Which phrase best completes the diagram? Business banks Retail banks ? Accept deposits to checking accounts Make home mortgage loans A. Provide credit and debit cards O B. Offer certificate of deposit investments O C. Require car titles as collateral O D. Provide cash management services
Answers
The phase that best explains the diagram is that it best provides cash management services. Thus option D is correct.
what is a management service?The management service is a practice of outsourcing responsibilities for maintenance and the needs for the arrangement and processes and functions it involves the reduction in budgetary expenditure. The diagram shows us the business and retail bank that accepts deposits and makes home mortgages.
Find out more information about the diagram.
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Answer: D
Explanation: I just took the test
Related Questions
who wants to make a research paper here? i need help guys.
Answers
Answer:
I don't want to make sorry
When you add additional forms to a project, you add additional ________, which are stored in their own files.
Answers
hope this helps
Trevor Ang holds a $400,000 portfolio consisting of the following stocks:
Stock Investment Beta
A $100,000 1.40
B $70,000 1.60
C $30,000 1.10
D $200,000 1.00
Total $400,000
What is the portfolio's beta?
Answers
Answer:
Portfolio beta = 1.2125
Explanation:
The portfolio beta is a function of the weighted average of the individual stocks' betas that form up the portfolio. To calculate the beta of a portfolio, we use the following formula,
Portfolio Beta = wA * Beta of A + wB * Beta of B + ... + wN * Beta of N
Where,
w is the weight of each stock
Portfolio Beta = 100000/400000 * 1.4 + 70000/400000 * 1.6 +
30000/400000 * 1.1 + 200000/400000 * 1
Portfolio beta = 1.2125
Lola is preparing to buy a new home. She just received a promotion at her job
and she always pays her bills on time. Her only issue is she loves to shop,
which often doesn't leave her much money. After meeting with the realtor, it
Hooks like she will have to hold off on purchasing a new home. What area
should she most likely focus on to prepare?
O A. Overspending
B. Late payment fees and interest
C. Discouragement
O D. Credit damage
Answers
Answer:
A. Overspending
Explanation:
We note here that Lola "just received a promotion at her job," which means she is likely to have an increase in pay as a result. However, because of her love for shopping, we are told that she often doesn't have much much money left.
This most likely indicates that Lola overspends (eg on shopping, etc), making it difficult to fulfill other needs she has like buying a new home. Therefore, to prepare she needs to check the area of overspending in other to have enough money for the new home.
Answer:
It's overspending
Explanation:
she spends right as she gets her money and doesn't save anu
A stock has a beta of 1.2. Suppose the expected market risk premium (EMRP) is 6% and the risk-free rate is 1%. What is this stock's expected return according to the CAPM
Answers
Answer:
7%
CAPM = 1% + [6% - 1%](1.2) = 1% + 6% = 7%
Alison was just hired around the Grand Stores. She soon learned that all new hires in the company are required to go through mandatory health and drug testing. She consulted her superiors and found that this was not a breach of her privacy right. Which reason for such testing would NOT qualify as a breach of Alisons privacy rights?
A. Pre-employment condition
B. Vacation allotment
C. Fitness for duty
D. Personality assessment
Answers
Answer:
A. Pre-employment condition
Explanation:
The answer is A. because if the testing is a requirement for getting the job then you know beforehand. You're aware of this requirement before they employ you so it's not breaching your privacy rights.
Answer:
a
Explanation:
The company can allow whoever they want into the company and it is their choice to test their employees for drugs.
Shelly’s Gardening Center is deciding when to air their commercials on television. The marketing team feels it would be best to run the ads on weekend mornings anywhere from 9 am to noon. The timeframe the team is recommending is an example of a(n):________
a. first-run syndication.
b. audience share.
c. daypart.
d. avail.
Answers
Answer:
c. daypart
Explanation:
Daypart corresponds to a marketing strategy used when you want to reach the target audience of a certain campaign or advertising through the usage data of the medium where the ad is served. As shown in the scenario above, that the marketing team decides to run the ads on weekend mornings, from 9 am to noon, because through data and prior information, the marketing team found that these periods and times are those who would have a greater participation and interaction of the target audience with the television commercial, and thus the objectives and goals of marketing would have the probability of being more widespread and effective.
If Bob pays $695.20 for principal and interest every month for 30 years on his $110,000 loan, how much interest will he pay over the life of the loan
Answers
Answer:
$140,272
Explanation:
Calculation for how much interest will he pay over the life of the loan
First step is to calculate the Total payment
Total payment= (695.20 x 12 months x 30 years Total payment= $250,272
Last step is to calculate the interest amount Using this formula
Interest=Total payment-Principal
Let plug in the formula
Interest= $250,272- $110,000
Interest=$140,272
Therefore the amount of interest he will pay over the life of the loan is $140,272
_____ set their own goals and inspect their own work, often hire their own replacements and prepare their own budgets.a) Virtual teams
b) Enlarged teams
c) Socio-technical teams
d) Self-managed teams
Answers
Answer:
HEY PLS DON'T JOIN THE ZOOM CALL OF A PERSON WHO'S ID IS 825 338 1513 (I'M NOT SAYING THE PASSWORD) HE IS A CHILD PREDATOR AND A PERV. HE HAS LOTS OF ACCOUNTS ON BRAINLY BUT HIS ZOOM NAME IS MYSTERIOUS MEN.. HE ASKS FOR GIRLS TO SHOW THEIR BODIES AND -------- PLEASE REPORT HIM IF YOU SEE A QUESTION LIKE THAT. WE NEED TO TAKE HIM DOWN!!! PLS COPY AND PASTE THIS TO OTHER COMMENT SECTIONS!!
Explanation:
HEY PLS DON'T JOIN THE ZOOM CALL OF A PERSON WHO'S ID IS 825 338 1513 (I'M NOT SAYING THE PASSWORD) HE IS A CHILD PREDATOR AND A PERV. HE HAS LOTS OF ACCOUNTS ON BRAINLY BUT HIS ZOOM NAME IS MYSTERIOUS MEN.. HE ASKS FOR GIRLS TO SHOW THEIR BODIES AND -------- PLEASE REPORT HIM IF YOU SEE A QUESTION LIKE THAT. WE NEED TO TAKE HIM DOWN!!! PLS COPY AND PASTE THIS TO OTHER COMMENT SECTIONS!!
2. Which of the following was NOT a factor which led to the proliferation of life insurance?
Answers
Answer:
There are no option, for a question of this format theer NEEDS to be options to choose from.
Please put the options in the replies of this answer and I'll gladly answer your question.
Explanation:
May I have brainliest please? :)
Answer: all of the above
Explanation:
I got you
40 points Please answer
Discuss how the marketing mix affects your daily life. How might you use what you know about marketing in your career?
Answers
Explanation
I cannot even count the amount of times in our daily lives where we have to make decisions. If you invest a few minutes in analyzing it, the result would be the thought of endless products, services and life decisions being made every day some of them without even much thought
What should I wear
What should I eat
What am I going to do today
What school should I choose
Will I be buying my coffee from Starbucks, McCafe or at my local coffee shop?
In particular, product and services related decisions have turned to be routine answers made automatically every day, they help move the economy of cities, countries and ultimately the world.
On December 31, 2016, Hamilton Inc. sold a used industrial crane for $1,060,000 cash. The original cost of the crane was $5.30 million and its accumulated depreciation equaled $4.35 million on December 31, 2016. What is the gain or loss from the December 31, 2016 equipment sale? a) $110,000 gain b) $950,000 gain c) $950,000 loss d) $110,000 loss
Answers
Answer: a) $110,000 gain
Explanation:
Book value as on date of sale=Cost - Accumulated Depreciation
=$5,300,000 - $4,350,000
=$950,000
Gain on sales =1,060,000-950,000
=$110,000.
A gain because sales proceeds was greater than the Book value;
On December 31, 2016, Hamilton Inc recorded a gain of $110,000 gain
what is your view about credit cards in America? Do you think it serves the best interest of Americans or not and why?
Answers
Total fixed costs for Diamond Enterprises are $800,000. Total costs, including both fixed and variable, are $890,000 if 120,000 units are produced. What would be the fixed cost per unit at 200,000 units?a) $4.00 per unitb) $7.42 per unitc) $4.45 per unitd) $0.45 per unit
Answers
Answer:
a. $4.00 per unit
Explanation:
Variable costs are those costs that varies with output level e.g labor cost, while fixed costs are those costs that do not change irrespective of output level. eg rent.
Given that ,
Total cost = $890,000
Total fixed cost = $800,000
Variable cost = Total cost - Total fixed cost
Variable cost = $890,000 - $800,000 = $90,000
Number of units = 200,000
Fixed cost per unit = Total fixed cost / Number of units
Fixed cost per unit = $800,000 / 200,000 = $4 per unit
As a vice president of a financial services company, you serve many clients, and they sometimes ask your company to contribute to their favorite charities. You recently received a letter from Elliana Larios asking for a substantial contribution to the National Court Appointed Special Advocate (CASA) Association. On visits to your office, she has told you about its programs to recruit, train, and support volunteers in their work with abused children. She herself is active in your town as a CASA volunteer, helping neglected children find safe, permanent homes. She told you that children with CASA volunteers are more likely to be adopted and are less likely to reenter the child welfare system.
You have a soft spot in your heart for children and especially for those who are mistreated. You sincerely want to support CASA and its good work. But times are tough, and you can't be as generous as you have been in the past. Ms. Larios wrote a special letter to you asking you to become a Key contributor, with a pledge of $2,000
Your Task Write a refusal letter that maintains good relations with your client. Address it to Ms. Elliana Larios, 8569 East 39th Street, Phoenix, AZ 85730.
Answers
As a vice president of a financial services company, you serve many clients, and they sometimes ask your company to contribute to their favorite charities. You recently received a letter from Elliana Larios asking for a substantial contribution to the National Court Appointed Special Advocate (CASA) Association. On visits to your office, she has told you about its programs to recruit, train, and support volunteers in their work with abused children. She herself is active in your town as a CASA volunteer, helping neglected children find safe, permanent homes. She told you that children with CASA volunteers are more likely to be adopted and are less likely to reenter the child welfare system.
You have a soft spot in your heart for children and especially for those who are mistreated. You sincerely want to support CASA and its good work. But times are tough, and you can't be as generous as you have been in the past. Ms. Larios wrote a special letter to you asking you to become a Key contributor, with a pledge of $2,000
Your Task Write a refusal letter that maintains good relations with your client. Address it to Ms. Elliana Larios, 8569 East 39th Street, Phoenix, AZ 85730.
Early in its fiscal year ending December 31, 2021, San Antonio Outfitters finalized plans to expand operations. The first stage was
completed on March 28 with the purchase of a tract of land on the outskirts of the city. The land and existing building were purchased by
paying $370,000 immediately and signing a noninterest-bearing note requiring the company to pay $770,000 on March 28, 2023. An
interest rate of 8% properly reflects the time value of money for this type of loan agreement. Tide search, insurance, and other closing
costs totaling $37.000 were paid at closing
At the end of April, the old building was demolished at a cost of $87,000, and an additional $67.000 was paid to clear and grade the
land. Construction of a new building began on May 1 and was completed on October 29. Construction expenditures were as follows
(FV of $1. PV of $1. EVA of $1. PVA of $1. EVAD of $1 and PVAD of $1) (Use appropriate factor(s) from the tables provided.)
May 1
July 30
September 1
October 1
$3,750,000
2,350.000
1,920,000
2,820.000
San Antonio borrowed $6,100,000 at 8% on May 1 to help finance construction. This loan, plus interest, will be paid in 2022. The
company also had a $6,950,000, 8% long-term note payable outstanding throughout 2021
In November, the company purchased 10 identical pieces of equipment and office furniture and fortures for a lump-sum price of
$770 000. The fair values of the equipment and the fumiture and fixtures were $522,000 and $348,000, respectively. In December, San
Antonio paid a contractor $370,000 for the construction of parking lots and for landscaping.
Required:
1. Determine the initial values of the various assets that San Antonio acquired or constructed during 2021. The company uses the
specific interest method to determine the amount of interest capitalized on the building construction. (Hint: Expenditures on March 28
and April 30 to acquire land on which to construct the building are included as part of accumulated expenditures for determining the
amount of interest capitalized on the building. This means the interest capitalization period begins on March 28.)
2. How much interest expense will San Antonio report in its 2021 income statement?
Complete this question by entering your answers in the tabs below.
Required 1
Required 2
Determine the initial values of the variou assets that San Antonio acquired or constructed during 2021. The company uses
the specific interest method to determine the amount of interest capitalized on the building construction. (Hint: Expenditures
on March 28 and April 30 to acquire land on which to construct the building are included as part of accumulated expenditures
for determining the amount of interest capitalized on the building. This means the interest capitalization period begins on
March 28.) (Do not round intermediate calculations. Round your final answers to the nearest whole dollar.)
Answers
Answer:
1) assets basis:
land = $1,221,151
equipment = $462,000
furniture and fixtures = $308,000
parking lots and landscaping = $370,000
building = $11,241,600
2) interest expense:
interest on notes payable issued to buy land = $52,812
interest expense on other notes payable = $479,733
total = $532,545
Explanation:
the basis of the land (not depreciable):
$370,000 paid in cashPV of notes payable = $770,000 / 1.08² = $660,151closing costs = $37,000demolition of existing structures = $87,000land clearing and grading = $67,000total = $1,221,151Demolition costs as well as land grading and clearing add to the basis of the land, they are not included as part of construction costs. Therefore, they cannot be capitalized and added to the building's basis. The land is one asset and the building is a separate one, you cannot mix them. Only construction costs incurred when building the building (I don't know how else to say it) can be considered as accumulated expenditures for interest capitalization. The same applies to land improvements, they cannot be included in the construction's accumulated expenditures, they are separate assets.
interest expense on notes payable = $660,151 x 8% = $52,812
basis of equipment, furniture and fixtures (depreciable assets):
equipment = ($522 / $870) x $770,000 = $462,000furniture and fixtures = ($348 / $870) x $770,000 = $308,000parking lots and landscaping (depreciable land improvements):
$370,000total building construction expense during 2021:
May 1 : $3,750,000 July 30: $2,350.000 September 1: $1,920,000 October 1 : $2,820.000total = $10,840,000weighted construction expenditures 2021:
May 1 : $3,750,000 x 8/12 = $2,500,000July 30: $2,350.000 x 6/12 = $1,175,000September 1: $1,920,000 x 4/12 = $640,000October 1 : $2,820.000 x 3/12 = $705,000total = $5,020,000capitalized interests = $5,020,000 x 8% = $401,600
basis of building:
total construction expenses = $10,840,000capitalized interests = $401,600total = $11,241,600interest expense on other notes payable = ($6,100,000 x 8% x 8/12) + ($6,950,000 x 8%) - $401,600 = $479,733.33 ≈ $479,733
What was the economy like before the corona virus??
Please help!!
5-8 lines
Answers
Answer:
BEFORE the virus, the economy was running (not perfectly) but smoothly. You could go to school without the worry of a death sentence. Marriages were more common before the virus. Concerts were available. You could go out and do things. Bears didn't have to leave the mountains for food. Businesses were running easier.
Explanation:
I hope this helps.
Suppose the demand for roses increases from 500 to 600 stems when income rises from $10,000 to $20,000. Income elasticity for roses is:__________
Answers
Answer:
Demand Income % Δ in Demand % Δ in Income Elasticity
500 10000
600 20000 18.18% 66.67% 0.2727
The formula for midpoint elasticity = ((600-500)/((600+500)/2))/((20000-10000)/((20000+10000)/2)) = 0.2727
As the elasticity value is 0.2727 is less than 1, the good is slightly elastic and the good is normal good as the demand increases with the increase in income.
If Treasury bills are currently paying 5.75% and the inflation rate is 2.8%, what is the approximate and the exact real rate of interest?
Answers
Answer:
The exact real rate of interest is:
2.95% (5.75% - 2.8%).
Explanation:
The real rate of interest of 2.95% is the interest rate that has been adjusted to remove the effect of inflation of 2.8%. This implies that the nominal rate is 5.75%. When inflation rate of 2.8% is removed from the nominal rate, we then obtain the real rate of interest as 2.95%. It is normally computed as the nominal interest rate minus the expected rate of inflation.
The income statement of Venden Co. for the month of July shows net income of $4,000 based on Service Revenue $8,700, Salaries and Wages Expense $2,500, Supplies Expense $1,700, and Utilities Expense $500. In reviewing the statement, you discover the following.
Answers
Answer:
The correct net income is $3,500.
Explanation:
Note: This question is not complete. The complete question is therefore provided before answering the question as follows:
The income statement of Venden Co. for the month of July shows net income of $4,000 based on Service Revenue $8,700, Salaries and Wages Expense $2,500, Supplies Expense $1,700, and Utilities Expense $500. In reviewing the statement, you discover the following.
1. Insurance expired during July of $700 was omitted.
2. Supplies expense includes $250 of supplies that are still on hand at July 31.
3. Depreciation on equipment of $300 was omitted.
4. Accrued but unpaid salaries and wages at July 31 of $400 were not included.
5. Services provided but unrecorded totaled $650.
Instruction: Prepare a correct income statement for July 2017.
Also Note: See the attached excel file for the correct income statement.
In the attached excel file, the following workings are used:
Workings:
w.1. Supplies expense = Total supplies expense already charged – Supplies on hand at July 31 = $1,700 - $250 = $1,450
w.2. Salaries and wages expense = Salaries and wages expense already charged + Accrued but unpaid Salaries and wages expense = $2,500 + $400 = $2,900
w.3. Service revenue = Service revenue already accounted for + Services provided but unrecorded = $8,700 + $650 = $9,350
If fruit vendors in India had consumed one less cup of tea per day and invested the money in their business, their income at the end of the day would have been _______ after thirty days.
Answers
Answer: Lesser
Explanation:
Despite it might not looks noticeable but shortage really affects production or business, especially when it's done consistently. The amount of reduction it would experience at the end of the month would be tremendous compared to the thought that it's just a little cup of tea.
Southwest U's campus book store sells course packs for $15 each, the variable cost per pack is $10, fixed costs to produce the packs are $200,000, and expected annual sales are 50,000 What are the pre-tax profits from sales of course packs?A. $72,900.B. $81,000.C. $90,000.
D. $100,000.
E. $110,000.
Answers
Answer:
Pre-tax income= $50,000
Explanation:
Giving the following information:
Selling price per unit=$15 each
Unitary variable cost= $10
Fixed costs= $200,000
Sales in units= 50,000
First, we will determine the unitary contribution margin:
Unitary contribution margin= 15 - 10= $5
Now, the pre-tax income:
Pre-tax income= 50,000*5 - 200,000
Pre-tax income= $50,000
The Hewlett-Packard Company (HP) sells its computer printers in the United States and abroad. What will happen to the equilibrium price and the equilibrium quantity in this country's market for the HP printers in response to a decrease in the price of this product abroad?A. The answer cannot be ascertained without additionalinformation.B. The price will increase and the quantity demanded will increase.C. The price will increase and the quantity demanded will decrease.D. The price will decrease and the quantity will increase.E. The price will decrease and the quantity demanded will decrease
Answers
Answer: A. The answer cannot be ascertained without additional information.
Explanation:
There are different reasons that could explain why the price of the HP Printers would reduce abroad but not in this country. HP could be producing computers abroad for instance and this country charges import duties when HP imports but import duties are not charged abroad.
There also could be a difference in currency value and standard of living influencing how HP prices its goods abroad as well as other factors. More details would therefore be needed to answer this question.
A monopoly that attempts to charge the socially desirable price will invariably reduce their economic profit because:_______
a. price and marginal cost is higher than marginal revenue.
b. marginal cost is equal to zero.
c. price is lower than marginal cost.
d. average cost and marginal cost are equal.
Answers
Answer:
D
Explanation:
A monopoly that attempts to charge the socially desirable price will invariably reduce their economic profit because average cost and marginal cost are equal.
Answer:
The correct choice is - Price is equal to the Marginal Cost.
Explanation:
Socially desirable price refers to the point on the graph where the demand (D) stands equal to or intersects the marginal cost (MC). That is MC = D.
The challenge with setting prices like this is that the business in arriving at the price of its product(s) and or service(s) has not taken into consideration the fixed cost to the business. To breakeven, the owner of a business must know its Average Total Cost (which takes into consideration both marginal and fixed costs) and set its prices equal to same. To make a profit however the business must set its prices above the Average Total Cost.
Recall that ATC = MC + F/Q where
ATC = Average Total Cost
MC = Marginal Cost
F = Fixed Cost
Q = Quantity of goods produced
D = Quantity of goods demanded
Cheers
If operating income is $500,000 and total operating revenues are $10,000,000, the correct operating margin is:__________A. 5%B. 20%C. 2%D. 50%
Answers
Answer:
the correct operating margin is 5 %
Explanation:
Operating margin is the relationship between operating income and operating revenues.
This relationship is expressed as follows :
Operating margin = Operating income / Operating revenues × 100
= $500,000 / $10,000,000 × 100
= 5 %
On January 1, 20XA, Tie Company purchased a machine that had a sticker (list) price of $22,000. The seller agreed to allow Tie Company to pay for the machine over a three-year period at 10% interest on the unpaid balance and with equal payments of $8,444 due at the end of 20XA, 20XB, and 20XC. The amount that should be debited to the asset account, Machinery, on the day the contract was initiated is (rounded to the nearest dollar)A) $27,865.B) $25,332.C) $22,000.D) $20,999.E) None of the above is correct.
Answers
Answer:
I cant understand that question
The amount that should be debited to the asset account, Machinery, on the day the contract was initiated is $22,000. Option C is correct.
What is Machinery?Land, machinery, vehicles, furniture, computer equipment, buildings, and other equipment are examples of fixed assets. Depending on how a corporation conducts business, fixed assets can vary.
Machinery is a noncurrent asset, often known as a fixed asset. A long-term investment made by your organization that is unlikely to or does not easily convert to cash within an accounting year is referred to as a noncurrent asset.
Therefore if a machinery has been acquired on credit and the payment will be made in three equal installment payable annually then the asset shall be recognized at cost of acquisition i.e. $22000 original cost requiring the asset to bring in it present and current location and condition.
Learn more about Machinery:
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Anna does not have the admission fee to get into and amusement park. She convinces her friend, Steven,
to let her hide in the trunk of his car so that she can sneak into the park. She defends her actions by
saying that the loss to the amusement park is 'intangible" because no one was hurt and because she
did not really take anything of value. She also says that she is just a teenager who doesn't have as much
money as the rich owners of the park. Why is the theft wrong despite Anna's feelings?
Answers
Answer: see explanation
Explanation:
Based on the scenario that has been discussed in the question, the theft is wrong despite Anna's feelings because Anna did not pay the admission fee to get into the amusement park. This ultimately leads to the reduction in revenue on the part of the owner of the amusement park.
Let's take a look at a scenario whereby everyone who got into the amusement park did exactly thesame thing that Anna did,this simply means that no one will pay and the owner of the amusement park might eventually close down due to the fact that he or she will run at a loss. Anna's decision to hide in the trunk and enter the amusement park isn't ethical as well.
Countries are better able to negotiate free-trade agreements because of the
existence of the which of the following?
A. World Trade Organization
B. Chicago Mercantile Exchange
C. Internal Revenue Service
D. Securities and Exchange Commission
Answers
Answer:
World Trade Organization
Explanation:
took the test
Find the present value of $9,000 payable at the end of 4 years, if money may be invested at 4% with interest compounded continuously.
Answers
Answer:
the present value is $7,669.294
Explanation:
The computation of the present value is shown below:
As we know that
A = Present value × e^(rate × time period)
$9,000 = Present value × e^(0.04 × 4)
Present value = $9,000 ÷ e^0.16
= $9,000 ÷ 1.1735
= $7,669.294
Hence, the present value is $7,669.294
We simply applied the above formula so that the correct value could come
And, the same is to be considered
Store A uses the newsvendor model to manage its inventory. Demand for its product is normally distributed with a mean of 500 and a standard deviation of 300. Store A purchases the product for $10 each unit and sells each for $25. Inventory is salvaged for $5. What is its maximum profit?
a. $10,500
b. $8,500
c. $7,500
d. $6,000
Answers
Answer:
c. $7,500
Explanation:
Profit Maximization is a process in which an entity determines the selling price and cost of the product that results in the highest profit.
Use following formula to calculate the maximum profit
Maximum profit = Mean demand x ( Price per unit - Cost per unit )
Where
Mean demand = 500
Price per unit = $25
Cost per unit = $10
Placing values in the formula
Maximum Profit = 500 x ( $25 - $10 )
Maximum Profit = $7,500