Answer:
Health insurance is the single most important type of insurance you'll ever buy. That's because if you don't have health insurance and something goes wrong, it's not just your money at risk, it's your life.
Health insurance is intended to pay for the costs of medical care. Many people get health insurance through employers who subsidize premiums, meaning the employer pays the bulk of your premium, and you chip in a little with each paycheck.If you don't have employer-sponsored health insurance, you'll need to buy health insurance on the individual market. Thanks to the Affordable Care Act, you may be able to buy subsidized insurance on a state or federal exchange and get tax credits that help you afford the cost of monthly premiums. The specific coverage you get when you buy health insurance depends which policy you select. Your options include:
Low-deductible health plans: Low deductible health insurance plans are plans that keep your out-of-pocket costs for care low. You will pay higher premiums for these plans, since they provide more coverage. Your costs are more predictable since you'll know what your premiums are up front and you never have to worry about paying thousands of dollars if you end up needing medical services. High-deductible health plans: High-deductible health plans (HDHPs) have low premiums, meaning you pay less up front each month just to be covered. But the trade-off is that you're responsible for covering routine basic care, because your deductible -- or the amount you pay with your own money before insurance kicks in to pay the rest-- is typically several thousand dollars. With many high-deductible health plans, you can open a Health Savings Account (HSA) and contribute pre-tax funds to it that can be used to pay for medical costs as you incur them.
Catastrophic health plans: Catastrophic health plans are the cheapest in terms of premiums, but provide virtually no coverage for care unless you incur many thousands of dollars in medical costs. The deductibles are even higher than that of a typical high-deductible plan. Health maintenance organizations (HMOs): With an HMO network, you are restricted to receiving care from a specific network of participating doctors. These doctors are referred to as being in-network and they have agreed to accept rates for care set by your insurance company. You will need a referral from a primary care physician to see a specialist. Most HMOs define "specialist" to include anyone other than your primary care physician. This could include obstetricians, dermatologists, psychologists, chiropractors, and more.
Preferred provider organizations (PPOs): With PPOs, you don't have to get a referral to see a specialist. And while care will be cheaper if you pick a doctor who is in network, you'll have better coverage for out-of-network care than with an HMO. Exclusive provider organizations (EPOs): EPOs don't require that you get a referral to see a specialist, but will pay nothing for out-of-network care except in emergencies.Point-of-service plan: A point-of-service plan pays for in-network and out-of-network care, although you'll pay more if you see a doctor out-of-network. A primary care doctor will need to make referrals to specialists when needed.
Try to match your policy to your care needs out of what's available and offered to you. If you're someone who doesn't incur a lot of health expenses, a high-deductible health policy may be the most affordable solution. But if you see the doctor often for any number of reasons, get a policy with higher premiums but more comprehensive coverage and a lower deductible, so you don't go broke paying for all your services. Every health insurance plan is required to cover certain basic services before your deductible is met, like preventative care. The law also mandates insurance companies cannot charge more for a health insurance policy if the person has a pre-existing condition. The price of health insurance is based upon your age, geographic area, and whether you're a smoker. Insurers are prohibited by Obamacare from considering your gender, race, or past medical history.
Without exception, absolutely everyone needs health insurance because even a minor medical issue can become extremely expensive. Major medical issues can come with astronomical costs, as a single hospital stay or surgical procedure could cost many thousands of dollars. You can sign up for health insurance only at certain times of the year during "open enrollment", which is a designated period when anyone can buy coverage, unless you have a qualifying event, such as losing coverage because of a divorce or job change. Visit Healthcare.gov to find out when open enrollment is on the Obamacare exchanges, or check with your employer to see when you can sign up if your employer provides insurance as a job benefit.
Explanation:
Mark me brainly please
In arbitration, what do leaders of the labor union and the representatives of company management agree to?
Answer:
to bring a third party into their negotiations who has the ability to make binding decisions
legal decisions made by judges in court cases are called
Answer:
In law, a judgment, also spelled judgement, is a decision of a court regarding the rights and liabilities of parties in a legal action or proceeding.
Explanation:
legal decisions made by judges in court cases are called
Answer:
These past decisions are called "case law", or precedent. Stare decisis—a Latin phrase meaning "let the decision stand"—is the principle by which judges are bound to such past decisions.#StudyHars
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A defendant was on trial for having committed a murder in 1995. Taking the stand, the defendant denied being present in the city where the murder occurred at the time of the killing. The prosecution sought to admit into evidence a copy of the local newspaper published the day after the killing. The newspaper contained an article in which the defendant was quoted as stating that he had heard shots on the day of the murder from inside his apartment. The defendant objected to the introduction of this evidence. Should the judge admit the newspaper article into evidence
This is based on who is telling the truth. The defendant denys being in the city at the time of the murder, but then a local newspaper states that he heard gunshots from inside his apartment the day of the murder (which would be impossible if he wasn't in the city at the same of the murder). There could also be a chance that the newspaper could be lying mainly because the defendant objected that the evidence was correct. In this case, the judge should take this into consideration especially when a local newpaper article announced that the defendant heard gunshots after saying that he was never in the city. So I would say, the newspaper article could be evidence to prove that the defendant is responsible for the murder.
what is the punishment for drunk driving and killing someone
Answer:
first degree manslaughter and 10 years jail time
Please answer these questions
Compare what you know about paralegals with paralegals who are part of law shows on television. Make one statement about reading and gaining knowledge of paralegals and make one statement about paralegals portrayed in the media.
Paralegals, as I know them in person (and this may be in first person, or as experienced by a close acquaitance), do not command the kind of representation they are given in television shows.
Simply put, their job is to help lawyers do their job. The following include but are not a comprehensive list of what lawyers do:
Go for trials to defend their clients;Attend court hearings;initiate and or attend corporate and personal meetings; and sometimesget involved in police investigations etc.In the shows I have seen, they always seem smart, passionate about the cases they are working on, very ambitious, and always dressed in well-tailored corporate attire.
The reality that I have to accept is that:
Paralegals are not super-legal corporate figures. They are human too.Sometimes, they don't even love the job. For some, it's just another job to save up for their primary goalSome paralegals make very terrible mistakes. Not all of them are as smart as the job requires;They do not all dress for the part.People who are passionate about practicing law, perhaps, should read up about paralegals, and aim to practice as a paralegal before taking steps to become a lawyer.
I definitely would want the paralegals that I know to look and sound very smart like the ones often portrayed in the media.
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how does the requirement for probable cause to detain compare to the requirement for probable cause to go to trial
Answer:
Probable cause to detain requires fewer facts than does the decision to go to trial. The former refers to offenses where imprisonment is authorized but not required, while the latter refers to offenses that don't actually result in imprisonment.
Explanation:
What preconviction process benefits the defense by avoiding the risk of a harsher punishment and benefits the prosecution by avoiding the risk of acquittal
Answer:
plea deal
Explanation:
The plea deal, precondition process benefits the defense by avoiding the risk of a harsher punishment and benefits the prosecution by avoiding the risk of acquittal.
What is risk?
The term risk refers to the situation of the danger. As the possibility of the situation as the creation of the circumstances. The risk of the loss of something. Risk implies future uncertainty about deviation from expected earnings or expected outcome. Risk measures the uncertainty that an investor is willing to take to realize a gain from an investment.
The agreements allow prosecutors to focus their time and resources on other cases, while reducing the number of instances that judges must oversee. In plea bargains, authorities frequently agree to reduce a defendant's punishment. Allow victims to file a Victim Impact Report with the court to be considered in calculating the offender's sentence.
As a result, the plea deal, precondition process benefits the defense by avoiding the risk of a harsher punishment and benefits the prosecution by avoiding the risk of acquittal. Therefore, option (a) is correct.
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Your question is incomplete, but most probably the full question was
A. plea bargainingB. pretrial releaseC. pretrial detentionD. peremptory challengeswhich amendment prevents cruel and unusual punishment
Answer:
The eighth amendment
Explanation:
Over the past one hundred years business cycles have become more severe.
True or false
Some economists suggest they are, while others suggest it's the other way around: Longer expansions lead to more severe recessions. ... The most recent US business cycle has been remarkable in both its recession and expansion phases.
A business cycle represents fluctuations in the economy around full-employment output, but an economy's full-employment output, often called potential GDP, can also change. It grows over time due to population growth, growth in the economy's capital stock, and technological change.
Answer:
True.
Business cycles have been becoming expansive and severe, mostly in the U.S.The reason why it grows so much is because of the growth in the population, growth in the economy, and technological change.I hope this helped at all.
can you claim self defense if you are committing a crime
Answer:
Depends
Explanation:
Sometimes you can because it really depends, if you commited the crime and then claimed self defense just to reduce the time of your sentence people might belive you, but the moral of the story is , yes you can
(depending on your state)
Answer:
As the other person said, it depends.
Explanation:
If someone was aiming guns at your face or someone was trying to kill you, or maybe someone was harassing you. And you hit them back to the point they couldn't breathe, yeah you can, it should give you some wiggle space in court if you say that.
Holding people in jail without bond to ensure both their appearance at trial and the safety of the community is known as:
Answer:
The answer is Preventative Detention
Answer:
Holding people in jail without bond to ensure both their appearance at trial and the safety of the community is known as preventive detention.
I hope this helped at all.
Features of the us constitution
Please help me!!!!!
the violation of a society’s formally enacted law is called __________.
Answer:
The violation of a society’s formally enacted law is called a deviance.
I hope this helped at all.
What maneuver is used to turn your vehicle around, which involves backing or pulling forward into a driveway or a lightly traveled side street? *
A) Three point turnabout
B) U turning
C) Two point turnabout
D) Traveling around the block
C- Two point turnabout
This will allow you to see both sides of traffic to ensure that re-entry is as safe as possible. Doing a U-turn can be very unsafe if not done properly, and does not involve backing or pulling forward into a driveway. Three point turn about blocks the entire lane of traffic, and does not involve a driveway. This is used when there is not other option. Finally, traveling around the block does not involve the backing or pulling forward into a driveway.
This means that a Two point turnabout is the best answer.
I hope this helps! :)
PLEASE HELP ME ASAPP
On her way out of an expensive store, Callie notices that the car next to hers has a bag with the store's label on the backseat. Looking around to see if anyone is in the parking lot, Callie tries the car door. It is unlocked. Callie quickly grabs the bag and gets in her own car, driving away. Into what class of criminal would Callie MOST likely fall? A. professional thief B. persistent thief C. shoplifter D. occasional offender
Answer:
to my knowledge i think the best awnser choice is B
Explanation:
The definition of a persistant theif is a theif who continues in common law property crimes even though the level of sucsess is never more than ordinary
The persistent thief would Callie to MOST likely fall after her theft. Thus, option B is correct.
Who is a criminal?A criminal can be described as a person who has committed or has not been avoiding the law and order. That person is going against the set of rules and regulations.
This is formed as an illegal act which is usually done because of anger, jealousy, Revenge, or sometimes out of feelings. In this, the person who has created the crime is called a criminal and has to face the consequences regarding the same.
In this as Callie notices that there is a bag that is kept and has expensive items in the bag. To steal that bath and make sure that no one is seeing her they show that Callie is a persistent thief. Those who try and stop feeling but are not able to do so. They think that this will be the last time there but it is never the same.
Therefore, option B is the correct option.
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Brainliest! Please help
Answer:
D) perpetrator
Explanation:
someone who carries out the act.
C IS THE ANSWER.
I HOPE IT IS HELPFUL
Candace works as a defense lawyer and, in court, makes an accusation of misconduct related to the process of discovery. What might Candace be claiming?
A.
Officers lied on the witness stand.
B.
The jury was not impartial or fair.
C.
The sentence was unduly harsh.
D.
The prosecution withheld evidence.
Answer:
B the jury was not fair
Explanation:
The Department of Labor (DOL) works to protect public health and safety.
bus
Decide if each item on the list is a DOL regulation (R) or enforcement activity (E).
Enforcement Regulation
1. Monitor workplaces to see if they are following safety and health standards.
2 Employers must use a certain method for calculating overtime pay.
3. Employers must record and report work-related fatalities, injuries, and illnesses.
4. Evaluate possible cancer-causing substances found in the workplace
5. Employees can file a charge if they feel they've been discriminated against
6. Educate employers about how to follow the Fair Labor Standards Act.
7. Make sure agricultural workers are receiving fair treatment required by law.
8. Employers must post a notice explaining laws about the minimum wage
Activity - Side
IVICS © 2019 iCivics, In
Answer:
1) no
2) yes
3) yes
4) no
5) no
6) yes
7) yes
8) yes
The ______ Supreme Court decision said evidence may not be admitted in a court case if its seizure violated the Fourth Amendment.
Answer:
Mapp v. Ohio
Explanation:
PLEASE HELP ME ASAPP
While out one night, Kenneth and his friend Daruth begin to argue over money that Kenneth believes Daruth owes him. Daruth insists that he already paid it. Kenneth disagrees and becomes visibly upset as he needs the money to help his family cover some significant debt. Later, as Daruth leaves the restaurant, Kenneth comes out of the shadows and shoots Daruth, killing him. Of what kind of crime is this an example? OA. nonprimary homicide B. expressive crime O O O O C. instrumental crime OD. mass murder
Answer:
The answer is B.
Explanation:
Expressive crime
Answer:
expressive crime
Explanation:
Expressive crime, which is sometimes termed affective aggression, involves violence that is not directed at the acquisition of anything tangible or designed to accomplish anything specific other than the violent outcome itself. Assaults, disorders, and domestic violence are examples of expressive crime.
Also, I took the quiz :)
Which of the following is NOT an effective strategy to manage stress? Accept minor setbacks in your goals. Break down goals into smaller steps. Give yourself credit for accomplishments. Treat yourself to junk food.
Answer:
Treat yourself to junk food.
settlement payment from carnell smith and lenox magee v. fifth third bank class action settlement
In the case of Smith v Fifth Third Bank, regarding the class action lawsuit settlement reached by the parties involved, we can confirm the settlement payment is that of 5.2 million dollars.
The case of Smith v Fifth Third Bank was a class action lawsuit. A class-action suit is one in which the lawsuit is a collection of suits filed by many parties, which are tried as a single case, and the parties in question are represented by one member or group of members.
In the case mentioned the lawsuit resulted in a settlement. This is when the party being sued agrees to a payout in return for the charges being dropped. It is said that the Bank in question created a settlement fund to pay the members involved, which held a total of 5.2 million dollars to be paid to the victims.
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____________________ detention allows judges to deny bail to suspects with prior records of violence or nonappearance for trial.
Answer:
Preventative
Explanation:
In civil law, a brings a case against a defendant. The case begins when someone commits a(n) . If a person is judged responsible for causing harm, he or she may have to
Answer:
1. Plaintiff
2. Tort
3. Pay damages
Explanation:
3 new laws to help the country
Answer:
1. You good sir/ma'am are president forever
2. Human experiments are illegal
(Not sure if they are already but oh well)
3. Netflix is either $10 or free
Explanation:
While out one night, Kenneth and his friend Daruth begin to argue over money that Kenneth believes Daruth owes him. Daruth insists that he already paid it. Kenneth disagrees and becomes visibly upset as he needs the money to help his family cover some significant debt. Later, as Daruth leaves the restaurant, Kenneth comes out of the shadows and shoots Daruth, killing him. Of what kind of crime is this an example? A. nonprimary homicide B. expressive crime OC. instrumental crime D. mass murder
Answer:
expressive crime
Explanation:
which is sometimes termed affective aggression, involves violence that is not directed at the acquisition of anything tangible or designed to accomplish anything specific other than the violent outcome itself. Assaults, disorders, and domestic violence are examples of expressive crime.
PLEASE HELP ME ASAP
Prisha has lived her whole life with a violent parent. She learned to hide when her father gets home because his temper is unpredictable. One afternoon, her father comes in very angry. Prisha is trying to make dinner but her father begins to push her toward the stove and around the kitchen. Prisha is so scared because he seems to be out of his mind. As he lifts his fist toward her, Prisha grabs the knife she has been using to cut vegetables and thrusts it blindly toward him so that he will not hit her. The knife hits her father in the neck, causing his death. When arrested, what crime will Prisha MOST likely be charged with? A. first-degree murder B. second-degree murder C. voluntary manslaughter D. involuntary manslaughter
Answer:
The answer is D.
Explanation:
involuntary manslaughter
The crime Prisha will most likely be charged with is involuntary manslaughter, as she didn't has the intention to kill her father and she was self-defending her. Therefore, option 'D' is the correct option.
What is involuntary manslaughter?An unintended killing caused by criminal carelessness, recklessness, or the committing of a low-level crime like a misdemeanour is referred to as involuntary manslaughter.
Involuntary manslaughter differs from other types of homicide in that it does not need thought, planning, or even intent. Involuntary manslaughter is the least serious type of homicide since these mental characteristics are not necessary.
Involuntary manslaughter demands a greater standard of carelessness than ordinary civil negligence, as well as extremely illogical behavior on the part of the defendant. The precise terminology for this threshold of carelessness differs from state to state, although it is sometimes referred to as "criminal negligence" or "gross negligence."
Therefore, option 'D' (involuntary manslaughter) is the correct option.
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PLEASE HELP ME ASAP
Anna is working as a teller at a bank. She asks the next customer to step up to her window. The man hands her a note instructing her to give him all the cash in her drawer. His note says that he has a gun and is prepared to use it. Anna nervously gives the man cash, while tripping an alarm alerting police. As the man prepares to leave the bank, police surround him and arrest him. With what type of crime will he MOST likely be charged? OA. personal robbery OB. aggravated assault C. first-degree armed robbery D. third-degree armed robbery
Answer:
B. Aggravated Assault
Answer:
D. third-degree armed robbery
Explanation:
Plato correct!