Your mortgage is a 30-year fixed at 8% on $150,000. you are considering refinancing at 3.5% fixed for 30 years. the bank charges you 1.5% of your debt in closing fees. approximately how long will it take you to recoup the closing fees from the reduced loan payment amount?

Answers

Answer 1
It would take approximately around 4 months to recoup the closing fees from the reduced loan payment amount.

Related Questions

Find the area of the triangle ?

Answers

Answer:

16 cm²/m²

Step-by-step explanation:

The formula to find the area of a triangle is:

 Area of the triangle = [tex]\frac{1}{2}[/tex] × base × height

Where base = 8 and height = 4

 So, the area of the triangle =  [tex]\frac{1}{2}[/tex] × 8  × 4 = 16 cm²/m²

I get the part A of the question its just the part B that i would really appreciate for someone to explain

Answers

Step-by-step explanation:

650065 = (a² + 1)(c² + 1)

and

650065 = (ac - 1)² + (a + c)² = the sum of 2 squared numbers (ac - 1)² and (a + c)².

we see that 5 and 13 and therefore 5×13=65 are all factor of 650065. and then 650065/65 = 10001.

and we know that 65 = (64 + 1) = (8² + 1)

and 10001 = (10000 + 1) = (100² + 1)

so, a = 8, c = 100

that means the 2 squared numbers summing up to 650065 are

(ac - 1)² = (8×100 - 1)² = 799² = 638,401

(a + c)² = (8 + 100)² = 108² = 11,664

650,065 = 638,401 + 11,664 = 799² + 108²

Write a rule for the nth term of the geometric sequence for which a1=−6 and a5=−486

Answers

The geometric rule for the nth term of the geometric sequence for which a1 =−6 and a5=−486 is -6 × 3^(n - 1)

The nth term of a geometric sequence

First term, a1 = -6

Fifth term, a5 = -486

a5 = ar^(n - 1)

-486 = -6 × r^(5-1)

-486 = -6r⁴

r⁴ = -486 / 6

r⁴ = 81

r = 4√81

r = 3

Geometric rule:

nth term = ar^(n-1)

nth term = -6 × 3^(n - 1)

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what are the key features of the graph of a trigonometric function? How do you find them from a graph or an equation?

Answers

Answer:

The basic sine and cosine functions have a period of 2π. The function sin x is odd, so its graph is symmetric about the origin. The function cos x is even, so its graph is symmetric about the y-axis. The graph of a sinusoidal function has the same general shape as a sine or cosine function.

They are the three x-intercepts, the maximum point, and the minimum point. All of these are on your unit circle. The values of sin x correspond to the y-values, so those key points are (angle, y-value) or (0,0), (π/2, 1), (π, 0), (3π/2, -1), (2π, 0).

There are 20 students in a class.
12 of the students are girls.
Find the ratio of the number of girls to the number of boys.
Give your ratio in the form n : 1.

Answers

Answer:

1.5:1

Step-by-step explanation:

the original answer is 12:8, so you have to simplify it down. you can get it down to 3:2 with whole numbers, but to get it down to a ratio with one, you'll have to divide each number by 2 because the bottom number is 2, so the final answer would be 1.5:1

9+2×42+6-2

Please show the work​

Answers

Answer:

The answer is 97

Step-by-step explanation:

According to PEMDAS, we will solve the multiplication first. 2 × 42 is 84. Next, we will add or subtract from left to right. 9 + 84 + 6 – 2 is 97, the answer to our problem.

9 + 2 × 42 + 6 - 2

Multiply 2 and 42 to get 84.

9 + 84 + 6 - 2

Add 9 and 84 to get 93.

93 + 6 - 2

Add 93 and 6 to get 99.

99 - 2

Subtract 2 from 99 to get 97.

97 ===> Answer

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The table shows the monthly low temperature for several cities in December. The monthly low temperature in Toledo in December was 212°F. Which of the cities in the table, if any, had a lower December temperature than Toledo? Explain your reasoning.

Please this is urgent, please.

Answers

Of these cities, the place that has the lowest temperature than Toledo is Youngstown.

What is the temperature of Youngstown?

The town is known to have a temperature that is less than 20. This shows that the temperature has fallen below all other temperatures in the table.

Hence it can be concluded that the lowest table here is the temperature of Youngstown at -20 degrees.

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Find the equation of the straight line passing through the point (0, 2) which is perpendicular to the line y=1/4x+5

Answers

Answer:

Step-by-step explanation:

perp. -4

y - 2 = -4(x - 0)

y - 2 = -4x + 0

y = -4x + 2

What is the area of the kite?

A. 1,500 ft^2
B. 640 ft^2
C. 320 ft^2
D. 160 ft^2

thank you ! :)

Answers

D. 160 ft^2

Since the area of one big triangle is 50 ft^2 and one small triangle is 30 ft^2.

You add these together and you get half the area of the kite, so to find the while area you need to x2

Therefore, we arrived at the aforementioned answer: 160 ft^2

(x-1)(x+1)= выполнить умножение

Answers

Answer:

x^2-1^2

Step-by-step explanation:

formula:

(a-b)(a+b)=a^2-b^2

which is the value of the expression 4 / 1/8

Answers

Answer: Your answer is going to be 32

Step-by-step explanation:

Answer:

32

Step-by-step explanation:

1/8 is nothing but 0.125

4/.125 = 32

.125 goes into four 32 times.

what the 2 soultion answer to
y = 6x − 4
y = 5x − 3

Answers

[tex]y= 6x -4~~~~~~...(i)\\\\y = 5x -3~~~~~~...(ii)\\\\\text{From (i) and (ii):}\\\\~~~~~6x -4 = 5x -3\\\\\implies 6x -5x = -3 + 4\\\\\implies x = 1\\\\\text{Substitute x = 1 in equation (i):}\\\\y = 6(1) -4 = 2\\\\\text{Hence,}~ (x,y) = (1,2)[/tex]

Find the value of x.

Answers

Answer:

x=36

Step-by-step explanation:

2x+2x+70+78+68=360

4x+216=360

4x=360-216

4x=144

x=144/4=36

HELP ASAP
stats and probs

Answers

Answer:

Step-by-step explanation:

how would i solve this the shaded region is the whole inside circle.​

Answers

Answer:

34.48cm²

Step-by-step explanation:

Assuming the shaded area doesn't contain the triangle:

area of triangle = bh/2

area of triangle = 4(2)/2

area = 4

area of circle = πr²

area = π3.5²

area = 38.48

area of shaded = 38.48 - 4

area = 34.48cm²

(07.04A)

Which of the tables represents a function?


Table A
Input Output
8 −9
8 −8
10 −8
Table B
Input Output
4 11
7 12
7 13
Table C
Input Output
−4 0
−3 3
−2 5
Table D
Input Output
10 0
10 4
3 7









Table A
Table B
Table C
Table D

Answers

Answer:

Table C

Step-by-step explanation:

The input value in Table C gives a different value in the output.

1. Sally makes $600 dollars a week and earns 20% commission on her sales. If she sells $5000 dollars worth of furniture one week. What does she make in total? (Think weekly salary PLUS commission = total salary)​

Answers

Answer:

20% of sales : $1000

and salary+commission : $1000+ 600

So total salary : $1600

The first number in a pattern is 6. The pattern follows the rule "Add 1, Multiply by 2" Which of the following shows the next four numbers in the pattern?

A - 7, 8, 9, 18
B - 12, 13, 26 27
C - 7, 14, 15, 30
D - 12 14. 28, 28

Answers

Answer:

C

Step-by-step explanation:

Remark

You must do the changes in order. Add 1 then multiply by 2

First entry: 6Add 1: 6 + 1 = 7Multiply by 2 = 2*7 = 14Add 1: 14 + 1 = 15Multiply by 2: 15 * 2 = 30

Answer: 7 14 15 30

What are the approximate solutions to the equation? A. X=1.2 and x=3 B. X= 1.7 and x= 6 C. X= 2.6 and X = -3 D. X=1 and x=4.2

Answers

The solutions are where the red and blue lines cross each other.

Answer would be D. X ≅ 1 and x ≅ 4.2

how do i divide 431.25 by 61

Answers

Answer:

7.070 to the nearest thousandth

Step-by-step explanation:

You could use a calculator or do it manually using long division:

61)431 .2500(7.0695 <---------Quotient

    427

        425

         367

           580

           549

              310

               305

         

       

20 POINTS!!! WILL GIVE BRAINLIEST!!!

Answers

Answer:

equivalent. not equivalent. not equivalent

Step-by-step explanation:

What is the equation of a line that passes through (-6,2) and has a slope of -(1)/(2)?

Answers

Answer:

y= -1/2x+5

Step-by-step explanation:

Use technology or a z-score table to answer the question.
The weights of boxes of rice produced at a factory are normally distributed with a
mean of 20 ounces and a standard deviation of 1.5 ounces. Consider a shipment of 1500 boxes of rice.
How many of the boxes will weigh 18 ounces or less?
138 boxes
154 boxes
632 boxes
781 boxes

Answers

The number of boxes will weigh 18 ounces or less will be 138. Then the correct option is A.

What is a normal distribution?

The z-score is a statistical evaluation of a value's correlation to the mean of a collection of values, expressed in terms of standard deviation.

The z-score is given as

z = (x - μ) / σ

Where μ is the mean, σ is the standard deviation, and x is the sample.

The weights of boxes of rice produced at a factory are normally distributed with a mean of 20 ounces and a standard deviation of 1.5 ounces.

Consider a shipment of 1500 boxes of rice.

Then the number of the boxes will weigh 18 ounces or less will be

z = (18 - 20) / 1.5

z = -1.33

Then the probability will be

P(x ≤ 18) = P(z ≤ -1.33)

P(x ≤ 18) = 1 - P(z > -1.33)

P(x ≤ 18) = 1 - [1 - P(z < -1.33)]

P(x ≤ 18) = P(z < -1.33)

P(x ≤ 18) = 0.091211

Then the number of the boxes will weigh 18 ounces or less will be

⇒ 0.091211 x 1500

⇒ 136.8

approximately 138 boxes.

Then the correct option is A.

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The table represents quadratic function g. Which statement is true about the function?
I
-5
-4 -3
-2 -1 0
-1
0
-1
-4 -9 -16
O A. The minimum occurs at the function's x-intercept.
O B.
The maximum occurs at the function's x-intercept.
O C.
The maximum occurs at the function's y-intercept.
The minimum occurs at the function's y-intercept.
O D.

Answers

Answer:

B.   The maximum occurs at the function's x-intercept.

Step-by-step explanation:

Given table:

[tex]\large\begin{array}{| c | c | c | c | c | c | c |}\cline{1-7} x & -5 & -4 & -3 & -2 & -1 & 0\\\cline{1-7} g(x) & -1 & 0 & -1 & -4 & -9 & -16\\\cline{1-7}\end{array}[/tex]

From inspection of the table, we can see that:

[tex]g(-5) = -1[/tex]  and[tex]g(-3) = -1[/tex]

This indicates symmetry.  

The line of symmetry is the mid-point between the two x-values.

Therefore, the line of symmetry is x = -4

The vertex (minima/maxima) is on the line of symmetry, therefore the vertex is at (-4, 0).  As the function decreases as x → 0, the vertex is a maximum.

As the y-value of the vertex is 0, the maximum occurs at the function's x-intercept.

Answer:

B

Step-by-step explanation:

Finding the line of symmetry :

⇒ Two x-values have the same y-coordinate → (-5) and (-3)

⇒ This means the symmetry is exhibited and it lies between these 2 x-values

⇒ Line of symmetry : x = -4

=============================================================

Now, on plotting these points on a graph we see that this graph has a negative coefficient.

⇒ This means this graph will have a maximum point as the vertex

⇒ The vertex lies on the line of symmetry, hence the vertex (according to the graph and table) is (-4, 0)

Hence, we can say that the maximum occurs at the function's x-intercept.

Find the measure of the angle between u = 6i - 3j and
v = 2i+j to the nearest tenth of a degree.

Answers

Answer:

θ = 53.1°  (to the nearest tenth)

Step-by-step explanation:

FORMULA :

Let θ be the measure of the angle between U and V :

[tex]\cos \theta =\frac{\overrightarrow{U} .\overrightarrow{V} }{\left\Vert \overrightarrow{U} \right\Vert \times \left\Vert \overrightarrow{V} \right\Vert }[/tex]

========================

[tex]\overrightarrow{U} \times \overrightarrow{V} =6\times 2+\left( -3\right) \times 1=9[/tex]

[tex]\left\Vert \overrightarrow{U} \right\Vert =\sqrt{6^{2}+\left( -3\right)^{2} } =\sqrt{45} =3\sqrt{5}[/tex]

[tex]\left\Vert \overrightarrow{U} \right\Vert =\sqrt{2^{2}+\left( 1\right)^{2} } =\sqrt{5}[/tex]

[tex]\left\Vert \overrightarrow{U} \right\Vert \times \left\Vert \overrightarrow{V} \right\Vert =3\sqrt{5} \times \sqrt{5} = 15[/tex]

…………………………………………………

Then

[tex]\cos \theta =\frac{9}{15} =\frac{3}{5}[/tex]

[tex]\theta =\cos^{-1} \left( \frac{3}{5} \right) =53.130102354156[/tex]

Solve three fourths times two thirds

Answers

Answer:

1/4

Step-by-step explanation:

3/4 x 2/4 = 6/24

6/24 simplified is 1/4

Please mark Brainliest!!

Answer:

6/12 or 1/2

Step-by-step explanation:

Start by multiplying the numerators

3 x 2 = 6

Then multiply the denominators

4 x 3 = 12

Then you get your answer of 6/12

But if you want it simplified then divide both the denominator and numerator by 6 and you will get your final answer of

1/2

Hope this helped

Please mark me the Brainliest


Which of the following equations describes the graph?
y=-x^2+1

Answers

Y = -x^2 -1

This is because the parabola goes down which means a is negative and the y intercept is -1 which means the c in the equation is -1

An equation that describes the graph is [tex]y=-x^{2} +1[/tex]

What is an equation?

"It is a mathematical statement which consists of equal symbol between two algebraic expressions."

What is parabola?

"It is a curve, such that a point on the curve is equidistant from a fixed point, and a fixed line. "

For given question,

The graph describes the parabola.

The parabola opens downward, so the equation of the parabola would be,

[tex]y=-x^{2}[/tex]

We know that, for a function f(x) is transformed to f(x) + c if c > 0 then the graph of the function moves up by c units.

if c < 0 then the graph of the function moves down by c units.

As the graph of the parabola moves down by 1 unit, the equation of the parabola would be,

[tex]y=-x^2+1[/tex]

Therefore, the equation that describes the graph is [tex]y=-x^{2} +1[/tex]

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PROVE :

sin^2(-300°).cos^2 (120)+ cos^2(-240 ).sin^2(390)=1/4​

Answers

Step-by-step explanation:

[tex] \sin {}^{2} ( - 300) \cos {}^{2} (120) + \cos {}^{2} ( - 240) \sin {}^{2} (390) = \frac{1}{4} [/tex]

[tex] \sin {}^{2} (60) \cos {}^{2} ( {}^{} 120) + \cos {}^{2} (120) \sin {}^{2} (30) [/tex]

[tex] \frac{3}{4} \frac{1}{4} + \frac{1}{4} \frac{1}{4} [/tex]

[tex] \frac{3}{16} + \frac{1}{16} = \frac{4}{16} = \frac{1}{4} [/tex]

what is the average rate of change for this quadratic function for the interval fr x=2 to x=4?

Answers

Answer:

0-4

derivate first

function is missing

substitute the value of X

(5 1/6-x)*2 7/10-1 3/14=3 2/7

Answers

Answer:

3.5

Step-by-step explanation:

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