Answer:
Installment
Explanation:
In installment credit, the borrower makes periodic, fixed, and scheduled loan repayments. The loan has a set timeline by which it ought to be fully repaid. The periodic repayments( installments) are mostly monthly. The installment amount is predetermined and includes the principal amount and an interest component.
Every installment payment reduces the loan balance. The borrower continues making payments until the entire loan is repaid. Installment contrasts with revolving loan type. Under the revolving loan, the lender sets a loan limit for the borrower. The borrower can borrow as many times as long as they are below the set limit.
To be eligible for Bright Futures, you must
submit a statement explaining how all money will be repaid
submit a plan of action for all courses throughout college
take at least three remedial credits in the first semester
take at least six non-remedial credits per semester
please only answer if you know what your talking about
and if your right i will give brainiest.
Answer:
B. Submit a plan of action for all courses throughout college.
Explanation:
I am also taking the FLVS course.
1: List three policy making groups of the Federal Reserve?
2: which banks are members of the fed?
3: the fed is owned by?
Answer:1- the board of governors, the federal reserve bank also know
as ( Reserve bank), And the federal open market committee
2- Approximately 38 percent of the 8,039 commercial banks in the United States are members of the Federal Reserve System.
3- The Federal Reserve System is not "owned" by anyone. The Federal Reserve was created in 1913 by the Federal Reserve Act to serve as the nation's central bank.
Explanation:
idk answer might Be wrong
Open-ended credit is credit for which debtors are given a specified amount of credit to purchase specific consumer goods and intangible goods.
Answer: False
Explanation:
Open-ended credit does not work by specified borrowing amounts given to a debtor to purchase specific goods.
Rather it works by giving the debtor a limit on the amount they can borrow and they are allowed to borrow whatever amount they want within that limit.
The credit described in the question is a close-ended credit.
Credit cards can help _____________ when paid off on time regularly.
Answer:
lower your debt
Explanation:
Credit cards can help to lower debt when paid off on time regularly.
What is Credit card?A credit card is a sort of credit facility offered by banks that allows clients to borrow monies up to a pre-determined credit limit. It allows customers to make purchases of products and services. When using a credit card, you must make at least the minimum payment each month by the balance's due date.
Paying it down on time might help to boost the credit. People who do not have much credit history may have difficulty obtaining a beginning card. A card with a lower credit score may be appropriate in some instances, but for many people, a secured card is a better alternative.
The lower credit usage, the smaller credit card balance. Paying your credit card debt on time and consistently might enhance your credit score.
As a result, if credit score improves, you may be able to qualify for lower interest rates and other loans, such as mortgages.
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Question 9 of 20
All of the following are benefits to earning a college degree except.
A. job protection.
B. earning more money.
C. better consumer decision making.
D. paying fewer taxes.
Answer:
D
Explanation:
Because you still have to pay the same amount of taxes.
7. XYZ stock price and dividend history are as follows: An investor buys three shares of XYZ at the beginning of 2010, buys another two shares at the beginning of 2011, sells one share at the beginning of 2012, and sells all four remaining shares at the beginning of 2013. (LO 5-1)
Answer:
A lot of information (number are missing) as well as the requirements, so I looked for a similar question and found:
Year Beginning-of-Year Price Dividend Paid at Year-End
2010 $ 108 $4
2011 $ 112 $4
2012 $ 98 $4
2013 $ 103 $4
a. Calculate the time-weighted rate of return for the investor?
b. Calculate the money-weighted rate of return for the investor?
a) first we must determine the holding period return (HPR) for:
2010 = [($336 - $324) + $12] / $324 = 0.074
2011 = [($490 - $560) + $20] / $560 = -0.089
2012 = [($412 - $392) + $16] / $392 = 0.092
time weighted rate of return (TWRR) = [(1 + 0.074) x (1 - 0.089) x (1 + 0.092)] - 1 = 1.0684 - 1 = 0.0684 = 6.84%
b) calculating the money weighted rate of return is similar to calculating the IRR of a project:
cash flow at the beginning of 2010 = -$108 x 3 = -$324
cash flow at the beginning of 2011 = (-$112 x 2) + $12 = -$212
cash flow at the beginning of 2012 = $98 + $20 = $118
cash flow at the beginning of 2013 = ($103 x 4) + $20 = $432
using an excel spreadsheet, the MWRR = 1.08%
Louis is a student at Texas A&M who just secured a summer internship working for the marketing department of Southwest Airlines. He is assisting Marlene, one of the marketing managers, with a competitive assessment of the U.S. market. Marlene wants him to think outside of the box when assessing the competition. She tells him to think beyond direct competitors to any competitors that might be able to offer similar services as Southwest. Refer to Scenario 3.1. Which of the following represents a generic competitor to Southwest Airlines?
a. GoKarts USA
b. Greyhound Bus
c. FedEx Express
d. Delta Airlines
e. Harley Davidson
Answer:
The answer is "Option b".
Explanation:
The Greyhound Bus uses the three types of fare, that were being used by Greyhound, and the extra travelers Economy and Luxury pay non-refundable costs, receive $20 to upgrade their fares or one carriage free or one luggage free. Additional travelers from Business also receive priority loading but collect further rewards than travelers from Business.
Since the press was copied on Ms. Stiles’ letter, should the mall copy them on its reply
Answer:
Yes, For Public relations reason
Explanation:
Public relations are the efforts of a company to create a good reputation within society. It involves managing communications to ensure messages that enhance good relations get to the intended audience. Public relations use unpaid media messages to create a good reputation for the organization.
The mall should copy the press in its reply to Ms. Stiles. The letter could be damaging the mall's reputation. By replying and copying the press, the mall presents itself as responsible and sensitive to its customers. The mall should take that opportunity to repairs any damages and market itself further.
Esperanza is starting a business by herself as an
illustrator for magazines and children's books. She
isn't concerned with personal liability, but she wants
the business to be easy to set up.
Answer:
sole proprietorship
Explanation:
The sole proprietorship is the type of business owned and run by a single individual. The owner is a sole trader. In a sole proprietorship, the owner sources capital by themselves, keeps all the profits, and suffers the losses alone.
A sole proprietorship is the easiest form of business to set up. The only requires to obtain a registration certificate and a trading license from the local authorities. Esperanza should open a sole proprietorship business. Unlimited liability is the biggest shortcoming for a sole proprietorship, but that does not seem to bother Esperanza.
1. What is the dilemma K to 12 graduates face when applying for a job? Plss help me asap
Answer:
what is that am seeing here
What is a tax refund?
Answer:
A tax refund is essentially a payment to the taxpayer when the taxpayer pays more tax than they owe.
Explanation:
May I have brainliest please? :)
A tax refund is essentially a payment to the taxpayer when the taxpayer pays more tax than they owe.
What is tax refund?An amount given to a taxpayer to make up for any overpayments made to the federal or state governments is known as a tax refund. Refunds are frequently perceived by taxpayers as a windfall or a lucky break, but in reality, they often equate to a loan that the taxpayer made to the government at no interest.
It depends on the discrepancy between the annual tax due and the amount of tax withheld throughout the year. If the amount of tax payable is less than the latter sum, the individual receives a tax refund.
When too much money is withheld from their taxes, the taxpayer gets a refund at the end of the year.
Thus, A tax refund is essentially a payment to the taxpayer.
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Identify which basic assumption of accounting is best described in each/some item(s) presented below:a) The economic activities of FedEx Corporation are divided into 12-month periods for the purpose of issuing annual reports.b) Solectron Corporation, Inc. does not adjust amounts in its financial statements for the effect of inflation.c) Walgreen Co. reports current and non-current classifications in its balance sheet.d) The economic activities of General Electric and its subsidiaries are merged for accounting and reporting purposes.
Answer:
a) The economic activities of FedEx Corporation are divided into 12-month periods for the purpose of issuing annual reports.
Periodicity principle: companies have to report their financial statements and operations over standard periods of time.
b) Solectron Corporation, Inc. does not adjust amounts in its financial statements for the effect of inflation.
Monetary unit: companies have to report their financial statements in a unit of valid currency.
c) Walgreen Co. reports current and non-current classifications in its balance sheet.
Going concern: companies are expected to continue operating in the future.
d) The economic activities of General Electric and its subsidiaries are merged for accounting and reporting purposes.
Economic entity: companies must report the transactions that involve them and their subsidiaries, but not the transactions that involve their owners or other companies.
pros and cons of franchises??
differentiate between consumer goods and capital goods and give example in each Case
Answer:
see below
Explanation:
Consumer goods are bought for consumption. They are used to satisfy the needs and wants of the final consumers. Consumer goods are not meant for future production activities. Examples include foodstuff bought for eating, motor vehicle, homes, and clothing.
Capital goods are products used in the making of goods and services. They are inputs used to make consumers goods. Capital goods are not for resale but to help a business generate more sales. They include plants and machinery.
Goods can either be consumer or capital depending on use. An apple bought for eating is a consumer good, but when used to make apple juice is a capital good.
Tiffany graduated from college and needed to decide where she wanted to work. She had several options. Her aunt Martha owned and operated a small business that she started about twenty years ago. Martha, an individual owner of her business, informed Tiffany that she could work for her. On one hand, Tiffany thought it would be a great opportunity to be able to work for her aunt, learn the business, and then run the business when her aunt retires. On the other hand, she also felt that she wanted something a little more challenging; a job where she could really use her education. Her other option would be to work for a company that a friend and her husband had started and jointly owned. It was a rapidly growing company with plenty of opportunity for advancement. However, Tiffany had some reservations about this choice because she was not sure she wanted to work for friends. Her last option was to work for a large retail company, headquartered in Maryland, which had stores across the United States. After much consideration, Tiffany decided she didn't want an opportunity and a job because someone knew her. She wanted to prove how motivated and hardworking she was. Once she weighed all the advantages and disadvantages of her different options, she decided to work for the large retail company so that she could gain the most experience for herself. Refer to Tiffany's Dilemma.Based on the information provided,what type of business does Tiffany's aunt operate?A) Incorporation.B) Partnership.C) Franchise.D) Corporation.E) Sole proprietorship.
Answer:
Based on the information provided,what type of business does Tiffany's aunt operate?
E) Sole proprietorship.
Explanation:
A sole proprietorship is the simplest and most common type of business in the US. Generally sole proprietorships are small businesses, family owned and operated. A sole proprietorship is owned by a single person, in this case aunt Martha. This type of business is considered a pass through entity since it is not taxed directly, instead the owner is taxed. The main disadvantage of sole proprietorships is that the owner is personally liable for all the company's obligations.
Answer:
Partnership
Explanation:
Mack writes a check to his maid, Marianne, in payment for services rendered. Marianne indorses the check in blank and gives the check to her masseuse, Janet, in exchange for a neck massage. Without indorsing the check, Janet gives the check to Martin, her newspaper carrier in payment for the next four month's delivery charges. Martin indorses with a special indorsement and negotiates the check to his church, St. Mark. The church indorses the check and deposits it in its bank account. If Mack's bank later dishonors the check, to whom may St. Mark's look for recovery?a. Martin onlyb. Only Mackc. Mack, Marianne, Janet, and Martind. Mack, Marianne, and Martin
Answer:
Explanation:
Mack, Marianne, and Martin
Explanation:
From the question, we are informed about, Mack who writes a check to his maid, Marianne, in payment for services rendered. Marianne indorses the check in blank and gives the check to her masseuse, Janet, in exchange for a neck massage. Without indorsing the check, Janet gives the check to Martin, her newspaper carrier in payment for the next four month's delivery charges. Martin indorses with a special indorsement and negotiates the check to his church, St. Mark. The church indorses the check and deposits it in its bank account. If Mack's bank later dishonors the check. In this case St. Mark's may look for recovery from Mack, Marianne, and Martin. This is because the check was endorsed by three of them and as a result of this anything that happened to the check may be it's not been accepted or other things, they will be held responsible for it since they signed at the back of the check.
While planning a new product launch, Cassandra knew that the art department was ready to work on the promotional pieces right away. But they are not able to start until the strategy group established the price point and the purchasing group obtained the paper needed to make the promotional piece. Establishing price points would take about a week and was dependent on manufacturing getting the costs to the strategy group. This was expected a week from today. The purchasing group indicated the paper could be obtained locally the same day it was requested. Based on this information and assuming things go according to plan, when will the art department be able to begin work on the promotional pieces?
A. 1 weekB. 1 monthC. 1 dayD. 2 weeks
Answer:
A. 1 week
Explanation:
This is true due to the fact that, Cassandra knew it would take about 1 week to establish the price point in the new product which she is planning to launch.
For the extra week it would have taken to get the paper could not hold again due to the fact that, it was already established that, it would take same day to get same paper rather than waiting for the paper to get to the strategy group in one week.
what is professional education!
Answer:
Professional education is a formal specialized training about a particular profession in which learners are taught the central concepts, principles, and techniques, and how these are applied in real practice, and the learners also acquire the necessary competencies needed for proper practice and behaviour.
Professional education is a formalized approach to specialized training in a professional school through which participants acquire content knowledge and learn to apply techniques. Although content is what the participant is expected to learn by attending professional school, such an education also helps the participant acquire the competencies needed for proper practice and behavior.
The end goal of budgeting is to plan and ____ organizational finances successfully?
A. justify
B. control
C.explain
D.increase
Answer:
B
Explanation:
Controlling is another organizational goal
Rembrandt Paint Company had the following income statement items for the year ended December 31, 2021 ($ in thousands):
Sales revenue 34,000 Cost of goods sold 18,500
Interest revenue 420 Selling and administrative expense 4,100
Interest expense 620 Restructuring costs 2,400
In addition, during the year the company completed the disposal of its plastics business and incurred a loss from operations of $3.2 million and a gain on disposal of the component’s assets of $5.2 million. 600,000 shares of common stock were outstanding throughout 2021. Income tax expense has not yet been recorded. The income tax rate is 25% on all items of income (loss).
Required:
Prepare a multiple-step income statement for 2021, including EPS disclosures. (Amounts to be deducted should be indicated with a minus sign. Enter your answers in thousands except earnings per share. Round EPS answers to 2 decimal places.)
Answer:
Rembrandt Paint Company Income Statement - December 31, 2021Sales revenues $34,000
- Cost of goods sold ($18,500)
Gross margin $15,500
Operating expenses:
- Selling and adm. expenses ($4,100)
- Restructuring costs ($2,400)
Total operating expenses ($6,500)
Income from operations $9,000
Other revenue and expenses:
Gain on sales of assets $5,200
Interest revenue $420
Loss from discontinued oper. ($3,200)
Interest expense ($620)
Total other revenue and expenses $1,800
Net income pre-tax $10,800
Income taxes (25%) ($2,700)
Net income after taxes $8,100
Shares outstanding 600,000
Earnings per share (EPS) $13.50
Write any two ways of collecting rain water and its advantages.
Answer:
Harvesting rainwater can help the environment in a number of ways. ...
Reduces Water Bills. ...
Reduces Demand on Ground Water. ...
Can Be Used for Non-drinking Purposes
Does the business able to make the most out of the fixed asset?
Answer: Fixed assets are long-term items that add value to your business. They are tangible assets that you do not expect to convert into cash in less ... asset because you want to convert it into cash as fast as possible. ... You must keep up with maintenance schedules to get the longest life out of your fixed assets.
Explanation: PLEASE GIVE BRAINLIST
PLS NEED HELP IM BEHIND BAD
Answer:
I swear to god you dont read these
Explanation:
A) Auto Mechanics
D) Cunstruction Workers
maybe b probs not tho
careers with adverse working conditions often demand higher wages. Adverse working conditions might include
irregular work schedule
decision making
uncomfortable environment
required experience
Answer:
uncomfortable environment
Explanation:
Adverse working conditions create challenges for employees as they execute their mandate. These conditions may result from extreme weather, either very hot such, extremely cold, floods, snow, or windy. Adverse conditions could also refer to security concerns in place of work.
Political unrest, high crime rate, and civil wars create adverse conditions. The nature of work can also make working a challenge. Miners working many feet underground or soldiers on a battlefield are examples of challenges due to work.
Answer:
C) uncomfortable environment
Explanation:
The expenditure on a fixed asset (such as a machine) or monetary asset (such as shares or bonds) that affects the net cash flow is called
Answer:
Capital expenditure is the answer.
Question 2 (2 points)
The factors of production include all of the following EXCEPT
a
Government resources
Natural resources
Capital resources
Human resources
Answer:
Government resources
Explanation:
Factors of production are also known as inputs in the production process. They four in number and include land, entrepreneurship, capital, and labor.
Land refers to the natural resources occurring beneath, above, and on earth's surface. They include minerals, fertile agricultural land, water, forests, air, gas, space for building, and many others.Capital refers to the resources required to start and run a business. It includes finances, technology, methodology, plants and machinery, among others.Labor is the human input in the production process. Human beings contribute skills, knowledge, energy, and time.Entrepreneurship is the mobilization and organization of all the other factors(land, capital, and labor) to start and run a successful business.what is nbetter fender gibson or danelectro guitars. (in your opinion). I ALREADY HAVE MINE DANELECTRO ALL THE WAY.
Answer:
Danelectro Guitars
Explanation:
They are just cool.
Is there any way for someone to search for someone's user on here?
Answer:
No there is not
Explanation:
Sorry
Mrs. Hanson has 2 pies for a party. She calculates that if she splits the pies evenly among the guests, they will each receive
1
8
of a pie. How many guests are there?
Answer:
16 guests
Explanation:
If each guest is getting 1/8 of a pie, it means one pie is being divided into eight parts. One part is 1/8. One pie will be served to eight guests.
Two pies will be sufficient for 2x 8 = 16 guests.
what is the specific goal of product promotion ?
Answer:
Promotional goals include creating awareness, getting people to try products, providing information, retaining loyal customers, increasing the use of products, and identifying potential customers, as well as teaching potential service clients what is needed to “co-create” the services provided.