Answer:
Because they are more riskier and have higher rates of return.
Explanation:
Which of the following describes the purpose of the Federal Deposit
Insurance Corporation (FDIC)?
O A. To manage the economy by controlling the money supply.
B. To set the required reserve ratio for banks in the United States.
C. To prevent the demand for withdrawals from rising above 10
percent
D. To make sure customers don't lose money if their bank fails.
Answer:
D. To make sure customers don't lose money if their bank fails.
Explanation:
The Federal Deposit Insurance Corporation, or simply the FDIC, is an independent agency whose mandate ensures customers do not lose their deposits should a bank or any other financial institution fails. The FDIC insures customer deposits up to a stated limit per person, per bank, per each account category. The insurance coverage is automatic to all account holders in an FDIC insured bank.
The Federal Deposit Insurance Corporation is financed by the insurance premiums paid by banks and other institutions. The FDIC’s scope covers checking accounts and savings such as money market accounts and certificates of deposit (CDs).
D is the answer!
source : ay p ex
In this exercise, you practiced making associations where there often is none. The most effective times to use his type of “stretching” your mental muscles are _______ creative activities.
A.
Before and after
B.
During and after
C.
Before and during
D.
None of the above
A margin account has a market value of $24,000 and a debit balance of $20,000. The maintenance call will be for
Answer:
The maintenance call will be for:
$20,000.
Explanation:
Operating a margin account means that the investor is permitted by her brokerage firm to buy securities with borrowed funds (or the broker's funds). The maintenance call is the requirement made on the investor with this margin account (by her broker) to raise additional funds to ensure that the margin account is fully funded when it has reduced in value. The investor with the above margin account is supposed to have a credit balance (equity) of $24,000.
A college education fund is to be accumulated by twenty level semi-annual deposits, the first due on Jan. 1, 2011. The fund is to provide sixteen quarterly withdrawals of $1000 each, the first due on Oct 1, 2020. The nominal annual rate of interest is 10% convertible semi-annually. What is the amount of each deposit?
Answer:
$395.74
Explanation:
the college fund requires 20 equal semiannual payments starting January 1, 2011 and the last one should be made on July 1, 2020.
first we must determine the effective rate of the fund:
effective rate = (1 + 10%/2)² - 1 = 10.25%
now we must determine the quarterly rate:
quarterly rate = (1 + r)¹/⁴ - 1 = 2.47%
the present value of the annuity:
PV = distribution x annuity factor
distribution = $1,000PV annuity factor, 2.47%, 16 periods = 13.08553PV = $1,000 x 13.08553 = $13,085.53
that means that by July 1, 2020, you need to have $13,085.53 in your college fund
FV of an annuity = contribution x annuity factor
FV = $13,085.53FV annuity factor, 5%, 20 periods = 33.066contribution = FV / annuity factor = $13,085.53 / 33.066 = $395.74
For a continuous review policy, 74% cycle service level, lead time equals 1.5 weeks, and standard deviation of weekly demand = 200, how many units of safety stock should be held? A. 192 B. 189 C. 157 D. 231 E. 181 F. 222
Answer:
C. 157
Explanation:
Safety stock = Z-score * Standard deviation of average demand * √lead time
Z-score for 74 % service level is 0.643
Standard Deviation of demand is 200
Lead Time = 1.5 weeks
Safety stock = 0.643 * 200 * √1.5
Safety stock = 0.643 * 200 * 1.224745
Safety stock = 157.502
Question 16 of 20
Frank just met with his marketing team to create his billboard sign. So far, he
knows the billboard will have a catchy slogan, a brief description about the
company and what makes them different, and information directing
customers to visit his website. What element of an effective advertisement is
Frank's billboard missing?
A. Unique selling proposition
B. Call to action
C. Appropriate information
O D. Exciting graphics and color
Answer:
b. call to action
Explanation:
An element of an effective advertisement is Frank's billboard missing is Call to action. Thus the correct option is B.
What is advertisment?An advertisement is referred tool of promotion to create awareness of any product among customers and persuade them to make a purchase which helps in the sales of the product.
In this paragraph, it is described that Billboards have a catchy slogan that gets successful gets the attention of the customer, and influences them to make a visit to their website.
The element of effective advertising which the billboard is missing is a call to action that encourages customers to take action of buying. Here Billboards is unable to tell a story to engage customers so that they will not turn their actions of buying.
Therefore, option B is appropriate.
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In 2005, Skype, a company for making internet phone calls, was purchased by eBay for $2.6B. This is an example of a(n):_______
a. hostile takeover.
b. merger.
c. partnership
d. acquisition
Answer:
d. acquisition
Explanation:
Acquisition can be defined as the process in which a company or business firm purchases all of another company so as to build on its weaknesses or strengths.
This ultimately implies that, after the acquisition of a company's shares or all of the company, the acquiring (purchasing) company gains a total control of the acquired company and as a result it is saddled with the responsibility of controlling, maintaining, managing and financing of the company.
In 2005, Skype, a company for making internet phone calls, was purchased by eBay for $2.6B. This is an example of an acquisition.
A firm's current profits are $650,000. These profits are expected to grow indefinitely at a constant annual rate of 5 percent. If the firm's opportunity cost of funds is 7 percent, determine the value of the firm:
Answer:
a. Value before dividends are paid out;
= Current Profits * ( 1 + opportunity cost of funds) / ( Opportunity cost - growth rate)
= 650,000 * ( 1 + 0.07) / 0.07 - 0.05)
= $34,775,000
= $34.775 million
b. Value after dividends
= Current Profits * ( 1 + growth rate) / ( Opportunity cost - growth rate)
= 650,000 * ( 1 + 0.05) / 0.07 - 0.05)
= $34,125,000
= $34.125 million
Stenson, Inc., imposes a payback cutoff of three years for its international investment projects. Assume the company has the following two projects available. Year Cash Flow A Cash Flow B 0 –$ 64,000 –$ 109,000 1 26,500 28,500 2 34,400 33,500 3 28,500 25,500 4 14,500 231,000 What is the payback period for each project?
Answer:
Stenson, Inc.
The payback period for each project is:
Project A = 3 years
Project B = 4 years
Explanation:
a) Data and Calculations:
Year Cash Flow A Cash Flow B
0 –$ 64,000 –$ 109,000
1 26,500 28,500
2 34,400 33,500
3 28,500 25,500
4 14,500 231,000
Total inflow $103,900 $318,500
b) The payback period is the time when the cash outflow is recouped. For project A, the payback period occurs in year 3. For project B, the payback period occurs in year 4. Based on the company's cutoff of three years, Project B may not be accepted even with its large cash inflow in year 4. Therefore, the best decision will be to discount the cash inflows with a suitable rate of interest. This will help Stenson, Inc. to decide between accepting Project A or Project B.
Founder Chip Conley says it’s not money, but the "other stuff," known as _______, that keeps employees happy.
Answer: e. nonfinancial rewards
Explanation:
Money is not all that it takes to make employees happy because studies have shown that employees require a mix of both financial rewards as well as other types of rewards to keep them happy and motivated.
These other rewards are called Non-financial rewards and as already mentioned, do not involve money but can go a long way in keeping employees satisfied. Some examples are: interest in employee growth by leaders and offering employees the opportunity to lead projects.
Find the equivalent taxable yield of the municipal bond for tax brackets of zero, 10%, 20%, and 30%, if it offers a yield of 4.50%
Answer and Explanation:
The computation of the equivalent taxable yield is shown below:
For zero = 4.50%
For 10% = 4.50 ÷ 0.90 = 5%
For 20% = 4.50 ÷ 0.80 = 5.625%
For 30% = 4.50 ÷ 0.70 = 6.43%
For 10%, for 20% and for 30% it would reduced the tax brackets by the same
like
for 10%
= 1 - 0.10
= 0.90
The Same applied for other ones
Therefore the above should be the answer
Daily Enterprises is purchasing a $10.0 million machine. It will cost $50,000 to transport and install the machine. The machine has a depreciable life of five years and will have no salvage value. If Daily uses straight-line depreciation, what are the depreciation expenses associated with this machine?
Answer:
the depreciation expenses associated with this machine is $2,010,000
Explanation:
The computation of the depreciation expense under straight-line method is shown below:
= (Cost - salvage value) ÷ (estimated useful life)
= ($10,000,000 + $50,000 - $0) ÷ ( 5 years)
= ($10,050,000) ÷ ( 5 years)
= $2,010,000
Hence, the depreciation expenses associated with this machine is $2,010,000
We simply applied the above formula so that the correct value could come
And, the same is to be considered
Colleges often rely heavily on raising money for an "annual fund" to support operations. Alumni are typically solicited for donations to the annual fund. Studies suggest that the graduate’s annual income is a good predictor of the amount of money he or she would be willing to donate, and there is a reasonably strong, positive, linear relationship between these variables. In the studies described:
Answer: size of alum's donation to the annual fund is the response variable
Explanation:
Considering the annual income is a good predictor of the amount of money he or she would be willing to donate, and there is a reasonably strong, then the study indicated that the size of alum's donation to the annual fund is the response variable
A corporation has issued 25,000 shares of $100 par common stock and holds 3,000 of these shares as treasury stock. If the corporation declares a $2 per share cash dividend, what amount will be recorded as cash dividends?
a. $22,000
b. $25,000
c. $44,000
d. $50,000
Answer:
c. $44,000
Explanation:
Calculation for the amount that will be recorded as cash dividends
Cash Dividend=(25,000 shares- 3,000 Treasury stock) * $2 per share
Cash Dividend=22,000*$2 per share
Cash Dividend=$44,000
Therefore the amount that will be recorded as cash dividends is $44,000
If the slope of the indifference curve between goods X and Y is steeper than the slope of the budget line, and X is on the horizontal axis:_______.a. MRS = −PX/PY.b. the consumer is willing to give up more of good X to get an additional unit of good Y than is necessary under the current market prices.c. the consumer is willing to give up more of good Y to get an additional unit of good X than is necessary under the current market prices.d. MRS > PX/PY.
Answer:
c. the consumer is willing to give up more of good Y to get an additional unit of good X than is necessary under the current market prices.
Explanation:
The slope of an indifference curve measures the marginal rate of substitution, or basically how much of good Y you are willing to give up in order to consume more of good X. While the slope of the budget line is basically the relationship between the price of good Y over the price of good X.
When the slope of the indifference curve is steeper, you are willing to consume more of good X and less of good Y.
__ involves having a variety of investments in your __
Answer
Diverting, and Savings
Explanation:
That dummy said say hey. Like that's the answer what a loser. I hope this is right sorry if its wrong that's what i got.
Answer:
Diverting involves having a variety of investments in your savings.
Explanation:
Which are Career and Technical Student Organizations? (Check all that apply.)
Business Professionals of America
American Association of School Administrators
American Chemical Society
UDECA
Future Business Leaders of America
FFA
Skills USA
FCCLA
Will give brainliest! 50 points!!!
Answer:
Answer:
Business Professionals of America
American Association of School Administrators
DECA
Future Business Leaders of America
Explanation:
Hope it helps your question!
Answer:
A,B,D,E
Explanation:
When resistance to change is based on insufficient, incorrect, or mis-leading information, managers should use ____ as an approach to manage resistance.A. Participation.B. Change manipulation.C. Education and communication.D. Negotiation.E. Coercion.
Answer:
C. Education and communication.
Explanation:
Since in the question it is mentioned that the resistance to change depend upon the non-sufficient, not correct or the information that misleads so here the managers should use the education & communication for managing the resistance as the given situation represent the education and communication scenario.
Therefore the same is to be considered
hence, the correct option is B.
Hindelang Inc. is considering a project that has the following cash flow and WACC data. What is the project's MIRR?
WACC: 12.25%
Cash flows -
Year 0: - $850
Year 1: $300
Year 2: $320
Year 3: $340
Year 4: $360
Answer:
MIRR = 17%
Explanation:
The computation of the MIRR of a project is shown below:
Year Cash flows ( in $)
0 -850
1 300
2 320
3 340
4 360
WACC 12.25%
MIRR 17%
We simply applied the MIRR over the excel
We simply applied the attached formula so that the correct percentage could come
And, the same is to be considered
The degree of general importance that working has in the life of an individual at any given point in time is called ________.
a. intrinsic motivation
b. extrinsic motivation
c. self-actualization
d. work centrality
Answer: Work centrality
Explanation:
The degree of general importance that working has in the life of an individual at any given point in time is called work centrality.
Work centrality has to do with how work plays a vital role in the lives of individuals. It is believed that work is important as it helps one meet the financial obligations through the revenue earned while working and other important things.
Answer:
work centrality
Explanation:
Redan, Inc., is expected to maintain a constant 5.75 percent growth rate in its dividends, indefinitely. If the company has a dividend yield of 4.25 percent, what is the required return on the company’s stock?
Answer:
the Required return on the company stock is 10.00%
Explanation:
The computation of the required return on the company stock is shown below;
The Required return on the company stock is
= Dividend yield + Capital gains yield
= 4.25% + 5.75%
= 10.00%
Hence, the Required return on the company stock is 10.00%
We simply applied the above formula so that the correct value could come
And, the same is to be considered
Noma plans to save $3,400 per year for the next 35 years. If she can earn an annual interest rate of 9.2 percent, how much will she have in 35 years? a) $716,300.24 b) $119,000.00c) $767,464.54 d) $83807128 e) $734,09652
Answer:
c) $767,464.54
Explanation:
The computation of the future value of an annuity is shown below:
As we know that
Future value of annuity F = Payment made × ((1 + rate of interest)^t - 1) ÷ r ate of interest
= $3,400 × (1.092^35 - 1) ÷ 0.092
= $3,400 × 225.7249
= $767,464.54
Hence, the future value of an annuity is $767,464.54
Therefore the correct option is c.
scientific management.
management by objectives (MBO).
the program evaluation and review technique (PERT).
programmed management.
Answer:
im bored soo hi
Explanation:
Critically examine the maximax criteria for decision making under uncertainty
Explanation:
A decision under uncertainty is when there are many unknowns and no possibility of knowing what could occur in the future to alter the outcome of a decision.
Suppose the reserve requirement (R) is 15%. What is the effect on total checkable deposits in the economy if bank reserves increase by $60 billion. Assume E=0
Answer:
$400 billion
Explanation:
The computation on the impact on total checkable deposits is shown below
= Increased in the bank reservce ÷ reserve requirement
= $60,000,000,000 ÷ 15%
= $400 billion
Therefore the impact on the total checkable deposits in the case when the bank reserves rises is $400 billion
We simply applied the above formula so that the correct value could come
And, the same is to be considered
What are the portfolio weights for a portfolio that has 145 shares of Stock A that sell for $47 per share and 130 shares of Stock B that sell for $86 per share?
Answer:
Stock A = 0.3787
Stock B= 0.6212
Explanation:
The first step is to calculate the total value
= 145(47) + 130(86)
= 6,815 + 11,180
= $17,995
Therefore the portfolio weights of each stock can be calculated as follows
Stock A = 145(47)/17,995
= 6815/17,995
= 0.3787
Stock B = 130(86)/17,995
= 11,180/17,995
= 0.6212
A disadvantage of bond financing is: Multiple Choice Bonds pay periodic interest and the repayment of par value at maturity. It allows firms to trade on the equity. Bonds do not affect owners' control. Interest on bonds is tax deductible. Bonds can increase return on equity.
Answer:
Bonds pay periodic interest and the repayment of par value at maturity.
Explanation:
The main disadvantages that businesses face when issuing bonds are:
bonds pay coupons either semiannually or annually, and the company needs to have the money to pay thembonds increase the risk of insolvency, AKA bankruptcy, which increases the cost of equitysince bonds require interest payments (coupons), they can potentially decrease return on equityWhat term is used to refer to the probability that an accounting error or irregularity is detected and reported?
Answer:
Audit quality
Explanation:
The audit quality represents the important elements that increased the quality audits done by the auditor in consistent way. Here the responsibility of performing the quality audit is of the auditor as he or she is fully responsible to do the audits of various firms. The main motive of this audit is to be identify the error or irregularity of a firm.
Therefore the given situation represents the audit quality
A company is 49% financed by risk-free debt. The interest rate is 8%, the expected market risk premium is 6%, and the beta of the company’s common stock is .59. a. What is the company cost of capital? (Do not round intermediate calculations. Enter your answer as a percent rounded to 2 decimal places.) Cost of capital
Answer: 9.81%
Explanation:
Cost of capital = (cost of debt * weight of debt) + ( cost of equity * weight of equity)
Cost of Equity = Risk free rate + beta * Market risk premium
= 8% + 0.59 * 6%
= 11.54%
Cost of capital = (8% * 49%) + (11.54% * 51%)
= 9.81%
Motor Sales sold its old office furniture for $9000. The original cost was $17,000, and at the time of sale, accumulated depreciation was $14,000. What is the effect of this transaction?
a. gain of $9000
b. gain of $6000
c. loss of $6000
d. loss of $9000
Based on the given information, the effect of this transaction is a gain of $6000. Thus the correct option is B.
What is depreciation?The continual loss of an asset's worth over time as a result of damage, obsolescence, or other circumstances is known as depreciation. The cost of an asset is divided throughout the asset's useful life using this accounting technique.
To determine the effect of this transaction, we need to calculate the carrying value of the furniture at the time of sale.
Carrying value = Original cost - Accumulated depreciation
Carrying value = $17,000 - $14,000
Carrying value = $3,000
Given that, the furniture was sold for $9,000.
Gain = Sale price - Carrying value
Gain = $9,000 - $3,000
Gain = $6,000
Therefore, the answer B is appropriate.
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