic Perpetual Ob. Yes Yes Perpetual Periodic Yes Oc. No Perpetual Periodic No Od. Yes
Under GAAP, companies can choose Perpetual Periodic system was the based on the inventory.
What is inventory?The term inventory refers to the company are ready to sell the merchandise, goods, and services and the earn profit. The company used the raw material are converted into the finished goods.
The word periodic inventory refers to items that are sold and recorded on a regular basis. The effects of transactions are financial account entries. Inventory is counted and priced on a regular basis. The cost of the goods sold usually includes the ending inventory.
As a result, the Perpetual Periodic system was the basis on the inventory system.
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What are the risk factors that can be controlled changed or treated?
The "controllable" risk factors are: Smoking, High blood pressure, High blood cholesterol, High blood sugar (diabetes), Obesity and overweight, Physical inactivity, Stress.
Mountains are produced by the collision and lifting up of two or more convergent continental plates. This uplift's stress-related folds, reverse faults, and thrust faults allow the crust to ascend. The term "tension" in geology refers to a stress that causes rocks to extend in two different directions. The size of the rocks increases laterally while decreasing vertically. Mountain belts frequently build over hundreds of millions of years, then harden and erode before forming a stable craton. Accumulation, orogeny, and uplift/block-faulting are the three stages of its evolution. Projection
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What are the 6 forms of revenue?
On an income statement, there are two types of revenues: operating revenues and non-operating revenues.
What are the different forms of revenue?Total revenue and marginal revenue are the two most important revenue categories.The total selling price of a company equals its total revenue. It is calculated by taking the quantity of each product and its price. The difference between total revenue and the change in product quantity is known as marginal revenue.The term "revenue" refers to the total amount of money earned by a company from the sale of goods or services required to run its operations. Sales revenue is money earned over time by selling goods or services.The money collected by the government from tax payers is known as tax revenue. Fundraising is the money raised by a charity from donors and other sources and used to further its charitable objectives.To learn more about revenue refer to :
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which of the following is true about inflation? a. inflation promotes social harmony by uniting people against the government. b. inflation is more damaging if it is anticipated. c. accurate anticipation of inflation is possible for everyone who is well informed about economic events. d. those who lend money at a rate below the rate of inflation suffer economic losses.
B. Inflation is more damaging if it is anticipated.
When prices are expected to rise, people tend to purchase goods and services as soon as possible in order to protect themselves against the expected increase in prices. This can cause a rapid increase in demand and a corresponding increase in prices.
This rapid increase in prices can be more damaging than a gradual increase in the price level. A gradual increase in prices gives people time to adjust to the higher prices and allows them to make more rational decisions about their purchases.
Anticipation of inflation can also cause people to delay spending, which can have a negative impact on economic growth.
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you own a portfolio equally invested in a risk-free asset and two stocks. one of the stocks has a beta of 1.16 and the total portfolio is equally as risky as the market. what must the beta be for the other stock in your portfolio? (do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.)
Market: port =1/30+1/31.5+1/3=0.5+ 3 =1β
We invested evenly in two stocks, a risk-free asset, and all weights are set at 1/3. By definition, the beta of a risk-free asset is zero; the beta of one stock is provided and equals 1.5. By definition, the market portfolio's beta is 1. Consequently, the other stock's beta is 1.50.
What is risk free asset?
An asset that has a guaranteed future return and nearly little potential of loss is considered risk-free. Because they are backed by the "full faith and credit" of the American government, Treasury bills, bonds, and other financial instruments issued by the U.S. Department of Treasury are viewed as risk-free investments. Since risk-free investments are so safe, their return is very close to the current interest rate.
According to a number of experts, there is no such thing as a risk-free asset because nothing in the world of investing can ever be completely assured. Technically, this may be accurate: There is a chance that all financial assets may depreciate or lose all of their value. For the average investor, the risk is negligible.
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renata developed a hair dye additive that is guaranteed to cover grey hair. she granted the right to use this additive to a major hair color manufacturer, and renata now receives a $1.00 royalty for every box of hair dye sold that contains this additive. what is this an example of?
Renata granted the right to use this additive to a major hair color manufacturer, and now receives a $1.00 royalty and it is an example of licensing.
What is licensing?A business relationship whereby one firm permits another company, in exchange for a set fee, to manufacture its product is licensing. Leasing out your intellectual property, such as your patents, trademarks, copyrights, designs, and other properties, to third parties, is one of the fastest and most lucrative methods to expand your company.
A license agreement is a contract that enables the use of the intellectual property (IP) owned by one party by another party. When the other party (the licensee) uses the IP, the party who owns the IP (the licensor) is compensated (by way of a royalty). The types of IP that are licensed under licensing agreements can be categorized. Permission to work in a specific field is granted by licensing.
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All of the following actions are considered rebating except
All the following actions are considered rebating except sharing commissions with other licensed and appointed agents. Thus, option (1) is correct.
What is rebating?Rebating is the practice of returning a percentage of the payment or the agent's/fee broker's on the charge to the covered, as well as additional motivators to do company with a certain insurer. A rebate is a type of purchasing discount that is paid as a reduction.
The contemplated rebating are the refunds on the sum, discount, and extra, as well as special payouts. However, it did not apply to commission sharing with other authorized and assigned agents.
As a result, the except for commission sharing with other licensed and assigned agents, activities are deemed rebating. Therefore, option (1) is correct.
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Your question is incomplete, but most probably the full question was.
1. sharing commissions with other licensed and appointed agents.
2.refunding part of the premium as an inducement for purchase.
3.offering special dividends.
4. offering anything of value not specified in the policy.
Is corporate tax an indirect tax?
Contrary to direct taxes like income tax or corporate tax, which taxpayers pay to the government directly, customers pay indirect taxes whenever they purchase goods and services.
What is Corporate taxation it indirect?A direct tax is corporate tax, sometimes known as corporation tax. Any earnings that a corporation makes from its operations, whether domestic or international, are subject to corporate tax. The rates for corporations range from 15% to 40%.
What is Tax on corporations direct?Corporate/corporation tax is a term used to describe a direct tax that the government collects from business organizations as a source of revenue. A company compiles its financial statements for a period of accounting (usually 12 months) in order to comply with the corporation tax laws.
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What are 3 things banks do?
A bank is a financial institution that is licensed to accept checking and savings deposits and make loans.
A bank is a type of financial institution that is authorised to accept checking and savings deposits as well as make loans. Individual retirement accounts (IRAs), certificates of deposit (CDs), currency exchange, and safe deposit boxes are all services offered by banks. Although the most important role of a bank is to connect creditors and borrowers, banks are also critical to the domestic and international payment systems—and they create money.
Checking and savings accounts, loan and mortgage services, wealth management, credit and debit card provision, and overdraft services are the five most important banking services. Banks act as intermediaries between depositors (people who lend money to the bank) and borrowers (to whom the bank lends money).
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Distinguish between the disadvantages of leasing a vehicle and the disadvantages of purchasing a vehicle.
a. mileage limitations
b. large down payment
c. no vehicle equity
d. vehicle depreciation
1. disadvantages of leasing a vehicle
2. disadvantages of purchasing a vehicle
Limitations on mileage are a drawback of leasing a car, lack of vehicle equity. Disadvantage of buying a car: large down payment ,vehicle deterioration
Mileage restriction: You will be given a set number of kilometers to drive when hired. This restriction is meant to provide the vehicle owner more control over the car's condition and depreciation.
No equity in the vehicle Vehicle equity, which you have when you buy a car, is the sum of the loan balance minus the value of the car.
Large down payment: Because a vehicle has a high value, the total amount you must spend when you buy is substantially larger than when you are leasing a car.
Vehicle depreciation: As you use your car, its quality will deteriorate, which will cause the car to lose value.
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the reasons that nations trade includes the fact that a. the wants of their citizens exceeds their productive capacity b. no one country produces all of what citizens within the country want c. different countries have different levels of greed d. labor costs are too high in some countries to efficiently produce goods
Because there is a need or a desire for products or services, international trade is the exchange of capital, goods, and services across international borders or territories.
What is international trade?For the majority of nations, this type of commerce accounts for a sizable portion of GDP (GDP). Although there has always been international trade (for instance, along the Uttarapatha, Silk, and Amber Roads, in the race for Africa, the Atlantic slave trade, and on salt roads), its significance in terms of the economy, society, and politics has grown over the past few centuries.Comparatively speaking to domestic trade, conducting business internationally is a complex operation. Currency, laws, markets, government policies, the economy, and the judicial and legal systems all have an impact on commerce when it occurs between two or more states.International economic institutions, like the World Commerce Organization, were created to facilitate and provide justification for trade between nations with varying economic standing in the contemporary period.These groups support the expansion and facilitation of world trade. Official statistics on global trade are published by governmental statistical agencies, intergovernmental and supranational organizations, and other statistical services.To Learn more About international trade refer to:
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which theory is based on the premise that advertising works by influencing the brand choice of people who are ready to buy? group of answer choices recency planning pulsing media schedule flighted media schedule continuous media schedule
Recency planning is based on the premise that advertising works by influencing the brand choice of people who are ready to buy.
Recency theory is the idea that advertising and promotions work best when they are broadcast right before a choice is made and that their effectiveness decreases over time.
For instance, the recency hypothesis states that the optimum time to air new automobile advertisements is while viewers are getting ready for their morning commute, and the best moment to expose viewers to snack food advertisements is just after supper.
Therefore, advertisements should be showed when customers are making decisions about buying.
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good baby, inc. is a china-based mnc with operations in 44 countries around the world. good baby is known for its policy of hiring the nationals of its host countries they for all positions in the company from mail room clerks all the way up to the executive suites. what kind of philosophy do you think good baby upholds in their hiring policy?
In a case whereby good baby, inc. is a china-based mnc with operations in 44 countries around the world where good baby is known for its policy of hiring the nationals of its host countries they for all positions in the company the kind of philosophy that good baby upholds in their hiring policy is polycentric.
What is the Polycentrism philosophy?
Polycentrism serves as the host country orientation that is been used in the reflection of host countries goals as well as the objectives with respect "to different management strategies and planning procedures.
It should be noted that this can be attributed to theinternational operations however with polycentric perspective, a company's management team believes that in international business practices local preferences.
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What credit score is good to buy a house?
620 or higher credit score is good to buy a house.
What credit score is required to purchase a home?In general, higher is always better. Buyers with credit scores as low as 500 may be qualified for an FHA loan with a 10% down payment; those with scores of 580 or higher would just need to put down 3.5 percent.
However, you would also need to pay for private mortgage insurance. You can be eligible for a conventional loan or VA loan if your score rises to 620.
When you apply for a traditional loan, it is advised that your credit score be 620 or above. Lenders may be compelled to offer you a higher interest rate or refuse to approve your loan if your score is below 620 you a higher interest rate, which can result in higher monthly payments.
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management estimates the company's allowance for doubtful accounts as $200,000, and the auditors develop an estimate that suggests that the amount should be between $230,000 and $250,000. the factual misstatement in this situation is
Inaccuracies where there is no room for question and there is proof to back them up. Projected: The auditor's best projection of population-level inaccuracies, typically based on sampling.
What role of factual misstatement?Misstatements that are factually incorrect are ones that are without dispute. A blatant violation of an IFRS standard, such as the failure to disclose EPS for a listed firm, would be an example of a clear violation and would indicate that the financial statements are wrong.
Therefore, The company's provision for doubtful accounts is valued at $200,000 by management, and the auditors' estimate suggests that it should actually be between $230,000 and $250,000. In this instance, there is no factual error.
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Which are the two sector closed economy?
The economy is supposed to be a closed economy with only two sectors, namely households and enterprises, in this model.
The income function in a two-sector economy is Y = C+ I, while the consumption function is C = 40 + 0.75 Y. If the investment is 60 crores, compute the equilibrium level of income the equilibrium level of consumption; and the equilibrium level of saving. The two-sector model mentioned above is the simplest basic model, with only two sectors: persons or homes and companies. In the two-sector model, consumers are supposed to spend all of their money on consumer products and services generated by companies.
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What allows drivers to communicate with each other?
It's amazing that you're attempting to remain safe. Communicating in safe driving means flagging your goals to different drivers. This could incorporate utilizing your blinker, gesturing your head, or glimmering your headlights at another driver.
As well as being a decent audience, your youngster should figure out how to "talk" obviously out and about. This implies continuously utilizing a blinker (regardless of whether there could be not a single different vehicles to be seen), slowing down right on time to caution drivers behind the person in question, and holding the horn for circumstances that obviously call for it.
The specialized gadgets accessible in your vehicle include:
Blinkers
Brake lights
Danger lights
Headlights
The horn
To communicate successfully with different drivers, make certain to utilize these gadgets just when suitable. In any case, you're essentially causing an interruption and jeopardizing yourself as well as other people
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What is planning in SDLC?
Start planning your project in the SDLC once the requirements have been met and you are clear on the project's scope.
The following are the details you must be absolutely clear about when planning your project:
The project's scope must be clearly defined and agreed upon with the client.
Estimating costs.
estimation of risk.
The project will need certain resources.
Project-related technology
estimate of the time.
clients' anticipations
Project quality requirements.
if the project has more modules
upkeep of the project.
If you included all of the aforementioned factors in your project's scope during SDLC planning, your design,
Don't forget to finalize the project plan's scope and plan with the client after it is completed.
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Why is using purchasing power parity considered the best way to measure GDP?
PPP exchange rates have mostly remained constant over time. The drawback of PPP is that it is more challenging to measure than nominal.
How does the GDP grow?In general, there are two main factors that contribute to economic growth: an increase in the workforce's size and an increase in that workforce's productivity (output each hour worked). Both can expand the economy's total size, but only robust productivity growth can raise per capita and income.
How do I boost my GDP?Consumer spending and company investment are two factors that frequently fuel economic growth. To give money back to customers and increase expenditure, tax cuts or rebates are utilized. Although deregulation has been credited with spurring growth, it can also result in excessive business activity.
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a firm attempting to reduce the size of its workforce may use several approaches. the approach most likely to be saved as a last resort is a. hiring freeze. b. early retirement. c. firing. d. layoff. e. attrition.
A firm attempting to reduce the size of its workforce may use several approaches. the approach most likely to be saved as a last resort is firing [c].
What distinguishes a company from a firm?
A firm is a company that engages in the sale of goods and services for a profit, typically professional services. While a company refers to any firm engaged in any revenue-generating activity including the sale of products and services, as well as all commercial trades and structures.
Several strategies may be employed by a company in an effort to minimize the size of its personnel. fire is the method that will most likely be used as a final option.
Therefore, A firm is a business that sells products and services for a profit, usually professional services.
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When conducting an evaluation, it is not good practice to provide on-site feedback as you uncover information that could benefit the agencies’ work during the study.
False, when conducting an evaluation, it is a good practise to give immediate feedback when you discover facts that could help the agency's work.
It is insufficient to conduct an evaluation only once the intervention is finished. As a task area, evaluation supports the actual creation of the intervention (formative evaluation), its delivery and implementation (process evaluation), and the evaluation of the intervention's overall impact (outcome evaluation). Evaluation is therefore necessary before, during, and after each stage of the entire social marketing process.
A wide range of different actors, including independent contractors, internal staff, those in charge of providing services, peers, the community, and a unified group, can carry out evaluations.
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Enterprise resource planning applications are expensive. true or false
It is true that Enterprise resource planning applications are expensive
Enterprise resource planning (ERP) includes a form of software used by enterprises to manage routine business operations including accounting, purchasing, project management, risk management, compliance, and supply chain management.
Enterprise Resource Planning (ERP) systems are quite expensive which forms one of their key drawbacks. Costs for other needs such as computer hardware, upgraded network infrastructure, and security software may be in addition to those for the actual software and implementation. In order to select the ERP system that will be the greatest match for your firm in terms of features supplied but also in terms of prices, it is crucial to thoroughly assess the many alternatives for ERP systems and other associated systems.
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What factors determine or shape public policy ideas interests institutions?
Legislative bodies, courts, administrative agencies, and executive branches of federal, state, local, and tribal governments all play a role in determining public policy.
How does public policy shape the government?A number of factors, including public opinion, the state of the economy, new scientific discoveries, technical advancements, interest groups, nongovernmental organizations (NGOs), corporate lobbying, and political activities, have an impact on public policies.
A problem definition, desired outcomes, and the tools used by the policy to handle the problem and reach the objectives make up the three main components of every policy.
Public policy can be defined as a collection of laws, directives, and decisions made and implemented by governments in an effort to benefit the general populace. Public policy can determine what laws are passed, how money is allocated, and what issues are of interest to the general public.
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